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Integrated WealthManagementFor Successful Families
What We Do
increasingly complex. When you reach this stage in life, and require professional assistance with the management of
your wealth, this is where we bring value.
Josh knows the unique risks and challenges you face and provides advice and strategies tailored to your individual
situation. Josh recognizes that successful families expect and require advanced strategies and outside-the-box think-
ing when working with their professional advisers. With this in mind, he has made the commitment to bring a
superior level of service, planning, product and advice to the table. In providing you with the service you need, Josh
who Josh Works WithJosh’s services are designed to meet the complex needs of families requiring professional assistance managing their
wealth both individually and within their corporations. Some examples of these clients include:
Business Owners looking for advice and assistance managing their personal and business assets.
Healthcare professionals such as dentists, physicians and psychiatrists looking for a trusted advisor to help free
up their time to focus on personal and career goals.
Successful executives and professionals seeking a high level of service and advice regarding their wealth man-
agement.
Retirees and pre-retirees looking to structure their investments to last a lifetime, and provide the highest
Motivated families
wealth.
All of the people Josh works with have different backgrounds and different stories. One thing they all have in
common however, is that they value their time and understand the value of professional advice.
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Our Wealth Management Approach
his team can help.
While money is not everything, it does however, require professional attention. Most importantly, it requires profes-
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ning. This includes helping you plan your retirement, save for a family member’s education, protect your lifestyle,
purchase a business or property, or create a charitable fund in the name of someone important to you, to name a few.
Expertise and experience isn’t expensive... it’s priceless!
We follow a unique and disciplined process to ensure you
achieve what is most important to you. This process keeps
us all focused on what’s important - helping you live life
the way you want, by design, not default.
Investing
FinancialPlanning
Charitable Giving
Estate Planning
InsurancePlanning Credit &
Lending
Education
RetirementPlanning
TaxPlanning
BussinessPlanning
Our Process
Commited To Results Josh doesn’t stop once you are a client. He works hard each and every day to make sure clients receive a high level experi-
ence and satisfaction. This ensures that not only are clients pleased, but that they refer their friends, family and colleagues,
which is the ultimate complement and sign of mutual success. This commitment also requires Josh to continually improve
and grow with clients to ensure value is experienced over the long-term. As your situation evolves, your needs will evolve;
we have built our process to ensure we can provide top tier advice and solutions at each stage of your life.
Introduction.
Discovery. Together, we will explore and build a deeper understanding of your situation and goals to help you
Partnership. We can communicate with your tax and legal professionals to ensure a meticulous approach to your success.
Strategy. We analyze your information and your objectives, and develop a creative and customized game plan to achieve your goals.
Construction.
Service. We regularly review your situation independently and collectively. The world is always changing and as such, requirements and solutions must always be addressed and adjusted when it makes sense.
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Wealth Management StrategiesJosh answers questions for clients, even the ones they don’t know to ask. When most of us think of building wealth, we
think investments. Few investors focus on building wealth through tax minimization and holistic planning. By running
we have been able to work closely with client families in order to design and implement customized strategies that
both build and retain wealth. Some strategies that we have incorporated and advised on include:
Personal & corporate risk management
Insurance- Life, disability, critical illness, long term care
Charitable giving strategies
Understanding the right corporate structure (holding companies, operating companies, professional corporations,
trusts, etc.)
Create opportunities to withdraw from your corporation 100% tax-free
Invest outside of an RRSP and receive a similar refund- without locking in your money
Individual pension plans (IPP)
Business-personal integration planning
Selling your business & business succession planning
Using trusts to protect wealth
Debt exit strategies- consolidation, asset swaps, debt replacement, etc.
Advanced wealth creation strategies
Disciplined investment strategies
Traditional and Alternative investments
Tax-free investment strategies
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Wealth Management ServicesFinancial Planning
Investment Advisory. Have Josh create a customized investment portfolio tailored to your individual needs and in line
Business Planning. We can help you manage your business investment assets, surplus cash, create employee retirement
Estate and Trust Planning. Preserve your wealth for future generations. Josh can help you implement tax-advantaged
strategies through the creation of trusts, foundations and /or holding companies and insurance.
Retirement Planning.
stages in life require vastly different plans, tools and strategies.
Succession Planning. Businesses or business interests are often a meaningful component of many successful families’ wealth. If passing this business to family members, it is important to plan for this with care. This process requires extensive
accountants.
Professional Network. Access to Josh’s network of professionals such as lawyers and accountants to help ensure that the various issues related to the management of your wealth are properly addresses. If you have existing relationships with profesionals in these areas, we would be pleased to work together with them to coordinate our efforts.
A Personal Touch To Wealth Management
The resources of one of Canada’s leading wealth management firms
Investors Group Financial Services has been helping investors achieve their goals since 1926. Today, Investors Group
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dians and $135 billion in total assets under management (as of June 30, 2016).
We take the time to help you learn about you and understand your situation. We realize that you are more than a
client, you are real people and real families and it is our goal to take the time and work with you over the long term.
Investors Group’s Private Client provides a suite of services designed to meet the often complex needs of high net
worth investors and their families.
Having a plan is important. Having expert guidance to execute your plan is critical. We will work with you and all
of your trusted professional team to provide you with a holistic wealth management solution.
About JoshJosh works with carefully select families, typically through referral, to design
strategies that build and protect wealth. Josh has been involved in several aspects
with successful families and 1 year as a stock broker and investment specialist
with one of Canada’s largest banking institutions. Josh also has valuable
experience in business both through his education in business management as
before selling his interest in 2014.
Josh focuses his efforts on working with families who have increasingly complex
today’s realities. As your situation evolves, so too should your plans.
Bill of rightsQuality of service. You are entitled to a high level of proactive, courteous service from Josh, his team, and all
other associates at Investors Group.
Trusted advisors. You have the right to work with a trustworthy, dependable and professional advisor who is
as well as communicate with you on a regular basis.
Recommendations based on your needs. You have the right to independent and unbiased advice and
planning process.
Transparency. You have the right to a transparent relationship and to clearly know the costs for portfolio
strive to be clear and concise.
Prompt response. You have the right to a prompt response from Josh or a member of the team. We commit to returning calls by the end of each business day. Should your request require additional research or more time, we will discuss with you an appropriate time for a response.
Education.
and investment plans.
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My Mission
My Vision
My Values
Deliver objective, transparent and honest advice to clients. Foster high levels of engagements with client families and
to build and protect wealth for generations.
Be recognized as best in class, trusted advisers to successful families through trust, transparency, integrity and
critical thinking.
Integrity, trust, transparency, critical evaluation and forward, out-of-the-box thinking.
This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase -
tant. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Great-West Life Assurance Company
Take the next step...Contact us Today
Josh Stark, Associate ConsultantInvestors Group Financial Services Inc.
100 - 7 St. Anne Street.St Albert, Alberta, T8N-2X4