celia lucas pp final for mm
TRANSCRIPT
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South Miami Beach, Florida2015 Symposium - Feb. 25-27, 2015
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CLOSE-UPGROWTH
RETIREMENT
LIFE INSURANCE
INVESTMENT MANAGEMENT OPERATIONS
OUR VISIONReaching our goals for 2020Our Vision Here… Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
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2014ACHIEVEMENTS
More than million customers
of Life Insurance in force
Top New Life Premium
Top in Whole Life Insurance Premium
13
102
$579
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ASSETS UNDERMANAGEMENT
$639billion billion
2013 2014
RECORDHIGH
$650
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ADJUSTEDCAPITAL
billion billion
2013 2014
RECORDHIGH
$14.5 $16.4
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WHOLE LIFEINSURANCEPREMIUM
million million
2013 2014
RECORDHIGH
$415 $418
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LIFE SALESGROWTH
IndustryAverage
16% 20%
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RETIREMENT
billion billion
2013 2014
$8.9 $9.1
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SPONSORRETENTION RATES
IndustryAverage
8% 10%
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WORKSITESALES
billion billion
2013 2014
$1 $1.1
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COMMUNITYDEDICATION
LIFEBRIDGEsm
MAKING A DIFFERNECE
Provides 50,000 Term Life Insurance Policies FREE to eligible parents/guardians:
• We pay the premiums - agents drive the program!
• Parent/Guardian dies during the 10-yr term, a $50,000 benefit funds a trust serviced by our trust to help pay children’s educational expenses.
• We are more than halfway to our goal to give away in coverage.$1billion
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SAVINGSCRISIS
Roger Crandall, Chairman, President and CEO
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SOLUTIONS
HOW TO SAVE AND HOW TO PREPARE
We are implementing programs to educate Americans .
The focus is on achieving the right outcomes through plan design and participant education. We know that two-thirds of a plan’s effectiveness is the result of proper design; one-third comes from participant outreach and education.
NEW
OutreachAndEducation
ProperDesign
1/3
2/3
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NEWPROGRAMS
RETIRESMART PLANSMART
Using Real Data to help retirement plan participants – Are they on track to retire?
GOALReplace more than of their pre-retirement income at age 62, the age most people qualify for full Social Security retirement income benefits.
25%
Helps plan sponsors determine how many of their employees are on track to retire by adjusting their plan accordingly.
GOALLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim
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QUESTIONSAND ANSWERS