Wellness that works.At Cypress Associates, we have always believed that wellness should be more than its own reward. It’s this belief that led us to create BENE-FIT™, the world’s first Group Hospital Indemnity Policy with a Wellness Benefit. Part wellness plan, part benefits platform, Bene-Fit is the only product on the market that incentivizes wellness by compensating employees who participate with funded supplemental insurance products like Life Insurance, GAP Insurance and more.

Fueled by tax savings, guided by analytics and designed to integrate seamlessly into your medical plans, Bene-Fit is the perfect vehicle to carry your company or organization into the New Era of employee healthcare.

Use our predictive modeling capabilities to streamline your existing major medical plans. Improve productivity and well-being among your population by providing employees with personal health coaches. And reduce your medical expenses with the only wellness plan that creates both direct and indirect savings for employers.

If you thought you knew corporate wellness, think again. The future has arrived and it’s waiting for your call.

PROGRAM OVERVIEW

Where Can Bene-Fit Take You?Call 1-800-994-1682

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FICA SavingsBene-Fit™ will create between $600 and $1,000 in FICA savings annually for every employee enrolled in the program.

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Personal CoachingEach employee enrolled in Bene-Fit™ is paired with a personal health coach. Typically a registered dietitian or nutritionist, the health coach helps the employee set realistic, achievable goals for their well-being and assists the employee in meeting these goals through a variety of participation options.

Predictive ModelingOur analytics platform can create predictive models for self-insured and some fully insured groups that can help you prepare for the future without compromising the present.

Improved ProductivityHealthier, happier employees are more productive employees.

Improved Hiring and RetentionA stronger benefit offering makes it easier to attract and retain top employees.

Custom Plan CreationUsing gathered data, we will help you design custom medical plans that provide your population with the maximum amount of care at the minimum cost to you.

Enhanced BenefitsAdopting Bene-Fit™ gives you the opportunity to enhance your current benefit offering at no out-of-pocket cost to you or your employees.

Reduced Claim UtilizationAs the wellness of your population improves, the frequency of employee-filed claims will decline.

Fewer Emergency Room VisitsOur Patient Advocacy service helps keep employees informed about their well-being. It features a Nurse Triage hotline that employees can contact during a health issue instead of going to the emergency room.

Preventative Group CareAs our analytics platform gathers data on your population, we will be able to identify your at-risk groups and reduce any potential expensive claims with preventative care and consulting.

Enhanced BenefitsAdopting Bene-Fit™ gives you the opportunity to enhance your current benefit offering at no out-of-pocket cost to you or your employees.

Detailed ReportingWe generate a monthly executive summary that aggregates all of your claim reports into one solution-driven document. This includes a Group P&L Report that determines the overall performance of your plans, an Individual Report that covers any large claimants for the month and stop loss performance reports and a mobile health wizard app that employees can use to monitor their wellbeing on-the-go.

Biometric Health Risk ScreeningAs part of the Wellness program, every employee will receive a non-invasive biometric screening to identify cardiovascular and diabetic risk factors up to ten years prior to full onset. This scan takes just over two minutes and can be performed on-site. The data gathered is used to provide information for your custom plan recommendations and analytics and helps us monitor the effectiveness of the wellness program from year to year.

Unbeatable ServiceStop fighting automated phone lines. Get help from a real agent every time you call.

Unparalleled InsightOur analytics platform works in harmony with the data we gather from the wellness program to provide invaluable insight into your healthcare risk and spend.

Scalable UnitsFlexible pricing tiers allow you to scale the program to deliver the maximum return for employees across different salary ranges.

Engaging Game-Based PlatformBene-Fit makes wellness fun and exciting. Employees can level up, earn badges and compete against their friends, family and coworkers for prizes and bragging rights.

Multiple Enrollment OptionsEnrollment takes just minutes per-employee and can be done online, in person or through our call center.

Powerful SavingsBene-Fit attacks rising healthcare costs at the source, delivering immediate payroll savings today and additional savings from reduced claims in the future.

Bene-Fit™ is more than a wellness program. It is a comprehensive solution to the major healthcare problems facing employers. Reverse declining employee health with preventative care and an engaging platform that is proven to make employees more proactive about their health and careers. Reduce your medical spend with the only indemnity policy that both enhances your benefit offerings with no out-of-pocket cost to you and your employees, and prepare for the future with an advanced analytics platform that can dramatically reduce claims utilization and premium inflation for self-insured groups.

Flexible Participation OptionsIn addition to the portal, Bene-Fit™ provides employees with a variety of methods to fulfill their monthly participation requirements. They can communicate with their coach via phone call, text or video chat, they can participate in a wellness fair or charity fitness event or they can even get a health assessment from their doctor.

Gamified Wellness PortalOur wellness portal transforms the quest for wellness into an interactive game, where employees can level up their super-powered avatars to take on menacing adversaries, explore new lands and compete with their coworkers in a variety of health-related challenges.

Where We Start

Success in a wellness program depends on an accurate assessment of a participant’s current health. What aspects of an enrollee’s well-being require the most attention? How much physical activity can he or she currently handle? What risk factors will affect his or her plan for improvement?

Our program begins with a non-invasive diagnostic scan that determines an individual’s risk of serious chronic illness years before the onset of any recognizable symptoms. These factors, combined with heart rate, blood pressure, BMI and waist circumference give a fast and accurate indication of overall health.

Where We Go From There

A healthy lifestyle is the sum of many healthy habits. Our wellness game helps participants develop healthy habits that make the most sense to them. We provide employees with vast amounts of educational material and help them set realistic wellness goals that work with their lifestyle. As employees make progress towards these goals, they earn claim payments and other prizes like gift cards and fitness gear. This behavioral approach provides both the incentives and the means to live healthier, resulting in a lasting increase in both employee productivity and wellness for our clients.

Immediate Savings.LastingImpact.

IMMEDIATE

Wellness Highlights

PROGRAM FEATURES

MIDTERM

LONG TERM