Need Cash Fast? Get Chinatrust Salary Stretch, the all-purpose, no-collateral personal loan that comes with flexible terms of 12, 18, 24, and 36 months, at very competitive rates. This is offered to salaried individuals and professionals who are regular employees of their respective companies.

Get Chinatrust Salary Stretch, the all-purpose, no-collateral personal loan that comes with flexible terms of 12, 18, 24, and 36 months, at very competitive rates. This is offered to salaried individuals and professionals who are regular employees of their respective companies.

NEED CASH FAST?

WELCOME TO

WHO ARE QUALIFIED

Gross monthly income requirement

INCLUDES:

Basic PayRegular AllowancesTransportationFood AllowanceCOLA, PERA, Production PayALSO INCLUDES :

BonusesOvertime PayOvertime Related Allowances( Provide 3 Months Pay slip)15,000 Php10,000 Phpif working within Metro Manila, Rizal and Caviteif working within Laguna, Pampanga, Bataan, Batangas,Subic,Olongapo,Tarlac,Cebu and Davao

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NEGATIVE JOBS :

OFWGaming Industry,CasinosLaw firm employeesLegal/ Judiciary StaffPoliticiansConstruction / Mining CompaniesMilitary, Police, Armed Forces OfficialsMedia Personalities and EntertainersTravel AgenciesGarment IndustriesPublic School TeachersGovernment Employees

Accomplished Chinatrust Application Form

Photocopy of Company ID (front and back with 3 specimen signatures)

One (1) month latest pay slip

ITR 2316 with complete employee & employer signatures (ITR waived for TOP 2000 corporation employees)

Certificate of Employment 60/30 days (for call centers / BPO and selected Companies only)

Other requirements are optional or maybe requested.

DOCUMENTARY REQUIREMENTS FOR EMPLOYED

CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009

ABS-CBNACCENTURE (30 DAYS VALIDITY PAYSLIP AND COE)AIGALL CALL CENTERSALL EMBASSYAMKOR TECHNOLOGYAMWAYARELLANO UNIVERSITY(need authorizaton letter)Asian development bank (ADB)ASTECATENEOCEUCHINESE GENERAL HOSPITALCITIBANK NACITIBANK SAVINGCITIFINANCIALCOCA COLA FAR EAST LTDCOLGATE-PALMOLIVEDELA SALLE UNIVERSITY (All Branches)DUTY FREEFINANCIAL TIMES

GLOBEGMAGREEN CROSS INCORPORATEDHEWLETT PACKARDHITACHI GLOBAL STORAGEHONDA CARS PHILS- LAGUNAHSBC Company PolicyIBC 13IBM AND ALL SUBSIDIARIESINTELINTER PHIL LABKIMBERLY CLARKKRAFT PHILSLANDBANK OF THE PHILIPPINESLAWSON PSSC INC.LYCEUMMERCURY DRUGMITSUBISHIMONDE-NISSINNAMRIA

CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009

NESTLE PHILIPPINESNXP SEMI CONDUCTOR PHILIPPINESORACLE PHILS INC. Company PolicyOur Lady of LourdesPag Ibig FundPfizerPGHPHIL. HEALTH INSURANCEPHILIPPINE PIZZA INC. (Pizza Hut)PhiltecPLATINUM PLANSPLDTPRUDENTIAL GUARANTEE LIFEROHM ( all affiliates)SCANASIA OVERSEAS INC.SM and all subsidiariesSMARTSSSSHELL SHARED SERVICESTOLLWAYS MANAGEMENTUCPB GENERAL INSURANCEUNILABUNILEVERUNIVERSITY OF THE PHILIPPINES ( Company Policy)YAKULT MARKETING CORPORATION fabricated payslip

YAZAKI TORRES MANUFACTURING INC.RUSTAN MARKETINGS and all affiliatesNATIONAL KIDNEY INSTITUTEACP TEST CO INC- 1277BEBE CALIFORNIE IND. INC 2032CITY AND LAND DEVT CORPCOAST MANILA BAY INC- 584DIGITEL MOBILE PHILS INCEMERSON ELCTRIC ASIA LTDFAR EASTERN UNIVERSITYGO FLUENT PHILSINTEGRATED MICROELECTRONICS INCMARIST COLLEGE INCMEGA PUBLISHING GROUPNEW ERA UNIVERSITYPHIL AXA LIFEPHILIPPINE CHILDRENS MEDICAL CENTERSAFEWAY PHILTEC INCSAN BEDA COLLEGEST. SCHOLASTICAS COLLEGE WESTGROVESTORES SPECIALIST INCTREND MICRO INCTUMMY BLISS INC

As low as1.39%MonthlyINTEREST RATE

LoanMonthly PaymentsAmountIn Pesos12 months18 months24 months36 months30,0002,9172,113.671,727.001,310.3350,0004,861.673,522.782,878.332,183.89100,0009,723.337,045.565,756.674,367.78150,00014,585.0010,568.338,635.006,551.67200,00019,446.6714,091.1111,513.338,735.56250,00024,308.3317,613.8914,391.6710,919.44300,00029,170.0021,136.6717,270.0013,103.33350,00034,031.6724,659.4420,148.3315,287.22400,00038,893.3328,182.2223,026.6717,471.11450,00043,755.0031,705.0025,905.0019,655.00500,00048,616.6735,227.7828,783.3321,838.89600,00058,340.0042,273.3334,540.0026,206.67700,00068,063.3349,318.8940,296.6730,574.44800,00077,786.6756,364.4446,053.33034,942.22900,00087,510.0063,410.0051,810.0039,310.001,000,00097,233.3370,455.5657,566.6743,677.78

Note: These are indicative figures. Actual amount may vary.

SAMPLE COMPUTATIONS

Basic Salary : P15,000Less Deductions(income tax,sss,etch..): P 4,000Net take Home Pay : P11,000I/I Ratio : x20% _______ P 2,200

Maximum Loanable Amount : P50,000 for 36 months

Processing FeeMetro ManilaProvincialP1500Below 30,000Below 30,000P200030,000 49,00030,000 39,000P100050,000 1 million40,000 1 million

MISCELLANEOUS FEE( Deducted from Loan proceeds)

Approved Loans Above P250,000 will be subject to Documentary Stamp

Documentary Stamp = P1.00 / P200.00

IMPORTANT!!!

Only completely filled out application form and with complete documents are accepted and processed

STEP BY STEP PROCEDURE OF APPLICATION

STEP1Completely filled out the APPLICATION FORM( The form can get from Agent, or through photocopy,download and print)

Please make sure that the following fields are not left blanks:

Complete Home Address/ Office Address

Length Of Stay In Home Address

Designation

Length Of Stay In Present Or Previous Employer

Character References

Educational Attainment

No. Of Dependents

Credit Card (If Any) With Credit Limit

STEP2EMAIL your application form together with other requirements such as Company ID, ITR, COE(if required) and payslip @

weng_geraldez@yahoo.comOr FAX @ (02) 9613162or send via express mail

ROWENA GERALDEZNo. 440 Malaria 1 Tala Caloocan City

AS SOON AS I RECEIVED ALL DOCUMENTS

APPLICATION WILL BE PROCESSSTEP3

If application received before 10:00 A.M. During banking daysIt will considered as DAY 1

PROCESSING TIME.CUT OFF TIME : 10:00 AM

PROCESSING TIME.TOP 7000 COMPANIES48 HOURS RESULT RELEASEDNON TOP 7000 4 DAYS RESULT RELEASED

AS SOON AS THE APPLICATION ARE APPROVED

YOU WILL NOTIFY BY CHINATRUST THROUGH YOUR CONTACT NUMBERS OR ADDRESSSTEP4

RELEASED OF LOAN PROCEEDS

Client must personally must personally go to the Personal Loans Center to sign Promisory Note & Disclosure Statement.Client submit Post dated Checks( If client has no Checking Account,Chinatrust allows the approved client to open a current Account under Chinatrust (Opening and maintaining balance is waived for Chinatrust Account.

CLIENT WILL CHOOSE FROM THESE OPTIONS:

Cash card (for Loans below 200,000 Php)Credit to their Account (with Chinatrust or any other bank)Managerss CheckSTEP5

RELEASED OF LOAN PROCEEDS

PERSONAL LOANS CENTER : 11/F Lepanto Building, Paseo de Roxas Makati City

BANKING HOURS:

9: 00 AM 7:00 PM (Weekdays) 9:00 AM 5:00 PM (Saturday)

RELEASED OF LOAN PROCEEDS

PERSONAL LOANS CENTER :(FOR PROVINCIAL CLIENT)

PAMPANGA: 2ND/F JEV BLDG, Mac arthur Highway Balibago, Angeles City

CEBU: No 79 Tokyu Bldg, Magallanes St. Cebu City

DAVAO : G/F Brightstone Bldg, monteverde Ave, cor Gempasaw st. Davao city

BANKING HOURS:Weekdays: 9:00 AM 6:00PM

12 weeks of CHRISTMASAll prospective clients (EMPLOYEE) availing a minimum loan amount of 50,000 up @ 24 or 36 mos. term will have a chance to win a brand new HP MINI LAPTOP, SCOOTER, SAMSUNG 32 LCD TV, NOKIA N86 CELLPHONE every week for 12 weeks.

EXISTING PROMO!!!

This loan Program is also open to the following:(TEST PROGRAM ONLY)

SELF EMPLOYED(Open to all Sole Proprietors who are within existing coverage area nationwide)PROFESSIONALS(DOCTORS, NURSES, ENGINEERS, ARCHITECTS, ACCOUNTANTS, DESIGNERS, REALTORS, DENTISTCORPORATION( PART OWNER/FAMILY OWNED BUSINESS)

QUALIFICATIONSDOCUMENTREQUIREMENTS

It is open to all sole-proprietor who are within our existing coverage area nationwide

Age must be 25 to 60 years old ( upon maturity of loan)

Business must be at least three (3 ) years in operation

Must have a credit card for at least one(1) year

Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)

Accomplished Chinatrust Application Form

Copy of UNEXPIRED DTI Certificate of Registration

Copy of at least six (6) months bank statements

Copy of latest full year ITR

Copy of latest two (2) months Credit Card Statement of Account

Copy of face of Credit Card

Copy of at least one (1) Government ID with photo

Must have a LandlineFFORSELF EMPLOYED LOAN AMOUNTMinimum of P20,000Maximum of P300,000

QUALIFICATIONSDOCUMENTREQUIREMENTS

Age must be 25 to 60 years old ( upon maturity of loan)

Must be a practicing professionals for at least three (3 ) years

Must have a credit card for at least one(1) year

Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)

Accomplished Chinatrust Application Form

Copy of UNEXPIRED PRC ID

Copy of latest 6 months bank statements

Copy of latest full year ITR

Copy of latest two (2) months Credit Card Statement of Account

Copy of face Of Credit Card

Copy of at least one (1) Government ID with photo

Must have a Landline

PROFESSIONALS(Doctors, Nurses, Engineers, Architects, RealtorsAccountants, Designers,Dentist)LOAN AMOUNTMinimum of P20,000Maximum of P300,000

INTEREST RATEStarts @1.39%MonthlyTEST PROGRAM FOR SELF EMPLOYED AND PROFESSIOALSLoan Amount1218243650,000 300,0001.39%1.49%1.59%1.59%49,000 BELOW1.79%1.79%1.79%1.79%

Processing FeeLoan Amount

Metro ManilaLoan Amount

ProvincialP1500Below 30,000Below 30,000P200030,000 49,00030,000 39,000P150050,000 300,00040,000 300,000

MISCELLANEOUS FEE( Deducted from Loan proceeds)

Approved Loans Above P250,000 will be subject to Documentary Stamp

Documentary Stamp = P1.00 / P200.00

Existing promo!!!12 weeks of CHRISTMAS

Should you be interested and/or need further assistance, please feel free to call us thru

TELEPHONE NUMBERS :

(02) 961-3162 (Telefax)(02) 994-8422 (Mobile Landline)

MOBILE NUMBER

09215833710

EMAIL:

weng-geraldez@yahoo.comYahoo Messenger: weng_geraldez

Rest assured all applications will be treated highly confidential

Thank you and we look forward on hearing you in this matter

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Previous Home AddressLot/Blk. No.House/Unit No.Floor No./Building NameSubd./Compound NameStreetCity/ProvinceZip CodeYrs./Months at Present AddressYrs.Mos.Yrs./Months at Previous AddressYrs.Mos.Provincial Home AddressLot/Blk. No.House/Unit No.Floor No./Building NameSubd./Compound NameStreetCity/ProvinceZip CodeProvincial Contact Number Area CodePhone 1Phone 2MobileFaxEmailWORK AND FINANCESPresent EmploymentPermanent?( Yes( NoPart Owner?( Yes( NoCompany Type( Private( Government( Others

__________________Nature of BusinessPositionRankEmployer/Business NameEmployers AddressLot/Blk. No.House/Unit No.Floor No./Building NameSubd./Compound NameStreetCity/ProvinceZip CodeOffice Contact Number Area CodePhone 1Phone 2MobileFaxEmailPrevious EmploymentEmployer/Business NamePrevious Employers AddressLot/Blk. No.House/Unit No.Floor No./Building NameSubd./Compound NameStreetCity/ProvinceZip CodeOffice Contact Number Area CodePhone 1Phone 2

Use black ink and complete all fields.

If a field is not applicable, please write N.A.

Fax to _______________________________LOAN DETAILSDesired Loan Amount

(Subject to Banks approval)Desired Loan Term( 12 months( 18 months( 24 months( 36 monthsPurpose of Loan( Appliance

( Hospitalization( Education

( Balance Transfer( Personal ConsumptionPERSONAL INFORMATIONExisting Loan Customer?( Yes( NoFirst NameMiddle NameLast NameOther Name (Alias)Ttile( Mr.( Mrs.( Ms.Sex( Male( FemaleDate of Birth (dd/mm/yyyy)Marital Status( Single( Married( Widowed( Separated( NoSpouse NameSpouse Working?( Yes( NoNo. of ChildrenNo. of DependentsMothers First NameMothers Middle NameMothers Last NameMiddle NameLast NamePhilippine Resident?( Yes( NoNationalityEducational Attainment( High School( College Graduate ( Others( College Level( Post Graduate____________SSS No.TIN No.Residence Type( Owned (Not Mortgaged)( Owned (Mortgaged)Amortization/Month P_____________( RentedRent/MonthP____________( Used Free/Staying with Relatives( Others ____________________________________________Current Home AddressLot/Blk. No.House/Unit No.Floor No./Building NameSubd./Compound NameStreetCity/ProvinceZip CodeResidence Contact Number Area CodePhone 1Phone 2MobileFaxEmail

BASIC REQUIREMENTS( Completely filled out application form

( Photocopy of latest ITR/form 2316

( Photocopy of ID issued by the employer with photo and signature

( Photocopy of one (1) month latest pay slip (original copy may be required prior to loan release)

( Other documents (may be required from the applicant to process the loan)All applicants with incomplete information and lacking requirements will not be processed. Any alteration requires the full signature of the applicant.

Upon approval, applicants will be required to issue post-dated checks for payment. Post-dated checks should be under the name of the borrower.

Handling Fee: P1,500.00 (automatically deducted from loan proceeds)

NO FEE IS COLLECTED BY THE BANK OR ANY REPRESENTATIVE

UPON APPLICATION.UNDERTAKINGS/AUTHORIZATIONI hereby certify that all information herein and in all supporting documents submitted with this application, are true and correct. I hereby authorize the bank and/or its representative to verify any and all information furnished by me including previous credit transactions with other institutions. In this connection, I hereby waive any and all statutory and regulatory provisions governing confidentiality of such information if applicable. I fully understand that any misrepresentation or failure to disclose information on my part as required in this application, may cause the disapproval of my application.

Upon acceptance of my application, I legally bind to the terms and conditions of Chinatrust including but not limited to joint and several liability for all charges, fees, and obligations incurred, and shall execute the necessary documents.

In case of disapproval of my loan application, I understand that the bank is not obligated to disclose the reasons for such disapproval.

Once I have received the loan proceeds, either via Manager's Check, Cash, Electronic Fund Transfer or the Cash Card, at the Bank's options, I am deemed to have fully examined the Documents and have waived any and all objections thereto.

____________________________

____________Applicants Printed Name and Signature

DateFOR BANK USE ONLYDate (dd/mm/yyyy)Application No.Approval CenterProductChannel CodeSales OfficerAgency Name

Agent Code

Agency Code

Agent NameAgents Signature

MobileFaxEmailYrs./Months at Present CompanyYrs.Mos.Yrs./Months at Previous CompanyYrs.Mos.Monthly Income and Expenses (based on one month payslip)BasicAllowanceDeductionSPOUSE DETAILSEmployer/Business NameDesignation/Title/RankDepartmentOffice Contact Number Area CodePhone 1Phone 2MobileFaxEmailOTHER DETAILSBank ReferencesBank NameBranchAccount TypeAccount Number

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______________________Credit Card OwnedCredit Card No.Issuers NameMember Since

(mm/yyyy)Card Expiry

(mm/yyyy)Card Limit

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_________________

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___________Personal ReferenceNameLandlineMobile Number

A________________________

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B________________________

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C________________________

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_______________________Personal ReferenceRelationshipAddress

A_________________________

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B_________________________

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C_________________________

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