cashflow diary - the more you play this game the richer you … · 2020. 2. 17. · if you sell,...
TRANSCRIPT
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AutoRepair
Shop
+$6,000/m
oCF
48%CCR
$$115500,,000000 ddoowwnn
Beau
ty Salo
ns
(3 shops)
+$10,000/m
o CF
48% C
CR
$$225500,,000000 ddoowwnn
Dry Cleaner
(2 st
ores)
+$3
,000
/mo CF
36% C
CR
$$110000,,000000 ddoowwnn
Fam
ily Restau
rant
Chain
+$14,000/m
o CF
56% C
CR
$$330000,,000000 ddoowwnn
Heat & A/C Service
+$10,00
0/mo C
F
60% CC
R
$$220000,,000000 ddoowwnn
Burger Franchise
+$9,500/mo C
F
38% CCR
$$330000,,000000 ddoowwnn
Pizza Franchise(2 locations)
+$7,000/mo CF37% CCR
$$222255,,000000 ddoowwnn
Truck Parts Maker
+$5
,000
/mo CF
40% C
CR
$$115500,,000000 ddooww
nn
T-Shirt Stores(5 outlets)
+$8,000/mo CF48% CCR
$$220000,,000000 ddoowwnn
Chicken
Fran
chise
(2 outlets)
+$10,000/m
o CF
40% C
CR
$$330000,,000000 ddoowwnn
60 UnitApartment Building
+$8,000/mo CF32% CCR
$$330000,,000000 ddoowwnn
Pro Team
Box S
eats
License a 12 person private
skybox booth with food
and beverage service at your
favorite team’s stadium
.
$$220000,,000000
Run for M
ayor
Your financial expertise spurs
masses of people to beg you to
lead the city. You run and, of
course, win. T
his is the start of your Presidential race.
Cam
paign costs you$$112255,,000000
200 unit
Mini Storage
+$6
,000
/mo CF
36% C
CR
$$220000,,000000 ddoowwnn
Ancient Asian Cities
A private plane & private guide take
you & 5 friends to the most remote
spots of Asia… where no tourists
have gone before.
$$115500,,000000Yacht Racing
You & your c
rew fly to
Perth,
Austra
lia. S
pend
one week racing a
12-m
eter against the faste
st boats in
the wo
rld.
$$115500,,000000
Russian
Oil D
eal
+$75,000/m
o CF
if you roll 4 or higher on one die, or else $0 C
F.$$330000,,000000 IInn
vveessttmmeenntt
7 Wondersof the World
Go by plane, boat, bicycle,camel, canoe & limo to the 7
Wonders of the World. First classluxury all the way!
$$220000,,000000
Golf Aroundthe World
You take 3 friendson a first class, 5-star resort tour
to play the 50 best golf courses in the world.
$$115500,,000000
Save the OceanMammals
Fund & be a crew member on amonth-long research expedition toprotect endangered sea animals.
$$112255,,000000
Cruise the
Mediterranean
on a Private Yacht
Visit sm
all h
arbo
rs in
Italy, Franc
e, and
Greec
e for a
mon
th w
ith 12
friend
s.$$110000,,000000
A Gift o
f Faith
Your religious organization
is growing by leaps &
bounds.New
buildings are needed. You donate…
$175,000
Capitalists’
Peace Corps
Set u
p en
trep
rene
urial b
usiness
scho
ols in 3rd world nations
.In
structors a
re business
peop
le don
ating th
eir
know
ledg
e & time.
$$220000,,000000
Dinner w
ith
the President
Buy a table for 10 friends to
dine with the President at a gala
ball for visiting dignitaries from
around the world.
$$110000,,000000
Cannes
Film Festival
Party with th
e stars! T
our F
ranc
e,plus one
wee
k in C
anne
s rub
bing
elbo
ws w
ith celebrities. You
eve
nland
a st
arring
role!
$$112255,,000000
A Research Center forCancer & AIDS
Your money brings together topresearchers & doctors in oneplace, dedicated to eliminating
these 2 diseases.$$222255,,000000
South Sea Island
Fantasy
Pampe
red in lu
xury fo
r two full
mon
ths. Relax
, unw
ind in w
arm
waters, de
serted
beach
es, a
ndroman
tic nigh
ts.
$$110000,,000000
A Ki
d’s
Libr
ary
Add a
wing
to yo
ur cit
y’s lib
rary
devo
ted to
youn
g writ
ers an
d arti
sts. A
rt
celeb
rities
visit
often
to su
pport
your
work.
$$117755
,,000000
Be a “Jet-Setter”
Have your own personal jetavailable for one year, to whisk youaway whenever & wherever your
heart desires.$$225500,,000000
African Photo Safari
Take 6 friends on a wild safari,photographing the most exotic animals in the world. Enjoy 5-star luxury in your tent.
$$110000,,000000
Divorce!LLoossee aallll ooff yyoouurr ccaasshh..
Heli-S
ki the S
wiss A
lps
A w
inter of helicopter skiing byday and playing at the glam
oroushot spots at night. A
medieval
castle is your accommodation.
$$115500,,000000
Tax Audit!PPaayy
aaccccoouunnttaannttss aanndd llaawwyyeerrss
oonnee hhaallff yyoouurr ccaasshh..
Buy a F
orest
Stop the loss of ancienttrees. D
onate 1,000 acres offorest and create a nature walk for all to enjoy.
$$225500,,000000
Bio-Tech Co. IPO
Buy
500
,000
shares
at 10¢
/sha
re.
If you
roll a 5 or 6 on on
e die,
shares go to $1/sh
are – ge
t$5
00,000
cash from
Ban
k. R
oll
less th
an 5, g
et $0.
$$5500,,000000 IInnvveessttmmeenntt
Software Co. IPO
Buy 250,000 shares at 10¢/share.
If you roll a 6 on one die, shares goto $2/share – get $500,000 cash
from Bank. Roll less than 6, get $0.$$2255,,000000 IInnvveessttmmeenntt
CookwareInfomercial
+$50,000/mo CF if you roll 4 or higher
on one die, or else $0 CF.$$222255,,000000 IInnvveessttmmeenntt
Opportunity
Big/Sm
all Deal
The M
arket
Opportunity
Big/Small Deal
OpportunityBig/Small Deal
Opportunity
Big/Small Deal
Opportunity
Big/Sm
all De
al
Opportunity
Big/Sm
all D
eal
Opportunity
Big/Small D
eal
Opportunity
Big/S
mall Deal
Opportu
nity Big/Small
Deal
Opportunity
Big/Small Deal
Opportunity
Big/Small Deal
Opportunity
Big/Small D
eal
The M
arket
The Market
Pay Check
Pay Check
Pay Check
CharityUse 1 or 2 dice for next 3 turns if you donate 10% of Total Income
Doodads
Doodad
s
Doodads
Dow
nsized
Pay am
ount of total
expenses to
the Ba
nk.
Lose 2 Turns
BabyCongratulations!
Add in your child expenses
(Limit 3 children per Player)
Pay CheckWhen passing over or landing onPay Check, get your Monthly CashFlow from the Bank. If this amount
is negative (minus), pay it to the Bank.
If you forget to ask for yourPay Check, it is lost.
This Game was created in 1996,the Chinese year of the Rat.
A Mini-Farm
in the City
Create a hands-on farm eco-system
for city kid
s to learn and care for
animals & plants.
$$115500,,000000
Park Named
After You
Tear down abandoned warehouse &
build new recreational park. Donate
police sub-station for park safety.
$$222255,,000000
Buy a
Gold Mine
+$25,000/m
o CF
if you roll 3
or higher
on on
e die, or else $0 CF.
$$115500,,000000 IInnvveessttmmeenntt
Lawsuit!
PPaayy oonnee hhaallff
yyoouurr ccaasshh ttoo
ddeeffeenndd yyoouurrsseellff..
Quick Food Marts(3 stores)+$5,000/mo CF50% CCR$$112200,,000000 ddoowwnn
Charity
For $100,
000 you
may roll 1
,2, or 3 d
ice
on each
turn.
A Stock Market for Kids
Fund a business & investment school for young capitalists, teaching them the basics of
business. School includes a mini stock exchange run by the students.
$$112255,,000000
PrivateFishing Cabin
on a Montana Lake
Fish from the dock of this remote cabin.
Enjoy 6 months of solitude. Use of float plane included.
$$110000,,000000
Enter Here
Fast Track
Start
Here The Fast Track Goals:
1) Buy your Dream.2) Buy businesses to increase your
Monthly Cash Flow.
Big DealChoose either a “Small Deal” or a
“Big Deal” when you land on “Opportunity”. Big Deals take at least $6,000 to get into. (The largest Small Deal requires $5,000).
Place used cards on the bottom of the deck.
Opportunity Cards
Small DealChoose either a “Small Deal” or a “Big Deal” when you land on “Opportunity”. The largest Small Deal takes $5,000 to get into. (Big Deals start at $6,000).
Place used cards on the bottom of the deck.
The MarketDraw a Market card when you land on “The Market”.Read it out loud. You may sell your assets if you choose.
(Other Players may sell if the card allows.)
If you sell, remember to adjust your Game Card.
Place used cards on the bottom of the deck.
DoodadsDraw a Doodads card when you land
on “Doodads”. You must follow the instructions.
You may borrow (see rules) to pay Doodads items.
Place used cards on the bottom of the deck.
The Rat Race Goal: Move from the Rat Race to the Fast TrackYou may move from the Rat Race to the Fast Track at the start of any turn if your PASSIVE INCOME IS
GREATER THAN YOUR TOTAL EXPENSES
The More You Play this Game the Richer* You Become* When it comes to money,
your greatest asset is yourfinancial knowledge.
Some of the gains and returns have been exaggerated to expedite play. Always seek professional advice when making financial investments. ©©11999966--22000022 CCAASSHHFFLLOOWW®® TTeecchhnnoollooggiieess,, IInncc.. All rights reserved. CASHFLOW® games are covered by one or more of the following US Patents:
5,826,878; 6,032,957 and 6,106,300. RichDad®, CASHFLOW® and Investing 101® are registered trademarks of CASHFLOW® Technologies, Inc.
®
G101CTI8
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Person on your right
Income
Salary:
Interest:
Dividends:
Real Estate:
Businesses:
Profession Player
LiabilitiesHome Mortgage:
School Loans:
Car Loans:
Credit Cards:
Retail Debt:
RE Mortgage:
Liability: (Business)
Bank Loan:
AssetsSavings:
Stocks/Mutual’s/CDs No. of Shares: Cost/Share:
Real Estate: Down Pay: Cost:
Business: Down Pay: Cost:
TotalIncome:_________________
Passive Income= ___________________________(Cash Flows from Interest +Dividends + Real Estate + Businesses )
TotalExpenses: ________________
Per ChildExpense: ______________
Number ofChildren: ______________(Begin game with 0 Children)
MonthlyCash Flow: ______________(Pay Check)
Auditor
Expenses
Taxes:
Home Mortgage:
School Loan Payment:
Car Payment:
Credit Card Payment:
Retail Payment:
Other Expenses:
Child Expenses:
Bank Loan Payment:
___________________________________________________________
Income Statement
Balance Sheet
Goal: To get out of the Rat Race and onto the Fast Track by building up your Passive Income to be greater than your Total Expenses
Cash FlowDescription
©1996-2007 CASHFLOW® Technologies, Inc. All rights reserved. CASHFLOW® games are covered by one or more of the following US Patents; 5,826,878;6,032,957 and 6,106,300. RichDad®, CASHFLOW® and Investing 101® are registered trademarks of CASHFLOW® Technologies, Inc. G101CTI8
101_BLSHEET_v8:101_BLSHEET_v8 5/17/07 9:00 AM Page 1
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New Goals:
You win if:a) You are the 1st person to buy your Dream.
Your Passive Income (from other side) = $_______(Rounded to the Nearest Thousand Dollars)
Buyout Multiple X 100
Your Beginning CASHFLOW Day income = $_______
Your Beginning CASHFLOW Day Income = $_______You've proven your financial intelligence!
Fast Track Cash Flow neded to win + $50,000
Your New CASHFLOW Day Income Goal to Win = $________
Beginning CASHFLOW Day Income: $_________________________
Business Monthly Cash Flow New CASHFLOW Day Income
You receive 100x your Passive Income because:
Congratulations!You are out of the Rat Race!
1) Buy your "Dream by landing on the Fast Track space you selected at the start of the game and purchasing it.2) Increase your Monthly Cash Flow by buying businesses.
prospered. You've reinvested your returns for outstanding investment success. You've successfully increased your passive income 100 times!
Name
AuditorPerson on your right
Your Buyout- OR -
b) You are the 1st person to accumulate $50,000 in Monthly Cash Flow from businesses purchased on the Fast Track.
How to WIN!
Your CASHFLOW Day Income Record
Your CASHFLOW Day Income is equal to your Beginning CASHFLOW Day Income plus the Cash Flow from every Business you buy on the Fast Track
1996-2002 CASHFLOW Technologies, Inc. All rights reserved. RichDad, CASHFLOW and Investing 101 are registered trademarks of CASHFLOW Technologies, Inc . G101CTI7
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Rich Dad said, "The riskiest investor of all is a person who is out of control of his or her personal financial statement. These are people who have nothing but liabilities that they think are assets and as much in expenses as they have in income and whose only source of income is their labor." Understanding your Financial Statement is the foundation for taking control of your personal finances. Rich Dad believes the relationship between the Income Statement and the Balance Sheet was everything. What is the first step to financial freedom? Take control of your Financial Statement.
Cash Flow Pattern of the Poor (or a young person still living at home): The poor spend every penny they make and they have no assets and only liabilities. The cash flow is limited to income and expenses and the cash flow pattern of the poor reflects income from a job that is used to pay expenses like rent, food, clothes, transportation and taxes.
Cash Flow Pattern of the Middle Class: Individuals in the middle class accumulated more debt as they become more successful. A pay raise qualifies them to borrow more money from the bank so they can buy personal items like bigger cars, vacation homes, boats and motor homes.
Their wage income comes in and is spent on current expenses and then on paying off this personal debt. As their income increases, so does their personal debt. This is what we call the Rat Race.
Cash Flow Pattern of the Rich: The rich have their assets work for them. They have gained control over their expenses and focus on acquiring or building assets. Their businesses pay most of their expenses and they have few, if any, personal liabilities.
An individual's cash flow pattern may show a combination of these three types. Which pattern does your financial statement reflect? What story does your financial statement tell? Are you in control of your expenses?
CASHFLOW Game Board icon.pdfCone of Learning icon.pdfFinancial Statement icon.pdfCashflow Worksheet 2.pdfCash Flow Patterns.pdf