MK GROUP MK GROUP CORPORATE PROFILECORPORATE PROFILE

OUR VISIONOUR VISIONMK Technology is dedicated to being the

undisputed leader in technology solutions and services through innovation and commitment to our customers.

BUSINESS SCOPEBUSINESS SCOPE

• Hi-Tech – Card Technologies– E-Payment Technologies– Security Technologies– Mobile phone design

INVOLVED INDUSTRIESINVOLVED INDUSTRIES

• Bank & Finance• Telecommunication • Insurance• Hospitality • E-Entertainment• E-Government, etc.

GROUP OVERVIEWGROUP OVERVIEW

• Total Investment: ~150 billion VND • Annual revenue: ~ 200billion VND/year• HR (Hanoi, Ho Chi Minh City, Singapore): 500

Employees

OUR MEMBERSOUR MEMBERS

• MK Technology JSC - MK Technology• MK Smart JSC - MK Smart• Vietnam Payment JSC - VinaPay• MK Telecom JSC • MK Trading JSC

MK’S MILESTONES

• Established MK Smart Card JVC between MK Technology JSC and Sinclair-Tek Corp. (USA) 2003

• Opened MK Research and Development Center in Hanoi to research, develop and integrate card applications 2005

• Changed MK Smart Card Joint-venture Company to MK Smart Joint-stock Company and Invested capital from Mekong Capital investment fund.

• Established VINAPAY JSC with joint investment from MK Technology JSC, Net 1 and IDG Ventures

• Invested in new facilities at Saigon High Tech Park

2007

• Established MK Technology JSC• Opened office in Ho Chi Minh City1999

• State Bank of Vietnam Allows VinaPay Conduct Pilot Payment Services .• MK Group & TTC joint invest a 15-stories Office Building in Hanoi2009

OUR PARTNERSOUR PARTNERS• MK Technology is the country distributor for:

– Datacard (US): world n°1 of card printers, embossers and card personalisation solutions

– Todos (Sweden): global leader of secure authentication solutions for on-line transaction

– Otto Kunnecke (Germany): leading manufacturers of Mailing Systems for any kind of paper- or plastic card mailing applications as well as special machines and solutions for card production with many years of experience and installations worldwide.

– Triton ATM (US): 2nd position in US retail market – Spectra (Hongkong): POS Terminal– De La Rue (UK): cash management solutions.

OUR INVESTERS

• SINCLAIR TEK• MEKONG CAPITAL• IDG VENTURES• NET1 (UEPS)

MK SMART OVERVIEWMK SMART OVERVIEW

established in January, 24th 2003, MK Smart JSC is a producer with international level of card products; business forms, direct-mailing; and services for organizations in telecommunication, banking-finance, insurance, and other sectors.– 10,400-square meter- factory located in the Quang Minh

Industrial Zone, Me Linh District, Ha Noi• 60 millions cards/year• 10,000 cards per hour for personalization (200K/day)• 30 millions biz. form/ year

OUR MACHINESOUR MACHINES

MK SMART IN MK SMART IN NILSON REPORT 2008NILSON REPORT 2008

MK TECHNOLOGY OVERVIEWMK TECHNOLOGY OVERVIEW

is well-known solution provider and system integrator for any customised financial, bank, telecom, loyalty,access control and time management card program and for on-line transaction security.– Pioneer in investing into card manufacturing in Vietnam.– Strong position in Vietnamese market – Local Technical Support:

• well-trained engineers to provide technical support and maintenance services for our products

• RD Center– Proven Expertise and Experience in integrating with local system

• Vietcombank, Agribank, BIDV, ViettinBankTPB, Navibank, IndovinaBank, Military Bank, SCB, Commonwealth Bank, Metro Cash & Carry,Triumph, Bao Viet

BUSINESS SCOPEBUSINESS SCOPE

VINAPAY OVERVIEWVINAPAY OVERVIEWwas official established in May 2007 by famous

international and national investors: Net -1 Technology Corporation Net-1 (USA); The IDG Ventures (USA) and MK Group (Vietnam). VinaPay focused on electronic payment service using mobile and internet technology to satisfy demand of easy, safe and immediate payment for customer and business as well as develop e-commerce and m-commerce in Vietnam.

• Vision: – Bring the power of electronic commerce to everyone in Vietnam.– Strive to give consumers more choice for the things they purchase by

facilitating online shopping, micro payments, and the opportunity to earn additional income.

BUSINESS MODELBUSINESS MODEL

Distribution SystemCustomers

Banks Service Providers

SMS

GPRS

Internet

POS

Contactless

P2P paymentOnline PaymentBill paymentPrepaid recharge

MK TELECOM OVERVIEWMK TELECOM OVERVIEW• MK Telecom is a joint venture company between MK &

Teleepoch Company (China)• Business scope: mobile phone design especially CDMA

mobile phone. • EVN Telecom had chosen MK Telecom to supply some

models of CDMA hand set.

MK TRADING OVERVIEWMK TRADING OVERVIEW• MK Trading was established in 2009 by MK and

Mission Trading (South Korea)• Business Scope: Trading agent, authorized agent;

importing & exporting IT products, Agriculture products, food, building materials, etc.

ACHIEVEMENTSACHIEVEMENTS

2005 & 2006: MK Smart is awarded the “Vietnam Gold Star” for MK Smart’s SIM card; Bank card

2008: MK is awarded the “Vietnam Gold Star”– recognized as among top 100 strongest brand names in Vietnam.

2006: MK Technology is awarded Five-star Sao Khue 2006 software reward for embedded software for smartcard

2007: MK Technology is awarded Five-star Sao Khue software reward for Value-added service applications for MK-RUIM cards for CDMA mobile phones

2008: MK Technology is awarded with 4-star Sao Khue software reward for MKCOS software - MK’s smartcard OS & cell phone network applications2009: MK Technology is awarded with Sao Khue reward for MLS Software

2005: MK Smart is honored to be an official member of ICMA (International Card Manufacturers Association).

MK Smart has been certified with ISO 9001:2000 certificate.

MK Smart has been certified with SAS certificate of GSM Association.

2007: VinaPay is awarded in top list of 100 Asia Companies from Red Herring event – An Asian annual technology award (2007)

MK COMMITMENTSMK COMMITMENTS

• Dominating Market• Forecast & satisfy customers’ need maximally• Financially strong• Continuous innovation• Best Performance brings best value• Acknowledge contributions of MK’s member• Building a strong community between staffs,

customers, partners & suppliers

INTRODUCESINTRODUCESDATACARDDATACARD’’S CARD S CARD ISSUANCE SYSTEMSISSUANCE SYSTEMS

DC280P EMBOSSERDC280P EMBOSSERStable, high-quality Instant financial card issuance system• Automatic card feed with 200-card input • Embossing speed: up to 380 cards/ hour• Magnetic stripe encoding: lo-co & hi-co; track 1/2/3 according to

ISO/IEC 7811 standard• Embossing: ISO/IEC 7811 standard• Topping module• Error checking software with auto-recovery • 2-line by 40-character message display • Security keylock on system cabinet

Options:• Smart card personalization module• Indent Printing Module• MK CES Issuance Software• Datacard® ID Works® identification software

DC150i EMBOSSERDC150i EMBOSSEROn-site issuance of financial cards - in a secure, single-pass operation • Annual production volume: Up to 12,000 cards • Input hopper: Up to 100 cards (automatic feed) • Card production speed:

– Approximately 50 seconds per card (40 characters based on ISO standard financial card format),

– Approximately 30 seconds per card (20 characters, 1 embossed line) • Embossed set includes 53 Farrington 7B characters, number 0-9, Gothic

Standard A-Z 0-9 . , - ‘ / &• Magnetic stripe encoding: Up to three tracks, including IA, IAT, IAJ and J • Locked cabinet with password-protected access• Topping module• Automatic card feed

Options:• Smart card personalization module• Indent Printing Module• MK CES Issuance Software• Datacard® ID Works® identification software

SP55 Plus CARD PRINTERSP55 Plus CARD PRINTERMulti-function card printers satisfy server requirements of any card program• Annual production volume: Up to 25,000 cards• One- or two-sided, edge-to-edge printing • Full-color or monochrome imaging • Print speed:

– Full color printing: Up to 190 cards per hour (YMCKT ribbon); up to 155 cards per hour (YMCKT-K)

– Monochrome printing: Up to 1000 cards per hour (K ribbon)– Print speed dependant on card design and does not include encoding

• Audio and visual message prompts • USB connectivity • Continuous cleaning roller • Operator-replaceable printheads• Quick-change error free ribbon loading cartridge

Options:• Magnetic stripe encoding (factory install or field upgrade)• Smart card personalization (factory install or field upgrade)• Full-color or single-color imaging • 200 card input hopper/ 200 card output hopper

SP35 Plus CARD PRINTERSP35 Plus CARD PRINTEREasy and convenient desktop card printer • Annual production volume: Up to 10,000 cards• One-sided, edge-to-edge printing• Print speed:

– Full color printing: Up to 160 cards per hour (YMCKT ribbon) – Monochrome printing: Up to 750 cards per hour (K ribbon)

• USB connectivity • Audible and visual message prompts• Automatic card feed• Continuous cleaning roller• Operator-replaceable printheads• Quick-change error free ribbon loading cartridge

Options:• ISO Magnetic stripe encoding• Smart card personalization• Contact/contactless all-in-one reader

CARD ISSUANCE MODELSCARD ISSUANCE MODELSDataCard’s products/ solutions support:• Test issuance model• Remote issuance model• High-volume central issuance model• Low-volume central issuance model• Distributed issuance model (Branch model) • Instant issuance model

LONGTERM PLANNINGLONGTERM PLANNINGLong term strategies:• Smart Card issuance model• Smart Card post issuance solution

WHY DATACARD WHY DATACARD PRODUCTS/SOLUTIONS?PRODUCTS/SOLUTIONS?

– It’s what Datacard does! Datacard is the world leader in cardissuance solutions and market leader in providing solution in financialsector since 1969 (41 YEARS in Cards Industry).– Financially Strong with proven track record.– Millions of cards have been personalized on Datacard equipmentworldwide.– Datacard has implemented virtually every type of smart card schemedeployed today.Local support by MK Technology: strong, experienced & know-how

Why is this important to you?– Lower risk– Faster delivery and implementation– Investment protection

VALUED CUSTOMERSVALUED CUSTOMERS

CONTACTCONTACT

• For more information please contact:Mr. Thanh, Truong TanSolution Sales Team Leader EMV, Bank, Card, OTP, Loyalty - Todos, DataCard, MKMK Technology JSCMobile: (+84) 97 231 6999Email: thanhtt-hcm@mk.com.vnWebsite: http://mk.com.vnAddress: No 7 Dang Tat Str., Tan Dinh Ward, Dist.1, HCMCTel: (+84) 8 - 35265123 Ext 13, Fax: (+84) 8 - 35265065

Thank you!