doing business god’s way

Doing Business God’s WayDoing Business God’s Way

By Raymund SanchezBy Raymund Sanchez

AgendaAgenda

WorkaholismWorkaholism Using Credit / Collecting DebtsUsing Credit / Collecting Debts Handling LawsuitsHandling Lawsuits

WorkaholismWorkaholism

WorkaholismWorkaholism

One who has a One who has a compulsive and compulsive and unrelenting need unrelenting need to work to work

Portmanteau word Portmanteau word composed of composed of workwork and and alcoholicalcoholic

WorkaholismWorkaholismIs it Harmful?Is it Harmful?

Experts say the Experts say the incessant work-incessant work-related activity related activity masks anxiety, low masks anxiety, low self-esteem, and self-esteem, and intimacy problemsintimacy problems

Not the same as Not the same as working hard working hard

WorkaholismWorkaholismIs it Harmful?Is it Harmful?

Workaholics feel the urge Workaholics feel the urge of being busy all the time, of being busy all the time, to the point that they often to the point that they often perform tasks that aren't perform tasks that aren't required or necessary for required or necessary for project completion. project completion.

they tend to be inefficient they tend to be inefficient workers, since they focus workers, since they focus on being busy, instead of on being busy, instead of focusing on being focusing on being productive. productive.

Have trouble delegatingHave trouble delegating Impaired cognitive Impaired cognitive

functions thru sleep functions thru sleep deprivationdeprivation

WorkaholismWorkaholismNegative EffectsNegative Effects

Neglect of social relationsNeglect of social relations Health Issues (sleep deprivation, Health Issues (sleep deprivation,

malnutrition, stress)malnutrition, stress) Lesser contribution in terms of Lesser contribution in terms of

productivity & team workproductivity & team work

WorkaholismWorkaholismWhat does the bible say?What does the bible say?

Anything obsessed Anything obsessed about, other than about, other than God, is idolatry God, is idolatry

As Christians, we As Christians, we have to be very have to be very careful not to let careful not to let the cares and the cares and allurements of the allurements of the world distract us world distract us from our devotion from our devotion to Christ to Christ


Paul spent time Paul spent time making tents with making tents with Priscilla and Aquila, Priscilla and Aquila, but their but their conversations and conversations and thoughts as they thoughts as they worked were on worked were on God (God (Acts 18:1-3Acts 18:1-3, , 24-2624-26; ; Romans 16:3Romans 16:3) )


““And whatever you do, whether in And whatever you do, whether in word or deed, do it all in the name of word or deed, do it all in the name of the Lord Jesus, giving thanks to God the Lord Jesus, giving thanks to God the Father through him” (Colossians the Father through him” (Colossians

3:17) 3:17)


Being a workaholic isn’t directly Being a workaholic isn’t directly comparable to worshipping idols. comparable to worshipping idols.

However, if the job takes up so much However, if the job takes up so much energy that it distracts away from energy that it distracts away from the relationship with Jesus Christ the relationship with Jesus Christ

having predominance, then it could having predominance, then it could be considered idolatry. be considered idolatry.

Using Credit / Being in DebtUsing Credit / Being in Debt

Using Credit / Being in DebtUsing Credit / Being in Debt

A contractual A contractual agreement in agreement in which a borrower which a borrower receives something receives something of value now and of value now and agrees to repay the agrees to repay the lender at some lender at some later date. later date.

Using Credit / Being in DebtUsing Credit / Being in DebtIs it a Sin to be in Debt?Is it a Sin to be in Debt?

YES YES Romans 13:8 Romans 13:8 Owe Owe

no one anything no one anything except to love one except to love one another, for he who another, for he who loves another has loves another has fulfilled the lawfulfilled the law

Which means you Which means you owe no man owe no man anything but loveanything but love


YESYES Proverbs 22:7 Proverbs 22:7

The rich rules over The rich rules over the poor, and the the poor, and the borrower is servant borrower is servant to the lender. to the lender.


NONO Proverbs 22:26–27 Proverbs 22:26–27

Do not be one of Do not be one of those who shakes those who shakes hands in a pledge, hands in a pledge, One of those who is One of those who is surety for debts; If surety for debts; If you have nothing you have nothing with whichwith which to pay, to pay, Why should he take Why should he take away your bed from away your bed from under you?under you?

Using Credit / Being in DebtUsing Credit / Being in DebtWhat should a Christian do?What should a Christian do?

1 Timothy 6:6–12 1 Timothy 6:6–12 Now godliness with contentment is great gain. For Now godliness with contentment is great gain. For we brought nothing into we brought nothing into thisthis world, world, andand it isit is certain we can carry nothing out. And having food certain we can carry nothing out. And having food and clothing, with these we shall be content. But and clothing, with these we shall be content. But those who desire to be rich fall into temptation those who desire to be rich fall into temptation and a snare, and and a snare, and intointo many foolish and harmful many foolish and harmful lusts which drown men in destruction and lusts which drown men in destruction and perdition. For the love of money is a root of all perdition. For the love of money is a root of all kinds ofkinds of evil, for which some have strayed from evil, for which some have strayed from the faith in their greediness, and pierced the faith in their greediness, and pierced themselves through with many sorrows. themselves through with many sorrows.


Is the concept of credit & debt Is the concept of credit & debt obligations wrong?obligations wrong?– The idea is not necessarily no debt, but The idea is not necessarily no debt, but

not to incur debt that you cannot pay. not to incur debt that you cannot pay. To take without repayment is harming To take without repayment is harming the lender. It is a form of stealing Psalm the lender. It is a form of stealing Psalm 37:21 The wicked borrows and does not 37:21 The wicked borrows and does not repay, But the righteous shows mercy repay, But the righteous shows mercy and gives. and gives.


Is the concept of credit & debt Is the concept of credit & debt obligations wrong?obligations wrong?– Excessive debt becomes a form of Excessive debt becomes a form of

slavery to the lender Proverbs 22:7 slavery to the lender Proverbs 22:7 – you end up following the lender’s lead you end up following the lender’s lead

Deuteronomy 28:44 He shall lend to Deuteronomy 28:44 He shall lend to you, but you shall not lend to him; he you, but you shall not lend to him; he shall be the head, and you shall be the shall be the head, and you shall be the tail. tail.

– It is a form of lyingIt is a form of lying


SolutionsSolutions– Do not put necessities up as collateral. If Do not put necessities up as collateral. If

you can’t afford to lose it, don’t use it you can’t afford to lose it, don’t use it for a loan. Under the Old Law, an for a loan. Under the Old Law, an Israelite was not allowed to promise Israelite was not allowed to promise (borrow) what he was not able to pay - (borrow) what he was not able to pay - Ecclesiastes 5:5 Better not to vow than Ecclesiastes 5:5 Better not to vow than to vow and not pay. to vow and not pay.


SolutionsSolutions– If you cosigned a loan, get out of it as quickly If you cosigned a loan, get out of it as quickly

as possible - Proverbs 6:1-5 as possible - Proverbs 6:1-5 – My son, if you become surety for your friend, My son, if you become surety for your friend, IfIf

you have shaken hands in pledge for a you have shaken hands in pledge for a stranger, You are snared by the words of your stranger, You are snared by the words of your mouth; You are taken by the words of your mouth; You are taken by the words of your mouth. So do this, my son, and deliver mouth. So do this, my son, and deliver yourself; For you have come into the hand of yourself; For you have come into the hand of your friend: Go and humble yourself; Plead your friend: Go and humble yourself; Plead with your friend. Give no sleep to your eyes, with your friend. Give no sleep to your eyes, Nor slumber to your eyelids. Deliver yourself Nor slumber to your eyelids. Deliver yourself like a gazelle from the hand like a gazelle from the hand of the hunter,of the hunter, And And like a bird from the hand of the fowler. like a bird from the hand of the fowler.


SolutionsSolutions– The Scriptures solidly teach against cosigning The Scriptures solidly teach against cosigning

loans (guaranteeing a loan made to someone loans (guaranteeing a loan made to someone else) Proverbs 17:18 A man devoid of else) Proverbs 17:18 A man devoid of understanding shakes hands in a pledge, understanding shakes hands in a pledge, AndAnd becomes surety for his friend. becomes surety for his friend.

– If you can’t afford it, don’t buy it. If your friend If you can’t afford it, don’t buy it. If your friend can’t afford it, why put your personal can’t afford it, why put your personal possessions at risk? Proverbs 22:26-27possessions at risk? Proverbs 22:26-27

LawsuitsLawsuits

LawsuitsLawsuits

A legal action A legal action started by a started by a plaintiff against a plaintiff against a defendant based defendant based on a complaint that on a complaint that the defendant the defendant failed to perform a failed to perform a legal duty, legal duty, resulting in harm resulting in harm to the plaintiff to the plaintiff

LawsuitsLawsuitsWhat does the Bible say about this?What does the Bible say about this?

The apostle Paul The apostle Paul instructed the instructed the Corinthian Corinthian believers to not go believers to not go to court against to court against one another one another Corinthians 6:1-8Corinthians 6:1-8


If any of you has a dispute with another, dare he take it If any of you has a dispute with another, dare he take it before the ungodly for judgment instead of before the before the ungodly for judgment instead of before the saints? Do you not know that the saints will judge the saints? Do you not know that the saints will judge the world? And if you are to judge the world, are you not world? And if you are to judge the world, are you not

competent to judge trivial cases? Do you not know that we competent to judge trivial cases? Do you not know that we will judge angels? How much more the things of this life! will judge angels? How much more the things of this life!

Therefore, if you have disputes about such matters, appoint Therefore, if you have disputes about such matters, appoint as judges even men of little account in the church! I say as judges even men of little account in the church! I say

this to shame you. Is it possible that there is nobody among this to shame you. Is it possible that there is nobody among you wise enough to judge a dispute between believers? But you wise enough to judge a dispute between believers? But instead, one brother goes to law against another—and this instead, one brother goes to law against another—and this in front of unbelievers! The very fact that you have lawsuits in front of unbelievers! The very fact that you have lawsuits

among you means you have been completely defeated among you means you have been completely defeated already. Why not rather be wronged? Why not rather be already. Why not rather be wronged? Why not rather be

cheated? Instead, you yourselves cheat and do wrong, and cheated? Instead, you yourselves cheat and do wrong, and you do this to your brothers. you do this to your brothers.


For Christians not to For Christians not to forgive each other and forgive each other and reconcile their own reconcile their own differences is to differences is to demonstrate spiritual demonstrate spiritual defeat. Why would defeat. Why would someone want to someone want to become a Christian if become a Christian if Christians have just as Christians have just as many problems and many problems and are just as incapable are just as incapable of solving them? of solving them?

LawsuitsLawsuitsWhat there is no other recourse?What there is no other recourse?

there are some instances there are some instances when a lawsuit might be when a lawsuit might be the proper course of the proper course of action. If the biblical action. If the biblical pattern for reconciliation pattern for reconciliation has been followed has been followed (Matthew 18:15-17) and (Matthew 18:15-17) and the offending party is still the offending party is still in the wrong, in some in the wrong, in some instances a lawsuit might instances a lawsuit might be justified. be justified.

This should only be done This should only be done after much prayer for after much prayer for wisdom (James 1:5) and wisdom (James 1:5) and consultation with spiritual consultation with spiritual leadership. leadership.

LawsuitsLawsuitsWhat there is no other recourse?What there is no other recourse?

Matthew 18:15–17Matthew 18:15–17If your brother sins against you, go and If your brother sins against you, go and

show him his fault, just between the two of show him his fault, just between the two of you. If he listens to you, you have won you. If he listens to you, you have won

your brother over. But if he will not listen, your brother over. But if he will not listen, take one or two others along, so that take one or two others along, so that

every matter may be established by the every matter may be established by the testimony of two or three witnesses. If he testimony of two or three witnesses. If he

refuses to listen to them, tell it to the refuses to listen to them, tell it to the church; and if he refuses to listen even to church; and if he refuses to listen even to

the church, treat him as you would a the church, treat him as you would a pagan or a tax collector. pagan or a tax collector.

SummarySummary

Workaholism:Workaholism: unhealthy obsession unhealthy obsession with anything besides God is Idolatrywith anything besides God is Idolatry

Debt/Credit:Debt/Credit: incurring debt or issuing incurring debt or issuing credit is not a sin or evil in itself, it is the credit is not a sin or evil in itself, it is the excessiveness of the act or incurring debt excessiveness of the act or incurring debt beyond ones capacity to paybeyond ones capacity to pay

Lawsuits:Lawsuits: exhaust all extra judiciary exhaust all extra judiciary measures first in resolving the conflict measures first in resolving the conflict before going to courtbefore going to court

doing business god’s way

Documents

debtusing credit

loveusing credit

form of lyingusing credit

excessive debt

lender proverbs

christ workaholismwhat

harmful lusts

form of slavery