banco de oro vs. ca

8/17/2019 BANCO DE ORO VS. CA

1/21

THIRD DIVISION

BANCO DE ORO UNIVERSAL

BANK, Petitioner ,

- versus -

THE HON. COURT OF

APPEALS and SPS. GABRIELG. LOCSIN and MA.

GERALDINE R. LOCSIN,

Respondents.

G.R. No. 1603!

Present:

PANGANIBAN, Chairman,

SANDOVAL- GUTIERREZ,

CORONA,

CARPIO MORALES, and

GARCIA, JJ .

Pro!"#ated:

A!#!st $%, $&&%

'' - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -''

D E C I S I O N

CARPIO MORALES, J."

S!()e*t o+ te resent Petton +or Re/e0 s te Co!rt o+ Aea"s 1!ne %,

$&&2 De*son345 ann!""n# and settn# asde te Orders3$5 o+ te Re#ona" Tra"

Co!rt 6RTC7 o+ Manda"!8on# den8n# resondents so!ses Ga(re" and Ma.

Gera"dne Lo*sns Moton to Dsss te *o"ant o+ ettoner, Ban*o de Oro

Un/ersa" Ban9.

Te +o""o0n# ante*edent +a*ts are not ds!ted:

On Sete(er $, 4;;%, resondents Lo*sns entered nto a Ter Loan

A#reeent 6TLA7 0t ettoner !nder 0* te8 o(taned a "oan o+ P


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0* 0as se*!red (8 a Rea" Estate Mort#a#e o+ ter roert8 *o/ered (8 TCT

No. N#13$%3& 64stTLA7.

On =e(r!ar8 $;, 4;;>, te Lo*sns o(taned a $nd

TLA +ro ettoner n teao!nt o+ P&&,&&&.&&, to se*!re 0* te8 e'e*!ted a Rea" Estate Mort#a#e

o/er ter roert8 *o/ered (8 TCT No. 6%'$6. Ts $nd TLA 0as e/ent!a""8

sett"ed on 1!"8 $, 4;;>, on a**o!nt o+ 0* te ort#a#e 0as *an*e""ed and te

tt"e 0as re"eased on 1!"8 , 4;;>.

On No/e(er >, 4;;>, te artes entered nto a Credt Lne A#reeent

6CLA7 !nder 0* te Lo*sns o(taned a *redt "ne o+ P$.% M""on, to se*!re

0* ter (!sness artners, te so!ses 1!anto and Anta E/dente, e'e*!ted a

Rea" Estate Mort#a#e o+ ter 6te E/dentes7 roertes *o/ered (8 TCT Nos. N-

4>>22> and N-4>>>2


3/21

T0o da8s (e+ore te s*ed!"ed !("* a!*ton or on A()(*+ '!, 1&&$, te

Lo*sns +"ed (e+ore te @!e?on Ct8 Re#ona" Tra" Co!rt 6RTC7 a *o"ant

a#anst ettoner, te RTC C"er9 o+ Co!rt and E'-O+*o Ser++ o+ @!e?on Ct8,and Ser++ VI Marno V. Caero, +or Se*+* Per+oran*e, Tort and

Daa#es 0t Pra8er +or te Iss!an*e o+ a Teorar8 Restrann# Order 6TRO7

and a rt o+ Pre"nar8 In)!n*ton, do*9eted as C/" Case No. @-;-2%22, 4;;>, 0"" (e ns!++*ent to *o/er te (a"an*e o+ te sad CLA.

$4. P"ant++s 0ere s!rrsed to "earn tat dndan+ /an2 a45o(*,

52** and o445**7 )a7 a oan 7a(a+on o on PHP&00,000.00 o5

a8 o 9+8: +-o E7dn+ 45o45+*, or a tota" o+ PP4. M""on. Ts

/a"!aton s (na5 and (n5a*ona/ on*d5n) +8a+ +8 a5 ;a52+ 7a( o

+8* 45o45+* * a5o(nd PHP Mon. =!rterore, no reason 0as #/en (8

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de+endant (an9 +or te s!dden and !n)!st *an#e n te /a"!aton, 0* 0as

or#na""8 e##ed (8 de+endant at PP$.% M""on.

$$. In e++e*t, +8 ;o5+)a)d 45o45+ o75d / TCT No. N#13$%3&,

-88 *(5* +8 1*+ TLA da+d S4+;/5 '$, 1&&, and 0* as a "oan

/a"!aton o+ PP


5/21

2.

' ' '

2. =!rterore, dndan+ /an2 a+d n /ad a+8 and n 0""+!" (rea*

o+ ts *ontra*t!a" o("#atons to "ant++s n (nd5*+a+n) +8 oan 7a(a+on o

+8 +-o E7dn+ 45o45+*, and n + da5n) +8 45o45+ o75d /

TCT No. N#133%3& 9-88 *(5d +8 5*+ TLA: a* add+ona oa+5a o5

+8 *ad CLA. 6Eass and !nders*orn# s!"ed7.

Te "ant++s Lo*sns t!s ra8ed tat:

A. Uon +"n# o+ ts *o"ant, a teorar8 restrann# order 6TRO7 (e

edate"8 ss!ed e'-arte, en)onn# de+endants, ter a#ents andFor reresentat/es +ro en+or*n# te Not*e o+ Ser++s Sa"e dated 1!"8 $, 4;;,

and +ro ro*eedn# 0t te s*ed!"ed !("* a!*ton o+ te roertes n*"!ded

teren, art*!"ar"8 "ant++s rea" roert8 *o/ered (8 TCT No. N-42, 4;;, or on an8 date terea+ter, !nt" +!rter orders +ro te

onora("e Co!rt. B. A+ter arorate ro*eedn#s, a 0rt o+ re"nar8 n)!n*ton (e

ss!ed, !nder te sae tenor as a(o/e, and !on a8ent o+ s!* (ond as a8 (e

+'ed (8 te onora("e Co!rt.

C. A+ter tra" on te erts, )!d#ent (e rendered:

4. On the First Cause of Action , ordering defendant bank to faithfully comply with its obligations under the 1 st T! and the

C!, revert the loan valuation of the two "vidente properties

covered by TCTs #os$ #%1&&''& and 1&&''( to P)P*$+ illion,and allow plaintiffs to take its property covered by TCT #o$ #%

1'-('. out of the mortgage by paying the balance thereon, minus

interests and penalties accruing from /ebruary 1..-

$. On te F5*+ and Sond Ca(** o A+on, ordern#

de+endant (an9 to a8 "ant++s PP%&&,&&&.&& n a*t!a" daa#es


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2. On te T85d Ca(* o A+on, ordern# de+endant (an9 to

a8 "ant++s PP4 M""on n a*t!a" daa#es

. On te Fo(5+8 Ca(* o A+on, ordern# de+endant (an9

to a8 "ant++s PP%&&,&&&.&& n ora" daa#es

%. On te F+8 Ca(* o A+on, ordern# de+endant (an9 to

a8 "ant++s PP2&&,&&&.&& n e'e"ar8 daa#es

>. On te S>+8 Ca(* o A+on, ordern# de+endant (an9 to

3a85 "ant++s PP$&&,3&&&5.&& +or attorne8s +ees and "t#aton

e'enses


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o+ de+a!"t7 a"" o+ 0* are ere(8 e'ress"8 0a/ed (8 te Ma9er

and a"" o+ te Co-Ma9ers, + an8:

' ' '

27 =a"!re (8 te Ma9er or an8 Co-Ma9er to er+or or te/o"aton o+ an8 ro/son o+ ts Prossor8 Note or an8 re"ated

a#reeent

' ' '

>7 Te Ma9er or an8 Co-Ma9er +a"s to a8 an8 one8 d!e

!nder an8 oter a#reeent, stand(8 "etter o+ *redt or do*!ente/den*n#, se*!rn#, #!aranteen# or oter0se re"atn# to

nde(tedness o+ te Ma9er or an8 Co-Ma9er to an8 oter *redtor,

or tere o**!rs, an8 e/ent o+ de+a!"t or an8 e/ent 0*, (!t +or te

assa#e o+ te or te #/n# o+ not*e, or (ot, 0o!"d *onstt!te!nder an8 s!* a#reeent, stand (8 "etter o+ *redt or do*!ent

6and 0* as not (een reeded 0tn an8 a"*a("e #ra*e erod7:

' ' '

.2 Te "etter o+ aro/a" o+ te P$.% ""on "oan o+ 3te Lo*sns5 as a *ross-

de+a!"t ro/son, 0* reads:

2.> A de+a!"t on an8 a/a"ent !nder ts *redt "ne +a*"t8sa"" a!toat*a""8 ean a de+a!"t on 3te Lo*sns5 e'stn# ter"oan !nder Prossor8 Note No. $;-&4-;&&-;% 3*o/ern# te +rst

TLA5 and /*e /ersa 6Eass and !nders*orn# s!"ed7,3>5

on 0* "etter te Lo*sns a++'ed ter *on+ort8 tat n "#t o+ te Lo*sns

de+a!"t n te sett"eent o+ ter ont"8 o("#atons !nder te CLA, t sent te a

1an!ar8


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note !nder te 4st TLA and tat !nder te CLA (e treated searate"8 and tat one

o+ ter tt"es (e re"eased !on a8ent o+ P4. ""on tat (8 "etter o+ Mar* %,

4;;, t ad/sed te Lo*sns tat ter re!est n ter =e(r!ar8 $>, 4;;

"etter re#ardn# te re"ease o+ one o+ te 3t0o E/dente tt"es5 0asaro/ed, s!()e*t to te arta" a8ent on Prn*a" "!s a"" nterests and *ar#es

ao!ntn# to P 4,;2,>%.-;> 3*o/ern# te CLA5 as te erson /er8 !* nterested n !r*asn#t as as9ed !s +or te sae. At te sae te0e are a"so #on# to ta9e o!t te

roert8 !nder PN No. $;-&4-;&&-;% 3*o/ern# te +rst TLA5, so tat on"8 one

roert8 !nder te +re 6 sic7 a**o!nt entoned sa"" (e "e+t ort#a#ed to 8o!r (an9.

Tan9 8o! +or 8o!r 9nd *onsderaton.3


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On Mar* $>, 4;;;, te Lo*sns +"ed an On(!s Moton3;5 6To Aend te

Des#naton o+ te P"ant++s and to Adt S!"eenta" Co"ant7, 0*

aears to a/e (een #ranted (8 te @!e?on Ct8 RTC. In ter S!"eenta"

Co"ant,34&5

te8 re"eaded in toto te a""e#atons n ter A!#!st $, 4;;Co"ant and addtona""8 a""e#ed tat ettoner ro*eeded 0t te !("*

a!*ton o+ te roertes *o/ered (8 te ort#a#e n te 4 st TLA and te ort#a#e

n te CLA on Sete(er $2, 4;;, *ontrar8 to "a0.

Te Lo*sns t!s ra8ed n ter S!"eenta" Co"ant as +o""o0s:

4. Ordern# te ana+on o +8 4(/ a(+on o+ TCT Nos. N#13$%3&, N#

166336 and N#16633% on Sete(er $2, 4;;

$. De*"arn# sad a(+on o no )a o5 and + and

2. Grantn# te +o""o0n# re"e+s ra8ed +or (8 "ant++s n ter 3or#na"5

Co"ant, to 0t:

' ' '3445 6Eass and !nders*orn# s!"ed7.

B8 Ans0er 34$5 6To S!"eenta" Co"ant7 dated 1!ne 4, 4;;;, ettoner adtted

tat te !("* a!*ton 60* 0as or#na""8 s*ed!"ed on A!#!st $>, 4;;7 dd

ta9e "a*e on Sete(er $2, 4;;. It dened, o0e/er, tat t 0as *ontrar8 to "a0.

More tan e#t onts a+ter te Lo*sns +"ed ter S!"eenta" Co"ant

re+"e*tn# ter ra8er +or te n!""+*aton o+ teSete(er $2, 4;; !("* a!*ton

sa"e or on No/e(er $;, 4;;;, ettoner +"ed a *o"ant a#anst te Lo*sns

(e+ore te RTC o+ Manda"!8on# 0ere t 0as do*9eted as C/" Case No. MC-;;-

;2%,

3425

+or Co""e*ton o+ S! o+ Mone8, a""e#n# as +o""o0s:

' ' '

%. De+endants +a"ed to sats+8 ter o("#atons !nder te . . . Prossor8 Notes3*o/ern# te +rst TLA te CLA5 and P"ant++ deeed te n de+a!"t

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' ' '

44. Te 3aended5 e'tra)!d*a" sa"e 0as *ond!*ted on $2 Sete(er 4;; andP"ant++ 0as a#an de*"ared te #est (dder . . .

4$. Te tota" o!tstandn# o("#aton o+ De+endants at te te o+ te +ore*"os!re0as PESOS: =IVE MILLION TENT TREE TOUSAND =OUR

UNDRED NINET SIJ >F4&& 6P%,&$2.;>.>7. o0e/er, te

arased /a"!e o+ te roertes 0as on"8 P2,.& and "ant++ t!ss!(tted a (d o+ PESOS: TREE MILLION EIGT UNDRED

SEVENT NINE TOUSAND =OUR UNDRED SIJ &F4&&

6P2,.&7

42. A+ter a"" e'enses +or te +ore*"os!re and re#straton o+ te Cert+*ate o+ Sa"e

a/e (een ded!*ted +ro te a+oreentoned (d, tere st"" reans an

o!tstandn# (a"an*e n te ao!nt o+ PESOS" ONE MILLION ONE

HUNDRED FORT? FOUR THOUSAND EIGHT? NINE @ $!1001,1!!,0$&.$!, EJCLUSIVE O= INTEREST AT TE RATE O= TENT

=IVE AND A AL= PERCENT 6$%.%K7 er ann!, 0* P"ant++ sentt"ed to re*o/er +ro De+endants

4. On &; =e(r!ar8 4;;;, *o!nse" +or "ant++ sent a "etter to de+endants dated &%=e(r!ar8 4;;;, deandn# +ro te "atter te a8ent o+ sad de+*en*8

(!t De+endants re+!sed and +a"ed and *ontn!e to re+!se and +a" to a8 sad

o("#aton . . .

4%. D!e to De+endants !nreasona("e re+!sa" and +a"!re to *o"8 0t P"ant++s

)!st deands, P"ant++ 0as *oe""ed to nstt!te te resent a*ton and to

en#a#e te ser/*es o+ *o!nse" to 0o t (o!nd tse"+ to a8 te s! o+ P42&,&&&.&&, "!s aearan*e +ee o+ P$,&&&.&& and oter "e#a" *osts and

e'enses.345 6Eass n te or#na" !nders*orn# s!"ed7.

Pettoner a**ordn#"8 ra8ed n ts *o"ant tat te Lo*sns (e ordered to a8 t

)ont"8 and se/era""8

4. te o!tstandn# o("#aton n te s! o+

PESOS" ONE MILLION ONEHUNDRED FORT? FOUR THOUSAND EIGHT? NINE @ $!100

1,1!!,0$&.$!, "!s nterest tereon at te rate o+ t0ent8 +/e and a a"+

er*ent 6$%.%K7 er ann! +ro $2 Sete(er 4;;, te date o+ te

+ore*"os!re sa"e, !nt" te o("#aton as (een +!""8 ad

$. attorne8s +ees n te s! o+ P42&,&&&.&&, "!s aearan*e +ee o+ P$,&&&.&&

and

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2. *osts o+ s!t and e'enses o+ "t#aton.

Oter )!st and e!ta("e re"e+s !nder te reses are "9e0se ra8ed +or.

34%5 6Eass n te or#na"7.

To ettoners *o"ant 6+or s! o+ one87, te Lo*sns +"ed a Moton to

Dsss34>5 on te #ro!nd tat t so!"d a/e (een rased as *o!"sor8

*o!nter*"a n ter 6te Lo*sns7 *o"ant 6+or se*+* er+oran*e, daa#es

and n!""+*aton o+ te !("* a!*ton7, and (8 +a"n# to rase t as s!*, t s no0

(arred (8 te r!"es. To te Moton, ettoner +"ed ts Ooston 0* erted te

Lo*sns +"n# o+ a Re"8 to Ooston.34


12/21

*o!"sor8 *o!nter*"a 0* so!"d a/e (een rased n ts Ans0er to te

Lo*sns *o"ant, and a/n# +a"ed to do so, t s no0 (arred tat litis

pendentia and res 0udicata a"8 to te *ase and tat ettoner /o"ated te r!"e on

+or! son#, en*e, te dsssa" o+ ts *o"ant s 0arranted. E'"aned teae""ate *o!rt:

3Te Lo*sns5 *o"ant n C/" Case No. @-;-2%22,

4;;>. C"ear"8, tere s a "o#*a" *onne*ton (et0een (ot *"as 0* arose +rote sae transa*ton and are ne*essar"8 *onne*ted and t does not re!re te

resen*e o+ trd artes +or ts ad)!d*aton. A *o!nter*"a s "o#*a""8 re"ated to

te oosn# art8s *"a 0ere searate tra"s o+ ea* o+ ter rese*t/e *"as0o!"d n/o"/e s!(stanta" d!"*aton o+ e++ort and te (8 te artes and te

*o!rts.

Moreo/er, Se*. $, R!"e ; o+ te R!"es o+ Co!rt ro/des:

Se*. $. Compulsory counterclaim, or cross%claim, not set upbarred . - A *o!"sor8 *o!nter*"a. or a *ross *"a, not set ! sa"" (e

(arred.

Pr/ate resondent so!"d a/e rased ts *o"ant as *o!"sor8*o!nter*"a n te Re#ona" Tra" Co!rt o+ @!e?on Ct8. =a"n# to do so, t s

no0 (arred. Te reason +or te r!"e re"atn# to *o!nter*"as s to a/od

!"t"*t8 o+ s!ts and to ena("e te Co!rts to dsose o+ te 0o"e atter n*ontro/ers8 n one a*ton, and ad)!stent o+ de+endants deand (8 *o!nter*"a

rater tan (8 ndeendent s!t. 6 Reyes vs$ Court of !ppeals, '- CR! 1'-7.

3Te Lo*sns5 se*ond ar#!ent s tat r/ate resondents *o"ant nC/" Case No. MC-;;-;2% *onstt!tes litis pendentia, and tere+ore so!"d a/e

(een dsssed (8 te tra" *o!rt. =or litis pendentia to (e a #ro!nd +or dsssa"

o+ an a*ton, tree e"eents !st *on*!r: 6a7 dentt8 o+ artes, or at "east s!* artes 0o reresent te sae nterest n (ot a*tons 6(7 dentt8 o+ r#ts

asserted and re"e+ ra8ed +or (en# +o!nded on te sae +a*ts and 6*7 te

dentt8, 0t rese*t to te t0o re*edn# art*!"ars n te t0o *ases, s s!* tat


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an8 )!d#ent tat a8 (e rendered n te endn# *ase, re#ard"ess o+ 0* art8

s s!**ess+!", 0o!"d ao!nt to res 0udicata n te oter.

A"8n# ts test, te rn*"e o+ litis pendentia and res 0udicata 0""

*ertan"8 a"8 to te nstant *ase, a"" tree re!stes are resent. Te artes are

te sae and 0at s n/o"/ed n (ot C/" Case No. @-;-2%22< endn# (e+orete @!e?on Ct8 Tra" Co!rt and C/" Case No. MC-;;-;2% (e+ore te

Manda"!8on# Ct8 Tra" Co!rt are te sae s!()e*t atter and set o+

*r*!stan*es, 0* 0o!"d enta" resentaton o+ te sae e/den*e. 1!d#ent n+a/or o+ one o+ te artes n C/" Case No. @-;2%22< 0o!"d (ar te nstt!ton

o+ te *ase +"ed (e+ore te Manda"!8on# Ct8 Tra" Co!rt.

=na""8, 3te Lo*sns5 assert tat C/" Case MC-;;-;2% so!"d (edsssed sn*e r/ate resondent s #!"t8 o+ 0""+!" and de"(erate +or!

son#. 1!rsr!den*e as de+ned +or!-son# as te +"n# o+ !"t"e s!ts

n/o"/n# te sae artes +or te sae *a!se o+ a*ton, eter s!"taneo!s"8 or

s!**ess/e"8, +or te !rose o+ o(tann# a +a/ora("e )!d#ent. =or! son#e'sts 0ere te e"eents o+ litis pendentia are resent, and 0ere te a +na"

)!d#ent n one *ase 0"" ao!nt to res 0udicata n te oter. 6 )eirs of 2ictorina otus Penaverde v$ )eirs of ariano Penaverde, '33 CR! &.7. T!s, tere s

+or! son# 0en tere e'st: a7 dentt8 o+ artes, or at "east s!* artes as

reresent te sae nterest n (ot a*tons, (7 dentt8 o+ r#ts asserted and re"e+ ra8ed +or, te re"e+ (en# +o!nded on te sae +a*ts, and *7 te dentt8 o+ te

t0o re*edn# art*!"ars s s!* tat an8 )!d#ent rendered n te oter a*ton,

0"" ao!nt to res 0udicata n te a*ton !nder *onsderaton. 6Pr!(an9ers

Asso*aton /s. Pr!denta" Ban9 and Tr!st Coan8, 2&$ SCRA 27. As ds*!ssedear"er, te e"eents o+ litis pendentia (en# resent and tat res 0udicata 0""

e/ent!a""8 res!"t, a de*son (8 te @!e?on Ct8 Tra" Co!rt 0o!"d (ar te

nstt!ton o+ te C/" Case n te Manda"!8on# Ct8 Tra" Co!rt +or te*o""e*ton o+ de+*en*8 *"a n te +ore*"os!re sa"e o+ te ettoners

roertes. Pr/ate resondent /o"ated te r!"e on +or! son# and tere+ore,

te s!ar8 dsssa" o+ ter a*ton s 0arranted.3$$5 6Ita"*s n te or#na"!nders*orn# s!"ed7.

en*e, te resent Petton +or Re/e0 on Certorar, 3$25 ettoner rasn# te

+o""o0n# ass#nent o+ errors:

I. TE COURT O= APPEALS ERRED IN OLDING TAT PETITIONER

BANS COMPLAINT =OR COLLECTION O= SUM O= MONE

BASED ON DE=ICIENC CLAIM UNDER CIVIL CASE No. MC-;;-;2%IS A COMPULSOR COUNTERCLAIM AND SOULD AVE BEEN

SET UP B PETITIONER BAN IN PRIVATE RESPONDENTS

COMPLAINT =OR SPECI=IC PER=ORMANCE, TORT AND

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14/21

DAMAGES, AND ANNULMENT O= =ORECLOSURE IN CIVIL CASE

NO. @-;-2%22


15/21

Pettoner +!rter *tes Roa v$ P) Credit Corporation,3$


16/21

=na""8, ettoner *tes 5angko ilangan 8evelopment 5ank v$ Court of

!ppeals,3$5 0eren ts Co!rt e"d tat:

Te test to deterne dentt8 o+ te *a!ses o+ a*ton s toas*ertan 0eter te sae e/den*e ne*essar8 to s!stan te se*ond *a!se o+

a*ton s s!++*ent to a!tor?e a re*o/er8 n te +rst, e/en + te +or or nat!re o+ te t0o 6$7 a*tons are d++erent +ro ea* oter. I+ te sae +a*ts or e/den*e

0o!"d s!stan (ot, te t0o 6$7 a*tons are *onsdered te sae 0tn te r!"e

tat te )!d#ent n te +orer s a (ar to te s!(se!ent a*ton oter0se, t snot. Ts etod as (een *onsdered te ost a**!rate test as to -8+85 a

o5;5 (d);n+ * a /a5 n *(/*(n+ 45odn)* /+-n +8 *a;

4a5+*. It as e/en (een des#nated as n+a""("e.

"e t s tr!e tat te t0o 6$7 *ases are +o!nded n ra*t*a""8 te saeset o+ +a*ts, as *orre*t"8 o(ser/ed (8 te Co!rt o+ Aea"s, t *annot (e sad tat

e'a*t"8 te sae e/den*e are needed to ro/e te *a!ses o+ a*ton n (ot *ases.T!s, n C/" Case No, ;4-%>4% o+ te RTC o+ Man"a, te e/den*e needed to

ro/e tat ettoner s!staned daa#e to ts re!taton and #ood0"" s not te

sae e/den*e needed n C/" Case No. $$4 o+ te RTC o+ Batan#as to ro/e tea""e#aton tat a s!(stanta" ao!nt o+ resondent Ba!sas (an9 deost n

ettoners (an9 0as ""e#a""8 0tdra0n 0to!t er *onsent or a!tort8, Te

RTC o+ Batan#as and te Co!rt o+ Aea"s, tere+ore, dd not a(!se ter ds*reton n den8n# ettoners oton to dsss 0* 0as (ased on te

#ro!nd o+ litis pendentia$3$;5 6Eass and !nders*orn# s!"ed7.

B8 ter Coent,32&5 te Lo*sns antan tat ettoners *"a n C/"

Case No. MC-;;-;2% s "o#*a""8 re"ated to ter *"a n C/" Case No. @-;-

2%22


17/21

transa*tons and, tere+ore, 0o!"d enta" resentaton o+ te sae e/den*e tat

ettoner a/n# +a"ed to set ! ts *"a as a *o!"sor8 *o!nter*"a3245 n C/"

Case No. @-;-2%22


18/21

Pettoner *o!"d not, tere+ore, a/e set ts *"a s!()e*t o+ ts *o"ant n

C/" Case No. MC-;;-;2% as, ass!n# arguendotat t s, a *o!"sor8

*o!nter*"a 0en t +"ed on Sete(er 44, 4;; ts Ans0er 0t Co!"sor8Co!nter*"a to te Lo*sns *o"ant.32$5

Te *o!nter*"a !st (e e'stn# a+ +8 +; o n) +8 an*-5, to!# not at

te *oen*eent o+ te a*ton +or !nder Se*ton 2 o+ te +orer R!"e 4&, te

*o!nter*"a or *ross-*"a 0* a art8 a8 a/er n s ans0er !st (e one0* e a8 a/e at the time a#anst te oosn# art8. Tat rase *an on"8

a/e re+eren*e to te te o+ te ans0er. Certan"8 a reat!re *o!nter*"a

*annot (e set ! n te ans0er. Ts *onstr!*ton s not on"8 e'"*t +ro te"an#!a#e o+ te a+ore*ted ro/sons (!t a"so ser/es to aron?e te a+ore*ted

se*tons o+ R!"e 4&, 0t se*ton o+ te sae r!"e 0* ro/des tat a*o!nter*"a . . . 0* eter at!red or 0as a*!red (8 a art8 after serving

his pleading a8, 0t te ersson o+ te *o!rt, (e resented as a *o!nter*"a. . . (8 s!"eenta" "eadn# (e+ore )!d#ent.

T!s a art8 0o +a"s to nterose a *o!nter*"a a"to!# arsn# o!t o+ or sne*essar"8 *onne*ted 0t te transa*ton or o**!rren*e o+ te "ant++s s!t (!t

0* dd not e'st or at!re at te te sad art8 +"es s ans0er s not tere(8

(arred +ro nterosn# s!* *"a n a +!t!re "t#aton. . .3225 6Eass and!nders*orn# s!"ed7.

"e ettoner *o!"d a/e, a+ter te Lo*sns +"ed on Mar* $>, 4;;; a

S!"eenta" Co"ant n C/" Case No. @-;-2%22


19/21

Co!nter*"a, te settn# ! o+ s!* a+ter-a*!red *o!nter*"a, s ere"8

erss/e, not *o!"sor8.325

At a"" e/ents, e/en + te *"a o+ ettoner - s!()e*t o+ ts *o"ant nC/" Case No. MC-;;-;2% s a *o!"sor8 *o!nter*"a 0* so!"d a/e (een

set ! n ts Ans0er to te Lo*sns S!"eenta" Co"ant, te*n*a"t8 so!"d

#/e 0a8 to )!st*e and e!t8 to ena("e ettoner to !rs!e ts a+ter-a*!red *"a

a#anst te Lo*sns.

As +or te ss!e o+ 0eter ettoners *o"ant s dsss("e on te

#ro!nds o+ litis pendentia or auter action pendant, and +or! son#, te a(o/e-

!oted and re*ted a""e#atons o+ te "eadn#s o+ te artes do not re+"e*t dentt8

o+ r#ts asserted and re"e+s so!#t, as 0e"" as (ass tereo+, to a de#ree s!++*ent

to #/e rse to te a(ateent o+ ettoners *o"ant on an8 o+ tese #ro!nds.


20/21

E CONCUR:

ARTEMIO V. PANGANIBAN

!ssociate Justice

Chairman

ANGELINA SANDOVAL#GUTIERRE

!ssociate Justice

RENATO C. CORONA

!ssociate Justice

CANCIO C. GARCIA

!ssociate

ATTESTATION

I attest tat te *on*"!sons n te a(o/e De*son 0ere rea*ed n *ons!"taton

(e+ore te *ase 0as ass#ned to te 0rter o+ te onon o+ te Co!rts D/son.

ARTEMIO V. PANGANIBAN

!ssociate JusticeChairman


21/21

CERTIFICATION

P!rs!ant to Art*"e VIII, Se*ton 42 o+ te Constt!ton, and te D/son

Carans Attestaton, t s ere(8 *ert+ed tat te *on*"!sons n te a(o/e

De*son 0ere rea*ed n *ons!"taton (e+ore te *ase 0as ass#ned to te 0rter o+

te onon o+ te Co!rt.

HILARIO G. DAVIDE, R.

Chief Justice

banco de oro vs. ca

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