bank of punjab kase bop financials

8/6/2019 Bank of Punjab KASE BOP Financials

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Bank of Punjab (KASE:BOP) > Financials > Key Stats

In Thousands of the trading currency, except per share items. Currency: Trading Currency Conversion: Historical

Order: Latest on Right Units: Thousands (k)

Decimals: Capital IQ (Default)

Key Financials

Data Source Change

Currency PKR PKR PKR PKR PKR

DSC

Total Revenue 832,021.0 716,084.0 DSC 851,852.0 999,784.0 1,262,415.0

Growth Over Prior Year NA (13.93%) DSC NA 17.37% 26.27%

EBT Excl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0

Margin % 21.20% 18.82% DSC 14.90% 31.95% 33.47%

Earnings from Cont. Ops. 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Margin % 19.58% 17.08% DSC 3.45% 15.69% 18.78%

Net Income 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Margin % 19.58% 17.08% DSC 3.45% 15.69% 18.78%

Diluted EPS Excl. Extra Items 0.309 0.211 DSC 0.087 0.462 0.681

Growth Over Prior Year NA (31.55%) DSC NA 433.42% 47.40%

Total Assets 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0

Growth Over Prior Year NA 7.44% DSC NA 16.81% 16.46%

Currency PKR PKR DSC PKR PKR PKR

Exchange Rate 1.0 1.0 DSC 1.0 1.0 1.0

Conversion Method H H DSC H H H

All results are taken from the most recently filed statement for each period. When there has been more than one, earlier filings can be viewed on the individual statement pages.

Growth Rates are calculated in originally reported currency only and will not reflect any currency conversion selected above.Sourced from data collected by Compustat.

Current Capitalization (Thousands of PKR)

Currency PKR

For the Fiscal Period Ending 12 monthsDec-31-1997A

12 monthsDec-31-1998A





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Share Price as of Apr-11-2011 6.14

Shares Out. 528,797.4

Market Capitalization** 3,246,815.9Book Value of Common Equity 3,727,554.0

+ Book Value of Pref. Equity -

= Total Equity 3,727,554.0

Tier 1 Capital 3,361,351.0

Tier 2 Capital (34,838.0)

Total Capital 3,326,513.0

Tier 1 Capital Ratio % 1.9%

Total Capital Ratio % 1.9%

Leverage Ratio % -

Valuation Multiples based on Current Capitalization

Market Cap / Total Revenue NA 0.73x 0.50x 0.45x NM

Market Cap / EBT Excl. Unusual Items NA 1.03x 0.68x 0.67x NM

the companys primary stock class. Shares shown on this page aretotal company as-reported share values.

For the Fiscal Period Ending 12 monthsDec-31-2004A






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P/Diluted EPS Before Extra NA 1.38x 0.85x 0.73x NM

P/BV NA 0.47x 0.20x 0.14x 0.87x

Price/Tang BV NA 0.47x 0.20x 0.14x 0.88x

Financial data provided by


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PKR PKR PKR PKR PKR PKR PKR

1,394,896.0 1,912,684.0 2,884,417.0 4,452,344.0 6,525,775.0 7,146,198.0 (13,924,705.0)

10.49% 37.12% 50.80% 54.36% 46.57% 9.51% NM

436,156.0 908,416.0 1,733,195.0 3,158,285.0 4,770,897.0 4,855,569.0 (16,858,341.0)

31.27% 47.49% 60.09% 70.94% 73.11% 67.95% NM

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

20.50% 36.07% 47.47% 52.90% 58.29% 62.33% NM

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

20.50% 36.07% 47.47% 52.90% 58.29% 62.33% NM

0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

20.76% 60.71% 98.48% 70.21% 61.46% 16.86% NM

29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

19.17% 47.76% 51.98% 67.62% 48.31% 42.55% (20.90%)


1.0 1.0 1.0 1.0 1.0 1.0 1.0

H H H H H H H









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Bank of Punjab (KASE:BOP) > Financials > Income Statement

In Thousands of the reported currency, except per share items. Template: Bank Restatement: Latest Filings

Period Type: Annual Order: Latest on Right

Currency: Reported Currency Conversion: Historical

Units: Thousands (k) Decimals: Capital IQ (Default)

Income Statement

ta Source Chan


DSC

Interest Income On Loans - 2,259,608.0 DSC 2,260,770.0 1,934,794.0 2,172,956.0

Interest Income On Investments 1,921,957.0 - DSC 73,877.0 161,307.0 108,036.0

Total Interest Income 1,921,957.0 2,259,608.0 DSC 2,334,647.0 2,096,101.0 2,280,992.0

Interest On Deposits - 1,755,443.0 DSC 1,510,145.0 1,083,344.0 1,113,151.0

Total Interest On Borrowings 1,306,721.0 - DSC - - -

Total Interest Expense 1,306,721.0 1,755,443.0 DSC 1,510,145.0 1,083,344.0 1,113,151.0

Net Interest Income 615,236.0 504,165.0 DSC 824,502.0 1,012,757.0 1,167,841.0

Income From Trading Activities (122,330.0) - DSC - - -

Gain (Loss) On Sale Of Assets (Rev) - - DSC 2,692.0 3,794.0 12,800.0

Gain on Sale of Invest. & Secur (Rev) (4,093.0) (27,747.0) DSC (2,357.0) 19,156.0 14,858.0

Total Other Non-Interest Income 343,208.0 116,051.0 DSC 108,245.0 107,169.0 106,402.0

Non-Oper. Income (Exp.) - - DSC - - -

Total Non Interest Income 216,785.0 88,304.0 DSC 108,580.0 130,119.0 134,060.0

Revenue Before Loan Losses 832,021.0 592,469.0 DSC 933,082.0 1,142,876.0 1,301,901.0

Provision For Loan Losses - (123,615.0) DSC 81,230.0 143,092.0 39,486.0

Total Revenue 832,021.0 716,084.0 DSC 851,852.0 999,784.0 1,262,415.0

Salaries and Other Empl. Benefits 355,500.0 380,090.0 DSC - - -

Amort. of Goodwill & Intang. Assets - - DSC - - -

Occupancy Expense 117,406.0 - DSC - - -

Selling General & Admin Exp., Total 123,522.0 213,092.0 DSC 722,875.0 679,655.0 838,385.0

Total Other Non-Interest Expense 9,960.0 11,019.0 DSC 2,088.0 690.0 1,460.0Non Oper. (Income) Exp. 49,226.0 (22,919.0) DSC - - -

Total Non-Interest Expense 655,614.0 581,282.0 DSC 724,963.0 680,345.0 839,845.0

For the Fiscal Period Ending 12 monthsDec-31-1997

12 monthsDec-31-1998





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EBT Excl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0

Impairment of Goodwill - - DSC - - -

Other Unusual Items - - DSC - - -

EBT Incl. Unusual Items 176,407.0 134,802.0 DSC 126,889.0 319,439.0 422,570.0

Income Tax Expense 13,500.0 12,500.0 DSC 97,485.0 162,595.0 185,447.0

Earnings from Cont. Ops. 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Earnings of Discontinued Ops. - - DSC - - -

Extraord. Item & Account. Change - - DSC - - -

Net Income to Company 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Minority Int. in Earnings - - DSC - - -

Net Income 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Pref. Dividends and Other Adj. - - DSC - - -

NI to Common Incl Extra Items 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

NI to Common Excl. Extra Items 162,907.0 122,302.0 DSC 29,404.0 156,844.0 237,123.0

Per Share Items DSC

Basic EPS 0.309 0.211 DSC 0.087 0.462 0.681

Basic EPS Excl. Extra Items 0.309 0.211 DSC 0.087 0.462 0.681

Weighted Avg. Basic Shares Out. 527,359.009 580,097.427 DSC 339,687.193 339,687.199 348,179.378

Diluted EPS 0.309 0.211 DSC 0.087 0.462 0.681Diluted EPS Excl. Extra Items 0.309 0.211 DSC 0.087 0.462 0.681

Weighted Avg. Diluted Shares Out. 527,359.009 580,097.427 DSC 339,687.193 339,687.199 348,179.378

Normalized Basic EPS 0.209 0.145 DSC 0.233 0.588 0.759

Normalized Diluted EPS 0.209 0.145 DSC 0.233 0.588 0.759

Dividends per Share NA NA DSC NA NA 0.43

Supplemental Items DSC

Effective Tax Rate % 7.65% 9.27% DSC 76.83% 50.90% 43.89%

Current Domestic Taxes NA NA DSC NA NA NA


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Total Current Taxes 13,500.0 12,500.0 DSC - - -

Deferred Domestic Taxes NA NA DSC NA NA NA

Total Deferred Taxes - - DSC - - -

Normalized Net Income 110,254.375 84,251.25 DSC 79,305.625 199,649.375 264,106.25

NI per SFAS 123 (after Options) NA NA DSC NA NA NA

Non-Cash Pension Expense - - DSC - - -

Filing Date Mar-01-1998 Mar-01-1999 DSC Mar-01-2001 Mar-01-2002 Mar-01-2003

Restatement Type O O DSC O RC NC

Calculation Type REP REP DSC REP REP REP

** For Periods sourced from Compustat data, Diluted EPS & Diluted WASO values are copied from Basic EPS & Basic WASO.

Note: For multiple class companies, per share items are primary class equivalent, and for foreign companies listed as primary ADRs, per share items are ADR-equivalent.

Sourced from data collected by Compustat.



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2,069,555.0 1,664,464.0 2,555,039.0 6,125,262.0 11,579,633.0 17,539,538.0 17,752,652.0

187,330.0 277,747.0 - - 1,383,856.0 1,812,870.0 2,025,160.0

2,256,885.0 1,942,211.0 2,555,039.0 6,125,262.0 12,963,489.0 19,352,408.0 19,777,812.0

997,649.0 484,202.0 719,074.0 2,668,739.0 7,508,795.0 13,939,377.0 16,614,000.0

- - - - - - -

997,649.0 484,202.0 719,074.0 2,668,739.0 7,508,795.0 13,939,377.0 16,614,000.0

1,259,236.0 1,458,009.0 1,835,965.0 3,456,523.0 5,454,694.0 5,413,031.0 3,163,812.0

- - - - - - -

(552.0) 1,055.0 954.0 540.0 1,088.0 (2,955.0) 3,152.0

80,710.0 293,518.0 102,179.0 3,163.0 356,063.0 2,015,056.0 345,030.0

133,152.0 168,232.0 992,380.0 1,323,114.0 1,184,656.0 1,584,356.0 1,426,881.0

- - - - - - -

213,310.0 462,805.0 1,095,513.0 1,326,817.0 1,541,807.0 3,596,457.0 1,775,063.0

1,472,546.0 1,920,814.0 2,931,478.0 4,783,340.0 6,996,501.0 9,009,488.0 4,938,875.0

77,650.0 8,130.0 47,061.0 330,996.0 470,726.0 1,863,290.0 18,863,580.0

1,394,896.0 1,912,684.0 2,884,417.0 4,452,344.0 6,525,775.0 7,146,198.0 (13,924,705.0)

- - - - - - -

- - - - - - -

- - - - - - -

900,811.0 1,001,878.0 1,117,595.0 1,277,854.0 1,754,665.0 2,255,342.0 2,808,835.0

57,929.0 2,390.0 33,627.0 16,205.0 213.0 35,287.0 124,801.0

- - - - - - -

958,740.0 1,004,268.0 1,151,222.0 1,294,059.0 1,754,878.0 2,290,629.0 2,933,636.0









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436,156.0 908,416.0 1,733,195.0 3,158,285.0 4,770,897.0 4,855,569.0 (16,858,341.0)

- - - - - - -

- - 7,726.0 12,434.0 - - -

436,156.0 908,416.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0 (16,858,341.0)

150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0 (6,773,401.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

- - - - - - -

- - - - - - -

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

- - - - - - -

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

- - - - (584.0) - -

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,804,255.0 4,454,018.0 (10,084,940.0)

286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,804,255.0 4,454,018.0 (10,084,940.0)

0.821 1.321 2.622 4.465 7.205 8.423 (19.071)

0.821 1.321 2.622 4.465 7.205 8.423 (19.071)

348,179.378 522,269.063 522,269.058 527,540.117 527,989.083 528,797.376 528,797.376

0.822 1.321 2.622 4.462 7.205 8.42 (19.07)0.822 1.321 2.622 4.462 7.205 8.42 (19.07)

348,179.378 522,269.063 522,269.058 527,540.117 527,989.083 528,797.376 528,797.376

0.783 1.087 2.074 3.742 5.647 5.739 (19.925)

0.783 1.087 2.074 3.742 5.647 5.739 (19.925)

0.5 NA NA NA NA NA NA

34.43% 24.06% 21.35% 25.71% 20.27% 8.27% NM

NA NA NA 672,278.0 883,757.0 150,779.0 1,259,600.0


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- - - 672,278.0 883,757.0 150,779.0 1,259,600.0

NA NA NA 143,015.0 83,469.0 250,772.0 (8,033,001.0)

- - - 143,015.0 83,469.0 250,772.0 (8,033,001.0)

272,597.5 567,760.0 1,083,246.875 1,973,928.125 2,981,810.625 3,034,730.625 (10,536,463.125)

NA NA NA NA NA NA NA

- - - 5,907.0 9,800.0 6,677.0 12,223.0

Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009 Mar-01-2009

RC NC RC NC RS NC O

REP REP REP REP REP REP REP


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Bank of Punjab (KASE:BOP) > Financials > Balance Sheet





Balance Sheet

Dec-31-1997 Dec-31-1998 ta Source Chan Dec-31-1999


ASSETS DSC

Cash And Equivalents 2,228,757.0 5,390,767.0 DSC 5,843,469.0 4,852,616.0 8,030,843.0

Investment Securities 7,547,737.0 5,894,937.0 DSC 4,990,619.0 8,954,537.0 9,572,072.0

Trading Asset Securities - 513,000.0 DSC - - -

Total Investments 7,547,737.0 6,407,937.0 DSC 4,990,619.0 8,954,537.0 9,572,072.0

Gross Loans 7,113,660.0 6,903,987.0 DSC 6,425,858.0 6,562,682.0 6,230,798.0

Allowance For Loan Losses (276,445.0) (152,830.0) DSC (234,060.0) (377,119.0) (412,563.0)

Other Adj. to Gross Loans - - DSC - - -

Net Loans 6,837,215.0 6,751,157.0 DSC 6,191,798.0 6,185,563.0 5,818,235.0

Gross Property, Plant & Equipment 354,364.0 419,758.0 DSC 429,781.0 428,046.0 459,132.0

Accumulated Depreciation (105,332.0) (140,784.0) DSC (165,039.0) (182,852.0) (182,937.0)

Net Property, Plant & Equipment 249,032.0 278,974.0 DSC 264,742.0 245,194.0 276,195.0

Other Intangibles - - DSC - - -

Accrued Interest Receivable - - DSC 368,340.0 600,084.0 556,443.0

Other Receivables 43,165.0 507,582.0 DSC 507,796.0 213,879.0 54,589.0

Restricted Cash - - DSC - - -

Other Current Assets 434,277.0 476,526.0 DSC 2,625.0 - -

Deferred Tax Assets, LT - - DSC - 192,077.0 185,070.0

Other Real Estate Owned And Foreclosed - - DSC - - -

Deferred Charges, LT 2,557.0 1,134.0 DSC - 105.0 -

Other Long-Term Assets 1,168,896.0 74,528.0 DSC 45,471.0 32,631.0 285,145.0Total Assets 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0

Balance Sheet as of: RestatedDec-31-2000

ReclassifiedDec-31-2001


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LIABILITIES DSC

Accounts Payable 214,163.0 248,047.0 DSC - - -

Accrued Exp. - - DSC - - -

Interest Bearing Deposits 11,392,458.0 13,135,120.0 DSC 11,811,986.0 13,886,379.0 15,550,448.0

Institutional Deposits 208,967.0 295,262.0 DSC - - -

Non-Interest Bearing Deposits 4,405,017.0 3,966,361.0 DSC 3,207,114.0 3,141,881.0 3,481,630.0

Total Deposits 16,006,442.0 17,396,743.0 DSC 15,019,100.0 17,028,260.0 19,032,078.0

Short-term Borrowings 55,927.0 - DSC 712,944.0 1,401,062.0 2,509,262.0

Curr. Port. of Cap. Leases - - DSC - - 2,320.0

Capital Leases - - DSC - - 16,484.0

Curr. Income Taxes Payable - - DSC - - -

Accrued Interest Payable - - DSC - - -

Other Current Liabilities - - DSC 159,434.0 130,480.0 162,545.0

Pension & Other Post-Retire. Benefits - - DSC - - -

Def. Tax Liability, Non-Curr. - - DSC - - -

Other Non-Current Liabilities 563,304.0 448,045.0 DSC 498,208.0 535,881.0 798,722.0

Total Liabilities 16,839,836.0 18,092,835.0 DSC 16,389,686.0 19,095,683.0 22,521,411.0

Common Stock 704,033.0 774,436.0 DSC 851,880.0 851,880.0 979,662.0

Additional Paid In Capital - - DSC - - -

Retained Earnings 465.0 991.0 DSC 958,745.0 1,199,292.0 1,250,978.0

Treasury Stock - - DSC - - -

Comprehensive Inc. and Other 967,302.0 1,020,343.0 DSC 14,549.0 129,831.0 26,541.0

Total Common Equity 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0

Total Equity 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0

Total Liabilities And Equity 18,511,636.0 19,888,605.0 DSC 18,214,860.0 21,276,686.0 24,778,592.0


Total Shares Out. on Filing Date 527,359.009 580,097.427 DSC 339,687.193 339,687.193 339,687.199

Total Shares Out. on Balance Sheet Date 527,359.009 580,097.427 DSC 339,687.193 339,687.193 339,687.199

Book Value/Share 3.17 3.1 DSC 5.37 6.42 6.64

Tangible Book Value 1,671,800.0 1,795,770.0 DSC 1,825,174.0 2,181,003.0 2,257,181.0

Tangible Book Value/Share 3.17 3.1 DSC 5.37 6.42 6.64

Average Assets NA NA DSC NA NA NA

Average Loans NA NA DSC NA NA NA


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Total Debt 55,927.0 NA DSC 712,944.0 1,401,062.0 2,528,066.0

Cash Deposits Int. Bearing NA NA DSC NA NA NA

Debt Equiv. of Unfunded Proj. Benefit Obligation NA NA DSC NA NA NANet Debt (9,680,567.0) (11,736,350.0) DSC (5,130,525.0) (6,954,006.0) (8,143,944.0)

Full Time Employees NA 3,305 DSC NA NA NA

Number of Branches NA NA DSC NA NA NA

Assets under Cap. Lease, Gross NA NA DSC NA NA NA

Assets under Cap. Lease, Accum. Depr. NA NA DSC NA NA NA

Filing Date Mar-01-1998 Mar-01-1999 DSC Mar-01-2001 Mar-01-2002 Mar-01-2003

Restatement Type O O DSC O RS RC

Calculation Type REP REP DSC REP REP REP

Note: For multiple class companies, total share counts are primary class equivalent, and for foreign companies listed as primary ADRs, total share counts are ADR-equivalent.




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Dec-31-2008


9,234,613.0 7,966,312.0 7,797,833.0 18,654,982.0 8,189,161.0 7,419,978.0 7,254,581.0

12,524,484.0 15,977,613.0 17,104,769.0 25,119,862.0 39,291,110.0 63,080,389.0 22,626,425.0

- - - - - - -

12,524,484.0 15,977,613.0 17,104,769.0 25,119,862.0 39,291,110.0 63,080,389.0 22,626,425.0

7,152,007.0 18,828,594.0 39,955,108.0 64,461,008.0 103,414,274.0 137,424,588.0 151,713,684.0

(487,257.0) (484,572.0) (516,185.0) (829,803.0) (1,150,766.0) (2,636,418.0) (21,495,093.0)

- - - - (939,065.0) (889,027.0) (819,478.0)

6,664,750.0 18,344,022.0 39,438,923.0 63,631,205.0 101,324,443.0 133,899,143.0 129,399,113.0

607,482.0 644,234.0 978,878.0 2,009,843.0 2,465,507.0 3,735,043.0 4,053,673.0

(213,646.0) (236,889.0) (289,392.0) (306,132.0) (427,229.0) (508,392.0) (601,151.0)

393,836.0 407,345.0 689,486.0 1,703,711.0 2,038,278.0 3,226,651.0 3,452,522.0

- - - - 30,466.0 26,108.0 19,316.0

490,546.0 434,927.0 797,831.0 1,887,151.0 3,353,972.0 4,736,515.0 5,326,404.0

37,735.0 37,212.0 4,744.0 0 0 0 (10,101.0)

- - - - 10,087,787.0 9,717,986.0 5,608,932.0

- - - - - 950,777.0 680,152.0

- 68,163.0 - - - - 8,388,162.0

- - - - 49,742.0 49,742.0 4,502.0

- - - - - - -

183,291.0 396,852.0 480,905.0 160,996.0 497,902.0 11,910,291.0 3,142,965.0

29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

RestatedDec-31-2002

RestatedDec-31-2003

RestatedDec-31-2004

RestatedDec-31-2005

ReclassifiedDec-31-2006

RestatedDec-31-2007


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- - - - - - -

- - - 1,042,405.0 102,114.0 172,744.0 238,833.0

19,775,566.0 28,206,026.0 41,760,221.0 72,592,879.0 119,074,684.0 169,456,872.0 144,251,971.0

- - - - - - -

3,991,089.0 6,731,719.0 12,964,045.0 15,872,070.0 18,652,860.0 22,511,505.0 19,819,761.0

23,766,655.0 34,937,745.0 54,724,266.0 88,464,949.0 137,727,544.0 191,968,377.0 164,071,732.0

1,289,547.0 2,684,237.0 3,098,718.0 6,791,007.0 6,989,424.0 17,842,915.0 12,278,773.0

14,388.0 17,974.0 - 25,818.0 17,818.0 9,687.0 10,773.0

49,852.0 35,366.0 81,795.0 29,585.0 23,170.0 30,634.0 19,859.0

- - - 269,399.0 501,516.0 - -

- - - - 1,878,485.0 2,478,074.0 3,583,690.0

250,144.0 - - 481,026.0 859,279.0 940,402.0 1,222,513.0

- - - - - - 37,042.0

117,435.0 - 8,964.0 220,177.0 298,616.0 2,205,530.0 -

1,673,776.0 2,899,816.0 3,974,168.0 7,048,369.0 331,466.0 357,309.0 702,204.0

27,161,797.0 40,575,138.0 61,887,911.0 104,372,735.0 148,729,432.0 216,005,672.0 182,165,419.0

1,004,154.0 1,004,154.0 1,506,230.0 2,349,719.0 2,902,490.0 4,230,379.0 5,287,974.0

- - - 2,049.0 37,882.0 37,882.0 37,882.0

1,361,255.0 855,755.0 2,617,055.0 2,738,054.0 5,230,961.0 10,858,306.0 (284,907.0)

- - - - - - -

2,049.0 1,197,399.0 303,295.0 1,695,350.0 7,962,096.0 3,885,341.0 (1,313,395.0)

2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,133,429.0 19,011,908.0 3,727,554.0

2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,133,429.0 19,011,908.0 3,727,554.0

29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0 185,892,973.0

348,179.378 348,179.378 522,269.063 522,269.058 528,797.427 423,037.901 528,797.376

348,179.378 348,179.378 522,269.063 522,269.058 528,797.427 423,037.901 528,797.376

6.8 8.78 8.48 12.99 30.51 44.94 7.05

2,367,458.0 3,057,308.0 4,426,580.0 6,785,172.0 16,102,963.0 18,985,800.0 3,708,238.0

6.8 8.78 8.48 12.99 30.45 44.88 7.01




18/75

1,353,787.0 2,737,577.0 3,180,513.0 6,846,410.0 7,030,412.0 17,883,236.0 12,309,405.0

3,013,576.0 3,062,091.0 1,828,532.0 8,882,245.0 2,905,168.0 866,699.0 263,479.0

NA NA NA 74,149.0 93,804.0 115,594.0 142,518.0

(10,760,659.0) (8,907,858.0) (5,361,808.0) (17,877,253.0) (12,505,572.0) 9,013,258.0 2,096,491.0

NA NA NA NA 3,681 2,901 3,534

NA 241 253 266 NA 272 272

NA NA NA 102,614.0 112,746.0 68,927.0 64,389.0

NA NA NA (51,462.0) (71,191.0) (33,523.0) (39,719.0)


RS RS RS RS RD RS O



19/75

Bank of Punjab (KASE:BOP) > Financials > Cash Flow





Cash Flow

ta Source Chan

Currency PKR PKR PKR PKR PKR DSC

Net Income - - DSC 29,404.0 156,844.0 237,123.0

Depreciation & Amort. - - DSC 26,379.0 26,209.0 20,962.0

Amort. of Goodwill and Intangibles - - DSC - - 203.0

Depreciation & Amort., Total - - DSC 26,379.0 26,209.0 21,165.0

Other Amortization - - DSC 2,088.0 53.0 -

(Gain) Loss On Sale of Assets - - DSC (2,692.0) (3,794.0) (12,800.0)

(Gain) Loss On Sale Of Invest. - - DSC 2,357.0 (19,157.0) (14,858.0)

Asset Writedown - - DSC - - -

Provision for Credit Losses - - DSC 81,230.0 143,059.0 39,286.0

Change in Trad. Asset Securities - - DSC - - -

Change in Other Net Operating Assets - - DSC 850,802.0 (3,286,234.0) 2,959,356.0

Other Operating Activities - - DSC (23,941.0) 131,741.0 (139,019.0)

Cash from Ops. - - DSC 965,627.0 (2,851,279.0) 3,090,253.0

Capital Expenditures - - DSC (13,123.0) (13,785.0) (34,284.0)

Sale of Property, Plant and Equipment - - DSC 3,669.0 4,768.0 13,899.0

Cash Acquisitions - - DSC - - -

Divestitures - - DSC - - -

Net Cash from Investments - - DSC 182,721.0 (301,024.0) (2,003,156.0)

Net (Increase)/Decrease in Loans Orig/Sold - - DSC - - -

Deferred Charges - - DSC - - -

Total Other Investing Activities - - DSC 73,877.0 161,307.0 107,697.0

Cash from Investing - - DSC 247,144.0 (148,734.0) (1,915,844.0)

Short Term Debt Issued - - DSC - - -







20/75

Long-Term Debt Issued - - DSC 417,682.0 - -

Total Debt Issued - - DSC 417,682.0 - -

Short Term Debt Repaid - - DSC - - -

Long-Term Debt Repaid - - DSC - - -

Total Debt Repaid - - DSC - - -

Issuance of Common Stock - - DSC - - -

Total Dividends Paid - - DSC - - -

Net Incr. (Decr.) in Deposit Accounts - - DSC (2,082,381.0) 2,009,160.0 2,003,818.0

Special Dividend Paid - - DSC - - -

Other Financing Activities - - DSC - - -

Cash from Financing - - DSC (1,664,699.0) 2,009,160.0 2,003,818.0

Net Change in Cash - - DSC (451,928.0) (990,853.0) 3,178,227.0


Cash Interest Paid NA NA DSC NA NA NA

Cash Taxes Paid NA NA DSC NA NA NANet Debt Issued NA NA DSC 417,682.0 NA NA

Filing Date NA NA DSC Mar-01-2001 Mar-01-2002 Mar-01-2003

Restatement Type NV NV DSC O RS NC

Calculation Type NA NA DSC REP REP REP




21/75


286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0 (10,084,940.0)

34,249.0 54,766.0 71,275.0 77,799.0 130,779.0 142,553.0 215,783.0

- - - - 5,885.0 11,866.0 12,254.0

34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0 228,037.0

- - - - - 417.0 417.0

(1,278.0) (1,055.0) (954.0) (540.0) (1,088.0) 2,955.0 (3,152.0)(80,710.0) (293,518.0) (102,179.0) (3,163.0) (356,063.0) (1,945,771.0) (272,832.0)

- - - - - - 10,101.0

76,076.0 8,130.0 47,061.0 330,996.0 470,726.0 1,863,290.0 18,863,580.0

- - - (43,972.0) 43,972.0 - -

(2,720,388.0) (10,864,665.0) (17,713,763.0) (26,959,415.0) (42,313,137.0) (15,980,462.0) (19,863,062.0)

(195,302.0) (370,797.0) (437,322.0) (2,550.0) (1,050,188.0) (2,229,221.0) (9,371,791.0)

(2,601,349.0) (10,777,289.0) (16,766,610.0) (24,245,419.0) (39,265,443.0) (13,680,355.0) (20,493,642.0)

(99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0) (462,157.0)

2,757.0 11,074.0 40,481.0 1,595.0 3,788.0 24,609.0 5,367.0

- - - - - - -

- - - - - - -

(1,020,244.0) (1,869,612.0) (3,438,525.0) 767,726.0 (11,320,290.0) (43,252,365.0) 42,641,883.0

- - - - - - -

- - - - - - -

187,330.0 270,747.0 548,294.0 731,870.0 1,381,520.0 1,812,870.0 2,041,428.0

(929,458.0) (1,662,102.0) (3,188,390.0) 1,398,073.0 (10,417,897.0) (41,958,021.0) 44,226,521.0

- - - - - - -









22/75

- - - - - - -

- - - - - - -

- - - - - - -

- - - (36,188.0) (28,915.0) (667.0) (9,689.0)

- - - (36,188.0) (28,915.0) (667.0) (9,689.0)

- - - - 71,666.0 - -

- - - - - - -

4,734,577.0 11,171,090.0 19,786,521.0 33,740,683.0 49,262,555.0 54,240,833.0 (27,896,645.0)

- - - - - - -

- - - - - - -

4,734,577.0 11,171,090.0 19,786,521.0 33,704,495.0 49,305,306.0 54,240,166.0 (27,906,334.0)

1,203,770.0 (1,268,301.0) (168,479.0) 10,857,149.0 (378,034.0) (1,398,210.0) (4,173,455.0)

NA NA NA NA NA 3,760.0 4,454.0

NA NA NA 73,138.0 653,561.0 840,476.0 638,253.0NA NA NA (36,188.0) (28,915.0) (667.0) (9,689.0)


NC NC NC RS RS RS O



23/75

Bank of Punjab (KASE:BOP) > Financials > Multiples

View: Data Frequency: Quarterly

Order: Latest on Right Decimals: Capital IQ (Default)

Multiples Detail

For Quarter Ending Mar-31-1998 Jun-30-1998 Sep-30-1998 Dec-31-1998 Mar-31-1999

Market Cap/LTM Total Revenue Average - - - - -

High - - - - -

Low - - - - -

Close - - - - -

Market Cap/LTM EBT Excl. Unusual Items Average - - - - -

High - - - - -

Low - - - - -

Close - - - - -

P/LTM EPS Average 9.23x 7.04x 6.35x 8.52x 15.65x

High 9.73x 8.99x 11.11x 11.22x 25.23x

Low 8.65x 4.80x 4.61x 7.31x 7.49x

Close 8.89x 5.09x 10.89x 7.49x 23.07x

P/NTM EPS Average - - - - -

High - - - - -

Low - - - - -

Close - - - - -

P/LTM Normalized EPS Average 13.63x 10.40x 9.38x 12.59x 22.95x

High 14.37x 13.28x 16.41x 16.58x 36.73x

Low 12.79x 7.09x 6.82x 10.80x 11.07x

Close 13.14x 7.52x 16.08x 11.07x 33.59x

P/BV Average 0.90x 0.69x 0.62x 0.83x 1.28x

High 0.95x 0.88x 1.08x 1.09x 1.79x

Low 0.84x 0.47x 0.45x 0.71x 0.73xClose 0.87x 0.50x 1.06x 0.73x 1.58x


24/75

P/Tangible BV Average 0.90x 0.69x 0.62x 0.83x 1.28x

High 0.95x 0.88x 1.08x 1.09x 1.79x

Low 0.84x 0.47x 0.45x 0.71x 0.73x

Close 0.87x 0.50x 1.06x 0.73x 1.58x

Average multiples are calculated using positive close values on each trading day within the frequency periods selected. Negative values are excluded from the calculation. When the Multiples are not meaningfu

When a mismatch exists between the currency of the equity listing and the reported financial results such results are translated into the currency of the listing at the exchange rate applicable on the financial peri


Estimate data provided by

Historical Equity Pricing Data supplied by

FTSE is a trade mark of the London Stock Exchange andThe Financial Times and used by FTSE International Limited under

license.Capital IQ is licensed by FTSE International Limited to publish the

FTSE.


25/75

Jun-30-1999 Sep-30-1999 Dec-31-1999 Mar-31-2000 Jun-30-2000 Sep-29-2000 Dec-29-2000 Mar-30-2001 Jun-29-2001

- - - 3.97x 3.62x 1.57x 1.29x 1.18x 0.93x

- - - 5.35x 5.98x 1.74x 1.65x 1.55x 1.11x

- - - 3.21x 1.52x 1.46x 0.99x 0.80x 0.82x

- - - 5.35x 1.55x 1.46x 1.34x 0.81x 0.98x

- - - 21.07x 19.23x 8.36x 6.87x 5.65x 2.91x

- - - 28.44x 31.76x 9.26x 8.78x 8.22x 3.47x

- - - 17.06x 8.09x 7.74x 5.28x 2.49x 2.56x

- - - 28.44x 8.22x 7.74x 7.11x 2.53x 3.08x

20.73x 33.87x 24.30x 33.52x 36.09x 15.68x 12.90x 10.74x 5.94x

29.35x 57.52x 30.83x 53.37x 59.59x 17.37x 16.48x 15.42x 7.06x

15.59x 16.01x 20.10x 25.44x 15.18x 14.53x 9.90x 5.08x 5.21x

15.71x 29.77x 25.32x 53.37x 15.42x 14.53x 13.34x 5.16x 6.28x

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

30.18x 49.31x 35.39x 48.81x 52.54x 22.84x 18.78x 14.38x 4.66x

42.74x 83.75x 44.89x 77.70x 86.77x 25.30x 24.00x 22.45x 5.54x

22.71x 23.31x 29.27x 37.04x 22.10x 21.15x 14.42x 3.99x 4.10x

22.88x 43.34x 36.87x 77.70x 22.45x 21.15x 19.43x 4.05x 4.93x

1.42x 2.31x 1.66x 2.29x 2.47x 1.07x 0.88x 0.74x 0.43x

2.01x 3.93x 2.11x 3.65x 4.07x 1.19x 1.13x 1.05x 0.51x

1.07x 1.09x 1.37x 1.74x 1.04x 0.99x 0.68x 0.37x 0.37x

1.07x 2.03x 1.73x 3.65x 1.05x 0.99x 0.91x 0.37x 0.45x


26/75

1.42x 2.31x 1.66x 2.29x 2.47x 1.07x 0.88x 0.74x 0.43x

2.01x 3.93x 2.11x 3.65x 4.07x 1.19x 1.13x 1.05x 0.51x

1.07x 1.09x 1.37x 1.74x 1.04x 0.99x 0.68x 0.37x 0.37x

1.07x 2.03x 1.73x 3.65x 1.05x 0.99x 0.91x 0.37x 0.45x

l, due to negative values, then they wil l not be displayed in the chart.

od end date.


27/75

Sep-28-2001 Dec-31-2001 Mar-29-2002 Jun-28-2002 Sep-30-2002 Dec-31-2002 Mar-31-2003 Jun-30-2003 Sep-30-2003

0.79x 0.77x 0.96x 0.94x 0.93x 1.15x 1.13x 1.17x 1.77x

0.98x 0.92x 1.18x 1.09x 1.04x 1.26x 1.37x 1.42x 2.38x

0.60x 0.59x 0.69x 0.67x 0.82x 0.99x 0.99x 0.97x 1.28x

0.65x 0.69x 0.95x 0.89x 1.01x 1.23x 0.99x 1.42x 1.76x

2.49x 2.43x 2.96x 2.82x 2.78x 3.44x 3.44x 3.86x 4.85x

3.08x 2.90x 3.71x 3.27x 3.12x 3.76x 4.09x 4.71x 6.03x

1.87x 1.84x 2.16x 2.01x 2.45x 2.97x 3.13x 3.11x 3.24x

2.02x 2.16x 2.85x 2.65x 3.01x 3.66x 3.15x 4.71x 4.44x

5.06x 4.94x 5.81x 5.03x 4.95x 6.12x 5.84x 5.80x 6.98x

6.28x 5.90x 7.56x 5.83x 5.56x 6.69x 7.29x 7.03x 8.52x

3.81x 3.75x 4.40x 3.57x 4.36x 5.29x 4.81x 4.74x 4.58x

4.12x 4.40x 5.08x 4.73x 5.37x 6.53x 4.81x 7.03x 6.27x

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

3.98x 3.88x 4.74x 4.51x 4.45x 5.50x 5.50x 6.19x 7.77x

4.93x 4.64x 5.94x 5.23x 4.99x 6.01x 6.55x 7.55x 9.66x

2.99x 2.94x 3.46x 3.21x 3.91x 4.75x 5.01x 4.97x 5.19x

3.24x 3.46x 4.56x 4.25x 4.82x 5.86x 5.05x 7.55x 7.11x

0.36x 0.36x 0.47x 0.53x 0.52x 0.64x 0.64x 0.53x 0.67x

0.45x 0.42x 0.56x 0.61x 0.58x 0.70x 0.77x 0.66x 0.89x

0.27x 0.27x 0.32x 0.38x 0.46x 0.56x 0.58x 0.42x 0.48x

0.30x 0.32x 0.53x 0.50x 0.56x 0.69x 0.58x 0.56x 0.65x


28/75

0.36x 0.36x 0.47x 0.53x 0.52x 0.64x 0.64x 0.53x 0.67x

0.45x 0.42x 0.56x 0.61x 0.58x 0.70x 0.77x 0.66x 0.89x

0.27x 0.27x 0.32x 0.38x 0.46x 0.56x 0.58x 0.42x 0.48x

0.30x 0.32x 0.53x 0.50x 0.56x 0.69x 0.58x 0.56x 0.65x


29/75

Dec-31-2003 Mar-31-2004 Jun-30-2004 Sep-30-2004 Dec-31-2004 Mar-31-2005 Jun-30-2005 Sep-30-2005 Dec-30-2005

1.67x 2.11x 2.38x 2.76x 2.40x 4.68x 3.62x 4.28x 5.86x

1.92x 2.34x 2.60x 3.27x 2.69x 5.78x 4.51x 5.52x 8.51x

1.21x 1.84x 2.03x 2.52x 2.05x 3.65x 2.77x 3.60x 4.91x

1.88x 1.99x 2.48x 2.68x 2.56x 3.85x 3.92x 5.52x 5.60x

3.89x 4.62x 4.72x 4.85x 3.99x 7.77x 5.86x 6.78x 8.72x

4.85x 5.24x 5.42x 6.28x 4.51x 9.66x 7.55x 8.74x 13.48x

2.72x 3.92x 4.17x 4.22x 3.38x 6.11x 4.38x 5.71x 7.23x

4.21x 4.20x 4.76x 4.49x 4.22x 6.45x 6.21x 8.74x 8.10x

5.54x 6.43x 6.63x 6.48x 5.10x 7.93x 8.91x 10.41x 11.58x

6.85x 7.49x 7.24x 9.10x 5.70x 12.08x 11.32x 13.41x 17.24x

3.88x 5.17x 5.63x 5.33x 4.35x 5.54x 6.72x 8.76x 9.29x

6.02x 5.53x 6.91x 5.67x 5.43x 9.67x 9.53x 13.41x 10.40x

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

6.23x 7.39x 7.87x 7.95x 6.37x 10.01x 11.24x 13.00x 14.47x

7.77x 8.38x 8.68x 10.67x 7.21x 15.46x 14.49x 16.76x 21.53x

4.34x 6.28x 6.84x 6.74x 5.42x 6.89x 8.40x 10.94x 11.57x

6.73x 6.72x 8.10x 7.17x 6.75x 12.38x 11.90x 16.76x 12.95x

0.61x 0.96x 1.18x 1.24x 1.36x 2.38x 1.81x 1.43x 2.03x

0.71x 1.43x 1.61x 1.40x 1.59x 3.74x 3.50x 1.85x 2.38x

0.44x 0.67x 0.93x 1.08x 1.04x 1.61x 0.93x 1.21x 1.50x

0.68x 1.25x 1.06x 1.24x 1.58x 2.99x 1.31x 1.85x 2.09x


30/75

0.61x 0.96x 1.18x 1.24x 1.36x 2.38x 1.81x 1.43x 2.03x

0.71x 1.43x 1.61x 1.40x 1.59x 3.74x 3.50x 1.85x 2.38x

0.44x 0.67x 0.93x 1.08x 1.04x 1.61x 0.93x 1.21x 1.50x

0.68x 1.25x 1.06x 1.24x 1.58x 2.99x 1.31x 1.85x 2.09x


31/75

Mar-31-2006 Jun-30-2006 Sep-29-2006 Dec-29-2006 Mar-30-2007 Jun-29-2007 Sep-28-2007 Dec-31-2007 Mar-31-2008

6.12x 5.18x 4.44x 4.83x 5.38x 6.29x 5.57x 5.63x 5.35x

6.92x 6.21x 5.10x 5.18x 6.17x 7.00x 6.60x 6.35x 6.25x

4.80x 3.96x 4.03x 4.27x 3.82x 5.13x 4.92x 5.05x 4.85x

5.86x 4.91x 4.24x 4.86x 5.12x 6.60x 5.45x 5.43x 4.91x

8.77x 7.32x 6.10x 6.60x 7.37x 8.60x 7.58x 7.54x 7.40x

10.00x 8.76x 7.21x 7.10x 8.46x 9.58x 9.02x 8.56x 9.19x

6.77x 5.60x 5.45x 5.78x 5.23x 7.01x 6.72x 6.76x 6.72x

8.26x 6.94x 5.73x 6.67x 7.00x 9.01x 7.35x 7.27x 7.23x

11.46x 9.73x 8.05x 8.57x 9.58x 10.77x 9.35x 9.00x 8.48x

12.84x 11.74x 9.55x 9.18x 10.94x 11.99x 11.23x 10.47x 9.52x

9.75x 7.41x 7.18x 7.61x 8.63x 8.78x 8.23x 7.98x 7.79x

11.08x 9.19x 7.55x 8.63x 8.77x 11.21x 8.93x 8.58x 7.88x

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

14.06x 11.70x 9.75x 10.57x 11.98x 13.73x 12.14x 12.14x 11.86x

16.00x 14.01x 11.52x 11.37x 13.55x 15.29x 14.44x 13.82x 13.97x

11.64x 8.95x 8.71x 9.24x 10.69x 11.20x 10.75x 10.87x 10.80x

13.22x 11.09x 9.17x 10.68x 11.18x 14.42x 11.79x 11.69x 11.56x

2.89x 3.39x 2.19x 1.86x 2.51x 3.80x 2.14x 2.04x 1.97x

3.90x 4.08x 3.33x 1.96x 3.33x 4.28x 2.63x 2.29x 2.23x

2.12x 2.59x 1.63x 1.73x 1.84x 2.57x 1.80x 1.84x 1.82x

3.84x 3.21x 1.72x 1.84x 3.13x 2.62x 1.95x 1.98x 1.85x


32/75

2.89x 3.39x 2.19x 1.86x 2.51x 3.81x 2.14x 2.04x 1.97x

3.90x 4.08x 3.33x 1.96x 3.34x 4.30x 2.63x 2.29x 2.23x

2.12x 2.59x 1.63x 1.73x 1.84x 2.57x 1.80x 1.84x 1.83x

3.84x 3.21x 1.72x 1.84x 3.14x 2.62x 1.95x 1.98x 1.85x


33/75


8.39x 74.90x 102.61x NM NM NM NM NM NM



7.33x 102.61x NM NM NM NM NM NM NM

6.97x NM NM NM NM NM NM NM NM



NM NM NM NM NM NM NM NM NM





- - - - - - - NM NM

- - - - - - - NM NM

- - - - - - - NM NM

- - - - - - - NM NM




NM NM NM NM NM NM NM NM NM

1.51x 0.92x 0.90x 0.83x 1.76x 1.65x 2.29x 2.66x 1.91x

1.93x 1.16x 1.20x 1.75x 2.27x 2.27x 3.03x 2.96x 2.39x

0.93x 0.72x 0.64x 0.36x 1.47x 1.38x 1.90x 2.28x 1.30x

1.00x 0.87x 0.64x 1.57x 1.56x 2.17x 2.77x 2.28x 1.43x


34/75

1.51x 0.92x 0.90x 0.84x 1.77x 1.65x 2.30x 2.68x 1.92x

1.93x 1.16x 1.20x 1.76x 2.28x 2.28x 3.05x 2.97x 2.41x

0.93x 0.72x 0.64x 0.36x 1.48x 1.38x 1.91x 2.29x 1.31x

1.00x 0.87x 0.64x 1.58x 1.57x 2.18x 2.78x 2.29x 1.44x


35/75

Jul-15-2010 Sep-30-2010 Dec-31-2010 Mar-31-2011 Apr-11-2011

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

NM - - - -

NM - - - -

NM - - - -

NM - - - -

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- NM NM NM NM

- 1.31x 1.31x 1.14x 0.89x

- 1.56x 1.45x 1.42x 0.94x

- 1.06x 1.14x 0.85x 0.85x

- 1.14x 1.39x 0.85x 0.87x


36/75

- 1.31x 1.32x 1.14x 0.90x

- 1.57x 1.46x 1.43x 0.94x

- 1.06x 1.15x 0.85x 0.85x

- 1.15x 1.40x 0.85x 0.88x


37/75

Bank of Punjab (KASE:BOP) > Financials > Historical Capitalization

In Thousands of the trading currency, except per share items. Frequency: Quarterly Order: Latest on Right

Currency: Trading Currency Conversion: Historical


Historical Capitalization

Dec-31-2000 Dec-31-2001 Dec-31-2002 Mar-31-2003 Jun-30-2003 Sep-30-2003

Pricing as of* Mar-01-2001 Mar-01-2002 Mar-03-2003 Apr-30-2003 Jul-30-2003 Oct-30-2003

Currency PKR PKR PKR PKR PKR PKR

Capitalization Detail

Share Price 2.7 3.2 4.12 - - -

Shares Out. 339,687.193 339,687.199 348,179.378 - - -

Market Capitalization 915,763.722 1,087,414.813 1,435,927.617 - - -

Book Value of Common Equity 2,181,003.0 2,257,181.0 2,367,458.0 3,535,978.0 4,515,390.0 5,142,435.0

+ Book Value of Pref. Equity - - - - - -

= Total Equity 2,181,003.0 2,257,181.0 2,367,458.0 3,535,978.0 4,515,390.0 5,142,435.0

Tier 1 Capital - - - - - -


Total Capital - - - - - -

Tier 1 Capital Ratio % - - - - - -

Total Capital Ratio % - - - - - -

Leverage Ratio % - - - - - -


Balance Sheet as of

balance sheet components from the last reported balance sheet as ofthis date. The table above is organized along period end dates.the companys primary stock class. Shares shown on this page aretotal company as-reported share values.


38/75

Historical Equity Pricing Data supplied by

FTSE is a trade mark of the London Stock Exchange andThe Financial Times and used by FTSE International Limited under

license.Capital IQ is licensed by FTSE International Limited to publish the

FTSE.


39/75

Dec-31-2003 Mar-31-2004 Jun-30-2004 Sep-30-2004 Dec-31-2004 Mar-31-2005 Sep-30-2005 Dec-31-2005 Mar-31-2006

Mar-01-2004 Apr-30-2004 Jul-30-2004 Nov-01-2004 Mar-01-2005 May-02-2005 Oct-31-2005 Mar-01-2006 May-02-2006

PKR PKR PKR PKR PKR PKR PKR PKR PKR

11.58 - - - 27.25 - - 50.12 -

348,179.378 - - - 522,273.153 - - 522,271.993 -

4,031,643.18 - - - 14,233,871.651 - - 26,175,866.483 -

3,057,308.0 6,179,246.0 6,740,668.0 6,303,348.0 4,426,580.0 8,851,055.0 11,547,214.0 6,785,172.0 7,371,434.0

- - - - - - - - -

3,057,308.0 6,179,246.0 6,740,668.0 6,303,348.0 4,426,580.0 8,851,055.0 11,547,214.0 6,785,172.0 7,371,434.0

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -

- - - - - - - - -


40/75


41/75


Jul-31-2006 Oct-30-2006 Mar-01-2007 Jun-27-2007 Aug-28-2007 Oct-30-2007 Feb-29-2008 Apr-30-2008 Jul-30-2008

PKR PKR PKR PKR PKR PKR PKR PKR PKR

- - 66.36 - - 78.28 80.2 60.0 30.13

- - 522,273.315 - - 528,797.376 528,797.376 528,797.376 528,797.376

- - 34,657,878.565 - - 41,394,258.593 44,630,498.534 31,727,842.559 15,932,664.938

14,342,756.0 15,779,468.0 10,666,683.0 17,075,043.0 20,100,148.0 20,865,611.0 19,011,908.0 16,434,457.0 15,148,331.0

- - - - - - - - -

14,342,756.0 15,779,468.0 10,666,683.0 17,075,043.0 20,100,148.0 20,865,611.0 19,011,908.0 16,434,457.0 15,148,331.0

- - 10,648,523.0 - - - 14,538,079.0 - -

- - 2,581,940.0 - - - 2,304,162.0 - -

- - 13,230,463.0 - - - 16,842,241.0 - -

- - 8.21% - - - 8.44% - -

- - 10.21% - - - 9.78% - -

- - - - - - - - -


42/75


43/75

Sep-30-2008 Dec-31-2008

Dec-15-2008 Mar-02-2009

PKR PKR

24.78 9.2

528,797.376 528,797.376

13,103,598.977 4,864,935.859

10,950,413.0 3,727,554.0

- -

10,950,413.0 3,727,554.0

- 3,361,351.0

- (34,838.0)

- 3,326,513.0

- 1.94%

- 1.92%

- -


44/75


45/75

Bank of Punjab (KASE:BOP) > Financials > Capital Structure Summary

Restatement: Latest Filings Period Type: AnnualCurrency: Reported Currency Conversion: Historical


Order: Latest on Right

Debt Summary Data

12 months Dec-31-1999 12 months Dec-31-2000 12 months Dec-31-2001

Currency PKR PKR PKR

Units Thousands % of Total Thousands % of Total Thousands % of Total

Total Revolving Credit - - - - - -

Total Term Loans - - - - 409,262.0 16.189%

Total Capital Leases - - - - 18,804.0 0.744%

General/Other Borrowings - - - - 2,100,000.0 83.067%

Total Principal Due - - - - 2,528,066.0 100.00%

Total Adjustments - - - - - -

Total Debt Outstanding 712,944.0 100.00% 1,401,062.0 100.00% 2,528,066.0 100.00%

Additional Totals

Total Cash & ST Investments 5,843,469.0 - 8,355,068.0 - 10,672,010.0 -

Net Debt (5,130,525.0) - (6,954,006.0) - (8,143,944.0) -

Total Senior Debt - - - - 2,528,066.0 100.00%

Total Short-Term Borrowings 712,944.0 100.00% 1,401,062.0 100.00% 2,509,262.0 99.256%

Curr. Port. of LT Debt/Cap. Leases - - - - 2,320.0 0.092%

Long-Term Debt (Incl. Cap. Leases) - - - - 16,484.0 0.652%

Total Bank Debt - - - - 409,262.0 16.189%

Total Secured Debt - - - - 2,528,066.0 100.00%

Senior Secured Loans - - - - 409,262.0 16.189%

Total Senior Secured Debt - - - - 2,528,066.0 100.00%

Total Unsecured Debt - - - - - -

Fixed Rate Debt - - - - 18,804.0 0.744%

Fixed Payment Schedule

In Thousands of the reported currency, except ratios and % of Total

values.

For the Fiscal Period Ending


46/75

Cap. Lease Payment Due +1 - - - - - -





Cap. Lease Payment Due, Next 5 Yrs - - - - - -

Cap. Lease Payment Due, After 5 Yrs - - - - - -

Cap. Lease Payment Due (incl. Interest) +1 - - - - - -

Interest Rate Data

Filing Date Mar-01-2001 - Mar-01-2002 - Mar-01-2003 -



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12 months Dec-31-2002 12 months Dec-31-2003 12 months Dec-31-2004 12 months Dec-31-2005 12 monthsPKR PKR PKR PKR PKR

Thousands % of Total Thousands % of Total Thousands % of Total Thousands % of Total Thousands

- - - - - - - - 0

339,547.0 25.081% 1,934,237.0 70.655% 1,231,605.0 38.723% 6,441,007.0 94.079% 6,700,500.0

64,240.0 4.745% 53,340.0 1.948% 81,795.0 2.572% 55,403.0 0.809% 40,988.0

950,000.0 70.174% 750,000.0 27.396% 1,600,000.0 50.306% 350,000.0 5.112% 288,924.0

1,353,787.0 100.00% 2,737,577.0 100.00% 2,913,400.0 91.602% 6,846,410.0 100.00% 7,030,412.0

- - - - 267,113.0 8.398% - - -

1,353,787.0 100.00% 2,737,577.0 100.00% 3,180,513.0 100.00% 6,846,410.0 100.00% 7,030,412.0

12,114,446.0 - 11,645,435.0 - 8,542,321.0 - 24,723,663.0 - 19,535,984.0

(10,760,659.0) - (8,907,858.0) - (5,361,808.0) - (17,877,253.0) - (12,505,572.0)

1,353,787.0 100.00% 2,737,577.0 100.00% 2,913,400.0 91.602% 6,846,410.0 100.00% 7,030,412.0

1,289,547.0 95.255% 2,684,237.0 98.052% 3,098,718.0 97.428% 6,791,007.0 99.191% 6,989,424.0

14,388.0 1.063% 17,974.0 0.657% - - 25,818.0 0.377% 17,818.0

49,852.0 3.682% 35,366.0 1.292% 81,795.0 2.572% 29,585.0 0.432% 23,170.0

339,547.0 25.081% 1,934,237.0 70.655% 1,231,605.0 38.723% 6,441,007.0 94.079% 6,700,500.0

1,353,787.0 100.00% 1,387,577.0 50.686% 2,413,400.0 75.881% 2,741,410.0 40.042% 6,330,412.0

339,547.0 25.081% 584,237.0 21.341% 731,605.0 23.003% 2,336,007.0 34.12% 6,000,500.0

1,353,787.0 100.00% 1,387,577.0 50.686% 2,413,400.0 75.881% 2,741,410.0 40.042% 6,330,412.0

- - 1,350,000.0 49.314% 500,000.0 15.721% 4,105,000.0 59.958% 700,000.0

- - 1,350,000.0 49.314% 731,605.0 23.003% 2,336,007.0 34.12% 988,924.0


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- - - - - - - - 17,818.0

- - - - - - - - 5,792.5

- - - - - - - - 5,792.5

- - - - - - - - 5,792.5

- - - - - - - - 5,792.5

- - - - - - - - 40,988.0

- - - - - - - - -

- - - - - - - - -

Feb-29-2004 - Mar-01-2005 - Mar-01-2006 - Mar-01-2007 - Feb-29-2008


49/75

ec-31-2006 12 months Dec-31-2007 12 months Dec-31-2008 3 months Dec-31-2008PKR PKR PKR

% of Total Thousands % of Total Thousands % of Total Thousands % of Total

0.00% 259,226.0 1.45% 158,230.0 1.285% 158,230.0 1.285%

95.307% 6,749,419.0 37.742% 8,424,702.0 68.441% 8,424,702.0 68.441%

0.583% 40,321.0 0.225% 30,632.0 0.249% 30,632.0 0.249%

4.11% 10,834,270.0 60.583% 3,695,841.0 30.025% 3,695,841.0 30.025%

100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%

- - - - - - -

100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%

- 8,869,978.0 - 10,212,914.0 - 10,212,914.0 -

- 9,013,258.0 - 2,096,491.0 - 2,096,491.0 -

100.00% 17,883,236.0 100.00% 12,309,405.0 100.00% 12,309,405.0 100.00%

99.417% 17,842,915.0 99.775% 12,278,773.0 99.751% 12,278,773.0 -

0.253% 9,687.0 0.054% 10,773.0 0.088% 10,773.0 -

0.33% 30,634.0 0.171% 19,859.0 0.161% 19,859.0 0.161%

95.307% 7,008,645.0 39.191% 8,582,932.0 69.727% 8,582,932.0 69.727%

90.043% 16,874,010.0 94.357% 11,776,175.0 95.668% 11,776,175.0 95.668%

85.351% 5,999,419.0 33.548% 8,049,702.0 65.395% 8,049,702.0 65.395%

90.043% 16,874,010.0 94.357% 11,776,175.0 95.668% 11,776,175.0 95.668%

9.957% 1,009,226.0 5.643% 533,230.0 4.332% 533,230.0 4.332%

14.066% 2,994,619.0 16.745% 2,210,834.0 17.961% 2,210,834.0 17.961%


50/75

- 9,687.0 - 10,773.0 - - -

- 11,659.247 - 8,079.813 - - -

- 7,586.83 - 6,462.175 - - -

- 6,066.392 - 5,317.011 - - -

- 5,321.531 - - - - -

- 40,321.0 - 30,631.999 - - -

- - - 0.001 - - -

- - - 14,430.0 - - -

- Mar-01-2009 - Mar-01-2009 - Mar-01-2009 -


51/75

Bank of Punjab (KASE:BOP) > Financials > Capital Structure Details

Period Type: Annual Source: A 2008 filed Mar-01-2009Currency: Reported Currency Conversion: Historical


FY 2008 Capital Structure As Reported Details

Description Type Principal Due (PKR) Coupon Rate Maturity Seniority Secured Convertible

Capital Lease 30,632.0 2012 Senior Yes No

Other Overdrawn Bank Accounts Revolving Credit - 11.470% - Senior No No

Overdrawn Nostro Accounts Revolving Credit 158,230.0 11.470% - Senior No No

Repurchase Agreement Borrowings Other Borrowings 3,695,841.0 Jan-20-2009 Senior Yes No

Term Loans 6,372,098.0 6.500% - 7.000% Jun-01-2009 Senior Yes No

Term Loans 1,585,019.0 11.470% - Senior Yes No

Term Loans 92,585.0 11.470% - Senior Yes No

Term Loans 375,000.0 18.000% Jan-02-2009 Senior No No

FY 2007 Capital Structure As Reported Details

Description Type Principal Due (PKR) Coupon Rate Maturity Seniority Secured Convertible

Capital Lease 40,321.0 6.750% - 12.220% 2012 Senior Yes No

Other Overdrawn Bank Accounts Revolving Credit 2,838.0 11.470% - Senior No No

Overdrawn Nostro Accounts Revolving Credit 256,388.0 11.470% - Senior No No

Repurchase Agreement Borrowings Other Borrowings 10,834,270.0 9.250% - 10.000% Jan-20-2009 Senior Yes No

Term Loans 4,014,026.0 6.500% - 7.500% Jun-01-2009 Senior Yes No

Term Loans 1,985,393.0 11.470% - Senior Yes No

Term Loans - 11.470% - Senior Yes No

Term Loans 750,000.0 9.500% Jan-02-2009 Senior No No


Principal Due in Thousands of the reported

currency.

Liabilities Against Assets Subject to FinanceLease

12.220% -17.020%

13.500% -15.000%

Secured Borrowings from SBP Under ExportRefinance SchemeSecured Borrowings from SBP Under LongTerm Financing -Export Oriented ProjectsSecured Borrowings from SBP Under LongTerm Financing FacilityUnsecured Call Borrowings from ScheduledBank

Liabilities Against Assets Subject to FinanceLease

Secured Borrowings from SBP Under Export

Refinance SchemeSecured Borrowings from SBP Under LongTerm Financing -Export Oriented ProjectsSecured Borrowings from SBP Under LongTerm Financing FacilityUnsecured Call Borrowings from ScheduledBank


52/75

Repayment Currency

PKR

NA

NA

NA

NA

NA

NA

NA

Repayment Currency

PKR

NA

NA

NA

NANA

NA

NA


53/75

Bank of Punjab (KASE:BOP) > Financials > Ratios

Restatement: Latest Filings Period Type: AnnualOrder: Latest on Right Decimals: Capital IQ (Default)

Ratios

ta Source Chan

Profitability DSC

Return on Assets % NA 0.6% DSC NA 0.8% 1.0%

Return on Equity % NA 7.1% DSC NA 7.8% 10.7%

Return on Common Equity % NA 0.0% DSC NA 0.0% 0.0%

Shareholders Value Added NA NA DSC NA (83.5) (29.0)

Margin Analysis DSC

SG&A Margin % 71.7% 82.8% DSC 84.9% 68.0% 66.4%

Net Interest Income / Total Revenue % 73.9% 70.4% DSC 96.8% 101.3% 92.5%

EBT Margin % 21.2% 18.8% DSC 14.9% 32.0% 33.5%

Earnings from Cont. Ops Margin % 19.6% 17.1% DSC 3.5% 15.7% 18.8%

Net Income Margin% 19.6% 17.1% DSC 3.5% 15.7% 18.8%Net Income Avail. for Common Margin % 19.6% 17.1% DSC 3.5% 15.7% 18.8%

Normalized Net Income Margin % 13.3% 11.8% DSC 9.3% 20.0% 20.9%

Asset quality DSC

Nonperforming Loans / Total Loans % NA NA DSC NA NA NA

Nonperforming Loans / Total Assets % NA NA DSC NA NA NA

Nonperforming Assets / Total Assets % NA NA DSC NA NA NA

Nonperforming Assets / Loans and OREO % - - DSC - - -

Nonperforming Assets / Equity % - - DSC - - -

Allow. for Credit Losses / Net Charge-offs % NA NA DSC NA NA NA

Allow. for Credit Losses / Nonperf. Loans % NA NA DSC NA NA NA

Allow. for Credit Losses / Total Loans % 3.9% 2.2% DSC 3.6% 5.7% 6.6%

Net Charge-offs / Total Avg. Loans % NA NA DSC NA NA NA

Prov. for Loan Losses / Net Charge-offs % NA NA DSC NA NA NA

Capital And Funding DSC

Avg. Common Equity / Avg. Assets % NA 9.0% DSC NA 10.1% 9.6%Avg. Total Equity / Avg. Assets % NA 9.0% DSC NA 10.1% 9.6%






Total Equity + Allowance for Loan Losses / Total Loans % 27 4% 28 2% DSC 32 0% 39 0% 42 8%


54/75

Total Equity + Allowance for Loan Losses / Total Loans % 27.4% 28.2% DSC 32.0% 39.0% 42.8%

Gross Loans / Total Deposits % 44.4% 39.7% DSC 42.8% 38.5% 32.7%

Net Loans / Total Deposits % 42.7% 38.8% DSC 41.2% 36.3% 30.6%

Tier 1 Capital Ratio % NA NA DSC NA NA NATotal Capital Ratio % NA NA DSC NA NA NA

Tier 2 Capital Ratio % NA NA DSC NA NA NA

Fixed Charges Coverage DSC

EBT + Int. on Borrowings / Int. on Borrowings 1.1x NA DSC NA NA NA

EBT + Int. Exp. / Int. Exp. 1.1x 1.1x DSC 1.1x 1.3x 1.4x

Growth Over Prior Year DSC

Net Interest Income NA (18.1%) DSC NA 22.8% 15.3%

Non Interest Income NA (59.3%) DSC NA 19.8% 3.0%

Provision for Loan Losses NA NA DSC NA 76.2% (72.4%)

Total Revenue NA (13.9%) DSC NA 17.4% 26.3%

Earnings from Cont. Ops. NA (24.9%) DSC NA 433.4% 51.2%

Net Income NA (24.9%) DSC NA 433.4% 51.2%

Normalized Net Income NA (23.6%) DSC NA 151.7% 32.3%

Diluted EPS before Extra NA (31.5%) DSC NA 433.4% 47.4%

Dividend per Share NA NA DSC NA NA NA

Gross Loans NA (2.9%) DSC NA 2.1% (5.1%)

Allowance for Loan Losses NA (44.7%) DSC NA 61.1% 9.4%

Net Loans NA (1.3%) DSC NA (0.1%) (5.9%)

Non Performing Loans NA NA DSC NA NA NA

Non Performing Assets NA NA DSC NA NA NA

Total Assets NA 7.4% DSC NA 16.8% 16.5%

Tangible Book Value NA 7.4% DSC NA 19.5% 3.5%

Avg. Interest Earning Assets NA NA DSC NA NA NAAvg. Interest Bearing Liabilities NA NA DSC NA NA NA

Common Equity NA 7.4% DSC NA 19.5% 3.5%

Total Equity NA 7.4% DSC NA 19.5% 3.5%

Compound Annual Growth Rate Over Two Years DSC

Net Interest Income NA NA DSC NA NA 19.0%

Non Interest Income NA NA DSC NA NA 11.1%

Provision for Loan Losses NA NA DSC NA NA (30.3%)

Total Revenue NA NA DSC NA NA 21.7%

Earnings from Cont. Ops. NA NA DSC NA NA 184.0%

Net Income NA NA DSC NA NA 184.0%


55/75

Net Income NA NA DSC NA NA 184.0%

Normalized Net Income NA NA DSC NA NA 82.5%

Diluted EPS before Extra NA NA DSC NA NA 180.4%

Dividend per Share NA NA DSC NA NA NAGross Loans NA NA DSC NA NA (1.5%)

Allowance for Loan Losses NA NA DSC NA NA 32.8%

Net Loans NA NA DSC NA NA (3.1%)



Total Assets NA NA DSC NA NA 16.6%

Tangible Book Value NA NA DSC NA NA 11.2%

Avg. Interest Earning Assets NA NA DSC NA NA NA

Avg. Interest Bearing Liabilities NA NA DSC NA NA NA

Common Equity NA NA DSC NA NA 11.2%

Total Equity NA NA DSC NA NA 11.2%

Compound Annual Growth Rate Over Three Years DSC

Net Interest Income NA NA DSC NA NA NA

Non Interest Income NA NA DSC NA NA NA

Provision for Loan Losses NA NA DSC NA NA NA

Total Revenue NA NA DSC NA NA NA

Earnings from Cont. Ops. NA NA DSC NA NA NA

Net Income NA NA DSC NA NA NA

Normalized Net Income NA NA DSC NA NA NA

Diluted EPS before Extra NA NA DSC NA NA NA


Gross Loans NA NA DSC NA NA NA

Allowance for Loan Losses NA NA DSC NA NA NA

Net Loans NA NA DSC NA NA NANon Performing Loans NA NA DSC NA NA NA


Total Assets NA NA DSC NA NA NA

Tangible Book Value NA NA DSC NA NA NA



Common Equity NA NA DSC NA NA NA

Total Equity NA NA DSC NA NA NA

Compound Annual Growth Rate Over Five Years DSC

Net Interest Income NA NA DSC NA NA NA


56/75

Non Interest Income NA NA DSC NA NA NA

Provision for Loan Losses NA NA DSC NA NA NA

Total Revenue NA NA DSC NA NA NAEarnings from Cont. Ops. NA NA DSC NA NA NA

Net Income NA NA DSC NA NA NA

Normalized Net Income NA NA DSC NA NA NA

Diluted EPS before Extra NA NA DSC NA NA NA


Gross Loans NA NA DSC NA NA NA

Allowance for Loan Losses NA NA DSC NA NA NA

Net Loans NA NA DSC NA NA NA



Total Assets NA NA DSC NA NA NA

Tangible Book Value NA NA DSC NA NA NA



Common Equity NA NA DSC NA NA NA

Total Equity NA NA DSC NA NA NA




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1.1% 1.9% 2.5% 2.7% 2.8% 2.2% (4.8%)

12.4% 25.4% 36.6% 42.0% 33.2% 25.3% (88.7%)

0.0% 25.4% 36.6% 42.0% 33.2% 25.3% (88.7%)

8.5 364.4 920.2 1,682.7 2,434.4 2,357.2 (11,437.1)

64.6% 52.4% 38.7% 28.7% 26.3% 31.0% NM

90.3% 76.2% 63.7% 77.6% 83.6% 75.7% NM

31.3% 47.5% 60.1% 70.9% 73.1% 67.9% NM

20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM

20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM

20.5% 36.1% 47.5% 52.9% 58.3% 62.3% NM

19.5% 29.7% 37.6% 44.3% 45.7% 42.5% NM

18.7% 6.5% 2.9% 2.1% 2.3% 2.4% 28.1%

4.5% 2.8% 1.8% 1.2% 1.4% 1.4% 23.0%

4.5% 2.8% 1.8% 1.2% 1.5% 1.4% 23.0%

18.7% 6.5% 2.9% 2.1% 2.3% 2.5% 28.1%56.5% 39.8% 26.3% 20.0% 14.8% 17.9% 1,145.4%

16,483.7% 4,480.6% 3,341.4% 6,032.7% 5,852.1% 2,016.1% 438,228.2%

36.4% 39.8% 44.3% 61.0% 49.1% 78.7% 50.4%

6.8% 2.6% 1.3% 1.3% 1.1% 1.9% 14.2%


2,626.9% 75.2% 304.6% 2,406.4% 2,393.8% 1,424.9% 384,578.6%

8.5% 7.4% 6.8% 6.3% 8.3% 8.8% 5.4%

8.5% 7.4% 6.8% 6.3% 8.3% 8.8% 5.4%









58/75

35.0% 70.6% 118.8% 84.8% 66.7% 37.5% NM


59/75

16.8% 46.6% 99.3% 86.5% 65.9% 24.0% NM

33.4% 39.3% 78.6% 83.8% 65.8% 37.4% NM

NA NA NA NA NA NA NA4.4% 73.8% 136.4% 85.0% 60.9% 46.0% 21.1%

13.7% 8.4% 2.9% 30.9% 49.3% 78.2% 332.2%

3.8% 77.6% 143.3% 86.2% 60.3% 45.1% 13.0%

NA NA (6.6%) 5.7% 41.8% 57.0% 326.6%

NA NA (6.6%) 5.7% 43.3% 58.1% 322.2%

17.8% 32.7% 49.9% 59.6% 57.7% 45.4% 6.2%

4.2% 16.4% 36.7% 49.0% 90.7% 67.3% (52.0%)



4.2% 16.4% 36.7% 49.0% 90.9% 67.4% (51.9%)

4.2% 16.4% 36.7% 49.0% 90.9% 67.4% (51.9%)

15.2% 12.9% 16.3% 40.0% 55.2% 43.4% (2.9%)

25.2% 52.6% 101.4% 83.9% 49.4% 48.6% 10.2%

(1.5%) (61.6%) 6.0% 62.1% 286.9% 240.8% 284.8%

17.9% 24.1% 31.7% 47.2% 50.5% 35.3% NM

113.5% 63.8% 79.4% 101.9% 76.7% 48.2% NM

113.5% 63.8% 79.4% 101.9% 76.7% 48.2% NM

50.9% 41.7% 60.1% 93.5% 73.8% 41.0% NM

111.8% 42.0% 56.8% 75.8% 76.0% 47.5% NM


3.6% 42.1% 85.8% 108.1% 76.4% 50.9% 33.0%

27.7% 8.7% 7.8% 19.4% 33.4% 72.2% 195.9%

2.5% 43.7% 89.3% 112.1% 76.8% 50.3% 26.7%NA NA NA 0.5% 24.5% 42.2% 215.5%

NA NA NA 0.5% 25.3% 42.9% 215.5%

17.5% 27.0% 38.8% 55.6% 55.8% 52.5% 18.7%

9.1% 11.9% 25.2% 42.0% 74.0% 62.5% (18.2%)



9.1% 11.9% 25.2% 42.0% 74.1% 62.5% (18.1%)

9.1% 11.9% 25.2% 42.0% 74.1% 62.5% (18.1%)

NA NA 17.4% 27.8% 36.1% 33.9% 16.8%

NA NA 58 8% 59 1% 63 0% 75 9% 30 8%


60/75

NA NA 58.8% 59.1% 63.0% 75.9% 30.8%

NA NA (10.3%) 18.3% 64.2% 88.8% 371.1%

NA NA 27.6% 34.8% 38.9% 38.6% NMNA NA 115.6% 71.9% 74.2% 73.2% NM

NA NA 115.6% 71.9% 74.2% 73.2% NM

NA NA 68.7% 58.1% 62.4% 61.9% NM

NA NA 97.8% 57.4% 60.3% 59.3% NM


NA NA 44.1% 57.9% 75.4% 80.6% 51.8%

NA NA 17.1 17.1 22.8 40.2 113.5

NA NA 44.8% 59.4% 77.1% 82.2% 47.8%

NA NA NA NA NA 20.2 103.7

NA NA NA NA NA 20.5% 103.7%

NA NA 29.5% 39.2% 46.1% 51.4% 33.6%

NA NA 19.4% 25.5% 48.1% 51.6% 3.9%



NA NA 19.4% 25.5% 48.2% 51.7% 4.0%

NA NA 19.4% 25.5% 48.2% 51.7% 4.0%

Bank of Punjab (KASE:BOP) > Financials > Supplemental


61/75

Restatement:Latest Filings Period Type: Annual

Currency: Reported Curr Conversion: HistoricalOrder: Latest on Righ Units: Thousands (k)

Decimals: Capital IQ (De

Supplemental

No Data Available

except pershare items.

Bank of Punjab (KASE:BOP) > Financials > Industry Specific


62/75

a o u jab ( S O ) > a c a s > dust y Spec c

In Thousands of the reported currency, except per share items. Restatement: Latest Filings Period Type: Annual




Industry Specific


Capital Requirement and Financial StrengthTier 1 Capital - - - - - -


Total Capital - - - - - -

Earning Assets and Liabilities

Risk Adjusted Assets - - - - - -

Efficiency Ratio - - - - - 39.2

Non-Performing Loans and Assets

Non Performing Loans - - - 1,337,668.0 1,216,569.0 1,166,012.0

Non Performing Assets - - - 1,337,668.0 1,216,569.0 1,166,012.0

Charge-Offs

Charge-Offs - Gross - - - (2,956.0) (10,815.0) (15,448.0)

Charge-Offs - Net - - - (2,956.0) (10,815.0) (15,448.0)

Composition of LoansCommercial Loans Domestic - - - 27,511.0 269,027.0 738,302.0

Foreign Loans - - - 98,185.0 957,366.0 360,061.0

Lease Finance - - - 626,880.0 1,145,493.0 2,666,413.0

Other Loans - - - 6,504,834.0 16,688,099.0 36,794,397.0

Total Loans - - - 7,257,410.0 19,059,985.0 40,559,173.0

Commercial Loans / Total Loans % - - - 0.38% 1.41% 1.82%

Foreign Loans / Total Loans % - - - 1.35% 5.02% 0.89%

Other Loans / Total Loans % - - - 89.63% 87.56% 90.72%







Composition of Deposits


63/75

Composition of Deposits

Demand Deposits - - - 4,002,126.0 6,763,562.0 13,079,740.0

Saving Deposits - - - 12,184,318.0 19,323,039.0 31,720,639.0Time Deposits - - - 7,460,578.0 8,559,025.0 9,474,944.0

Other Deposits - - - 119,633.0 292,119.0 448,988.0

Total Deposits - - - 23,766,655.0 34,937,745.0 54,724,311.0

Non-CD Deposits - - - 16,186,444.0 26,086,601.0 44,800,379.0

Savings Account Deposits / Total Deposits % - - - 51.27% 55.31% 57.96%

Money Market and Savings Account Deposits / Total Deposits % - - - 51.27% 55.31% 57.96%

Total Time Deposits / Total Deposits % - - - 31.39% 24.50% 17.31%

Other Deposits / Total Deposits % - - - 0.50% 0.84% 0.82%

Non-CDs / Total Deposits % - - - 68.11% 74.67% 81.87%

Filing Date Mar-01-2001 Mar-01-2002 Mar-01-2003 Feb-29-2004 Mar-01-2005 Mar-01-2006



64/75

PKR PKR PKR PKR

6,758,274.0 10,648,523.0 15,027,980.0 3,361,351.0

3,502,646.0 2,581,940.0 2,681,228.0 (34,838.0)

10,260,920.0 13,230,463.0 17,709,208.0 3,326,513.0

79,098,048.0 129,632,292.0 180,984,685.0 173,589,153.0

- 26.79 25.37 54.96

1,359,567.0 2,345,754.0 3,349,891.0 42,689,337.0

1,359,567.0 2,395,496.0 3,399,633.0 42,693,839.0

(13,755.0) (19,664.0) (130,769.0) (4,905.0)

(13,755.0) (19,664.0) (130,769.0) (4,905.0)

1,181,766.0 8,058,451.0 4,500,018.0 1,140,793.0

1,473,375.0 2,050,544.0 2,090,561.0 1,673,168.0

3,942,331.0 4,767,447.0 5,143,260.0 4,426,922.0

58,779,210.0 88,537,832.0 125,690,749.0 144,472,801.0

65,376,682.0 103,414,274.0 137,424,588.0 151,713,684.0

1.81% 7.79% 3.27% 0.75%

2.25% 1.98% 1.52% 1.10%

89.91% 85.61% 91.46% 95.23%






65/75

15,872,070.0 18,826,487.0 22,511,505.0 19,819,761.0

32,137,063.0 51,699,612.0 65,394,990.0 52,124,619.0

35,786,752.0 54,115,307.0 71,545,152.0 72,543,702.0

4,669,064.0 13,086,138.0 32,516,730.0 19,583,650.0

88,464,949.0 137,727,544.0 191,968,377.0 164,071,732.0

48,009,133.0 70,526,099.0 87,906,495.0 71,944,380.0

36.33% 37.54% 34.07% 31.77%

36.33% 37.54% 34.07% 31.77%

40.45% 39.29% 37.27% 44.21%

5.28% 9.50% 16.94% 11.94%

54.27% 51.21% 45.79% 43.85%

Mar-01-2007 Feb-29-2008 Mar-01-2009 Mar-01-2009

Bank of Punjab (KASE:BOP) > Financials > Pension/OPEB


66/75

In Thousands of the reported currency, except per share items. Restatement: Latest Filings Period Type: Annual




Pension/OPEB


Pension Information - TotalDefined Benefit Net Periodic Cost

Def. Benefit Service Cost - - - - - -

Def. Benefit Plan Interest Cost - - - - - -

Def. Benefit Plan Other Cost - - - - - -

Def. Benefit Plan Total Cost - - - - - -

Def. Contribution Plan Cost - - - - - -

Total Pension Expense - - - - - -

Defined Benefit Obligation

Proj. Benefit Obligation (Pension) - - - - - -

Weighted Avg. Assumptions on Def. Benefit Obligation

PBO Assumed Rate of Return - Min - - - - - -

PBO Assumed Rate of Return - Max - - - - - -

Rate of PBO Compensation Increase - Min - - - - - -

Rate of PBO Compensation Increase - Max - - - - - -

Balance Sheet Reconciliation Items

Other Assets/Liabilities - - - - - -

Adj. for Liability Recognized on Balance Sheet

Net Asset/Liability Recognized on Balance Sheet - - - - - -

Other Pension Related Items

Benefit Info Date - - - - - -







Pension Information - Domestic


67/75

Defined Benefit Net Periodic Cost

Def. Benefit Service Cost - - - - - -

Def. Benefit Interest Cost - - - - - -

Def. Benefit Other Cost - - - - - -

Def. Benefit Total Cost - - - - - -

Defined Benefit Obligation

Proj. Benefit Obligation (Pension) - Domestic - - - - - -

Weighted Avg. Assumptions on Def. Benefit Obligation

PBO Assumed Rate of Return - Min - - - - - -

PBO Assumed Rate of Return - Max - - - - - -

Rate of PBO Compensation Increase - Min - - - - - -

Rate of PBO Compensation Increase - Max - - - - - -

Balance Sheet Reconciliation Items

Other Assets/Liabilities - - - - - -

Adj. for Liability Recognized on Balance SheetNet Asset/Liability Recognized on Balance Sheet - - - - - -

Other Pension Related Items

Benefit Info Date - - - - - -



68/75

PKR PKR PKR PKR

6,858.0 9,855.0 15,605.0 15,758.0

4,911.0 6,673.0 9,380.0 11,559.0

996.0 3,127.0 (2,703.0) 664.0

12,765.0 19,655.0 22,282.0 27,981.0

25,894.0 29,801.0 34,937.0 42,117.0

38,659.0 49,456.0 57,219.0 70,098.0

74,149.0 93,804.0 115,594.0 142,518.0

- - - 15.00%

- - - 15.00%

- - - 14.00%

- - - 14.00%

(74,149.0) (93,804.0) (115,594.0) (179,560.0)

(74,149.0) (93,804.0) (115,594.0) (179,560.0)

- Dec-31-2006 Dec-31-2007 Dec-31-2008






69/75

6,858.0 9,855.0 15,605.0 15,758.0

4,911.0 6,673.0 9,380.0 11,559.0

996.0 3,127.0 (2,703.0) 664.0

12,765.0 19,655.0 22,282.0 27,981.0

74,149.0 93,804.0 115,594.0 142,518.0

- - - 15.00%

- - - 15.00%

- - - 14.00%

- - - 14.00%

(74,149.0) (93,804.0) (115,594.0) (179,560.0)

(74,149.0) (93,804.0) (115,594.0) (179,560.0)

- Dec-31-2006 Dec-31-2007 Dec-31-2008

Bank of Punjab (KASE:BOP) > Financials > Segments


70/75

In Thousands of the reported currency. View By: Line Items Restatement: Latest Filings




Business Segments


RevenuesTrading & Sales - - - 2,237,106.0 4,054,987.0 8,676,143.0

Retail Banking - - - 913,311.0 1,296,283.0 1,390,557.0

Commercial Banking - - - 4,216,254.0 9,078,373.0 12,710,673.0

Payment & Settlement - - - 77,849.0 150,200.0 161,947.0

Agency Services - - - 19,993.0 22,783.0 36,979.0

Total Revenues - - - 7,464,513.0 14,602,626.0 22,976,299.0

Net Profit Before Tax

Trading & Sales - - - - 1,181,491.0 5,290,190.0

Retail Banking - - - - 312,984.0 (417,636.0)

Commercial Banking - - - - 2,176,151.0 (192,311.0)

Payment & Settlement - - - - 120,353.0 145,805.0

Agency Services - - - - 19,504.0 29,521.0

Total Net Profit Before Tax - - - - 3,810,483.0 4,855,569.0

Net Profit After Tax

Trading & Sales - - - 775,695.0 - -Retail Banking - - - 246,304.0 - -

Commercial Banking - - - 1,261,243.0 - -

Payment & Settlement - - - 55,826.0 - -

Agency Services - - - 16,358.0 - -

Total Net Profit After Tax - - - 2,355,426.0 - -

Assets

Trading & Sales - - - - 29,650,127.0 92,466,451.0

Retail Banking - - - - 9,780,425.0 11,448,191.0







Commercial Banking - - - - 71,327,122.0 132,925,413.0

Payment & Settlement - - - - - 38,110.0

Agency Services - - - - - 7 296 0


71/75

Agency Services 7,296.0

Total Assets - - - - 110,757,674.0 236,885,461.0

Filing Date Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009

Geographic Segments


Revenues

Pakistan 1,373,254.0 2,008,061.0 2,892,143.0 7,464,513.0 6,558,775.0 7,173,632.0

Total Revenues 1,373,254.0 2,008,061.0 2,892,143.0 7,464,513.0 6,558,775.0 7,173,632.0

Interest Expense

Pakistan (997,649.0) (484,202.0) (719,074.0) (2,668,739.0) (7,508,795.0) (13,939,377.0)

Total Interest Expense (997,649.0) (484,202.0) (719,074.0) (2,668,739.0) (7,508,795.0) (13,939,377.0)

Net Profit Before TaxPakistan 436,156.0 1,003,793.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0

Total Net Profit Before Tax 436,156.0 1,003,793.0 1,740,921.0 3,170,719.0 4,770,897.0 4,855,569.0

Tax Expense

Pakistan 150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0

Total Tax Expense 150,152.0 218,566.0 371,649.0 815,293.0 967,226.0 401,551.0

Net Profit After Tax

Pakistan 286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0

Total Net Profit After Tax 286,004.0 689,850.0 1,369,272.0 2,355,426.0 3,803,671.0 4,454,018.0

Assets

Pakistan 29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0

Total Assets 29,529,255.0 43,632,446.0 66,314,491.0 111,157,907.0 164,862,861.0 235,017,580.0

Depreciation & Amortization

Pakistan 34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0

Total Depreciation & Amortization 34,249.0 54,766.0 71,275.0 77,799.0 136,664.0 154,419.0







Capital Expenditure

Pakistan (99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0)


72/75

( , ) ( , ) ( , ) ( , ) ( , ) ( , )

Total Capital Expenditure (99,301.0) (74,311.0) (338,640.0) (103,118.0) (482,915.0) (543,135.0)

Filing Date Feb-29-2004 Mar-01-2005 Mar-01-2006 Mar-01-2007 Feb-29-2008 Mar-01-2009



73/75

PKR

5,788,777.0

1,327,589.0

14,572,914.0

235,660.0

16,693.0

21,941,633.0

2,712,918.0

(1,859,334.0)

(17,930,630.0)

204,239.0

14,466.0

(16,858,341.0)

-

-

-

-

-

-

36,701,296.0

10,393,980.0


152,095,587.0

52,370.0

3,710.0


74/75

199,246,943.0

Mar-01-2009

PKR

(13,535,948.0)

(13,535,948.0)

(16,614,000.0)

(16,614,000.0)

(16,858,341.0)

(16,858,341.0)

(6,773,401.0)

(6,773,401.0)

(10,084,940.0)

(10,084,940.0)

185,892,973.0

185,892,973.0

228,037.0

228,037.0


(462,157.0)


75/75

(462,157.0)

Mar-01-2009

bank of punjab kase bop financials

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