1 CONTENTS

MSME LTD ............................................................................................................................................................................ 2

WHO WE ARE ..................................................................................................................................................................... 2

The MSME People ............................................................................................................................................................. 2

Agenda ................................................................................................................................................................................ 2

Projects ................................................................................................................................................................................ 2

WHY MSME .......................................................................................................................................................................... 3

MISSION ................................................................................................................................................................................ 3

OBJECTIVES ......................................................................................................................................................................... 3

The MSME Team; .............................................................................................................................................................. 3

The MSME Pivot; ............................................................................................................................................................... 3

The MSME Clusters; ........................................................................................................................................................... 3

The MSME Trading; ........................................................................................................................................................... 3

The MSME Employment; ................................................................................................................................................... 3

The MSME Skills; ............................................................................................................................................................... 4

The MSME Entrepreneurs;................................................................................................................................................. 4

The MSME Microcredit; ..................................................................................................................................................... 4

The MSME Women; .......................................................................................................................................................... 4

The MSME Environment; .................................................................................................................................................. 4

VISION ................................................................................................................................................................................... 4

CORE VALUES ..................................................................................................................................................................... 5

Mission oriented .................................................................................................................................................................. 5

Innovation ........................................................................................................................................................................... 5

Transparency ....................................................................................................................................................................... 5

Empowerment ..................................................................................................................................................................... 5

Indigenization ...................................................................................................................................................................... 5

Social Inclusion ................................................................................................................................................................... 5

WHAT WE DO ..................................................................................................................................................................... 5

Employment Creation ......................................................................................................................................................... 5

Skill Development ............................................................................................................................................................... 5

Entrepreneurship ................................................................................................................................................................. 6

THE INDUSTRIAL CLUSTERS ......................................................................................................................................... 6

2

MSME LTD

WHO WE ARE

The MSME Ltd is an international not for profit social enterprise based at UK and operating around world. Led by Mr.

Mobin Rafiq, MSME Ltd has dedicated itself to alleviate poverty by empowering the poor, and helping them to bring about

positive changes in their lives by creating opportunities for the poor.

The MSME Ltd is founded upon the growing global need to make international development more effective in improving

people's lives. The MSME Ltd assumes the foremost responsibility to remove barriers of class and privilege and to make the

underprivileged societies of people a Global Agents of Positive Change through access to basic human needs as a right of

each individual and not a privilege. It is a global movement of people who share the belief that in a world rich in resources,

poverty isn't inevitable. It's an injustice which can, and must, be overcome.

The MSME has innovative plans to lead the campaign of solving global problem of poverty with high social impact in

international collaborations of local partners. The MSME is born out of believe that unlimited amount of opportunities for

underprivileged people rests in employment creation through skilled based vocational training for low key manufacturing

production, harnessed within industrial clusters and transiting an unskilled human resource to entrepreneurship.

The MSME People

The most amazing, unique and distinguishing feature that differentiates the MSME Ltd from rest of all the organizations

operating as a social enterprises, is the cumulative wealth of intellectual and emotional intelligence of the MSME people.

The Foundation led by Mr. Mobin Rafiq as Founding Director, who brings with him over three decades of industrial cum

social entrepreneurial experience complimented with his resolve, resilience and over a decade old research on poverty

alleviation, encompassing travelling between developing and developed worlds, interacting, experiencing and exploring

solutions for social and human development.

The collaborative network of the MSME people in possession of established social credibility in respective professional

domain enables the intangible equity of diversity, synergy and accumulated experience of centuries. Range of the MSME

people is spread across – diplomats, banking and financial experts, accountants, academic scholars, researchers,

entrepreneurs, industrialists, traders, investors, venture capitalists, senior bureaucrats, military leaders and philanthropists,

The MSME people are spread around the world readily available to steer international move and the core philosophy i.e.

social development focused around poverty alleviation is shared across the board and acts as source of integration.

Agenda

The MSME Ltd is by nature apolitical, impartial, observing market limitations, aims to champion dignity and choice for the

underserved, focusing on poverty through direct intervention; aspiring to derive scalable, sustainable and systemic change

with governance-based transformation in particular at developing and in general at developed part of the world. The MSME

Ltd is destined to improve the quality of life of people, seeking to reach out to vulnerable populations on each continent,

irrespective of race, religion, political persuasion or gender.

The MSME Ltd seeks to strengthen international cooperation for social development, particularly in the areas of poverty alleviation, employment creation, skill development, entrepreneurship, and women development for the local people and

persons marginalized from society and development, living in underprivileged developing world. Besides, the MSME Ltd is

also keen to respond to the growing unemployment and economic stagnation in developed part of the western world.

Projects

The MSME Ltd projects of industrial clusters comprising several low key manufacturing units are designed to bring a critical

mass of economic, social and developmental activities to bear on a given area. It focuses on respective development

problems by forming intellectual and financial partnerships with organizations sharing its objectives and willing to apply

innovative approach in the field, with a small staff, a host of cooperating agencies, professionals and volunteers.

3 The projects are based upon the concept of industrial clusters of several inter-complimenting business manufacturing and

production units, encompassing many elements of the quality of life, including the natural and built environments in both

urban and rural areas. The choice of multiple low key industrial clusters offers flexibility with state of art technology and

global best practices, duly customized to deliver high social impact.

WHY MSME

The world has witnessed poverty since long and a multitude of efforts by various stake holders is nothing new to this world.

However, the consistently growing threat posed by over 4 billion living under poverty and expanding skewed distribution of

wealth and resources has only forced the tools of application to transit from one form to another.

In brief, within the list of sustainable social development tools, world witnessed the rise of not-for-profit NGOs and later the

emergence of social enterprises incorporating microfinance initiatives. However, in either of the NGO or relatively

sustainable and more cohesive Social Enterprises, none was observed focusing around an entire value chain of empowering

vocational skills and transiting a raw human resource potential from grass root level to an entrepreneur and later enabling

him/her to be the source for further creation of employment.

Moreover, many of the for-profit organizations are engaged in high impact corporate social responsibility, besides making

good profit they are also benefiting the society and several stake holders at large. However, the key emphasis of corporate

organizations, obviously remain focused at profit instead of the CSR.

Having identified above vacuum, the MSME Ltd aims to be the global leader and exploit prime advantage by positioning

itself as a commercial organization like any other corporate, engaged in diverse business and trade activities, yet as a not-for-

profit social entity. The value chain of commercial activities holistically incorporates all the salient of developing raw human

resources into potential entrepreneurs at micro small and medium enterprises located at developing world, tapping on local

resources with global solutions.

MISSION

To eliminate poverty by leading international campaign through high impact sustainable social development and

indigenously build resilient societies; in strengthened cooperation with governments, social enterprises and not-for/for-profit

organizations with following key objectives;

OBJECTIVES

The MSME Team

Mobilize team synergy drawn out of experience, expertise, skills and network of involuntary,

passionate, dedicated and well committed social players.

The MSME Pivot

Act as pivot to expedite efforts between three main economic domains: the state, the market and

the community for high impact social and economic development.

The MSME Clusters

Secure infrastructure to build and replicate industrial clusters as hub of social development inertia.

The MSME Trading

Connect developing and developed world by expanding sustainable supply chains of global trade.

The MSME Employment

Create innumerous employment opportunities inside industrial clusters comprising labour

intensive low key manufacturing units.

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The MSME Skills

Instill consistent and efficient learning and development process to enable immediate employment

skills.

The MSME Entrepreneurs

Enhance employment creation at massive scale for skilled resources and transit them into

entrepreneurs.

The MSME Microcredit

Empower entrepreneurs through microcredit extension, cost effective utilization and secured

returns, to advance the campaign as global change agents.

The MSME Women

Make use of the untapped potential of gender resource by focussed approach towards role of

women in rural development.

The MSME Environment

Structure around innovative waste management techniques and recycling processes to emerge as a

global icon of environmental sustainability.

VISION

To prove poverty alleviation can be achieved in a sustainable way, we like to deliver as a distinctive foundation with best

available knowledge and resources for high social impact of our initiatives on targeted societies gauged against best global

standards.

The MSME mission statement signifies two matching and essentially linked goals; eliminate poverty and promote

development of resilient societies that are able to realize true potential. We fundamentally believe that ending poverty

requires enabling sustainable employment, promoting manufacturing and trade, developing skills, entrepreneurship and

inclusion of women in specific relation to rural development, duly supported with effective investments in low key business

units. The meticulously identified industrial clusters comprising micro, small and medium sized business units are based on

hands on experience and research done by the Founding Director to modify state of the art technologies adaptable to suit

local taste and talent for indigenous social development.

We seek to create collaborative platform comprising leading social sector players that fosters synergy to create maximum

impact on poverty alleviation and leverage local and regional success stories to implement sustainable solutions. We attract

international social sector funding that is consistent with, and fulfills the development needs of underserved societies and

communities. We reach out to make first investments where capital requirement constrains existing potential to build

capacity. We dedicate substantial funds to meet growing social needs and expedite judicious utilization with transparency

and equality.

The MSME Industrial Clusters target causes of and pathways out of poverty. By default our efforts are intrinsically aimed to

uplift democracy, human rights, good governance, security, environment, women and rural development all essential to end

poverty.

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CORE VALUES

Mission oriented

We take pride in our work and contribute passionately in achieving our mission, from planning,

executing to managing the operations.

Innovation

We strive for efficiency, effectiveness, and meaningful results across our work by continually

seeking to improvise operations and increase impact.

Transparency

We are honest, transparent, accountable for our efforts, and maintain a consistently high ethical

and moral standards in all that we do.

Empowerment

We empower leadership and respond to all voices striving for self reliance, ownership and we

provide a stronger voice to marginalized groups.

Indigenization

We merge global best practices with the strengths of local people build upon local knowledge,

traditions, assets, resources and learning to promote effective and indigenous solutions.

Social Inclusion

We demonstrate respect for one another, our partners, and the people we serve in communities

around the world. We recognize and acknowledge the strength that comes from diversity.

WHAT WE DO

The MSME Ltd is a private, autonomous, entrepreneurial initiative providing industrial activities with an explicit aim to

benefit the communities and the material interest of capital investors is subject to limits. We place a high value on our

autonomy and on economic risk-taking related to ongoing socioeconomic activity. We are structured in order to exclude

profit as the main goal.

The MSME Ltd is essentially focused to eliminate poverty as an overriding theme of sustainable development for the

coming years. In order to achieve poverty alleviation the MSME Ltd’s principal philosophy revolves around employment

creation, skill development, entrepreneurship, microcredit.

Employment Creation

The MSME Ltd seeks to contribute to national growth and income and, consequently, to employment generation in various

ways. In general, the MSME Ltd has plans to develop new activities and contribute to create new employment in the sectors

wherein we specifically possess unparalleled expertise, that is to say, in the low key industrial manufacturing and trading

activities that show a high employment potential owing to their labour intensiveness. We also encourage for the employment

of unoccupied workers, for instance women with children, who seek flexible work opportunities such as part-time jobs in

specific relation to role of women in rural development.

Skill Development

To prepare human resources to work productively in small and medium-sized enterprises and more generally for an

environment in which formal, full time wage employment may be scarce or unavailable - the MSME Ltd has planned fast

track employable skills training agenda, designed to empower underprivileged and marginalized youth of rural as well as

urban areas, to enable them to obtain immediate employment opportunities. Our main objective is to provide elementary

6 knowledge and practice of the required skills relevant to low key industrial units. Thereafter, advance level skill development

programs will take care of attributes and challenges for setting and operating a successful enterprise, particularly a small

business unit to create further opportunities as dominos effect in employment creation. The beneficiaries include and not

restricted to unemployed/underemployed educated and uneducated urban youth, marginalized rural poor, educated women

out of employment due to domestic reasons, underprivileged rural women and persons with disabilities who can become

active members of the society.

Entrepreneurship

We seek to unleash the real potential of entrepreneurs from underprivileged communities at developing countries. We do it

by mobilizing and encouraging great entrepreneurs and assist them in obtaining financing on equity basis from a specially

designed investment fund which shall work only for the MSME entrepreneurs.

Developing countries have those small business entrepreneurs who possess the ability as well as the potential to create small

enterprises of their own. However, they only lack in requisite funds and operational management capability. We pledge to

guide and lead these entrepreneurs to set up small units, which in turn can transform communities and allow these

entrepreneurs to be a source of employment generation and an effective and trusted business partner for respective

community.

THE INDUSTRIAL CLUSTERS

“In a globalised and technologically advance world, businesses are increasingly gathering together to generate competitive

advantage. This phenomenon – clustering – can be seen around the world.” - Lord Sainsbury

A cluster is typically an area where all micro, small and medium enterprises are located, producing similar and dissimilar

products. A cluster may consist of several different work stations like textile units (weaving and garment making), light

engineering workshops, machine shops, tool shops, and auto parts fabrication units as well as a training centre.

The Foundation aims to establish industrial clusters based on a few shortlisted inter-complimenting micro small and

medium manufacturing and trading enterprises. Each enterprise unit has been very carefully identified and selected based

upon Foundation’s principal philosophy which revolves around social and human development through employment

creation, skill development, entrepreneurship, micro small and medium enterprises for poverty alleviation. Nevertheless,

multiple decades of hands on expertise in all of the selected business units, equally compliments the desired level of initial

breakthrough of industrial clusters in right direction with right approach. Envisaged industrial clusters are planned to initially

comprise of following units;

Motor Cycle and 3 Wheeled Rickshaw Manufacturing Automotive Parts Manufacturing

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Special Purpose Machines Manufacturing Tractors Assembly

Power Generators Assembly Light Engineering Workshops

Engine Re-Conditioning for Commercial Vehicles & Generators Solar and Wind Projects

Textile Composite Units – (Spinning, Weaving, Processing & Garments) Light Gauge Steel Housing & Sheds

Waste Management & Recycling Water Purification Plants Commodity Trade