digital wallet - girmiti

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CMM I Level 5 www.girmiti.com [email protected] Girmiti Software Digital Wallet

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Page 1: Digital Wallet - Girmiti

CMM I Leve l 5

www.girmiti.com [email protected] Software

Digital Wallet

Page 2: Digital Wallet - Girmiti

www.girmiti.com [email protected] Software

Digital Wallet RegisterLoginAdd WearablesAdd Card – Suspend/Activate/Set Primary CardTransactions HistoryFactory Reset/UnlinkMobile DevicesWearable DevicesForgot PasswordMy ProfileNotifications

OEM FeaturesDashboardOEM Wallet ManagementOEM Consumer ManagementOEM Device ManagementRoles and Users ManagementMy ProfileChange PasswordReports

MDES APIsCheck EligibilityGet AssetsDigitizeProvisionRequest Activation TokenActivateSuspendUnSuspendDeleteNotify Provision Results

VTS APIsEnrol DeviceEnrol PANGet AssetsProvision TokenConfirm ProvisionGet Card MetadataGet ContentGet Token StatusRetrieve Transaction History

Wallet Server Features DashboardWallet ManagementConsumer ManagementOEM & OEM Device ManagementSE Profile ManagementLoader Scripts ManagementRoles and Users ManagementMy ProfileChange PasswordReports

Transaction APIsRegister For TransactionGet Transaction HistoryNotify Transaction

Digital Wallet Platform

Digital Wallet

Wearable

OEM

Wallet Platform

Wallet Server

Master Card

VISA

IssuanceHCE

MDES Proxy

VTS Proxy

Digital wallet for customer enables consumer to easily manage their different credentials on mobile device. Supports business applications with communications using HCE and Secure Element. Supports credit/debit cards, access cards, coupons, loyalty cards, prepaid cards, voucher, tickets and many other contents in the same wallet and manage them. Digital wallet enables customer to use the provisioned cards at merchant location with mPOS, Traditional POS or Remote Payment.

CMM I Leve l 5

Page 3: Digital Wallet - Girmiti

www.girmiti.com [email protected] Software

Content Mgmt APIsGet AssetGet Card Metadata

Supported Cardstypes

Credit, DebitAccess, TicketsPrepaid and Loyalty cardsGift CardsVoucher, Coupons

Digital wallet for customer enables consumer to easily manage their different credentials on mobile device. Supports business applications with communications using HCE and Secure Element. Supports credit/debit cards, access cards, coupons, loyalty cards, prepaid cards, voucher, tickets and many other contents in the same wallet and manage them. Digital wallet enables customer to use the provisioned cards at merchant location with mPOS, Traditional POS or Remote Payment.

Digitization APIsCheck EligibilityDigitizeProvisionNotify ProvisionGet Transaction HistoryDelete CardSuspend/UnSuspend CardChange card for contactless paymentChange card for remote paymentRemote update a card serviceMobile PIN changePerform a Contactless Payment

Supported SmartphonesAndroidiOSBlackberryWindowsHTML 5

ReportsUser ReportCard ReportWallet ReportOEM ReportAudit Report

Digital Wallet Platform

Digital Wallet

Wearable

OEM

Wallet Platform

Wallet Server

Master Card

VISA

IssuanceHCE

MDES Proxy

VTS Proxy

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PNO Certification

CMM I Leve l 5

Page 4: Digital Wallet - Girmiti

www.girmiti.com [email protected] Software

PayPass - MchipMPPLite ImplementationSecure connection with Certificate pinningApplication level encryptionGeneration of Mobile Session KeyCVC3 generation (dynamic CVC)Detecting Jailbroken or rooted device in the applicationDetecting the application in the debug mode or attacked

Security FeaturesNo countermeasures ObfuscationResistance to Disassembly Resistance to DecompilationLocal Database Encryption White Box Cryptography - Fixed & Dynamic keyResistance to Codelifting Software Tamper resistance Server samplingUse of MasterCard Mobile Payment

Performance of the PlatformPerformance of the PlatformCode coverage >90%Duplication < 7%Extended logging across platform - 100%Versioning of APIs - 100%Automation coverage >90%Performance – 200+ TPS (With Autoscaling)

Digital Wallet Platform

Digital Wallet

Wearable

OEM

Wallet Platform

Wallet Server

Master Card

VISA

IssuanceHCE

MDES Proxy

VTS Proxy

Digital wallet for customer enables consumer to easily manage their different credentials on mobile device. Supports business applications with communications using HCE and Secure Element. Supports credit/debit cards, access cards, coupons, loyalty cards, prepaid cards, voucher, tickets and many other contents in the same wallet and manage them. Digital wallet enables customer to use the provisioned cards at merchant location with mPOS, Traditional POS or Remote Payment.

Paywave - VSDCMobile Application EnrollmentCVM ImplementationPayment in manual modePayments in Always on modePost Processing ActionInitial Account Parameterprovisioning and configurationAccount Parameter replenishDevice Threshold ParameterAccount Life CyclePost Payment InteractionTransaction Verification Log

CMM I Leve l 5