myspire.com FEDERALLY INSURED BY NCUA

RECORD BREAKING!Attendance reached 3,735 guests on February 18, 2017 for SPIRE’s 83rd Annual Meeting and Member Appreciation Day. A new record for SPIRE!

SPRING 2017

A QUARTERLY PUBLICATION FOR MEMBERS OF SPIRE CREDIT UNION

“At SPIRE we strive to improve lives every day. If there is anything we can do to help you, please let us know. I look forward to seeing you next year at our Annual Meeting and Member Appreciation Day.”

—Dan Stoltz

We were able to give back in a BIG way at our favorite event of the year! Over 160 SPIRE employeesand volunteers were on hand to showcase our products and services, educate guests through seminars and be available to answer questions.

After our business meeting, the amazing (and record-breaking) Alana Nichols shared her story with us. A true inspiration for anyone, Alana overcame a spinal cord injury while performing a backflip on her snowboard, leaving her paralyzed at the age of 17. With her passion for sports and living life to the fullest, Alana transitioned to adaptive sports, becoming the first American female to win gold medals in both the Summer and Winter Paralympic Games. Alana stayed late signing autographs, taking photographs, and sharing her gold medals!

From all of us at SPIRE, to those of you who came, thank you for sharing your Saturday with us. Thank you for bringing food donations for Second Harvest Heartland, which provided 1,385 meals. Thank you for purchasing 1,000 candy bars to raise money for Children’s Miracle Network. And most importantly, thank you for being a SPIRE member.

Board of DirectorsTom HeinzenRon GlasgowLee Brucker Carl AndersonTom HirteLynn KotheBob OehrleinJim TagliaDan Stoltz

Supervisory CommitteeGreg Fouks Cecilia JohnsonJohn BergesonTina Blageo

Kid Reporter——Ryan Stoltz interviews Alana NicholsSPIRE member and 6th grader at Eagle Heights Spanish Immersion school in Eden Prairie, Minnesota, Ryan Stoltz (no relation to Dan Stoltz) scored an interview with Paralympian Alana Nichols. A reporter with Scholastic News Kids Press Corps for three years, Ryan was most impressed with Alana’s incredible determination. “She is a great example of continuing to do what you love, even if it’s difficult,” he said.

Ryan’s favorite quote from his interview with Nichols is, “No matter what challenge you are faced with, I think if you are creative enough and you use your mind and heart, you can really come up with a solution to just about anything.”

Wise beyond his years, Ryan opened a savings account at SPIRE after receiving his first paycheck to start saving for college. He hopes to attend Brigham Young University to study broadcast journalism.

Watch Ryan’s interview with Alana Nichols at www.scholastic.com/kidspress

Photo courtesy of the Scholastic News Kids Press Corps

Blaine Branch8700 University Ave NW • Blaine, MN 55448Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Coon Rapids Branch3380 Northdale Boulevard NW Coon Rapids, MN 55448Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Eagan Branch1251 Town Centre Drive • Eagan, MN 55123Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Eden Prairie Branch8577 Columbine Rd • Eden Prairie, MN 55344Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Elk River Branch17035 Yale Court NW • Elk River, MN 55330Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Safe Deposit Boxes Available. Night Depository.

Isle Branch390 Isle Street West • Isle, MN 56342Coin Counter Available During Lobby Hours. ATM located at the Cenex station just south of Isle Street on Highway 47. Safe Deposit Boxes Available. Night Depository.

Maple Grove Branch9580 Blackoaks Lane NMaple Grove, MN 55311Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Milaca Branch400 3rd Avenue SW • Milaca, MN 56353Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Safe Deposit Boxes Available. Night Depository.

Get a $100 Cash Reward for Every New Line This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint®.

Here’s how it works:• Members get a $100 cash reward for every new line when you

switch to Sprint.

• Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.

• Plus, get a $50 loyalty cash reward every year for every line.

Here’s how to sign up for Sprint cash rewards:1. Become a Sprint customer.

2. Register at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards® app.

3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!

MAKE THE SWITCH TODAY AND SAVE WITH SPRINT CREDIT UNION

MEMBER CASH REWARDS!

New look for myspire.com Just a few weeks ago we launched a redesigned website to enhance our online presence and improve the user experience for you! The navigation of the site has been updated to make it easier to find financial information, apply for a loan or check out what’s new at SPIRE. Best of all, the updated site is responsive! Meaning no matter what device you are on—your computer, tablet, or phone—our site will automatically format to fit your device.

The URL has NOT changed. You will still find us at www.myspire.com.

Your Internet Banking experience will not change. Continue to login as normal.

Minneapolis Branch3117 University Avenue SE Minneapolis, MN 55414

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Mora Branch112 South Lake Street • Mora, MN 55051

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Safe Deposit Boxes Available. Night Depository.

Ogilvie Branch200 West Highway 23 • Ogilvie, MN 56358

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Pine City Branch900 Main Street So • Pine City, MN 55063

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Safe Deposit Boxes Available. Night Depository.

Princeton Branch501 South 2nd Street • Princeton, MN 55371

Coin Counter Available During Lobby Hours. 24-Hour ATM. Safe Deposit Boxes Available. Night Depository.

Roseville Branch1880 Perimeter Drive • Roseville, MN 55113

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

St. Paul BranchCray Plaza 380 Jackson Street • Suite 279 St. Paul, MN 55101Coin Counter Available During Lobby Hours. 24-Hour ATM. Night Depository.

Woodbury Branch195 Radio Drive • Woodbury, MN 55125

Coin Counter Available During Lobby Hours. 24-Hour Drive-Up ATM. Night Depository.

Celebrate the St. Paul Saints Silver Season in a BIG WAY!Take in a game!

SAINTS TICKET OFFER FOR SPIRE MEMBERS

Cheer on our favorite minor league team and get a great view of SPIRE’s homerun porch!

$16 = 1 Outfield Reserve Ticket + Saints Hat ($29 value)

Purchase discount tickets online at saintsgroups.com Password: 2017SPIRE

OPEN A SAINTS FREE CHECKING ACCOUNT AT SPIRE! You’ll receive:• $100*• Two tickets to a Saints Game• Custom Saints Visa® Debit Card• Free eStatements, BillPay & Direct Deposit• Free ATMs at CHS Field (and at all SPIRE locations,

Kwik Trips plus CVS and Walgreens in Minnesota)• 30,000 surcharge-free ATMs across the country*Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum balance required to open checking account. To qualify for $100 offer, accountholder must set up an Automatic Payment or Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 days. Account must remain open for six months. $100 will be deposited to the checking account upon account opening. If all requirements of offer are not met, SPIRE reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Limited time offer valid 4.1.17 - 06.30.17. Subject to termination at any time. Other conditions and restrictions may apply. Federally Insured by NCUA.

JOIN OUR MORTGAGE EXPERTS AND OUR HOMEADVANTAGE® AGENT FOR AN INFORMATIVE

AND IMPACTFUL HOME BUYING CLASS.

Home Buying Seminars!

Thursday, April 6 @ 6-8 pmSPIRE’s Maple Grove Branch

Thursday, April 20 @ 6-8 pmSPIRE’s Mora Branch

Thursday, May 4 @ 6-8 pmSPIRE’s Roseville Branch

SPACE IS LIMITED! RSVP to homebuyer@myspire.com

OR 651.268.7725

HomeAdvantage®: AGENTS WHO REWARDFinding a qualified real estate agent who has your best interests in mind can make all the difference, which is why SPIRE offers members free access to the HomeAdvantage® program and its network of real estate pros.

All agents in the network were handpicked by SPIRE based on experience and expertise. When you buy or sell a home using one of these agents,

you qualify for HomeAdvantage Cash Rewards.* Cash Rewards are equal to 20% of your agent’s commission,

saving you $100s to $1000s at closing. Our average member saves $1,556 per transaction! Use

your agent to buy and sell, and receive double the reward!

*The HomeAdvantage program is made available to you through a relationship between SPIRE and CU Realty Services. Cash rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the cash reward if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a cash reward. Cash reward amounts are dependent on the commissions paid to the agent. Your credit union may have specific rules on how your reward will be paid out. Cash reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

$We will BEAT your current auto loan rate or we’ll give you

SPIRE’s Refinance Guarantee!

50*

days.100no auto loan payment for up to

Plus,

*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.25% with a minimum interest rate floor of 1.75% APR for loans at or above $10,000, or 2.25% APR for loans from $5,000 – $9,999.99. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.25% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.

FIND US ON

SPIRE Credit Union is an Equal Employment Opportunity/Affirmative Action Employer.

CONTACT CENTER HOURSMonday—Thursday 8:00 a.m.—5:00 p.m.Friday 8:00 a.m.—6:00 p.m.Saturday 8:30 a.m.—12:00 p.m.

How to Reach SPIRE ONLINE myspire.comMETRO 651.215.3500TOLL FREE 888.34.SPIRE

All SPIRE locations will be closed the following holidays | Memorial Day • Monday, May 29 | Independence Day • Tuesday, July 4MHZ425

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Spire Retirement & Investment Services is a trade name of Spire Credit Union. Infinex and Spire Credit Union are not affiliated. Products and services made available through Infinex are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union affiliate. These products are subject to investment risk, including the possible loss of value.Retirement & Investment Services

Steve Carlson, CFP®

651.641.2174 scarlson@myspire.com

Blaine, Coon Rapids & Elk River

Ryan Finc320.679.8118

rfinc@myspire.comIsle, Milaca, Mora, Ogilvie,

Pine City & Princeton

Wendy Miletich, CRPC® 651.641.2378

wmiletich@myspire.com Eagan, Minneapolis, St. Paul & Woodbury

Donald Sundt651.641.2192

dsundt@myspire.com Eden Prairie, Maple Grove

& Roseville

How do you envision your retirement?Maintaining your current lifestyle?

Not outliving your retirement savings?New hobby or sport?

Leaving a legacy?Travel?

Whatever stage of retirement planning you are at, let us help you get your retirement picture into focus.

Call 651.641.2298 to make an appointment.SPIRE in the Community

Thursday, June 8 • Rum River Days Parade • Princeton

Saturday, June 10 • SPIRE Night • Ogilvie Raceway

June 23-June 25 • Back to the 50’s • State Fair Grounds

Monday, June 26 • Rose Parade • Roseville

Shred DayCLEAN OUT YOUR PERSONAL FILES AND SECURELY SHRED

OUTDATED PAPERWORK!

Saturday, May 20 9 am -12 pm

EDEN PRAIRIE BRANCHCOON RAPIDS BRANCH

SPIRE Awarded Second Place Nationally for Social Responsibility

SPIRE has been honored with the second place 2016 National Dora Maxwell Social Responsibility Community Service Award. The award sponsored by Credit Union National Association (CUNA), recognizes credit unions for the activities they coordinate that benefit their community or a specific charity.

SPIRE’s social responsibility efforts originate with its Give Back Team that supports local branch communities. SPIRE employees are passionate about building a better world, one person at a time, by reaching out to those who may not

otherwise have help. In one year, this collaborative effort resulted in each of SPIRE’s 200 employees participating in over 120 events and activities, 2,850 employee hours, $26,000 given back, and countless lives changed.

“We are absolutely humbled to be recognized on the national level,” said Dan Stoltz, SPIRE President/CEO, “Our employees work so hard to give back to their communities and to see them acknowledged at this level makes me so proud to work with each and every one of them!”

Dan Stoltz accepts the National Dora Maxwell Award in Washington, D.C.