banco do brasil 2010the tables and charts in this presentation show the financial numbers rounded....
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Banco do Brasil2010
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Disclaimer
The tables and charts in this presentation show the financial numbers rounded. The
columns of changes and the totalizers use the financial figures as basis, not the
rounded numbers. The used roundings follows the rules established by Resolution
886/66 of IBGE: If the last digit is more or equal than 5, it increases by one unit the
last digit to stay; if the last figure is less than 5, the last digit to stay remains
unchanged. The variations in both percentage and nominal, were calculated using
numbers in units.
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Economic Environment
(1) 12 mouths. Source: IBGE (2) End of Period. Source: Central Bank
(3) Basis 100 = 2005. Source: IBGE (4) 12 months average. Source: IBGE
Price Index IPCA¹ - % Interest Rate Selic² - %
Total Payroll Index³ Unemployment 4 - %
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Banking Industry
(1) Loan as reference for interest rate – Contracted amount(2) Free Resources. Source: Central Bank
Banking Industry Loan Portfolio - R$ billion Banking In dustry Loan Operations¹ - R$ billion
Consumer Loans² - R$ billion Credit Risk
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Board of Officers
Internal Audit
Board of Directors
Shareholders General Meeting
Board of Auditors
Directorships
Audit Committee
CEO
VP ofInternationalBusiness and
Wholesale
International andForeign Trade
Commercial
VP of RetailBusiness
VP of Retail andDistribution
VP ofAgribusiness and
SME
VP ofGovernment
VP of Finance, Capital Market
and IRVP of Technology
VP of People Management and
Sustainable Development
VP of CreditControllership
and Global Risk
Cards
Loans and Financing
Insurance, PensionPlans and Saving
Bonds
Distribution Agribusiness Government
Pension FundManagement
Finance
Capital Market and Investments
Investor Relations
Technology
StructuringSolutions
ConstructionSolutions
People Management
Relations with Employees and
Sponsored Entities
Controllership
Credit
RiskManagement
Restructuring ofOperational
Assets
Accouting
Internal Controls
Strategy andOrganization
Security Management
Legal
Marketing andCommunication
ExecutiveSecretariat
Units
Business Suportand Operations
Retail
DistributionNetwork
Management
Position: 12.31.2010
Sustainable Development
São Paulo Distribution
Micro and SmallEnterprises
High Income
OperationSolutions
Organizational Structure
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COBRABB – 99.89% ON
99.95% TotalBI – 0.001% ON
0.001% Total
BBLEASING
BB - 100% ON100% Total
BBCARTÕES
BB - 100% ON100% Total
BB LEASING Co. LTD
BB - 100% ON100% Total
BB DTVM
BB -100% ON100% Total
BBCORRETORABB – 100%ON
100% Total
BAMBBB -100% ON
100% Total
BBCONSÓRCIOS
BB - 100% ON100% Total
BANCO DO BRASIL SECURITIES LLC
BB - 100% ON100% Total
BBSECURITIES LTD
BAMB -100% ON100% Total
BB TURISMOBAMB - 99% ON
99% TotalBB Leasing Co - 1% ON
1% Total
ATIVOS S.A. BB BI - 49% ON
74.50 % TotalBAMB - 51% ON
25.50% Total
BANCO DO BRASIL
M A N A G E D
BB PREVIDÊNCIAEntidade Fechada de Previdência Privada
S P O N S O R E D
CASSI PREVIFBB
C O N T R O L L E D
F O U N D A T I O N
BANCO VOTORAN
TIMBB 49,99% ON
50% Total
BB BIBB - 100% ON
100% Total
BRASILPREV
BB Seguros Part. 49.99% ON74.99% Total
BRASILCAP
BB Seguros Part. 49.99% ON49.99% Total
BRASILVEÍCULOS
BB Aliança REV Part.100%ON
100% Total
Strategic Interest
Insurance Group
BB SEGUROS PARTICIPAÇÕES
BB SEGUROS PARTICIPAÇÕES
BB – 100% ON100%Total
Participação Não Estratégica
Participações Estratégicas
R E L A T E D C O M P A N I E S / S H A R E S
NOSSA CAIXAADM. DE CARTÕES
BB – 100% ON100% Total
CIBRASEC
BB-BI 9.09% ON9.09% Total
BB 3.03% ON3.03 % Total
CIELOBB BI 28.65% ON
28.65% Total
CBSSBB BI 44.31% ON
45.69% PN 45.00% Total
TECBAN
BB BI 9.02% ON9.02% Total
BB 4.51% ON4.51% Total
Aliança do Brasil
BB Aliança Part. 100% ON100% Total
BB BI
NOSSA CAIXACAPITALIZAÇÃO
BB – 100% ON100% Total
BB ALIANÇAPARTICIPAÇÕES
BB – 100% ON100%Total
CADAM
BB 56.19% PN21.64% Total
Non-strategic Interest
Strategic Interest
BANCO VOTORANTIM BV PARTICIPAÇÕES
BB 49.99% ON50% Total
MAPFRE NOSSA CAIXA VIDA E PREVIDÊNCIA
BB 49% ON49% Total
EBPBB BI 11.11% ON
11.11% Total
BB USA HOLDING COMPANY, INC.
BB AGViena-100%ON100% Total
BB MONEY TRANSFERS, INC.BB USA HoldCo-100% ON
100% Total
BANCO DO BRASIL AG
VIENABB -100% ON
100% Total
ITAPEBI
BB-BI 19% ON19% Total
KEPLER WEBER
BB-BI 17.55% ON17.54%
TotalBBDTVM 0.02% ON
0.02% Total
PRONORBB-BI 5.51% PN
3.27% TotalBBDTVM 29.51% ON
12.02% TotalBB 1.77% PN
1.05% Total
NEOENERGIA
BB-BI 8.81% ON8.81% Total
Non-strategic InterestStrategic Interest
SBCEBB-BI 12.09% ON
12.09% Total
BESCVAL
BB – 99.62% ON99.62% Total
FUSESC SIM PREVBEP ECONOMUS
Banco do Brasil S.A.National Treasury 51.8656% Fundo Fiscal de Inv. e Estabilização 2.1848%Previ 10.3668% Fundo Garantidor para Investimentos 0.2622%BNDESPar 0.0082% Foreign Capital 17.5301%Fundo de Garantia à Exportação 4.8729% Brazilian Investors 12.9095%
BB ALIANÇA REV PARTICIPAÇÕES
BB Seguros Part. 100% ON100% Total
Corporate Configuration
Position: 12.31.2010
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Ownership Structure
Free float: 30.4%
Shareholding Breakdown - %
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Share’s Performance
(1) Profit in 12 months
Price / Book Value Dividends and Interest onOwn Capital / Share – R$
Earnings / Share – R$ Price / Earnings¹
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Banco do Brasil Bradesco Itaú Bovespa Santander¹
203.7%
124.5%107.2%
5,4%
106.5%
12/29/2005 12/30/2010
Share’s Performance
(1) Since 10/07/2009, date of first operation with Unit SANB11
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Profitability
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Assets
CAGR = 28.6%
(1) Source: Central Bank of Brazil. The market share of 2010 refers to the position in September.
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Capital Structure
BIS Ratio
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76.9 85.5149.6
193.5 204.749.372.3
91.1
160.8 142.2
36.745.8
55.0
75.7 89.3
40.1
51.3
51.9
56.5 63.5
5.2
5.6
14.3
11.819.4
208.1
260.6
362.0
498.4 519.0
2006 2007 2008 2009 2010
Time Deposits Money Market Borrowing Saving Deposits Demand Deposits Other
Funding¹
CAGR (%): 25.7
12.2
30.3
24.9
39.2
27.7
R$ billion
(1) BV and BNC are included since 2009
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Loan Portfolio¹
CAGR (%): 28.1
13.6
30.3
47.3
13.8
R$ billion
(1) Loan Portfolio considering BV and BNC since 2009(2) Domestic Loan Portfolio / SFN Loan Portfolio
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Loans to Individuals¹
CAGR (%): 47.3
5.3
133.7
24.0
506.1²
52.7
43.1
R$ billion
(1) BV and BNC are included since 2009.(2) Since 2008.
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Loans to Companies¹
R$ billion
CAGR (%): 30.3
31.0
29.1
(1) BV and BNC are included since 2009
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Loans to Agribusiness¹
R$ billion
CAGR (%): 13.6
32.4
7.5
(1) BV and BNC are included since 2009
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Costs² Rural Insurance Hedge PriceSoybean 3,700.6 66.3 10.1Corn 1,570.2 70.6 14.9Coffee 1,229.1 33.4 0.0Rice 900.0 80.2 0.0Sugarcane 454.7 37.4 0.0Orange 195.7 8.0 0.0Beans 171.8 64.6 0.0Wheat 21.7 66.7 0.0Other 1,885.2 30.7 0.2Total 10,129.0 55.1 6.1
% Mitigated
49.4%
66.3%
43.9%
29.2%
76.0%
Loans to Agribusiness
(²) Crop 2010/2011 – up to december 2010 – R$ billion
Working Capital (R$ billion) Crop Insurance Breakdown - %
(¹) up to december 2010
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Credit Risk
(1) Average Loan Portfolio and 12 months expenses(2) Without one-off items(3) Net of credit recovery
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Net Interest Income
R$ billion
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NIM
(1) Net Interest Income / Earning Assets(2) Annualized
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Productivity
(1) Without one-off items
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Productivity
(1) Without one-off items
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Credit and Debit Cards
CAGR (%): 12.2
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Structure
Employees - thousand Points of Service - thousand
ATM¹ - thousand Transaction in Automated Channels - %
(1) It is included ATM from partnerships.
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269 Branches4,320 Employees
1,058 Branches16,589 Employees
427 Branches17,271 Employees 2,291 Branches
51,095 Employees
1,042 Branches19,678 Employees
Structure
Position: December 2010
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2009 2010
Structure
Internet Banking – million of customers
Breakdown of transactions - %
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Asset Management
CAGR = 18.5%
R$ billion
Customer Profile
Investment Profile
2010
2010
Doesnt´t included the BV amount (50%): R$ 9.5 billion in 2009 and R$ 12.1 billion in 2010
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∆ = 29.6%
(1) Insurance Net Income / BB’s Recurring Net Income
Asset Management, cards and insurance businesses boost r evenues.
∆ = 17.2% ∆ = 8.5%
∆ = 70.9%
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Investor Relations UnitSBS - Quadra 1 - Bloco C - Ed. Sede III - 7 ° floor
70073-901 - Brasília (DF)Phone: (61) 3310 3980
Fax: (61) 3310 3735