Delaware County Asset Development Group

We are a consortium of agencies, financial &

educational institutions dedicated to economic and community development in

Delaware County, PA

AgenciesChester Microenterprise Partnership/Widener SBDCChester Student CenterCommunity Action Agency of Delaware County, Inc.Consumer Credit Counseling Services of Delaware

ValleyDarby Borough Community Development CorporationDelCo Family CentersPathways PAYWCA ChesterUnited Way of Southeast Delaware CountyUnited Way of Southeastern Pennsylvania

EducationalUS Internal Revenue

Service (IRS) – Stakeholder, Partnerships, Education & Communication (SPEC)

PHENNDSwarthmore CollegeVillanova UniversityWidener University

FinancialFranklin Mint

Federal Credit UnionCitizens Bank

$0$200,000$400,000$600,000$800,000

$1,000,000$1,200,000$1,400,000$1,600,000$1,800,000

Total Federal Refund Amount

2004 2005 2006 2007 2008 2009

Tax Season

DelCoAD VITA Tax Preparation History

Since 2003, the consortium has grown and extended its FREE TAX PREPARATION services to over 5,500 residents of Delaware County, and has enabled over $6.9 Million to be brought back in to the local economy.

60 Volunteers trained 5 Sites plus PathWays PA Mobiles 1275 Tax returns filed 33% Claimed Earned Income Tax CreditAverage Refund Amount:

$1446 (Federal + State)

$ 1,869,480

But……

$36 Billion in EITC Credits go Unclaimed Each

Year !

For a tax refund of $2000, you might pay:Refund Anticipation Loan Fee: $ 90Bank Charge for RAL Loan: $ 30E-File fee for Federal: $ 100E-file fee for State return: $ 30Check Cashing fee (1% - 4%) $ 20

Potential cost to receive $2000 refund from paid preparer + check cashing service:

$ 270

Cost to use VITA site + Direct Deposit:

$ 0 (refund deposited to your account in 8 – 14 days)

For site locations , hours & appointment information go to: www.delcoad.org

W-2s and other wage statementsW-2s and other wage statements received received from all employers for Tax Year 2009.from all employers for Tax Year 2009.

Social Security cards for taxpayer(s)and Social Security cards for taxpayer(s)and everyone in the household that you supporteveryone in the household that you support

The dates of birth for all dependents.The dates of birth for all dependents.Driver's license or other state issued photo ID Driver's license or other state issued photo ID

cardcardLast year's tax return, if you have one, as well Last year's tax return, if you have one, as well

as any additional items (such as mortgage as any additional items (such as mortgage statements) that you think may impact your tax statements) that you think may impact your tax return, even if you are not sure.return, even if you are not sure.

Any 1099 forms for 2009Any 1099 forms for 2009. You may have . You may have 1099 forms1099 forms if you received income from if you received income from Social Security, Railroad Retirement, Social Security, Railroad Retirement, Unemployment, Interest, or Dividend Income.Unemployment, Interest, or Dividend Income.

If you paid for day care in the past yearIf you paid for day care in the past year, , bring your year-end statement for Day Care bring your year-end statement for Day Care for the year 2009, including the social security for the year 2009, including the social security number or EIN of your day care provider, the number or EIN of your day care provider, the Provider’s name, and the day care address.Provider’s name, and the day care address.

If you received any If you received any advance child tax credit advance child tax credit paymentpayment in 2009, bring in in 2009, bring in Notice 1319Notice 1319, , showing proof of the amount received.showing proof of the amount received.

If you paid for higher educationIf you paid for higher education, such as , such as college or a trade school, bring form college or a trade school, bring form 1098-T1098-T showing evidence of payment.showing evidence of payment.

If you would like to get your refund by If you would like to get your refund by direct depositdirect deposit, bring a blank check from , bring a blank check from your bank account.your bank account.

If filing jointly, If filing jointly, both filer and spouseboth filer and spouse must must be present to sign.be present to sign.

Questions? Please call Joyce Lacy (610) 996 - 4652