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The HKIA Journal is published quarterly and is distributed free to all HKIA members The Publication loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader030vdocumentsusreader030viewer20220409175e925a1dc4879a79862d3c8chtml5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=clara-pang-michael-yen-koon-wai-advisory-panel-chung-wah-nan-tao-ho-patrick-lauhtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: €¦ · Clara PANG Michael YEN Koon Wai ADVISORY PANEL CHUNG Wah Nan Tao HO Patrick LAU The HKIA Journal is published quarterly and is distributed free to all HKIA members The Publication loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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data-page=5 class=ts-thumb lazyload alt=Page 5: €¦ · Clara PANG Michael YEN Koon Wai ADVISORY PANEL CHUNG Wah Nan Tao HO Patrick LAU The HKIA Journal is published quarterly and is distributed free to all HKIA members The Publication loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader030vdocumentsusreader030viewer20220409175e925a1dc4879a79862d3c8chtml5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=clara-pang-michael-yen-koon-wai-advisory-panel-chung-wah-nan-tao-ho-patrick-lauhtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: €¦ · Clara PANG Michael YEN Koon Wai ADVISORY PANEL CHUNG Wah Nan Tao HO Patrick LAU The HKIA Journal is published quarterly and is distributed free to all HKIA members The Publication loading=lazy 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