Inside this issue:

Editors 2

Congress 2018

3

High-lights from

5

World 6

Eye on the Carib-

7

Education 8

January 31, 2018 Volume 16, Issue 1

President’s Message “Bri dg ing the Past , Enabl in g th e Futu re , Pathway s to Success ”

“Don’t Ever Promise More Than you can deliver, but always deliver more than you promise” (Lou Holtz)

It is the season of promises! This is the time of the year when most of us be-come mellifluous with our promises. Whether they are made to ourselves, in the form of a personal resolution, to our family as a hopeful expectation, to our career as a goal to be accomplished, or to our companies as a contractual obliga-tion to be kept. “They roll off our minds and engage our mouths like music to the ears.” However, promises they say are made to be broken and they usually are because, they are often made in the stormy time of our lives and forgotten or ignored in the calm.

We have just welcomed an exciting and promising new year 2018 and those of us who are fortunate to be here can soberly reflect on the challenges of 2017 and be thankful that it is now behind us. As we look to the promise of the days, weeks and months ahead we want to keep in mind the quote captioned above. Whether we are making a promise to ourselves or one of the afore mentioned per-sons let us be mindful of the circumstances under which we endeavor to commit ourselves to ensure that we will always deliver more than we promised.

PROGRESS There is much optimism in the region and perhaps even the world that this year will be better than the last and that there will be progress. But as we are so often reminded by circumstance, progress depends on the play of forces in our various communities and external to them. It depends on the room left by the state for the enterprise, energy and initiative of the individual and not on any single element in social being, but by all the right elements flowing in to each other to provide the right opportunity. When opportunity knocks let us ask for guidance, and seek wisdom to do the best we can. GROWTH Most of our economies are experiencing tremendous economic stagnation and our standard of living has been severely compromised. At the same time many of the regions governments are preparing for their constitutional elections and will therefore seek to offer solutions or alternative approaches for growth and or recovery. Many promises will be made, not all will be kept, such is the time and the season. As we con-tinue to work with the forces in our communities and those external to them to provide the right advice to our clients, their families and their businesses, let us be mindful of the need to be fully prepared for the task ahead. DEVELOPMENT In just a few months we will all have a wonderful opportunity to be part of a very up building Congress in beautiful Jamaica when we will we will be encouraged and motivated to “Find our Passion and Brand our life”. This is in my view a very appropriate and yet intriguing theme that excites the imagination and pro-vides enough stimulation to encourage all who are interested in career development to attend. Make a promise to yourself and be there and encourage a friend to come along as well. Let us join our wonderful Jamaican family and enjoy their unmatched hospitality and unspoiled culture, it will be worth it. I promise! In the mean time for all who have already started the year with a blast keep your focus. If you are just about to hit the spot remember to Under Promise and Over deliver. Keep your faith in the creative process, in the dynamics of emergence and the values of purpose that tran-scends past achievements and past forms, a precondition of all further growth.

May all enjoy a most productive, healthy and blessed 2018.

Wynthrop A. D. Catwell President

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EDITORS NOTE

I am sure you have all hit the ground running as you embark on your plans for 2018, I wish you all success. I urge you to look back only to ensure that you avoid repeating fruitless endeavours as you forge ahead with your plans for this year. “Don’t let your past dictate who you are, but let it be a lesson that strengthens the person you’ll become.” The 32nd CARAIFA Sales Congress will be in the beautiful Montego Bay, Jamaica this year from April 29th – May 3rd, 2018 under the theme “Empowered to Rise”. It is not to be missed as it will also highlight the 40th Anniversary of CARAIFA and attendees will be enveloped in the rich history of CARAIFA throughout the region. CARAIFA Congresses add

value to your professional advancement and success. This opportunity only comes around once a year, and there is still time to register.

We at CARAIFA would also invite you to share your opinions and feedback with us via caraifa@cwjamaica.com.

Hugh Meredith LUTCF PR & Communication Director

Benefits of Congress ¨ Integration: The integration of the

Caribbean Region and its people who are in the field of financial services.

¨ Information: Provides pertinent and current information to participants, that would help improve in the deliv-ery of services to clients.

¨ Camaraderie: Develops friendship among participants that will be long lasting and beneficial in creating an environment of caring and sharing.

¨ Motivation: Motivate participants to achieve more, set higher goals and to become truly successful in their en-deavors in the world of financial ser-vices.

¨ CE CREDITS: Each attendee will earn ten (10) continuing education (CE) credits for attending Congress.

Speakers’ Forum

One of the highlights of the CARAIFA congress is the annual speakers’ forum. This is an opportunity for Life Underwriter’s in the Caribbean who are aspiring to become public speakers to gain some practical experience. One of the main criteria to par-ticipate in the speaker’s forum is that the participant should not be anyone who has already spoken as a main platform speaker at any previous congress.

****Benefits**** ¨ You will receive a challenge trophy, which you will keep for

the year ¨ You will be invited as a main platform speaker at the con-

gress the following year ¨ Your congress registration fee will be covered by

CARAIFA ¨ Participant in Congress Speaker’s Forum will get 2.5 CE

Credits (SIGNED Attendees at the Speaker’s Forum will get 1.5 CE Credits)

The CARAIFA Executive would like to urge all interested indi-viduals to make use of this opportunity and display their speak-ing ability

CONGRESS 2018

Page 3 CARI-NEWS Volume 16, Issue 1

Click on the flyer above to register online REGISTER NOW!!

CONGRESS 2018 MOTIVATIONAL SPEAKERS Page 4 Volume 16, Issue 1 CARI-NEWS

Marcus T. Henderson, Sr., RFP®, MRFC of Franklin, Tennessee, is President and CEO of Henderson Financial Group, Inc. He is a 26-year consecutive member of the prestigious Million Dollar Round Table (MDRT), a benchmark of excellence in the fi-nancial services arena. Quite accomplished within media and print, Marcus has been fea-tured in Advisor Today in 2005, NAIFA’s national publication, and is a frequent colum-nist in many national financial planning magazines and periodicals. He was most re-cently highlighted, February 2015, by Signator in Financial Planning magazine for his exemplary independent firm building achievements .

Rev. Dr. Carla Dunbar B.Th. L.H.D, FOIE. JP is a Certified Professional Life Coach, Sex and Family Counseling Therapist. She is an archive Media Consultant for Jamaica Media Houses and CEO of Carla Dunbar Ministries and Counseling Care where she serves as Resi-dent Marriage Officer, Family & Sex Therapist. She is the Author of two (2) books CHANGED…The Journey and “SEXCRIPTION: A Prescription for Sex” Dr. Dunbar’s passion for marriage and the family continues to propel her to fulfill her mantra of ‘Rebuilding Jamaica One Marriage at a Time”. She loves the Lord passionately and humbly enjoys helping persons resolve life’s issues. Her philosophy states “Anyone can create an im-pression but not anyone can create an impact. She seeks always to impact by empowering.

Sanja Tolani, a 15 years member of the Million Dollar Round Table – The Premier As-sociation of Financial Professionals, with 2 Court of the Table & 11 Top of the Table honours. He became the youngest member in 2003 at the age of 19 and then qualified as the Youngest Life Member in 2012 at the age of 28. Also, became the Youngest Manag-ing Director of an Insurance Brokerage in the Middle East.

Alicia P. Hussey is an Attorney-at-Law and Principal at the law firm, HusseyLegal. Ms Hussey has been a practising Attorney since 2002 and has gathered a wealth of experience in the fields of corporate and commercial law, corporate governance, corporate compli-ance, real estate development, conveyancing, estate planning and administration, probate and family law. Ms Hussey enjoys teaching and currently serves as tutor of Probate Prac-tice and Procedure at the Norman Manley Law School.

Belinda Frederica Morrison, Senior Lecturer and Head of the Division of Urology at UWI Mona her General areas of interest includes Prostate Cancer and Andrology- (Study of male sexual dysfunction). Ms Belinda is also the President of Jamaica Urological Soci-ety and a Medical Advisor to the National Health Fund- Pharmaceutical Committee. She also has published chapter in the book Priapism: Medical and Surgical Therapy.

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DAY OF COMMON CONCERN 2017

JAIFA celebrating CARAIFA’S Day Of Common Concern launched “Red Day”. Members were also asked to make a do-nation to the foundation.

VINAIFA A DOCC fund raiser and health fair was held. Participating were the medical schools and retired nurses association provided blood pres-sure and sugar testing. The Ministry of Health provided materials for distribution.

CARI-NEWS Volume 16, Issue 1

From Left: Susan Ming Guard-ian Life Sales Rep, Eli Fergu-son Branch Manager and Kath-ryn Marrett JAIFA’s 1st Vice President

Page 6 CARI-NEWS

World Kidney Day March 8, 2018

EIGHT GOLDEN RULES

For taking care of your kidney

What can you do for your kidneys? Kidney diseases are silent killers, which will largely affect your quality of life. There are however several easy ways to reduce the risk of developing kidney disease.

1. Keep fit and active

2. Keep regular control of your blood sugar level

3. Monitor your blood pressure

4. Eat healthy and keep your weight in check

5. Maintain a healthy fluid intake

6. Do not smoke

7. Do not take over-the-counter pills on a regular basis

8. Get your kidney function checked if you have one or more of the ‘high risk’ factors Source: http://www.worldkidneyday.org/faqs/your-kidneys/

Volume 16, Issue 1

Page 7 CARI-NEWS Volume 16, Issue 1

JAIFA’s President Inauguration Ceremony 2017 Past President Hugh Meredith handing the gavel to the incoming President Ms Monica Robotham . December 2017

EYE ON THE CARIBBEAN

JAIFA Blast Off 2018 at the Jamaica Conference Centre

TTAIFA’S South Chapter Christmas

Party December 2017

Escaping the Ordinary, TTAIFA’s East Chapter Membership Meeting. Monday 8th January, 2018

Members of CARAIFA Executive team meet-ing with members of St Lucia (AIFAStL) to dis-cuss reviving the asso-ciation in November 2017

Members of t BARAIFA participating in a Cook-Off and presenting a skit in their December meeting.

Page 8 CARI-NEWS Volume 16, Issue 1

EDUCATION REMINDERS Semester 1, 2018 Regular Exam Dates March 14 — 15

Semester 1, 2018 Supplemental Exam Dates April 18 –19

‘The paramount provider of professional education for Life Insurance and Financial Advisors in the Caribbean.’ For further information you can visit our website at www.caraifa.com or email us at caraifa@cwjamaica.com

CARAIFA Congratulates Semester 3, 2017 FSCP Designees

JAIFA Andrea Anthony Irene Graham

Dave Kerr Laslene Topey

David Robinson Lorraine Maddix-Miller

Ronald McLeod Rachel Singh

Nadine Pottinger

TTAIFA Rose Ramoutar Brian Dookeran

Joanne Frederick Stacy Hazel

Nadia Mahabir

EDUCATION

EARN UP TO 14.5 CE CREDITS WHEN YOU ATTEND CONGRESS

2018 IN JAMAICA