DOCUMENT RESUME.Li

'ED 186 883 SE/61 127

AUTHOP Heffman, Irwin: And pthersTTTLF Car-Ruying. Computet,MPdule for U Mathematics,

Laboratory Setting.INSfITUTION Peatonal Penter for Pre-Coll. Mathe ics, Denver,

Cnlo. ,

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SPCNS AGFNCY National Science Foundation, Washi on, D.C.PrItl. DATE 73GRANT ifFF-GW-7720 .

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'WM?. 06p.: F(,r related documents, see S 031.121-129 andEP 183 295-413. Contains marginal eqtbiliy. Best.

/ .copy. ,

"TTPq PPTCv MEDI/PC.02 Pius Postage:. '

,Dv..SrPTilr'S 1c44vitir tinits:-Rusiness Educatio : *Computer,,

... oriented Drqgrams: *computer Prbg ems: *Consumer. Education: Trsurrice: Iabora4..orle : Learning Modules:

*Ma4..hemat-tcal'Applica+iore: Mathematics Curriculum:Mathematics Irstructior: Meney Management: ,

, *Purchaqirg: SecoMary Fducation:h*Secondary SchoolMathema+1.cs: Worksheets ,

AAS,"PACT

This_is oneof a ser&es of compater modules:designed.for secondary students who have accesIs tc$a computer. TherrodUle, desl.ored to.help students understard a1l4iacets ofoar-buying, includes a statement of ohlectl_ves, time schedule, a115+ of materials, suggested evaluation procedures, an outlite foreach seCtion, and several cOmpOter.programsk wrt.en in BASI.C. (MKI

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* 'Reprodtc4ons supplied by rrIPs Fife +11'e he$t that.car. be made ** from the oAginal document. . *

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IJ S III I'Al/ I MI NI III AI TII DUI A IION II On I I AltiNA I IONAI INST !TUTU OF

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-PERMI`iSION TO REPRODUCE THISMATERIAL HAS BEEN GRANTED BY

Mary 1,_C.,,harle,scj e F

TO THE EDUGATIONAL ESOURCESINFORMATION CENTER ERIC)."

opmpuTmR MOEULE MUSE

IN A

MATHEMATICS LABORATORY SETTING

CarBuying

'by

Irwin:Hoffman

EVeit Karman'Steve MeerPaul NovakJoseph None

A Publication of

Unisversity of Denver

Mathematics LaboratoryRegional Center forPreCollege Mathematics

Dr Ruth I.:Hoffman, Dirictor

'T4

This material was prepared with the support of.the National Saienom Foundation Grant #GW-7720.

(i) University of Denver. Mathematics Lah6ratory 1973

I.

!AL__

TEACHER'

CAR-BUYING

This module may be used in the following ways:

1. It_may be used, with teacher explanations, andexamples, for all entire .classat once.

, 2. It may be'used by individuals or pmall groupsof students.

3. It 'may be used by individual students in realcar-buYIng situations (or motorcycle-buying).

14. Indi'vidual student.s who have' completed theunit can assist other students later:

MATERIALS'

Contained in this Module:

I. Ekplanatory-reading material for the .btudents.

, 2. Workshpets for car-buying, car insurance andmotorcycle insurance.

3. Texts of the computer programs CARR, INSTABLE,AMORTIOAN, and INSCYCLE, whichare necessary:for completion of the module.

4. A short sheet of sample car prices and insur-ance numbers, taken fi-om the December,' 1973

NtA-09A9_ Official Used CarGuide.

Teacher muskbe able to provide:

1. Computer access.

2. Currbnt information on interest rate for de-\monstration purposes,. /

3. A recent copy of the N1A,D9A Official Used :Carlavide (optional, but highly desirable).Car dealers and lending institutions are some- -

times willing to give classes olecopies.

414likdf. '44

I4

IDE

A

Students will pr6fide on their own:

1. Current prices and trade-in values forindividual cars (obtainable from varioussources: actually talking with a car de-aler, the daily-newspapers, or the N.A.D.A.guide).

2. Informatipnon interest rates and terms forspecific cars and credit sources (optional;obtainable by talking to the various sources).

r- TIME SCHEDULE

During testing of this modulel'it wElt§ found to takeon an average two fifty-minute class periods perstudent (one period for preparation and infor-

,

mation-gathering, and one period spent at a com-puter terminal).

TG-1

OBJECTIVES

I. The student will learn the difference between.the quoted purchase price of a car andsltsactual cost under yarious credit. and financ-ing arrangements.

'

2. The stuAnt will learn the effect of a trade-in on the purchase price of a new car and .

on the sales tax charged.

. 3. The student will learn the meaning of mort,--' gaj ineurance, and tile kinds available and

their cost.

,

4. The stu(ient will learn the different kinds ofinsurance available for a..car, and'which kindsare mandatory.

5. ,The student will lqarn the cost orautomobileinsurance, and what detrmines this cost. Theprincipal factors he will learn are:

a. The purchaser's driving record; ahdb. The safety rating of the car, as indicated

by the insurance number in the N.A,D.A,Dealer's Guide.

6. The student wHo is interested in owning a motor='cycle will learn the.aost of financing a pur-chase, and the cost of motor cycle insurance.

EVALUATION PROCEDURE

Completion of the module is.to be regarded asan end in itself. For feedback purposes, theteacher may determine the student's successin doing the module'by exaRining the worksheet,checking the credibility of the computer out-put, and checking the answers to those questionsin the worksheet which involve comparisons,and which the student answers after running4the computer programs.

A teacher mAy desire to supplement the modulewith a posttest on the conceptual informationdeveloped in the module: questions on kinds,of interest rates, mortgage insurance., kindsof insurance coverage, factors determininginsurance rates, etc., along with additionalquantitative questions comparing rates andpayments.

1.

OViRVIEW

For successful teaching of the module, it isrecommended that the teacher go through themodule himself first, using his own data andGamParing the results with his actual situation,if possible.

2. 'The module provides brief summary informationon such concepts as add-on rates, annual per-centage rates, mortgage insurance, etc. TheteacherMay detire to devote additional classtin tb' more extensilte explanation,of thesecon epts. The AMIORTLOAN. program demonstrates"the operation of an annual percentage rate.The total interest figure in the AMORTLOAN out-'

4,-put may be used to demonstrate the eonversionfrom A.P.R. to'add-on rate.

TG-2

There are no standard right or wrong answersfor ary part of this module; the answers Willvary deperiding On local taxes and insurancelawsl.credit conditions, and so forth.

buTuNE

- Dying and Financing a Gar (Cards 1 -

Studnt Worksheets # 4a -"14f)

A.' In this sections the student Will com-plete all the worksheets preceedingthe insurance section.

B. Teabhin suggeStions

4,

1. As students will be providing individualdata, it will probably be found desdrableto let them Work onthe module individ-ually or in small groups. A period ofgeneral class time may be used to explainthe credit concepts described, and to:give instrddtions on acquiring the basicdata needed.

2. Securing data wila. be the most difficUltpart of the module. Students are under-standably reluctant to bother a cardealer with hypothetical questions.Nonetheless, ta)is is the most valuableway Tor them to get information. Dealerswill most likely be cooperative if theztudents know exactly-what informationthey need, and what qUestions to ask,in advance, zo as mpt to take up toomuch-of the dealerIs time. Other sourcesfor car prices are advertisements in thenewspaper, and the tr.A.D.A. book. ,Trader.in values are available in the N.A.D0A.book. As a last resort, some sampledata is provided with the module.

3. Students, should again be encouraged tofind credit information on their own -from dealei-s, banks and credit unions.Teachers should check with their owncredit unions for sample rates. InDenver at the end.of 1973, dealers wevequoting add-on rates between-7%-and 10%;banks quoted an add-on rate of. 6% fornew cars, 6 1/2% for used cars; andcredit unions quoted A.P.Ws from 9%to 1K

If a student is quoted an annual percent7.age rate, he may wish to run the AMORTLOAN,

TG-3

)1rogram to see what his montRty..pal!ment is and what heis paying.for.

5. If students have successfaly gotten theirown individual dotal they should beenCouraged to compare_notes. with.eachother, to get a greater appreciationof thb credit market.

6. Teachers. may desire that students runall the computer_asctions of the mod,ule ilt,once, going back afterwardsand completing the comparison quest-,

ions in the worksheet.4

Section II - Insurance (Card # 5 - $, huqentWOrksheet # 8a)

A. The student will complete the*insuranceportion of the worksheet, using computeroutput.for his answers.

-B. Teaching suggestions.

1. Students should continue to work in-dividually or in small groups.

2. The insurance rates in the programare taken from the tables of a high-risk insurance company. Lower,ratesare in many cases obtainable. For'hie' school students, however, theserates are frequently all too accurate.(Rates may be different in statesother than Colorado; in such a case,an experienced programmer may be neededto modify the data in the program.)

3. Insurance numbers are obtainable onlyfrom the N.A.D.A. guide. If this guideis unobtainable, probable insurancenumbers for a given car can be deducedfrom the sample data provided withthe module. The important point which

is to be communicated is'that the:insura-nce number of a car is a major,factor,in determining the cost of insurance for 4

the car.

4: Throughout the computer portions of.the,module, tetiCheirs will find that studentswho have alrea4y dene the module willbe very helpful in assisting other stud-ents who are.starting the module

Students should be advised that computerinput consists of numbers only - nocommas, no percent Signs, dollar signs,etc.

Section III - Motorcycle (optional) (Card # 9,Student Worksheet # 9a)

A. The interested student wilI fill aut thecar-buying worksheet for a motorcycle; andthe mdtorcYcle insurance worksheet.

B. Teaching suggestions

1.. Students who are interested in the'realpurchase price of a-motorcycle can usetheir data in the GARR program, or,they are quoted an annual percentage

4 rate, in the AMDIRTWAN program.

2. The INSCYCLE programpoffers two insur-ance plans, which can.be compared.The principal factor determining motor-cycle insurance4rates is the size ofthe motorcycle engine.

9

TG-4

\14.Car Buying

CAR BUYING

Card # 1

The purpose of this unit is to help you investigate the costs orfinancing a car"through three'different types of lending institutions: ah auto dealer, a bank,and a credit union. You shouldte able to learn interest tates and other '

.important information from each of these three.sources. You can use thisumit, and,the accompanying computer programs, not only in the classroom, but Ss a personalreference guide if you should purchase a car.

A credit union is like a club, to borrow money you must be a member. In many typesof employment, membership.in a credit union is automatic. So'l when you investigatetip cost of a credit union loan, see if your parents, 'friends or teachers belong to

.

or know anyone who belongs to a credit union. Then, get on the phone and call thecredit union, a bank, and an auto dealer to obtaih the information necessary tocomplete 'the tables in the worksheets. *len choosing a bank or an auto dealer, youmight \want to call several to ee which.one offers you the cheapest rate. If youare unable to contact any of the appropriate lending agencies, your teacher will'have ihe information necessary to complete the tables. The daily newspaper containsadvertisements of cars for salel-with prices and frequently with interest rates.

4

When you.have complete& student worksheei, # 4arun the computer programs. CARR and INSTABLE andthe rest or the tables. These tables will helpfinancing for your situation.

(aft,er reading ehe explanation),'

use the information to complete'you choose the least expensive

Qar BuyingCard # 2

The explanations that follow.ahould enable you to understan what you shouldfitl in on Student Workoheet # 4a. This information sho lave you \ghat you

need to know,when you are on the phone talking to one o the.three lendinginstitutions involved. Most professional men are glad to help you learn(after all, you will someday be their customers); but you are taking up their time.Don't tie them up too long over the phone. When you call an auto dealer you mightask to npeak with their finance man, and when you call a bank you should ask to,speak With a loan officer. These men are the meMbers Of,their respectiveorganizations who will be able to answer your questions-best.

. .

A. What kind of car are yoU List the name and model of the car you arebuying, the -nods of accessor es you watt and the year of the car.

B. What'is the' cash price of your car? This means - - What will the'car you wishto buy cost, including all the options you Want, if'you pould give tte dealer'themoney rights_now. It you don't know thp price of your car, you may find out fromthe,MADA book or fronj cards # 5-and 6. Of course, most people have to finance

the purchase of their cars. That is what you will be doing in this unit.

C. hat, is the local sales tax rat Whenever you buy anything, you pay a-eertaiD per:_:ent of the price to the government, as a sales tax. (For instance, in)enver, Colorado the saaes tax is'6%.) pp the everyday small:purchases youmake, this small percen'tage of tax goes--almost unnoticed. But you are nowmaking 4 purchase that runs sometimes many thousands of dollars and the sales

.

tax becomes very significant. The tax itself may come to hundreds of dollars,depending on the price of your .par. When you talk to a dealer, find out whatthe-current sales tax.is in your community. A word of caution: If you shoparound, trying tp beat the.sales tax rate in your community, you may end up having topay it anyway. Some communities charge sales tax according to where you liveirather than where yod make your purchases. Check it out first; otherwiie you,alight end up paying twice as much tax.

. D. Do you have a trade-in? Iflyes', then how much will the dealer allow you?IV youjave an old ctr it is WZia some amount bf money. This ad'car can beused like .money, andecan be used toward the purchase of your new car. The

'value a dealer gives'your old car'is called the trade-in value. If you call adealer, ask him if he can give you-a general trade-in value for your old car.,Remember, he might not be able to 0 since the value of.t,he trade-in varies'greatly because each individual'a car has been taken care of in a different.'manner. But if your car is in good shape, and you don't want to keep itfor a second carp you should probably trade it in.

If you have a trade-in, its value will be subtracted from the price of your newear before the sales tax is figured. Thus, the sales tax will be computed on theprice of your new,car, minus the tr e-in value of your old car. If you don't

'shave a trade-in, you'll have to pay m re,sales tax.

Only your dealer allows a trade-inInot a bank cr a credit union.

LA

/

Car. Buying'

. E. Did ou make a' down se ent? If es1 then how much?

Card # 3

Almost a ways, a sea er ask you to pu some o your money down. This isusuaqy a small amount but you can't bUy the qar if you don't have this amount.The amount of the down,payment.varies with the price of the car. If you talk toa dealer, ask him what size down-paymenyhe wants. Remember, your down payment is

,,-conneáted only withia dealer; so4on't ask a banker about it. In the CARR program,you will u8e the down-payment only As an aid in figuring out the amount.of moneyyou will nItad to pay a dealer after.you borrow it from a bank or a credit uhion.

F. How mar months will your loan r ? The longer you borrow the money you need tobuy your car the more interest you wftlpay. So, the to-HT]. cost "of your car willincrease. However, the whole purpose of borrowing,the money is so you can maqte alot of small payments instead of one big one. You are paying for the conveniince,ofthose smaller monthly payments you can make without 'taking away from your otheifheeds.The; larger the payment you, make, the Tess will be the total amount of interestyoil,,have to pay. .If yau finance the loan for a relatively short time, your paymentmay be,larger than if you had financed the loan for a longer time, but you will'

delend up payipg less overall.A r

A :I

)IF YOU ARE TALKING WITH A DEALER OR A BANK, REFER TO G.IF YOU kaE TALKING WITH'A CREDIT UNION REFER TO H.

(1. What it; the add-on rate? An add-on rate,is a straight-forward'charge basedon.the annual rate of laetest and the aMount of money you borroW and the time of theloan. According to government regulations you must be told, the equivalent annual'percentage rate by the lending institution. See below for an e4lanation of howthe add-on rate correlates with the annual percentage rate:

H. What it; the annual 'percentage rate? the annuga. percentage rate is a percentagefigured on the unpaid beaance at the end of each month. Credit unions use an apnualpercentage rate; if, when you talk to them, they give you a monthly rate, multiplyit by twelve..

The annual percentage rate-and thb add-on rate are different expressions of the same'- the amount.of interest iou pay. ]If yaa_multiply the add-on rate by the

amount you borrow by the. number ,of years your loan runst you.will have the totalamount of interest. Thelannual percentage rate, on the other hand, shows how much:i8 dequ*d from what 'you borrow atter eaph payment; out of each payment) first

-te 'interest, According to the A.P.R., is paid off, and then the*rest of thepayment i5 deducted from the amount you borrowed. (If you want, to see howthis works, run the coMputer program called AMORTLOAN.) Any add-on rate quotedto you amounts to a little more than twice the.equivalent annual percentage rate.

' The maximum annual percentage rate allowed by federal law is 18%.

v

iii

Ciir Buying ;-

dard 4

Owe

I. Mort:gage insurance is insurance on the'.payment of yourloan. It comesin 'two forms: ,Credit Life'in6urance and Health and. Accident Insurance,'Creciit.Life guarantees that, you die before you have made'all your pay-ments, 'the insurhnCe company will ttike overthe remainder of the payments;health.and.accident mortgage insurance guarantees that your loan wil/7"be paid if you are too.sick or top.injured to make the payments yourself. /

MD4 dealers'will insist oft your carrying mortgage insurance an oraer toinanco the piirchahe of a car. However-, they may not insist on Al,ur having.,oth Credit Life and HeAlth and Accident insurance.

-

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,

-Car Buying

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4

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A. What kind) of car are you buying?

NAME:

ACCESSORIESC,.

YEAR:

B. What is the cash pri-ce of the car?'

Student yorksheet # 46.

p.

IIMMI.....11.01111.111111=mal111.1

C. Do you have j.cltade-in? If sot how much will the dealer lallow you?

D. What is the state and loeal.sales tax rate?

1) How Much is your down payment?

2) How much are.you borrowing?

F. How kong will your loan run?-

G.- What is'the add-op rate?

BANN.

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H. What is the annual percentage

. rate?k

I.0 What is'the cost ofmortgage insurwce?

Credit life only

1* Heal and Accident

Tot

fic

DEA.L.ER CR. UNION

1

ee

Car,Bving

24 14:MTH LOAN

Student Worksheet # 4b 4

,...."...........

Add,on Rate or Annual PercentageRate .

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1)Ca.

sh Price

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.

.

.

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.

.

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t

Interest..

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a.

.

+

Monthly Payment. i

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.

TOTAL COST ../. .

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2)Cash Price.

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Co9t of Credit Life . .

,

,...

..

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TOTAL COST )

.

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3)Cash Price

------, .

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Cost of Credit Life

.

,

Cost of Health and AccidentInsurance .

,

Interest

Monthly Payment ..

,

TOTAL COST_

,

Car awing

6

Student Worksheet # 4c36 MONTH LOAN

BANK DEALER . CR. UNION

r.Add...on Rate or Annual Percentagehate '

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ir1)

ir - ...Cash Priv . .

,

_Interest 'I.

.

.

ilkNnthly Payment ...., .

0- , . , .....-4--TOTAL COST

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.2 Ca:11 1. Pricer

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....

Cost (if Credit Life , ..

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.Intdereat-. / .

,.

.nthly, Payment.

IVt

TOTAL COST . / 4..,.

t..3)Cash Price

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.

.

Cost of C'redit litrer

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.,

. Cost of Health and Accident .Innurance

r- .

int,Irest.

.

Monthalt Pajmnta.

TOTAL (PST .

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V

Student Worksheet # 4d

The following questions will help You compare the different financing methodsfor buying a car. The information you need to answer these questions may befound earlier in the unit or .by running the CARR program on the computer.

Any add-on rats quoted to you by a financing agepcy is actually translated froman annual percentage rate; that is'why add-on rates sound like they are lower than'annual percentage rate works, run the program AMORTLOAN on-the computer.

1. Compare the interest.rates on the twenty-fqpr month contract for gpch lender..

APR;

BANK bEALER CR. ugoN

4a. Compare the total amount of interest charged on the, 6-month contract with-theinterest charged on the 24-month contract.

..

36-month:

24-month:

BANK DEALER CR. UNION

b. How much more do you pay in interest on the 36-month contractscompared With the'24-month contract?

BANK DEALER ,CR. UNION'

) . Compare the cost of credit life insurance on the 36-month and 24-month contracts.

36.month:

240-month:

BANK DEALER CR. UNION

b. How Much.more does credit life cost on the 36-month c6ntract compared with the24-mohth contract?

BANK DEALER CR. UNION

. vCar BuyingI

Student Worksheet # 4.

v. . .

4a. CO,Mpara the cost of accident and health irisurance on each of the two cOiltracts.

- 36-month:

24,-month:

.BANK DEALER CR. UNION

b. How much more does health and accident insurance cost on the 36-month contractcompared with the 24-month contract?,

BANK DEALER

5 . Compare monthly paympnts.

CR. UNION

h. With no mortgageAnsurance (use (1) from Student Worksheets #41D'and 4c).-

IFBANX , DEALER CR..ANION

,!4-month:

36-month: *kit

A\

b. With credit. life only Ase (2) from student WorLheets # 41) and 4c).

2,4,-Month:

BANK DEAlER CR. UNION

,` . .1..(,2-

36-month: ,

Nc . With credit liA and health and accident inSurante use (3) from Student Work-

,

,,

uheets# tith and 4 c). .,

DEALER

24-munthl-

36-month:

BANK

6. Compare"the total costs of your car:

- CR. UNION

a. With no mortgage insurance (use.(1) from Student Worksheets#4b and 4c).

24-month:

36-month:

BANK D'EALM,

ix 18

CR. UNION

Tar Buying Student Worksheet # 14'

b. With credit life only (use'(2) from Student.Wotrkshte'ts # 4b and 4c).

BANK DEALER CR, UNIONAt>

24-month:

36-month:

c. With crEdit life and healt!h and accident.insurance (use (3) from Student Work-sheuts # 4b and 4c),

BANK DEALER CR, UNION

24-month:

. 36-month:

A MI&

4

7. Answer the following questions°for a 24-month contract:

a. With credit life only, what is the differenCe between.your monthly payment fora credit union arid for a bank?

U. With both credit life and health and accident insurance, what is the differencebetween your monthly payment for a bank and for.a dealer?

8. Answer the following questions for a ;36-month contract:

a. With no mortgage insurance, what is.the diffetence between he total costs ofyour car for a dealer and for a credit union?

a

1).141th crehit life only, what is the difference bttween the totai c,Osts of youxcar for a bank and for a dealer?

9. In .the following questlonst.compare the 24- and 36-month contracts:

a. With credit lire only, what is the difference in the monthly payment w en you arepaying a'dealer?

/,

U. With both credit life and health and accident insurance: what is the differencein the total cost of your car are paying a credit union?

9

r

4

Car Buying

X '

Card # 5

The following information is taken from the Mountain States Editionof the.ILEALZficial Used Car Quislp_c December 1973.

Trod-In

Ins.

Sym:

1972 Gremlin-V8-AT

1550 3

1970 Javelin-SST-V81125 4

1967 Marlin-AT-PS-6

375

1971 J-100 4101101-6

1050 5

1966 Jeep-All Series875

197:3 Le Ville

5325 7

Body

TYPe Model

AMERICAN MOTORS"

Sed 2D 46-5

H'dtop 2D 7079-7

H'dtop 21)4 6759-7

Sta

4WDSta

1967 Marathonr.06-AT-RS

51.0 4

1973 Vega-4-AT1850 3

1973 Camaro-AT-PS-V82750

. 41973 Corvette-1/8-4.speed

4875 61971 Malibu...118

16004. '

1971 Cobra-V81550° 4

1971 4uiltang-AT-PS-V81625' 4

1970 falcon-6-AT.1 875

1966 Travelall Cust-ir,

\OOP1

1971 1TO-V8-2421675 . 5

JEEP

loigi 1414

Wgp S V8 \--,,CAIDILLAC

Cpe. 1)47

CHECKER

Sta Wgn Al2-WCHEVROLET .

6i)e N'back V11

H'dtop,LT -S87

aCon 2 Tops Z67

H'dtop 2D 13637FORD

H'dtop Spt Roof 38

Cop 03

Sed 4D 11 800INTERNATIONAL

Cyl.-All SeriesSta:tion Wgn 550

PONTIAC

Av'g. Av'g.'Loan Retai,1

1400 2025

1025 1575

350 700-

150 2650

800 * 13 00

4800 6150

45

500 , 950

1675 ..2350

2475 3325

4400 5700.

1450 2075

1400 2025

'1350 1975

Con 24267 .1525

26

1275v.

1000

2154

Car Buying

41i

'Av'g.Trd-In

Ins.

Sym.

C.

1969 Alfa Romeo1575 5

1966 Austin-Healey825 4

1972 BMW

4475 6

1973 Eetsun- 1625

1972 Datsun1675

i969 Fiat

.1150

1973 Honda

1475

IMPORTED CARS

Body -

Type Model

ALFA ROMEO (Italian)

CAPtVeloce 1750 1425AUSTIN-HEALEY (English) *

s

Con "300" Mk IIIBMW (German)

Ivo&Loan

. 0

Sed 4D BaVariaDATSUN (Japanese)

3 Sed 2D 1200 LB100.

ckup PL620FIAT (Italian)

4 Con Spider 124HONDA (Japanese)

Sed 2D SBAJAGUAR (English)

1972 Jaguar

51751968' Jaguar 4.2XKE

1550 61966 Jaguar

500 6

1973 Mazda Rotary

2300 / 4

'1973 4.G. /

2750 51967 M.G.

600 3

1973 Mercedes-Benz

7350 , 61967 Meri'edes-Benz2650 7

1973 Porsche3650 6

1966 PorscheS / 1675

Con V12

Spt. Conf3.8 14kII 14 (0.1).1

MAZDA (Japidiese3

Sed 4D R.X3

M.G. (English)

Con B

Con "B"

MERCEDES-BIWZ (German)

Zed 40 (AT) 280

Con\

230SLPORSCHE (German)

Rdst 914

Cpit 2000-6 911/5_

Card # 6

Av/g.Retail

2050

.1

750 1225

4050 5125

1475 / .2100

1525 2150

1050 1600.

.1.350 1925

4675

.i409

4:50

2075

6006

2125

900

2975

2475 3325

550 950

6625 8225

2400 3375

3300 4450

1525 2275'

Car liuying Card # 7

'or

0 iNSURANCE

Insurance is'an essential cost to be considered When buyA.ng a car. In moststates, liability insurance is required by law. BUt in addition, as yousknowby now, a.car is 4 ma)or'investment, and this investment should be protected.

The INSTAIILE program on-the computer will help you determine the cost of-insuringyour77177Tse the" program to find the premium for the car you have in mind; thenrerun it to find the premium for a different kind of coverage on this,car.

When you run the progradh you will find that the amount of insurance ydu pay isdecided mainly by two things: youY driving record, and the insurance number of theTar Sron buy. The insurance numVer is found in the N.A.D.A. (National AutomobileDealers' Association) Handbook, or on Cards # 5 and 6, and makes a big differenceAn.yeur insurance-costs., Ran the prognam with the car you select, but using dif-corent insurance numbers, and you will see the difference the insm4ance number makes.

The- premium'', the computer prints out are taken from a set of tables for 1973 used4 an in:mrance company specializing in high,-risk drivers (those drivers who havepoor driving recqrd3). So these rates may be higher than many. Be sure to shoparound to see what types and limits of coverage.and rates are available to you.

The Lnsurance rates qudted here are restricted to 15/30/5 liability, 15/30nninaured motorist, $500 prr personjfedical payments, $50 deductible-comprehensive,and $100 ciled ctible collision.

0

ket'Li look at the'nature of each of these scoverages:

li/30/f),TdABILITY:9-

In case of an accident your insurance will pay up to $15,000 per person limitedto $30,000 per accident for bodily injury to people in the other car. Also,your compav-would pay up to $5,006 for damage done to other. people's property.,

,

.J5/50 UNINSURED MOTORIST:#1.

Under this coverage, your company will pay up td $15,000 per person limitedto $30,000 per accident'. The money will be paid to persons in your carinjured in the accident. The cost orthis coverage is $1 per month.

MO PER PERSON MEDICAL PAiKENTS:

Under this coverage, your company will pay up to $500 per person for medicalexpenses resulting from an auto accident. This coverage will cost you $1, $2,or $3 per month dependin&on the cost of your liability.coverage. (If yourdriving record is too bad, you won't be able to get this coverve.)

4

22

0-

-

44

a. °

Car Buying

$50 DEDUCTIBLE CIDMFREHENSIVE

If your car is damaged by fire or wind or'you.suffer a 18"ss becauseof theft, thia coverage will compensate you for all damage eXCept thefirst $50.

$100 DEDUCTIBLE COLLISION:

Card ,# 8

Under this coverage your company Will pay all but the firstA$100 damage to your cardue to an accident.

Of these five types of coVBrage, you are required by state law to carry liabilitycoverage only. You do not haVe to carry any of the other 4.categoi.ies of cOVerage.Consequently, you may wish 7771in the INSTABLE program several times to computedifferent combinations of coverage.

Each time you run the program the computer will print out the cost of your premi40.Now look at Student Worksheet #78a. In-the space at the top,of the page, descripethe Car you wish to insure.

EXAMPLE; :

1971 Chevy Malibu, 2 dr., hardtop, V8.

In the -space marked COVERAGE (1), describe the kind of insurance coverage you think. .you might want.

,.,

4EXXRPLE:.

15/30 5 liability, Uninsured KOtorist, and. medical. No collision or comprehensivei

In'the aCe marked COVERAGE (2); 'describe a different kind of coverage.

In the space marked INS. NUMBER (1), enter the insurance number of the car asindicated in the N.A.D.A. Handbook.

In the space marked INS. NUMBER (2), put in a different-insurance number for thesame car.

S.

.hun the program three times: (0 1) For the'first kind of coverage, with the originalinburance number; (2) For the second kind of coverage, with the original insurancenumber; (3) FOrithe first kind of insurance coverage, with the changed insurancenumber. Enter the results in columns 1,24 and 3 of the table at the bottom of

U.Student Worksheet # 8a.

xi V

1.

, . Car

.

, .

, ..

.

. .Buying . .

I Student Worksheet # 8ai

CAR: .

COVERAGE (1): .

,. p

,

COVERAGE (2):.

.

.

INS. NUMBER (1): .

.

RUN *2

COVERAGE (2)1.....11j.._(213a

.

-

.

.

fRupi 3bOVERAGE (1)ID.,,L...LNUMBNUMBER 2 ,

, ,

INS. NUMBER (2):#e

.

.

II,

. ,. -

RUN 1COVERAGE (1)INS, 21 1.num 1

. LIABILITY 15/30/5.,

."......

.,

.

UNINSURED MOTORIST 15/30 ,

t MEDICAL 'PAYMENTS $500,

.

-,...

ft $50 DITUCTIBLECOMPREHENSIVE

A..

.

$100 DEDITOTIBLE .

COLLISION .,

. .

.

.

TOTAL PREMIUM per month:,

. .

Per year:.

,

,

.

.

,I

.. /

...

24.-., .

. .

_ ______

. .

.

.

,4

Car Buying

k

Card # 9//

k A'

Right nowyou are morse interested in buying a motorcycle than a car.Here is one aspect of buying a bike, insurance.

This program will tell you how much il will cost io insur2 a bike..But there are a few things Iyou must know..? The most important WS what allthe terms mean such as liability, comprehensive, $50 deductibit-and others.Here is a list of all the terms and definitions you will need to know inorder to get insurance...

0. .

,.

t

Liability: insures against loss through legal responsibilityfor bod-ily injury and/or property damage caused by accident by this motor vehicle.

Comprehensive: covers any direct and accidental loss, or damage to the.motorcycle ,axcept loss caused by collision of the bike with another object.

r!

Collision: covers any collision with another object written in terms,.

of $50 deductible which means the owner-pays the. first $50.00 and insurancepays the rbstcOr $100 deductible, or whatever the insurance callslor.This is for your motorcycle when you are at fault or you are hit by an un-insured motorist. Ir

*

Uninsured 16-,-,;rist: pays the insured for bodily injury caused by driversof uninsured vehiclps,when such drivers are legally responsible for injurYto the insured. In a case of hit and run, you are covered when injury arisesout of an accident when neither the car nor the driver can be identified.Also, you must report to the police within 24 hour$ and notify the insurancecompany within 3,0 days.

Guest Bod4y tir Liability: coversais caress or is , lrhis only applied

Another thing you will need to know is' age of the bike.

guest rider only when the driverin Colorado.

how-many cc's the bike has and the

.11111%,

9,

25

Car Buying 54tudent Worksheet # 9a.

1

A. Ini3ut to the computer the followini information when it asks fG; it.NeW bike

350 cc1s412 months-

Package PlanYes for Uninsured Motdhat.Yes for Bodily Injuty

How much for'Paekage PlanUninsured-Motorist

BodilY Injury.

Total

2. .New bike350 cod's6 months

Paókage.Plftn

Yes for Uninsured MotoristYes for Bodily Injury

How much for Package Plan 4

410.Und,nsured Motorist

Bodily InjuryTotal

Whish i5115511raensive-per month, 6 months or 12 months?

Put in yoUr own numbers:'.How many cc's.Package or LiabilityUninsured Motorists Yes or NoGuest Bodily Injury Yes or NoHow long pay forHow old is bike

4144

4

0

Car Buying Computer Sheet # 1

The following prograno are written in the BASIC language for the UnivacThe'words PRINT and LET. 'are optional on this system and IF-THEN

.'utatemento may have the sane cOnte-xt as4CHTRAN. Additionally, formattingAs allowed via th, PRiNT IN IMACIE Commaild. Therefore, much,ofe.achprogrammay need to be, modified for other systems.

The following Rrogram CARR wati written by Dave Lind and Stew Neer ofGeorge Washington High School, Denver, Colorado.

w

f

10 _HEM THIS PROGRAM IS WRITTEN IN.A Y ADVANCED VERSION OF20 HEM THE BASIC-LANGUAGE.30 REM IT MUST BE MODIFIED BEFORE USE jbN MOST SYSTEMS

'

40 REM THESE ARE THE FUNCTIONS WHICH IND EQUI:VAI;ENT APR AND ADD;ON RATE

50 DIM Z(3610),Y(3610)60 DEF FNA(A,I,N1'70 Ral+(1/1260)80 Bis090 FOR Jul0 TO N-1100 B-B4.(R**J)110 NEXT J120 FNAIN(ACRe4N))/B (1.130 FNEND140 DEF FNR(i)m(INT(100*(X+6005)))/100'150 DEF. FNP(N,I)160 Wel(((-N/1200)10I)-1)/-N170 LNI*1.8180 A1ABS(M1+(L/1200))**-N)-1)/(L/1200)Y00 81111(((Al*W)-1)*L*3)00 LeB14-1..

210 IF ABS(131)-60013b0 THEN 180220 FNP14.230 FNEND 6

240 REM TH4 NEXT SECION EXPLAINS,THE PURPOSE OF THE PROGRAM.250 REM IT ALSO EXPLAINS THE REQUIRED INPUT FORMS.260 1THE PURPOSE OF THIS PROGRAM I'S TO HELP YOU'po 'TO FILL IN YOUR'CONPABISON TABLES FOR'BUYING A CAR.'11610 'THE PROGRAM WILL ASKYOU TO INPUT VARIOUS VALUES..29-0 %HEN YOU. INPUT A NUMBER. NEVER USE A COMMA? A DOLLAR mew300 'OR A PERCENT SIGN ALWAYS PIMPLY PUT I'N THE NUMBER.' /-

310 'THUS, LF THE PRICE OF YOUR CAR IS $2095.00, WRITt 209503t0 'IF THEANTEREST RATE. IS 611;-WRITE.6. NOT 62 on .060330 'FIRST IT IS NECESSART TO KNOW MATIO YOU WI,LL BE'340.°GiTTING THE mown YOU REQUIRE FROM A BANK, A DEALER'35 'OR FROM A CREDIT'UNION.1

.

360. REM THIS NEXT SICAON ASKS THE SOURCE'OF THE LOAN AND THUS370 REM DINTERMINES THE COURSE OF THE pROGRAM.380 'PLEASE TYPE IN SITHIER HANK, OlgALIR OR CR2DI1 MONO;390 INPUT AS400 A.CIDIT.0 a

S.

410 IF ASIOBANIC THIN 601420 IF- AWDEALIWTHEN One lb

.

430 IF Aslocum UNION' THEN C 3

Car &wing'

440 IF C.0 THEM 380450 PRINT

CARR (Cant 'd) Computer Sheet # 2

460 REM THE NEXT SECTION.FINDS INFORMATION REGARDING THE P9CHASEPRICE,

470 REM TRADE-M.0M PAYMENT, in.A), 480

4905005105,130

530540550.560570580590-(5-00

610.6206306406506606706806907 00

7 10

' INPUT THE PRICE,OF YOUR CAN'SINPUT P.'DID YOU MAKS A DONN PAYNENT(YR5 OR NO)'1INPUt BSIF BS.INO' THEN 56IF 8114).°YESI THEN.' INPUT' THE AMOUNT1NPUT'Dvo YOU HAVE A TN\INPUT CSIFIJCS411440° THEN 62

o.

500OF YOUR DOWN PAYMENT°1

ARE IN(YES OR 110)°;

oIF .qs4yEs THEN 560' WHAT WILL THE DIALER ALLOW YOU ON YOUR TRADE-IN';INPUT T

INPUT.THE LOCAL SALES TAX RATE')MUTXINFNR((R/100)*(P-T))PRINTPRINTREM THIS NEXT-SECTION PRINTS OUT A.PRELIMINARY SET OF DATA RE-REN.GARDING THE'COST Of THE CAR,SALES TAX AND OTHER COSTSREM]EXCEPT THE COST OF THE LOANPRINTINIMAGE 'THE PRICE OF YOURCAR IS SSSSSSSS.SSIsPIF 7.0 THIN 740

720 PRINTINIMAGE 'MINUS YOUR TRADE-IN Or730 PRINTININAGE 'EQUALS simssvmslissmssssmssisse740 'PLUS THE SALES TAX AT 0;11/' \X'750 ORINTINIMA0E.'ON 115581111.11S IS ISSMISSSMSSES.115°760 PRINTJNIMAGE 'roll. A TOTAL OF SSSSSSUSSSSIISSSSS.SS0770 APIP-4T+X-D780 Z(C,1)+IA790 IF DwO THEN 810800 PRINTINIMAOI 'MINUS THE DOWN PAYMENT OF SiSSSSS.SS'ID810 'THE T6TAL ANOONT WHICH'8,20,PRINTINIMAGI 'YOULL HAVE TO FINANCEAS 2SiSiSSSdSS4A830 PRINT

0 PRINT850 REM THIS NEXT.SECTION FINDS THE DETAILS VH;CH PERTAIN, TO THE LOAN.

IT '

t(P41)

t(P-T),Xt(PT+X)

4

elebi REM I.E. ..APR (!OR ADD-ON RATES. TERM OF THE LOAN ETC+b

870 °FOR HOW MANY NONTHS.WILL YOUR LOAN RUN";880 INPUT N

. 890 If1AS4)0CREDIT UNION' THEN 1050. 900 °INPUT tHE ANNUAL PERCENTAGE RATE QUOTED'

910 'TO YOU BY YOUR CREDIT UNION.(IF YOU WERE'9i0 'QUOTED/A MONTHLY RATE THEN PLEASE MULTIPLY'930 'IT BY A2)04

el 940 INPUT I .

.950 Umet .

960 MEFNH(FNA(A,I,N))970 TlerNIUM*0) ,

98 IINTI...A/

990 P10FNR(100*(CII/A)*(18/10)))

xix

4

Car Buying, WAR (ont'd)1000 CSim'ADD.ON'1010 DWANNUAL PERCENTAGE '1020 E(C.6)0I1030 Z(C.5)0131

, 1040 GO TO 1160. 1050 °INPUT THE'ADD..ON RATE QUOTED TO YOU BY YOUR 'IAS.11060 INPUT I1070 I10FMR(A*I/100*N/12)1080 UmIi090 P1m1PNR(FNP(N,I))1100 T110A+I11110 MFNR(T1/N)11.20 CSgoANNUAL PERCENTAGE'1130 Ds.0ADDON°1140 1(C.6)-P11150 Z(C.,5)-I1160.7'ZIC1,24.11i470 Z(C.3)81M1180 VC.4)111T1i190 VC,7)10N1200 PRINT1210 PH1NT1220 PRINT1230 HEM THIS NEXT SECTION TELLS THE USER HIS MONTHLY PAYMENTS, COST

Computer Sheet # 3

1240 REM BREAKDOWN AND THE EQUIVALENT LOAN RATES1250 PRINTIN1MAGE fitOUR MONTHLY PAYMENT WILL BE SSSSESSESESSSE.SSsM

1260 PRINT1270 PRINTINIMACIE °THE INTEREST1280 PRINT °AT AN °;DSJ°1290 PRINTINIMAGE OF1300 PRINT'FROM YOUR °JAW FOR1310 PRINtINIMAGE

132013301340135013601370138013901400141014201430144014501460147 0

ON SSUSSS.SS'sARATE°E2XXXXVIX2.11% PERCENT'llU\°JN)° MONTHS'PS 55SESSSSSSSESSSSSSSS5SSSES.SS'sI1

PHINT'THE CAR WILL COST A TOTAL OF SJTI'THE °JIM.° RATE WHEN.CONVPITED TO AN EQUIVALENT °JCS'RATE IS JPIP V .4

PRINTPRINTPRINT'YOU HAVE ENTERED. 0 Ws DATA FOR As°FOR Jul 1 TO 3IF Z(J,1)1110 THEW 1 0IF J-1 THEN PRI ANK'IF Jw2.THEN PRINT 'DEALER°IF J1103 THIN PRINT °CREDIT UNION°NEXT 4him THE USER. NOW HAS THE CH910E OF.CHANGING THE DATA,REM THE SOURCE* OR THE TERW.OF THt LOAN, OR HE MAY HAVE A TABLE

, 1480 REM PRINTED OUT WHICH CONTAINS THE CURRENTLY IMPUTED DATA1490 °IF YOU WISH TO ENTER DATA FOR ANOTHER TVPE!1500 ''OF ORGANIZATION OR WISH TO CHANGE DATA '1510 °THAT WAS ENTERED PREV/OUSLY. THEN TYPE YES. IF NOT TYPE° ,1520 °NO AND A COMPARISON TABLE WILL BETRINTED FOR ALL THE DATA1530 'THAT YOU HAVE/ENTERED SO FAR.°1540 'TYPE YES OR N04;

Car Bving .

1550 INPUT E$411 1560 PRINT

.1570 PRINT1580 IF ESN'YES4 THEM 3801590 IF ES4)0N00 THEN'15801600 PRINT1610 PRINT1620 No01630 FOR Jim1 TO 31640 IF Z(J,1)8P0 THEN 17101650 No01+1

Carr (Cont'd) Computer Sheet # 4

1660 REM THIS SECTION OF THE PROGRAM PRINTS OUT THE COMPARISON TABLE

1670 REm FOR THE LOAN WHICH THE USER HAS PREVIOUSLY DESCRIBED1680 IF J-1 THEN PRINT 1AB(15*N)J'BANK'S1690 IF Jumil THEN PRINT TAB(15*N)J'DEALER's1700 IF Jo3 THEN PRINT TABf15*NWCREDIT UNION'S1710 NExT J1720 PRINT1730 'MOUNT'1740 'FINANCED')1750 Cos11760 GOSUB 2-640

.1770 cw2I780 'INTEREST')1790 GOSUB 26401800 Cos41810 'TOTAL'1820 ' NOTE'S1830.00SUB 26401840 Com3

. .1850 'MONTHLY'1860 'PAYMENT'S1870 GOSUB 26401880 Cia51690 'ADDON°1900 "RATE'S1910 GOSUB 2640 4

1920 Com61930 "ANNUAL X'

sI940 'RATE'S1950 GOSUB 264.01960 Cos71970 'NO. or NONTuss1980 00508 $16401990 PRINT2000 PRINT2010 PRINT2020 **************Oss************************************$2030 REM THIS SECTION PRINTS OUT TABLES FOR THE SAMS LOAN WITH2040 REM DIFFERENT TERMS TO INDICATE THE RELATIVE COSTS.

40,S 2050 PRINT2060 .°NOW A StT OF TABLES WILL BE PRINTED°2070 °WHICH COMPARE PRICES. OF LOANS FOR DIFFERENT TERMS.'2080 PRINT2090 FOR QM 24 TO 36 STEP 122100 °TABLE FOR 'SW' MONTHS'2110 NuO

0

04

Car Buying

9I20. FOR Jo 1 TO 32130 IF Z(J,1).0 THEN 2180II/2140 NoN+1

9150 IF Jo1 THEN PRINT TAB(M*15)PBAUH'i8160 tr. Jor THEN PRINT TA3(1540)14.01141LER')2170 IF J03 THEN PRANT TA11054NWCREDIT Meer/2180 NEXT 42190 1)(1,1)10Z(I,1)2200 V(2,1)wZ(9,1)2210 V(3,1)0Z(3#1)2220 FOR Yol TO 22230 IF V(t.1).110 nam 22908240 V(Y,2)-FNA(V(Y.1)*Z(Y.5)/100*0/12)2250 V(Y,6)-FNR(FNP(0,E(Y.5)))2260 V(Y.4).YiY-.1)4.V(Y.2)2270 VCY.3)111FNR(VCY*4)/0)2280.V(Y,5)0Z(Y.5)2290 NEXT Y2300 IF V(3,1)00 THEN 2360'2310 V(3s 3)-FNR(FNA(V(3, 1),Z( 3.6)A)2320 V(3,4)-FNR(V(3,3)*(4)2330 V(3,2)-V(3,4)-..VC3,1)2340 V(3,5)111FNR(100,01MV(3,2)/VC3,1))*(12/0))))2350 V(3,6)81E(3.6)2360 PRINT2370 Cell2380 'AMOUNT'III2390 'FINANCED'S2400 GOSUB 2730.2410 Co22490 'INTEREST')2430 GOSUB 273O2440 Co32450 'MONTHLY'2460 °PAYMENT'S2470 GOSUB 27302480 Cw42490 'TOTAL'2500 'NOTE'S2510 min) 27302520 C-5-2530 'ADD-ON'2540 'RATE')2550 GOSUB 27302560 Zw62570 °ANNUAL X'2580 'RATE gi2590 00SUB 97302600 PRINT2610 PRINT2620 NEXT O2630 GO TO IMO2640 10110

411 2650 FOR J411 TO 32660 IF t(J.C)o0 THIN 26902670 K-1012680 PRINT TAB(1015)/E(JeC);9690 NEXT J

CARR (Cont'd.),

3 1

Computer Sheet # 5

#4.

Car Buying

2700 PRINT

2710PRINT

2720 RETURN'2730 KINO2740 FOR Hal TO 32750 IF, U(H.C)-0 THEN 27802760 KNoU+ I87710 PRINT.TAB(15*KM/(HfC)J2780 NEXT H2790 PRINT2800 PRINT

Carr (Cont 'd) Computer Sheet # 6

28,10 RETURN28202830 HEm THIS SECTION PRINTS OUT TABLES FOR.THE SAME LOAN BUT. WITH2840 REM THE COSTS OF. HEALTH AND ACCIDENT INSURANCE AS WELL AS.2850 REM MORTGAGE INSURANCE INCLUDED.2860 PRINT2870 PRINT2880 'NOW YOUR ORIGINAL IAHLE OF ENTRIES WILL BE MODIFIED TO INCLUDE'

28102 VALUES FOR mORTOAGE INSURANCE. FIRST, A-TABLE OF CREDIT LIFE COS ,

TS'2900 ' wILL BE PRINTED OUT..THEN A TABLE FOR CREDIT LIFE PLUS HEALTH!

2910 ' AND ACCIDENT INSURANCE WILL BE PRINTEI OUT, SO THAT YOU MAY'

2920 ' COMPARE THE COSTS OF EACH.'2930 PRINT2940 PRINT2950 GO TO 36402960 'THIS TABLE IS FOR CREDIT LIFE PLUS HEALTH AND ACCIDENT'2970 PRINT2980 PRINT2990 FOR Jo I TO 33000 FOR Kull TO 103010 V(J,K)-03020 NEXT K3030 NEXT J3040 V(1,1>=Z(1,1)3050 V(2,1)-(2,1)3060 V(3,1)12 1(3.1)3070 11-03080FOR Jo.-1.TO 33090 IF Z(J,1)00 THEN 31403100 KoK4.13110 IF Jol THEN PRINT TAB(K*15).1°BANK°13120 IF 3o2 THEN PRINT TAB(K*15)I'DZALER'l3130 IF Jo3 THEN PRINT TAB(K*15)J'CREDIT UNION'f4,3140 NEXT J3150 V103160 IF Yill3 THEN 33003170 Ylioll+1

31.80 IF Z(11.1)-0 THEN 33003190 V(Y15)11a(Y,5)3200 V(Y,7)Z(Y.7)3210 Am(.0075*(jCY,7)/12))16(14.(V(Y,5)101E(Y,7)/1200))3220 Ou(.012541(MY,7)/12))41(I+MY,5)41(Y,7)11200))

=dal

Car Buying CARR (Con )

4

3230 V(Ya8)0FNRC(V(Y.1)*A)/(B+A...1))3240 IMY.9)0FNRC('bV(Y.1)*B)/(B+A...1))3250,V(Y.10)0W1N1?*V(TA,44/(Y.9)3260 VCY.8)0FOIRMY.10)*V(Nt5)/1004V(Y.7)/18)3270 V(Y*3)191111R((V(Y4010)4V(Yo8))/V(Y,7))3280 V(Y,4)0V(Y.1.0)0(Y.8)3890 GO.TO 31603300-PRINT3310 PRINT3380 PRINT3330 °AMOUNT'3340 'FINANCED').3350 C013360 90SUB 27303370 Cm83380 'TOTAL' '

3390 'CREDIT LIFE')3400 GOSUB 27303410 °TOTAL'3420 'ACC. AND H.')3430 Cm93440 GOSUB 27303450 'TOTAL'3460 'AMOUNT'3470 'FINANCED')3480 Cm103490 GOSUB 07303500 Cm23510 °INTEREST')3520 GOSUB 87303530 'MONTHLY°3540 'PAYMENT')355 CO33560 .GOSUB 87303570 tIOTAL°3580 °NOTE')3590 Cm43600 GOSUB 27303610 PRINT3620 PRINT3630 GO TO 41703646 'THIS NWT TABLE IS FOR CREDIT LIFE ONLY°3650 V(1,7)0Z(1.7)3660 V(2.7)01(2.7)3670 V(3.7)mZ(3,7)93680 km0369041003700 0 Fill3 THEM 37603710 FilF+13720 IF Z(V.1).0 THICH 37703730 KINK.01

33mdAr

Computer Sheet # 7

(

"'a

"elf

Car Buythg ARR (Cont 'd. )

3740 IF Flo1 THEN PRINT TAB(15*K)J'BANK°$3750 IF F02 THEN PRINT TAB(15*K)J'DEALER°J3760 IF Fm3 THEN -PRINT TAB(15*K)J'CREDIT UNION43770100 TO 3700,3780 PRINT .

3790 PRINT3800 Yol03810 IF 703 THEN 39193820 707+13830 IF Z(7,1)00 ma 3900

3840.A0(.0075.0(Z(7.7)/12))*(1+(V09,5)*Wis7)/1,200))3850 V(7,8)0FNR(CV(7,1)*A)/(1..A))3866 V(7.10)0V(7.1)+V(7,8)'3879 V(7,2)0FNR(V(7.10)*V(7.5)/100*V(Y,7)/12)38824V(Y. 3)FNRUV(Y. 10)+V(Y,2) )Agy,7)389 V(Y.4). V(Y.10)+V(Y,2)3900 GO TO 38104910 PRINT3990 PRINT3930 'FINANCED')3940 Cul3950 GOSUB 27303960 'TOTAL'

dm, '3970 'CREDIT LIFIL°J3980 C483990 GOSUB 27304000 'TOTAL°4010 'AMOUNT'4020 'FINANCED'S4030 C0104040 GOSUB 27304050 'INTEREST'l4060 tm24070 GOSUB 27304080 'TOTAL°4090 'NOTE°I4100 Cm4

ft

.4110 GOSUB 27304120 'NO*THLY° 04130 °PAMENT'J4140 Cm34150 GOSUB 27304160 00 TO 29604170 PRINT 4

4180 PRINT4190 '4200 °THIS COMPLETES THE COMPARISON CHARTS FOR YOUR AUTO LOAN°4210 °NOW TURN T9 THE INSURANCE PART OF THIS WORKSHEET ''ASSO RIM SEE THE INSURANCE PART OF THS UNIT VORKSHEST AND PROGRAM4230 END

Computer Sheet #

s

xxv 3 4

Car Buying AMORTLOAN Computer Sheet # 9

Am, BASIC*DPS003.AMORTLOAN1 100 'WHAT IS THE TOTAL AMOUNT YOU ARE BORROWING'S2 110 INN? P3 00120 'WHAT 15 THE ANNUAL PERCENTAGE RATE'S4 00130 INPUT RI

00140 'FOR NOW MANY YEARS'S6 00150 INPUT NI7 00160 DIM I(500)..N(500)*P(500),T(500).B(500)6 00170 11*INT(NI*12+.5)

00180 110*R1/1200+110 00190 112*R1/120011 00200 M1*(P*R0**11*C.R0..1?)/(R0**N...1)12 00210 A0MI*N13 00280 MatINT(100*(111*.0099))14 00230 M061/10015 00240 P(0)01)16 00250 FOR Km1 TO N-.117 00260 M(K)*M18 00270 P(K)*P(K...1)*R0..,M(K)19 00280 B(K)ImPCK.1)...P(K)20 00290 C-C*B(K)21 00300 ICK)0M(K)B(K)22 00310 NEXT K-23 00320 M(N)01AM*(N-1)24 00330 P(N)025 00340 B(N)0P(0)...026 00350 I(N)*M(N)B(N)27 00360 PRINT °TOTAL AMOUNT BORROVED IS VP26 00370 PRINT °INTEREST RATE PER MONTH EQUALS'JR229 00380 PRINT 'ON THE UNPAID BALANCE'30 00390 PRINT31 00400 PRINT 'LENGTH OF LOAN IN MONTHS IS'JN

, 32 410 PRINT °MONTHLY PAYMENT IS V;33 415 PRINT IN IMAGE XXXI.XVIM34 00420 PRINT °EXCEPT FOR THE LAST PAYMENT WHLCH VILL BE VS

35 00430 PRINT IN IMAGE '22%2.*X'tM(N)36 43837 433 PRINT 'THE TOTAL AMOUNT OF INTEREST PAID IS S'S38 434 PRINT IN IMAQE '2%%11%.IVIT39 435 PRINT,k40 440 'M0NTR4 INTEREST PYMT ON BALANCE

pm'41 450 ' PRINCIPAL.

42 00460 PRINT..43 00470 FOR J01 TO N44, 00480 PRINT IN FORM °SILVIO45 00490 PRINT IN rim essmssmssomolI(J),B(J),P(J),m(J)46 00500 NEXT J47 00510 END ,

3 5

Car Buying INSCYCLE

The following program, INSCYCLE was written by Michael iolff.

ChUter Sheet # 10

00100 'THIS PROGRAM FINDS MOTORCYCLE'INSURANCE.00110 'YOU MOT .PUT IN THE FOLLOWING INFORMATIFNO120 'NOW OLD IS THE BIKES NEW, ONE YEAR OLD.'121 ' OR TWO YEARS OLD OR OLDER?'130 'INPUT 1 IF NEW, 2 IF ONE YEAR OLD, 3 IF OLDERO-00140 INPUTA150 °HOW MANY,PC"S DOES IT HAVE'S00160 INPUT B170 'FOR How MANY MONTHS DO YOU WANT TO PAYS 6 9, OR 12°S00190 INPUT C .

200 'YOU 'MAY HAVE.JUST LIABILITY INSURANCE. OR YOU MAY HAVE'205 'THE PACKAGE PLAN, WHICH INCLUDES LIABIWTY, FIRE AND THEFT'210 'INSURANCE, AND COLLISION AND .COMPREHENSIVE. THE COLLISION°

40 215 'INSURANCE IS $50 DEDUCTIBLE. UNLESS YOUR BIKE IS OVER'220 '360 CC"S. IAN THAT CASE. THE coLusroN INSURANCE BEC0MESO-225 '$100 DEDUCTIBLE.'228 PRINT230 'INPUT 1 IF YOU WANT 'STRAIGHT LIABILFTY0235 'INPUT 2 IF YOU WANT THE PACKAGE PLAN.'00240 INPUT D050 'DO YOU WANT UNINSURFD MOTORIST COVERAGE'S260 INPUT ES00861 'DO YOU WANT GUEST BODILY INJURY LIABILITY ;002.62 INPUT5S265 PRINT266 PRINT00270 IF Dal2 GO00280 IF C-6, GO00290 IF C209 ao00300 IF Bg.10000110 AO TO 430

TO 740TO 590TO 440THEN 1-95 ELSE GO TO 380

00320 IF B4.200 THENP.30,ELSE GO TO 340330 GO TO 43000340 IF B4-360 THEN Pm40 ELSE GO TO 360350 GO TO 43000360 IF B441450 THEN P050 ELSE GO TO 38000370 GO TO 43000380 IF B4.550 THEN P05500390 00 TO 43000400 IF B 4-750 THENP-60 ELSE GO TO 42000410 GO TO 43000480 P11170

430 PRINT 'LIABILIIrr IS431 PRINT INIMAU °S1ISSS.SVIP432 PRINT435 GO TO 234000440 IF B4.100 THEN P.80 ELSE GO TO 460 ell

;

00450 00 TO 57000460 IF B40800 THEN Pil24 ELSE00470 GO TO 57000480 IF 134.360 THEW P.32 ELSE GO00490 00 TO 570

\

GO TO 480'

TO 500

xxvii 3 6

Car ng iNSCYCLE (Cont d . )

00500 IF 84m450 THEN P0140 ELSE. GO TO 52000510 GO TO 57000520 IF B4m550 THEN Pm44 ELSE GO TO 54000530 GO TO 570(00540 IF B4m750tHEN Pm48 ELSE 00 TO 56000550 GO TO 57000560 Pu56570 PRINT °LIABILITY IS "I574 PRINT IN IMAGE 'SSSI.S.SVIP578 PRINT00580 GO TO 234000590 IF B<u100 THEN Pm15 ELSE GO TO-61000600 GO TO 72000610 IF B40200 THEN P 15 ELSE GO To, 63000620 GO TO 72000630 IF B<=360 THEN Pm24 ELSE GO TO 65000640 GO T072000650 IF B<R450 THEN 14.24 ELSE GO TO 67000660 GOTO 720'00670 IF 13<0550 THEN Pm33 ELSE GO TO 69000680 GOTO 72000690 IF 13.cm750 THEN Pu36 ELSE GO TO 71000700 GOTO 72000710 Pm42720 PRINT 'LIABILITY IS 1;725 PRINT IN IMAGE 'SESSS.SS'^sP727 PRINT00730 GO TO 234000740 IF Am3 GO TO 182000750 IF Am2 GO TO 1290760 IF Cm12 GOTO 112000770 IF Cm9 GOTO 95000780 IF B4m70.THEN Pm27 ELSE GO TO 80000790 GO TO 93000800.IF B<m100 THEN Pm32 ELSE GO TO '82000810 GO TO 930oimeo'IF B40125.THEN Pm45 ELSE 60T084000830 GO TO 93000840 IF B4.200 THEN Pm48 ELSE GO TO 860,00850 GO TO 93000860 IF B4m360 THEN Pm69 ELSE GO TO 88000870 GO Tb 93000880 IF B40450 THEN Pm93 ELSE GOTO 90000890 GOTO 93000900 IF B4u550 THEN Pu102 ELSE GO TO 92000910 GO TO 93000920 Pm135030 PRINT 'THE PACKAGE PLAN IS 'J935 PRINT IN IMAGE 'ESSSII.SV:P'937 PRINT00940 80 TO 234000950 IF B4-70 TH88 Pm36 ILSE GO TO 970

Aft 00960 GO TO 1100gp 00970 IF 8401100 THEN P642 WS 8070 990

00980 80 TO 110000990 IF B4.125 THEN P 60 ELSE 80TO 1010

4111111

'Mira

Computer Sheet # 11

Car Buying

O 1000 GO TO 110001010 IF 84w200 THEN Pw64. ELSE do TO 103001020 GOTO 1100O 1030 IF 84.360 THEN.P092 ELSE ob TO 1050O 1040 GOTO 110001050. IF 1340450 THEN P0124 ELSE.G0 TO 107001060 GO TO 1100O 1070 IF B4.550 THEN.P0136 ELSE. GO TO 109001080 GO TO 110001090 Pw1801100 PRINT 'THE PACKAGE PLAN IS105 PRINT IN IMAOE 'SS$SS.AS'iP1,107 PRINTO 1110 GO TO 2340O 1120 IF 84070 THEN Pw45 'ELSE GOTO 1140

A01130 G.0 TO 1270O 1140 IF 84.100 THEN P053 ELSE GO TO 4160O 1150 GO TO 1270O 1160 IF 13<w1,25.THEN01170 GO TO 127001180 IF 84-200 THENO 1190 GO TO 127001200 IF B40360 THEN.91210 GO TO 127001220 IF 84.450 THENO 1230 GO TO 127001240 IF B40550 THEN01250 GO TO 1270O 1260 Pw2251270 PRINT 'THE PACKAGE PLAN IS1275 PRINT IN IMAG6'SSSSS4'OP1277 PRINT01280.00 TO 234001290 IF C-12 GO TO 1i50.01300 IF c.1900 TO 148001310 I F B1070 THEN 12024 ELSE01320 GO TO 146001330 IF 840100 THEN Pw24 ELSE GQ 0 135001340,00 TO 146001350 I.F 1:440,125 THEN P042 ELSE GO Tb 137001360 6010 1460O 1370 IF 840800 THEN Pw45 ELSE GO TO 139001380 GO TO 146001390 IF 840160 THEN Pw66 ELSE GO TO 1410\

1NSCYCiE (cont'd.) Computer Sheet #. 12

Pw75 ELSE GO TO 1180

Pw80 ELSE 00 TO 1200

P0115 ELSE'GO TO 1220

Pw155 ELSE qoTo 1240

Pw170 ELSE GO TO 1260

TO. 1330

01400 op TO A46001410 IF 840450 THEN Pw47 ELSE GO TO 143001480 00 TO 146001430 1r B4-550'THEN P.96 ELSE GO TO 1450'01440 GO TO 1460'01450 P01891460 PRINT °THE PACKAGE PLAN IS °I1465 PAINT IN.INAGE oiSSSS.W1P1467 PRINT01470 GO TO 234001480 IF 134.70. THEN P.32 ELSE GO TO 150001490 GO TO 1630

)0Cbc

os

38

'

4

\

ar Buying'

t!

.1

Ipsayaz (Cont'd.)

01500 IF 040100 THEN Pm38. ILSE SP TO 159001510 00 TO 1630

,

alum If 840195 WICIWP°35.6 ELSE' SO TO 154001530-00 TO 165001540 If 840200.THEN P060 ELSE SO T9 156.6-',,.01550 GO To, 1630'1560 IF 134360 THEN-P-P88 ELSE SO TO 158001570 00 TO 1630 c

1586 IF B4-450 THRNP0116 ELSE:SO TO 1600'01590 GO TO 1630'01600 IF fosmsso. THEO P0118 ILSE 90.TO 162001610 ao TO 163001620 Pm172.1630 PRINT *THE PACKA0Z PLAN IS, '11635 PRINT IN IMAGE '$5552.551*P1637 PRINT01640 GO TO 2340.01650 IF B<I070 THEN ,Pm40-01660 00 To 180001670 IF- 134.100 THEN P048016800169001700017 100172001730017400175001/600177001780Q1790

GO TO 1800IF 84.125 THENGO TO 1800IF 134.200 THENGO TO 1800IF 84.360 THEN00 TO 1800IF 84-450 THEN00 TO 1800IF B40550 THEN,GO TO 1800P-215

ELSE GO 101670.

ELSE00 TO 1690

P.70 ELSE. GO TO 1710,

P-75 ELSE 00.10.1730

P0110,ELSE 4TOP0145 ELSE 00 TO

P.160 ELSE GO,TO

1800 PRINT-*THE PACKAGE PLAN IS1805 PRINT IN IMAGE '115255055°8P1807 PRINT01810 00 TO 2340 tb

oltseo IF C-12 00 TO 2180 4>.

01830,IF CillO'GOTO 2010

1750

1770

1790

01840 IF 84070 THIN P024 ELSE,00 TO 186001850 00s10 149001860 IF 840100 THEN P026 ELSE 00 TO 188001870 GO TO 19901880 IV 840195 THEN P039 ELSE 00 TO 190001890 00 TO 19901900 If 840900 THIN 14049 ELSE AO TOr 192001910 GO TO 199001990 If 840360.THENIP063 ELSE SO TO 194001930 fi0 TO 199001940 IF 11:4450 TUN /0.61, ILSE 60 TO 196001950 60 TO 199001960-1F B40550 THIN 12.90 F1411 60 TO 196001970 60 TO 199001960 Pw123

39

Computer Sheet # 13,

1

Car Buying INSCYCLE (tont'd.). Computer. Sheet # 14-

1990 PRINT 'THE PACKAGE PLAN 1$1995 PRINT IN IMAGE 'SMS.SVIP1997 PRINT02000 GO To 2342010 IF 84070 THEN P-32 ELSE GO TO 203002020.00 TO 216002030°IF 8<m100 THEN P-34 jELSE 00 TO 205002040 GO TO 216002050 IF ii462125.THEN P-52 ELSE GO TO 207002060 9.0 TO 2160-020700" B<1.200 THEN sam50 ELSE 40 TO 209002080 GO TO 21Ati.02090 IT B4360 THEN Pum84 ELSE GO TO 211002100 GO TO 216002110 IF 134.450 THEN P0108'-ELSE GO TO 213002120 GO TO 2160.02130 IF 8442550 THEN P*120 ELSE,GOTO 215002140 GO TO 216002150 P=.164'2160 PRINT °THE PACKA0E PLAN .IS-.2165 PRINT. IN IMAGE "SSSSS.SS'IP2167 PRINT02170 GO TO' 2340 -

02180 IF 13<7270 THEN P.40 EL$E GO TO 2200b2190 GO TO d3300200 IF 134.100 THEN. P.43.ELSE 'GO TO 222002210 GO TO 233002220 IF 1340125 THEN Ple65 ELSE 00 TO 2240-02230.00 TO 233002240 IF B42120D THEN P.70 ELSE GO TO 226002250 GO TO 233002260 IF B(2060 THEN PosA ELSE 0010 28002270 GO TO 233002280 IF 8!cm450THEN P.135 ELSE GO TO 230002290 GO TO 233002300-IF 1340550 THEN P0150 ELSE GO TO 232002310 GOTO 2330023b0 P.2052330 PRINT 'THE PACKAGE PLAN I e;

2345 PRINT IN IMAGE,v5S$SS.WtP.2337 PRINT '

8340 IF ESsONO° GO 10-24052350. IF Com6 THEN lholl ELSE GO TO 2370.02360 GO TO 24002370 IF Cm9 THEN Ums14,ELS/ GO TO 239002380 GO TO 240002390 UR18..24100 PRINT 'THE UNINSURED MOTORIST PRICE IS ';2401 PRINT IN IMAGE '555S5.5SeiU2402 GOeTO 84202405 01002420 IF SPONO° GO TO 864002430.IF- C1112 GO TO 258002440 IF CP/9 GO TO 258002450 IF 8491200 THEN 00 ELSE 00\0 8470

08460 130 TO 2500 4 03oad

(4,

a

1

e

CAI, Buying -INSCYCkt Cont'd.)

02470,IF 43<=460 THEN G=11 ELSE GO TO .249002480.60 TO 2500.02490 G*14 90

2500 PRINT 'GUEST LIABILITY ISR505 PRINT IN IMAGE °$$$$$'6$5°:132507 eHtNT A2b10 40 TO g6500252b-IF B1.200 THEN-G=10 ELSE'GO TO 25400253.0 GO .T0 2570OP540 IF B<=450 THEN 02114 ELSE GO -T1)-251600,25150 GO 10.257002560 G=192570 PHINT 'GUEST LIABILITY IS '1.2571.RHINT IN MAGE '$$$$$eSS'tG2572 'PRINT2575 GO 10 2650

B<=250 THEN Gm12.ELSE no _TO 260002590,On TO 2630

/7\02600 I,147.3<=4.50'TUEN G=18 ELSE GO TO 26200261,0 .do TO 2630 '

n6no Gr=24 .4

!6:10 PUINT 'RJEST LIABILITY IS '13i631 PHINT IN IMAGE '$$SSS.$$°:G0261P IDPINT26-a5 66 10 2650n2A40 G.n

- Comp,i.ter Sheet # 15

02650 X=P41J+G2660 '1H.F. TOTAL COST OFANSURANCE ON YOUR MOTORCYCLE2670 'F010.101JMONTHS IS °1

2671 PRINT IN IMME 9$$$S$.SS'sX2672'2671 '2680 'WOULD YOU LIKE TO RUN THIS PROGRAM AGAIN';02690n INPUT ZS02700 IF Z$110'YES'G0 TO 12002710 '000D-BYE'9999END

>4

. x2Pai11

q,

e'

79

4

Gar Buying INSTABLE

The following program, INSTABLE, was written by Steve Meer:

Co4uter Sheet # 16

nolop DIKL(3,$),t(4,4,7).J(4,4,7)9s(444,7)Onia FOH S-110 P

111400120 Fnri S1-1 To 704130 HEAD L(SAS1)00140, NEXT $100190 NEXT90160 DATA 11.1-3.15r17.19,22/2.5,15'00170 DATA 17420123..26.30,35.00180 h'OF.i 5-1-10 3190 FOh SINI TO 3200 FOH S2=1 .10 6210 MAD C(S,S1.S2)220 NEXi $2230 NIFX1 SI

240 NEX1 S

250 UATA

DATA.5/6,H.11,14,17.3.5,6,8.11,14,43.10,12.16.22.26.6,8.10270 1)A1A 14,18.2234.6.8.10404.18PAC) VOk 5.1 rn 3,290 KOH 51=1 T-0 3300,F01 52-1 To 3310 MAD J(S,S1,S25320,NEXI S2330 NEXT s340 NFXI S350 DATA 11.13,15.18.21.24.10.11.13,16.18.21360 DATA 9.10...12.14,17,19,17,20.23.27.32.36370 DA1A215,17,20.24,27,3204,15.018,21.26,293140 UATA 22.26;30.36.42,48,20,22.26,32.36.42390 D11A.18,20.24.26.34.38400 Fnfi's.1 To 34,10 FOIt 5 1-1 TO 344;10 FOH 52-1 ,10 6

A430 HFAD 5(5,51,52)44n NI1X1 SP.4h0.NEX1 SI460 NEXT S470 DATA 14.15..18,22.0,0,12014.16.19i0,0',4H0 DA1A'11.12.14.17,0,0.21,23,27,33.0,0..490 DATA 16,21,24.2940,6,17,18,21,26.0.0^SOO DAIA 28,30,36.421,0,0,24,28,32,.34,0,0.SAO DAIA 22tP4q11,34,0.0520 'INTS PHOOHAM WILL DElEHMINElHE COSI PF INSOHING AN AUTOMOBIW

\

530 *YOH OWN OH WISH To OWN. THP COMFU1F8* WILL ASK YOU A.'540 N0MI4II O WESTIONW. YOU WILL HAVE TO TYPE IN youli ANSWFFS!'550 'WHEN. 'DIV COMPUlEH PLINISHES ASKING likOOESTION'IT WILL PHINI A'560 'QUES1ION MAHK (?). 4:TYPE IN YOUB ANSWEP AFIEH THE QUESTION MARK.'

4

S10 'AIIIEH.Y00 IYPE IN YOUR ANSWEh PUSH THE'LHEIUHN" KEY'ON THE !fLETYPF

42

(;nr kiuyi rig

Yin PLIN1,)90 PRIVI

INSTABLE ( Cont d ) Computer Sheet # 17

(,0° o***************MAnI1AL sTims********************$610 114IN1(00 'ARE y00 As'640 ' 1.) SINGLE FFMALF STUDEN7'6Y1 2.) SINGLE MALE STUDENT'66y 3.) MARRIED STUDENT. MALE OR FEMALE'67o 'INPOl THt NUMBER-NEXT 1.0 THE CATEGORY 7HA1 YOU'6H0 'FIt INT0.*;

INWIT A7no IF A=I no AimP. OR A=3 THEN 720710 (74-1 10-, 607 0-

PmT17-44-1oR THF4 Hal ELSE 19.12

730 AN1 Th1.N SINGLF FEMALE STO5FN1'/40 11. Au2 7HER Mi.' SINGLE MALE STUDEN1'1,m IF DIEN Bsso MARRIED. STUDENT'/6(1 PhINI770 PRINT

74(0*******4*******6 PO1N1 DEMENI7s***************9PHINI

Km) MON!wrI.n 'FAcH OF 7HE FOLLOWING TRAFFIC VIOLAIIONS IS MORIN 6iR3n '14,ERII POINTS.'H4(1 ' 1.) DRUNK DRIVIN(1'Ivo) p.) NEGLIGENT VEHICULAR,HOMICIDE'HhO ' 3.) ANY FELONY'Hlo , 4.) (JNLAWFUL USE OF DRIVFR"S LICENSE'RHO ' ;.) DRA( RACING OH SPFE-D CONTESTS'q9n 6.) HIT AND RUN. OR FAILURE. TO STOP AT THE SCENE'R9i ('IF AN ACCIDEN1'9oo 7.) DECKLESS DRIVING'

R.) ACCIDENT Al FAULT'wr!o 'How MANY IICKE7S OF 11.1k ABOVE4YPES HAVE YOU HAD'910 'IN THE PAST 3 YEARS? IF NONE ENTER A ZERO (0).'y9,)0 INPoT K9')1 IF F(/.AHs(IN1(E)) THEN 92096=6*E9(,b PKINT9(,6 PRINT97o '********4!******4 POINT DEARI7S***************1.990 ' EACH OF THE FOLLOWING IRAFFIC VIOLATIONS IS WORTH 4'1000 ' 'DEMERIT POINTS.'1010 ' I.) ILLEGAL PASSING'1020 2.) OPERATION WITHOUT DRIVEli"S LICENSE'1030 3.) DRIVING 100 FAST FON CONDITIONS''4I040 4.) FAILURE 70 HAVE VEHICLE UNDER CONTROL'

.*10W 5.) DRIVING ON WRONG SIDEnOF STREET'10f,0 'HOW ItIANY OF THE ABOVE HAVE YOU BEEN TICKETED FOR IN'.1070 '1HE PAST 3 YEARS? IF NONE ENTER A ZERO %).'l

INPUT'F 144

4

43fa

4

Car Buying INSTAHLE Cont Id). Computer Sheet # 18

1400 IF F4INI(A8S(E)) THEN 10601110 Dis0+(4*F)1120 PHINT 1%41130 PHIN11111041,***************P POINT1160 'TANY THAFFIC 1IOLA1I0N NOTPHEVIOUSLY MENTIONED IS '

1170 'wOHTH P DEMEHIT POINTS'11140 °HOW MANY 2 POIN1 TICKETS HAVE YOU RECTFIVED IN THE PASI 3'1190 'YEAHS7 IF NONE ENTEH A .ZEHO (0).';1P00 INPUT F1210 IF F<>INT(-AbS(E)) THEN 1180122o Du1+(2*F)1P40 DH1N1125(1 PhIN1

1260 'HOW OLF IS IHF GAN you WISH TO INSURE?'W70 ' 1..) 1 YEAH OH.LES4'-1PHO'4 '7.) 2-3 YEAkS'1290 ' 3.) 4 YEAltS OH MOHE%1A00 'INP0T THE NuMAFR WHICH DESCHINES.THF AGE OF YOUH CAR'13u1 'EH0N1 1HE. AlAnvF TADLE';1310 INPH1 nliP0 11. (;411 (41 roe2 Oh 6813 1HEN.1346 -

1v1,0 (40 i(1 130041,1) Him

PPINI136n 'ASK. 'Milli INS1HUCTOH TO LOOK IN THF NADA DOOK AND FIND'1370 'INF 1Ns0HANCF SYMBOL,OF THE CAH YOU-WISH TO INSURE.'13H0-'wHAI Is I1's1390-INPUT H1400 F0h Pul To 71410 IF HuP THFN 14401420 .NFX4 P

1430 on 10"131601440 PhINI1450 PhIN11452 IS HEWINED FlY LAW 1HAT YOU CAHHY 1V30/5'14s3 'LIADILITY INSUHANCF.'1454 PRIN114'iLN'PHINT

1460 'DO YOWWAN1 15/3o UNINSUHED MOTOB151 COO:RAMO IT IS MI-ONAL.'

1470 'Il WILL TTFCT YOU AOAINGT OTHERS WHO DON''T HAVE INS9RAN.CF.'

44

1 14H1 'TYHE. FIT,HER YES OH NO'T 1510 INPU1

14P0 IF 7Tm'YES' 1HEN OuIrFLSE Uwe15P0 IF 7rw'YFS' Oh 4SmoN0' THFN 15501545 00 10 141401550.PINT,1560 PRIN1p170 'WUESIION #9'

)0001

14

..."

Car Buying INSTABLE (Cont'd) Computer Sheet # 19

1580 'Iso YOU WANI $500 PEH FEHSON MEDICAL PAYMENTS MENAGE?'1581 'II IS OPTIONAL TYPE YES OR NO'I1590 INPUT PI1600 IF P's0YES' Oh P$ 'NO' THEN16201610 (36 TO 15801620 VhINI1630 PRINT16141 'DO You WANI t50 DEDUCTIBLE COMPREHENSIVE?'1647 'IT IS OPTIONAL. TYPE YE5 OR NO.'1643 INPUT xcI644 IF XgnoYFS'ON XtmoN0' IHEN 16501645 60 io 16411650 IF D>-0 AND D<-6 THEN Tliol ELSE IF D>6 AND D<I,18 THEN T1-21651 'inn YOU WANI ¶100 DEDUCTIBLE PHYSICAL DAMAGE COVERAGE?'1652 'IHIS IS OPIIONAL. TYPE YES_ '

1651 INPUT PI1694 II; Pc,m'YES' nk Pt'NO' THEN 16601655 GO in 16511660 IF 0>IM TREN'T12131670 IF D<=3 THEN 1=1 ELSE IF D>3 AND D <=5 IHEN 1=216H1) IF D>6 AND D<=9 THEN 1=3 ELSE IF p>9 AND D<-13 THEN Tio416901F D>13 AND D<=18 THEN T*5 ELSE IF D>18 ANDD<=25 THEN T=6'

11,

1700 IF 1)>25 AND D.cia33 THEN 1s171710 h1=1.(11.1)1720 m2=C(11.G,H)1730 IF H<>2 THEN 11311J(II.G,H) ELSE h3RS(TI,(,H)

17.41 'FOR A ';1314' WHO HAS A TOTAL OF .°J1D° POINTS. YOUR PREMIUM WILL BF

1750 IF 1)<=33 THEN 1800'1760 PRIN11770 JWE AilE UNABLE TO INSURE YOU ON YOUR CAh DUE TO POINTS'1780 'ACQUIRED OVER THE LAST-3 YEARS.'1790 Slob .

1800 IR R12K15 THEN Vall ELSE IF H1>15 AND R1<03.0 THEN Voi2 'ELSE V=3

,1810 PRINTMO PRINT11430 PHINIINIMAGE 'YOUH. MONTHLY LIABILITY RATE WILL BE $1:4$1$1S!.'sH1

1H31 G=H11840 Ip XSIONO° IHEN 18601850'YOOR MON1HLY $501A100C1IBLE COMPREHENSIVE'1851 PRINTINIMASF WILL BE $,S$$$$$$$$$$$$5$$$$$$$SWM$WIR2.

1852 GmeG+1i 2.

4H60 IF 'ilj<>0 THEN 18651861 'WE NOT ABLE TO INSURE YOUR CAR BECAUSE OP ITS '

18A2 'TYPE AND BECAUSE OP YOUWDRIVING HEFORD.'1865rIE FteoNA' THEN 1890(

Car fki,ying INSTABLE (Cont d) . Computer Sheet # 20

vc,

1870 'YOUH MONTHLY, $100-DEDUCTIBLE'1815 PRINTINNAGE ' PHYSICAL DAMAGE BATE WILL BE $544f.flA$S$S.ItH3

1880 0416+1431890 IF ('-0 THIN 19201900 'YOUR MONTHLY UNINSURED MOTORIST COWERApE'1905 RATE WILL BE $1'1910 ss(70-1)

1920 IV 1clioN0' THEN 19501930 'YOUR MON1HLY MEDICAL PAYMENTS COVEhAGE'1935P)+IN1INIMAGE RATE WILL BE TS$$$$$$/$$$SccTSTTT,ST$ASSS.c.',V

1940 01,014.9

1945 PR1N11950 PRINTINIMAGE 'YOUH TOTAL MONTHCY PAYMEN1 WILL BE .$$$$$T.%$c.'10

1960 PhIN1INIMAGE 'YOUH 101AL YEARLY PAYMENT WILL BE f$$$$T$$$$5$.'1G*10

10000ENU

*s.J

#1