bank of baroda special banking king part 002

[2014-15]

By- Vivek Singh

www.bankking.in

Schemes Launched By Government

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Pradhan Mantri Jan Dhan Yojana. Prime Minister Narendra Modi on 28 August 2014 launched Pradhan Mantri Jan Dhan

Yojana. The Yojana is a mega financial inclusion plan.

Under the yojana bank accounts and RuPay debit cards with inbuilt insurance cover of 1

lakh rupees will be provided to crores of persons with no access to formal banking

facilities.

The primary aim of the Jan Dhan Yojana is to bring poor financially excluded people into

the banking system by providing them bank accounts and debit cards

Slogan

The slogan for the Pradhan Mantri Jan Dhan mission is Mera Khata Bhagya Vidhaata.

Coverage of Yojana

The scheme will cover both urban and rural areas of India and all bank accounts opened will be

linked to a debit card which would be issued under the RuPay scheme. (Rupay is Indias own

unique domestic card network owned by National Payments Corporation of India and has been

created as an alternative to Visa and Mastercard.)

Benefits under Yojana :

In a run up to the formal launch of this scheme, the Prime Minister personally mailed to

Chairmans of all PSU banks to gear up for the gigantic task of enrolling over 7.5 crore (75

million) households and to open their accounts.

In this email he categorically declared that a bank account for each household was a

"national priority".



The scheme has been started with a target to provide 'universal access to banking

facilities' starting with "Basic Banking Accounts" with overdraft facility of Rs.5000 after

six months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh and

RuPay Kisan Card.

In next phase, micro insurance & pension etc. will also be added.

Under the scheme:

Account holders will be provided zero-balance bank account with RuPay debit card, in

addition to accidental insurance cover of Rs 1 lakh(to be given by 'HDFC Ergo').

Those who open accounts by January 26, 2015 over and above the 1 lakh accident,

they will be given life insurance cover of 30,000(to be given by LIC).

After Six months of opening of the bank account, holders can avail 5,000 overdraft

from the bank.

With the introduction of new technology introduced by National Payments Corporation

of India (NPCI), a person can transfer funds, check balance through a normal phone

which was earlier limited only to smart phones so far.

Mobile banking for the poor would be available through National Unified USSD Platform

(NUUP) for which all banks and mobile companies have come together

Namami Gange

Union Budget 2014-15 has taken cognizance of the substantial amount of money spent

in the conservation and improvement of the Ganga, which has a very special place in a

collective consciousness of this country.

However, the efforts are not yielded desired results because of the lack of concerted

efforts by all the stakeholders.



Namami Gange :Accordingly, an Integrated Ganga Conservation Mission called

Namami Gange has been proposed to be set up and a sum of Rs. 2,037 crores has

been set aside for this purpose. In addition a sum of Rs. 100 crores has been allocated

for developments of Ghats and beautification of River Fronts at Kedarnath, Haridwar,

Kanpur, Varanasi, Allahabad, Patna and Delhi in the current financial year.

Accordingly, Namami Gange approaches Ganga Rejuvenation by consolidating the

existing ongoing efforts and planning for a concrete action plan for future.

The interventions at Ghats and River fronts will facilitate better citizen connect and set

the tone for river centric urban planning process.

Recognizing the multi-sectoral, multi-dimensional and multi-stakeholder nature of the Ganga

Rejuvenation challenge, the key Ministries comprising of

(a) WR, RD&GR,

(b) Environment, Forests & Climate Change,

(c) Shipping,

(d) Tourism,

(e) Urban Development,

(f) Drinking

Water and Sanitation and Rural Development have been working together since June,

2014 to arrive at an action plan.

The concerned Ministers have nominated a Group of Secretaries to develop a draft

action plan and have held periodical meetings to review the progress and provide

guidance.

The Group of Secretaries submitted its initial report on 21st July, 2014 and after taking

into account the feedback received from the Honble Ministers, the final report has

been submitted on 28th August, 2014.

While the report is being examined in the Ministry, NMCG has been working in parallel

on a draft strategy taking into account all these developments.

As already identified in the report of the GoS, the long-term vision will emanate from

the Ganga River Basin Management Plan being prepared by the Consortium of 7 IITs,

first version of which is likely to be available by the end of this year.

On a medium term basis, certain interventions both infrastructure and non-infrastructure need

to be introduced to set the tone for implementation of long term vision as also take up so called

no regret activities in the interim.

Following are proposed to be taken up under Namami Gange:

(i) Nirmal Dhara- ensuring sustainable municipal sewage management

Project prioritization in coordination with Ministry of Urban Development.



Incentive for states to take up projects on Ganga Main-stem by providing an additional

share of central grants for sewerage infrastructure.

Uniform standards for both MoUD scheme and Namami Gange programme, 10 years

mandatory O&M by the same service provider at par with NGRBA programme and PPP,

Mandatory reuse of treated water

Expanding coverage of sewerage infrastructure in 118 urban habitations on banks of

Ganga estimated cost by MoUD is Rs 51000 Crores.

(ii) Nirmal Dhara- managing sewage from Rural Areas

Mo DWS scheme for all Ganga bank Gram Panchayts (1632) free from open defecation

by 2022, at a cost of Rs 1700 Crores as central share.

(iii) Nirmal Dhara- managing Industrial discharge

Making ZLD mandatory

Rationalized water tariff to encourage reuse

Real time water quality monitoring

(iv) Aviral Dhara

Enforcing River Regulatory Zones on Ganga Banks

Rational agricultural practices, efficient irrigation methods

Restoration and conservation of wetlands

(v) Ensuring ecological rejuvenation by conservation of aquatic life and biodiversity

(vi) Promotion of Tourism and Shipping in a rational and sustainable manner

(vii) Knowledge Management on Ganga through Ganga Knowledge Centre However, to control

the spread of pollution and to contain it in manageable limits certain interventions would be

necessary in short term. Group of Secretaries under guidance of Honble Ministers has

identified following activities:

Namami Gange Scheme for rehabilitation and up-gradation of existing STPs along Ganga

Ensuring 100% sewerage infrastructure in identified town alongside Ganga

In situ sewage treatment in open drains

Support for preparation of DPRs

River Front Management for Ghats developments in selected cities and towns

Industrial pollution abatement at Kanpur on priority

Action Plan for Char Dham Yatra Public amenities, waste disposal and sanitation

Capacity building of urban local bodies

Forestation Conservation of Flora



Conservation of Aquatic life special attention on Dolphin, Turtles and Ghariyals

etc.

Disposal of flowers and other puja material

Ganga Vahini

GIS data and Spatial Analysis for Ganga basin

Study of communities depending on Ganga for their traditional livelihood

National Ganga Monitoring Centre

Special guidelines for sand mining in Ganga

Assessment of Special Properties of Ganga Water

Communication and Public Outreach Activities

Make In India Campaign Prime Minister Narendra Modi on 25 September 2014 launched Make In India

Campaign at Vigyan Bhawan in New Delhi to make India a manufacturing hub.

The campaign is aimed to attract foreign companies to set up their manufacturing units

in India and to seek greater foreign investment.

The launch ceremony was attended by Top CEOs from India Inc, international industry

leaders, ambassadors, ministers and government officials. Further, Special

arrangements were made to publicize the event globally in different world capitals.

At the same time, programmes were held in state capitals and also Indian missions

abroad, where officials engaged with investors and consultants. P.M. Narendra Modi on

his Independence Day speech had announced about the Make in India campaign.

Objective of the campaign The objective of the campaign is to get manufacturing sector to grow over 10% on a

sustainable basis over a long run.

The campaign is aimed to transform the economy from the services-driven growth

model to labour-intensive manufacturing-driven growth.

This will help in creating jobs for over 10 million people, who join the workforce every

year.



Focus of the campaign The programme lays emphasis on 25 sectors with focus on job creation and skill

enhancement.

These include: automobiles, chemicals, IT, pharmaceuticals, textiles, ports, aviation,

leather, tourism and hospitality, wellness, railways, auto components, design

manufacturing, renewable energy, mining, bio-technology, pharmaceuticals and

electronics among others.

Union Government released separate brochures for these sectors along with a general

brochure. The brochures will provide details of growth drivers, investment

opportunities, sector specific FDI and other policies and related agencies.

Features of the campaign The government will look into all regulatory processes to ease the burden of investors.

A dedicated cell has been created to answer queries from business entities through a

newly

created web portal.

While an exhaustive set of FAQs on this portal will help investors find instant answers to

their general queries, the back-end support team of the cell would answer specific

queries within 72 hours.

The DIPP and industry lobby FICCI have jointly set up an eight-member expert panel to

address queries and concerns of investors. They will clarify Indian policies to the

investors and suggest reforms to the Central and states governments.

All central government services are being integrated with an e-Biz single window online

portal.

States have been advised to introduce self-certification.

The Union Ministry of Home Affairs has been asked to give all security clearances to

investment proposals within 3 months.

An advisory has been sent to all departments/state governments to simplify and

rationalize regulatory environment which includes online filing of all returns in a unified

form.

As per the World Banks ease of doing business index, India ranked lowly 134 out of 189

countries in 2014, which was three places lowest than in 2013.Make in India will act as a first

reference point for guiding foreign investors on all aspects of regulatory and policy issues and

assists them in obtaining regulatory clearances.

Union Government has already allowed 100 per cent Foreign Direct Investment under

automatic route in construction, operation and maintenance in rail infrastructure projects and

increased FDI in Defence to 49 per cent.



Deen Dayal Upadhyaya Grameen Kaushalya Yojana Union government on 25 September 2014 launched Deen Dayal Upadhyaya Grameen

Kaushalya Yojana. The Yojana was launched by Nitin Gadkari, Union Minister for Rural

Development during the National Convention on Skills for Rural and Urban Poor held in

New Delhi.

The Yojana was launched during the 98th birth anniversary of Pandit Deendayal

Upadhyay. Earlier the Yojana was known as Aajeevika Skills Development Programme

(ASDP).

Main Highlights of the Yojana

The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that

is, by 2017.The minimum age for entry under the Yojana is 15 years compared to 18

years under the Aajeevika Skills Programme.

Skill development training centers to be launched so as to address the unemployment

problem in the rural area.

The skills imparted under the Yojana will now be benchmarked against international

standard sand will complement the Prime Ministers Make In India campaign.

The Kaushalya Yojana will also the address the need for imparting training to the

differently able persons and chip in private players including international players to

impart the skills to the rural youths.

The Reason for launching the Yojana

The Yojana was launched in the light of huge problem of unemployment among the

rural youths despite the fact that they have merits. In order to correct this match, Union

government decided to launch skill development scheme.

Further, in light of the fact that, by 2020 developed countries will have a shortfall of

over 57 million semi-skilled workers while India by 2020 will have 47 million surplus of



workers. This effectively means that there will be high demand for skilled manpower in

developed countries, where Indian rural youth can be absorbed after they acquire

industry-specific training.

Status of Skilled workers in India

In India as against 12 million people entering the workforce every year during the last

10 years only 1 million youths were trained. Further out of 12 million people, only 10

percent were skilled ones, while the percentage in European Union is 75 and in China it

is 50 percent. Also, as compared to 4500 skills in China, India only has 1600 skills, a

huge gap indeed.

About the Aajeevika Skill Development Programme (ASDP) : Aajeevika Skills

Development Programme (ASDP) was launched in June 2011 as a sub-mission under the

National Rural Livelihood Mission (NRLM). It was launched to cater to the occupational

aspirations of the rural youth who are poor and to diversify incomes of the rural poor.

The ASDP aimed at skilling and placing 50 lakhs youth in the formal sector

Deen Dayal Upadhyaya Antyodaya Yojana Union Government on 25 September 2014 launched Deen Dayal Upadhyaya Antyodaya

Yojana for urban and rural poor. The Yojana aims at alleviating urban and rural poverty

through enhancement of livelihood opportunities through skill development and other

means.

Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and

other for rural India. The Urban component will be implemented by the Union Ministry

of Housing & Urban Poverty Alleviation while rural component named as Deen Dayal

Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union Ministry of

Rural Development.

Deen Dayal Upadhyaya Grameen Kaushalya YojanaUnder the Yojana, the Union Ministry

of Rural Development will launch skill development training centres on a large scale to

address the problem of unemployment particularly in rural India.



Main Highlights of the Rural Scheme

The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that

is, by 2017.

The minimum age for entry under the Yojana is 15 years compared to 18 years under

the Aajeevika Skills Programme.

Skill development training centres to be launched so as to address the unemployment

problem in the rural area.

The skills imparted under the Yojana will now be benchmarked against international

standards and will complement the Prime Ministers Make In India campaign.

The Kaushalya Yojana will also the address the need for imparting training to the

differentlyable persons and chip in private players including international players to

impart the skills to the rural youths.

Main Highlights of the Urban Scheme

Under the Deen Dayal Upadhyaya Antyodaya Yojana (DAY) for urban areas extends the

coverage to all the 4041 statutory cities and towns, there by covering almost the entire urban

population. Currently, all the urban poverty alleviating programmes covered only 790 towns

and cities. Main Highlights of the Urban Scheme

The scheme will focus on

Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban

poor

Promotion of self-employment through setting up individual micro-enterprises and

group enterprises with interest subsidy for individual projects costing 2lakhs rupees and

10 lakhs rupees for group enterprises. Subsidized interest rate will be 7 percent.

Training urban poor to meet the huge demand from urban citizens by imparting market

oriented skills through City Livelihood Centers. Each Centre would be given a capital

grant of 10 lakhs rupees.

Enabling urban poor form Self-Help Groups for meeting financial and social needs with a

Support of 10000 rupees per each group who would in turn would be helped with bank

linkages.

Development of vendor markets besides promotion of skills of vendors

Construction of permanent shelters for urban homeless and provision of other essential

services.

Saansad Adarsh Gram Yojana Prime Minister Narendra Modi launched Saansad Adarsh Gram Yojana (SAGY) on the

birth anniversary of Lok Nayak Jai Prakash Narayan on 11 October 2014.



SAGY will be implemented under the overall supervision of Union Ministry of Rural

Development. The programme is an ambitious village development project under which

each Member of Parliament will take the responsibility for developing physical and

institutional infrastructure in three villages by 2019.

The primary goal is to develop three Adarsh Grams or model villages by March 2019, of

which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per

year) will be selected and developed by 2024.

The main objectives of SAGY are:

To trigger processes which lead to holistic development of the identified Gram PanchayatsTo

substantially improve the standard of living and quality of life of all sections of the population

through: a) Improved basic amenities;

Higher productivity;

Enhanced human development;

Better livelihood opportunities;

Reduced disparities;

Access to rights and entitlements;

Wider social mobilization;

Enriched social capital

To generate models of local level development and effective local governance which can

motivate and inspire neighboring Gram Panchayats to learn and adapt

To nurture the identified Adarsh Grams as schools of local development to train other Gram

Panchayats.



Main highlights of the SAGY

It aims to keep the soul of rural India alive while providing its people with quality access

to basic amenities and opportunities to enable them to shape their own destiny.

It places equal stress on nurturing values of national pride, patriotism, community spirit,

self confidence and on developing infrastructure.

It is unique and transformative as it has a holistic approach towards development. It

envisages integrated development of the selected village across multiple areas such as

agriculture, health, education, sanitation, environment, livelihoods etc.

SAGY aims at instilling certain values, such as people's participation, Antyodaya, gender

equality, dignity of women, social justice, spirit of community service and etc in the

villages and their people so that they get transformed into models for others.

The gram panchayat would be the basic unit for development. It will have a population

of 3000-5000 in plain areas and 1000-3000 in hilly, tribal and difficult areas.

In districts where this unit size is not available, the gram panchayats approximating the

desirable population size may be chosen.

The MP would be free to identify a suitable gram panchayat for being developed as

Adarsh Gram, other than his/her own village or that of his/her spouse.

The scheme will be implemented through a Village Development Plan that would be

prepared for every identified gram panchayat with special focus on enabling every poor

household to come out of poverty.

The constituency fund, MPLADS, would be available to fill critical financing gaps.

SAGY gives focus to community participation.The participation of women in the

decision-making process will be encouraged. The scheme envisages holding Mahila

Sabhas and Bal Sabhas to discuss women and children specific issues and concerns.

Ensuring universal access to education facilities, adult literacy, e-literacy are also

important goals of SAGY.

Adoption and adaptation of technology and introduction of innovations are critical to

this programme. This will include use of space application and remote sensing for

planning, mobile based technology for monitoring, agriculture technology for increasing

productivity etc.

At the national level, a separate, real time web based monitoring system will be put in

place for the scheme covering all aspects and components.

Monitoring of SAGY

The Union Ministry of Rural Development will put in place a specially designed capacity

building programme for government functionaries at different levels including gram

panchayats.



At the state level, there will be an Empowered Committee headed by the Chief

Secretary consisting of the relevant departments and including experts, as required with

at least two civil society representatives.

The District Collector will be the nodal officer for implementing the SAGY. He will

conduct a monthly review meeting with representatives of the participating Line

Departments. The Members of Parliament concerned will chair the review meetings.

Jeevan Pramaan-Digital Life Certificate for Pensioners The Prime Minister Narendra Modi on 10 November 2014 launched the Jeevan

Pramaan- an Aadhar based Digital Life Certificate for pensioners. This digital life

certificate will benefit over a crore pensioners who have to produce Life Certificates

each year to receive pension.

By obtaining this proposed digital certification, pensioners need not submit a physical

Life Certificate in November each year in order to ensure continuity of pension being

credited into their account.

The Department of Electronics and IT has developed a software application which will

enable the recording of the pensioner`s Aadhar number and biometric details from his

mobile device or computer by plugging in a biometric reading device.

Key details of the pensioner including date, time and biometric information will be

uploaded to a central database on real-time basis which will enable the Pension

Disbursing Agency to access a Digital Life Certificate.

This will conclusively establish that the pensioner was alive at the time of

authentication. This software application system will be made available to pensioners

and other stakeholders on a large scale at no extra cost.

It can be operated on a personal computer or a Smartphone along with an inexpensive

biometric reading device. This facility will also be made available at Common Service



Centers being operated under the National e-Governance Plan for the benefit of

pensioners residing in remote and inaccessible areas.

Earlier, pensioner either personally presented himself before the Pension Disbursing

Agency or used to submit a Life Certificate issued by authorities specified by the Central

Pension Accounting Office (CPAO).

Bal Swachhta Mission

The Union Government on 14 November 2014 launched the National Bal Swachhta

Mission in New Delhi. 14 November is the birthday of first Prime Minister of India,

Jawaharlal Nehru and is celebrated as Childrens Day in India.

On the occasion, Union Minister of Women and Child Development Maneka Sanjay

Gandhi also released a book on Bal Swachtta Mission prepared by NIPCCD.

Apart from this, Union Human Resource Development (HRD) Minister Smriti Irani, who

launched the Bal Swachhta Mission at the National Bal Bhavan also launched Udaan

programme for girls.

About Bal Swachhta Mission

The Bal Swachhta Mission is a part of the nationwide sanitation initiative of Swachh Bharat

Mission that was launched by the Prime Minister on 2 October 2014. The nationwide Bal

Swachhta Mission will have the following six themes:

Clean Anganwadis

Clean Surroundings like Playgrounds



Clean Self (Personal Hygiene/Child Health)

Clean Food

Clean Drinking Water

Clean Toilets

Apart from this, Bal Swachhta Week is being observed from 14 November to 19 November

2014.

Udaan programme for girls

The Udaan programme for girls is designed to provide a comprehensive platform to girl

students to pursue higher education in engineering and assist them in preparing for the

IIT-JEE while studying in Classes XI and XII.

There is no financial burden as the entire programme is free for the beneficiaries. For

the purpose, 946 girl students from across the country have been selected to be part of

the programme, of which 117 are from the northeastern states.

Maximum of these girls come from disadvantaged backgrounds. The yearly income of

the parents of 305 of them is less than 1 lakh rupees.

Deen Dayal Upadhyaya Gram Jyoti Yojana Deen Dayal Upadhyaya Gram Jyoti Yojana or DDUGJY is an Government of India scheme

aimed to provide continuous power supply to rural India. It is one of the key initiative of

Modi Government and it aims to supply 24x7 uninterrupted power supply to all homes.

The government plans to invest Rs 75,600 crore for rural electrification under this

scheme. The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran

Yojana (RGGVY).

The scheme also includes strengthening and augmentation of sub transmission and

distribution infrastructure in rural areas, including metering of distribution transformers

and feeders.



The estimated cost of the scheme for above two components is Rs 43,033 crore which

includes the requirement of budgetary support of Rs 33,453 crore from the government

over the entire implementation period.

The balance work relating of the ongoing scheme of RGGVY till 2022 will get subsumed

in this scheme as a distinct component for rural electrification. For this purpose, the

Cabinet Committee on Economic Affairs has already approved the scheme cost of Rs

39,275 crore including budgetary support of Rs 35,447 crore.

This outlay will be carried forward to the new scheme of DDUGJY in addition to the

outlay of Rs 43,033 crore.

The scheme is likely to work towards improvement in hours of power supply in rural

areas, reduction in peak load, improvement in billed energy based on metered

consumption and providing access to electricity to rural households.

Deendayal Upadhyay Shramev Jayate Karyakram Union government launched Deendayal Upadhyay Shramev Jayate Karyakram. The

scheme is aimed at creating conducive environment for industrial development and

doing business with ease.

Besides, it will also herald towards good governance, welfare and skill development of

labour sector.It was launched during a daylong Conference of Labour & Employment

Ministers, Health Ministers and Vocational Training Ministers of State Governments at

Vigyan Bhawan, New Delhi.

Under the scheme, the following new initiatives are provided:

Labors will be provided Unique Labor Identification number, Local Interconnect

Network, to facilitate their online registration.



Unified Labor Portal (Shram Suvidha) and a Transparent & Accountable Labour

Inspection Scheme to facilitate ease of compliance http://efilelaboutreturn.gov.in to

facilitate ease of compliance especially for four Central Government Organizations i.e.

ESIC, EPFO, DGMS and CLC.

Demand Responsive Vocational Training

Apprentice Protsahan Yojana.

Portability through Universal Account Number for Employees Provident Fund Account

Holders

Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers

in the unorganized sector.

Indradhanush Yojna Union Ministry of Health and Family Welfare launched Mission Indradhanush to achieve

full immunization coverage for all children by 2020.

The Mission Indradhanush aims to cover all those children who are either unvaccinated

or are partially vaccinated against seven vaccine preventable diseases including

diphtheria, whooping cough, tetanus, polio, tuberculosis, measles and hepatitis B.

The Mission was launched on Good Governance Day that marks the birth anniversary of

Bharat Ratna Madan Mohan Malaviya and birthday of Bharat Ratna Atal Bihari

Vajpayee.

Highlights of the Mission Indradhanush

Under Mission Indradhanush, four special vaccination campaigns will be conducted

between January and June 2015 with intensive planning and monitoring of these

campaigns.

The ministry has identified 201 high focus districts that have nearly 50 percent of all

unvaccinated or partially vaccinated children. These districts will be targeted by

intensive efforts to improve the routine immunization coverage.

Out of the 201 districts, 82 districts are in just four states of UP, Bihar, Madhya Pradesh

and Rajasthan and nearly 25 percent of the unvaccinated or partially vaccinated children

of India are in these 82 districts of 4 states.

201 districts will be covered in the first phase of the mission, 297 districts will be

targeted for the second phase in the year 2015.

The Ministry will be technically supported by WHO, UNICEF, Rotary International and

other donor partners. Mass media, interpersonal communication, and sturdy

mechanisms of monitoring and evaluating the scheme are crucial components of

Mission.



National Heritage Development and Augmentation Yojana

(HRIDAY)

The Union Ministry of Urban Development on 21 January 2015 launched the National Heritage

Development and Augmentation Yojana (HRIDAY) that seeks to preserve and rejuvenate the

rich cultural heritage of the country.

Highlights of HRIDAY HRIDAY seeks to promote an integrated, inclusive and sustainable development of

heritage sites, focusing on maintenance of monuments and on advancement of the

entire ecosystem.

In the initial phase of HRIDAY, 12 heritage cities have been identified which will be

rejuvenated and developed. Union Government will provide 500 crore rupees to these

12 cities.

The scheme will be completely funded by union Government to create infrastructure

and provide facilities around the heritage sites to attract more tourists.

Amount allocated to 12 cities based on city population:

Varanasi (Uttar Prdesh)-89.31 crore rupees

Amritsar (Punjab)-69.31 crore rupees

Warangal (Telangana)-40.54 crore rupees

Ajmer Ajmer (Rajasthan)- 40.04 crore rupees

Gaya (Bihar)- 40.04 crore rupees

Mathura (Uttar Pradesh- 40.04 crore rupees

Kanchipuram (Tamil Nadu)- 23.04 crore rupees

Vellankini (Tamil Nadu)- 22.26 crore rupees



Amaravati (Andhra Pradesh)- 22.26 crore rupees

Badami (Karnataka)- 22.26 crore rupees

Dwaraka (Gujarat)- 22.26 crore rupees

Puri (Orissa)- 22.54 crore rupees

Beti Bachao-Beti Padhao (BBBP)

Union Government has launched ambitious Beti Bachao-Beti Padhao (BBBP) campaign to save

and empower girl child. The scheme was launched by Prime Minister Narendra Modi from

Panipat in Haryana.

Why Haryana was chosen to launch Beti Bachao-Beti Padhao campaign?

Haryana was chosen to launch the nation-wide Beti Bachao-Beti Padhao initiative because of

the skewed sex ratio in the state. It has one of the lowest Child Sex Ratio in country which

stands at 879 girls per 1,000 boys as against the national child sex ratio of 918 girls per 1000

boys. Beti Bachao-Beti Padhao (BBBP) campaign It aims to spread awareness about the

declining trend of Child Sex Ratio in the country.

Objective:

To prevent gender biased sex selective elimination by strict enforcement of laws with

stringent punishment to violators. The Ministry of Women and Child Development

(WCD), is the nodal agency for the implementation of the scheme.

While, Centre has provided initial corpus of 100 crore rupees for it. It will be

implemented in 100 districts of the country, including 12 districts of Haryana.



In this regard, union government will try to ensure access and availability of essential

requirements related to nutrition, health-care, education, protection and elimination of

discrimination of girl child.

This scheme will also generate awareness and improve the efficiency of delivery of

welfare services meant for women.

Thus, by launching this scheme government is aiming to eliminate gender inequality by

creating favorable environment including employable opportunities, safety and security,

mobility and speedy justice for women.

Sukanya Samridhi Yojana under BBBP campaign Prime Minister Narendra Modi on 22 January 2015 launched a small deposit scheme Sukanya

Samridhi Yojana for girl child under the Beti Bachao Beti Padhao (BBBP) campaign. The scheme

will ensure equitable share to a girl child in resources and savings of a family in which she is

generally discriminated against a male child. Sukanya Samridhi Yojana will enable parents to

open bank accounts of girls who are under 10 years of age.



Main featurtes:-

Sukanya Samridhi Account will fetch an interest rate of 9.1 percent and provide income

tax rebate.

Sukanya Samridhi Account can be opened at any time from the birth of a girl child till

she attains the age of 10 years with a minimum deposit of 1000 rupees.

A maximum of 1.5 lakh rupees can be deposited during the financial year. The account

can be opened in any post office or authorized branches of commercial banks.

The account will remain operative for 21 years from the date of opening of the account

or marriage of the girl child after attaining 18 years of age.

To meet the requirement of higher education expenses, partial withdrawal of 50

percent of the balance amount will be allowed after the girl child has attended 18 years

of age



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http://xercesblue.in/download/androidApp.php?id=6

bank of baroda special banking king part 002

Documents

yojana bank accounts

dhan yojana

rupay scheme

bank king

balance bank account

rupay debit cards

inbuilt insurance cover

basic banking accounts