dental, vision and hearing insurance - theinsgroup.nettheinsgroup.net/images/newsletter docs/dvh...

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Diagnostic Exams PPO Network Family Rates Child Only Carrington No No Year 1 Year 2 Year 3 Year 4+ 60% 70% 80% 2 80% 2 Dental Prevention Dental Majors Hearing Vision 3 Months 12 Months 12 Months 6 Months 60% 70% 80% 90% Issue Age Deductible Policy Year Maximum $1,000 or $1,500 X-Rays Extractions Cleanings Fillings Examinations 18-89 $100 Product Highlights CUL Medico DVH+ Covered Day One Expense 3 Months 12 Months 12 Months 6 Months Percent Covered per Year Waiting Periods States Available No No Yes AL, AZ, AR, CO DE, IA, ID, IL, IN KS, LA, ME, MI MN, MS, MT, MO NE, NV, NM, ND OH, OK, OR, PA SC, SD, TN, TX UT, WV, WI & WY AL, AZ, AR, CO GA, IA, ID, IL, IN KS, LA, MI, MO MS, MT, NC, ND NE, NH, NV, OH OK, OR, RI, SD TN, TX, UT, VA WV, WI & WY $1,000 $1,500 $2,000 $2,500 $0 or $100 UCT Diagnostic Exams 0 - 64 No Yes No 60% 70% 80% 80% No Waiting 12 Months 12 Months 6 Months $1,000 or $1,500 3 - 75 $100 Semi-Annual & Diagnostic Aordable group plans. Voluntary and non-voluntary plans. Freedom of choice to select your provider. Flexible plan designs available. Why is Dental, Vision and Hearing Insurance Important? and eye exams should be a regular part of everyone's good health plan. the costs of health care, it’s important to maintain dental and vision health and to catch problems before they become serious, which can keep everyone’s costs at a minimum. Why Choose Central United Life (CUL) For agent information only. Not to be distributed to the public or used in any solicitation. 3 1 CENTRAL UNITED LIFE Central United Life Insurance Company 10777 Northwest Freeway, Houston, TX 77092 Toll Free Telephone: 800-669-9030 Dental, Vision and Hearing Insurance AL, AR, AZ, CA, CO, DE, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MS, MO, MT, NC, ND, NE, NJ, NM, OH, OK, OR, PA, SC, SD, TN, TX, VA, WV, WI & WY 1: CUL Issue Age 18-75, Dependent Child at Age 3 2: Major Services Covered at 60% Years 2+ 3: Family Rates Inlcude Up To 3 Chiildren. Adional Children Are Charged the Age 3 - 17 Rate Per Person. 4: Up to $500 Annually 5: Up to $200 Every Two (2) Years 4 5 Updated 4/6/2015

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Page 1: Dental, Vision and Hearing Insurance - theinsgroup.nettheinsgroup.net/images/newsletter docs/DVH Comparison Chart 5.15.pdf · NE, NV, NM, ND OH, OK, OR, PA ... C ENT R A L UNITE D

DiagnosticExams

PPO Network

Family Rates

Child Only

Carrington

No

No

Year 1

Year 2

Year 3

Year 4+

60%

70%

80%2

80%2

Dental Prevention

Dental Majors

Hearing

Vision

3 Months

12 Months

12 Months

6 Months

60%

70%

80%

90%

Issue Age

Deductible

PolicyYear

Maximum

$1,000or

$1,500

X-Rays

Extractions

Cleanings

Fillings

Examinations

18-89

$100

Product Highlights CUL Medico DVH+

Covered Day One Expense

3 Months

12 Months

12 Months

6 Months

Percent Covered per Year

Waiting Periods

States Available

No

No

Yes

AL, AZ, AR, CODE, IA, ID, IL, INKS, LA, ME, MI

MN, MS, MT, MONE, NV, NM, NDOH, OK, OR, PASC, SD, TN, TX

UT, WV, WI & WY

AL, AZ, AR, COGA, IA, ID, IL, INKS, LA, MI, MOMS, MT, NC, NDNE, NH, NV, OHOK, OR, RI, SDTN, TX, UT, VAWV, WI & WY

$1,000$1,500$2,000$2,500

$0 or $100

UCT

DiagnosticExams

0 - 64

No

Yes

No

60%

70%

80%

80%

No Waiting

12 Months

12 Months

6 Months

$1,000or

$1,500

3 - 75

$100

Semi-Annual & Diagnostic

Affordable group plans.

Voluntary and non-voluntary plans.

Freedom of choice to select your provider.

Flexible plan designs available.

Why is Dental, Vision and Hearing Insurance Important?

and eye exams should be a regular

part of everyone's good health plan.

the costs of health care, it’s important

to maintain dental and vision health

and to catch problems before they

become serious, which can keep

everyone’s costs at a minimum.

Why ChooseCentral United Life (CUL)

For agent information only. Not to be distributed to the public or used in any solicitation.

3

1

C E N T R A L U N I T E D L I F E

Central United Life Insurance Company10777 Northwest Freeway, Houston, TX 77092

Toll Free Telephone: 800-669-9030

Dental, Vision and Hearing Insurance

AL, AR, AZ, CA,CO, DE, GA, IA, ID,IL, IN, KS, KY, LA,MD, MI, MS, MO, MT, NC, ND, NE, NJ, NM, OH, OK, OR, PA, SC, SD, TN, TX, VA, WV,

WI & WY

1: CUL Issue Age 18-75, Dependent Child at Age 32: Major Services Covered at 60% Years 2+3: Family Rates Inlcude Up To 3 Chiildren. Aditional Children Are Charged the Age 3 - 17 Rate Per Person.4: Up to $500 Annually5: Up to $200 Every Two (2) Years

4

5

Updated 4/6/2015