cashflow diary - the more you play this game the richer you … · 2020. 2. 17. · if you sell,...

5
Auto Repair Shop +$6,000/mo CF 48% CCR $150,000 down Beauty Salons (3 shops) +$10,000/mo CF 48% CCR $250,000 down Dry Cleaner (2 stores) +$3,000/mo CF 36% CCR $100,000 down Family Restaurant Chain +$14,000/mo CF 56% CCR $300,000 down Heat & A/C Service +$10,000/mo CF 60% CCR $ 200 , 000 down Burger Franchise +$9,500/mo CF 38% CCR $ 3 0 0 , 0 0 0 d o w n Pizza Franchise (2 locations) +$7,000/mo CF 37% CCR $225,000 down Truck Parts Maker +$5,000/mo CF 40% CCR $ 1 5 0 , 0 0 0 d o w n T-Shirt Stores (5 outlets) +$8,000/mo CF 48% CCR $200,000 down Chicken Franchise (2 outlets) +$10,000/mo CF 40% CCR $300,000 down 60 Unit Apartment Building +$8,000/mo CF 32% CCR $300,000 down Pro Team Box Seats License a 12 person private skybox booth with food and beverage service at your favorite team’s stadium. $ 2 0 0 ,0 0 0 Run for Mayor Your financial expertise spurs masses of people to beg you to lead the city. You run and, of course, win. This is the start of your Presidential race. Campaign costs you $125,000 200 unit Mini Storage +$6,000/mo CF 36% CCR $200,000 down Ancient Asian Cities A private plane & private guide take you & 5 friends to the most remote spots of Asia… where no tourists have gone before. $ 1 5 0 , 0 0 0 Yacht Racing You & your crew fly to Perth, Australia. Spend one week racing a 12-meter against the fastest boats in the world. $ 15 0, 000 Russian Oil Deal +$75,000/mo CF if you roll 4 or higher on one die, or else $0 CF. $300,000 Investment 7 Wonders of the World Go by plane, boat, bicycle, camel, canoe & limo to the 7 Wonders of the World. First class luxury all the way! $200,000 Golf Around the World You take 3 friends on a first class, 5-star resort tour to play the 50 best golf courses in the world. $150,000 Save the Ocean Mammals Fund & be a crew member on a month-long research expedition to protect endangered sea animals. $125,000 Cruise the Mediterranean on a Private Yacht Visit small harbors in Italy, France, and Greece for a month with 12 friends. $100,000 A Gift of Faith Your religious organization is growing by leaps & bounds. New buildings are needed. You donate… $175,000 Capitalists’ Peace Corps Set up entrepreneurial business schools in 3rd world nations. Instructors are business people donating their knowledge & time. $200,000 Dinner with the President Buy a table for 10 friends to dine with the President at a gala ball for visiting dignitaries from around the world. $ 10 0,00 0 Cannes Film Festival Party with the stars! Tour France, plus one week in Cannes rubbing elbows with celebrities. You even land a starring role! $125,000 A Research Center for Cancer & AIDS Your money brings together top researchers & doctors in one place, dedicated to eliminating these 2 diseases. $225,000 South Sea Island Fantasy Pampered in luxury for two full months. Relax, unwind in warm waters, deserted beaches, and romantic nights. $100,000 A Kid’s Library Add a wing to your city’s library devoted to young writers and artists. Art celebrities visit often to support your work. $1 75 , 0 00 Be a “Jet-Setter” Have your own personal jet available for one year, to whisk you away whenever & wherever your heart desires. $250,000 African Photo Safari Take 6 friends on a wild safari, photographing the most exotic animals in the world. Enjoy 5-star luxury in your tent. $100,000 Divorce! Lose all of your cash. Heli-Ski the Swiss Alps A winter of helicopter skiing by day and playing at the glamorous hot spots at night. A medieval castle is your accommodation. $150,000 Tax Audit! Pay accountants and lawyers one half your cash. Buy a Forest Stop the loss of ancient trees. Donate 1,000 acres of forest and create a nature walk for all to enjoy. $250,000 Bio-Tech Co. IPO Buy 500,000 shares at 10¢/share. If you roll a 5 or 6 on one die, shares go to $1/share – get $500,000 cash from Bank. Roll less than 5, get $0. $50,000 Investment Software Co. IPO Buy 250,000 shares at 10¢/share. If you roll a 6 on one die, shares go to $2/share – get $500,000 cash from Bank. Roll less than 6, get $0. $25,000 Investment Cookware Infomercial +$50,000/mo CF if you roll 4 or higher on one die, or else $0 CF. $225,000 Investment Opportunity Big/Small Deal The Market Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal Opportunity Big/Small Deal The Market The Market Pay Check Pay Check Pay Check Charity Use 1 or 2 dice for next 3 turns if you donate 10% of Total Income Doodads Doodads Doodads Downsized Pay amount of total expenses to the Bank. Lose 2 Turns Baby Congratulations! Add in your child expenses (Limit 3 children per Player) Pay Check When passing over or landing on Pay Check, get your Monthly Cash Flow from the Bank. If this amount is negative (minus), pay it to the Bank. If you forget to ask for your Pay Check, it is lost. This Game was created in 1996, the Chinese year of the Rat. A Mini-Farm in the City Create a hands-on farm eco-system for city kids to learn and care for animals & plants. $ 15 0,000 Park Named After You Tear down abandoned warehouse & build new recreational park. Donate police sub-station for park safety. $ 2 25,00 0 Buy a Gold Mine +$25,000/mo CF if you roll 3 or higher on one die, or else $0 CF. $1 50,00 0 In v e st m en t Lawsuit! Pay one h al f your cash to d efend y o urself. Quick Food Marts (3 stores) +$5,000/mo CF 50% CCR $ 1 20,0 00 d o w n Charity For $100,000 you may roll 1,2, or 3 dice on each turn. A Stock Market for Kids Fund a business & investment school for young capitalists, teaching them the basics of business. School includes a mini stock exchange run by the students. $125,000 Private Fishing Cabin on a Montana Lake Fish from the dock of this remote cabin. Enjoy 6 months of solitude. Use of float plane included. $100,000 Enter Here Fast Track Start Here The Fast Track Goals: 1) Buy your Dream. 2) Buy businesses to increase your Monthly Cash Flow. Big Deal Choose either a “Small Deal” or a “Big Deal” when you land on “Opportunity”. Big Deals take at least $6,000 to get into. (The largest Small Deal requires $5,000). Place used cards on the bottom of the deck. Opportunity Cards Small Deal Choose either a “Small Deal” or a “Big Deal” when you land on “Opportunity”. The largest Small Deal takes $5,000 to get into. (Big Deals start at $6,000). Place used cards on the bottom of the deck. The Market Draw a Market card when you land on “The Market”. Read it out loud. You may sell your assets if you choose. (Other Players may sell if the card allows.) If you sell, remember to adjust your Game Card. Place used cards on the bottom of the deck. Doodads Draw a Doodads card when you land on “Doodads”. You must follow the instructions. You may borrow (see rules) to pay Doodads items. Place used cards on the bottom of the deck. The Rat Race Goal: Move from the Rat Race to the Fast Track You may move from the Rat Race to the Fast Track at the start of any turn if your PASSIVE INCOME IS GREATER THAN YOUR TOTAL EXPENSES The More You Play this Game the Richer * You Become * When it comes to money, your greatest asset is your financial knowledge. Some of the gains and returns have been exaggerated to expedite play. Always seek professional advice when making financial investments. ©1996-2002 CASHFLOW ® Technologies, Inc. All rights reserved. CASHFLOW ® games are covered by one or more of the following US Patents: 5,826,878; 6,032,957 and 6,106,300. RichDad ® , CASHFLOW ® and Investing 101 ® are registered trademarks of CASHFLOW ® Technologies, Inc. ® G101CTI8

Upload: others

Post on 20-Feb-2021

1 views

Category:

Documents


0 download

TRANSCRIPT

  • AutoRepair

    Shop

    +$6,000/m

    oCF

    48%CCR

    $$115500,,000000 ddoowwnn

    Beau

    ty Salo

    ns

    (3 shops)

    +$10,000/m

    o CF

    48% C

    CR

    $$225500,,000000 ddoowwnn

    Dry Cleaner

    (2 st

    ores)

    +$3

    ,000

    /mo CF

    36% C

    CR

    $$110000,,000000 ddoowwnn

    Fam

    ily Restau

    rant

    Chain

    +$14,000/m

    o CF

    56% C

    CR

    $$330000,,000000 ddoowwnn

    Heat & A/C Service

    +$10,00

    0/mo C

    F

    60% CC

    R

    $$220000,,000000 ddoowwnn

    Burger Franchise

    +$9,500/mo C

    F

    38% CCR

    $$330000,,000000 ddoowwnn

    Pizza Franchise(2 locations)

    +$7,000/mo CF37% CCR

    $$222255,,000000 ddoowwnn

    Truck Parts Maker

    +$5

    ,000

    /mo CF

    40% C

    CR

    $$115500,,000000 ddooww

    nn

    T-Shirt Stores(5 outlets)

    +$8,000/mo CF48% CCR

    $$220000,,000000 ddoowwnn

    Chicken

    Fran

    chise

    (2 outlets)

    +$10,000/m

    o CF

    40% C

    CR

    $$330000,,000000 ddoowwnn

    60 UnitApartment Building

    +$8,000/mo CF32% CCR

    $$330000,,000000 ddoowwnn

    Pro Team

    Box S

    eats

    License a 12 person private

    skybox booth with food

    and beverage service at your

    favorite team’s stadium

    .

    $$220000,,000000

    Run for M

    ayor

    Your financial expertise spurs

    masses of people to beg you to

    lead the city. You run and, of

    course, win. T

    his is the start of your Presidential race.

    Cam

    paign costs you$$112255,,000000

    200 unit

    Mini Storage

    +$6

    ,000

    /mo CF

    36% C

    CR

    $$220000,,000000 ddoowwnn

    Ancient Asian Cities

    A private plane & private guide take

    you & 5 friends to the most remote

    spots of Asia… where no tourists

    have gone before.

    $$115500,,000000Yacht Racing

    You & your c

    rew fly to

    Perth,

    Austra

    lia. S

    pend

    one week racing a

    12-m

    eter against the faste

    st boats in

    the wo

    rld.

    $$115500,,000000

    Russian

    Oil D

    eal

    +$75,000/m

    o CF

    if you roll 4 or higher on one die, or else $0 C

    F.$$330000,,000000 IInn

    vveessttmmeenntt

    7 Wondersof the World

    Go by plane, boat, bicycle,camel, canoe & limo to the 7

    Wonders of the World. First classluxury all the way!

    $$220000,,000000

    Golf Aroundthe World

    You take 3 friendson a first class, 5-star resort tour

    to play the 50 best golf courses in the world.

    $$115500,,000000

    Save the OceanMammals

    Fund & be a crew member on amonth-long research expedition toprotect endangered sea animals.

    $$112255,,000000

    Cruise the

    Mediterranean

    on a Private Yacht

    Visit sm

    all h

    arbo

    rs in

    Italy, Franc

    e, and

    Greec

    e for a

    mon

    th w

    ith 12

    friend

    s.$$110000,,000000

    A Gift o

    f Faith

    Your religious organization

    is growing by leaps &

    bounds.New

    buildings are needed. You donate…

    $175,000

    Capitalists’

    Peace Corps

    Set u

    p en

    trep

    rene

    urial b

    usiness

    scho

    ols in 3rd world nations

    .In

    structors a

    re business

    peop

    le don

    ating th

    eir

    know

    ledg

    e & time.

    $$220000,,000000

    Dinner w

    ith

    the President

    Buy a table for 10 friends to

    dine with the President at a gala

    ball for visiting dignitaries from

    around the world.

    $$110000,,000000

    Cannes

    Film Festival

    Party with th

    e stars! T

    our F

    ranc

    e,plus one

    wee

    k in C

    anne

    s rub

    bing

    elbo

    ws w

    ith celebrities. You

    eve

    nland

    a st

    arring

    role!

    $$112255,,000000

    A Research Center forCancer & AIDS

    Your money brings together topresearchers & doctors in oneplace, dedicated to eliminating

    these 2 diseases.$$222255,,000000

    South Sea Island

    Fantasy

    Pampe

    red in lu

    xury fo

    r two full

    mon

    ths. Relax

    , unw

    ind in w

    arm

    waters, de

    serted

    beach

    es, a

    ndroman

    tic nigh

    ts.

    $$110000,,000000

    A Ki

    d’s

    Libr

    ary

    Add a

    wing

    to yo

    ur cit

    y’s lib

    rary

    devo

    ted to

    youn

    g writ

    ers an

    d arti

    sts. A

    rt

    celeb

    rities

    visit

    often

    to su

    pport

    your

    work.

    $$117755

    ,,000000

    Be a “Jet-Setter”

    Have your own personal jetavailable for one year, to whisk youaway whenever & wherever your

    heart desires.$$225500,,000000

    African Photo Safari

    Take 6 friends on a wild safari,photographing the most exotic animals in the world. Enjoy 5-star luxury in your tent.

    $$110000,,000000

    Divorce!LLoossee aallll ooff yyoouurr ccaasshh..

    Heli-S

    ki the S

    wiss A

    lps

    A w

    inter of helicopter skiing byday and playing at the glam

    oroushot spots at night. A

    medieval

    castle is your accommodation.

    $$115500,,000000

    Tax Audit!PPaayy

    aaccccoouunnttaannttss aanndd llaawwyyeerrss

    oonnee hhaallff yyoouurr ccaasshh..

    Buy a F

    orest

    Stop the loss of ancienttrees. D

    onate 1,000 acres offorest and create a nature walk for all to enjoy.

    $$225500,,000000

    Bio-Tech Co. IPO

    Buy

    500

    ,000

    shares

    at 10¢

    /sha

    re.

    If you

    roll a 5 or 6 on on

    e die,

    shares go to $1/sh

    are – ge

    t$5

    00,000

    cash from

    Ban

    k. R

    oll

    less th

    an 5, g

    et $0.

    $$5500,,000000 IInnvveessttmmeenntt

    Software Co. IPO

    Buy 250,000 shares at 10¢/share.

    If you roll a 6 on one die, shares goto $2/share – get $500,000 cash

    from Bank. Roll less than 6, get $0.$$2255,,000000 IInnvveessttmmeenntt

    CookwareInfomercial

    +$50,000/mo CF if you roll 4 or higher

    on one die, or else $0 CF.$$222255,,000000 IInnvveessttmmeenntt

    Opportunity

    Big/Sm

    all Deal

    The M

    arket

    Opportunity

    Big/Small Deal

    OpportunityBig/Small Deal

    Opportunity

    Big/Small Deal

    Opportunity

    Big/Sm

    all De

    al

    Opportunity

    Big/Sm

    all D

    eal

    Opportunity

    Big/Small D

    eal

    Opportunity

    Big/S

    mall Deal

    Opportu

    nity Big/Small

    Deal

    Opportunity

    Big/Small Deal

    Opportunity

    Big/Small Deal

    Opportunity

    Big/Small D

    eal

    The M

    arket

    The Market

    Pay Check

    Pay Check

    Pay Check

    CharityUse 1 or 2 dice for next 3 turns if you donate 10% of Total Income

    Doodads

    Doodad

    s

    Doodads

    Dow

    nsized

    Pay am

    ount of total

    expenses to

    the Ba

    nk.

    Lose 2 Turns

    BabyCongratulations!

    Add in your child expenses

    (Limit 3 children per Player)

    Pay CheckWhen passing over or landing onPay Check, get your Monthly CashFlow from the Bank. If this amount

    is negative (minus), pay it to the Bank.

    If you forget to ask for yourPay Check, it is lost.

    This Game was created in 1996,the Chinese year of the Rat.

    A Mini-Farm

    in the City

    Create a hands-on farm eco-system

    for city kid

    s to learn and care for

    animals & plants.

    $$115500,,000000

    Park Named

    After You

    Tear down abandoned warehouse &

    build new recreational park. Donate

    police sub-station for park safety.

    $$222255,,000000

    Buy a

    Gold Mine

    +$25,000/m

    o CF

    if you roll 3

    or higher

    on on

    e die, or else $0 CF.

    $$115500,,000000 IInnvveessttmmeenntt

    Lawsuit!

    PPaayy oonnee hhaallff

    yyoouurr ccaasshh ttoo

    ddeeffeenndd yyoouurrsseellff..

    Quick Food Marts(3 stores)+$5,000/mo CF50% CCR$$112200,,000000 ddoowwnn

    Charity

    For $100,

    000 you

    may roll 1

    ,2, or 3 d

    ice

    on each

    turn.

    A Stock Market for Kids

    Fund a business & investment school for young capitalists, teaching them the basics of

    business. School includes a mini stock exchange run by the students.

    $$112255,,000000

    PrivateFishing Cabin

    on a Montana Lake

    Fish from the dock of this remote cabin.

    Enjoy 6 months of solitude. Use of float plane included.

    $$110000,,000000

    Enter Here

    Fast Track

    Start

    Here The Fast Track Goals:

    1) Buy your Dream.2) Buy businesses to increase your

    Monthly Cash Flow.

    Big DealChoose either a “Small Deal” or a

    “Big Deal” when you land on “Opportunity”. Big Deals take at least $6,000 to get into. (The largest Small Deal requires $5,000).

    Place used cards on the bottom of the deck.

    Opportunity Cards

    Small DealChoose either a “Small Deal” or a “Big Deal” when you land on “Opportunity”. The largest Small Deal takes $5,000 to get into. (Big Deals start at $6,000).

    Place used cards on the bottom of the deck.

    The MarketDraw a Market card when you land on “The Market”.Read it out loud. You may sell your assets if you choose.

    (Other Players may sell if the card allows.)

    If you sell, remember to adjust your Game Card.

    Place used cards on the bottom of the deck.

    DoodadsDraw a Doodads card when you land

    on “Doodads”. You must follow the instructions.

    You may borrow (see rules) to pay Doodads items.

    Place used cards on the bottom of the deck.

    The Rat Race Goal: Move from the Rat Race to the Fast TrackYou may move from the Rat Race to the Fast Track at the start of any turn if your PASSIVE INCOME IS

    GREATER THAN YOUR TOTAL EXPENSES

    The More You Play this Game the Richer* You Become* When it comes to money,

    your greatest asset is yourfinancial knowledge.

    Some of the gains and returns have been exaggerated to expedite play. Always seek professional advice when making financial investments. ©©11999966--22000022 CCAASSHHFFLLOOWW®® TTeecchhnnoollooggiieess,, IInncc.. All rights reserved. CASHFLOW® games are covered by one or more of the following US Patents:

    5,826,878; 6,032,957 and 6,106,300. RichDad®, CASHFLOW® and Investing 101® are registered trademarks of CASHFLOW® Technologies, Inc.

    ®

    G101CTI8

  • Person on your right

    Income

    Salary:

    Interest:

    Dividends:

    Real Estate:

    Businesses:

    Profession Player

    LiabilitiesHome Mortgage:

    School Loans:

    Car Loans:

    Credit Cards:

    Retail Debt:

    RE Mortgage:

    Liability: (Business)

    Bank Loan:

    AssetsSavings:

    Stocks/Mutual’s/CDs No. of Shares: Cost/Share:

    Real Estate: Down Pay: Cost:

    Business: Down Pay: Cost:

    TotalIncome:_________________

    Passive Income= ___________________________(Cash Flows from Interest +Dividends + Real Estate + Businesses )

    TotalExpenses: ________________

    Per ChildExpense: ______________

    Number ofChildren: ______________(Begin game with 0 Children)

    MonthlyCash Flow: ______________(Pay Check)

    Auditor

    Expenses

    Taxes:

    Home Mortgage:

    School Loan Payment:

    Car Payment:

    Credit Card Payment:

    Retail Payment:

    Other Expenses:

    Child Expenses:

    Bank Loan Payment:

    ___________________________________________________________

    Income Statement

    Balance Sheet

    Goal: To get out of the Rat Race and onto the Fast Track by building up your Passive Income to be greater than your Total Expenses

    Cash FlowDescription

    ©1996-2007 CASHFLOW® Technologies, Inc. All rights reserved. CASHFLOW® games are covered by one or more of the following US Patents; 5,826,878;6,032,957 and 6,106,300. RichDad®, CASHFLOW® and Investing 101® are registered trademarks of CASHFLOW® Technologies, Inc. G101CTI8

    101_BLSHEET_v8:101_BLSHEET_v8 5/17/07 9:00 AM Page 1

  • New Goals:

    You win if:a) You are the 1st person to buy your Dream.

    Your Passive Income (from other side) = $_______(Rounded to the Nearest Thousand Dollars)

    Buyout Multiple X 100

    Your Beginning CASHFLOW Day income = $_______

    Your Beginning CASHFLOW Day Income = $_______You've proven your financial intelligence!

    Fast Track Cash Flow neded to win + $50,000

    Your New CASHFLOW Day Income Goal to Win = $________

    Beginning CASHFLOW Day Income: $_________________________

    Business Monthly Cash Flow New CASHFLOW Day Income

    You receive 100x your Passive Income because:

    Congratulations!You are out of the Rat Race!

    1) Buy your "Dream by landing on the Fast Track space you selected at the start of the game and purchasing it.2) Increase your Monthly Cash Flow by buying businesses.

    prospered. You've reinvested your returns for outstanding investment success. You've successfully increased your passive income 100 times!

    Name

    AuditorPerson on your right

    Your Buyout- OR -

    b) You are the 1st person to accumulate $50,000 in Monthly Cash Flow from businesses purchased on the Fast Track.

    How to WIN!

    Your CASHFLOW Day Income Record

    Your CASHFLOW Day Income is equal to your Beginning CASHFLOW Day Income plus the Cash Flow from every Business you buy on the Fast Track

    1996-2002 CASHFLOW Technologies, Inc. All rights reserved. RichDad, CASHFLOW and Investing 101 are registered trademarks of CASHFLOW Technologies, Inc . G101CTI7

  • Rich Dad said, "The riskiest investor of all is a person who is out of control of his or her personal financial statement. These are people who have nothing but liabilities that they think are assets and as much in expenses as they have in income and whose only source of income is their labor." Understanding your Financial Statement is the foundation for taking control of your personal finances. Rich Dad believes the relationship between the Income Statement and the Balance Sheet was everything. What is the first step to financial freedom? Take control of your Financial Statement.

    Cash Flow Pattern of the Poor (or a young person still living at home): The poor spend every penny they make and they have no assets and only liabilities. The cash flow is limited to income and expenses and the cash flow pattern of the poor reflects income from a job that is used to pay expenses like rent, food, clothes, transportation and taxes.

    Cash Flow Pattern of the Middle Class: Individuals in the middle class accumulated more debt as they become more successful. A pay raise qualifies them to borrow more money from the bank so they can buy personal items like bigger cars, vacation homes, boats and motor homes.

    Their wage income comes in and is spent on current expenses and then on paying off this personal debt. As their income increases, so does their personal debt. This is what we call the Rat Race.

    Cash Flow Pattern of the Rich: The rich have their assets work for them. They have gained control over their expenses and focus on acquiring or building assets. Their businesses pay most of their expenses and they have few, if any, personal liabilities.

    An individual's cash flow pattern may show a combination of these three types. Which pattern does your financial statement reflect? What story does your financial statement tell? Are you in control of your expenses?

    CASHFLOW Game Board icon.pdfCone of Learning icon.pdfFinancial Statement icon.pdfCashflow Worksheet 2.pdfCash Flow Patterns.pdf