calgary home guide - 10 july, 2015

July 10 - August 7, 2015 Volume 15 Issue 07

Your Best Source for Homes & CondosCalgary Edition

Ray Riley ROYAL LePAGE Foothills403.270.7601 | [email protected] | www.rayriley.comFor more information on this property, please go to page 26-27

Luxury, charm and privacy in the heart of Mount Royal

INSIDE THIS ISSUE

5 EASY HOME STAGING TIPS TO TRY THIS SUMMER

EXPLORE THE EAU CLAIRE NEIGHBOURHOOD

CALGARY HOME SALES AND PRICES UP

DIANNE & MICHAEL BROWNCALL & ASK FOR DIANNE

LANDAN REAL ESTATE

403-256-38881-800-661-6262

403-256-3888403-256-38881-800-661-62621-800-661-6262Dianne Brown

DIANNE & MICHAEL BROWN 403-256-3888DIANNE & MICHAEL BROWN 403-256-3888REAL ESTATE TEAM

LANDAN REAL ESTATE

[email protected]

ACHIEVEMENTS• RE/MAX Platinum Club • RE/MAX President’s Club

• Chairman’s Club • Member of MLS Million Dollar Club

REAL ESTATE TEAM

Condominiums

EVERGREEN

RARE OPPORTUNITY! 1 bdrm & lock-off suites in the Swan Evergreen Village ASSISTED LIVING facility. Amenities include full service dining, fitness facility, games & craft rooms, bistro & professional onsite mgmt.

$215,900 - $296,900 + GST

VICTORIA PARK

Spectacular downtown skyline views from this newer contemporary 2 bdrm, 2 bath condo w/floor to ceiling windows, Espresso cabin-etry, quartz counters,stainless appliances & covered deck. Ameni-ties incl: a well equipped gym.

$469,900

VARSITY ESTATES

Brand New Luxurious 2 bdrm, 2 bath condo. Features incl: Down-town & Mountain views, hdwd, ceramic & cork flooring, quartz counters, stainless appliance pkg, underground pkg & storage locker. Close to transit, LRT & shopping.

$599,900

ROYAL OAK

Spacious 1,705 sqft 2 storey, 3 bedroom townhome with 2½ baths, cozy fireplace, walk-out basement & convenient double attached garage. Well maintained complex and is close to the LRT, parks, shopping and the ring road system.

$438,500

CONNAUGHT

Immaculate & tastefully decorated 2 bdrm condo with floor to ceiling windows & panoramic downtown views. Features a cozy fireplace, in-suite laundry, & underground htd parking stall. Amenities incl a fitness centre w/steam room.

$339,900

DISCOVERY RIDGE

Stylish 3 bdrm, 3 bath townhouse featuring vaulted ceiling, hdwd, ceramic tile flooring, corner gas fireplace, gorgeous kitchen w dark wood cabinetry, granite, black appliances, island w/dual sinks, el-evated deck & dbl garage.

$479,900

ACADIA

3 bedroom townhouse in a quiet location and walking distance to the LRT and shopping. This home is in lovely condition with up-graded appliances & flooring, in a quiet setting and has a private fenced South yard.

$318,500

MISSION

Fantastic price, river & tree top views from your sunny South balcony in this Contemporary 2 bdrm, 2 bath condo. Cozy gas fireplace, Stainless Appliances, granite counters & titled parking stall! $399,900

STRATHMORE

Sunny 3 bedroom, 1½ bath 2 storey with developed lower level, single garage & private fenced yard. Features a white kitchen with island with breakfast bar, master bedroom with double closets. Close to schools & playground. $209,900

OAKRIDGE

Ideal Oakridge location for this 2 bedroom townhouse w/covered carport. Walking distance to shopping, transit & Glenmore Park. 2 spacious bedrooms on the upper level & a sunny west facing sun-deck. This unit backs to an inner courtyard.

$189,900

SOUTHWOOD

Spacious 3+2 bedroom, 2 full bath home with a huge private yard. Features an updated kitchen, updated bathrooms, formal dining room, & a huge living room with fireplace. The fully finished base-ment includes a 2nd fireplace.

$499,900

SOUTHWOOD

Terrific curb appeal in this substantially updated 3 +1 bdrm home with professionally developed lower level. Gourmet kitchen, 3 full baths, front veranda, fabulous park-like yard with many trees & perennials plus an o/s deck.

$669,900

WOODLANDS

Totally remodelled kitchen and bathrooms in this 3 bedroom bun-galow. The living room features a natural stone fireplace and also a cozy family room developed on the lower level. Close to Fish Creek Park, transit, schools & shopping.

$399,900

WILLOW PARK

Beautifully maintained 3 + 1 bdrm home features sunny living room, spacious dining room, luxurious hdwd floors, stainless appli-ance pkg, corner wood burning fireplace, private park-like yard w/interlocking brick patio, firepit & more.

$519,900

BRIAR HILL

Stylish & elegantly renovated home on a 50’ lot. 4 bedrooms & 4 luxurious bathrooms hardwood & tile throughout, Chef’s kitchen with professional appliances, formal living & dining rooms, profes-sionally developed walkout. And so much more.

$1,350,000

SOLD

SOLD

SOLD

EDGEMONT

Immaculate & beautifully updated 2 + 1 bedroom, 1½ bath half duplex. Vaulted ceiling, bay window, brick fireplace and a double garage on a quiet cul de sac in Edgemont.

$390,000

LANDAN REAL ESTATE

403-256-38881-800-661-6262

LANDAN REAL ESTATE

[email protected]

ACHIEVEMENTS• RE/MAX Platinum Club • RE/MAX President’s Club

• Chairman’s Club • Member of MLS Million Dollar Club

””[email protected]

“For the best in Quality Service

DISCOVERY RIDGE

Stylish 3 bdrm, 3 bath townhouse featuring vaulted ceiling, hdwd, ceramic tile flooring, corner gas fireplace, gorgeous kitchen w dark wood cabinetry, granite, black appliances, island w/dual sinks, el-evated deck & dbl garage.

$479,900

MISSION

Fantastic price, river & tree top views from your sunny South balcony in this Contemporary 2 bdrm, 2 bath condo. Cozy gas fireplace, Stainless Appliances, granite counters & titled parking stall! $399,900

STRATHMORE

Sunny 3 bedroom, 1½ bath 2 storey with developed lower level, single garage & private fenced yard. Features a white kitchen with island with breakfast bar, master bedroom with double closets. Close to schools & playground. $209,900

Residential

SOUTHWOOD

Spacious 3+2 bedroom, 2 full bath home with a huge private yard. Features an updated kitchen, updated bathrooms, formal dining room, & a huge living room with fireplace. The fully finished base-ment includes a 2nd fireplace.

$499,900

SOUTHWOOD

Terrific curb appeal in this substantially updated 3 +1 bdrm home with professionally developed lower level. Gourmet kitchen, 3 full baths, front veranda, fabulous park-like yard with many trees & perennials plus an o/s deck.

$669,900

WOODLANDS

Totally remodelled kitchen and bathrooms in this 3 bedroom bun-galow. The living room features a natural stone fireplace and also a cozy family room developed on the lower level. Close to Fish Creek Park, transit, schools & shopping.

$399,900

WILLOW PARK

Beautifully maintained 3 + 1 bdrm home features sunny living room, spacious dining room, luxurious hdwd floors, stainless appli-ance pkg, corner wood burning fireplace, private park-like yard w/interlocking brick patio, firepit & more.

$519,900

BRIAR HILL

Stylish & elegantly renovated home on a 50’ lot. 4 bedrooms & 4 luxurious bathrooms hardwood & tile throughout, Chef’s kitchen with professional appliances, formal living & dining rooms, profes-sionally developed walkout. And so much more.

$1,350,000

LAKE BONAVISTA

Substantially updated 3 +1 bdrm home with fully finished lower level and double heated garage. Features incl: 3 fireplaces, soaker tub, newer kitchen, baths, flooring & paint. Close to 2 elementary schools, transit shopping & the lake.

$548,500

HILLHURST

Elegant 2195 sqft 3 bdrm, 3½ bath 2 storey with great curb ap-peal. Features incl: front veranda, park-like landscaping, hdwd flooring, 2 bay windows, gourmet kitchen, double garage & close to Kensington shops, downtown & river path system.

$1,350,000

WOODBINE

Elegant contemporary executive home backing onto Fish Creek Park. Total of 4 bedrooms, 3½ baths. Gourmet kitchen, in-laid limestone & tile flooring. Professionally landscaped with terraced decking, patio and heated pool.

$1,450,000

PARKLAND

Substantially updated 3 +1 bdrm, bungalow. Upgrades incl: shingles, windows, paint, lighting, hdwd, carpet, cabinetry & ap-pliances. Fully finished lower level, 2 fireplaces, huge tiered deck & solar panelled in-floor heating in dbl garage.

$499,999

VARSITY ACRES

Prime Varsity Location! Totally renovated 2 storey split with a pro-fessionally finished lower level. Fabulous gourmet kitchen, East yard with Sport Court and backs onto a beautifully treed park. Close to transit, LRT & shopping.

$1,150,000

EDGEMONT

Tastefully decorated 4+1 bdrm, 3½ bath 2 storey home w/walk-out. Many upgrades incl; many windows, shingles, professionally developed lwr level, appliances & hdwd flooring. Beautifully land-scaped. Close to schools, shopping & transit..

$655,700

SILVERADO

Terrific 3 bdrm, 2½ bath 2 storey home features 9’ ceilings, maple hardwood, cozy gas fireplace, walk-in pantry and bonus room. Bright & sunny corner lot , large deck & patio. Close to the path system. Easy access to transit & LRT.

$509,900

COCHRANE

Absolutely gorgeous 2637 sqft, 3 bedroom + den 2 storey with triple garage on the ravine. Large open kitchen - upgraded stain-less appliances, granite, huge breakfast bar island, walk-in pan-try, upper laundry room & so much more.

$798,500

David Crick

Rosedale $734,000Mount Pleasant $259,900 Highland Park $769,000

MLS C4010608 This is a wonderful opportunity for the investor or the developer. This home is located on a 50’ lot in the wonderful community of Rosedale and comes with blue prints for the new home that could be built. Which really would allow you to make this your personal design home. The current home is 2+1 bed-rooms, 2 baths. The large backyard is west facing and includes a double detached garage. There is also a single attached garage that could be used as a shop or crafts room.

MLS C4014134 New condo available for immediate possession. This one bedroom unit has laminate � oors, high gloss cabinets and quartz countertops. Located close to shopping and public transit and within walking distance to SAIT. All units have in suite laundry. There is a 4 piece ensuite and a half bathroom. This unit would be a great investment for a student. Appliance pkg will be Fridgidare. New Home Warranty is with National. Call Amar 403 542 9914 for more information.

Located close to all amenities this 1927 sq ft home has 3+1 bed-rooms, 3.5 baths which includes the 6pc ensuite. Air condition-ing. Basement is completely developed and includes a wet bar and a huge entertainment centre. Vaulted ceilings upstairs along with an open concept � oor plan. Walk to shops, restaurants and coffee bars; over the river to downtown or up the hill to SAIT and the Jubilee Auditorium. MLS #C4014756

Montgomery $399,000

half duplex with 6 bedrooms, 2 kitchens, suitable for renting out by room at $600 each. Close to transportation. MLS C4001939

Abbeydale $110,000

MLS 4007874. This mobile home has an updated kitchen with tiled backsplash and counter tops. Includes a counter top electric stove. There is a walk-in pantry and a separate storage area. There is a large sunroom and deck which is partially covered. The master bedroom has a 4 piece ensuite. There is a storage shed in the backyard and the storm pond is close by for you to enjoy a nice walk. The clubhouse includes an exer-cise room, hot tub, and sauna. There is also a social room, games room and banquet facilities available.

Lomond $75,000

Thats right, only 75000 for this 900 sq ft home just a half hour east of Vulcan. If you like � shing, there a 3 great � shing locations with in minutes of this location. Comes with a 75x120 foot lot and a single garage. This the perfect get away for a cottage or cash in your city home and get an inexpensive retirement home. There is a K to grade 12 school close by and all the businesses to provide you daily requirements. MLS# C4007508

[email protected]

Lyalta Acreage $639,000

1500 sq ft. fully � nished bi-level with walkout, 6 bedrooms, 3 full baths n brand new condition. Triple detached garage, on 3 acres, 4 gallon well. MLS C3650929

Mount Pleasant $381,800 Rosedale $734,000Mount Pleasant $259,900

MLS C4012463 Wonderful new condo. 1 & 2 bedroom units are still available. This 2 bedroom unit has 2 full baths. Laminate � oors through out. The kitchen has quartz countertops and high gloss cabinets and walk-in pantry. Every unit has it’s own laun-dry. This is a top � oor unit that is facing south so it has a wonder-ful view of downtown. Located close to all amenities and within walking distance to SAIT. Frigidaire appliances will be installed. New Home Warranty is with National Call Amar 403 542 9914 for more information.

MLS C4010608 This is a wonderful opportunity for the investor or the developer. This home is located on a 50’ lot in the wonderful community of Rosedale and comes with blue prints for the new home that could be built. Which really would allow you to make this your personal design home. The current home is 2+1 bed-rooms, 2 baths. The large backyard is west facing and includes a double detached garage. There is also a single attached garage that could be used as a shop or crafts room.

MLS C4014134 New condo available for immediate possession. This one bedroom unit has laminate � oors, high gloss cabinets and quartz countertops. Located close to shopping and public transit and within walking distance to SAIT. All units have in suite laundry. There is a 4 piece ensuite and a half bathroom. This unit would be a great investment for a student. Appliance pkg will be Fridgidare. New Home Warranty is with National. Call Amar 403 542 9914 for more information.

Montgomery $399,000

half duplex with 6 bedrooms, 2 kitchens, suitable for renting out by room at $600 each. Close to transportation. MLS C4001939

Abbeydale $110,000

MLS 4007874. This mobile home has an updated kitchen with tiled backsplash and counter tops. Includes a counter top electric stove. There is a walk-in pantry and a separate storage area. There is a large sunroom and deck which is partially covered. The master bedroom has a 4 piece ensuite. There is a storage shed in the backyard and the storm pond is close by for you to enjoy a nice walk. The clubhouse includes an exer-cise room, hot tub, and sauna. There is also a social room, games room and banquet facilities available.

REAL ESTATE [email protected]

6 • HomeGuide | Volume15 Issue07

R A Y R I L E Y . c o mTELEPHONE: 403.270.7601E-MAIL: [email protected]

PROFESSIONALISM SERVICE RESULTS

Backs on to Fish Creek • ParkRiver Valley, City & • Mountain ViewsTwo storey split• Main Floor Master • BedroomWalkout• 5 Bedrooms• 2660 Sq.Ft•

MACKENZIE LAKE $1,180,000

visit RAYRILEY.com

LAKE HOMES FOR SALE IN CALGARY

RIDGE HOMES WITH SPECTACULAR VIEWS IN CALGARY

LUXURIOUS HOME FOR SALE IN CALGARY

L A K E H O M E S R I D G E H O M E S L U X U R Y H O M E S

Gorgeous Willow Park homebacks onto golf course

This fabulous luxury home in Willow Park showcases a tranquil, park-like setting backing onto a golf course and exceptional features and finishes throughout.

“This is an absolutely gorgeous, immaculate home with a west-facing, fenced and landscaped backyard that backs on Willow Park Golf Course,” says luxury home realtor Ray Riley of Royal LePage Foothills. “It’s a premier location on a quiet cul-de-sac in a well-established southeast community that is close to a wide range of amenities and major routes.

“The details and craftsmanship that were put into this home are incredible, and with a main-floor master bedroom and four bedrooms upstairs, it’s a terrific home for a family now and well into the future,” he says.

The home offers 3,437 sq. ft. of living space, not including the fully developed lower level, and an oversized double-car attached garage.

Off the grand front entry, a formal living room is highlighted by a stone feature wall and gas fireplace. French doors open to the adjacent kitchen/dining nook/family room.

The kitchen presents an eye-catching antique look, but serves up all the modern features such as a large island with gas cooktop, granite countertops, full-height cabinets and top-end appliances including a Subzero fridge that blends into the cabinetry, Thermador built-in oven, warming drawer and microwave. The kitchen is open to a dining nook/family room with a fireplace and patio doors leading to the backyard.

Off the kitchen is a large formal dining room, and there is a den/home office, four-piece bathroom, a laundry/mud room and half-bath, as well as a second staircase to the lower level.

The main floor master suite features a luxurious ensuite that includes a tiled walk-in shower and a furniture-style, granite-topped vanity with dual sinks.

Upstairs are four generous-sized bedrooms and a three-piece bathroom, while the fully finished lower level has a huge family room, office, a three-piece bathroom, sauna, and an expansive space that can be used as a media room or gym.

To learn more about this well-appointed home, contact Ray Riley, Royal LePage Foothills, at 403.270.7601 or visit rayriley.com.

B Y H E AT H E R R YA N

featureproperty

R A Y R I L E Y . c o mTELEPHONE: 403.270.7601E-MAIL: [email protected]

PROFESSIONALISM SERVICE RESULTS

Backs on to Fish Creek • ParkRiver Valley, City & • Mountain ViewsTwo storey split• Main Floor Master • BedroomWalkout• 5 Bedrooms• 2660 Sq.Ft•

MACKENZIE LAKE $1,180,000

visit RAYRILEY.com

LAKE HOMES FOR SALE IN CALGARY

RIDGE HOMES WITH SPECTACULAR VIEWS IN CALGARY

LUXURIOUS HOME FOR SALE IN CALGARY

L A K E H O M E S R I D G E H O M E S L U X U R Y H O M E S

Gorgeous Willow Park homebacks onto golf course

This fabulous luxury home in Willow Park showcases a tranquil, park-like setting backing onto a golf course and exceptional features and finishes throughout.

“This is an absolutely gorgeous, immaculate home with a west-facing, fenced and landscaped backyard that backs on Willow Park Golf Course,” says luxury home realtor Ray Riley of Royal LePage Foothills. “It’s a premier location on a quiet cul-de-sac in a well-established southeast community that is close to a wide range of amenities and major routes.

“The details and craftsmanship that were put into this home are incredible, and with a main-floor master bedroom and four bedrooms upstairs, it’s a terrific home for a family now and well into the future,” he says.

The home offers 3,437 sq. ft. of living space, not including the fully developed lower level, and an oversized double-car attached garage.

Off the grand front entry, a formal living room is highlighted by a stone feature wall and gas fireplace. French doors open to the adjacent kitchen/dining nook/family room.

The kitchen presents an eye-catching antique look, but serves up all the modern features such as a large island with gas cooktop, granite countertops, full-height cabinets and top-end appliances including a Subzero fridge that blends into the cabinetry, Thermador built-in oven, warming drawer and microwave. The kitchen is open to a dining nook/family room with a fireplace and patio doors leading to the backyard.

Off the kitchen is a large formal dining room, and there is a den/home office, four-piece bathroom, a laundry/mud room and half-bath, as well as a second staircase to the lower level.

The main floor master suite features a luxurious ensuite that includes a tiled walk-in shower and a furniture-style, granite-topped vanity with dual sinks.

Upstairs are four generous-sized bedrooms and a three-piece bathroom, while the fully finished lower level has a huge family room, office, a three-piece bathroom, sauna, and an expansive space that can be used as a media room or gym.

To learn more about this well-appointed home, contact Ray Riley, Royal LePage Foothills, at 403.270.7601 or visit rayriley.com.


featureproperty


a home is one of the biggest financial investments you’ll make in your lifetime, so diving into the real estate market for the first time is understandably intimidating. But it doesn’t have to be. Knowing what you

want and need before you shop goes a long way in alleviating unnecessary stress.Start the process by speaking with a financial adviser to determine how much

home you can realistically afford. This does not necessarily mean spending the amount you get pre-approved for by the bank. If you enjoy dinners out or travels abroad, factor your lifestyle into the budget.

Next, think “location.” Where you choose to settle down will impact how you live there, and how much you can sell the place for one day. Again, factor lifestyle into the equation. Do you rely on public transit to get around? Do you wish for greenspace nearby? Perhaps you’d like to live close to family, or your workplace. Choose wisely – while you can change the look and layout of your home relatively easily, you can’t change its location.

And speaking of changes, consider your must-haves both now and in the future. Are you planning to have children, or will your not-so-little ones be leaving the nest soon? Think ahead five years.

Buying a fixer upper is a great way to get into a prime neighbourhood at an affordable price. Since undergoing a renovation involves inconvenience and money on your part, it often means you’ll get the home at a better price. Then, as you build your equity, you can also build your dream home, one room at a time.

There’s lots to choose from in Calgary’s resale market. Know your needs and wants, and keep an open mind.

Lydia McNuttEDITOR [email protected]

Follow me on Twitter at Twitter.com/LydiasTweets

getting a downpayment together for your home purchase doesn’t have to be a major obstacle when you have the facts straight. Canada Mortgage and Housing Corp. has a comprehensive website, found

at cmhc-schl.gc.ca, which can help guide you. Not only will you find an extensive list of how-to’s, including tips and mortgage insurance information in the online step-by-step resource guide, the site also outlines Government of Canada home-ownership incentives.

As an example, first-time buyers can take advantage of the Home Buyers’ Plan to withdraw up to $25,000 from their Registered Retirement Savings Plan (RRSP), tax-free, to add to their downpayment and for other purchase-related costs. A spouse or partner can also do this, giving you up to a total of $50,000 toward your new home. To avoid tax liability on the withdrawn funds, you will be required to repay the money to your RRSP account within 15 years.

If financial stability, pride of ownership, long-term investment and peace of mind sound attractive to you, check out what’s available in the Calgary real estate market.

Susan Legge EDITOR-IN-CHIEF Yellow Pages NextHome, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

THE LOW DOWNon downpayments

editor’snote

HOMEWORKfor the home hunt

neighbourhoodprofile

Welcome to Eau Claire

The heart of the city’s festival and event scene, Eau Claire is a small community located in central Calgary, between downtown and the Bow River.

Once Calgary’s industrial core, the land was reclaimed and turned into a mix of condos and commercial properties. Eau Claire follows the Bow River north of Third Avenue SW to Second Street SW, which includes popular Prince’s Island Park.

LIFESTYLEEau Claire is an upscale urban neighbourhood and its focal point is the Eau Claire Market. In addition to the shopping and restaurants at the market, the community includes a large public plaza and parkland that contribute to its status as a highly sought-after area for professionals and those looking for a metropolitan lifestyle.

THE VIBEEau Claire is Calgary’s festival district. The Eau Claire Plaza and Prince’s Island Park hosts Calgary’s Folk Music Festival, Shakespeare in the Park and busking. There is always something going on in one of the parks, but if you want to get away from the busy atmosphere, the pathways along the river are a peaceful escape in the middle of the city.

B Y G R E G D O N N E L LY

MEET THE NEIGHBOURSAn older crowd populates Eau Claire with a median age of 56, according to the 2011 Statistics Canada census. This is 20 years older than the city average of 36. The highrise condos are ideal for empty-nesters that have moved closer to the amenities of downtown. There is also a younger demographic who wishes to be closer to employment and Calgary’s nightlife.

IN THE AREAEau Claire amenities are abundant, and this is what makes it such a popular neighbourhood. The Eau Claire Market is loaded with shops, galleries, restaurants, movie theatres and pubs. The Bow River pathways are great for joggers. And just beyond Eau Claire’s boundaries, the downtown core features the historical Stephen Avenue Walk and Olympic Plaza, where residents can skate in the winter. PLANES, TRAINS & AUTOMOBILESBeing so close to the downtown core and the hub of so many festivals and attractions, Eau Claire is easily accessible by public transit, whether by bus or C-Train. However, being close to downtown makes it difficult to move around by car. Diving out of the downtown core, especially at rush hour, can be a test of patience.

NEIGHBOURHOOD HOTSPOTS

PRESIDENT, YELLOW PAGES NEXTHOMEJacqueline HillEDITOR-IN-CHIEF/DIRECTOR OF CONTENTSusan LeggeDIRECTOR OF SALES Moe LalaniNATIONAL SALES MANAGER

Jessica WilsonEDITOR

Lydia McNutt

MEDIA CONSULTANTAnita van BreevoortPhone: 403.461.5518

CONTRIBUTING EDITORSSara Duck (on leave)Wayne KarlElisa Krovblit

NATIONAL CIRCULATION MANAGER

John Jenkins

SENIOR PRODUCTION MANAGERBala Gnanapandithan PRODUCTION MANAGERNikki YarwoodGRAPHIC DESIGNERS/DISPLAY ARTISTSMike Terentiev, Bei ZhangPRODUCTION COORDINATORSwinder Jodhka

PRINTINGTranscontinental, LGM - Coronet

FOR ADVERTISING INQUIRIES PLEASE CALL 403.461.5518

Home Guide is published by Yellow Pages Homes Limited, located at 2891 Sunridge Way NE, Calgary, AB T1Y 7K7. Home Guide is distributed throughout Calgary at free pick-up locations. This magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. The advertising herein, including the photographs and all artwork, is the property of Home Guide and not that of the advertiser. The advertiser has purchased the right of reproduction in Home Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

The entire contents of this publication are protected by copyright and are intended for the sole use of the public.

The views expressed by the columnists in this publication are not necessarily those of the publication.

CAMERON & COMPANY DISCOUNT REALTY LTD.Dory Cameron. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22

CENTURY 21Allison James . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21David Crick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Jason Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21Rose-Marie Lafond . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21Sonia Molina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21

MAPLE LEAF REALTYKen Yeoh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .17

RE/MAX REAL ESTATEDianne Brown . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2Don Lothian. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .17Gary Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33James Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19Len T. Wong & Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24Matt Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33Robert Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .43

ROYAL LEPAGE REAL ESTATEChris Zaharko . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12Ray Riley. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7Serhan Tarkan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Back Page

M O R T G A G E C O M P A N I E S

PROLINKLori Ames. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31

THE MORTGAGE GROUP ALBERTAStuart Pocock. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21

R E C R E A T I O N A L P R O P E R T I E S & M O R E

PEMBERTON HOLMESNancy Vieira . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .37

RECREATIONAL PROPERTIESWhispering Pines Golf & Country Club . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .39

advertisersindex

Volume15 Issue07 HomeGuide • 9

VOLUME 15 ISSUE 7 | JULY 10 - AUGUST 7, 2015

contents

IN THIS ISSUE MAPS & EXTRAS

06. FEATURE PROPERTY Gorgeous Willow Park home backs onto golf course, presented by Ray Riley, Royal LePage Foothills by Heather Ryan

08. EDITOR’S NOTE

16. MARKET ANALYSIS Calgary real estate sales, prices rise in May by Heather Ryan

19. IN THE NEWS Buyer’s or seller’s market: which is yours? by Wayne Karl

26. FEATURE PROPERTY Unique, custom-built home nestled in prestigious Mount Royal, presented by Ray Riley, Royal LePage Foothills by Heather Ryan

29. OUTDOOR LIVING 2015 outdoor trends

30. IN THE NEWS Albertans expect to pay $85K in mortgage interest by Wayne Karl

31. MONEY MATTERS How to fix a bad credit score by Gail Vaz-Oxlade

38. IN THE NEWS Alberta recreational property on sale – maybe by Wayne Karl

41. NEIGHBOURHOOD PROFILE Welcome to Eau Claire by Greg Donnelly

46. AROUND THE HOUSE ‘For Sale’ this summer? Five simple staging tips by Laura Le

06

MAPS & EXTRAS

18, 20, 32 & 34. Calgary maps, communities and MLS numbers

35. Recreational properties

40. Out-of-town regional map

44. You love the home, see whatyou can afford!

FOR ADVERTISING INFORMATIONCALL 403.461.5518

NEXT DEADLINE: JULY 23RD, 2015

46

19

26

41


Chris Zaharko | Associate#1 Individual Agent at Royal LePage Foothills 2008

P: 403.249.4322F: 403.252.2653

E: [email protected]: www.zaharko.com

Zaharko the name synonymous with real estatethe name synonymous with real estatewith real estate

3800 sq ft• Corner lot• 5 beds, 5 baths•

67 Mysti c Ridge Way (Brand New)

$1,699,000•

Brideland, 211/213 11A St NE

Completely renovated 3000 SF• 4 beds up• Hardwood throughout both levels• Triple oversized garage•

Kelvin Grove (Brand New)

$1,390,000

6,000 square feet• Unobstructed 360 degree views• 14 offi ces, 10 underground • parking stalls

The Montana - Premier penthouse offi ce condo

$3,890,000

2 car heated parking stall• fully covered patio• 2 bedroom 2 bath•

Discovery Ridge Condo

$359,900


P: 403.249.4322F: 403.252.2653


the name synonymous with real estatethe name synonymous with real estatewith real estate

3800 sq ft• Corner lot• 5 beds, 5 baths•

67 Mysti c Ridge Way (Brand New)

$1,699,000•

Brand new custom built• Close to 2000 sq ft developed • spaceExtensively upgraded•

Brideland, 211/213 11A St NE

$749,900 EACH

Completely renovated 3000 SF• 4 beds up• Hardwood throughout both levels• Triple oversized garage•

Kelvin Grove (Brand New)

$1,390,000

6,000 square feet• Unobstructed 360 degree views• 14 offi ces, 10 underground • parking stalls

The Montana - Premier penthouse offi ce condo

$3,890,000

2 car heated parking stall• fully covered patio• 2 bedroom 2 bath•

Discovery Ridge Condo

$359,900


P: 403.249.4322F: 403.252.2653


Zaharko the name synonymous with real estatethe name synonymous with real estatewith real estate

2 bedrooms up, 1 bedroom • bsmt suite.sides onto and faces a park•

Custom Built• Backs to Fish Creek Park• 3000 sf developed living space• 3 bd 4 bath•

4703 23 Ave NW 821 Riverdale Ave SW

245 Aspen Woods Place268 Deer Run Cres (Foreclosure)

5311 Valiant Drive NW

$529,000

$830,000

Former showhome• 2 bed + loft• Granite & Stainless steel in kitchen• Huge balcony with city views•

Signature Park

$628,900


P: 403.249.4322F: 403.252.2653


the name synonymous with real estatethe name synonymous with real estatewith real estate

over 4600 sq ft of development• 5 bedrooms throughout• completely renovated• corner lot•

3100 sq ft• 3 bedrooms• fi nished basement• cul-de-sac location•

completely renovated• 5 bedroom throughout• fi nished basement• double over sized garage• south facing backyard•

821 Riverdale Ave SW

245 Aspen Woods Place

5311 Valiant Drive NW

$1,975,000

$829,000

$649,500

Former showhome• 2 bed + loft• Granite & Stainless steel in kitchen• Huge balcony with city views•

Signature Park

$628,900

marketanalysis

Calgary real estate sales, prices rise in May

Despite a drop in year-to-year sales and new listings in Calgary’s real estate market, May saw both sales and prices bloom in month-to-month comparisons, according to figures released by the Calgary Real Estate Board (CREB).

Total combined sales in the city of Calgary were 2,190 in May, a 25.5-per-cent drop from the 2,938 recorded in May 2014, but a 10.6-per-cent increase from the 1,957 in sales recorded in April.

Further, Calgary’s overall combined benchmark price rose almost a full percentage point from $449,800 in May 2014 to $454,100 this May and up half a per cent from April’s $451,600.

“The good news story is that prices have rebounded back from what we saw over the past few months with a 0.96 per cent gain in May,” says CREB president Corinne Lyall. “I think that’s because we’ve seen inventory tighten up since January.

“People have eased off; there’s not that fanatic panic to get their house on the market like we saw in January, and if they don’t need to list it more people are taking a wait-and-see attitude,” she says. “We’re seeing Calgary stabilizing a little more,” which is a similar finding of the Housing Trends and Affordability Report issued by RBC Economics Research on June 22.

Detached (single-family) sales in May were 1,366, a 23-per-cent drop from the 1,774 sales tallied in May 2014, but a 15.9-per-cent hike above April’s 1,149.

Meanwhile, attached (condo townhouse) sales were 465 in May, a 28.4-per-cent decline from 649 in May 2014, but up slightly from April’s 458.

Condo apartment sales in May were 359 – down 30.3 per cent from the 515 in May 2014, but up a fraction from April’s 350.

“We’re still below the 10-year average year-over-year for sales, but activity has picked up as we’re experiencing a late spring market, which we expect will continue in June,” Lyall says, adding the majority of detached sales are in the $400,000 to $500,000 range. “The single-family market has really improved because there are more choices now.”

The number of new listings added in May posted double-digit declines in all markets compared to the same month in the previous year. The overall supply level that was nearing five months at the start of the year has now dropped to 2.4 months.

The number of new detached listings added in May were 1,879, down 27.1 per cent from the 2,576 added in May 2014, but up 5.6 per cent from April’s 1,774.

The number of new attached listings added in May were 671, a 26.8-per-cent decline from the 917 in May 2014, and down slightly from April’s 680, while the number of new apartment listings added in May were 611, down 25.3 per cent from May 2014’s 818, and on par with April’s 610.

While the number of new listings dropped from last May, benchmark prices this May were up in two of the three sectors year-over-year.

The detached benchmark price was $512,800, a 0.9-per-cent increase over May 2014’s $508,300, and up a fraction from April’s $510,200.

The benchmark price of attached homes in May was $354,000, a 1.8-per-cent hike over $347,800 in May 2014 and a slight bump up from April’s $353,300. The apartment benchmark price in May was $294,800, down a notch from May 2014’s $295,400, but up from April’s $291,300.

“While there may not be as many buyers, it hasn’t affected prices,” Lyall says. “We’re not seeing deep decreases in that price point at the benchmark price.”



marketanalysis

Calgary real estate sales, prices rise in May

Despite a drop in year-to-year sales and new listings in Calgary’s real estate market, May saw both sales and prices bloom in month-to-month comparisons, according to figures released by the Calgary Real Estate Board (CREB).

Total combined sales in the city of Calgary were 2,190 in May, a 25.5-per-cent drop from the 2,938 recorded in May 2014, but a 10.6-per-cent increase from the 1,957 in sales recorded in April.

Further, Calgary’s overall combined benchmark price rose almost a full percentage point from $449,800 in May 2014 to $454,100 this May and up half a per cent from April’s $451,600.

“The good news story is that prices have rebounded back from what we saw over the past few months with a 0.96 per cent gain in May,” says CREB president Corinne Lyall. “I think that’s because we’ve seen inventory tighten up since January.

“People have eased off; there’s not that fanatic panic to get their house on the market like we saw in January, and if they don’t need to list it more people are taking a wait-and-see attitude,” she says. “We’re seeing Calgary stabilizing a little more,” which is a similar finding of the Housing Trends and Affordability Report issued by RBC Economics Research on June 22.

Detached (single-family) sales in May were 1,366, a 23-per-cent drop from the 1,774 sales tallied in May 2014, but a 15.9-per-cent hike above April’s 1,149.

Meanwhile, attached (condo townhouse) sales were 465 in May, a 28.4-per-cent decline from 649 in May 2014, but up slightly from April’s 458.

Condo apartment sales in May were 359 – down 30.3 per cent from the 515 in May 2014, but up a fraction from April’s 350.

“We’re still below the 10-year average year-over-year for sales, but activity has picked up as we’re experiencing a late spring market, which we expect will continue in June,” Lyall says, adding the majority of detached sales are in the $400,000 to $500,000 range. “The single-family market has really improved because there are more choices now.”

The number of new listings added in May posted double-digit declines in all markets compared to the same month in the previous year. The overall supply level that was nearing five months at the start of the year has now dropped to 2.4 months.

The number of new detached listings added in May were 1,879, down 27.1 per cent from the 2,576 added in May 2014, but up 5.6 per cent from April’s 1,774.

The number of new attached listings added in May were 671, a 26.8-per-cent decline from the 917 in May 2014, and down slightly from April’s 680, while the number of new apartment listings added in May were 611, down 25.3 per cent from May 2014’s 818, and on par with April’s 610.

While the number of new listings dropped from last May, benchmark prices this May were up in two of the three sectors year-over-year.

The detached benchmark price was $512,800, a 0.9-per-cent increase over May 2014’s $508,300, and up a fraction from April’s $510,200.

The benchmark price of attached homes in May was $354,000, a 1.8-per-cent hike over $347,800 in May 2014 and a slight bump up from April’s $353,300. The apartment benchmark price in May was $294,800, down a notch from May 2014’s $295,400, but up from April’s $291,300.

“While there may not be as many buyers, it hasn’t affected prices,” Lyall says. “We’re not seeing deep decreases in that price point at the benchmark price.”


Ken YeohBroker/Owner

FREE Quick OnLine Home Evaluation

Inner city estate quality home • by Albi3180sf of luxurious living space & • fully air conditioned4 BRs, den/office & 3.5 baths • Huge living room, dining room, • family room, media room & rec roomDream kitchen w/9.5 ft island • brushed cambrian granite counter topsHigh end SS appliances including 2 • Thermodor wall ovens, gas stoveImported hardwood floors, 33 pot • lights, Hunter Douglas honeycomb blindsNicely landscaped & wrought iron • fence in front west facing yardHeated 2-car garage•

GARRISON GREEN

$8

68

,50

0

Great bungalow with 4-car side parking pad.• 1076sf 5 bedrooms & 2 baths• Bright kitchen & hardwood floors throughout• Separate entrance to fully dev basement• 2-bedroom non conforming suites• Walk to schools & close to all amenities• 10-minute drive to downtown• Easy access to Deerfoot & Stoney Trail•

RADISSON HEIGHTS

$3

25

,00

0

NEW LISTING

403.803.8981 www.mapleleafrealty .ca

MO

NTH

LY S

TATI

STIC

S

Fully renovated 4-level split• Quiet street & corner lot• 5 BRs, 3 baths & 2 kitchens• New kitchen cabinets & windows• Newer shingles, appliances• Hardwood floors through out• Master with 4-pc ensuite bathroom• Walk to Whitehorn station, hospital & Safeway•

$4

19,9

00

WHITEHORN

SOLD

$3

89

,00

0

Sterling built split level• Located on quiet cul-de-sac• 3 bedrooms & 3 baths• High ceilings in living room• Kitchen with raised breakfast bar• Walk out basement has rec room, laundry & bath • Large west facing backyard• Close to schools & all amenities•

COVENTRY HILLS

City of Calgary May-14 May-15 % change Jun-14 Jun-15 % change

Total Sales 2,938 2,192 -25.39% 2,030 1,700 -16.26%

New Listings 4,311 3,165 -26.58% 3,067 2,456 -19.92%

Active Listings 4,528 5,342 17.98% N/A 5,318 N/A

Median 434,150 433,000 -0.26% 430,600 430,000 -0.14%

Average Price 486,110 478,843 -1.49% 494,790 483,629 -2.26%

Days on Market 27 41 51.85% 29 41 41.38%

Benchmark Price 449,800 454,100 0.96% N/A N/A N/A

Note: Calgary Metro only; includes zone A, B, C & D

SOLD

C/S

For more information on current listings - or to chat directly anytime, please call Don at 403.256.3888 or 403.540.1813

BASED ON CALGARY MARKET SHARE

MCKENZIE LAKE4 BEDROOMS UP COMING SOON MT DOUGLAS BEAUTYSuper family home in even better family Lake Community! Four spacious bedrooms up and 5th down with 2 piece ensuite. Well Maintained and beautifully presented. Upgraded bathrooms up. Quality wood laminate and tile floors. Central air, super private back yard. Jetted tub in spacious master ensuite bathroom. Spacious raised oak kitchen. Flexible dog run. Storage shed. Built-ins around wood burning fireplace with gas light. RV parking.

One of a kind custom home! Total of 4000 sq ft., 14 rooms, 4 full baths, 3 fireplaces, many upgrades, steam shower, central air, totally wired for sound, backing on green belt and within sight of the Bow River with miles of bike/hike pathways. Lake privileges! Call now to be the first to view!

Gorgeous Home with lots of gleaming hardwood, granite counters, upgraded appliances. oversized garage with unique, round about drive. Beautiful bright bonus room. Developed down including new carpet and ensuite off the guest bedroom. One block to middle school one way and one block to the Bow River pathways the other way. Fresh paint and exterior trim and siding. Sunny south and west exposure.

$498,700 $848,800 $547,888

[email protected]

102, 279 Midpark Way SECalgary AB, T2X 1M2

Don Lothian LANDAN REAL ESTATE

102, 279 Midpark Way SECalgary AB, T2X 1M2

LANDAN REAL ESTATE

Need more great listings to SELL!


zoneCOMMUNIT IES & MLS NUMBERSzoneCOMMUNIT IES & MLS NUMBERS

STONEY TR

DEERFOOT TR

TRANS CANADA HI

16 AV

Pt. McKay

GreenwoodGreenbiar

CROWCHILD TR

STONEY TR

Arbour Lake ................................443Banff Trail .....................................415Beddington ..................................508Bowness .......................................478Brentwood ...................................420Briar Hill ......................................408Bridgeland ...................................400Cambrian Heights ......................496Capitol Hill ..................................414Charleswood ...............................419Citadel .........................................475Collingwood ................................418Country Hills ...............................516Country Hills Village ...................521Coventry Hills .............................520Crescent Heights ........................404Dalhousie ....................................422Edgemont ....................................461Evanston ......................................519Greenview ...................................503Greenwood Greenbiar ...............479Hamptons ...................................471Hanson Ranch ............................517Harvest Hills ...............................514Hawkwood ..................................451Hidden Valley ..............................518Highland Park .............................498Highwood ...................................499Hillhurst ......................................407Huntington Hills .........................505Kincora ........................................524Lynx Ridge ...................................488Macewan Glen ............................512

Montgomery ...............................476Mount Pleasant ...........................494Mountview ..................................490Nolan Hill ....................................474North Haven ...............................500North Haven Upper ...................501Panorama Hills ............................515Parkdale .......................................411Point Mckay .................................412Ranchlands ..................................441Ranchlands Estates .....................442Regal Terrace/Renfrew ................402Rocky Ridge ................................484Rosedale ......................................406Rosemont ....................................495Royal Oak ....................................486Sandstone ....................................510Sage Hill ......................................526Scenic Acres ................................432Sherwood ....................................477Silver Springs ..............................430St. Andrews Heights ...................413Stoney Industrial .........................525Sunnyside ....................................405Thorncliffe ...................................502Tuscany ........................................482Tuxedo..........................................492University Heights ......................416Valley Ridge .................................480Varsity Acres ................................426Varsity Estates .............................428Varsity Village ..............................424West Hillhurst .............................410

Buyer’s or seller’s market:

Which is yours?

When buying or selling a home, it’s important to know the current conditions of your market. Is it a buyers’ or sellers’ market? Knowing the difference

could help you time, plan and execute your transaction.And, of course, there’s a third possibility – a balanced

market – and that’s where most major Canadian centres sit, according to the Conference Board of Canada.

In the organization’s June 2015 Metro Resale Snapshot, a rising sales-to-listings ratio between April and May in 18 areas indicated broad market tightening. Balanced conditions prevailed in 16 markets, while seven were in a buyers’ state and five favoured sellers.

Twenty-two of 28 markets covered saw widespread increases in sales volume, while Vancouver, Saguenay, St. Catharines, Quebec City, Saint John and the province of Newfoundland saw declines in sales in May.

Eleven areas – including Calgary, Edmonton, Saskatoon, Ottawa and Kingston – enjoyed at least a five-per-cent increase in sales volume. Last month’s transactions were also above their year-earlier level in 22 markets.

Despite stronger sales, listings rose in only 14 markets between April and May, and in 17 areas from May 2014. The monthly increases were invariably small; only five areas had a gain of at least five per cent.

Prices increased on a monthly basis in 19 jurisdictions, but the increase was above two per cent in only seven areas – Saskatoon, Montreal, Windsor, Halifax, Saint John, Thunder Bay and Saguenay. Values were higher than a year earlier in 19 markets, with 10 seeing at least a four-per-cent hike.

B Y WAY N E K A R L

inthenews

email:[email protected]

Five Year Fixed Rate

2.64%

Call (403) 863-1293 Today!

Need a mortgage?

PRO LINK MORTGAGE


zoneCOMMUNIT IES & MLS NUMBERSzoneCOMMUNIT IES & MLS NUMBERS

STONEY TR

DEERFOOT TR

TRANS CANADA HI

16 AV

Pt. McKay

GreenwoodGreenbiar

CROWCHILD TR

STONEY TR

Arbour Lake ................................443Banff Trail .....................................415Beddington ..................................508Bowness .......................................478Brentwood ...................................420Briar Hill ......................................408Bridgeland ...................................400Cambrian Heights ......................496Capitol Hill ..................................414Charleswood ...............................419Citadel .........................................475Collingwood ................................418Country Hills ...............................516Country Hills Village ...................521Coventry Hills .............................520Crescent Heights ........................404Dalhousie ....................................422Edgemont ....................................461Evanston ......................................519Greenview ...................................503Greenwood Greenbiar ...............479Hamptons ...................................471Hanson Ranch ............................517Harvest Hills ...............................514Hawkwood ..................................451Hidden Valley ..............................518Highland Park .............................498Highwood ...................................499Hillhurst ......................................407Huntington Hills .........................505Kincora ........................................524Lynx Ridge ...................................488Macewan Glen ............................512

Montgomery ...............................476Mount Pleasant ...........................494Mountview ..................................490Nolan Hill ....................................474North Haven ...............................500North Haven Upper ...................501Panorama Hills ............................515Parkdale .......................................411Point Mckay .................................412Ranchlands ..................................441Ranchlands Estates .....................442Regal Terrace/Renfrew ................402Rocky Ridge ................................484Rosedale ......................................406Rosemont ....................................495Royal Oak ....................................486Sandstone ....................................510Sage Hill ......................................526Scenic Acres ................................432Sherwood ....................................477Silver Springs ..............................430St. Andrews Heights ...................413Stoney Industrial .........................525Sunnyside ....................................405Thorncliffe ...................................502Tuscany ........................................482Tuxedo..........................................492University Heights ......................416Valley Ridge .................................480Varsity Acres ................................426Varsity Estates .............................428Varsity Village ..............................424West Hillhurst .............................410

Buyer’s or seller’s market:

Which is yours?

When buying or selling a home, it’s important to know the current conditions of your market. Is it a buyers’ or sellers’ market? Knowing the difference

could help you time, plan and execute your transaction.And, of course, there’s a third possibility – a balanced

market – and that’s where most major Canadian centres sit, according to the Conference Board of Canada.

In the organization’s June 2015 Metro Resale Snapshot, a rising sales-to-listings ratio between April and May in 18 areas indicated broad market tightening. Balanced conditions prevailed in 16 markets, while seven were in a buyers’ state and five favoured sellers.

Twenty-two of 28 markets covered saw widespread increases in sales volume, while Vancouver, Saguenay, St. Catharines, Quebec City, Saint John and the province of Newfoundland saw declines in sales in May.

Eleven areas – including Calgary, Edmonton, Saskatoon, Ottawa and Kingston – enjoyed at least a five-per-cent increase in sales volume. Last month’s transactions were also above their year-earlier level in 22 markets.

Despite stronger sales, listings rose in only 14 markets between April and May, and in 17 areas from May 2014. The monthly increases were invariably small; only five areas had a gain of at least five per cent.

Prices increased on a monthly basis in 19 jurisdictions, but the increase was above two per cent in only seven areas – Saskatoon, Montreal, Windsor, Halifax, Saint John, Thunder Bay and Saguenay. Values were higher than a year earlier in 19 markets, with 10 seeing at least a four-per-cent hike.

B Y WAY N E K A R L

inthenews

703-0455Certified Condominium Specialist3rd Generation Calgary Realtor

JAMES COTE

To view these properties go to: www.jamescote.com

HOUSE OF REAL ESTATE

www.jamescote.com

ROYAL OAKIMMACULATE TOWNHOUSE!!

$304,900IMMACULATE CONDITION!! Clean and very well maintained, this beautiful 2 bedroom townhouse shows pride of ownership! Inviting floor plan with great flow and a complete use of space. Some of the features of this condo unit are: 2 parking stalls - A large living room with feature corner fireplace - a breakfast nook that fits a large table - a west facing back deck - 2

piece main floor bathroom - low condo fees. The gourmet kitchen is stylishly designed with black appliances and maple cabinets and has lots of counter space. The upper level features 2 big bedrooms that both feel like master suites, each having a walk-in closet. Both bedrooms share an oversized 4 piece en-suite bathroom. Tons of storage and laundry in the basement. This unit has been pet and smoke free. Shopping amenities, restaurants and city transit are all within a short walking distance. Don’t let this one pass you by! Book a showing today!!

EDGEWATER - AIRDRIE

4 BEDROOM + DEN CORNER LOT!

$369,900CORNER LOT!! Welcome to the beautifully established neighborhood of Edgewater! You won’t want to miss this 4 Bedroom + Den, 2 1/2 Bathroom Bungalow, with over 2,200 sq.ft. of living space! The main floor includes: Large

Living Room w/ Vaulted Ceiling, Kitchen w/ Dining Area, Huge Master Bedroom w/3 pce. Ensuite & Walk-In Closet and 2 good sized Bedrooms. The basement includes: Over-Sized Family/Rec Room, another Huge Bedroom, a Den/Office and a 2 pce. Bathroom. A Double Attached Garage and newly painted backyard Deck completes the package! New roof completed May 2015. Upstairs windows, interior doors and garage door new in 2011. Cement retaining wall and fence new in 2010. There is a cement pad for a tent trailer on the NE corner of the property and the back deck is wheelchair accessible. Home backs onto pathway to the park/playground which is just steps away. Close to schools, shopping, transportation & amenities. Don’t miss out! Put this one on your list!!

SILVERADOCORNER LOT! GREAT VIEWS!

$554,900CORNER LOT HOME ON A QUIET STREET WITH GREAT VIEWS!! This beautiful 2 storey, 3 bedroom home has upgraded finishing and over 2020 sq.ft. of living space. Hardwood floors throughout the main level, this open concept floor plan has great flow and a complete use of space. Stunning Kitchen with granite tops, all LG stainless steel appliances, darkwood cabinets, island w/eating bar, modern tile

backsplash and a walk-thru pantry. A dining room, 2 pce. bathroom, laundry/mud room, double attached garage and a west exposure backyard that faces Spruce Meadows completes the main level. The upper level boasts 3 bedrooms, a 4 pce. bathroom and a spacious bonus room that leads to a huge dura-deck balcony with an amazing view! The master bedroom has more great country views, a walk-in closet and a 5 pce. ensuite with corner soaker tub, separate shower and his & her sinks. The home also comes with an extended New Home Warranty that expires August 30, 2021! This home will impress! Book a viewing today!!


zoneCOMMUNIT IES & MLS NUMBERS

DEERFOOT TR

MontereyPark

Abbeydale

Applewood

STONEY TR

16 AV

Abbeydale ....................................664Albert Park ...................................730Applewood ..................................768Calgary International Airport ....624Castleridge ..................................676Castleridge Estates .....................678Coral Springs ..............................688Deerfoot/Skyline Ind Park ..........615Dover ...........................................738Dover Glen ..................................736Eastfi eld .......................................748Erin Woods ..................................740Falconridge ..................................680Fonda ...........................................726Forest Heights .............................762Forest Lawn .................................764Franklin/Meridian Ind Park ........630Horizon Industrial Park ..............640Jacksonport..................................690Marlborough ...............................660Marlborough Park .......................662Martindale ...................................682

Mayland Heights ........................600Mayland Heights East ................604McCall/Airways Ind Park ...........610Monterey Park .............................670Penbrooke....................................766Pineridge .....................................668Radisson Heights ........................728Red Carpet/Mountview Mhp .....770Rundle .........................................666Saddle Ridge ...............................645Southview....................................732Saddle Ridge Ind ........................625Stoney Industrial/Westwinds .....625Skyview Ranch ...........................692Stone Gate Landing ...................691Sunridge Industrial Park ............635Taradale .......................................684Temple .........................................674Valleyfi eld ....................................744Vista Heights ...............................605West Dover ..................................734Whitehorn ...................................672

email: [email protected]

My experience and service will work for you.

PRO LINK MORTGAGE

Call (403) 863-1293 Today!

Need a mortgage?

outdoorliving

2015 outdoor trends

Outdoor living and renovating has become a trend in itself. With new stats coming out every day about the impact of outdoor renovations on home value, landscaping is rising to the top of the to-do list. Whether you’re planning on renovating or just sitting outside and enjoying the sun, here are my top outdoor trends for 2015.

Bird Bath. $39. rona.ca

Hampton Bay Painted Triangles Lumbar Pillow. $16. homedepot.ca

Round Outdoor Chairs. $40 each.

walmart.ca

Solvinden Led Solar-Powered Floor Lamp. $15-$17 each. ikea.ca

Garden Treasures 10-ft. Square Offset Umbrella with LED

Lights. $399. lowes.ca


Volume15 Issue06 | HomeGuide • 21

www.allisonjames.com

3816 17 St SW$1,295,000

2642 Sq. Ft• 4 Bedrooms• 5 Bathrooms• Underground • Parking Stall Spectacular!•

104 2420 34 AV SW, $255,000

580 Sq. Ft.• 1 Bedrooms• 1 Bathroom• Double • Detached Garage. Low Condo • Fees!

JASON WILSON

[email protected]

ROSE-MARIE LAFOND

[email protected]

67 RIDGE VIEW PLACE COCHRANE$1,250,000

3200+ sqft above • gradetriple car heated • garage10 ft ceilings• upgraded DACOR • appliancessteam shower•

CONT’D

C4004422 cont’d• stunning mountain views • covered deck w/ • fireplace1300+ walk-out w/ • heated floorswet bar, wine room• gym and more!!!• MLS C400442•

SONIA MOLINA

[email protected]

WESTGATE $549.000

Beautiful bungalow • kept by original owner4+1 Bedrooms 2 full • bathroomsHardwood oak floors• Detached double • garageFinished basement• Huge backyard• MLS: C4006440•

SPRUCE CLIFF$849,900

Stunning 2,163 sq ft • penthouse condo10 ft ceilings, 2+1 BDR. • 2 Bath. Galore balconies with • views of Shaganappi Golf Course and downtownTwo titled parking stalls• In floor heating under • wood flooringEasy to show anytime• SOLD SOLD

Selling your home?Earn 1,000 reward miles up front*

Get started!

Work with a century 21 offi ce and be rewarded*Terms & Conditions apply

ALLISON JAMES

[email protected]

IMMACULATE, BRIGHT INNERCITY TOWNHOUSE!

Great downtown • views!Rare double • attached garage2 Bedrooms plus • den and 2 full bathrooms MLS#C3648326•

40 EVERHOLLOW HEIGHTS

Bright and Beautiful • END UNIT!Hardwood and tile • flooringEspresso stained • kitchen cabinetsGreat location in • EvergreenGarage is fully • finished & heatedMLS#C4014349•

SOLD SOLDwww.century21bamber.ab.ca

I Recently Staged and SOLD…

Each listing tastefully staged to show its very bestAlways professionally marketed on MLS®

Listing commissions from 1%.

20 Bedfield Cl NE 3443 Cedarille Dr SW1807 Canberra Rd NW 148 Auburn Bay Blvd SE201—27 Ave NW 485 Huntley Way NE1313—60 Panatella St NW 491 Panatella Square NW 12 Mt Selkirk Cl SE108 Templemont Circle NE 1106—22 Ave NW 812—2 Street NE958 Reunion Gateway 91 Royal Crest Way NW 5104 Brockington Rd NW204 Coventry Rd NE 124 Oakcliffe Pl SW 4304—70 Panamount Dr NW

Beautifully Staged...

www.Cameron-Realty.ca

Award Winning Realtor®Certified Professional Stager15 Years Solid Residential Experience

Each listing tastefully staged to show its very bestAlways professionally marketed on MLS®

Listing commissions from 1%.

20 Bedfield Cl NE 3443 Cedarille Dr SW1807 Canberra Rd NW 148 Auburn Bay Blvd SE201—27 Ave NW 485 Huntley Way NE1313—60 Panatella St NW 491 Panatella Square NW 12 Mt Selkirk Cl SE108 Templemont Circle NE 1106—22 Ave NW 812—2 Street NE958 Reunion Gateway 91 Royal Crest Way NW 5104 Brockington Rd NW204 Coventry Rd NE 124 Oakcliffe Pl SW 4304—70 Panamount Dr NW

Beautifully Staged... (Nicely Sold)

Dory CameronBroker, FRI, CCS, CSP

[email protected] Direct 403-807-7193

Certified Professional Stager

(Nicely Sold)

www.Cameron-Realty.ca“ Dory staged my home and it sold in a week for thousands

more than what other realtors evaluated my home at”.D.V., Willow Park

$314,900

RuRal Rockyview countyMountain view lot on 2 acres. Build your dream home. Close to amenities in Calgary and Cochrane. Country setting. MLS#C4008306

Mountain views!

$379,900

PRoMinence PatteRsonExtremely well maintained 2 storey end unit townhouse with city views and single attached garage. Sides onto green belt with pathways. 2 bedrooms, 2 bathrooms and loft area. Hardwood and ceramic tile flooring throughout main floor. Large living room with gas fireplace open to dining area. Sunny, white kitchen with centre island, granite countertops and stainless steel appliances open to breakfast nook. Main floor laundry room. 2 piece powder room. Upstairs has loft area, ideal for den. Large master bedroom and 2nd bedroom. 4 piece bath with soaker tub and separate shower. Extra long single attached garage. Quiet location. Close to all amenities. Ideal for the first time buyer. MLS#C4017827

city views!

$399,900

valley RidgeWelcome to Valley Ridge Estates, top floor unit with over 1041 sq ft located next to the Valley Ridge Golf course. Open concept with 9 ft ceilings, great kitchen layout with lots of cabinets and Quartz countertops, large kitchen island with stainless steel appliances. In Suite laundry with storage. Spacious master bedroom with 3 piece Ensuite with stand up shower and closet. 2nd large bedroom. Titled underground parking and titled storage on the same level. Covered balcony with BBQ gas line. MLS#C4013494

toP flooR unit!

$409,900

westgateUpdated exceptionally well maintained bungalow with developed basement in showhome condition. 3 bedrooms & 1 bath. Just repainted interior & exterior. New carpets throughout main floor & basement. Hardwood floors underneath carpets on main floor. Large living & dining room with fireplace in the living room. Updated kitchen with brand new stove, fridge & hood fan with eating area. Large master bedroom & 2 other good sized bedrooms. Updated 4pc bath with new vanity & lights. New lights throughout out. Large rec room & games room with bar. Spacious laundry room & workshop area. Updated furnace & hot water tank & 100 AMP panel. Newer roof shingles & couple of windows in the front have been replaced. South backyard with covered patio & brand new fence on west side of home. Single detached garage with RV parking & front driveway for additional parking. Fronts onto school & playground. Walking distance to LRT & easy access to downtown. Excellent family home. Exceptional value. MLS#C4017813

uPdated Bungalow!

$525,000

soMeRsetBeautiful extensive upgraded a/c 4 level split with 3rd level walkout & oversized double detached garage in showhome condition. 2 bdrms & 3 baths. Very bright & open plan. Must see to appreciate. Cherry hardwood thru out main flr & 3rd level walkout. Formal living rm. Gourmet white kitchen with granite countertops & designer tiled backsplash with upgraded appliances including double oven stove open large dining area with skylight. Staircase leading upstairs to large master bdrm with 4pc ensuite & walk in closet. Good sized 2nd bdrm with 4pc bath. 3rd level walkout is very spacious with corner fireplace with large windows & door leading out to west bkyd with full sized concrete patio & sidewalk. 4th level is developed, ideal for a games rm or possible 3rd bdrm & 3pc bath & storage/furnace rm. Oversized double detached garage with 2 separate drs & workshop. 4yr old oversized hot water tank. Pride of ownership. Located in a cul de sac. Walking distance to schools & amenities. MLS#C4016645

extensive uPgRades!

$409,900

sPRuce cliffExecutive 2 bedroom plus den apartment condo overlooking Shaganappi Golf Course in showhome condition. Very bright and open plan. Gourmet kitchen with breakfast eating bar and stainless steel appliances. Double French doors leading out to covered deck with Golf Course and city views. Large master bedroom with 5 piece spa like ensuite with large walk in closet. French door leading out from master bedroom to another deck with view. 2nd bedroom was converted into a TV room and easily converted back. 1 underground, titled, heated parking stall and storage locker. Quiet building. Walking distance to LRT, shopping, schools and amenities. Minutes to downtown. MLS#C4007418

oveRlooking golf couRse!

$529,900

QuaRRy PaRkExecutive a/C 2 storey townhouse condo in showhome condition. Located in the highly sought after community of Quarry park. 2 bedrooms plus a loft and 3 bathrooms. Very bright and open plan. 9ft ceilings on main floor. Gourmet kitchen with centre island and breakfast eating area with granite countertops, designer tiled back splash and s/S appliances. Hardwood floors throughout main floor. Patio and south facing yard backing onto a walking path. Staircase leading upstairs to large master bedroom with 3pc ensuite with ceramic tile flooring and huge walk in closet. Good sized 2nd bedroom and loft area, ideal for den or TV area. Bsmt is ready for development. Single attached garage. Quiet location. Close to transportation, amenities and restaurants. MLS#C4002398

executive townhoMe!

$419,900

gaRRison woodsExecutive air conditioned townhouse in desirable Garrison Woods. Great corner unit with many upgrades. 2nd level with upgraded gourmet kitchen with stainless steel appliances, upgraded cabinets, under counter reverse osmosis and water softener. large eat in nook. Spacious living room with gas fireplace. Large master bedroom with walk in closet and 5pc ensuite. Main floor with huge family room, guest bedroom and 4pc bath and laundry. Single attached garage. Walking distance to Starbucks and restaurants. Pet friendly complex. MLS#C4008296

Many uPgRades!

$560,000

tuxedoA must see for Builders and Investors, 37’ x 120’ RC-2 Lot, DP Survey completed, Architectural drawings complete and included in price. Build a 2 storey 2850 square feet home on this CORNER LOT with Views of DT. Open Concept Kitchen with large pantry, living room and formal dining room, large rear mudroom, 4 bedrooms on upper floor including large Master Bedroom and massive Walk in Closet, laundry room. Basement has wine bar, media centre, bedroom and large play area/rec area. Existing home is still in rentable condition and has 2 bedrooms, 1 bath upstairs, kitchen and living room, basement has separate entrance with kitchen, 1 bedroom and 1 bath. Don’t miss this opportunity in Tuxedo Park. MLS#C4015218

coRneR lot!

$429,900

kincoRa Well Maintained, 2239 Sq.ft 2 Storey Home with Developed Basement in Kincora. Total of 4 bedrooms, 3.5 baths. Located on a quiet street. 9 ft Ceilings on Main Floor and Basement. Main floor has office/play area for kids, living room and Large Kitchen with Big Island and Stainless Steel Appliances, Dining room opens to Deck area w/stairs leading to Fenced yard. Upstairs boast a big bonus room, 2 generous sized bedrooms and laundry room. Large master bedroom with 5 piece ensuite w/dual sinks, soaker tub and standup shower. Basement has a Rec Room, additional 4 piece bathroom and extra bedroom. Extra wide garage is fully insulated and drywalled. Great family home!! MLS#C4007844

gReat faMily hoMe!

$569,800

BRand new landMaRk hoMe!

$579,900

12 solaR Panels!

$589,900

stunning hoMe!

$639,000

gReat location!

$599,900

Len T. WongBroker

Laura o’ConneLLAssociate/Partner

sPRuce cliffThis unit has Breathtaking views of Downtown, the Bow River & Shaganappi Golf Course. Live in this desirable urban community step from the underground C-Train Station, walking distance to Westbrook Mall including Wal-Mart & Safeway and minutes to downtown. Modern condo living with A/C and TWO titled underground parking stalls. Stylish kitchen features Stainless Steel appliances and granite countertops. The Nook has room for a large table great for entertaining. Great sized Balcony looking out to the amazing views. Living room with a corner gas fireplace. Master bedroom with large walk-in closet and 4pc ensuite finished with granite countertops. Second bedroom is a great size. 3pc bath with granite. In suite laundry. Many amenities such as swimming pool, hot tub, gym, games room, bike storage, storage locker, 24 hour on site security and on-site caretaker. Amazing building with a lot to offer. Exceptional value! MLS#C4017343

BReathtaking views!

$449,000

westgateUpdated exceptionally well maintained bungalow with developed basement in showhome condition. 3 bedrooms & 1 bath. Just repainted interior & exterior. New carpets throughout main fl oor & basement. Hardwood fl oors underneath carpets on main fl oor. Large living & dining room with fi replace in the living room. Updated kitchen with brand new stove, fridge & hood fan with eating area. Large master bedroom & 2 other good sized bedrooms. Updated 4pc bath with new vanity & lights. New lights throughout out. Large rec room & games room with bar. Spacious laundry room & workshop area. Updated furnace & hot water tank & 100 AMP panel. Newer roof shingles & couple of windows in the front have been replaced. South backyard with covered patio & brand new fence on west side of home. Single detached garage with RV parking & front driveway for additional parking. Fronts onto school & playground. Walking distance to LRT & easy access to downtown. Excellent family home. Exceptional value. MLS#C4017813

Let Len and Laura and their team put their extensive experience with the Calgary real estate market to work for you.

sPRuce cliffExecutive 2 bedroom plus den apartment condo overlooking Shaganappi Golf Course in showhome condition. Very bright and open plan. Gourmet kitchen with breakfast eating bar and stainless steel appliances. Double French doors leading out to covered deck with Golf Course and city views. Large master bedroom with 5 piece spa like ensuite with large walk in closet. French door leading out from master bedroom to another deck with view. 2nd bedroom was converted into a TV room and easily converted back. 1 underground, titled, heated parking stall and storage locker. Quiet building. Walking distance to LRT, shopping, schools and amenities. Minutes to downtown. MLS#C4007418

gaRRison woodsExecutive air conditioned townhouse in desirable Garrison Woods. Great corner unit with many upgrades. 2nd level with upgraded gourmet kitchen with stainless steel appliances, upgraded cabinets, under counter reverse osmosis and water softener. large eat in nook. Spacious living room with gas fi replace. Large master bedroom with walk in closet and 5pc ensuite. Main fl oor with huge family room, guest bedroom and 4pc bath and laundry. Single attached garage. Walking distance to Starbucks and restaurants. Pet friendly complex. MLS#C4008296

kincoRa Well Maintained, 2239 Sq.ft 2 Storey Home with Developed Basement in Kincora. Total of 4 bedrooms, 3.5 baths. Located on a quiet street. 9 ft Ceilings on Main Floor and Basement. Main fl oor has offi ce/play area for kids, living room and Large Kitchen with Big Island and Stainless Steel Appliances, Dining room opens to Deck area w/stairs leading to Fenced yard. Upstairs boast a big bonus room, 2 generous sized bedrooms and laundry room. Large master bedroom with 5 piece ensuite w/dual sinks, soaker tub and standup shower. Basement has a Rec Room, additional 4 piece bathroom and extra bedroom. Extra wide garage is fully insulated and drywalled. Great family home!! MLS#C4007844

sunset Ridge, cochRaneBrand new Fairfax 3 Landmark home with over 2300 sq ft and walkout basement. Front oversized double garage with extra wide driveway. Triple pane windows, high effi ciency furnace and tankless hot water. Upgraded maple kitchen with soft close hinges, granite countertops and large island open to great room with gas fi replace. Walk thru pantry. Hardwood fl oors throughout main fl oor. 2pc powder room. Upstairs boasts a large bonus room. Master bedroom with 5pc ensuite with soaker tub, separate shower and walk in closet. 2 additional bedrooms and 4pc main bath. 2nd fl oor laundry room. Undeveloped walkout basement provides lots of natural light awaiting your development. New Home Warranty and Builder`s warranty. MLS#C4002987

BRand new landMaRk hoMe!

$579,900

cRanstonExecutive custom built 2 storey with bonus rm,k 3 bdrms, 3 baths & double attached garage. Energy effi cient home with 12 solar panels. Hardwood fl rs thru out main fl r. 9ft ceilings on main fl r. Gourmet kitchen with centre island, breakfast eating bar, granite, designer tiled backsplash & upgraded s/s appliances open to large dining area & huge great rm with gas fi replace. Formal dining rm. 2pc powder rm. Main fl r laundry rm with walk thru pantry to kitchen. Staircase leading upstairs to large master bdrm with spacious 4pc ensuite with large soaker tub, over sized shower, granite countertops and 2 walk in closets. 2 other good sized bdrms & 4pc bath. Large bonus rm. Patio drs leading out from eating area to large cedar deck & landscaped west backyard. Basement is ready for development. Navien tankless water, Nu-Air active recovery ventilation system & mechanical has been upgraded. Spray foam insulation, triple pane windows. Steps from ravine & greenspace. Great family home. MLS#C4016613

12 solaR Panels!

$589,900

shaganaPPiStunning 2 storey attached home in Shaganappi with double detached garage. 3 bedrooms and 3 baths. Hardwood fl oors throughout main fl oor. Spacious living room with bay window. Gourmet kitchen with centre island with breakfast eating bar, granite countertops and stainless steel appliances including gas stove. Dining area with built in cabinet and desk and corner gas fi replace. Upstairs features large master bedroom with 5 piece ensuite with soaker tub and glass shower. 2 other good sized bedrooms and 4 piece bath. Second fl oor laundry room. Large landscaped backyard with double detached garage. Close to all amenities and minutes to downtown. MLS#C4012492

stunning hoMe!

$639,000

stRathcona PaRkCity Views! Great locations and walking distance to desirable schools! This 4 level split is in great condition. Recently painted throughout. New carpets and toilets. Formal living and dining rooms. Spacious kitchen with nook area looking over an oversized family room with gas fi replace. Patio doors leading out to deck. 3 bedrooms up with hardwood fl oors. The master bedroom has full city views, 4 piece ensuite and walk in closet. 3rd level has an additional bedroom. Basement has plenty of room for storage. Double attached garage. Close to all amenities and schools. Easy access to downtown. MLS#C4002667

gReat location!

$599,900

highland PaRkBrand new executive custom built 2 storey attached home w/ fully developed bsmt. 9ft ceilings on main fl r & bsmt. Total of 4 bdrms & 4 baths. Gourmet kitchen w/ centre island w/ breakfast eating bar, quartz counters, designer tiled backsplash & s/s appl open to large living rm & great rm w/ gas fp & built ins. 2pc powder rm. Gorgeous staircase leading upstairs w/ 2 skylights to large master bdrm w/ 5pc spa ensuite w/ large soaker tub, separate steam shower, skylight & large walk in closet. 2 other good sized bdrms 4pc bath. 2nd fl r laundry rm w/ sink & built ins. Prof developed bsmt w/ large family rm w/ wet bar, large bdrm with walk in closet & 4pc bath. Solid core drs thru out. Low E windows. Solid drs. Roughed in for A/C, security & vacuum system. Fully landscaped west bkyd. Oversized, insulated & drywalled double detached garage with 8 ft garage dr. Quiet location. Walking distance to schools, amenities & transportation. 1yr builders warranty & 5yr Progressive Warranty. MLS#C4008572

custoM Built attached hoMe!

$709,900

sandstone3000 sqft 2 storey walkout with 4500 sqft of living space. Situated on a quiet cu de sac on a huge pie shaped lot. Main fl oor with formal living room with high ceilings and a massive formal dining room. Oak kitchen with centre island and eat in nook with 2 sided, brick facing fi replace open to sunken great room. Hardwood and tile throughout main fl oor. Spiral staircase leading upstairs to loft area overlooking the formal living room. Master bedroom with 6pc ensuite with double his and hers closets. 2 other large bedrooms. Walkout bsmnt is fully developed with a games room, gym area, wet bar and 2 other bedrooms. Large deck off of nook with stairs leading to concrete patio and large landscaped yard. MLS#C4011333

3000 sQft walkout!

$719,900

wildwoodExtensively updated split level home in showhome condition. Located in prestigious Wildwood. Carport & brand new double attached garage. 3 bdrms, 2 baths. Very bright & open plan. Renovated kitchen with centre island, breakfast eating bar, granite, designer tiled backsplash & s/s appliances open to large eating area & huge living rm with lots of windows. New hardwood fl rs thru out main fl r. Gorgeous staircase with iron rods & wood railing leading upstairs to master bdrm with French dr leading out to deck. 2 other good sized bdrms & renovated 4pc bath. The house has been repainted, lights, drs & other items updated like furnace, electrical panel & changed a lot of the windows. Lower level has a huge family rm with a walk thru closet with built ins & laundry area with new washer & dryer. 5pc contemporary renoed spa like bath with large soaker tub. 3rd level could be converted into a master bdrm with an ensuite & walk in concept. Huge crawl space. Recently landscaped bkyd with fi repit. Newer fence & gate. MLS#C4015237

extensively uPdated!

$699,900

cRanstonLandmark Homes Solar Powered fairfax 3! 80% to 90% more energy effi cient than an average new Alberta home. This home generates enough energy to meet the homes annual electricity needs. It loses less heat with triple pane windows. It has better indoor air quality, the heat recovery ventilator reduces allergens while saving energy by transferring heat from outgoing air to fresh incoming air. This home also uses less water. Water consumption is lowered with Kohler low fl ow faucets and shower heads and high effi ciency toilets. This 2 storey has 3 bedrooms, 3 baths and bonus room. Bright and open plan. Beautiful kitchen with centre island open to eating area and great room with gas fi replace. Spacious bonus room. Large master bedroom with 4pc ensuite and walk in closet. 2 other good sized bedrooms and 4pc bath. Second fl r laundry. 2yr builders warranty and 10yr New Home Warranty. Close to all amenities and easy access. Great family home! MLS#C4003114

eneRgy efficient!

$639,900

sPRuce cliffThis unit has Breathtaking views of Downtown, the Bow River & Shaganappi Golf Course. Live in this desirable urban community step from the underground C-Train Station, walking distance to Westbrook Mall including Wal-Mart & Safeway and minutes to downtown. Modern condo living with A/C and TWO titled underground parking stalls. Stylish kitchen features Stainless Steel appliances and granite countertops. The Nook has room for a large table great for entertaining. Great sized Balcony looking out to the amazing views. Living room with a corner gas fi replace. Master bedroom with large walk-in closet and 4pc ensuite fi nished with granite countertops. Second bedroom is a great size. 3pc bath with granite. In suite laundry. Many amenities such as swimming pool, hot tub, gym, games room, bike storage, storage locker, 24 hour on site security and on-site caretaker. Amazing building with a lot to offer. Exceptional value! MLS#C4017343

DISCOVER THE ADVANTAGE

Mount Royal

Unique, custom-built home nestled in prestigious

Nestled in the heart of Mount Royal just minutes to downtown, this beautifully crafted, De Jong-designed home offers the discerning buyer all the luxury one would expect from a newer estate

home in this prestigious community. “This is a unique property that rarely comes to market,”

says luxury home realtor Ray Riley of Royal LePage Foothills. “It’s a newer custom-built home on an estate-sized lot that is 175-ft. deep and presents an old-charm exterior of brick and sandstone that suits the neighbourhood.

“This property features exceptionally high-quality finishing and detailing including 10-ft. ceilings, custom millwork, French doors, and walnut hardwood floors throughout the main level.”


featureproperty

Offering more than 5,000 sq. ft. of elegant living space, this two-storey residence has four bedrooms, each with its own full four-piece ensuite, a main-level powder room, a fully developed lower level, and an oversized three-car garage with in-slab heating including the driveway.

From the impressive entry, visitors are drawn into a stunning, 25-ft. high foyer on the main level. This leads into a spectacular chef ’s kitchen with an expansive granite-topped island, huge walk-in pantry and high-end stainless steel appliances including a Wolf range and Subzero fridge. The sun-filled gourmet kitchen is open to a spacious dining area and Great Room ideal for entertaining.

From the Great Room, double French doors open to a large, brick patio walkout and entertaining area which leads to one of the most sought-after features of this exquisite home – a rare and private, south-facing inner-city sanctuary complete with mature trees and a beautiful perennial garden in the English Country style.

Off the Great Room, a formal dining room is highlighted by a barrel-vaulted, coffered ceiling, while the living room is warmed by a fireplace topped with a beautifully carved wood mantel. Through sliding French doors, the living room extends into a light-filled den with French doors opening onto an inviting front balcony.

The main level foyer leads to a wide staircase with carpet inset into the walnut hardwood stairs and features a vaulted, coffered ceiling and curved balcony above for a grand look.

“ This is a unique property that rarely comes to market”







Upstairs, the master bedroom has an eye-catching vaulted ceiling and luxurious ensuite with a steam shower, air jetted soaker tub in single slab granite deck, two-way fireplace, dual sinks in a long vanity and a tremendous walk-in closet with custom built-ins and a walk through to the second-floor laundry room.

Three additional generous-sized bedrooms all have walk-in closets and large ensuites. One bedroom also has access to a finished attic that runs the full length of home and can be utilized as additional living/storage space.

The lower level features a mudroom off the garage with a storage closet. There is also a wet bar outside double doors that open to a fabulous wine cellar, another four-piece bathroom and a large room that can be used as a fifth bedroom or a media room as it’s wired for sound.

Outside, the private backyard features the beautiful garden, brick retaining walls, wrought-iron rails, and lower and upper patios.

For more information on this luxury home or for a private viewing, contact Ray Riley, Royal LePage Foothills, 403-270-7601, or visit rayriley.com.

Volume15 Issue06 | HomeGuide • 27

Mount Royal

Unique, custom-built home nestled in prestigious

Nestled in the heart of Mount Royal just minutes to downtown, this beautifully crafted, De Jong-designed home offers the discerning buyer all the luxury one would expect from a newer estate

home in this prestigious community. “This is a unique property that rarely comes to market,”

says luxury home realtor Ray Riley of Royal LePage Foothills. “It’s a newer custom-built home on an estate-sized lot that is 175-ft. deep and presents an old-charm exterior of brick and sandstone that suits the neighbourhood.

“This property features exceptionally high-quality finishing and detailing including 10-ft. ceilings, custom millwork, French doors, and walnut hardwood floors throughout the main level.”


featureproperty













Upstairs, the master bedroom has an eye-catching vaulted ceiling and luxurious ensuite with a steam shower, air jetted soaker tub in single slab granite deck, two-way fireplace, dual sinks in a long vanity and a tremendous walk-in closet with custom built-ins and a walk through to the second-floor laundry room.

Three additional generous-sized bedrooms all have walk-in closets and large ensuites. One bedroom also has access to a finished attic that runs the full length of home and can be utilized as additional living/storage space.

The lower level features a mudroom off the garage with a storage closet. There is also a wet bar outside double doors that open to a fabulous wine cellar, another four-piece bathroom and a large room that can be used as a fifth bedroom or a media room as it’s wired for sound.

Outside, the private backyard features the beautiful garden, brick retaining walls, wrought-iron rails, and lower and upper patios.

For more information on this luxury home or for a private viewing, contact Ray Riley, Royal LePage Foothills, 403-270-7601, or visit rayriley.com.

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living

showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your

property as the pinnacle of affl uent living.

PICK UP YOUR FREE COPY.

Brought to you by the publishers of

AVAILABLE ONLINE AT

LuxuryLivingCalgary.com

SUMMER 2015

AVAILABLE ONLINE AT

LuxuryLivingCalgary.com

SUMMER 2015

10 QUESTIONS WITH

VAUGHAN WALLACEYOUR OUTDOOR ESCAPELIVING

POSH

OLSONOLSONCandiceCandiceDESIGN SENSATION

OLSONdotes on details

LLCL_May_2015.indd 1

5/21/15 4:33 PM

LUXURYTh e Pinnacle of

TO BOOK YOUR ADVERTISING SPACE CONTACT:Anita Van Breevoort 403.461.5518

[email protected]


DEERFOOT TR

MontereyPark

Abbeydale

Applewood

STONEY TR

16 AV

Abbeydale ....................................664Albert Park ...................................730Applewood ..................................768Calgary International Airport ....624Castleridge ..................................676Castleridge Estates .....................678Coral Springs ..............................688Deerfoot/Skyline Ind Park ..........615Dover ...........................................738Dover Glen ..................................736Eastfi eld .......................................748Erin Woods ..................................740Falconridge ..................................680Fonda ...........................................726Forest Heights .............................762Forest Lawn .................................764Franklin/Meridian Ind Park ........630Horizon Industrial Park ..............640Jacksonport..................................690Marlborough ...............................660Marlborough Park .......................662Martindale ...................................682

Mayland Heights ........................600Mayland Heights East ................604McCall/Airways Ind Park ...........610Monterey Park .............................670Penbrooke....................................766Pineridge .....................................668Radisson Heights ........................728Red Carpet/Mountview Mhp .....770Rundle .........................................666Saddle Ridge ...............................645Southview....................................732Saddle Ridge Ind ........................625Stoney Industrial/Westwinds .....625Skyview Ranch ...........................692Stone Gate Landing ...................691Sunridge Industrial Park ............635Taradale .......................................684Temple .........................................674Valleyfi eld ....................................744Vista Heights ...............................605West Dover ..................................734Whitehorn ...................................672

outdoorliving

2015 outdoor trends

Outdoor living and renovating has become a trend in itself. With new stats coming out every day about the impact of outdoor renovations on home value, landscaping is rising to the top of the to-do list. Whether you’re planning on renovating or just sitting outside and enjoying the sun, here are my top outdoor trends for 2015.

Bird Bath. $39. rona.ca

Hampton Bay Painted Triangles Lumbar Pillow. $16. homedepot.ca

Round Outdoor Chairs. $40 each.

walmart.ca

Solvinden Led Solar-Powered Floor Lamp. $15-$17 each. ikea.ca

Garden Treasures 10-ft. Square Offset Umbrella with LED

Lights. $399. lowes.ca


Albertans expect to pay $85K in mortgage interest

While the average amount Canadians expect to pay in mortgage interest is $57,938, that figure jumps for residents in Alberta at a whopping $85,404. Homeowners in Atlantic Canada expect to pay the least, at $35,454.

It’s a scary question many homeowners are afraid to answer: how much will your mortgage interest total over the

lifetime of your mortgage? Well, wonder no more – a recent poll from BMO Bank of Montreal has the answer: $60,000.

But that’s the average for Canada. In Alberta, it’s a whopping $85,404. » While the average amount Canadians

expect to pay in mortgage interest is $57,938, the figure rises to its highest in Canada for residents in BC at $95,891. Homeowners in Atlantic Canada expect to pay the least, at $35,454

» Canadians expect an increase in interest rates over the next five years (60 per cent), with 48 per cent expecting a small increase and 12 per cent a large increase

» Most Canadian mortgage holders (67 per cent) currently hold a fixed rate mortgage, sheltering them against any potential upswings

“It’s quite telling of the extended low-rate environment that a sizeable percentage of respondents do not expect interest rates to go up in the next five years,” says Sal Guatieri, senior economist, BMO Capital Markets. “Hopefully, many have not been lulled into thinking that rates will never go up, as they could be tempted into taking on too much debt.”

It’s not surprising that British Columbians are paying the most mortgage interest, as house prices in that province are the highest in the country, he says. The average was $623,000 in April, compared with $437,000 nationwide and $456,000 in Ontario.

“In any interest rate environment, it’s important that Canadians stress-test their mortgage against a higher rate to ensure they can afford it over the long term,” says Martin Nel, vice-president of personal lending and investment products, BMO Bank of Montreal.

AVERAGE AGE OF MORTGAGE FREEDOM INCHES HIGHER

On average, Canadians expect to become mortgage-free by the age of 59 – up from 58 in the last two years. One-third (31 per cent) expect still to be making mortgage payments on their 65th birthday.

“Considering a shorter amortization of 25 years or less can help Canadians save thousands of dollars in interest rate costs over the life of the mortgage; this improves long-term affordability, while ensuring Canadians pay down their mortgage faster and begin building equity in their home sooner,” says Nel.

TIPS TO BECOME MORTGAGE-FREE FASTER

1. Think carefully about fixed versus variable: While variable rate mortgages have been a winning strategy over the long term, fixed rate mortgages (currently near historic lows) come with the peace of mind of being insulated against rate increases.

2. Stress-test your mortgage: Gauging the stability of your mortgage by stress testing it against a higher interest rate can help establish a plan to ensure long term affordability.

3. Understand every step of the homebuying journey: The BMO Home Buyers Guide provides advice and information designed to guide buyers through the process of financing, choosing and purchasing a new home.

B Y WAY N E K A R L

inthenews

Source: Source: BMO Mortgage Poll

$35,454 $41,915 $49,991 $68,238 $85,404 $95,891

ATLANTIC QUEBEC ONTARIO PRAIRIES ALBERTA BC

TOTAL INTEREST EXPECTED TO BE PAID BY REGION

58 61 57 57 58 61


AVERAGE AGE EXPECTED TO BE “MORTGAGE FREE” BY REGION

How to fix a bad credit score

At university, Dixie was a little slow paying her cell phone bill. While her service was never discontinued, she did carry a balance from month to month that she

cleared at the end of each school year.Last year, when Dixie applied for a car loan, she was

turned down because of her less-than-perfect repayment history. She’s worried about the future and how her past borrowing mistakes will haunt her when it comes time to buy a home. Sound familiar?

If you see yourself reflected in Dixie’s story, no doubt by now you know you’re not the only person in this particular leaky boat. Unfortunately, many people have no experience managing credit and make mistake after mistake:

» they make their payments late» they go over their credit limits» they have a b’zillion credit cards in their wallets» they miss making their payments, or worse» they stop making payments completely when they feel

there’s no end to their misery.

If you’ve fallen behind and your credit record has become tarnished, where should you go from here?

First, you’ve got to get yourself some credit again so that you can demonstrate what a good job you can do managing it. The only way to establish a credit history is to use and repay credit. There are a number of ways to go about rebuilding your credit history.

Start by taking out a loan to make an investment (another good reason to start a retirement savings plan). Make your monthly payments on time and build a shiny new credit history.

Since the institution that’s giving you the loan will also be holding the retirement savings, the credit procedure is far less stringent than it normally would be.

You can also ask a co-signer or guarantor to help you get a small loan of, say, $1,000, which you would then pay off over three months. It would cost you in interest, but you would be back on track credit-wise.

Don’t want to incur the interest costs? Apply for a “secured” credit card. With a secured credit card, you put up cash to cover your balance. Lenders often want twice the credit card limit, so if you want a $500 credit limit, you’ll have to ante up $1,000. Once you’ve established your ability to manage the card

— anywhere from six months to a year — you can ask for the security requirement to be dropped and your deposit returned.

Thinking of hiring a credit-repair company? Don’t bother. Credit repair companies can’t do anything you can’t do yourself. A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired, so don’t get suckered by anyone who claims they can mop up your credit disasters faster. There are no “loopholes.” The only way to fix a poor credit rating is to be smart about how you use credit. Learn from your mistakes and move on.

B Y G A I L VA Z - O X L A D E

moneymatters

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade


[email protected]

all subject to change, lender qualifications will apply

NEED A MORTGAGE?Call (403) 863-1293 Today!

PRO LINK MORTGAGE Five Year Fixed Rate

2.64%My experience and service will work for you.

Albertans expect to pay $85K in mortgage interest

While the average amount Canadians expect to pay in mortgage interest is $57,938, that figure jumps for residents in Alberta at a whopping $85,404. Homeowners in Atlantic Canada expect to pay the least, at $35,454.

It’s a scary question many homeowners are afraid to answer: how much will your mortgage interest total over the

lifetime of your mortgage? Well, wonder no more – a recent poll from BMO Bank of Montreal has the answer: $60,000.

But that’s the average for Canada. In Alberta, it’s a whopping $85,404. » While the average amount Canadians

expect to pay in mortgage interest is $57,938, the figure rises to its highest in Canada for residents in BC at $95,891. Homeowners in Atlantic Canada expect to pay the least, at $35,454

» Canadians expect an increase in interest rates over the next five years (60 per cent), with 48 per cent expecting a small increase and 12 per cent a large increase

» Most Canadian mortgage holders (67 per cent) currently hold a fixed rate mortgage, sheltering them against any potential upswings

“It’s quite telling of the extended low-rate environment that a sizeable percentage of respondents do not expect interest rates to go up in the next five years,” says Sal Guatieri, senior economist, BMO Capital Markets. “Hopefully, many have not been lulled into thinking that rates will never go up, as they could be tempted into taking on too much debt.”

It’s not surprising that British Columbians are paying the most mortgage interest, as house prices in that province are the highest in the country, he says. The average was $623,000 in April, compared with $437,000 nationwide and $456,000 in Ontario.

“In any interest rate environment, it’s important that Canadians stress-test their mortgage against a higher rate to ensure they can afford it over the long term,” says Martin Nel, vice-president of personal lending and investment products, BMO Bank of Montreal.

AVERAGE AGE OF MORTGAGE FREEDOM INCHES HIGHER

On average, Canadians expect to become mortgage-free by the age of 59 – up from 58 in the last two years. One-third (31 per cent) expect still to be making mortgage payments on their 65th birthday.

“Considering a shorter amortization of 25 years or less can help Canadians save thousands of dollars in interest rate costs over the life of the mortgage; this improves long-term affordability, while ensuring Canadians pay down their mortgage faster and begin building equity in their home sooner,” says Nel.

TIPS TO BECOME MORTGAGE-FREE FASTER

1. Think carefully about fixed versus variable: While variable rate mortgages have been a winning strategy over the long term, fixed rate mortgages (currently near historic lows) come with the peace of mind of being insulated against rate increases.

2. Stress-test your mortgage: Gauging the stability of your mortgage by stress testing it against a higher interest rate can help establish a plan to ensure long term affordability.

3. Understand every step of the homebuying journey: The BMO Home Buyers Guide provides advice and information designed to guide buyers through the process of financing, choosing and purchasing a new home.

B Y WAY N E K A R L

inthenews

Source: Source: BMO Mortgage Poll

$35,454 $41,915 $49,991 $68,238 $85,404 $95,891


TOTAL INTEREST EXPECTED TO BE PAID BY REGION

58 61 57 57 58 61


AVERAGE AGE EXPECTED TO BE “MORTGAGE FREE” BY REGION

How to fix a bad credit score

At university, Dixie was a little slow paying her cell phone bill. While her service was never discontinued, she did carry a balance from month to month that she

cleared at the end of each school year.Last year, when Dixie applied for a car loan, she was

turned down because of her less-than-perfect repayment history. She’s worried about the future and how her past borrowing mistakes will haunt her when it comes time to buy a home. Sound familiar?

If you see yourself reflected in Dixie’s story, no doubt by now you know you’re not the only person in this particular leaky boat. Unfortunately, many people have no experience managing credit and make mistake after mistake:

» they make their payments late» they go over their credit limits» they have a b’zillion credit cards in their wallets» they miss making their payments, or worse» they stop making payments completely when they feel

there’s no end to their misery.

If you’ve fallen behind and your credit record has become tarnished, where should you go from here?

First, you’ve got to get yourself some credit again so that you can demonstrate what a good job you can do managing it. The only way to establish a credit history is to use and repay credit. There are a number of ways to go about rebuilding your credit history.

Start by taking out a loan to make an investment (another good reason to start a retirement savings plan). Make your monthly payments on time and build a shiny new credit history.

Since the institution that’s giving you the loan will also be holding the retirement savings, the credit procedure is far less stringent than it normally would be.

You can also ask a co-signer or guarantor to help you get a small loan of, say, $1,000, which you would then pay off over three months. It would cost you in interest, but you would be back on track credit-wise.

Don’t want to incur the interest costs? Apply for a “secured” credit card. With a secured credit card, you put up cash to cover your balance. Lenders often want twice the credit card limit, so if you want a $500 credit limit, you’ll have to ante up $1,000. Once you’ve established your ability to manage the card

— anywhere from six months to a year — you can ask for the security requirement to be dropped and your deposit returned.

Thinking of hiring a credit-repair company? Don’t bother. Credit repair companies can’t do anything you can’t do yourself. A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired, so don’t get suckered by anyone who claims they can mop up your credit disasters faster. There are no “loopholes.” The only way to fix a poor credit rating is to be smart about how you use credit. Learn from your mistakes and move on.

B Y G A I L VA Z - O X L A D E

moneymatters

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade


TRANS CANADA HI

SARCEE TR

GLENMORE TR

SPRUCE MEADOWS TR

MACLEOD TR

MeadowlarkPark

Parkhill / Stanley Park

Roxboro

UpperScarboro West

End

ErltonMission

Kingsland

GarrisonGreen

Crestmont


Altadore/River Park ....................019Aspen Woods .............................073Bankview .....................................015Bayview .......................................129Bel Aire ........................................110Braeside .......................................135Bridlewood ..................................161Britannia ......................................105Canyon Meadows .......................125Canyon Meadows Estates ..........127Cedarbrae ....................................145Cfb Currie ....................................020Chinook Park ..............................117Christie Park ...............................052Cliff Bungalow ............................004Coach Hill ...................................049Connaught ..................................003Cougar Ridge ..............................071Crestmont ...................................081Discovery Ridge ..........................070Downtown ..................................001East Village ..................................006West End .....................................012Eagle Ridge .................................119Eau Claire ....................................002Elbow Park...................................005Elboya ..........................................103Erlton ...........................................101Evergreen ....................................157Evergreen Estate .........................151Garrison Green ...........................024Garrison Woods ..........................018Glamorgan ..................................045Glenbrook ...................................043

Glendale ......................................041Haysboro .....................................121Kelvin Grove ...............................115Killarney ......................................027Kingsland ....................................113Lakeview .....................................031Lakeview Village .........................033Lincoln Park ................................021Lower Mount Royal ....................010Mayfair .........................................111Meadowlark Park ........................109Millrise .........................................153Mission ........................................014Mount Royal ................................007North Glenmore Park .................022Oakridge ......................................143Oakridge Estates ........................141Palliser ..........................................133Park Hill/Stanley Park .................104Patterson ......................................047Pump Hill ....................................131Richmond ....................................029Richmond Hill .............................057Rideau Park .................................102Rosscarrock .................................037Roxboro .......................................100Rutland Park ................................028Scarboro ......................................011Shaganappi .................................025Shawnee Slopes ..........................151 Shawnessy ...................................155Signal Hill ....................................053Signature Parke ...........................055Silverado ......................................165Somerset ......................................159South Calgary .............................017Southwood ..................................123Springbank Hill ...........................065Spruce Cliff ..................................023Strathcona Park ...........................051Sunalta .........................................009The Slopes ...................................067Upper Scarboro ...........................013Victoria Park ................................008West Springs ...............................075Westgate ......................................039Wildwood . ..................................035Windsor Park ...............................107Woodbine ....................................147Woodlands...................................139

tips&tricks

Packing tipsto make your move a little easier

❏ Gather boxes in all sizes.

❏ Collect cushioning material like bubble wrap, foam pellets, furniture pads, blankets, plastic bags, tissue paper, newspapers, and small towels to use as padding.

❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items around your home.

❏ Reinforce the bottom of boxes with extra tape for added strength.

❏ Label each box with the name of the room in your new home where it should be placed.

❏ List the contents of the box on the side of it.

❏ Number the boxes and keep a list of which boxes go in which room in your new home.

❏ Label boxes containing fragile items with large red lettering.

❏ Place china in plastic bags and stack plates upright on their sides, not flat.

❏ Pack your TV, stereo and computer in their original boxes whenever possible.

❏ Keep boxes to 50 pounds or less.

❏ Pack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

❏ Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline, and ammunition.

❏ Pack a bag of personal items you’ll need during the move (change of clothes, toiletries, medicine, maps, food and drinks). Keep it in an easy-to-find place when you pack.

Mortgage SpecialiSt

Call (403) 863-1293 Today!Need a mortgage?

email:[email protected]

PRO LINK MORTGAGE


TRANS CANADA HI

SARCEE TR

GLENMORE TR

SPRUCE MEADOWS TR

MACLEOD TR

MeadowlarkPark

Parkhill / Stanley Park

Roxboro

UpperScarboro West

End

ErltonMission

Kingsland

GarrisonGreen

Crestmont


Altadore/River Park ....................019Aspen Woods .............................073Bankview .....................................015Bayview .......................................129Bel Aire ........................................110Braeside .......................................135Bridlewood ..................................161Britannia ......................................105Canyon Meadows .......................125Canyon Meadows Estates ..........127Cedarbrae ....................................145Cfb Currie ....................................020Chinook Park ..............................117Christie Park ...............................052Cliff Bungalow ............................004Coach Hill ...................................049Connaught ..................................003Cougar Ridge ..............................071Crestmont ...................................081Discovery Ridge ..........................070Downtown ..................................001East Village ..................................006West End .....................................012Eagle Ridge .................................119Eau Claire ....................................002Elbow Park...................................005Elboya ..........................................103Erlton ...........................................101Evergreen ....................................157Evergreen Estate .........................151Garrison Green ...........................024Garrison Woods ..........................018Glamorgan ..................................045Glenbrook ...................................043

Glendale ......................................041Haysboro .....................................121Kelvin Grove ...............................115Killarney ......................................027Kingsland ....................................113Lakeview .....................................031Lakeview Village .........................033Lincoln Park ................................021Lower Mount Royal ....................010Mayfair .........................................111Meadowlark Park ........................109Millrise .........................................153Mission ........................................014Mount Royal ................................007North Glenmore Park .................022Oakridge ......................................143Oakridge Estates ........................141Palliser ..........................................133Park Hill/Stanley Park .................104Patterson ......................................047Pump Hill ....................................131Richmond ....................................029Richmond Hill .............................057Rideau Park .................................102Rosscarrock .................................037Roxboro .......................................100Rutland Park ................................028Scarboro ......................................011Shaganappi .................................025Shawnee Slopes ..........................151 Shawnessy ...................................155Signal Hill ....................................053Signature Parke ...........................055Silverado ......................................165Somerset ......................................159South Calgary .............................017Southwood ..................................123Springbank Hill ...........................065Spruce Cliff ..................................023Strathcona Park ...........................051Sunalta .........................................009The Slopes ...................................067Upper Scarboro ...........................013Victoria Park ................................008West Springs ...............................075Westgate ......................................039Wildwood . ..................................035Windsor Park ...............................107Woodbine ....................................147Woodlands...................................139

G a r y

M a t tWilliams

Ca

lG

ar

yP

ro

Pe

rt

yF

or

Sa

le

.Ca

Call NoW For a Free

eValUatIoN oF yoUr CalGary

ProPerty

259.4141403

Scarboro

$1,300,000Beautiful home located on a large 8,277 Sq Ft corner lot in the heart of highly sought after Scarboro. A centre hall plan with spacious living room, formal dining room, renovated kitchen with top of the line stainless steel appliances, granite counters, large island and computer desk open to a family room with wet bar. The main floor features hardwood flooring, beautiful draperies, California shutters, 2 wood burning fireplaces, a powder room and mudroom. The upper level includes a master suite with 2 walk-in closets, ensuite with heated floors and 2 bright, good sized bedrooms and a renovated 4pc bath. The well-developed basement provides a rec room, wine room, bedroom, 3 pc bath, and plenty of storage. Beautifully landscaped with abundant trees, shrubs, sprinkler system, interlocking brick patios and walkways. Oversized double detached garage. Close to Triangle Park, Sunalta school, restaurants, downtown. Upscale inner city living at its finest!

tips&tricks

Packing tipsto make your move a little easier

❏ Gather boxes in all sizes.

❏ Collect cushioning material like bubble wrap, foam pellets, furniture pads, blankets, plastic bags, tissue paper, newspapers, and small towels to use as padding.

❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items around your home.

❏ Reinforce the bottom of boxes with extra tape for added strength.

❏ Label each box with the name of the room in your new home where it should be placed.

❏ List the contents of the box on the side of it.

❏ Number the boxes and keep a list of which boxes go in which room in your new home.

❏ Label boxes containing fragile items with large red lettering.

❏ Place china in plastic bags and stack plates upright on their sides, not flat.

❏ Pack your TV, stereo and computer in their original boxes whenever possible.

❏ Keep boxes to 50 pounds or less.

❏ Pack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

❏ Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline, and ammunition.

❏ Pack a bag of personal items you’ll need during the move (change of clothes, toiletries, medicine, maps, food and drinks). Keep it in an easy-to-find place when you pack.



DEERFOOT TR

MACLEOD TR

MARQUIS OF LORNE TR

Acadia ................................................215Auburn Bay .......................................365Chaparral ...........................................280Chaparral Valley ................................285Copperfi eld .......................................355Cranston ............................................360Deer Ridge ........................................265Deer River Estates.............................272Deer Run ...........................................270Diamond Cove ..................................252Douglas Glen ....................................320Douglas Ridge ...................................330Douglasdale Estates .........................325Fairview .............................................210Foothills Industrial Park ...................340Highfi eld ............................................205Inglewood .........................................200Lake Bonavista ..................................235Lake Bonavista Downs .....................245Lake Bonavista Estates .....................240Legacy ................................................295Lynnwood Ridge ...............................300Mahogany .........................................375Manchester ........................................207Maple Ridge ......................................230Mckenzie Lake ..................................335Mckenzie Towne ...............................345Midnapore .........................................255New Brighton ....................................350Ogden/Lynnwood .............................305Parkland .............................................260Quarry Park .......................................315Queensland .......................................250Ramsay ..............................................202Riverbend ..........................................310Seton ..................................................370Sundance ...........................................275Walden ...............................................290Willow Park .......................................220Willow Park Estates ..........................225

B R I T I S H C O L U M B I A & A L B E R T A

JULY - AUGUST 2015

Gleniffer Lake • Gull Lake • Sylvan Lake • Invermere/Columbia Valley • Okanagan Region • Vancouver Island

REAL PROPERTIES

My experience and service will work for you.

Call (403) 863-1293 Today!

Need a mortgage?

PRO LINK MORTGAGE

Five Year Fixed Rate

2.64%email: [email protected]



DEERFOOT TR

MACLEOD TR

MARQUIS OF LORNE TR

Acadia ................................................215Auburn Bay .......................................365Chaparral ...........................................280Chaparral Valley ................................285Copperfi eld .......................................355Cranston ............................................360Deer Ridge ........................................265Deer River Estates.............................272Deer Run ...........................................270Diamond Cove ..................................252Douglas Glen ....................................320Douglas Ridge ...................................330Douglasdale Estates .........................325Fairview .............................................210Foothills Industrial Park ...................340Highfi eld ............................................205Inglewood .........................................200Lake Bonavista ..................................235Lake Bonavista Downs .....................245Lake Bonavista Estates .....................240Legacy ................................................295Lynnwood Ridge ...............................300Mahogany .........................................375Manchester ........................................207Maple Ridge ......................................230Mckenzie Lake ..................................335Mckenzie Towne ...............................345Midnapore .........................................255New Brighton ....................................350Ogden/Lynnwood .............................305Parkland .............................................260Quarry Park .......................................315Queensland .......................................250Ramsay ..............................................202Riverbend ..........................................310Seton ..................................................370Sundance ...........................................275Walden ...............................................290Willow Park .......................................220Willow Park Estates ..........................225

B R I T I S H C O L U M B I A & A L B E R T A

JULY - AUGUST 2015

Gleniffer Lake • Gull Lake • Sylvan Lake • Invermere/Columbia Valley • Okanagan Region • Vancouver Island

REAL PROPERTIES

Nancy VieiraCall Nancy Direct (250) 514-4750for Victoria & Southern Vancouver Island

ISLAND LIVING AT its BEST! Make this the best move of your life!

Virtual tours at www.nancyvieira.com • [email protected] •Toll Free 1.800.665.5303Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Mill Bay 250.733.0770

Nancy Vieira Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Cobble Hill 250.743.3838

Call Nancy Direct (250)514-4750

Virtual tours at www.nancyvieira.com • [email protected] • Toll Free1.800.665.5303

LEVEL ENTRY RANCHER WITH WALK-IN BASEMENT$599,900 - 614 Parkway Place, Colwood

PLUS a 2-bedrm In-law and many extras in quiet and picturesque surroundings.High quality finishing, open floor plan-car garage plus ample driveway,landscaped lot, 2 decks & patio, skylights, plus so much more.

PRICELESS TREASURE OFFERED! $349,900 - 7230 Sea Cliff, East Sooke

Tranquil views of Whiffen Spit & Sooke Harbour from this .26 ACRE sunny southoceanfront lot. The Silver Spray Development has wonderful plans which willonly increase your investment. City water & hydro at lot. Southern tip ofVancouver Island.

STEPS FROM THE OCEAN$499,900 - 7062 Richview Dr, Sooke

Your own Private Park in your back yard! Just about an acre (.89) Steps from theever changing Whiffen Spit Park. Lots of land for farm style gardening. Toweringfir trees lead into a quiet glen where you find a private fire pit and an area tobuild a small cottage for your guests! RV, Boat or Yacht fit can easily fit!

PRIVACY $599,900 - 681 Seedtree, Sooke

Panoramic mountain views! 1.43 acre property with welcoming Kio pond &beautifully fenced garden. Level entry custom built, stunningly beautiful home withopen plan, 10 ft ceilings, solid oak flooring & gourmet kitchen. Spacious master onmain boasts ensuite with luxurious soaker tub & separate double shower.

SOUTH COAST PARADISE FOUND Chalets start at $299,900 - Trailhead, Jordan River

Located in a coastal temperate rain forest, Sooke enjoyssome of the mildest weather in Canada. "Nature at YourDoorstep" with west coast salmon fishing, whale andsea life watching, bird watching right at your doorstep.The Juan de Fuca Trail, West Coast Trail, beautiful westcoast beaches: China Beach, Mystic Beach, BotanicalBeach are all within a short hike or drive. ComeExperience the Pacific Coast surfing at Jordan River andSombrio Beach. Unlimited natural sightseeing or justrelax and unwind! Less than one and half hour scenicdrive to BC's capitol city, Victoria: Butchart Gardens,museums, music and arts festivals, world-class shoppingand dining. A short 20 minute drive from the small townof Sooke for dining,Art Galleries, Spas, grocery shopping,services, and the world famous Sooke Harbour House.Within 1 1/2 hours drive to numerous golf courses:Olympic View, Bear Mountain and Oak Bay. Get yourpiece of west coast paradise.

Open Saturday and Sunday 12 pm to 4 pm

Nancy Vieira Right 9/11/09 3:29 PM Page 1

$1,100,000. Dream acreage with 1500 FT. of oceanfront.

11 Acres

SOOK

E

$1,600,000 11 bed 9 bath, custom build with great attention to detail

utilizing materials from actual property.

COBB

LE H

ILL

$849,900, Custom Executive home with gourmet kitchen on acre with full fi nished walk-out basement.

SOOK

E

$189,000 1.01 acres Gorgeous building lot next door to Fantastic French Beach Park on this South Island’s Wild West Side. Sandy beach just a 5 minute walk away. Drive out, walk up the path, breath in the sea air and buy this special place!!

FREN

CH B

EACH

$274,900 3 bed 2 bath plus shop, sunroom out front, fully fenced,

short stroll to beach.

PORT

REN

FREW

$346,900. Over 1900 sq ft of living space with huge crawlspace. 4 Bed and Den with private living space.

SOOK

E

$600,000. 1800 Feet of rugged west coast oceanfront. 7.42 Acres sur-rounded on all sides by parklands.

PORT

REN

FREW

$550,000. 3.57 acres with older home located amongst the towering cedars and maples. Beautiful private estate.

SOOK

E

$155,000 Mobile! Duplex! Or Build Your Own Single Family Home! Vacant Lot. zoning al-lows duplex, home, mobile. no restrictions!

SOOK

E

$89,900 Studio with RV Site on 1 acre of

privacy on West Coast Road

FREN

CH B

EACH

$249,900, 7 bed 3 bath includes 2 bedroom suiteShort stroll to Oceanside

PORT

REN

FREW

$265,000. Fully furnished ocean view cottage with cedar bunk

house. Rent nightly.

PORT

REN

FREW

$299,900. 2 old timer cottages on 2.17 acres. ALR suitable for small

hobby farm

SOOK

E

$549,900 Waterfalls and Pools on 5.96 Riverfront Acres. Home plus

Cottage and studio.

SOOK

E

$549,900. Walk to golf course, beach, Montesouri School, and church. Nice family

home with updates. Sunny fenced yard.

MET

CHOS

IN

$399,900. 4.27 pristine acres with old growth forest and meadows.

Municipal water.

SOOK

E

1.5 ACRE

$162,000. 1 bed 1 bath, over 1 acre in a prime location,

Short walk to beach.

PORT

REN

FREW

$155,000. Seaside furnished one level entry townhome with hot tub

on patio facing ocean

UCLU

ELET

$322,000. Two bedroom end unit with ensuite in master.

Patio doors to private area.

SAAN

ICH

EAST

$309,900. 3 Bedroom level entry home with new kitchen and full walk

out basement on huge corner lot.

DUNC

AN

$314,000 Fully Fenced 1 acre with home and double garage with separate studio! Walk to French Beach ! Great

for families; school bus area. French Beach!

FREN

CH B

EACH

$364,900. 3 bed/3 bath. Upper Legal Half Duplex. Ocean & Mtn Views. Engineered fl oors. Upper Legal Half Duplex (two storey). Sundeck. Private backyard. Top two fl oors. Only 1 left!

SOOK

E

NO FEES

$380,000, Two Cottages and RV on Site with hydro, well water. Oceanview with Mountain Views.

PORT

REN

FREW

10 ACRE

$429,900. Turn of the Century Carraige House with all the old time charm. Hot House and amazing fenced gardens.

VICT

ORIA

PRICE CHANGE

5 ACREWhether you’re renting or buying,fi nding your next home has never been so easy.

startyour search here.

Nancy VieiraCall Nancy Direct (250) 514-4750for Victoria & Southern Vancouver Island

ISLAND LIVING AT its BEST! Make this the best move of your life!

Virtual tours at www.nancyvieira.com • [email protected] •Toll Free 1.800.665.5303Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Mill Bay 250.733.0770

Nancy Vieira Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Cobble Hill 250.743.3838

Call Nancy Direct (250)514-4750

Virtual tours at www.nancyvieira.com • [email protected] • Toll Free1.800.665.5303

LEVEL ENTRY RANCHER WITH WALK-IN BASEMENT$599,900 - 614 Parkway Place, Colwood

PLUS a 2-bedrm In-law and many extras in quiet and picturesque surroundings.High quality finishing, open floor plan-car garage plus ample driveway,landscaped lot, 2 decks & patio, skylights, plus so much more.

PRICELESS TREASURE OFFERED! $349,900 - 7230 Sea Cliff, East Sooke

Tranquil views of Whiffen Spit & Sooke Harbour from this .26 ACRE sunny southoceanfront lot. The Silver Spray Development has wonderful plans which willonly increase your investment. City water & hydro at lot. Southern tip ofVancouver Island.

STEPS FROM THE OCEAN$499,900 - 7062 Richview Dr, Sooke

Your own Private Park in your back yard! Just about an acre (.89) Steps from theever changing Whiffen Spit Park. Lots of land for farm style gardening. Toweringfir trees lead into a quiet glen where you find a private fire pit and an area tobuild a small cottage for your guests! RV, Boat or Yacht fit can easily fit!

PRIVACY $599,900 - 681 Seedtree, Sooke

Panoramic mountain views! 1.43 acre property with welcoming Kio pond &beautifully fenced garden. Level entry custom built, stunningly beautiful home withopen plan, 10 ft ceilings, solid oak flooring & gourmet kitchen. Spacious master onmain boasts ensuite with luxurious soaker tub & separate double shower.

SOUTH COAST PARADISE FOUND Chalets start at $299,900 - Trailhead, Jordan River

Located in a coastal temperate rain forest, Sooke enjoyssome of the mildest weather in Canada. "Nature at YourDoorstep" with west coast salmon fishing, whale andsea life watching, bird watching right at your doorstep.The Juan de Fuca Trail, West Coast Trail, beautiful westcoast beaches: China Beach, Mystic Beach, BotanicalBeach are all within a short hike or drive. ComeExperience the Pacific Coast surfing at Jordan River andSombrio Beach. Unlimited natural sightseeing or justrelax and unwind! Less than one and half hour scenicdrive to BC's capitol city, Victoria: Butchart Gardens,museums, music and arts festivals, world-class shoppingand dining. A short 20 minute drive from the small townof Sooke for dining,Art Galleries, Spas, grocery shopping,services, and the world famous Sooke Harbour House.Within 1 1/2 hours drive to numerous golf courses:Olympic View, Bear Mountain and Oak Bay. Get yourpiece of west coast paradise.

Open Saturday and Sunday 12 pm to 4 pm

Nancy Vieira Right 9/11/09 3:29 PM Page 1

$1,100,000. Dream acreage with 1500 FT. of oceanfront.

11 Acres

SOOK

E

$1,600,000 11 bed 9 bath, custom build with great attention to detail

utilizing materials from actual property.

COBB

LE H

ILL

$849,900, Custom Executive home with gourmet kitchen on acre with full fi nished walk-out basement.

SOOK

E

$189,000 1.01 acres Gorgeous building lot next door to Fantastic French Beach Park on this South Island’s Wild West Side. Sandy beach just a 5 minute walk away. Drive out, walk up the path, breath in the sea air and buy this special place!!

FREN

CH B

EACH

$274,900 3 bed 2 bath plus shop, sunroom out front, fully fenced,

short stroll to beach.

PORT

REN

FREW

$346,900. Over 1900 sq ft of living space with huge crawlspace. 4 Bed and Den with private living space.

SOOK

E

$600,000. 1800 Feet of rugged west coast oceanfront. 7.42 Acres sur-rounded on all sides by parklands.

PORT

REN

FREW

$550,000. 3.57 acres with older home located amongst the towering cedars and maples. Beautiful private estate.

SOOK

E

$155,000 Mobile! Duplex! Or Build Your Own Single Family Home! Vacant Lot. zoning al-lows duplex, home, mobile. no restrictions!

SOOK

E

$89,900 Studio with RV Site on 1 acre of

privacy on West Coast Road

FREN

CH B

EACH

$249,900, 7 bed 3 bath includes 2 bedroom suiteShort stroll to Oceanside

PORT

REN

FREW

$265,000. Fully furnished ocean view cottage with cedar bunk

house. Rent nightly.

PORT

REN

FREW

$299,900. 2 old timer cottages on 2.17 acres. ALR suitable for small

hobby farm

SOOK

E

$549,900 Waterfalls and Pools on 5.96 Riverfront Acres. Home plus

Cottage and studio.

SOOK

E

$549,900. Walk to golf course, beach, Montesouri School, and church. Nice family

home with updates. Sunny fenced yard.

MET

CHOS

IN

$399,900. 4.27 pristine acres with old growth forest and meadows.

Municipal water.

SOOK

E

1.5 ACRE

$162,000. 1 bed 1 bath, over 1 acre in a prime location,

Short walk to beach.

PORT

REN

FREW

$155,000. Seaside furnished one level entry townhome with hot tub

on patio facing ocean

UCLU

ELET

$322,000. Two bedroom end unit with ensuite in master.

Patio doors to private area.SA

ANIC

H EA

ST

$309,900. 3 Bedroom level entry home with new kitchen and full walk

out basement on huge corner lot.

DUNC

AN

$314,000 Fully Fenced 1 acre with home and double garage with separate studio! Walk to French Beach ! Great

for families; school bus area. French Beach!

FREN

CH B

EACH

$364,900. 3 bed/3 bath. Upper Legal Half Duplex. Ocean & Mtn Views. Engineered fl oors. Upper Legal Half Duplex (two storey). Sundeck. Private backyard. Top two fl oors. Only 1 left!

SOOK

E

NO FEES

$380,000, Two Cottages and RV on Site with hydro, well water. Oceanview with Mountain Views.

PORT

REN

FREW

10 ACRE

$429,900. Turn of the Century Carraige House with all the old time charm. Hot House and amazing fenced gardens.

VICT

ORIA

PRICE CHANGE

5 ACREWhether you’re renting or buying,fi nding your next home has never been so easy.

startyour search here.

[email protected]

www.whisperingpines.ab.ca1-877-465-3991

KICK OFF TO SUMMER SALE - ON NOW

It`s All Here The only thing missing

is YOU

Alberta’s Most Unique Residential Resort Community

10-Ye

ars

FREE

GO

LF5-Years

FREE Boat Slip

Alberta recreational property on sale, – maybe

Price range for standard recreational properties

AREA

Canmore

Glennifer Lake & Pine Lake

Pigeon Lake

Sylvan Lake

Wabamun Lake & Lac St. Anne

$1 million - $2 million

$370,000

$379,000 - $1.5 million

$1 million

$280,000

$650,000 - $1 million

$310,000

$179,000 - $499,000

$350,000 - $500,000

$225,000

N/A

N/A

N/A

N/A

$525,000

WATERFRONT ACCESSBY LAND

WATERFRONT ACCESSBY WATER INLAND

ALBERTA RECREATIONAL PROPERTY

Recreational property is usually the � rst real estate category to be hit when the economy so� ens, and nowhere is this true more at the moment than Alberta.

“Mirroring the situation in the urban Alberta real estate market, the slump in oil prices and resulting unsettled consumer con� dence has reduced the number of recreational properties trading hands in the province and in eastern British Columbia this spring,” Phil Soper, president and chief executive of Royal LePage, told YPNextHome.

Royal LePage recently released its 2015 Recreational Property Report, which indicated a depressed energy sector is reducing activity levels and putting downward pressure on prices.

“Prices are � at or only down slightly, year over year, as owners have been unwilling to let their properties go at a discount,” says Soper. “� e prevailing sentiment being that

the current economic problems are a temporary situation.“As with other regions of the country, Americans have

woken up to the much increased purchasing power of their currency, and are shopping the streets of communities like Canmore in numbers not seen since the 2000s.”

In a roundabout way, the fall in oil prices is supporting the recreational property market this year, Soper says.

“Cheaper gasoline makes the prospect of a weekend commute to the lake a more a� ordable proposition. And cheap oil means a lower Canadian dollar, which has more people looking at Muskoka, Tremblant and the BC interior, and fewer casting covetous glances at Florida and Arizona. We are even seeing money making its way north, particularly in British Columbia, Alberta and Atlantic Canada, as the strong U.S. currency has increased American buying power.”

B Y WAY N E K A R L

inthenews

Source: 2015 Royal LePage Recreational Property Report38 • HomeGuide | Volume15 Issue07

[email protected]

www.whisperingpines.ab.ca1-877-465-3991

KICK OFF TO SUMMER SALE - ON NOW

It`s All Here The only thing missing

is YOU

Alberta’s Most Unique Residential Resort Community

10-Ye

ars

FREE

GO

LF5-Years

FREE Boat Slip

Alberta recreational property on sale, – maybe

Price range for standard recreational properties

AREA

Canmore

Glennifer Lake & Pine Lake

Pigeon Lake

Sylvan Lake

Wabamun Lake & Lac St. Anne

$1 million - $2 million

$370,000

$379,000 - $1.5 million

$1 million

$280,000

$650,000 - $1 million

$310,000

$179,000 - $499,000

$350,000 - $500,000

$225,000

N/A

N/A

N/A

N/A

$525,000

WATERFRONT ACCESSBY LAND

WATERFRONT ACCESSBY WATER INLAND

ALBERTA RECREATIONAL PROPERTY

Recreational property is usually the � rst real estate category to be hit when the economy so� ens, and nowhere is this true more at the moment than Alberta.

“Mirroring the situation in the urban Alberta real estate market, the slump in oil prices and resulting unsettled consumer con� dence has reduced the number of recreational properties trading hands in the province and in eastern British Columbia this spring,” Phil Soper, president and chief executive of Royal LePage, told YPNextHome.

Royal LePage recently released its 2015 Recreational Property Report, which indicated a depressed energy sector is reducing activity levels and putting downward pressure on prices.

“Prices are � at or only down slightly, year over year, as owners have been unwilling to let their properties go at a discount,” says Soper. “� e prevailing sentiment being that

the current economic problems are a temporary situation.“As with other regions of the country, Americans have

woken up to the much increased purchasing power of their currency, and are shopping the streets of communities like Canmore in numbers not seen since the 2000s.”

In a roundabout way, the fall in oil prices is supporting the recreational property market this year, Soper says.

“Cheaper gasoline makes the prospect of a weekend commute to the lake a more a� ordable proposition. And cheap oil means a lower Canadian dollar, which has more people looking at Muskoka, Tremblant and the BC interior, and fewer casting covetous glances at Florida and Arizona. We are even seeing money making its way north, particularly in British Columbia, Alberta and Atlantic Canada, as the strong U.S. currency has increased American buying power.”

B Y WAY N E K A R L

inthenews

Source: 2015 Royal LePage Recreational Property Report

out of town

CALGARY

Bragg Creek

Black DiamondTurner Valley

Cochrane

Airdrie

StrathmoreStandard

HussarChestermere

Langdon

Shepard

Dalemead

DeWinton Carseland Mossleigh

Arrowwood

Gleichen

ClunyBassano

Milo

Blackie

Okotoks

Longview

High River

Cayley

Nanton

Stavely

Claresholm

Vulcan

Champion

Caramangay

Crossfield

Didsbury

Cremona

Bearspaw

Balzac

Carstairs

Acme

Carbon

Rockyford

Beieker

Irricana

KeomaDelacourt Dalroy

Lyalta

Katherine

1A

1

168

22

22

7

8

22

22 2A

21

72 9

24

23

2

2A

56

2

27

22X22X

567

772

574

766

766

562

581

575

567

791

564

566564

817791

797

569

840842

561

547

547

552

549549

543

541

540

533

520

527

520

529

842

842

542

531

534

806

regional map


a home is one of the biggest financial investments you’ll make in your lifetime, so diving into the real estate market for the first time is understandably intimidating. But it doesn’t have to be. Knowing what you

want and need before you shop goes a long way in alleviating unnecessary stress.Start the process by speaking with a financial adviser to determine how much

home you can realistically afford. This does not necessarily mean spending the amount you get pre-approved for by the bank. If you enjoy dinners out or travels abroad, factor your lifestyle into the budget.

Next, think “location.” Where you choose to settle down will impact how you live there, and how much you can sell the place for one day. Again, factor lifestyle into the equation. Do you rely on public transit to get around? Do you wish for greenspace nearby? Perhaps you’d like to live close to family, or your workplace. Choose wisely – while you can change the look and layout of your home relatively easily, you can’t change its location.

And speaking of changes, consider your must-haves both now and in the future. Are you planning to have children, or will your not-so-little ones be leaving the nest soon? Think ahead five years.

Buying a fixer upper is a great way to get into a prime neighbourhood at an affordable price. Since undergoing a renovation involves inconvenience and money on your part, it often means you’ll get the home at a better price. Then, as you build your equity, you can also build your dream home, one room at a time.

There’s lots to choose from in Calgary’s resale market. Know your needs and wants, and keep an open mind.

Lydia McNuttEDITOR [email protected]

Follow me on Twitter at Twitter.com/LydiasTweets

getting a downpayment together for your home purchase doesn’t have to be a major obstacle when you have the facts straight. Canada Mortgage and Housing Corp. has a comprehensive website, found

at cmhc-schl.gc.ca, which can help guide you. Not only will you find an extensive list of how-to’s, including tips and mortgage insurance information in the online step-by-step resource guide, the site also outlines Government of Canada home-ownership incentives.

As an example, first-time buyers can take advantage of the Home Buyers’ Plan to withdraw up to $25,000 from their Registered Retirement Savings Plan (RRSP), tax-free, to add to their downpayment and for other purchase-related costs. A spouse or partner can also do this, giving you up to a total of $50,000 toward your new home. To avoid tax liability on the withdrawn funds, you will be required to repay the money to your RRSP account within 15 years.

If financial stability, pride of ownership, long-term investment and peace of mind sound attractive to you, check out what’s available in the Calgary real estate market.

Susan Legge EDITOR-IN-CHIEF Yellow Pages NextHome, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

THE LOW DOWNon downpayments

editor’snote

HOMEWORKfor the home hunt

neighbourhoodprofile

Welcome to Eau Claire

The heart of the city’s festival and event scene, Eau Claire is a small community located in central Calgary, between downtown and the Bow River.

Once Calgary’s industrial core, the land was reclaimed and turned into a mix of condos and commercial properties. Eau Claire follows the Bow River north of Third Avenue SW to Second Street SW, which includes popular Prince’s Island Park.

LIFESTYLEEau Claire is an upscale urban neighbourhood and its focal point is the Eau Claire Market. In addition to the shopping and restaurants at the market, the community includes a large public plaza and parkland that contribute to its status as a highly sought-after area for professionals and those looking for a metropolitan lifestyle.

THE VIBEEau Claire is Calgary’s festival district. The Eau Claire Plaza and Prince’s Island Park hosts Calgary’s Folk Music Festival, Shakespeare in the Park and busking. There is always something going on in one of the parks, but if you want to get away from the busy atmosphere, the pathways along the river are a peaceful escape in the middle of the city.

B Y G R E G D O N N E L LY

MEET THE NEIGHBOURSAn older crowd populates Eau Claire with a median age of 56, according to the 2011 Statistics Canada census. This is 20 years older than the city average of 36. The highrise condos are ideal for empty-nesters that have moved closer to the amenities of downtown. There is also a younger demographic who wishes to be closer to employment and Calgary’s nightlife.

IN THE AREAEau Claire amenities are abundant, and this is what makes it such a popular neighbourhood. The Eau Claire Market is loaded with shops, galleries, restaurants, movie theatres and pubs. The Bow River pathways are great for joggers. And just beyond Eau Claire’s boundaries, the downtown core features the historical Stephen Avenue Walk and Olympic Plaza, where residents can skate in the winter. PLANES, TRAINS & AUTOMOBILESBeing so close to the downtown core and the hub of so many festivals and attractions, Eau Claire is easily accessible by public transit, whether by bus or C-Train. However, being close to downtown makes it difficult to move around by car. Diving out of the downtown core, especially at rush hour, can be a test of patience.

NEIGHBOURHOOD HOTSPOTS

42 • HomeGuide | Volume15 Issue07 To View These Properties go to www.robertcote.ca

House of Real EstateHouse of Real EstateHouse of Real Estate

Specializing in Eau ClaireCondominiums Since 1991

www.robertcote.ca403-850-4290

• Certified Condominium Specialist• Re/Max Hall of Fame Member

• MLS Million Dollar Club Member• 3rd Generation Calgary Real Estate Agent

Exceptional Waterfront Townhome! The location is outstanding with park like setting and beautiful views overlooking Prince’s Island Park. Over 2700 sq ft of upgraded living space with 3 balconies and lge south facing patio! 3 Bdrms & 2 ½ Baths in total. Bright south facing kitchen with lge eating area, granite countertops, wrap around Island, built-in wine rack and access to south patio. Spacious living area with gorgeous hwd floors, gas frpl and access to lge balcony. Master retreat has 4 pce ensuite, jetted tub, separate shower, walk-in closet and city views. 3rd level has huge open space that could accommodate a family room, rec room or whatever your pleasure! This upgraded townhome can be conveniently accessed from the underground parking or courtyard and comes with 2 choice titled parking stalls.

LOCATION! LOCATION! EAU CLAIRE - PRINCE’S ISLAND ESTATES - $1,295,000

The Chateau LaCaille. An elegantly designed building with beautiful grand lobby, security/concierge service and underground carwash bay. Extremely quiet location along the Bow River in West Eau Claire. Bright south facing home with great 1153 sf floor plan, open kitchen with eating area, south facing balcony with view, gas fireplace, spacious living room, large tile entrance, separate laundry room, large full bathroom with jetted tub & shower stall, large master bedroom with walk-in closet/access to bathroom and enjoy the den/flex room off living area. ABSOLUTELY IMMACULATE home with underground titled parking and storage locker. Extraordinary Eau Claire location next to Bow River, Pathways, Peace Bridge, Prince’s Island Park and close to Market Shops, Cinemas, YMCA, Great Restaurants, LRT and just a short walk to City Center!

IMMACULATE CONDITON! EAU CLAIRE - CHATEAU LACAILLE - $524,900

EXCEPTIONAL VALUE!! The prestigious Eau Claire Estates. 1814 sq ft, 2 bdrms, 2 baths COMPLETELY RENOVATED with hardwood & tile floors throughout, granite countertops, stainless steel appliances, stylish custom cabinetry and elegantly renovated bathrooms. BRIGHT SOUTHWEST CORNER LOCATION with many large windows, spacious open floor plan, generous living/dining area that’s perfect for entertaining and a huge entrance way to greet guests. Enjoy the private master retreat with walk-in closet and ensuite bath, large guest bedroom with courtyard views next to 2nd bathroom, sep laundry room with storage and 2 choice SXS titled parking stalls close to elevator! The Eau Claire location is extraordinary next to the Bow River, Princes Island Park, YMCA, Market Shops, Walking/Bike pathways, Cinemas, Fine Restaurants and Indoor Plus 15 Network. Absolutely incredible amenities and secure 2 man 24 hr security/concierge.

COMPLETELY RENOVATED! EAU CLAIRE ESTATES - $659,900

The luxurious Princeton Hall with full time concierge and outstanding amenities including guest suite! SPECTACULAR and STUNNING VIEWS from this PRIME LOCATION condominium home! Full and permanently unobstructed views of the Bow River, Prince’s Island Park and Peace Bridge! Superior design and finishing is evident throughout this 2282 sq ft luxury condo with hardwood floors, granite countertops, stainless steel appliances and quality built-ins. Enjoy the large covered northeast corner terrace with views, 2 double sided gas fireplaces, great room off kitchen with bay window, gourmet style kitchen with 2 ovens/gas range/wine chiller, 2 ensuite baths, huge master with large walk-in & convenient laundry area, built-in speakers, vacuum system, 2 titled stalls, titled storage locker and convenient elevator that opens right into your home! Extraordinary Eau Claire location next to Park, River, Pathways and close to Market, Cinemas, Fine Restaurants, Plus 15 and just a short walk to city center! The ultimate in downtown urban living.

SPECTACUALR VIEWS! - EAU CLAIRE - PRINCETON HALL - $2,195,000

Welcome to Eau ClaireMEET THE NEIGHBOURSAn older crowd populates Eau Claire with a median age of 56, according to the 2011 Statistics Canada census. This is 20 years older than the city average of 36. The highrise condos are ideal for empty-nesters that have moved closer to the amenities of downtown. There is also a younger demographic who wishes to be closer to employment andCalgary’s nightlife.

IN THE AREAEau Claire amenities are abundant, and this is what makes it such a popular neighbourhood. The Eau Claire Market is loaded with shops, galleries, restaurants, movie theatres and pubs. The Bow River pathways are great for joggers. And just beyond Eau Claire’s boundaries, the downtown core features the historical Stephen Avenue Walk and Olympic Plaza, where residents can skate in the winter.

PLANES, TRAINS & AUTOMOBILESBeing so close to the downtown core and the hub of so many festivals and attractions, Eau Claire is easily accessible by public transit, whether by bus or C-Train. However, being close to downtown makes it difficult to move around by car. Diving out of the downtown core, especially at rush hour, can be a test of patience.

THE GOOD, THE BAD & THE RESTTh e vibrancy and energy of Eau Claire makes it a popular spot for both those who live there and for the rest of Calgary that fl oods into the area during special events. Th at can make for some loud and rowdy nights, and all those patrons can leave a mess. If you can put up with the crowds that come with the fun, you will enjoy Eau Claire.

DOLLARS & SENSEWith the mix of high-priced condos and middle-of-the-road rental properties, the area attracts diff erent income levels but Eau Claire is well-suited for anyone. For high-end tastes, the Core Shopping Centre has luxury goods and restaurants, but there are enough specialty shops in and around downtown for a struggling student to fi nd an outfi t or a cheap dinner out.

REAL ESTATETh is market is dominated by condos. Prices are well above average compared to the rest of the city, but there are some less expensive options, with prices ranging from $300,000 to $3 million. According to the 2014 municipal census, 52 per cent of the dwellings are owner-occupied, with the resthousing renters.

Tour more neighbourhoods at YPNextHome.ca

NEIGHBOURHOOD HOTSPOTSPlaces you’ll want to check out

Barley Mill Pub

Peace Park

Buchanans Chop House & Whiskey Bar

Barley Mill Pub


Volume15 Issue07 HomeGuide • 43To View These Properties go to www.robertcote.ca

House of Real EstateHouse of Real EstateHouse of Real Estate

Specializing in Eau ClaireCondominiums Since 1991

www.robertcote.ca403-850-4290

• Certified Condominium Specialist• Re/Max Hall of Fame Member

• MLS Million Dollar Club Member• 3rd Generation Calgary Real Estate Agent

Exceptional Waterfront Townhome! The location is outstanding with park like setting and beautiful views overlooking Prince’s Island Park. Over 2700 sq ft of upgraded living space with 3 balconies and lge south facing patio! 3 Bdrms & 2 ½ Baths in total. Bright south facing kitchen with lge eating area, granite countertops, wrap around Island, built-in wine rack and access to south patio. Spacious living area with gorgeous hwd floors, gas frpl and access to lge balcony. Master retreat has 4 pce ensuite, jetted tub, separate shower, walk-in closet and city views. 3rd level has huge open space that could accommodate a family room, rec room or whatever your pleasure! This upgraded townhome can be conveniently accessed from the underground parking or courtyard and comes with 2 choice titled parking stalls.

LOCATION! LOCATION! EAU CLAIRE - PRINCE’S ISLAND ESTATES - $1,295,000

The Chateau LaCaille. An elegantly designed building with beautiful grand lobby, security/concierge service and underground carwash bay. Extremely quiet location along the Bow River in West Eau Claire. Bright south facing home with great 1153 sf floor plan, open kitchen with eating area, south facing balcony with view, gas fireplace, spacious living room, large tile entrance, separate laundry room, large full bathroom with jetted tub & shower stall, large master bedroom with walk-in closet/access to bathroom and enjoy the den/flex room off living area. ABSOLUTELY IMMACULATE home with underground titled parking and storage locker. Extraordinary Eau Claire location next to Bow River, Pathways, Peace Bridge, Prince’s Island Park and close to Market Shops, Cinemas, YMCA, Great Restaurants, LRT and just a short walk to City Center!

IMMACULATE CONDITON! EAU CLAIRE - CHATEAU LACAILLE - $524,900

EXCEPTIONAL VALUE!! The prestigious Eau Claire Estates. 1814 sq ft, 2 bdrms, 2 baths COMPLETELY RENOVATED with hardwood & tile floors throughout, granite countertops, stainless steel appliances, stylish custom cabinetry and elegantly renovated bathrooms. BRIGHT SOUTHWEST CORNER LOCATION with many large windows, spacious open floor plan, generous living/dining area that’s perfect for entertaining and a huge entrance way to greet guests. Enjoy the private master retreat with walk-in closet and ensuite bath, large guest bedroom with courtyard views next to 2nd bathroom, sep laundry room with storage and 2 choice SXS titled parking stalls close to elevator! The Eau Claire location is extraordinary next to the Bow River, Princes Island Park, YMCA, Market Shops, Walking/Bike pathways, Cinemas, Fine Restaurants and Indoor Plus 15 Network. Absolutely incredible amenities and secure 2 man 24 hr security/concierge.

COMPLETELY RENOVATED! EAU CLAIRE ESTATES - $659,900

The luxurious Princeton Hall with full time concierge and outstanding amenities including guest suite! SPECTACULAR and STUNNING VIEWS from this PRIME LOCATION condominium home! Full and permanently unobstructed views of the Bow River, Prince’s Island Park and Peace Bridge! Superior design and finishing is evident throughout this 2282 sq ft luxury condo with hardwood floors, granite countertops, stainless steel appliances and quality built-ins. Enjoy the large covered northeast corner terrace with views, 2 double sided gas fireplaces, great room off kitchen with bay window, gourmet style kitchen with 2 ovens/gas range/wine chiller, 2 ensuite baths, huge master with large walk-in & convenient laundry area, built-in speakers, vacuum system, 2 titled stalls, titled storage locker and convenient elevator that opens right into your home! Extraordinary Eau Claire location next to Park, River, Pathways and close to Market, Cinemas, Fine Restaurants, Plus 15 and just a short walk to city center! The ultimate in downtown urban living.

SPECTACUALR VIEWS! - EAU CLAIRE - PRINCETON HALL - $2,195,000

Welcome to Eau ClaireMEET THE NEIGHBOURSAn older crowd populates Eau Claire with a median age of 56, according to the 2011 Statistics Canada census. This is 20 years older than the city average of 36. The highrise condos are ideal for empty-nesters that have moved closer to the amenities of downtown. There is also a younger demographic who wishes to be closer to employment andCalgary’s nightlife.

IN THE AREAEau Claire amenities are abundant, and this is what makes it such a popular neighbourhood. The Eau Claire Market is loaded with shops, galleries, restaurants, movie theatres and pubs. The Bow River pathways are great for joggers. And just beyond Eau Claire’s boundaries, the downtown core features the historical Stephen Avenue Walk and Olympic Plaza, where residents can skate in the winter.

PLANES, TRAINS & AUTOMOBILESBeing so close to the downtown core and the hub of so many festivals and attractions, Eau Claire is easily accessible by public transit, whether by bus or C-Train. However, being close to downtown makes it difficult to move around by car. Diving out of the downtown core, especially at rush hour, can be a test of patience.

THE GOOD, THE BAD & THE RESTTh e vibrancy and energy of Eau Claire makes it a popular spot for both those who live there and for the rest of Calgary that fl oods into the area during special events. Th at can make for some loud and rowdy nights, and all those patrons can leave a mess. If you can put up with the crowds that come with the fun, you will enjoy Eau Claire.

DOLLARS & SENSEWith the mix of high-priced condos and middle-of-the-road rental properties, the area attracts diff erent income levels but Eau Claire is well-suited for anyone. For high-end tastes, the Core Shopping Centre has luxury goods and restaurants, but there are enough specialty shops in and around downtown for a struggling student to fi nd an outfi t or a cheap dinner out.

REAL ESTATETh is market is dominated by condos. Prices are well above average compared to the rest of the city, but there are some less expensive options, with prices ranging from $300,000 to $3 million. According to the 2014 municipal census, 52 per cent of the dwellings are owner-occupied, with the resthousing renters.

Tour more neighbourhoods at YPNextHome.ca

NEIGHBOURHOOD HOTSPOTSPlaces you’ll want to check out

Barley Mill Pub

Peace Park


Barley Mill Pub



01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart above. Look down the left column and locate

the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by theamount you need to borrow.

Divide by 1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFYFOR A MORTGAGE ON YOUR DREAM HOME

This is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

homebuyers’help

3.00 17.96 9.65 6.91 5.54 4.73

3.25 18.07 9.76 7.02 5.66 4.86

3.50 18.18 9.88 7.14 5.79 4.99

3.75 18.29 9.99 7.26 5.91 5.13

4.00 18.40 10.41 7.38 6.04 5.26

4.25 18.51 10.23 7.50 6.17 5.40

4.50 18.62 10.34 7.63 6.30 5.53

4.75 18.72 10.46 7.75 6.44 5.67

5.00 18.85 10.59 7.89 6.58 5.82

5.25 18.97 10.71 8.01 6.71 5.96

5.50 19.08 10.83 8.14 6.85 6.11

5.75 19.19 10.95 8.27 6.99 6.26

6.00 19.30 11.07 8.40 7.13 6.40

6.25 19.42 11.19 8.54 7.27 6.55

6.50 19.53 11.32 8.67 7.41 6.70

6.75 19.64 11.44 8.80 7.55 6.86

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTERESTRATES

% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS

CALCULATE YOUR MORTGAGE PAYMENTSCALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAXINCOME

MORTGAGE AMOUNT(PRICE – DOWN

PAYMENT)DIVIDE BY 3

AFFORDABLEMONTHLYPAYMENTS

DIVIDED BY 12

AMORTIZATION AMOUNTCHART FIGURE

AMOUNTOF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATEDMONTHLY

TAXES & HEAT

homebuyers’help

MORTGAGE INTEREST RATES

MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:

CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%. MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options. This is a good choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

ATB Financial 2.350 4.000 2.940 2.640 2.540 2.690 2.740

Bank of Montreal - BMO 2.850 4.000 2.890 2.840 3.390 3.890 4.740

Bank of Nova Scotia 2.850 4.550 3.290 3.090 3.390 3.890 4.490

CIBC Mortgages 2.850 4.450 2.890 2.840 3.550 4.140 4.790

Canadian Western Bank 3.050 4.000 3.140 3.040 3.650 4.200 4.740

Canadian Western Trust 3.050 4.000 3.140 3.040 3.650 4.200 4.740

Comtech Credit Union - 6.200 2.890 2.890 2.950 2.990 2.690

First Calgary Financial - 4.000 2.890 2.890 2.490 3.090 2.650

First National Financial 2.200 3.100 2.290 2.190 2.340 2.540 2.690

FirstOntario Credit Un. 2.850 4.240 2.890 2.590 2.690 2.840 2.690

HSBC Bank Canada 2.850 4.450 3.140 3.140 3.540 4.240 4.740

Home Trust Company 2.500 3.950 2.690 2.350 2.390 2.590 2.590

ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.690

Investors Group Trust 2.850 4.200 3.140 3.090 3.390 3.890 4.740

Laurentian Bank Canada 2.850 4.400 2.890 2.840 3.390 3.890 4.740

London Life 2.850 4.200 3.140 3.090 3.390 3.890 4.740

Manulife Bank 2.550 4.450 3.000 2.940 2.840 2.790 2.790

Manulife Trust - 4.450 3.000 2.940 2.840 2.790 2.790

Meridian Credit Union 2.650 4.000 3.090 3.090 3.550 3.290 2.690

National Bank 2.850 4.400 2.890 2.840 3.390 3.890 4.740

PACE Savings & Credit Un - 5.000 2.890 2.590 3.390 3.890 4.640

Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150

Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950

President’s Choice Fin’l 2.850 6.190 3.190 2.840 3.490 4.040 4.440

Royal Bank of Canada 2.850 3.140 3.140 3.040 3.650 4.390 4.640

Servus Credit Union - 4.000 2.890 2.840 3.390 3.890 4.640

Steinbach Credit Union - - 2.450 2.550 2.550 2.650 2.650

T-D Mortgage 2.850 3.140 2.890 2.840 3.390 3.890 4.640

Tangerine 2.850 - 3.190 3.240 3.490 3.690 3.790

VARIABLE 6 month 1 year 2 years 3 years 4 years 5 years

PREPARED BY CANNEX ON JUNE 23, 2015. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved.


It’s summertime and the living’s easy. Well, sometimes it seems there’s more work to be done in lazy days of summer, now that we’re not hiding under big furry throws from those nasty wind chill factors. This makes

summer prime time to sell your home. These five staging tips to make your home stand out from the rest.

1. VENTURE OUTDOORS. • Begin by keeping lawns and gardens trimmed and weeded. If you’re featuring flowerpots, remember: bigger is better. • Exterior painting is a relatively inexpensive cost that, like the interior, makes a huge impact. • Consider adding a privacy screen or trees to make your outdoors feel more intimate. • Deck or patio seating gives buyers an opportunity to sit back and enjoy your hard work.

B Y L AU R A L E

‘For Sale’ this summer? 5 simple staging tips

2. AIR OUT YOUR INTERIORS. Strong odours are a turn-off to potential homebuyers. If you have pungent cooking and dining preferences, consider going out when a curry craving takes hold. And speaking of strong odours, keep the kitty litter cleaned daily. Must try: “Air sponges” are incredible at absorbing smells without emitting strong smell themselves. Beware of plug-in air fresheners, which can be overwhelming.

3. GET SCRUBBING! This may be the most important task and should be taken very seriously. There’s no such thing as “too clean” when you’re selling a property. Make sure the kitchen and bathrooms are spotless, carpets and furniture are steam cleaned, and all cupboards, closets and pantries are neat and tidy.

aroundthehouse

4. LIGHTEN UP. Take a cue from your wardrobe and lighten up your decor to suit the season. Switch out the heavy throws and toss cushions for a light-weight fabric. IKEA sells amazing ready-made drapes that will lighten a space beautifully and inexpensively as well. Edit all excess furniture and décor from each room so the effect is light and airy. Must try: Opt for a pretty floral fabric that is

“summery” in lieu of the heavy brocade that is great for the colder months.

5. EDIT YOUR STUFF. Tis the season to have a garage/yard sale. This allows you to recycle your old, unused items and make a little money, but more importantly, it’s an excellent opportunity to market your property! If your house is already on the market, have your agent print off extra spec sheets for you to hand out during the yard sale. You never know if one of your neighbours has a friend or family member who’s is looking for a property in your area.

Selling your home in the summer can have its challenges, but also many advantages. Take it from me – everything looks brighter when the sun is shining!




Selling your home in the summer can have its challenges, but also many advantages. Take it from me – everything looks brighter

when the sun is shining!

LAURA LE has owned Creative Enhancement Inc. for 11 years. Laura completed courses with Accredited Staging Professionals (ASP), Canadian Staging Professionals (CSP) and Canadian ReDesign Association (CRDA). Creative Enhancement has been a member of the BBB since 2005. Call 403.807.8591 or email [email protected] and visit creativeenhancement.ca





It’s summertime and the living’s easy. Well, sometimes it seems there’s more work to be done in lazy days of summer, now that we’re not hiding under big furry throws from those nasty wind chill factors. This makes

summer prime time to sell your home. These five staging tips to make your home stand out from the rest.

1. VENTURE OUTDOORS. • Begin by keeping lawns and gardens trimmed and weeded. If you’re featuring flowerpots, remember: bigger is better. • Exterior painting is a relatively inexpensive cost that, like the interior, makes a huge impact. • Consider adding a privacy screen or trees to make your outdoors feel more intimate. • Deck or patio seating gives buyers an opportunity to sit back and enjoy your hard work.

B Y L AU R A L E




aroundthehouse








Selling your home in the summer can have its challenges, but also many advantages. Take it from me – everything looks brighter

when the sun is shining!

LAURA LE has owned Creative Enhancement Inc. for 11 years. Laura completed courses with Accredited Staging Professionals (ASP), Canadian Staging Professionals (CSP) and Canadian ReDesign Association (CRDA). Creative Enhancement has been a member of the BBB since 2005. Call 403.807.8591 or email [email protected] and visit creativeenhancement.ca





Call: 403.247.5503Email: [email protected]

1 Bedroom / 1 Bathroom• 480 sq ft• South Facing• Parking Stall• Steps to Sunalta LRT • Station

#404 1828 12 AV SW

MLS: C4011149

SOLD

2 Bedroom / 2 Bathroom• 880 sq ft• Faces East Courtyard• 2 Underground Stalls•

202 42 6A STREET NE

MLS: C4007885

$339,900

2 Bedrooms / 2.5 Baths• 1220 sq ft• Double Garage Attached•

703 MCKENZIE TOWNE SQUARE

MLS: C4011792

$384,900

2 Bedroom + Den / 2 Bath• 1260 sq ft• Gorgeous Views of River & • Kensington1 Underground Stall•

1601 1088 6 AVENUE SW

MLS: C4006799

$569,900

calgary home guide - 10 july, 2015

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