All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016. 1

Your Health, Your Life. With us, you're covered.

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Benefits For Employers

– Reduce absenteeism – Improve productivity – Lower claims experience – Stretch healthcare and HSA dollars – Improve morale – Encourage health and wellness – Retain employees – Attract strong applicants

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Options for Employers

• Employer-paid program – Encourages utilization of benefits

• Employee-paid program via payroll deduction • Combination

– Package A Employer-paid – Package B Employee-paid buy up

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

About Our Benefits

• Complement all health plans, especially HDHPs – Provide access to discounted services, providers and

products • Save time, money and stress • Can be used by the individual and their immediate

family

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Most Popular Benefits

•Doctors by Phone: https://youtu.be/ONITdRebo74

•Doctors Online: https://youtu.be/I_N7wdfVl9k

•For Employers: https://youtu.be/r8aDAEtLTqo

•Health Advocate Services: https://youtu.be/ONITdRebo74

•News segment: http://6abc.com/news/troubleshooters-resolving-medical-billing-issues/1192560/

•News segment: http://6abc.com/news/web-extra-healthcare-problem-solver/1192409/

•Health Wealth Connection: https://youtu.be/zQJYv5OpJ0w

•Dental: https://youtu.be/bQQLVvxSRdk

•Vision: http://youtu.be/Z9npnwQI1Qk

•Pharmacy: https://youtu.be/UcHy8fb-Gjg

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Doctors by Phone

• 72% of doctor visits could be handled over the phone • 24/7 access to a doctor via phone or video consult • No consult fee • Doctors prescribe medication when necessary • Avoid visits to primary care physician, urgent care or ER

for non-emergency issue • U.S. board-certified doctors with an average 15 years

experience

WATCH A VIDEO

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Doctors Online

• 24/7 access to doctors, pharmacists, psychologists, dentists, dietitians and more via email

• Responses within a few hours • Health assessments and articles

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Health Advocate Services

• Medical Health Advisor – One-on-one support from professionals for medical or

insurance-related issues – Locate doctors, specialists, hospitals, dentists and

pharmacies – Research treatments – Resolve claims

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Health Advocate Services

• Medical Bill Saver™ – Negotiators help employees save 25% to 50% on

medical or dental bills over $400 – Bills can’t be submitted to insurance or previously

discounted

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Health Advocate Services

• Nurseline™ – Nurses are on-call 24/7 to answer questions – Call for:

• Flu or fever symptoms • At-home remedies • Side effects of medications

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Health Wealth Connection

• Wellness program for managing health and finances • Weekly tips on health, money and managing stress • Guided assessments • Interactive tools • Member forums

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Dental

• Employees save 15% to 50% per visit* • Over 132,000** participating dental practice locations

nationwide • Services include cleanings, X-rays, crowns, root canals,

fillings and orthodontics

• *Actual costs and savings vary by provider, service and geographical area. **As of June 2013.

FIND PROVIDERS

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Sample Savings

Procedure Average Cost* Average Cost with Benefit

Oral Exam $81 $41

X-Ray, Intraoral $135 $72

Filling $161 $86

Crown $1,121 $692

Root Canal $1,053 $706

Upper Denture $1,256 $844

Orthodontia $5,409 $3,558

*Actual costs and savings vary by provider and geographic area

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Vision

• Employees save 20% to 60% on prescription eyewear – frames, lenses and specialty items

• 10% to 30% off eye exams • Lowest contact lens prices through mail order program • 40% to 50% off national average for LASIK

FIND PROVIDERS

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Sample Savings

EXAM & GLASSES Retail Cost BandAidRx Card Price

Exam $48.00 $43.20Frame-Via Spiga Treviso 710 $209.95 $79.95Single Vision Lenses $59.00 $24.95Transitions $100.00 $58.00Anti Reflective Coating $50.00 $29.95Totals $466.95 $236.05

CONTACTS BandAidRx Card 1-800-Contacts VisionDirect.comAcuvue Oasys $21.95 $29.99 $25.99O2 Optix $17.75 $24.99 $19.99PureVision Toric $36.00 $54.99 $43.99SofLens Multi-Focal $36.00 $44.99 $39.99Vertex Toric $24.00 $38.49 $38.99PureVision Multi-Focal $39.75 $64.99 $44.99

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Pharmacy

• Employees save 10% to 85% on most prescriptions • Average savings of 42% • Cardholders saved a total of over $94 million in 2013 • Compare prices online • Even with insurance, present both cards to pay the

lowest price

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Other Popular Benefit Links

• Health Cost Estimator: https://youtu.be/uaGZYqIGo78

• Health Wellness Connection: https://youtu.be/zQJYv5OpJ0w

• ID Sanctuary: – Premium: https://youtu.be/7vXc2x4RG1w

– Standalone: https://youtu.be/_W74ppPCl7A

– This is not a test: https://youtu.be/_lsNGrhx4n0 • Instant Deals: https://youtu.be/_2gugCTaj6w

• Legal: http://youtu.be/hfi0vXQqykk

• Roadside Assistance: http://youtu.be/O1WhLRJfr6Y

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Member Experience

• Membership kit with booklet & card received in mail • Member website – MyMemberPortal.com • Call center for all inquiries

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Using The Benefit Portal• Visit Site: mymemberportal.com

• Username: Demo

• Password: Demo

• Click desired benefit tile for full details & To search for in-network providers by zip-code: (See example below)

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Benefit ExampleAlternative Medicine powered by Healthways Traditional medicine is not the only answer! Save 10% to 30% on your health and wellness needs with over 40 specialties and 43,000 practitioners nationwide. Whether you want to reduce stress, relieve migraines or quit smoking, alternative medicine can help.Acupuncture, Massage Therapy, Nutritional Counseling, Biofeedback, Hypnotherapy, Reflexology and morePopular exercise and movement specialties such as Yoga, Tai Chi and Pilates

How to Use Use the Provider Search below or call 877.806.8706 Monday to Friday, 7:00 am to 7:00 pm Central Time to find a participating practitionerAt your appointment, present your membership card with the Healthways WholeHealth Network logo and pay the discounted total

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016. 23

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Who We Work With…

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016. 25

• Contact BandAidRx LLC

– Email: info@bandaidrx.org – website: bandaidrx.org & inkedrx.com – LinkedIn: https://www.linkedin.com/company/

bandaidrx-llc – instagram: instagram.com/bandaidrx – facebook: facebook.com/BandaidrxBenefits – Twitter: twitter.com/Bandaidrx

All rights reserved. No part of this publication may be stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission of BandAidRx LLC © 2016.

Disclosures

This plan is NOT insurance. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This discount card program contains a 30 day cancellation period. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 671309, Dallas, TX 75367-1309, 800-800-7616. Website to obtain participating providers: MyMemberPortal.com.