Corporate Presentation

Investor Relations

The Issuers Recognition IR granted by the Colombian Stock Exchange is not a certification about the quality of the securities listed at the BVC nor the solvency of the issuer.

Overview

Overview

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• Founded in 1870, Banco de Bogotá is Colombia’s oldest financial institution, with a well established franchise.

• Important presence in Colombia and Central America in all market segments:

2nd Bank in terms of assets, loans, deposits and net income in Colombia (March - 2016).

1st Bank in terms of assets and 2nd in terms of net income in Central America through BAC Credomatic (March -2016).

• Adequate Risk Management based on a healthy diversification policy, ample experience in credit management,

appropriate funding strategy and sufficient liquidity.

• Banco de Bogotá is the main asset of Grupo Aval, the leading financial group in Colombia.

Ownership – March 2016

Other companies controlled

by Mr. Sarmiento Angulo Paz Bautista Group

68.7% 8.3% 11.9%

Others

11.1%

From Local Bank to National and

International Bank

National Bank with leadership in

several regions

Universal

Bank

Universal Bank Consolidation

1870 - 1987 1988 - 2003 2004 - 2009 2010 - 2016

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We are a bank that grows with the progress of its clients, its

staff and its shareholders. Over 145 years of history confirm

our soundness, dynamism and market position.

1870: Opening.

1924-1928: Merger with

different regional Banks.

1938 and1959: Founding of Almaviva

and Corficolombiana, respectively.

1967-1980: Opening of

Offices and Subsidiaries

abroad (Panama, New

York, Nassau and Miami).

In 1987 Banco de Bogotá is acquired

by Grupo Sarmiento.

1992: Acquisition and merger

with Banco del Comercio.

1992: Establishment of

Fidubogotá, Leasing Porvenir

and Fondo de Pensiones

Porvenir.

2001: Banco de Bogotá

International Corporation

becomes BB Miami Agency.

1988-2003: Development of an attention

and service differentiated model.

Important investment in technology,

consolidating nationwide coverage and

leadership position.

2005: Merger of Corficolombiana with

Corfivalle.

2006: Banco de Bogotá’s

acquisition and merger with

Megabanco, strengthening the

consumer lending segment.

2007: Merger of Fidubogotá

with Fiducomercio.

2009: Merger of Grupo Aval’s

stockbrokers: Casa de Bolsa.

2004-2009: Strengthening of customer

segmentation through the creation of

specialized channels, investment in

technology, back office enhancement

and full range of services.

2010: Integration into Banco de Bogotá of the

Colombian leasing operation.

2010: Acquisition of BAC Credomatic, Central

American financial group, strengthening our

international presence.

2011: First International Bond Issuance:

USD $600 million Senior Notes.

2012: Launch of Mortgage Lending.

2013: Second International Bond Issuance:

USD $500 million Subordinated Notes.

2013: Participation in the acquisition of AFP Horizonte.

2013: Acquisition of Grupo Financiero Reformador

in Guatemala.

2013: Acquisition of 100% of BBVA’s

ownership in BBVA Panamá.

2010: Mandatory Convertible Bonds

issuance ($2,285 billion pesos).

Milestones in Banco de Bogotá’s Evolution

2013: Issuance of Common Shares ($1.3

trillion pesos).

2014: Issuance of Common Shares ($1.5 trillion pesos).

2015: 145 years of presence in Colombia

2016: Third International Bond Issuance: USD $600

million Subordinated Notes.

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Banco de Bogotá has important investments in

subsidiaries in Colombia and abroad

General Manager:

Alfonso García

General Manager:

John Kennedy

General Manager:

José A. Santana

General Manager:

María F. Blanco

President: Alejandro Figueroa Jaramillo

President: Ernesto Castegnaro Odio

President: Bernardo Noreña

President: Miguel Largacha Martínez

President: César Prado Villegas

President: Daniel Humberto Gómez

President: Juan Camilo Samacá

General Manager: Adriana Cuervo Barreto

100.0%

38.35%

46.91%*

94.99%

61.75%*

95.81%*

94.90%

100.0%

100.0%

100.0%

Universal Bank with a wide portfolio of products and services. Presence all across Colombia.

Agencies in Miami, New York and Panama. 1/

Central American Financial Group with banking and credit card operation in all Central American

countries.

Financial Corporation with a wide product portfolio specialized in Private Banking, Investment Banking,

Treasury and Equity Investments.

Pension and Severance Fund Manager.

Execution of Contracts on Mercantile Trust and Trust Funds.

Stock Brokerage Company (brokerage and management of securities funds).

General Warehouse, Custom Agent and Integral Logistics Operator.

Technical and administrative services company.

International license to carry out banking business.

Entities authorized to carry out Banking Business and Investment Portfolio Management. Attention

focused on Banco de Bogotá’s corporate and institutional clients, with a full range of services.

Panamanian General Licensed entity. Authorized to carry out Banking Business, essentially in the local

market.

Miami Agency New York Agency

1/ For further information on Banco de Bogotá’s products and services, visit www.bancodebogota.com.

(*) Includes direct and indirect ownership.

General Manager: José A. Santana

Results confirm Banco de Bogotá’s financial

soundness

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Total Assets

(US$bn) 1

Total Net Loans

Deposits

1Q-2016 Annual

Variation 1Q-2015

Total Net Investments

Financial Highlights

Delinquency Ratio 2

Loan Coverage 3

ROAA 5

ROAE 6

Administrative Efficiency 4

Total Equity

Capital Adequacy 7

Main Ratios

1Q-2016 1Q-2015

Figures under Full IFRS.

1 Billion refers to thousands of millions.

2 Delinquency Ratio: Past-due Loans over 30 days / Gross Loans.

3 Loan Coverage; Allowances / Past-due Loans over 30 days.

4 Personnel expenses plus administrative expense / Net interest income plus net income from trading investments, other income fees and net income from other services (excluding others). Efficiency excludes Wealth Tax.

5 ROAE: Net Profit attributable to shareholders / Average attributable equity . Excludes Wealth Tax.

6 ROAA: Net Profit annualized / Average assets. Excludes Wealth Tax.

7 Solvency Ratio: Technical Capital/ Risk-weighted assets.

Note: Consolidated Figures. Exchange Rate March 31, 2016: $3,000.63.

50.2

30.7

30.9

15.7%

18.4%

15.7%

43.4

25.9

26.7

5.8 13.9% 5.1

2.8%

85.9%

2.0%

16.1%

2.6%

90.4%

2.3%

18.1%

43.5% 43.1%

13.7% 12.5%

Net Income (YTD)

w/out Wealth Tax 177.8 2.7% 173.1

(US$ Million) Jan.- March

2016

Annual

Variation

Jan.-March

2015

7.1 1.1% 7.1

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Banco de Bogotá operates with clearly defined strategy and

objectives in order to generate value for all stakeholders

Altos niveles de eficiencia en

todos los procesos

Amplia cobertura geográfica

con canales físicos y

electrónicos

High penetration of the

Colombian market, with

market share around 14% in

different metrics.

Segment’ specialized service

model. Broad portfolio of

products and services.

International presence in

Central and North America

through BAC and subsidiaries

and agencies abroad.

Important participation in

Corporate Banking, moving

forward in Personal Banking.

Leadership in foreign currency

operations.

Important players in official

banking segment.

Agility in understanding

and meeting customer

needs by responding with

integrated financial

solutions, tailored to each

segment.

Excellence in

human talent

Positioned as a provider of

comprehensive financial

services

High efficiency levels in all

processes.

Technological flexibility and

agility

– Corporate.

– Large Companies.

– SME.

– Microfinance.

– Official.

– Personal.

Countries

12 Clients

18.8 million Employees

45,217

ATMs

3,555

Branches

1,507

Segments

Consolidated Assets

– Mortgage. – Banking Insurance. – Structured Finance Advisory. – Integration with subsidiaries’ portfolios.

New Products

USD $50.2

billion

Extensive geographic

coverage through physical

and electronic channels

Note: Figures as of March 2016 Exchange rate, March 31, 2016: $3,000.63

8.3% 9.3%

8.0%

12.2%

Assets Net Loans Deposits Net Income

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We have relevant presence in the markets where we

operate

1. Includes: Corporate and SME Service Centers, Business Advisory Offices, Specialized Housing Centers, Branch Extensions, Premium Branches, Traditional Branches, Payroll Service Centers.

2. Includes: Branches, In-store Branches, On-site Business Tellers and Branches with Drive-through Service.

3. Source: Colombian Financial Superintendence. Net Income for the period January-March 2016.

4. Source: Central American Superintendencies; estimations made by Banco de Bogotá based on consolidated financial statements. Figures as of March 2016.

Market Share in Central America 4 Market Share in Colombia 3

Channel Network – Banco de Bogotá

in Colombia 1

March 2016

Branches: 704

ATMs: 1,740

Channel Network – BAC

in Central America 2 March 2016

Branches: 655

ATMs: 1,851

Figures as of March 2016

Our Channel Network

15.0% 13.8% 14.6%

19.8%

Assets Net Loans Deposits Net Income

Figures as of March 2016

The Issuers Recognition IR granted by the Colombian Stock Exchange is not a certification about the quality of the securities listed at the BVC nor the solvency of the issuer.

María Luisa Rojas

CFO

mrojas@bancodebogota.com.co

Investor.relations@bancodebogota.com.co

Investor Relations