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Institute for Inclusive Finance and Development (InM), Bangladesh 1| Page BRIEF ON InM DEVELOPED TRAINING COURSES For more information please Contact: Director (Training) a.i. Centre on Integrated Rural Development for Asia and the Pacific (CIRDAP) 'Chameli House', 17 Topkhana Road GPO Box 2883, Dhaka 1000 Tel: 88029556131 (Direct) PABX, 9558751 Ext. 213 Fax: 88029562035 E-mail: [email protected] Web: www.cirdap.org

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Page 1: BRIEF on InM DEVELOPED COURSES - WordPress.com › 2016 › 03 › brief-on-inm... · 2016-03-24 · BRIEF ON InM DEVELOPED TRAINING COURSES ... Mid-level staff including branch managers

 

Institute for Inclusive Finance and Development (InM), Bangladesh 1 | P a g e  

 

 

BRIEF ON InM DEVELOPED TRAINING COURSES

 

 

 

 

 

 

 

 

 

 

 

 

 

For more information please Contact: 

Director (Training) a.i. Centre on Integrated Rural Development for Asia and the Pacific (CIRDAP) 'Chameli House', 17 Topkhana Road GPO Box 2883, Dhaka 1000 Tel: 880‐2‐9556131 (Direct) PABX, 9558751 Ext. 213 Fax: 880‐2‐9562035 E-mail: [email protected] Web: www.cirdap.org 

   

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 2 | P a g e  

 

TableofContentsList of InM Developed Training Courses ...................................................................................................... 3 

Brief on Microfinance Operations and Management (10 Days) .................................................................. 4 

Brief on Microfinance Operations and Management (5 Days) .................................................................... 6 

Brief on Book Keeping and Accounting Management for MFIs ................................................................... 8 

Brief on Monitoring and Evaluation of Microfinance Program ................................................................. 10 

Brief on Improving Participatory Managerial Skills and Management Style ............................................. 12 

Brief on Legal Regulatory System and Governance ................................................................................... 14 

Brief on Microfinance Credit Delivery Process and Operations ................................................................ 16 

Brief on Microfinance Product Design and Business Planning .................................................................. 18 

Brief on Effective Management of Microenterprise Loans ....................................................................... 20 

Brief on Advanced Generic ToT ................................................................................................................. 22 

Brief on Interpersonal Communication and Risk Management ................................................................ 24 

Brief on Microfinance for Beginner MFIs ................................................................................................... 26 

Brief on Governance & Regulatory Issues of MFIs ..................................................................................... 28 

Brief on Principles and Practices of Microfinance Program ...................................................................... 30 

Brief on Induction Training Course for UTT Microfinance ......................................................................... 32 

 

 

 

 

 

 

 

 

 

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 3 | P a g e  

 

List of InM Developed Training Courses  

Sl. No.  Courses  Duration  Language

01  Microfinance Operations and Management  10 days 

Bangla & English 

02  Microfinance Operations and Management   05 days 

03  Book Keeping and Accounting Management for MFIs  05 days 

04  Monitoring and Evaluation of Microfinance Program  05 days 

05  Improving Participatory Managerial Skills and Management Style   05 days 

06  Legal & Regulatory System and Governance  05 days 

07  Microfinance Credit Delivery Process and Operations   05 days 

Chinese & English 

08  Microfinance Product Design and Business Planning  03 days 

09  Effective Management of Microenterprise Loans   05 days 

10  Advanced Generic ToT  10 days  English 

 Other Customized Training Courses National Level:  

Sl. No.  Courses  Duration  Language

11  Interpersonal Communication and Risk Management  5 days  English 

12  Microfinance for Beginner MFIs  2 days Bangla 

13  Governance & Regulatory Issues of MFIs  2 days 

 

International Level: 

Sl. No.  Courses  Duration  Language

14  Principles and Practices of Microfinance Program  5 days  English 

15  Induction Training Course for UTT Microfinance  5 days  English 

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Institute for Inclusive Finance and Development (InM), Bangladesh 4 | P a g e  

 

 

 

 

 

 

Brief on Microfinance Operations and Management (10 Days) Duration: 10 Days Language: Bengali & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 5 | P a g e  

Institute of Microfinance (InM)

Microfinance Operations and Management Training Manual

Facilitator’s Guide

Course Brief:

The training is designed to improve the overall performance of the microfinance sector by augmenting the capacity of the human resources at various levels. It also aims at increasing the efficiency, effectiveness, impacts and sustainability of the microfinance program operations.

Target Participants:

Mid-level to senior level staff including branch manager, program manager, program coordinator of the NGO-MFIs involved with design, operations and management of the microfinance program are the target participants of this course.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Describe the emergence and evolution and the present situation of microfinance in Bangladesh. – Identify contemporary issues related to product design and explain the process of setting a

viable interest rate. – Describe process of group formation and development, borrower selection, loan disbursement

and realization. – Describe the causes and consequences of delinquency and explain the various ways of

delinquency management with emphasis. – Describe the importance of MIS and the outline, contents and use of MIS in microfinance for

portfolio tracking, analysis , reporting and better decision making. – Explain the financial statements of the microfinance programme – Prepare microfinance business plan – Define and identify various risks in microfinance and their controlling mechanisms. – Identify the scope of broadening microfinance services and the areas where MFIs need to build

further competence to become competitive and high performing for sustainability.

Key Contents of the Course:

– Emergence and Evolution and the Present Situation of Microfinance in Bangladesh. – Process and Techniques of Microfinance Product Design and Development. – Selection of Appropriate Methodology for Microfinance Service Delivery to the Target People. – Steps of the Organizing and Starting a Microfinance Program. – Process of Group Formation and Development, Borrower Selection, Loan Disbursement and

Realization. – Causes and Consequences of Delinquency and Effective Delinquency Management. – Contemporary Issues related to Interest Rate Calculation and Process of Setting a Viable

Interest Rate. – Analysis and Interpretation of Ratios and Portfolio Quality Indicators for Evaluating the

Performance – Contents and use of MIS in Microfinance for portfolio tracking, analysis and reporting. – Accounting and Financial Management System of Microfinance Program. – Process of Preparing Business Plan for Microfinance Program. – Risks in Microfinance and Control Mechanisms. – Frauds and Fraudulent Practices in Microfinance and Control Mechanisms.

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Institute for Inclusive Finance and Development (InM), Bangladesh 6 | P a g e  

– Effective Internal Control in Microfinance Operations.

 

 

 

 

 

 

 

 

 

Brief on Microfinance Operations and Management (5 Days) Duration: 05 Days Language: Bengali & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 7 | P a g e  

Course Brief:

The course aims at improving overall performance of the microfinance industry through competence and capacity building of human resources at various levels, and increasing the efficiency, effectiveness, impacts and sustainability of the microfinance programs through developing a culture of innovation and continuous improvement of the products and services and overall microfinance operations.

Target Participants:

Junior and Mid-level staff of the MFIs ranging from branch operation managers to loan officers of microfinance program are the target audiences.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Describe the emergence, evolution and the present situation of microfinance in Bangladesh. – Explain the changes, innovation, and emerging issues in microfinance and the challenges of

MFIs. – Identify contemporary issues related to loan interest and explain the process of setting a viable

interest rate. – Analyze and interpret different financial ratio for MFIS – Describe step by step the organization and starting of a microfinance program, and the process

of group formation and development, borrower selection, loan disbursement and realization. – Define and identify various risks in microfinance and their controlling mechanisms. – Describe organizational communication and rapport building concepts

Key Contents of the Course: – Emergence and Evolution of Microfinance in Bangladesh – Analyzing Present Situation of Bangladesh Microfinance – Designing Market driven Microfinance Program – Microfinance Target People, Service Providers – Selecting Appropriate Savings and Lending Methodology – Microfinance services and products differentiation – Organizing and Starting a Microfinance Program – Borrower Selection, Loan Processing, Disbursement and Realization – Interest rate calculation – Portfolio quality indicators – Ratio Analysis in Microfinance – Managing Delinquency and default – MIS and reporting system of microfinance – Supervision and Monitoring System in Microfinance Operations – Risks in Microfinance Operations – Communication & Rapport Building

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 8 | P a g e  

Brief on Book Keeping and Accounting Management for MFIs Duration: 05 Days Language: Bengali & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 9 | P a g e  

Course Brief

The training has been designed to improve the competence levels of MFI staff on standard accounting system, which ensures smooth operations of microfinance programs. It also involves fundamental financial management of MFIs/ NGOs related to microcredit.

Target Participants

Mid-level staff including branch managers and accountants involved with microfinance programmes are the target participants of the course.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Explain principles of Accounting – Identify transactions and prepare different type of vouchers – Maintain different books of Accounts and  prepare financial statements – Prepare budget and explain techniques of budgetary control – Explain cash and fund management and forecasted cash flow   – Explain the concept of internal control & internal audit process for microfinance program – Maintaining and using different types of register 

 

Key Focus of the Course 

– Concept and Principles of Accounting. – Transaction Identification and Voucher Preparation. – Maintaining Ledger Book. – Bank/Cash Book and Bank Reconciliation Statement. – Preparation of Financial Statements. – Budget Preparation and Techniques of Budgetary Control. – Cash Management Process. – Grant Accounting. – Tax and VAT Calculation. – Internal Control. 

 

 

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 10 | P a g e  

 

 

 

 

Brief on Monitoring and Evaluation of Microfinance Program Duration: 05 Days Language: Bengali & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 11 | P a g e  

Course Brief:

The training has been designed for effective monitoring and evaluation of different microfinance programs and this course will assist in the development of practical knowledge on monitoring and evaluation of microfinance programs. The participants will also learn the ways to design an effective monitoring system and to apply this in their own organizations.

Target Participants:

Mid-level to senior level staff of MFIs, who are responsible for program management, coordination, and supervision, are the target participants of the course.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Explain the conceptual framework of ‘Monitoring and Evaluation (M & E)' System. – Monitor their existing micro finance program and find out the gap if any. – Review and upgrade their existing M & E System. – Develop M&E Matrix for a microfinance Program. – Use different tools including simple questionnaire survey, focus group discussion (FGD),

Interview ,PRA , qualitative/quantitative methods etc. particularly in their microfinance program.

– Prepare and present an M&E report of microfinance program

Key Contents of the Course:

– Conceptual Framework of “Monitoring and Evaluation (M & E)” System. – Gap Identification of the Existing M & E System. – Reviewing and Upgrading the Existing M & E System. – Developing M & E Matrix for a Microfinance Programme. – Tools of M & E Including Simple Questionnaire Survey, Focus Group Discussion (FGD),

Interview, PRA, Qualitative/Quantitative Methods, etc. – Preparation of M & E Report.

 

 

 

 

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 12 | P a g e  

Brief on Improving Participatory Managerial Skills and Management Style Duration: 05 Days Language: Bengali & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 14 | P a g e  

 

 

Brief on Legal Regulatory System and Governance Duration: 05 Days Language: Chinese & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 16 | P a g e  

Brief on Microfinance Credit Delivery Process and Operations Duration: 05 Days Language: Chinese & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 17 | P a g e  

Course Brief:

This training aims at enhancing the competencies of the participants on microfinance credit delivery process and operations.

Target Participants:

Microfinance Practitioners, especially the branch managers and loan officers are the target participants of this customized course. This course has been specially designed for DAIBANG, a growing MFI in China.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Describe the activities of DAIBANG and their role and branch managers – Identify, assess, and select appropriate clients for loans – Describe the process and techniques of market research for area survey – Expose participants to the design, management, and operations of Microfinance Products – Enable participants’ capacity to handle Microfinance products – Prepare an Action Plan geared in the direction of microfinance credit delivery process and

operations

Key Contents of the Course:

– Basics of Microfinance: Goal, Objectives, Characteristics & Challenges – Microfinance Products & Services and Service Delivery Mechanisms – Microfinance Model, Credit Policies, and Role of Staff – Microfinance Clients: Criteria and Characteristics of a Good Client – Identifying, Assessing, and Selecting MF Clients and Area Mapping – Loan Appraisal & Processing – Client Analysis and Assessment – Feasibility Analysis of the Business – Cost Structure, Investment, Profitability Analysis of a Business and Portfolio Management. – Delinquency Management and Fraud Management in Microfinance – Loan Monitoring and Factors affecting Client Satisfaction in MF

 

 

 

 

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Institute for Inclusive Finance and Development (InM), Bangladesh 18 | P a g e  

 

 

Brief on Microfinance Product Design and Business Planning Duration: 05 Days Language: Chinese & English

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Brief on Effective Management of Microenterprise Loans Duration: 05 Days Language: Chinese & English

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Institute for Inclusive Finance and Development (InM), Bangladesh 21 | P a g e  

Course Brief:

The training has been designed to enable the participants to design market driven, appropriate and sustainable financial products and to prepare business plan for their microfinance programs to maintain growth, efficiency and productivity of the programs.

Target Participants:

The training addresses mid-level to senior level staff of microfinance institutions, NGOs, commercial banks having microcredit operations. This course has been specially designed for DAIBANG, a growing MFI in China.

Course Objectives:

Upon completion of this course, the participants will be able to:

– Analyze the portfolio structure and clients’ profile of DAIBANG microfinance program. – Describe the key features of microenterprise and analyze the cost-benefits and risks of

microenterprise (ME) loans. – Describe the process, steps and aspects of appraising ME loans. – Define economic appraisal of ME loans and analyze the financial statements and important ratios

for economic appraisal of microenterprise. – Describe the steps and process of identifying potential clients for ME loans. – Describe the design process of microenterprise loan products. – Identify the causes of delinquency and determine the strategies for checking delinquency of ME

loans. – Explain the importance of close monitoring of microenterprise loans and step by step monitoring

process of ME loans. – Identify and explain the importance of extended support services needed for ME loan clients. – Analyze the competitive advantages of DAIBANG and determine its future strategic directions for

survival.

Key Contents of the Course:

– Key features of microenterprise and the cost-benefits and risks of microenterprise (ME) loans. – Process, steps and aspects of appraising ME loans. – Economic appraisal of ME loans and analysis of the financial statements and important ratios for

economic appraisal of microenterprise. – Steps and process of identifying potential clients for ME loans and building rapport with clients. – Designing microenterprise loan products and importance of having differentiated loan products in

the loan portfolio. – Causes of delinquency and the strategies for checking delinquency of ME loans. – Monitoring of microenterprise loans and step by step monitoring process of ME loans. – Extended support services needed for ME loan clients.

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Institute for Inclusive Finance and Development (InM), Bangladesh 22 | P a g e  

Brief on Advanced Generic ToT Duration: 10 Days Language: English

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Institute for Inclusive Finance and Development (InM), Bangladesh 23 | P a g e  

Course Brief:

This training has been designed to enhance the trainer’s capabilities necessary for effective training delivery.

Target Participants:

This general Training of Trainers (ToT) targets the participants, mainly professional trainers to conduct training effectively.

Course Objectives

After completion of the program, participants will be able to:

– describe the training process and explain the critical factors that contribute to a successful management of a training program

– explain the adult learning principles and their implications in training design and delivery – explain the importance of linking training needs to organizational needs – design a training course based on given model – conduct and facilitate a learning session using appropriate training methods and media – facilitate group discussions effectively – develop a framework for evaluating a training program – prepare a training report according to specific structure – apply information technology in training design and delivery

Key Contents of the Course:

– The HRD functions – Instructional systems design (ISD) – The ADDIE model – The training process – Training needs assessment/analysis (TNA) – Adult learning principles – Training design framework – Participatory training approach – Experiential learning – Active learning methods – Selection of appropriate methods – Principles in designing and developing training materials – Designing training materials – Development of low cost training materials – Effective communication in training, presentation skills and group facilitation – Preparing a session plan – Training evaluation methods and tools – Important principles in writing a training report – Benefits of ICT for training in organizations – The Web as the source of learning materials – ICT tools for training design and delivery – E-learning applications

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Institute for Inclusive Finance and Development (InM), Bangladesh 24 | P a g e  

 

 

 

Brief on Interpersonal Communication and Risk Management Duration: 5 Days Language: English

 

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Insti

Course B

This trainnecessarymicrofinac

Target Pa

Mid-level program Extension

Course O

After com

– Dst

– D– E– Id– D– Id

Key Cont

– C– In– Ty– R– In– In– R– E– G– K

 

 

 

 

 

itute for Inc

Brief:

ing has beeny for effectivcne risk mana

articipants:

to senior levecoordinator

n Education S

Objective

pletion of the

Describe the mtakeholders.

Define learningxplain risk ma

dentify, assesDefine risk madentify key rol

tents of the C

Communicationterpersonal sypes of comm

Role of branchntroduction to ntroduction to Risk managem

ffective risk mGuidelines for Key roles & res

clusive Fina

n designed tove interpersoagmeent.

el staff includof Shakti

Services)

e program, pa

meaning of co

g ability to woanagement frs and prioritisnagement imles and respo

Course:

n & interpersskills at workpmunication fach managers in

risk and risk major risks in

ment policies/pmanagement implementingsponsibilities

ance and De

o enhance thonal commun

ing branch mFoundation

rticipants will

ommunication

ork harmoniouramework andse risks; deve

mplementationonsibilities in m

onal relationsplace ced by branchn effective intemanagemen

n microfinancprocedures process g effective risof branch ma

evelopment

he participantnication at w

anager, progand BEES

be able to:

, learning tec

usly with othed major risks elop strategiesn process. mitigating risk

ship at workpl

h managers erpersonal cot framework

ce

k managemeanagers

t (InM), Ban

t’s capabilitieworkplace an

ram manage(Banglades

chniques to co

ers; evaluate aof MFIs. s to mitigate r

k at operation

lace

ommunication

nt and monito

ngladesh

es d

r, h

ommunicate w

and accept re

risks.

nal level.

n

oring System

25 | P

with different

esponsibilities

a g e  

s.

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Institute for Inclusive Finance and Development (InM), Bangladesh 26 | P a g e  

Brief on Microfinance for Beginner MFIs Duration: 2 Days Language: Bangla

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Insti

Course B

The coursregulatoryMRA rulevarious aMFIs.

Target Pa

The targeand senio

Course O

After com

– D– Im– D– Id

Key Cont

– D– P– Im– M– P– M– In– R– C

itute for Inc

Brief:

se has been dy structure ofes applicabpleaspects of go

articipants:

et participantsor officials of M

Objective

pletion of the

Design a micromplement proDescribe the gdentify the cha

tents of the C

Designing andreparing busi

mproving orgaManaging risks

reparation of Monitoring andnternal controRegulations foChallenges in

clusive Fina

designed to pf Bangladeshe for a beginnovernance iss

s of this coursMRA pre-licen

e program, pa

ofinance progogram with effgovernance anallenges and

Course:

starting a miiness plan foranizational pes in microfinafinancial stat

d supervision ol and governaor MFIs microfinance

ance and De

provide an ovh microfinancner MFIs. It asues related

se include mensed NGO–M

rticipants will

gram and prepficiency and and regulatoryrisks of a new

crofinance prr a beginner Merformance nce tements of MFIs

ance for MFIs

& Way Forwa

evelopment

verall understace sector withalso aims at to the opera

embers of theMFIs.

be able to:

pare businessanalyze organ issues for mwly establishe

rogram MFI

s

ard

t (InM), Ban

anding of legh special focshedding ligh

ational level

e Executive C

s plan for a benizational perficrofinance ined MFIs and w

ngladesh

al and cus on hts on of the

Committee

eginner MFI. formances. nstitutions. way forwards

27 | P

.

a g e  

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Institute for Inclusive Finance and Development (InM), Bangladesh 28 | P a g e  

Brief on Governance & Regulatory Issues of MFIs Duration: 2 Days Language: Bangla

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Insti

Course B

The coursand regufocus on various asMFIs.

Target Pa

The targeCommitte

Course O

After com

– A– D– E– Id

go

Key Cont

– A– R– S– G– C– In– Im– C– R– F

itute for Inc

Brief:

se has been latory structuMRA Act-201spects of gov

articipants:

et participantee, ED, Chairm

Objective

pletion of the

Analyze currenDescribe the le

xplain the godentify the roleood governan

tents of the C

Analysis of micRelation betwe

avings & credGovernance stConcept, strucnternal contromplementationComponents oRisk and its co

ailure of an M

clusive Fina

designed to ure of Bangl10 and Rulesvernance issu

ts of this couman and seni

e program, pa

nt trends in megal and reguvernance frames of Executivnce.

Course:

crofinance seeen MRA anddit in MFIs, rigtructure as pe

cture, formatiool & role of ECn of Public Pr

of Financial Stontrolling mecMFI from instit

ance and De

provide an oladesh micros 2010. It alsoues related to

urse include or officials of

rticipants will

microfinance sulatory issuesmework for mve Body, Gen

ector d other registrghts of clientser MRA ruleson and functioC rocurement Rtatements,

chanism tutional persp

evelopment

verall undersofinance secto aims at sheo the operatio

members ofMRA license

be able to:

ector and role and structure

microfinance inneral Body an

ration authorits

ons of GB

Rules

pective

t (InM), Ban

standing of letor with specedding lights onal level of t

f the Executed NGO–MFIs

e of microfinae of Bangladenstitutions; annd Executive D

ties

ngladesh

gal cial on

the

tive s.

ance in reduciesh Microfinand Director/ CEO

29 | P

ing poverty; nce sector;

O for ensuring

a g e  

g

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Institute for Inclusive Finance and Development (InM), Bangladesh 30 | P a g e  

Brief on Principles and Practices of Microfinance Program Duration: 5 Days Language: English

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Insti

Course B

The courmicrofinanshedding methodoloperformanaimed at of the UTT

Target Pa

The targeDirector, C

Course O

After com

– A– D– D– E– E– M– D

Key Cont

– E– A– N– B– W– M– M– C

itute for Inc

Brief:

rse has beennce evolition:

lights on ogies, prodnce standardcapacity buildT Microfinanc

articipants:

et participanCEO and Secr

Objective

pletion of the

Analyze evolutDescribe the sDesign need b

xplain wholesxplain the be

Measure perfoDescribe the re

tents of the C

mergence anAppropriate saNeed based pr

est practices Wholesale lendMFIs regulatioMeasuring perChallenges an

clusive Fina

n designed t: past, presenmicrofinance

uct design s of MFIs arding and expece, Tanzania. 

nts of this cretary to the 

e program, pa

tion, current aavings and le

based microfinsale lending ast practices in

ormance of Megulatory fram

Course:

nd evolution oavings and lenroduct develoin microfinanding approacn in Bangladerformance of Md future of m

ance and De

to provide annt, and futuree best prac

approach, re concernederience shari

course includBoard of UTT

rticipants will

and future direending methonance producapproach of Pn microfinancFIs mework for m

of microfinancnding methodopment nce h and PKSF eesh MFIs icrofinance

evelopment

n overall unde. The coursectices as fa

regulatory d. Overall theng that helps

de members T Microfinanc

be able to:

ection of micrdologies

cts PKSF ce

icrofinance in

ce in Bangladedology

experiences

t (InM), Ban

derstanding e also aims

ar as lendinaspects ane  training was policy makin

Board  Chae, Tanzania.

rofinance sec

nstitutions

esh

ngladesh

of at ng nd as ng 

ir, 

ctor

31 | P a g e  

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Institute for Inclusive Finance and Development (InM), Bangladesh 32 | P a g e  

Brief on Induction Training Course for UTT Microfinance Duration: 5 Days Language: English

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Insti

Course B

The courmicrofinanshedding methodoloperformanaimed  atmaking of

Target Pa

The targeTanzania.

Course O

After com

– Id– E– Id– E– Id– Id– E– Id– D– E– D

Key Cont

– H– C– Ty– M– M– G– Im– C– O– O– S– E– C– Lo– P– M– M– O– Im

itute for Inc

Brief:

se has beennce evolition:

lights on ogies, produnce standardt  capacity  buf the UTT Mic

articipants:

et participants

Objective

pletion of the

dentify major dxplain the ma

dentify the widxplain the sco

dentify the facdentify the orgxplain the gro

dentify essentDescribe the p

xplain the risDescribe the o

tents of the C

Historical conteCommon term

ypology of saMicrofinance pMicrofinance sGap between smportance anCalculating inteOrganizationalOperational pla

teps and procssentials of b

Calculating deoan loss provurpose of diff

Microfinance raMicrofinance rOutline and comportance an

clusive Fina

n designed to past, presenmicrofinanceuct design s of MFIs aruilding  and crofinance, Ta

s of this cours

e program, pa

driving forcesain features, mder factors to ope and impoctors to be conganizational aoup developmtial factors to

portfolio qualitk manageme

outline and co

Course:

ext of of microinologies in m

avings and lenprogram desigservices, servsupply and ded scope of prerest using flal and operatioan for startingcess of group

borrower seleclinquency, po

vision, reserveferent books aatios and theisk framework

ontents and prd usefulness

ance and De

o provide annt, and futuree best pract

approach, re concernedexperience  sanzania. 

se include offi

rticipants will

s and evolutiomerits and debe analyzed

ortance of sernsidered in p

and operationment process

be considerety nt strategies

ontents of mic

ofinance in Bmicrofinance pnding methodgn frameworkice providersemand of microduct innovaat and declinional activities g microfinancep formation anction and loan

ortfolio in arree and write-ofand documenir interpretatiok and risk marocess of preof MIS in mic

evelopment

n overall unde. The coursetices as farregulatory . Overall thesharing  that 

icials of UTT 

be able to:

on in microfinaemerits of the before design

rvice diversificroduct designal activities foand make the

ed in borrower

applicable in rofinance bus

angladesh anprogram dologies and tk s and regulatocrofinance proation and servng balance mto start a mice program nd developmen process ars and portfoff nts and the infon anagement apparing microfcrofinance

t (InM), Ban

derstanding oe also aims ar as lendingaspects ande  training wahelps  policy

Microfinance

ance and its mlending meth

ning a microfication and pron and developor starting a mem functionalr selection

microfinancesiness plan

nd African cou

their characte

ors oducts vice differentiamethods and scrofinance pro

ent

olio at risk

formation it g

pproaches finance busine

ngladesh

of at g d s y 

e, 

major dimenshodologies inance prograoduct innovatpment microfinance pl

e program

untries

eristics

ation setting viable ogram

enerates

ess plan

33 | P

ions

am tion

program

interest rate

a g e