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digital transformationAUTO FINANCE FORUM

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Presented by:GEORGINE MuntzCOO, defi SOLUTIONSDigital TransformationJIMMYFallonHOST, The Tonight Show

[FORUM]

Let's make these photos and heads larger and maybe below the main title. It seems a little unfinished or add because his image is flush right but maybe thats on purpose/cool thing.2

can you keep up?

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CAN YOU KEEP UP?DIGITALCLOUDDATABITCOINDigitalizationSimplificationSoftware as a ServiceSMARTCARSSMARTPHONESComplianceSMARTWATCHDigital TransformationAnalyticsBeepiBitcoin BlockchainBIG DATABitpayeDocumentseSignaturesDisruptioninternet of thingsInfrastructure as a ServiceMINI-TRANSFORMATION Mobile AppsMobile ServicesNixiedefiFlatTyreTools as a ServiceVirtual RealityCRMDECISIONING TOOLSTeslaUberVIRTUAL REALITYVirusViralDigital DeliveryDIGITALIZATON WITH A HUMAN TOUCHDIGITAL TRANSACTIONSPRIVATEHYBRIDVirtualCoinbaseDIGITAL COINZIGBEETizenRealSenseCRYPTOCURRENCYBitcoin WalletMOBILE

If you do a search for word cloud tons of them come up: https://www.google.com/search?q=word+cloud&ie=utf-8&oe=utf-84

CAN YOU KEEP UP?[http://mckinsey.com/client_service/marketing_and_sales/latest_thinking/retail_bank_distribution_2015]

[For the typical retail bank]transformation will require a substantial reduction in branch costs, a streamlining of end-to-end processesand in most cases the building of many stillmissing digital components.

Not doing thisis simply not an option

Should we bold key words to make them stand out? This quote seems long to me and if they dont read it theyll see key words.5

QUICK SURVEY

QUICK SURVEY

Which of these is your NUMBER ONE concern regarding technology innovation for the coming year?

Hardware and software costsTechnical expertise and manpowerKnowing where to invest firstAll of the above

I know its obvious what it is but we should add [bitcoin] in brackets at beginning? And lets bold some words to be consistent if we bolded other words in previous quote.7

QUICK SURVEY

Rate your technology innovation level today? (Scale 1-5 with 1 the lowest):

I know its obvious what it is but we should add [bitcoin] in brackets at beginning? And lets bold some words to be consistent if we bolded other words in previous quote.8

QUICK SURVEY

Does your company currently have a documented digital roadmap?YES!No

I know its obvious what it is but we should add [bitcoin] in brackets at beginning? And lets bold some words to be consistent if we bolded other words in previous quote.9

QUICK SURVEY

Did your team participate in the digital roadmap strategy and plan?YES!Ooops..

I know its obvious what it is but we should add [bitcoin] in brackets at beginning? And lets bold some words to be consistent if we bolded other words in previous quote.10

breaking it down

BREAKING IT DOWN

A digital asset and payment systemOpen source peer-to-peer (P2P) moneyLow processing feesMobile payments made easySecurity and control over your moneyWorks everywhere, anytimeFast international paymentProtect your identity

The bullets underneath low processing fees dont necessarily tie back to low fees.should we rearrange a little?12

BREAKING IT DOWNVIRTUAL REALITY JIMMY Paints the Moon

BREAKING IT DOWNVIRTUAL REALITYImmersive computer-simulated realityExploration began 35 years agoThe application was too nicheThe landscape is shiftingGoogle invested $542M in augmented reality, Magic LeapFacebook spent $2B for VR Kickstarter, Oculus RiftSony VR USERS (EOY est.): 2016 1.5M; 2020 31.6M Microsoft pays BIG BUCKS to Intel for HavokVR Sales Forecasts: 2016 $1B; 2020 $150B

Can we say Immersive multimedia OR Computer-simulated reality do we need both?

Instead of only recently the landscape has shifted can we say that now business is adopting or businesses are finding ways to use to their advantage vs just gamers and tech/innovators14

BREAKING IT DOWNAccording to J>D> Power 2014 U.S. Sales Satisfaction Index Study, http://www.autonews.com/article/20141230/FINANCE_AND_INSURANCE/141229952/5-f&i-trends-to-watch-in-2015/

AUTO LENDING FINANCEthe most highly satisfied customers reported they spend 15 minutes or less discussing and signing the final paperwork After 30 minutes, scores really start to fall

Can we start the quote with .the most highly satisfied customers. and then reference JD Power study?15

BREAKING IT DOWN

[http://www.autonews.com/article/20141230/FINANCE_AND_INSURANCE/141229952/5-f&i-trends-to-watch-in-2015/]/AUTO LENDING FINANCEAs retailers look to get the entire in-dealership transactiondone in under an hour, the pressure will be on F&I departments to get financing approved, pitch F&I products and comply with required disclosures and signature in 30 minutes or less

Can we start the quote with .the most highly satisfied customers. and then reference JD Power study?16

BREAKING IT DOWN

Whats trending now in AUTO LENDING?eDocumentseSignaturesDemand analyticsAutomated communicationDecisioning as a Service (DaaS)Software as a Service (SaaS) LOS systems

I know we are deleting digital disruption.should we add something about automated communication and text? Thats more of a question for GM but I say lets add it in and she can adjust.Automated Communication17

BREAKING IT DOWN

WHY Disrupt

WHY DISRUPT

Source: Goldman Sachs Global Investment ResearchTHE MILLENIALS or Gen Y

Id like to turn this into just who are they? and then an image like the hands/phone and then shorten that wording or delete it.or make it bigger so you can see it.wrote that before we talked.20

WHY DISRUPT

Journal de Quebec | Mardi 22 Janvier 2008

Headline part bolded/unbolded.21

WHY DISRUPT

THE MILLENIALS

92 MMILLINIALS61 MGENERATION X92 MMILLINIALS77 MBABY BOOMERS

Whats the main point on this one? Are we talking about the blue items on the left or no? Dark background is hard to see. We are just trying to say that its a large market.seems busycould just have the grey bars with numbers and the statement about being biggest in us history22

WHY DISRUPTTHE MILLENIALS

% OF 18-34 YEAR OLD LIVING WITH PARENTSSource: IPUMS-CPS,IPUMS-USA and- Current Population SurveyGoldman Sachs Global Investment Research

We could do a new image that makes the point of living with parents23

WHY DISRUPTTHE MILLENIALS

Cut the copy and make bigger with image.24

WHY DISRUPTTHE MILLENIALS

How important is it for you to own the following?Source:Goldman Sachs Global Investment ResearchThoughts intern survey, 2013

HaWHY DISRUPTTHE BOTTOM LINE IN MY OPINIONMillennials want instant gratification across channels and expect to handle the financing on any medium without hassle

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BE THE DISRUPTIONAUTO LOANS weathered the financial crisis better than other retail bank asset classes.

Source: McKinsey & Company, Retail Banking InsightsMay 2014

This just a lot to take in but if its huge I guess ok.27

BE THE DISRUPTIONSource: McKinsey & Company, Retail Banking InsightsMay 2014

AUTO DEALERSTo be successful, banks have to adopt a pricing process and discipline that reflects the peculiarities of pricing in auto finance.

BE THE DISRUPTIONRETAIL BANKERSBuild a team of traditional players and new playersAutomate to simplify process and reduce costsCollaborate with innovators that understand your unique needsCollect and analyze your data to know, not guess, whats going on in your marketBuy, build, collaborate, integrate

BE THE DISRUPTIONCHANGE IS inevitable, STRUGGLE ISoptional.-John Maxwell

Questions?