KOBUS OBERHOLSTER PROFILE

Thank you for connecting with me at attooh!

I am looking forward to serve you wherever possible. I compiled this profile to give you an overview of my team and our capabilities.

I have a passion for people and my personal aim is to make a significant difference in my client’s lives. This is endorsed by one of our corporate

values stating: ”Love, Serve and Remember”, where we commit to a contribution to society.

My focus on an individual base with clients is always on “The Five Most Critical Insights in Financial Wellness!”

I am helping people with the aid of the Vitality Wellness Programme, integrated with different risk and investment solutions, to reach their tangible

goals and dreams. It has been clinically proven that Vitality members live longer and have lower healthcare costs than non-Vitality members.

According to research:

• There are 2.8 million deaths every year as a result of being overweight.

• 25% of death claims as a result of heart and artery diseases.

• The average age of these deaths is 55!

• Trauma (unnatural causes including car accidents) equals 21% of death claims with a shocking average age of just 42!

• 67% of all Severe Illness claims as a result of Cancer, heart and artery diseases.

• The average age of these claims is 51!

» South African households lost 5 years of wealth as a result of the recent economic recession.

» The current real wealth per household is lower compared to 1975.

» Only 4% of economic active people will be able to retire at age 65 and maintain their standard of living without risking their Retirement

capital.

» At least 35% of assets upon death are lost due to costs and Taxes!

» Over the past 13 years Life Cover premiums have decreased on average between 30% and 40%

» Actively engaged, healthy people can receive up to 90% of premiums back in cash (Tax free) over their policy term.

Most people do not utilise and enjoy their Life Cover in a Tax friendly way while they are still alive!!

With more than a decade’s worth of experience in the Financial Services Industry I have had the privilege to gear up with the latest technology in

Insurance products, which I use in portfolio structuring to ensure my clients gets the best advice that money can buy. I have been in the Financial

Planning Industry since April 2001. During this time I was a Financial Consultant at Private Wealth management, a subsidiary of Old Mutual,

Financial Planner at ABSA Private Bank and thereafter I headed up a new Trust company before I joined attooh!

I would love to further our relationship in any way possible, with personal commitment of excellence I believe I can serve your needs and

expectations, now and in the future!

Kind regards,

MEET KOBUS OBERHOLSTERDiploma in Agriculture, B-Tech Agricultural Management, Diploma in Tax and Post Graduate Diploma in Financial Planning (CFP)

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082 3308 607kobus@attooh.co.zawww.myattoohadvisor.co.za/kobus_oberholster

FINANCIAL WELLNESS CONTINUUM

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Medical Aid

GAP Cover

Short Term

Insurance

Employee Benefits

Value-Added

Services

Invest-ments

Estate Planning

Funeral Cover

IndividualFinancial Planning

MEDICAL AID GAP COVER SHORT TERM INSURANCE

• Dedicated admin back-up

• Dedicated client Relationship Manager

• Ongoing member communication and

training

• Number 1 Healthcare broker in

2011/2012

• Covers doctors shortfalls

• Covers hospital co-payments

• Group discount available

• Cover with Discovery Insure

• Independent Contracts

• Contracted to major Insurers

• Unique Features

INDIVIDUAL FINANCIAL PLANNING INVESTMENTS EMPLOYEE BENEFITS

• Life Stages Financial Planning

• Advice from Cradle to Grave

• Trademarked and Unique Planning

Approach

R 99 per month• Investment Advice and Solutions

• Online Budgeting

• Contracted with all major players in the

industry

• Independent Contracts

• Handle Insured and Privately

Administered Funds

• Contract with major Insurers and

International Cover

VALUE- ADDED SERVICES ESTATE PLANNING FUNERAL COVER

• attooh! Wealth Academy

• attooh!TV

• Staff Development Workshops &

Seminars

• Financial Wellness Seminars

• Key Staff Retention Program

• Detailed Estate Planning Advice

• Assistance with Last Will and Testament

• Living Will

• Power of Attorney

• Trust Structures 200

• Tailormade Solutions

• Catering for Groups and Individuals

ASSISTED BY

MORNE COETZEE - FINANCIAL ANALYST SUZETTE FINDLAY - EXECUTIVE ASSISTANT

086 128 8664 | morne@attooh.co.za 086 128 8664 | suzette@attooh.co.za

Morne has a B Comm (Hons) in Finan-cial Management and is a Certified Financial Planner (CFPTM). Morne as-sists with complex portfolio structur-ing. He is a valuable member of my team. Morne has 17 years experience in the industry.

Suzette is responsible for oversee-ing the administration process in my practice. She has 29years’ experience in the industry and plays a integral role in ensuring the best service to our clients.

COMPANY OVERVIEW

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attooh! is a Boutique Financial Services Group, with offices and representation across South Africa operating

from Pretoria, Johannesburg, Cape Town, Rustenburg and Polokwane, amongst others. We have in excess

of 100 employees across the spectrum of Individual Financial Planners, Employee Benefit Consultants, Short

Term Specialists and Wellness Experts. We consult to Corporate clients across all Industries and service in

excess of 12 000 individuals across Southern Africa.

As a Boutique firm we specialise in value-added solutions that incorporate the financial advisory

process , with a focus on dedicated and tailor-made client education packages. We cover the full spectrum

of financial services products, allowing each client the ability to interact with us from cradle to grave.

• The combined life span of the entities within attooh! have been trading for more than 20 years.

• Our workforce collectively has financial services experience spanning more than 400 years.

• Our average corporate client’s life time exceeds 10 years.

The cornerstone and foundation to all the relationships we build can be summarised in our Core Purpose

defined as:

“We make ordinary people Millionaires and make Millionaires Financially Independent. “

This powerful concept’s design is around changing a “Poverty Mindset” to an “Abundant Mentality”. This

is the first concept of being a “Millionaire”. Once achieved, we can take you on the journey of Financial

Independence.

It was Tony Robbins who said:

“Beliefs have the power to create and the power to destroy.”

Our values are : Unashamedly Ethical, Love Serve and Remember, Innovation Optimism and

Entrepreneurship, Clients Equal Raving Fans and Having Fun!

CORE PURPOSE & VALUES

VALUE-ADDED SERVICES 04

ADVICE: Spanning the whole Financial Wellness Continuum, advice is given in simplifying complex messages using tools and templates designed by attooh! or in collaboration with attooh!

EDUCATE: Education starting at the entry level Financial Wellness education up to Executive Development. Attooh! Is at the forefront of education using the latest in technology available to assist in the education of all clients.

MOTIVATE: Spanning from motivational video’s, blogs, seminars, workshops, webinars and ebooks. Attooh! aim to assist each member with the medium to ensure they are equipped to “Live their best life!”.

CELEBRATE: Create opportunity for every client to celebrate going from “Zero to Hero”, implementing life changing advice, products and services. With the attooh! Ambassadors Club celebrate a contribution to the community around us.

We currently service in excess of sixty corporate groups. Our clients represent a mix between Corporate clients (blue-collar to executive), and High Net Worth Individuals who are spread across South Africa. Our client list includes some of the following:

• Dorbyl

• Global Roofing Solutions

• Alpine Engineering

• HHRobertson

• Brownbuilt

• Salcast

• Stalcor

• Minopex

• Aerosud

• Kingfischer Resorts

• Abbeydale

• DRA

• Platchro Mining

• Air Reliant

• Air Tanzania

• Cooper and Cooper

• Datalinx

• Refraline

• CMS

• CIV

LIST OF CLIENTSLIST OF CLIENTS

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The attooh! group is fully compliant with the Financial Advisory and Intermediary Services Act of 2002

(FAIS) and is also licensed in Category I and IV with the following Sub-Categories: Long-Term Insur-

ance: Category A, B1, B2, C, Retail Pension Benefits, Pension Fund Benefits (excluding retail), Participa-

tory interests in Collective Investment Schemes and Health Services.

attooh! Financial Wellness (Pty) Ltd (FSP: 32189) and attooh! Health and Wealth (Pty) Ltd (FSP: 24401),

are authorised financial service providers within the attooh! group of companies.

In line with one of the core values of attooh!, namely “Love, Serve and Remember” we contribute our

time, money and effort in an attempt to “Make A Difference” within the communities that we live and

those with which we partner with.

Every Corporate client of the attooh! Group automatically becomes a member of the attooh!

Ambassadors Club through a contribution of revenue earned and donated by attooh! to the attooh!

Pink Foundation. We currently make a direct difference in the lives of the following entities:

• Angel Support/ St Josephs Care centre – Their aim is to get passionate women who want to fulfil

their own destinies and touch the lives of other women.

• Queen of Hope International – Focus on individuals with cancer, spreading the message of hope

and survival

• Pathways Pretoria – Is an intensive stimulation centre for learners with disabilities. Their aim is to

create a meaningful future for individuals living with exceptional challenges

• Ekukhanyeni Old Age Center – An old age home in Thokoza who provide care and support to 36

pensioners. We support them on an ongoing basis with food and goods.

As a proudly South African company attooh! supports the transformational code. We have been

awarded a level 4 BBBEE scorecard with 65 qualification points rendering it, at 100 percent BEE level.

TRANSFORMATION

CORPORATE GOVERNANCE

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SOCIAL RESPONSIBILITY

VITALITY | HEALTH | SHORT TERM

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DISCOVERY WELLNESS SPECIALIST - SUSAN MEYER

Susan Meyer is my personal Wellness specialist that looks after all my clients who is a member of Vitality.

She has a dedicated assistant Biance that will phone to book your next Wellness day in the area close to

you, she can also organize a nurse to do the Vitality check in the comfort of your own home.

BOOK YOUR VITALITY DAY NOW AND REACH GOLD STATUS - www.attoohxpress.co.za

Contact Susan Meyer at susan@attooh.co.za | 086 128 8664

HEALTH - DAVID WEBSTER

Our passion is provide our valued clients with the best advice and service possible, to ensure that they receive

feedback timeously and with the correct information the first time. We also ensure that clients are aware of and

understand what benefits they have, what they are entitled to and how to make the best of the plan that they

are on.

Where necessary we provide our valued clients with a detailed plan, benefit and premium comparison between

the medical scheme option that they are on and any other scheme linked to us. By doing this we can give our

clients best advice by giving them a detailed needs analysis ensuring that they can make an informed decision.

Contact David Webster at david@attooh.co.za | 086 128 8664.

SHORT TERM - ILZE JOUBERT

She has 12 years experience in the short term insurance industry. Ilze focuses on Insure the short term

product of Discovery. She is a valuable member of my team, and her experience in Commercial and

Personal insurance offers a complete solution to you as customer.

Contact Ilze Joubert at ilze@attooh.co.za | (086) 128 8664

ALLIANCE PARTNERS

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In the development of ResQ-Plus our aim was to bridge the gap between the eroding emergency situation in South Africa, and the rise in Emergency events that have left doubts in the minds of South Africans. We procured a complete emergency solution package offering that has the largest distribution platform of ambulances, flight evacuation and emergency services in South Africa.

ResQ-Plus has the first hospital guaranteed acceptance product ever developed that guarantees your acceptance into hospital even if you are not on a medical aid.

“Replace your doubts with ResQ-Plus today.”

www.resqplus.co.za | 010 211 5844

We engage with you from the initial concept, to visualizing your dream and eventually we co-create a look and feel, a brand, but more so, attooh! creative is a company that can represent your dream realistically.

• Web Design & Management• Corporate Brand Development• Events Management

www.attoohcreative.co.za | creative@attooh.co.za | nicolene@attooh.co.za

If you die without having a legally valid Will, it can create added stress, and expense, for your family and friends at an already difficult time.

No matter what your personal circumstances, estate planning is important because it helps to ensure your assets will be managed and transferred according to your wishes in the most financially efficient and tax-effective way.

http://attooh.co.za/esspress-o-will

FINANCIAL WELLNESS JOURNEY

Our trademarked financial plan is based on a “Penny Farthing” explaining the journey on the road to financial independence. Once explained, a client will understand:

The critical components required to become financially independent •

It’s not just about the destination, but about the journey as a whole •

Without your “navigator” it is impossible to see the journey through •

Only one person can take responsibility for this journey, i.e. you - must peddle your Penny Farthing! •

TESTIMONIALS

Kobus is my broker, handling all my long- term as well as short-term insurance. I have got quite a complex structure of different business entities, varying from property trusts to family trusts to share trusts to my own company (Pty Ltd) to our own personal

profiles. Kobus has proven to me that he has got the ability to navigate through this complex-ity to ensure a fit-for-purpose package for me.I am very comfortable to recommend Kobus to

any-one with an insurance need. Rest assured – you are in safe hands!

Jannie du Toit - JHB

“Kobus was a great help in consolidating all our investments and facilitated the streamlining of our Discovery Life policies. He provided us with a realistic financial

plan and gave us invaluable advice with our financial journey kick-off.”

Pieter and Juna Siebrits - PTA

We make ordinary people MILLIONAIRES and make millionaires FINANCIALLY INDEPENDENT.

It gives me great pleasure to thank you for your recent assistance w.r.t. my personal retirement planning, but also for your five years of dedicated and expert service to us,

regarding the trust’s financial risk management in general. You have always been accessible and willing to assist, even outside office hours, for which I want to thank and commend you.

Be assured that I will remain your loyal client for as long as possible and necessary!

Mrs Rina (CL) Meyer | Saligna Investment Trust

Ek het 3 woorde om Kobus Oberholster te beskryf:

Eerlik, in alles wat hy adviseer en voorstel.Betroubaar, om persoonlike inligting proffessioneel te hanteer.

Opreg, in sy belangstelling om my as klient se finansies so spesiaal te behandel asof ek die enigste klient is.

Charmain Steyn - PTA

t: +27(0)861 288 664 | 291 sprite Ave, Menlyn Woods, Pretoria, 0043

attooh! Consulting Services Holdings (Pty) Ltd a Juristic Representative of Discovery Life Limited, FSP No. 18147 | attooh! health and wealth CC is an authorised financial services provider fsp: 24401

www.attooh.co.za

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