calgary new home guide - december 7, 2012

inside this issue

MOVING IN TIMEFOR CHRISTMAS

HOMEBUYING AND THE ONE-THIRD RULE

WHY YOU SHOULD USEA MORTGAGE BROKER

Dec 7, 2012 - Jan 4, 2013 Volume 15 Issue 13

in a new hometay cosy this winter FROM PROMINENT HOMES

001-NHCAL CVR_12-07-12 v7.indd 1 11/30/12 2:27:23 PM

Lakepointe

mattamyhomes.com

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. These prices include the lot, the home and GST. There are no condo fees on any Mattamy home.

Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

Introducing The Birmingham In Lakepointe. From $429,990.

Trans-Canada or 16th Ave.

17th Ave.

ChestermereLake

Par

adis

e R

oad

10 mins.To Calgary

Sales Centre

West Park Drive

Airport

400 West Park Drive Chestermere, Alberta

Here’s a great option for those looking for an affordable home in the wonderful setting of

Lakepointe by Chestermere Lake. Our completely new Bungalow design offers all of the convenience and design amenities you’ll find in our 2-Storey

Lakepointe homes at a very attractive price.

It is a whole new way to enjoy all of the benefits of living in this casual Chestermere setting, away from

the hustle and bustle of the city. Visit us today to find your new home by the shores of

Chestermere Lake.

The Birmingham Plan, 1,599 Sq.Ft.

F

D W

DW

HWT

T

DINING ROOM

GREAT ROOM14'0"x15'0"

W.I.C.

GARAGE19'0"x20'6"(24'2")

MAIN FLOOR PLAN

FLU

SH

BR

EA

KFA

ST B

AR

W.I.C.

DOOR IF GRADE PERMITS (LANDING MAY

BE REQ'D)

STOP & DROP

BEDROOM 210'0"x12'0"

DN

OPT. UPPERS

PORCH

KNEEWALL

STORAGE

OWNER'S RETREAT13'6"x13'0"

BASEMENT PLAN

UP

UNEXCAVATED

UNFINISHED BASEMENT

LOCATION MAY VARY

UNEX.

SLOPEDKNEEWALL

FINISHEDLOWER FOYER

FURNITURE NICHE W/DROPPED CEILINGL

INE

N

DEN10'0"x10'6"(8'2")

LOW HEADROOM IF REQ'D

FURNACE

UNEX.

GA

S F

IRE

PLA

CE

INSET STEP(S) IF REQ'D

PATIO DOOR

WINDOW WELL WHERE REQUIRED

BY GRADE

OPT. LAUNDRY

TUB

DR

OP

PE

D C

EIL

ING

KN

EE

WA

LL

FIR

EP

LA

CE

A

BO

VE

UNFINISHED BASEMENT

BASE PLANS 'B'

DOUBLE HANGING

HIG

H L

EVE

L

WIN

DO

W

9'4"(10'0")x12'6"

WIN

DO

W W

ELL

WH

ER

E R

EQ

UIR

ED

B

Y G

RA

DE

WIN

DO

W W

ELL

WH

ER

E R

EQ

UIR

ED

B

Y G

RA

DE

HIG

H L

EVE

L

WIN

DO

W

OPT. DOUBLE SINKS

ENSUITE

LAUNDRY

BATH

DN IF REQ'D

KNEEWALL

MUD ROOM

FOYER

WALK-IN PANTRY

14'0"x17'8"

KITCHEN/BREAKFAST

DOUBLE HANGING

D W

S

DW

F

GREAT ROOM14'0"x15'0"

W.I.C.

GARAGE19'0"x20'6"(24'2")

W.I.C.

OPT. UPPERS

PORCH

KNEEWALL

STORAGE

OWNER'S RETREAT13'6"x13'0"

GA

S F

IRE

PLA

CE

INSET STEP(S) IF REQ'D

PATIO DOOR

DR

OP

PE

D C

EIL

ING

HIG

H L

EVE

L

WIN

DO

W

FLUSH BREAKFAST BAR



PANTRYSTOP & DROP

LIN

EN

3 BEDROOM PLAN W/FLEX ROOM

FLEX ROOM9'4"(10'0")x11'0"

OPT. DOUBLE SINKS

ENSUITE

LAUNDRY

DN

DN IF REQ'D

MUD ROOM

KNEEWALL

DOOR IF GRADE PERMITS (LANDING MAY

BE REQ'D)

KITCHEN14'0"x10'0"

PANTRY

BREAKFAST14'0"x9'0"

BATH

FOYER

Opt Main Floor Plan

HIG

H L

EVE

L

WIN

DO

W

QUIET WALL

BARREL VAULT

HIS OR HER

PARTIAL BASEMENT PLAN FOR OPT. GROUND FLOOR PLAN

All strokes are 0.2

All Tiles & Window wells are 0.1

PPO Font Side

BO

ILE

R WALL HUNG

HEATING SYSTEM

AIRHANDLER

W

GREAT ROOM

16'0"x12'0"

FLUSH BREAKFAST

BAR

KITCHEN/DINING AREA

12'9"x15'6"

DN

Den for reading, studying or working.

Double car garage with indoor entrance to mud room.

Separate formal dining room for family gatherings and dinner with friends.

Second bedroom is perfect as a kid’s bedroom or a guest suite.

Friendly front porch to say 'hello' To Neighbours.

The owner’s retreat is a serene space with private ensuite.

Spacious great room for large and small gatherings.

Well-designed kitchen with breakfast bar.

visit us on facebook facebook.com/mattamyhomesyyc

Introducing A Cozy, Affordable Bungalow, Big Enough For A Two-Car Family.

Calgary_New Home Guide_Dec 1.indd 1 28/11/12 10:27 AM

002-Mattamy 12-07-12.indd 2 11/29/12 5:04:09 PM

in SE Calgary

ANDORRA II | 2054 sq. ft.main: 929 sq. ft. second: 1125 sq. ft.Living Room

Nook

Kitchen

Ref.

UP

DN

Foyer

Veranda

Garage18'x22'

Walk-Through

Pantry

MudRoom

4 SH

4 SH

4 SH BRM

D.W

.

Garage

Deck

W D

Mud Room/Laundry

Walk-Through

Pantry

Bedroom #310’x10’

Bedroom 2

Owner’s SuiteW.I.C.

Ensuite

Make-Up

DN

Linen

Family Room17’/12’x11’7/10’7

Ensuite

W.I.C.

Bedroom 3

Family Room

Wet

B

ar

M/W

Bar F

r.

Showhome Hours: Mon - Thurs: 2 - 8 pmSat, Sun & Hol: 12 - 5 pm

Showhome Addresses:815 New Brighton Drive SE, Calgary819 New Brighton Drive SE, Calgary

For more info call Ron 403-536-2307

Deerfoot Trail South to exit 238 to 130 Avenue heading East. Make right hand turn heading south on 52nd Street SE. First left onto New Brighton Drive, and continue heading east and follow the showhome signs.

N

McKenzie Towne Blvd SE

52 St SE

New Brighton Drive SE

New Brighton Drive SE

New BrightonShowhomes

Featuring the Andorra II & Fiesta II Showhomes130th Avenue SE

CALGARY

shanehomes.com

startingfrom

$415 ’ s**Pricing includes house, lot and GST. Subject to change without notice.

CONVENIENT LOCATION & AMENITIES• extensive pathway system • parks and green space

• Residential Club features recreational

facilities all year around • close to major shopping

Visit our two new showhomesnow open in New Brighton!

Estate-style living for less than you’d expect.

Ston

ey T

r NW

MODEL HOMES

CreeksideShopping

Centre

Symons Valley Rd

Beddington Tr NW

Panoram

a Rd N

W

Symons Valley Pkwy NW

Prices subject to change without notice. E&OE.

The northwest haven of Evansview offers panoramic views of

Symons Valley and easy access to shops, parks and pathways.

Not to mention fully landscaped estate-style homes in an

exclusive Cardel neighbourhood.

OVER 40% SOLD

WaLk-Out RiDgE LOtS

nOW SELLingStaRtingFROM tHE

$430sModel Homes: 8 Evansview Manor nW

Sales Centre Hours: Mon – Thurs: 2 pm – 8 pm

Sat, Sun + Holidays: 12 pm – 5 pm Closed Fridays

Call Jon Mortier at 403.256.7902

Change your point of view.

CaRDELHOMES.COM

Built for real life.04

Estate-style living for less than you’d expect.St

oney

Tr N

W

MODEL HOMES

CreeksideShopping

Centre

Symons Valley Rd

Beddington Tr NW

Panoram

a Rd N

W

Symons Valley Pkwy NW

Prices subject to change without notice. E&OE.

The northwest haven of Evansview offers panoramic views of

Symons Valley and easy access to shops, parks and pathways.

Not to mention fully landscaped estate-style homes in an

exclusive Cardel neighbourhood.

OVER 40% SOLD

WaLk-Out RiDgE LOtS

nOW SELLingStaRtingFROM tHE

$430sModel Homes: 8 Evansview Manor nW

Sales Centre Hours: Mon – Thurs: 2 pm – 8 pm

Sat, Sun + Holidays: 12 pm – 5 pm Closed Fridays

Call Jon Mortier at 403.256.7902

Change your point of view.

CaRDELHOMES.COM

Built for real life. 05

The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and apartments. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.

Pick up your FREE copy.

Brought to you by the publishers of

LUXURYLiving in Calgary and area

october 2012

Your guide to LuXuriouS LiFeStYLeS

EnsuitEs: One of life’s

greatest luxuries

Paul Hardy: Celebrating

10 years of design

Creating tHe

ultimate garage

WHat’s on your

estate Home WisH list?

01 FrontCover_FINAL.indd 1

10/4/12 3:35:41 PM

TO BOOK YOUR ADVERTISING SPACE CONTACT:

Melanie Gowans 403.200.8462 [email protected]

C

M

Y

CM

MY

CY

CMY

K

Nov2212_BrandAd_FullPge_Final.pdf 1 12-11-23 9:29 AM

07

IN EVERY ISSUE

10 EDITOR’S NOTE

COLUMNISTS

14 THE HOMEBUYING PROCESSMaking the move in time for Christmas by Donna Moore

44 INSIGHTLaunch your landscape projectby Brad Jackman

50 MORTGAGE MOGULWhy use a mortgage broker?by Jason Eldridge

HOMEBUYERS’ HELP

12 COVER STORYProminent Homes crafts luxury bungalow in Hawk’s Landing by Heather Ryan

24 DESIGNER TOUCHEntertaining, holiday styleby Erica Gelman

30 GIFT GUIDE2012 Gift Guide – gifts from the heartby Silvana Longo

38 SHOWHOME REVIEWShane Homes’ Fiesta II: a hit with buyers in Hillcrestby Heather Ryan

42 GETTING YOUR FINANCES IN ORDERHousing affordability and the one-third rule

47 HOMEBUYERS’RESOURCE SECTIONMortgage calculator andrate table

contentsDEC 7, 2012 - JAN 4, 2013 || VOLUME 15 ISSUE 13

PAGE 24

Entertaining holiday style

Prominent Homes

cover story

CRAFTS LUXURY BUNGALOW IN HAWK’S LANDING: PAGE 12

features & editorials

vice-president, wall2wall media Jacqueline Hilldirector of sales, western canada Josh Heppner editor-in-chief, real estate Susan Leggeart director Julie Yoo

editor Wayne Karl contributing editors Janine Druery Elisa Krovblit Silvana Longo Lydia McNutt (on leave) Sara Duck (on leave)

consultant Melanie Gowans

403.200.8462Follow us on twitter at Twitter.com/NewHomeGuideMelLike us on facebook; facebook/CalgaryNHG

production co-ordinator Greg Van Sluytmangraphic designer Alexander Yakubovichmanager of production Bala Gnanapandithannational account manager, mediative Paul Slizys for advertising inquiries please contact: 403.200.8462for national advertising inquiries call: 416.263.6783

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

copyright 2012 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

editorial Submissions from interested parties will be considered. Please submit to the editor at [email protected].

published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

district maps

15 high river turner valley blacK diamond

17 northeast

21 oKotoKs

23 southwest

27 chestermere langdon strathmore

29 northwest

37 airdrie

41 southeast

46 cochrane

44

14

38

e d i t o r ’ s n o t e

Let lifestyle be your guideBig or small, your home is your retreat

Whether you’re considering a home near the beach, a golf course or a city pied-à-terre, you’re likely looking to compensate for what you don’t have in your current residence.

The amount of living space is usually the issue – either too much or too little. Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money.

As we get older, the quest for living space may take a different direction. Downsizing is often the answer, and many homeowners with existing homes in suburban or rural areas are acquiring townhomes or pied-à-terres in the city. An urban location gives owners (and their friends) a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home.

In today’s hectic world, your new home will be your retreat, so it’s important to � nd a space that suits your lifestyle. In this issue, we pro� le several new communities which offer the perfect place to put up your feet – plus we have the latest industry news and informative features about buying and owning a new home.

Susan Legge EDITOR-IN-CHIEFWall2Wall Media,[email protected]

Follow me on Twitter at Twitter.com/SusanLegge

How does Calgary measure up?Quite well, thank you very much, especially when looking at the long term

At the recent cross-country series of Housing Outlook Conferences presented by Canada Mortgage and Housing Corp. (CMHC), with a stop in Calgary in late November, a central theme was discussed: How does

Calgary measure up? As one of Canada’s healthiest housing markets, Calgary is an interesting study.

CMHC analysts used local data to provide an honest assessment. “Supported by low mortgage rates, strong job growth and a sharp increase in

net migration, demand for new homes in Calgary will remain elevated over the next two years,” says Richard Cho, CMHC’s senior market analyst for Calgary.

Housing starts in Calgary are forecast to increase 33 per cent to 12,400 units for 2012, before moderating slightly to 11,900 units in 2013, CMHC says. Starts in single-detached homes will rise about 3.5 per cent in 2013, while starts in multi-family homes will slow. Meanwhile, employment growth is among the best in Canada – 2.9 per cent in 2011, 3.2 per cent for 2012 and 2.3 per cent in 2013.

If you’ve been reading New Home Guide in recent weeks, or otherwise following news and developments in real estate, such numbers likely won’t surprise you. Some short-term challenges aside, the fundamentals that support the Calgary housing market – strong economy, employment and immigration growth among them – are solid. Combine that with continuing low interest rates and regional markets that are proven performers, and...

How does Calgary measure up? Over the long term, quite well, thank youvery much.

Wayne Karl EDITORWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

10 NEW HOME GUIDE | DEC 7, 2012 - JAN 4, 2013

with comfort

GenesisBuildersGroup.com

Start something new with Genesis

Startnew s o m e t h i n g

My how they’ve grown. They’ll need their own space soon. And the clothes, toys and bikes....

Wiggle Room. Affordable space. Genesis has plenty of it with many options available to you and your growing family. Choose from our wide selection of models or have our design team customize one to suit your needs.

Nanny suite? No problem. Extended family? How about a legal basement suite to ensure everyone’s comfort?

Genesis Builders Group understands your needs. We’re building on years of experience providing exceptional craftsmanship and innovation in function and style. Embrace the home building process with confidence in your builder - one with experience and knowledge of building exclusively in the communities of north Calgary and Airdrie.

Visit our website for more information on how we build comfort into your Genesis home.

Comfort is having a little more wiggle room

Sage Meadows | Saddlestone | EvansRidge | Sherwood | Bayside in Airdrie | It’s good to be home

gbg1276 Start New Comfort NHG_FA.indd 1 12-08-01 1:39 PM

11

EvErything you’vE EvEr dEsirEd in your luxury dream home comes true in Prominent Homes’ newest estate bungalow, the Avastar II, in Hawk’s Landing in Priddis.

This magnificent 2,235-sq.-ft. spec home that includes more than 1,800 sq. ft. of developed space in the walkout basement will wow you from the moment you drive up and see the gorgeous exterior, with its beautiful stone work sur-rounding a steep sloped, sheltered entry.

Inside, the peaked roof creates a grand foyer with high vault ceiling and “an open floorplan so you have a view from the front entry, past the sweeping staircase and into the Great Room,” says Ralph Smith, vice-president of sales and marketing.

The Great Room is made inviting by a massive two-way

Prominent Homes crafts luxury bungalow

in Hawk’s Landingby HeatHer ryan

c o v e r s t o r y

fireplace surrounded in slate tile from floor to ceiling that complements the richly-toned hardwood floor. Prominent has also added a fabulous 11-ft. drop bulkhead ceiling to further enhance and define the space, creating a spacious but cosy feel.

The fireplace also acts as a subtle sep-aration between the Great Room and the huge dining room that is made bright by multiple windows and french doors leading to the impressive back deck the spans the entire length of the home.

Homeowners will savour the gourmet kitchen that has a huge granite-topped island, brick-look backsplash and high-end stainless steel appliances, including built-in wall oven with microwave above and five-burner gas cook top.

“The kitchen has an incredible amount of pots and pans drawers and cabinets in-cluding a built-in wine rack and multiple glass front cabinets. Plus, there is a walk-through pantry, so if you need plenty of space for storage, you’ll definitely have it in this home,” Smith says.

12 New home Guide | dec 7, 2012 - jan 4, 2013

You’ll feel totally pampered in the spa-cious master suite that provides generous room for your king-size furniture, a sepa-rate entry onto the rear deck, a decorative bulkhead ceiling and an elegant tiled feature wall that includes a two-way gas fireplace and built-in bookcase.

The ensuite exudes luxury with the shared fireplace above a free-standing, deep soaker tub, large separate shower and long vanity with his and hers sinks. “A skylight lets in plenty of natural light and we added in-floor heating so even though there is an abundance of tile in the ensuite it will always be warm,” Smith says. Completing the ensuite is an enormous walk-in closet with a built-in drawer unit and shelving unit.

The main floor, which features 10-ft. ceilings, also has a three-piece bath, a den by the front entry and laundry room by the mudroom that leads into the triple car garage and workshop.

Going down the spiral staircase, you’ll be greeted by an impressive rec room, games room and wet bar that includes a large built-in wine rack, and French doors

off the games area opening onto a concrete patio. There is also a media room, two additional bedrooms and full bath-room in the lower level.

“The rear of the home is as attractive as the front, with the gable roof and covered area on the deck. It’s absolutely beautiful sitting on the back deck and enjoying the natural setting; the trees are lovely and we often see deer,” Smith says. “It’s very peaceful, totally relaxing.

“This is an ideal home for empty nesters whose kids are grown and can now enjoy everything they always wanted,” he says. “This is where you can indulge yourself.”

For more about this bungalow, visit prominenthomes.ca under quick possessions for Hawk’s Landing and view the floorplan and front elevation. For a viewing of the home, call 403.338.1313 for an appointment.

dec 7, 2012 - jan 4, 2013 | New home Guide 13

Calgarians who bought their new home earlier this year will likely be anxiously waiting for the finishing touches to be complete so they can move in for Christmas.

Planning a move at Christmas is one of the most difficult times of year, because not only do you have the festive season to prepare for, there is the added pressure of unpacking and ensuring the home is ready for you and your family. And a move during the holidays can be especially confusing for young children, who worry about whether Santa can find their new address or if he can fit down the chimney (if you even have one). So you’ll need to take the time to tell them that all will be well. Keep up traditions such as putting out milk and cookies for that jolly old elf to reassure them.

Once you’ve gone through the final inspec-tion with your builder and have taken possession of the keys, the race to get into your new home begins. At this time of year when you’re already facing the chaos of Christmas, it’s often best to get professional movers to help you rather than tackling the job yourself or enlisting the help of friends and family – who are also likely facing their own festive pressures. You can even hire the pros to help with the packing and unpacking chores to lessen your load.

When you’re packing at your old place, it’s a good idea to make sure your Christmas decorations are packed together and clearly marked so they are easily accessible when you get to your new home. This way you might not have time to unpack everything before the big day, but at least the new place will be decorated with festive cheer.

If this is your first home and you don’t have decorations, or can’t locate the old ones, don’t fret. It doesn’t take a lot to make the home look festive by hanging a wreath on the front door and putting up

a tree – even if it’s a small one. Several stores sell trees that are already decorated or at least have lights and they’ll do in a pinch – next year you can get a real tree or a bigger artificial one that better suits your family’s traditions.

There’s also a lot to be said for buying all new decorations – it’s a new home so why not go with a new look.

Adding a few festive scent candles, hanging up the stockings and playing some Christmas music are a few easy ways to make the new abode seem more festive and comfortable.

Entertaining during the holiday season with stacks of boxes still to unpack may be daunting, but it also doesn’t have to be elaborate. Have some egg nog or other festive cheer on hand, serve a simple tray of cheese and crackers and/or veggies and dip and you have the makings of a party that will toast a new home and a new year.

It’s also easy to agonize over cooking the traditional Christmas meal when your dishes still need unpacking and you can’t find your favourite roasting pan. Rather than stress yourself over how you’re going to get it done, consider ordering in a festive meal, or having take out. You can still make the table festive with candles and a colourful paper tablecloth and napkins – remember it’s the people you’re with that make the day special, not what’s for dinner. Alternatively, you can ask another relative to host the Christmas dinner – that would take all the pressure off trying to put something together.

Moving in at Christmas time also gives you a chance to start some new traditions and celebrate a new beginning in your new home. Take the time to record the event so you have lasting memories of your new home – one that you and your family will enjoy for years to come. Merry Christmas!

t h e h o m e b u y i n g p r o c e s s

Donna Moore Executive Officer, Calgary Region Home Builders’

Association 403.235.1911 | crhba.com

Making the move in time for Christmas

by Donna Moore


high riverhighwood lake ShowhoMeS: 1901-1903 Riverside Dr. NW develoPer: WestView Builders BUilder: WestView Builders

haMPton hillS BUilderS: WestView Builders

MontroSe ShowhoMeS: Montgomery Way SE develoPer: Dundee Developments BUilder: Lifestyle Homes, Red Door Homes

PriddiShawkS landing develoPer: Hopewell Residential Communities BUilderS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

Black diaMondriverwood ShowhoMeS: 725 and 821 3rd Street SW develoPer: Riverwood Estates Inc. BUilderS: Lifestyle Homes, Sheep River Homes, Woodmaster Homes

riverwood eStateS BUilderS: Compass Rose Homes, Sheep River Homes

heritage Pointethe ranch at heritage Pointe develoPer: Upper Lakes Group Inc. BUilderS: Astoria Custom Homes

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

›› calgaryregionSoUth


AT INNOVATIONS BY JAYMAN, A FULL SPECTRUM OF CHOICE IS JUST THE BEGINNING. NOBODY GIVES YOU MORE INCLUDED VALUE:

Online Warranty Service Program Jayman Realty styleMagic WenDi Interiors Complimentary Moving Van

THE EVOQUE MODEL STARTING FROM $431,098*

SHOWHOME HOURS: Mon - Thu: 2-8 pm Sat, Sun & Hol: 12-5 pm Closed on Fri

REDSTONE, CALGARY12 & 16 Redstone Park NE Phone: (587) 351-5361

InnovationsByJayman.com

TheEVOQUE 2,020 sq.ft.

REDSTONE

*Price is based on the Evoque model with inclusions and GST in the community of Redstone only. Pricing may besubject to change without notice. Specific models only. See sales centre for details. ** Mortgage payment based on 5 year term at 2.99% arranged through Jayman Financial. Terms and conditions will apply, E&O.E. 20% down payment, 25 year amortization. Rates subject to change without notice.

It’s ALL included. Hardwood, tile, granite counter tops, rear deck, blinds, stainless steel kitchen appliances, washer and dryer, a gas fireplace... the list goes on!

It’s all Included. Everything you want for only $1,630/month!**

The time to move up is now.

THE EVOQUE - LIVING/DINING ROOMREDSTONE SHOWHOME

IBJ-RED-NHBG-FP-10.24.12.indd 1 10/26/2012 10:58:48 AM

16

01 SADDLESTONESHOWHOMES: Saddlelake Place NEDEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Groupwww.genesisbuildersgroup.com

02 SADDLEBROOKDEVELOPER: MLC Land CompanyBUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 SKYVIEW RANCH SHOWHOMES: Skyview ranch Way NE & Skyview Springs Gdn NE DEVELOPER: Walton Development and ManagementBUILDERS: Creations by Shane Homes, Innovations by Jayman, Beattie Homes, Morrison Homes, Excel Homes, Shane Homes, Pacesetter Homes, Lionsworthe Homes

04 REDSTONEDEVELOPER: Qualico CommunitiesBUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes

16 AVENUE 16 AVENUE

32 AVENUE

64 AVE.

CE

NT

RE

ST

RE

ET

14 S

TR

EE

T

COUNTRY HILLS BLVD.

52 S

TR

EE

T

ME

TIS

TR

AIL

36

ST

RE

ET

68

ST

RE

ET

DEERF

OO

T TR

AIL

CALGARYINTERNATIONALAIRPORT

BEDDINGTON TRAIL

NOSE HILL PARK

HA

RV

ES

T H

ILLS

STONEY TRAIL

MO

NS

VA

LLEY

RO

AD

PA

NO

RA

MA

RO

AD

OHN LA URIE BLVD.

SH

AG

AN

NA

PI T

RA

IL

COUNTRY HILLS BLVD.

80 AVENUE

64 AVENUE

MCKNIGHT BLVD.

68 S

TR

EE

T

FALC

ON

RID

GE

1

2

3

›› NORTHEASTCOMMUNITIES

NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

4

DEC 7, 2012 - JAN 4, 2013 | NEW HOME GUIDE 17

FIRST

300VEHICLES

PARK FREE!ALL THREE DAYS!

With a new year revving up, homeowners start their annual ‘first of the year’ search for new home products and ideas, and know that it’s important to ‘get crackin’ on it to get the products and contractors they need, when they need them.

And that’s what HOMEXPO delivers! Suppliers, contractors and builders, all under one roof for three days. And FREE PARKING for the first 300 cars!

Kitchen and Bath renovator, John Sillaots is making his annual return to answer the neverending questions about the most important areas of the home – the kitchen and the bathroom!

The firstconsumer

home showof the year!

JANUARY 11 - 13, 2013BMO CENTRE, STAMPEDE PARK

HOURS Friday Noon - 9:00pm Saturday 10am - 8:00pm Sunday 10am - 5pm

ADMISSION Adults (18+) $12 Seniors/Youth $10 Children (12 and under) FREE

John SillaotsKitchen and bath specialist

7:30pm FRIDAYSATURDAY 1:30pm

Don’t miss our live presentationstage featuring designer andstar of ‘Love It or List It’on the W Network,

MsHilary Farr

18

LIFESTYLE HOMES | PROMINENT HOMES | SHANE HOMES | STERLING HOMES

STOP KISSING FROGSIt’s time to meet your proverbial prince… At long last, you’ve found what you’ve been seeking: a quality community where it’s possible

to buy a brand new home AND enjoy the schools, parks, shops and recreational amenities of

an established neighbourhood. The final two phases are now selling, so you still have time

(if you hurry!) to build a new home and become part of Okotoks’ newest “old” community as

well known for its conservation commitments as its family-friendly amenities.

visitdrakelanding.com for directions and tour a showhome today.

HOMES FROM THE $300s AND THE $500s

WWW.UNITEDCOMMUNITIES.COM

DRAKE LANDING | FOREST CROWNE | NOLAN HILL

THE RANCH | SAGE HILL | SILVERADO

20

01 AIR RANCHESSHOWHOMES: Ranch Rd.DEVELOPER: WestView BuildersBUILDERS: WestView Builders, Baywest Homes

02 CIMARRONDEVELOPER: Tristar CommunitiesBUILDERS: Excel Homes, Trico Homes, Cedarglen Homes, Coco Homes, Today’s Homes, California Homes, Assured Homes, Lask Homes

03 DRAKE LANDINGSHOWHOMES: Drake Landing Way, Drake Landing CrescentDEVELOPER: United CommunitiesBUILDERS: Landmark Homes, Lifestyle Homes, Morrison Homes, Shane Homes, Sterling Homes, Creations by Shane Homes, Prominent Homes

04 WESTMOUNTSHOWHOMES: Westland StreetDEVELOPER: Prominence Development Corp.BUILDERS: Jager Homes, Reid Built Homes, Sterling Homes, WestView Builders

05 EAGLE CRESTSHOWHOMES: Directly behind WestmountDEVELOPER: Prominence Development Corp.BUILDERS: Carpenter Homes

06 THE HILL IN WESTRIDGESHOWHOMES: Westridge RoadDEVELOPER: QualicoBUILDERS: Sterling Homes

07 CRYSTAL RIDGESHOWHOMES: Crystal Green Dr.DEVELOPER: United CommunitiesBUILDERS: Sterling Homes, Baywest, Crossley Homes

08 MOUNTAINVIEW (NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Limited PartnershipBUILDERS: Excel Homes,Sterling Homes

2A

2A 2A7

2A

OKOTOKS

MILLIGAN DR.

WE

ST

LAN

D S

T.W

ES

TLA

ND

ST.

32 ST. E

.32 S

T. E.

BANNISTER GATECRYSTAL SHORES

370 AVE. E.

549

549

WESTRIDGE DR.

SO

UT

HR

IDG

E D

R.

CIMARRON BLVD.

CIMARR

ON

TR

AIL

338 AVE. E.

NORT

HRID

GE

DR

.

CRYSTALRIDGEGOLFCLUB

OKOTOKSAIR

RANCH

CIM

ARR

ON

BLV

D.

1

7

3

2

6

8

4

5

›› OKOTOKSCOMMUNITIESNOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

visitdrakelanding.com


ASK AN EXPERT: by HEATHER RYAN

Q & A

Q: Do you have any tips for decorating my home for the holiday season?A: “I love the Christmas season and decorating for the holidays,” says Kal Macdonald, interior designer for Shane Homes and Creations by Shane Homes. “Putting in a little effort can go a long way to create a feeling of joy and celebration in your home.

“There are a number of simple things you can do besides having a Christmas tree, like adding a poinsettia. Both are very nice for this time of year,” he says.

Wreathes – artificial or natural – are a perfect symbol of Christmas and they aren’t just for the front door, he says. You can hang them in the front entry, above a fireplace, on the chimney above the hood fan in the kitchen or lay them flat and place candles in the middle and use them as a centrepiece for your table.

“I also love to add fresh pine boughs and garland to my decorating because they smell so great at Christmas,” Macdonald says, but you can also add scented candles and potpourri.

Macdonald suggests picking a style or colour theme for Christmas and carrying it throughout the home whether it’s traditional red, white and green, or a more modern colour – “we’re seeing turquoise and black this year and it looks great if you have a very modern look.”

On the fireplace mantle, add hurricane lamps, garland or a glass vase filled with Christmas balls that match your colour theme. Of course, he says, hanging stockings from the mantle is a Christmas tradition, and “you can turn it into a fun project to do with the kids by buying plain stockings and decorating them together.”

Some other fun and inexpensive activities to do with the kids include making construction paper chains and stringing popcorn that can then be used to decorate the Christmas tree.

And don’t forget the outside, Macdonald says. “Decorate the trees in your yard with large scale ornaments and lights and dress up the front porch with a Christmas mat, a wreath and fill empty flower pots with willow branches and pine boughs.”

DecorAting your home for the holiDAy seAson

a s k a n e x p e r t

• Walkout view lots • Spectacular Views • Estate Architectural Controls • 15 minutes to downtown

403.606.4745 www.couleewayestates.com

ESTATE VIEW LOTS FOR SALE - ONLY 8 REMAININGBUILD YOUR DREAM HOME ON A RIDGE LOT WITH SPECTACULAR

VIEWS BACKING ONTO OVER 100 ACRES OF NATURAL PARK


04 SILVERADOSHOWHOMES: Silverado Drv. SW, Silverado Skies SW, Silverado Blvd. SWDEVELOPER: United CommunitiesBUILDERS: Baywest Homes, Homes by Avi, Landmark Homes, Lifestyle Homes, Sterling Homes, Pacesetter Homes, Trico Homes, Creations by Shane Homes, Avi Concept, Shane Homes

05 WESTPARKSHOWHOMES: 80 Westpark Court SW DEVELOPER: Dundee DevelopmentsBUILDER: Homes by Avi, Lifestyle Homes, Greenboro Homes, Prominent Homes

06 SPRING VALLEY ESTATESSHOWHOMES: 16 Spring Valley Land SWBUILDERS: Tudor, Legend Developments, Elegant

07 CRESTMONTSHOWHOMES: 53 Crestridge View SW DEVELOPER: Qualico BUILDERS: Augusta Fine Homes, Jaymack Custom Homes

08 PASKAPOO IN COUGAR RIDGE DEVELOPER: Apex Limited PartnershipBUILDERS: Excel Homes and Shane Homes

09 COULEE WAY ESTATESDEVELOPER: Coulee Way DevelopmentsBUILDER: Christal Homeswww.couleewayestates.com

10 CASTLE KEEPDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Calbridge Homes, Greenboro Homes

11 ELMONT BAYBUILDERS: Westview Builders, Winwood Homes Showhomes Coming Soonwww.elmontbay.com

12 SEQUOIA IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Silverado Plains CircleBUILDERS: Broadview Homes, NuVista Homes, Sterling Homes

13 DRESSAGE IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Showhomes Coming soonBUILDERS: Baywest Homes, Augusta Homes

14 WESTLAND ESTATESBUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

15 WENTWORTH ESTATESBUILDERS: Prominent Homes

16 WEST GROVE ESTATESBUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes

17 ASPENSHIREBUILDERS: Prominent Homes

01 EVERGREENSHOWHOMES: Everbrook Dr. SWDEVELOPER: GenstarBUILDERS: California Homes

02 CURRIE BARRACKSSHOWHOMES: J5 2953 Battleford Ave.BUILDERS: Birchwood Properties, Crystal Creek Homes, Home by Avi, Empire Custom Homes, Mission Homes, Greenboro Estate Homes, Greenboro Luxury Homes, Evolution by Greenboro, and Avi Urban

03 MONTREUXSHOWHOMES: Tremblant WayDEVELOPER: Harmony ParkBUILDERS: Stepper Custom Homes, Cardel Homes

BOW TRAIL

16 AVENUE

14 S

TR

EE

T

17 AVENUE17 AVENUE

14 AVENUE SW

85 S

TR

EE

T

69 S

TR

EE

T

37 S

TR

EE

T

ANDERSON ROAD

37 ST

RE

ET

SH

ER

IFF

KIN

G S

TR

EE

T

S PR

UC

E M

EA

DO

WS

HW

AY

24 S

TR

EE

T

FISH CREEK BLVD

162 AVENUE

SA

RC

EE

TR

AIL

COACH

SOUTHLAND DRIVE

OLD BANFF ROAD

16 AVENUE

GLENMORERESERVOIR

FISH CREEK PARK

JAM

ES

MCKEVITT

SHAWNESSYBLVD.

MA

CLEO

AD

TRA

IL

BO

TT

OM

TR

MA

CLE

OA

D T

RA

IL

ELB

OW

DR

IVE

BLA

CK

FO

OT

TR

AIL

MEMORI

CE

NT

RE

ST

R

STO

NEY

TR

AIL

NW

9

2

7

1

13

113

4

5

6

8

10

12

14

1516

›› SOUTHWESTCOMMUNITIES


17

EVERYTHING ELSE ISDOWNHILL FROM HERE.

Visit www.PaskapooAtCougarRidge.com

SHOWHOMES

NOW OPEN


It’s that tIme of the year – frIends are gatherIng, famIly Is arrIvIng, the food is cooking, the presents are stacking and you are hosting a highly anticipated holiday event. In our house, the holiday party is a not-to-miss affair, I take this season very seriously and expect nothing less from my guests. It’s the one time of the year where everyone clears their schedules and unites together.

Much like interior decorating, we suggest planning your holiday décor in advance. Deco-rating for the holidays goes beyond just dressing your tree and hanging the lights. It also means setting your holiday table, decorating your entrance and creating a festive atmosphere around your house, especially if you are expecting guests. Prepare yourself for the amount of guests, the length of their stay and how many events you’ll be hosting. If you’re not hosting but rather attending, you still may want to make your home look and feel festive. The same

d e s i g n e r t o u c h

Entertaining by erica gelmanholiday style

Erica GElman Erica Gelman is Principal of Erica Gelman House Of Design. Specializes in both large and small scale residential design projects. Known for enhancing and creating new possibilities in every space of your home. House Of Design • ericagelman.com

principles apply to decorating your home day-to-day as they do to decorating your home for the holidays. The most impor-tant rule of design is consistency. Allow your holiday décor to reflect, in this case, a new season and embrace the spirit of the holidays.

Start with a theme. Usually, I would say to stay away from any themed décor however, when it comes to the holidays I say, “Go wild!” Generally there is an excitement when it comes to the holidays and when entertaining I like to bring that excitement out in the details. For luxuri-ous touches, what screams luxe more than glitzy gold or shimmering silver? You can add silver-rimmed wine or cham-pagne glasses accompanied with gold leaf charge plates at the dinner table. This year – we would suggest mixing your metals similar to what we are seeing in fashion, you don’t just have to choose one. Want to try a new spin on tradi-tional hues? You can incorporate royal jewel tones like emerald green and deep amethyst with silver accents and create your own classic design. However, if it’s fresh and modern décor you’re ready to implement, try black and white punctu-ated with crystal accessories or gold fin-ishes. Incorporate things that are simple with something somewhat special. It

could be your grandmother’s antique china mixed in with modern flatware, or historic family ornaments decorated in new apothecary glass vases.

When it comes to tabletop décor, a real statement comes from adding volume and height with various vi-gnettes. If you want to leave your dining table strictly for tableware then decorate around the room or on the buffet table. You can add one large centrepiece in the middle and several smaller ones around the room or across the table. While flowers are typically thought of as common centrepieces, we like to add contemporary details like birch trees cut down to size, faux antlers, lots of candles and even fur throws on dining seats.

Whether it’s Christmas, Chanukah or New Year’s Eve – be sure to deck your halls, dress your mantle, accessorize your tree, and set your tabletop.


Durability is probably the most overlooked trait of a home. Products that last a long time minimize waste in our landfills and save you money. If you are more concerned about getting the most square footage for your dollar today, you are likely costing yourself a lot more money in the long run. I see quite a few builders offering homes in this category. I can’t blame the builder totally—if people didn’t buy the product, builders wouldn’t produce it. All I can do is show you why this isn’t necessarily the best way to buy a home.

Consider the following scenario: You are looking for a home in the 2000 square foot range. You have been to many showhomes and have seen a few nice layouts that would work for your family. Most of the homes have durable features: hardwood/tile floors, heavier baseboards and trims, good quality kitchen cabinets and appliances, durable exterior finishes, and (of course) some energy saving items. Then you see another home. This home is 2200 square feet! The builder has finished the home with a lower quality package than the others but it’s still acceptable: carpet/linoleum floors, small/thin baseboards and trims, lower quality cabinets and appliances, exteriors meeting minimum code standards, and no energy saving items to speak of. This home is the same price as the others, maybe even a bit less! Sounds like a deal doesn’t it? Let’s look a bit deeper.

Fast forward seven years—this is the average time a family spends in a home. The first group of homes still show well. Your hardwood may have a few character marks, but is still in good shape. Your baseboard and trims have survived the rigor of a busy family life very well. Appliances are out of warranty but have worked without fail and have many years of service ahead of them. Kitchen cabinets and components are still in good shape. The exterior looks as good as the day you moved in and the energy saving items are still saving you money. The larger home may not have fared so well. At seven

years, carpet is looking a little worn in the high traffic areas and the linoleum has a few cuts and marks. The trims may need some replacing from the day-to-day family activities. Your appliances are occasionally needing repair. The hinges on your cabinet doors are sitting lop-sided and your drawers don’t slide as well as they used to. The exterior still looks presentable, but could use a little touching up, and you don’t have any energy saving features to speak of.

At this point, if you want to sell your home, you have two options: renovate before you sell or sell as is. If you renovate, you will spend more money than you can hope recover in the sale price. If you sell as is, the buyer will look at what needs to be done, figure out the cost, add a percentage to it “just in case”, and make you an offer based on that. Either way you will not receive the best return on your investment.

The energy saving items are of importance only because of legislation being implemented across the country. This requires sellers to have their home Energy Rated to show what the operational cost of a home is compared to another. This exists in Ontario and Atlantic Canada and is on the books right here in Edmonton (see Edmonton’s Green Building Plan).

You’ve heard many times that your home is the largest investment you will make. Buying quality and durability is almost always a better long term strategy than buying quantity.

DAVE TURNBULLProduct Development Manager

Landmark Group

To everyone who enjoys energy bills: We’re sorry.To everyone who enjoys energy bills: We’re sorry.

INVEST IN DURABILITY


797

560

RG

E R

D 2

7C

EN

TR

E S

T.C

EN

TR

E S

T.

McC

AN

N S

T.

ULM

ST.

MOE AV.

BESSE AV.

BRANDER AV.

COPELAND AV.

RAILWAY AV.

RAILWAY AV.

RA

ILW

AY A

V.

RAILWAY CR.

2 AV. N

2 AV. S

2 AV. N

DOUGLAS AV.

WENSTROM CR.

WELSHIMER CR.WILSON RD.

ANDERSON AV.

WIL

SO

N R

D.

HE

ND

ER

SO

N C

L.

HA

NS

ON

HO

LLO

WH

AN

SO

N W

AY

HA

NS

ON

DR

.

HENDERSON BY.

HENDERSON RD.

NESBITT AV.

NESBITT CL.

3 S

T. E

LLO

YD

CR

.

CR

ILLY

CL.

1 AV. N

1 AV. S

1AV.

COPELAND AV.

McK

INN

ON

ST.

AR

BO

GA

ST

ST.

BA

RB

ER

ST.

CO

WA

N S

T.

NE

WTO

N S

T.

BO

TS

FOR

D S

T.

WH

ITN

EY

ST.

CO

LWE

LL S

T.

VA

ND

ER

VE

LDE

PL.

MA

INS

TR

EE

TLA

GD

ON

LAGDONODDFELLOWHALL

TH

OM

AS

ST.

MC

DO

UG

ALL

ST.

TRAIL TRAILGLENMORE

LANGDONPARK

LANGDONSCHOOL

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

CHESTERMERECHESTERMERE SHOWHOMES: 80 Westpark Crt., Rainbow Falls Manor DEVELOPER: Truman Developments BUILDER: Shane Homes, Jager Homes, Lifestyle Homes, Beattie Homes, Lionsworthe Homes, Douglas Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Landmark Homes, Lifestyle Homes, Reid Built Homes

SHORES On WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

kInnIBURgH DEVELOPER: Isle of Mann BUILDERS: Beckmann Homes, Trendsetter Homes, Rythm Homes

04 BUffaLO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LakEPOInTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LangDOn01 BOULDER CREEk

DEVELOPER: Harmony Park BUILDERS: Shane Homes, Stepper Custom Homes, Carpenter Homes

02 HanSOn PaRk DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Stepper Custom Homes Ltd, Douglas Homes

STRaTHMORE THE RanCH In STRaTHMORE SHOWHOMES: 116-120 Ranch Gate DEVELOPER: United BUILDERS: Lifestyle Homes

WILDfLOWER RanCH In STRaTHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

LyaLTa03 THE LakES Of MUIRfIELD

SHOWHOMES: Muirfield Blvd. BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

34

2

1

›› CaLgaRyREgIOnEaST

nOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.


showhomes now openExperience the most distinctive estate living in Calgary, complete with majestic views and oversized, fully serviced lots. Home and Lot starting at $1 Million.

Only 20 minutes from downtown Calgary and the airport, 5 minutes to LRTShowhomes open Mon – Thurs 2-8pm, Sat & Sun 12-5pm, Closed Fridays.

Visit EstateLivingAtWatermark.com or contact our showhome builders.

albi homesalbihomes.com

587.351.7373

astoria custom homesastoriahomes.ca

403.208.1488

homes by us homesbyus.ca

403.477.7178

trickle creek custom homestricklecreekhomes.ca

403.608.4219

wolf custom homeswolfcustomhomes.ca

403.874.9511

28

07 TUSCANY HILLSIDE ESTATES SHOWHOMES: Tuscany Estate Rise NWDEVELOPER: Brookfield ResidentialBUILDERS: Landmark Homes, Albi Homeswww.tuscany-community.com

08 KINCORA SHOWHOMES: 150 Kincora Glen Rd.DEVELOPER: MelcorBUILDER: Excel Homes

09 EVANSVIEWSHOWHOMES: 8 Evansview ManorDEVELOPER: GenstarBUILDERS: Cardel Homes, Acuri Homes

10 SAGE MEADOWS SHOWHOMES: Sage Meadows Circle NWDEVELOPER: Genesis Land Development Corp.BUILDERS: Genesis Builders Group, Passion Homes, Reid Built Homes, Today’s Homes WWW.GENESISBUILDERSGROUP.COM

11 VALLEY POINTE ESTATESDEVELOPER: MelcorBUILDERS: Shane Homes, Reid Built Homes and Landmark Homes

12 BEARSPAW WILLOW CREEKBUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

13 WATERMARK AT BEARSPAWDEVELOPER: Macdonald Development CorporationBUILDERS: Astoria Homes; Knightsbridge, Trickle Creek Homes, Homes by Us, Wolf Custom HomesWWW.WATERMARKATBEARSPAW.COM

14 EVANSRIDGEDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Genesis Builders Group, Landmark Homes, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes

15 ROCK LAKE ESTATESDEVELOPER: Decker ManagementBUILDERS: Ashton Custom Homes, Crystal Creek Homes, Lupi Luxury Homes

16 ROCKFORD ESTATES - TRAIL’S ENDBUILDER: Jager Homes

01 PANORAMA HILLSSHOWHOMES: Panatella Blvd. NW, Panatella Square NW,Panora Way NWDEVELOPER: GenstarBUILDERS: Homes by Avi, Cardel Homes, Cedarglen, Landmark,Excel Homes, Arcuri Homes

02 ROYAL OAKDEVELOPER: Birchwood PropertiesBUILDERS: Birchwood Properties

03 EVANSTONSHOWHOMES: Evanspark Circle NWDEVELOPER: QualicoBUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

04 SAGE HILL SHOWHOMES: Sage Hill Point NW, Sage Valley Park NW, Sage HillGreen NWBUILDERS: Shane Homes, Landmark Homes, Excel Homes, Trico Homes, Morrison Homes, Discovery Homes, Baywest Homes, Creations by Shane Homes, Homes by Avi

05 NOLAN HILL:Showhomes now openDEVELOPER: United CommunitiesBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Today’s Homes, Trico Homes www.nolanhillunited.com

06 BEACON HEIGHTS SHOWHOMES: Sherwood Crescent NW DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

OR

AM

A R

OA

D

COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

64 AV

CEN

TRE

STR

EET

14 S

TREE

T

JOHN LAURIE BLVD.

17 AVENUE

ROC

KY

RID

GE

ROA

D

12 C

OU

LEE

MIL

E RO

AD

17 AVENUE

85 S

TREE

T

69 S

TREE

T

37 S

TREE

T

SAR

CEE

TR

AIL

OLD BANFF COACH ROAD

S T

ONE

Y TR

AIL

NO

SE H

ILL

DR

IVE

SHAG

ANN

API

TRA

IL

ROC

KY RIDGE

BLVD

COUNTRY HILLS BLVD.

AIL

SARCEE TR

AIL

BEDDINGTON

HARV

EST

HIL

LSSYM

ONS VALLEY ROAD

SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

SARC

EE T

RAIL

O

NOSE HILL PARK

STONEY TRAILST

ONE

Y TR

AIL

BEAR

SPAW

RO

AD

WO

ODL

AND

ROAD

HWY 1A

north

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

Developer: Birchwood Properties

Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW

Beacon Heights

Developer: Intergulf Cidex

6

Builders: Trico Homes/Intergulf Cidex

Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

1

4

7

2

6

5

3

8

›› NORTHWESTCOMMUNITIES


910

11

12

13

14

1516

The Perfect Place


GIFTS FROMTHE HEART

2012 GIFT GUIDE

Whether they dress up a home or make the world a bett er place, these gift s will help you spread the joy this holiday season. // by SILVANA LONGO

HOME SWEET HOME

01

04

07

08

09

0605

02 03

01 Diptyque 6.5 ounce Candle, $82. VISIT HOLTRENFREW.COM 02 Lilac Linen Napkins, set of four, $24.50. Beaded Flower Napkin Ring, $4.50.VISIT CHAPTERS-INDIGO.CA 03 Cuisipro Garnishing Grater, $29.99. VISIT CUISIPRO.COM 04 Unikko Tea Pot, $87. VISIT EQ3.COM05 & 06 Vintage Cocktails, $50 & Perfect Start to your Day, Breakfast & Brunch, $19.95 VISIT ANTHROPOLOGIE.COM07 Colanders, $24.99 each. VISIT TRUDEAU.CA 08 Ruffl ed Pie Dish, $49.99 (raspberry or yellow). VISIT EMILEHENRY.COM.09 Chenille Throw, orange, $59. VISIT URBANBARN.COM

2 0 1 2 g i f t g u i d e

C O N T I N U E D O N PA G E 3 2 . . .


Perfect for children. And their parents, grandparents, uncles and aunts.

A Northwest Community

E vansRidge o� ers plenty of green space, and a wide range of homes at many price points, all with classic design and superior cra� smanship.

� e choices are perfect for young couples, growing families and seniors. Like every Dundee community, EvansRidge is created with forever in mind.

Avi Mix & Match • Calbridge Homes • Genesis Builders Group Homes by Avi • Innovations by Jayman • Landmark Homes

Morrison/Discovery • Stepper Custom Homes • WestView Builders

NEVANSTON DR NW

SHOWHOMES

EVAN

SPAR

K BL

VD N

W

SYMONS VALLEY PARKWAY NWSYMONS VALLEY ROAD NW STONEY TRAIL NW

BEDDINGTON TRAIL NW

Monday to � ursday – 2pm to 8pmSaturday, Sunday and holidays – noon to 5pm

403.245.3515

LifeOnTheRidge.ca

New Showhomes Open

Rear garage

$299,900Front garage

$399,900

Walkouts

$515,000

Ridge Walkouts

$600,000

CLIENT: Evans RidgeFILE NAME: DDRT 0576 EvansRidge 7.5x10.5 AD NewHomeBuyersGuide V03 20120816AD NAME: Perfect for children. And parents, grandparents, uncles and aunts.DUE DATE: Aug 31, 2012

PUBLICATION: New Home Buyers GuideAD SIZE: 7.5”w x 10.5”hAD SPECS: 300 DPI, CMYK, HI-RES PDFDESIGN/PRODUCT: PM

31

FOR HIM

01 02

03

05 06

04

01 MasterCraft Stud Finder, $59.99. VISIT CANADIANTIRE.CA 02 Man Cave Hanging Sign, $24.99. VISIT CANADIANTIRE.CA03 Stanley Fatmax 1/2-inch Impact Wrench, $149.99. VISIT CANADIANTIRE.CA 04 Dads are the Original Hipsters, $14.95. VISIT URBANBARN.COM05 Private Label Men’s Terry Robe, $150. VISIT HOLTRENFREW.COM 06 Holt Renfrew Men’s Cashmere V-Neck, $240. VISIT HOLTRENFREW.COM

2 0 1 2 g i f t g u i d e | C O N T I N U E D

C O N T I N U E D O N PA G E 3 4 . . .


ACCESS FROM SARCEE TRAIL OPEN SOON!

LANEd HOMESfrom the $320s

FRONT ATTACHEd gARAgE HOMES

from the $400s

to the $700s

Discover old-world charm in Calgary’s northwest and tour 12 distinctive showhomes today. Visit us online for updates to Sarcee Trail access.

nolanhillunited.com

Shane Homes Sterling Homes Trico Homes Homes by Avi Morrison Homes Baywest Homes

Drake Landing • Forest Crowne • Nolan Hill • The Ranch • Sage Hill • Silveradounitedcommunities.com

SARCEE TRAIL

SYMO

NS VA

LLEY ROAD BEDDINGTON TR

STONEY TRAIL

SHAGANAPPI TR

COUNTRY HILLS BLVD.

144 AVENUE NW

NOLANHILL

SAGEHILL

BEACON HILLSHOPPING

FOR HER

01 Return to Tiff any Heart Tag in RUBEDO on a sterling silver bracelet chain, $525. VISIT TIFFANY.COM02 Marc by Marc Jacobs Makeup Case,$98. VISIT HOLTRENFREW.COM 03 Unstructured Suede Bag, red, $99.99. VISIT WINNERS.CA04 Ruched Gloves, $24.97. VISIT SEARS.CA 05 Cara Double Teardrop Earrings, $35. VISIT HOLTRENFREW.COM06 Echo Tech Neck Warmer, $52. VISIT HOLTRENFREW.COM

01

03

05 06

04

02

2 0 1 2 g i f t g u i d e | C O N T I N U E D


31 Evansridge Close NW

Genesis Builders has raised the bar.

Experience the exceptional value and

craftsmanship of a Genesis home in

EvansRidge. Our single family homes feature

9’ main floor, granite kitchen countertops,

hardwood/tile/carpet, stainless steel kitchen

appliances, 4 ¼” baseboards, 3 ¼” casings

and much more.

Home, lot and GST starting at $340,000.

Higher Standardat No Extra Cost

Show Home Hours: Mon - Thurs: 2pm - 8pm / Friday: By appointment / Sat, Sun & Holidays: 12pm - 5pmContact: 403.475.8162 / [email protected]

Visit our show home today and experience how

the new standard is a higher standard with Genesis.

GenesisBuildersGroup.com

gb1061EvansNHG_Dec.indd 1 12-11-27 3:41 PM

35

ravenswoodairdrie.ca

CRESTMONT • EVANSTON • SILVERADO • THE HILL • RAVENSWOOD • REDSTONE COMING SOON - PAINTED SKY • DOUBLE CREEK

QUALICOCOMMUNITIES.COM

Eight showhomes now open Monday through Thursday from 2pm to 8pm or Saturday, Sunday and holidays from noon to 5pm.Broadview Homes (403.980.5600), McKee Homes (403.980.1092), NuVista Homes (403.980.9525) Pacesetter Homes (403.980.8625)

MOVE-UPS FROM THE $380’s STARTER HOMES FROM THE $290’s

The famous architect believed in building homes in harmony with people and their environment. Add in a reasonable budget and that’s the kind of home you’ll find in Ravenswood. So why choose a community that only offers shades of beige when you can have a home that’s alive with color for the same price. Visit Ravenswood today to see for yourself how you can get affordable homes without sacrificing style.

If Frank Lloyd Wright lived in Airdrie,he’d live here.

RAVENSWOOD - New Home Guide - 7.5x10.5 - Oct15.indd 1 12-09-25 3:46 PM

36

›› airdriecommunities01 bayside estates

sHoWHomes: Bayside Circle SW, Baywater Crescent deVeLoPer: Genesis Land Development Corp. buiLder: Genesis Builders Group, McKee Homes, Coco Homes, Sovereign Homes www.genesisland.com

02 Windsong sHoWHomes: Windsong Dr. deVeLoPer: Mattamy Homes buiLders: Mattamy Homes

03 reunion sHoWHomes: Reunion Street NW. & Reunion Grove NW deVeLoPer: Hopewell Residential Communities buiLders: Excel Homes, Sabal Homes, McKee Homes

04 king’s HeigHts sHoWHomes: Kings Height Blvd. deVeLoPer: Melcor buiLder: Jayman MasterBUILT, Loreck Homes, McKee Homes, Reid Built, Shane Homes

05 raVensWood sHoWHomes: Ravenswood Drive deVeLoPer: Qualico buiLders: NuVista, McKee Homes, Pacesetter, Broadview

06 cooPers crossing sHoWHomes: Cooper’s Drive, Cooperstown Court deVeLoPer: Westmark Holdings buiLders: McKee Homes, Trico Homes, Artigiano Developments, Canterra Custom Homes

07 WiLLiamstoWn sHoWHomes: Williamstown Green deVeLoPer: Vesta buiLders: Douglas Homes, Talisman Homes, Vesta

08 HiLLcrest developer: Apex Limited Partnership builders: Excel Homes, Shane Homes, Trico Homes

09 Prairie sPrings builders: Prominent Homes, McKee Homes

VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

2

1

3

4

5

note: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

6

9

7

8


by HeatHer ryan

Shane Homes’ Fiesta II a Hit witH buyers in Hillcrest

s h o w h o m e r e v i e w

With a range of exceptional standard features and numerous optional layouts to suit various needs, Shane Homes’ Fiesta II showhome in

Hillcrest has become a hit with new homebuyers.On parade in Hillcrest, the highest point in Airdrie,

the 1,921-sq.-ft. Fiesta II showhome “is one of our most popular models and people say it feels much larger than it is,” says area manager Jeff Brodowski. “It’s a very family-oriented home with a good sized kitchen that you often see in much larger homes. It has a very functional design and the price point is perfect – starting in the $380,000s (including house, lot and taxes).

“People really love that there are so many different options available and that the design can be modified as well,” he says. “They also love the high end standard

features such as granite in the kitchen and bathrooms and the openness of the floorplan, yet it still offers great conversational areas, so it’s perfect for entertaining.”

Stepping inside the Fiesta II the bright open foyer offers plenty of room to greet guests as well as space for a hall table or bench. Around the corner and down from the front entry, the great room is eye-catching thanks in part to a gorgeous angled fireplace that is surrounded in stone-look tiles that stretch from the hearth to the ceiling for an elegant look.

Across from the great room, you’ll want to devour the scrumptious kitchen that features a long level island as its focal point. The island provides substantial room for food prep and guests can pull up bar stools and socialize with the host. The kitchen also features granite countertops,


an abundance of cabinets, a built-in wine rack, glass mosaic tile backsplash and stainless steel appliances. A door in the kitchen opens to a walk-through pantry, with plenty of shelves for storage and leads to the garage entry.

Adjacent to the kitchen is a huge dining nook that provides space for a large table and you can even expand the entertaining to the out-doors through a single door to the rear deck.

Going upstairs to the left, the owners’ suite has room for a king-sized bed and a sitting area. The inviting ensuite includes his and her sinks, corner soaker tub, oversized walk-in shower, built-in makeup table and huge walk-in closet.

Down the hall are two good sized rooms for the kids, the main full bathroom and double doors open to the upstairs laundry.

At the front of the home, you’ll be wowed by the bonus room that is highlighted by a fabulous wall-to-wall built-in entertainment centre complete with space for

a big screen TV and loads of shelves to house all your electronic gear and more. The expansive room is a great place for kids to entertain friends or for the family to relax

and enjoy a movie night and there is even additional room to place a desk for a study area.

Homebuyers have a vast selec-tion of lots in phase two and phase three, which includes mountain views and greenspace.

“There are bigger lots available in these phases. We are building homes in Hillcrest for a variety of homebuyers, from first-timers to move-up and estate buyers, so there is a great selection available,” Brodowski says.

Shane Homes also has the Tofino on its showhome parade in Hillcrest. The showhomes are open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m. Call Jeff Brodowski at 403.536.2316 for more information about these showhomes and other models and lots available in Hillcrest, or visit shanehomes.com

Fiesta II “is one of our most popular

models and people say it feels much larger

than it is.”



02 COPPERFIELDSHOWHOMES: Copperpond Heath SE and Copperpond Blvd. SE www.copperfield.caDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes

03 CRANSTONSHOWHOMES: Cranarch Landing DEVELOPER: Brookfield ResidentialBUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Discovery Homes, Landmark Homes, Baywest Homes, Brookfield Homeswww.livecranston.ca

04 WALDENSHOWHOMES: Walden Terrace SE DEVELOPER: GenstarBUILDERS: Cardel Homes, Innovations by Jayman, Excel Homes, Homes by Avi, California Homes, Avi Urban

05 MAHOGANY SHOWHOMES: Mahogany Boulevard SE & Mahogany Heights SEDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico HomesESTATESHOWHOMES: Mahogany Manor SEBUILDERS: Baywest Homes, Calbridge Homes, Morrison Homeswww.mahoganyliving.com

06 McKENZIE TOWNE DEVELOPER: Brookfield Residential ELGIN VILLAGESHOWHOMES: McKenzie Towne Dr. SE, Elgin Meadows Green SE., Elgin Estates View SEBUILDER: Cardel Homes, Albi Homes, Cove Properties, Cardel Lifestyles, Brookfield Homes, Avalon Master Builderwww.livemckenzietowne.ca

07 NEW BRIGHTONSHOWHOMES: New Brighton Dr. SEDEVELOPER: Brookfield ResidentialBUILDERS: Shane Homes, Cardel Homes, Trico Homes, Cedarglen Homes, Morrison Homes, Homes by Avi, Innnovations by Jayman, Brookfield Homeswww.livenewbrighton.ca

08 CHAPARRAL VALLEYSHOWHOMES: Chaparral Valley Drive SE & Chaparral Valley SQDEVELOPER: GenstarBUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK SHOWHOMES: Quarry Landing SE, Quarry Parkway SE.DEVELOPER: Remington CorporationBUILDERS: Cardel Homes

MCLVO

R BL

VD.

16 AVENUE 16 AVENUE

32 AVENUECEN

TRE

STR

14 S

TREE

T

MCKNIGHT BLVD.

86S

ERT

ET

17 AVENUE17 AVENUE

GLENMORE TRAIL

52 S

TREE

T52

STR

EET

BAR

LOW

TR

AIL

Mac

LEO

AD

TR

AIL

MacLEOAD TRAIL

36 S

TREE

T

DERSON ROAD

SHER

IFF

KIN

G S

TREE

T

SPRU

CE

MEA

DO

WS

HW

AY

24 S

TREE

T

2 AVENUE

MARQUIS OF LORNE TRAIL

MEMORIAL DRIVE

BLA

CKFO

OT T

R A IL

BOW BOT

TOM

TR

JAM

ES M

cKEV

ITT

DEERFOOT TRAIL

HLAND DRIVE

ELBO

W D

RIV

E

SHAWNESSYBLVD.

130 AVENUE

McKEN

ZIE

LAKE

MORE VOIR

EEK PARK

FISH CREEK PARK

CRANSTONAVE. SE SETON BLVD SE

CopperfieldDeveloper: Hopewell Residential Communities

Mahogany

Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

Auburn Bay

Developer: Carma

Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens

Showhomes: Corner of Cranston Ave.& Cranarch Rd.

Showhomes: Walden Rise SE

Showhomes: Mahogany Heath SE.

Showhomes: New Brighton Dr. SE.

Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

1

McKenzie TowneDeveloper: Carma

ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes

VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT

Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

New Brighton

Developer: Carma

Valley View EstatesDeveloper: Carma7

8

Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

Builders: Cedarglen Homes

Lake Chaparral

Developer: Genstar

9

Builders: Homes by Avi | Cedarglen Homes | Jayman MasterBUILT | Shane Homes

CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates

Developer: Carma

Builders: Albi Homes | Landmark Homes | Baywest Homes

WALDEN

Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

south

2

5

6

3

4

Showhomes: Chapalla Point SE. Lake Chaparral Dr.

4

8

5

2

76

13

9

›› SOUTHEASTCOMMUNITIES

01 AUBURN BAYSHOWHOMES: Auburn Shores Way SE & Auburn Springs Blvd SE, Auburn Bay Blvd. SE, Auburn Sound Manor SE, Auburn Bay GardensDEVELOPER: Brookfield ResidentialBUILDERS: Brookfield Homes, Cardel Homes, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Inspire by Jaymanwww.liveauburnbay.ca


BMO FINANCIAL GROUP HAS SOME good advice for homebuyers looking to get their � nances in order: Stick to the one-third rule when planning the purchase of a home.

When assessing whether a new home is � nancially realistic, remember that housing costs (including mortgage payments, utilities and taxes) should not take up more than one-third of your total household income.

“If you can land safely within these parameters, then homeownership is an affordable and realistic option,” says Laura Parsons, mortgage expert, BMO Bank of Montreal.

Parsons added that Canadians looking to buy a home should choose a shorter amortization, which will save them thousands of dollars in interest over the life of the mortgage and ensure they can begin building equity in their home faster.

For those looking to buy a home, BMO suggests trying its mortgage calculator (bmo.com/calculators) to determine how much you can realistically afford.

HOUSING AFFORDABILITY

and theone-third rule

When assessing whether or not a new home is fi nancially realisti c, remember that housing costs (including mortgage payments, uti liti es and taxes) should not take up more than one-third of your total household income.

DEC 1, 2012 - JAN 12, 2013 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 42

g e t t i n g y o u r f i n a n c e s i n o r d e r


i n s i g h t

Landscape 360. Professional Landscape Construction.

IN THE MIDDLE OF WINTER AND just after the holidays, landscaping might be the furthest thing on your mind. Land-scape 360 would like to highlight a few ideas homeowners can contemplate over our long winter.

Hiring a landscape contractor should be exciting and satisfying. However, this can be a very discouraging time for some homeowners, unsure of where to begin, what you want it to look like and who to talk too. Have a plan. You can never call a company too early to plan for the following season’s project. Many landscaping com-panies are limited in the number of jobs they can do in a season. Having a plan and beginning the process early can allow for

your project to be started in the spring. Custom woodwork is one of many

options to incorporate into your landscape. Decks, pergolas, fences, retaining walls can all be built a number of different ways. Like most aspects of landscape construc-tion, choosing the right material is key. Your options include spruce, which can be used for decks and fences but is a lower grade lumber and typically requires a solid or semi solid paint or stain.

Pressure treated spruce or pine – which is chemically treated with wood preserva-tives – is another great option. This pro-vides the lumber with protection from the elements and provides greater longevity of your wood. Pressure treated lumber is ex-cellent for retaining walls and fences.

Cedar is strongly recommended for decks, pergolas and privacy screens/walls. It withstands our climate and has an ex-traordinary natural beauty. Cedar needs to be treated with stain or oil to prevent

Having a plan and beginning the process early can

allow for your project to be started in the spring

Launch your landscape project

by BRAD JACKMAN


the wood from turning grey. It requires more maintenance than your other options but the sacrifice we feel is worth it. You should expect to stain your cedar deck every other year depending on sun expo-sure, traffic, pets and usage.

Kayu is also an option for homeowners craving that high-end deck. It is an exotic hardwood that is used throughout the world on docks, ships and many high traffic areas. Kayu withstands all weather condi-tions and is a perfect complement to any landscape. Quality craftsmanship in wood-work is as important as the product you are choosing.

Many landscape companies do not address all aspects of landscaping. Find a

landscape company that will complete the task from start to finish and handle any subcontracting required. Remember there are many different approaches to outdoor projects. The final result will fall between what you can plan and budget for and what your landscaper is capable of creating.

When deciding which landscape company to hire, it’s beneficial to do your research. Ask to see their portfolio, view their website and look into some of the products yourself. Most importantly, ask lots of questions. Landscape construction can be done very different. Hire a company which uses quality equipment, utilize the best products available and have it in-stalled professionally.

403.452.0360 | landscape360.ca | like us on facebook

The final result will fall between what you can plan and budget for and what your landscaper is capable of creating


COCHRANE

RA

NG

E R

D 40

RANGE RD 43

RA

NG

E R

D 4

2

RA

NG

E R

D 4

2

RANG

E RD 42

SUNSET BLVD.

CHINIKI DR.

BENCHLANDS DR.

RAILWAY ST. W.

Glenpatrick D

r.

RIVERVIEW DR.

TOW

ERS

TRA

IL

GEORGE FOX TRAIL

GEORGE FOX TRAIL

BOW

MEADO

WS DR.

BOW RIDGE CRESCENT

W. TERRACE DR.

W. TERRACE RD.QUIGLEY DR.

QUIGLEY DR.

W. EDGE.RD

W. MCMANUS RD.W. MCDOUGAL RD.

BOW

RIDG

E RD.

BO

W R

IDG

E D

R.

RIV

ER

VIE

W C

IRC

LE

RIV

ER

HE

IGH

TS

RIS

E

GLE

NPA

TR

ICK

RD

.

GLE

NH

ILL

DR

.

1 St. E.

1 ST. W.

1 ST.

BA

IRD

AV

E.

PO

PE

AV

E.

RO

SS

AV

E.

CE

NT

RE

AV

E.

RETREAT RD.

4 AV

E N

RETREAT RD.

RETREAT RD.

BIG HILL RD.

EAG

LEVIEW

HEG

HTS

EAGLEVIEW

WAY

GLEN

EAGLES D

R.

GLENEAGLES DR.

TWP RD 261

22

22

221A

1A

1A

1A

1A

1A

RIVER HEIGHTS DR.

HO

RS

E C

RE

EK

RD

.

01 HERITAGE HILLSSHOWHOMES: Heritage Green DEVELOPER: Harmony ParkBUILDERS: Stepper Custom Homes, Trico Homes,

02 JUMPING POUND RIDGESHOWHOMES: Jumping Pound Terrace www.jumpingpoundridge.comBUILDERS: WestView Builders, Baywest Homes,

Kingsmith Homes

03 SUNSET RIDGESHOWHOMES: Ridge View Green Sunset Way DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman,

Janssen, Calbridge, Excel Homes

04 RIVERSONGSHOWHOMES: River Heights Blvd., River Heights Cres. DEVELOPER: Tamani

BUILDERS: Phase 3: Innovations by Jayman, Sabal HomesPhase 4: Jager Homes, Jayman MasterBUILT, NuVista Homes

05 MONTERRA ON COCHRANE LAKE SHOWHOMES: Monterra Link DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES SHOWHOMES: West Pointe Manor DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE LOCATION: Cochrane DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, Reidbuilt www.firesidecochrane.com

08 HEARTLAND SHOWHOMES: Horse Creek Road DEVELOPER: Apex Developments BUILDERS: Excel Homes

1

2

7

3

4

6

›› COCHRANECOMMUNITIES


8


h o m e b u y e r s ’ h e l p

homebuyers’ resource section

You love the home, see what You can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment

calculation chart

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow. Divide by

1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFYFOR A MORTGAGE ON YOUR DREAM HOME

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTERESTRATES

% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS

CALCULATE YOUR MORTGAGE PAYMENTSCALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAXINCOME

AMOUNT OF MORTGAGE(PRICE – DOWN PAY-

MENT)DIVIDE BY 3

AFFORDABLEMONTHLYPAYMENTS

AMORTIZATION AMOUNTCHART FIGURE

AMOUNTOF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATEDMONTHLY

TAXES & HEAT

h o m e b u y e r s ’ h e l p


AGF Trust - 4.650 3.040 3.200 3.240 3.340 3.490

ATB Financial 3.000 4.000 3.100 3.140 3.700 4.390 3.690

Bank of Montreal 3.100 4.000 3.100 3.140 3.700 4.640 5.240

Bank of Nova Scotia 3.100 4.550 3.650 3.890 3.990 4.390 4.990

BMO 3.100 4.000 3.100 3.140 3.700 4.640 5.240

Bridgewater Bank - - 3.240 3.390 3.250 3.570 3.250

CIBC Mortgages 3.200 4.450 3.100 3.290 3.700 4.390 5.240

Canadian Western Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Canadian Western Trust 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Equitable Trust - - 3.100 3.140 3.700 4.640 5.240

First Calgary Financial - 4.000 2.390 3.140 2.990 3.290 3.290

First National Financial 3.000 3.950 2.740 2.690 2.890 3.150 3.190

HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240

Home Trust Company - - 2.990 - 3.190 - 3.190

ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.440

ING Direct 3.000 - 3.250 3.250 3.250 3.250 3.190

Investors Group Trust 3.000 4.000 3.100 3.140 3.700 4.640 5.240

London Life 3.000 4.000 3.100 3.140 3.700 4.640 5.240

Manulife Bank 3.000 4.450 3.000 3.100 3.150 3.150 2.950

Manulife Trust - 4.450 3.000 3.100 3.150 3.150 2.950

National Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Peace Hills Trust - 4.500 3.100 3.350 3.700 3.850 3.950

President’s Choice Fin’l 3.100 6.040 3.140 3.200 3.240 3.300 3.340

Royal Bank of Canada 3.200 4.000 3.100 3.140 3.650 4.640 5.240

Servus Credit Union - 4.000 3.100 3.140 3.700 4.390 5.240

T-D Mortgage 3.200 4.000 3.000 3.140 3.700 4.640 5.240

Your Neighbourhood C.U. - - 3.150 3.250 3.350 3.390 3.440

MORTGAGE INTEREST RATES VARIABLE 6 month 1 year 2 years 3 years 4 years 5 years

PREPARED BY CANNEX ON NOVEMBER 12, 2012. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2012 CANNEX Financial Exchanges Limited. All rights reserved.

MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:

CONVENTIONALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

OPEN MORTGAGE:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE:Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.


m o r t g a g e m o g u l

by JASON ELDRIDGE

Why use a mortgage broker?

Jason EldridgE P.F.P, B.Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage)

CEll 403.630.1718 Fax 866.708.5807 Email [email protected] WEb/apply onlinE jason.axiommortgage.ca

For years, people wishing to purchase or refinance a home have always gone to the same place… their bank. Is this the best option for everyone? Not neces-sarily, but it is the one that most people have been aware of, or felt obligated to use – perhaps until now.

In the past, mortgage brokers were often called upon in cases where the client(s) did not qualify under tradi-tional criteria, or they needed money quickly and hence had to borrow from a “loan shark.” While mortgage brokers still assist clients with bruised credit and other qualifying challenges, the vast majority of our clientele is made up of clients just like yourself, with good job stability and excel-lent credit.

so, why should you contact a mortgage broker? Firstly (and probably the biggest reason for most clients),

rate… rate… rate! When you go to your bank, more times than not, you will be put into the common situation of having to negotiate with your banker for a better rate. When you work with a broker, if you qualify for the best rates (based on your credit history), you automatically get the best rates. and the best part… it doesn’t cost you a thing. There is no charge for our service and no negotiation is required. Re-member, even a quarter-point lower rate can save you thousands in interest over the course of your term.

secondly, you have more lenders and options to choose from. When you go to your bank, you have access only to their suite of mortgage products. Mortgage brokers have access to more than 30 lenders, including many of the chartered banks, so we have access to a vast array of mortgage options to suit your particular needs and goals. While there can be subtle differ-ences, something such as better prepayment privileges may be a reason for choosing one institution over another.

Thirdly, mortgage brokers cater to your schedule, not the other way around. Don’t you enjoy the process of calling your bank and then you are told that they can’t see you for a week or so because they are already

“booked up” with appointments? Mortgage brokers will meet with you where and when you prefer, or at the very least offer you the convenience of arranging your financing via phone, fax and/or email. Generally speaking, you can be pre-approved for mortgage financ-ing the same day you apply.

Finally, mortgage specialists are able to offer their clients a more relaxed qualifying process. If you don’t happen to meet all of your banks’ criteria, they will often turn you away, whereas a broker will continue to source your application to as many lenders as required to find you the financing you require based on your personal situation.

If you are looking for a change, and would like to experience the convenience and value of working with a dedicated mortgage professional, please ensure that they have their proper accreditation. as a mortgage planner working with axiom Mortgage solutions, I am governed by the alberta Mortgage Brokers association (aMBa) and the Real estate Council of alberta (ReCa). as always, I welcome any questions or comments you may have regarding the information contained in my articles.

until next month…


Year-round fun and adventure Everything’s within reach at Bayside in Airdrie. Embrace the tranquility, enjoy dinner at a local

restaurant or hit the shops at CrossIron Mills. Here, the pace is a little slower and the cost is a little

lower - making waterside living surprisingly affordable. With two new phases of this award-winning

community now selling - it’s time you planned your escape to Bayside.

Waterside living without getting soaked.

Another Uncommon Community by Genesis Land

Escape to Bayside in Airdrie

Coco HomesGreig [email protected]

Sovereign HomesKevin D’[email protected]

Genesis BuildersAnni Jansson403-980-3105bayside@genesisbuildersgroup.comgenesisbuildersgroup.com

Genesis Builders Anni Jansson403-980-3105bayside@genesisbuildersgroup.comgenesisbuildersgroup.com

McKee HomesKellee [email protected]

PHASE 7 PHASE 9SIDE BY SIDE / SINGLE FAMILY HOMES SINGLE FAMILY HOMES

www.genesisland.com

Yankee Valley Blvd West

Dee

rfoo

t Tra

il#2

Hig

hway

8 St

reet

SW

SW Airdrie

gl1031BaysideNHG_Dec.indd 1 12-11-29 11:57 AM

051-Genesis-Saddlestone 12-07-12.indd 51 11/29/12 2:46:39 PM

Priddis Greens Dr

Hwy 22X

Mac

Leod

Tr

PRIDDIS

CALGARY

N

H awk’s Landing at Priddis Greens is an exclusive estate community nestled in the forested foothills of the majestic Rocky Mountains. Located just 15-minutes

from Calgary, Hawk's Landing offers all the amenities of country living just a short drive from big-city conveniences. All lots are fully-serviced, so that you can start building the

custom home of your dreams as soon as you select your perfect homesite.

IMMEDIATE POSSESSIONS

NOW AVAILABLE!

A whole new meaning to “Home for the holidays”

403.338.1313 (ext. 231)[email protected]

*By appointment only*

Come visit us today in Hawk’s Landing!

052-Prominent 12-07-12.indd 52 11/29/12 11:22:12 AM

calgary new home guide - december 7, 2012

Documents