Assurant Provides A Choice of Dental Plans

Freedom Preferred PPO Plan

$25 Deductible In or Out of Network

$2,000 Annual Maximum

In OutPreventive* 100% 100%Basic 85%

70%Major 60%

50%

Orthodontic** $2,000 Lifetime maximum

60% 50%

*Deductible waived for In Network Preventive

Care

**Waiting Period may apply

Heritage Plus Plan with Specialty Benefit Amendment and the Heritage Secure Plan

• No deductibles• No annual maximums • Preexisting conditions are

covered • Fixed co-payments• Use Network Dentists• Adult and Child

Orthodontics• Low Cost Premiums

Freedom Preferred PPO PlanAllows the member to use a network dentist for the best value or see any dentist and receive benefits. Our PPO network is nationwide.

• Only a $25 deductible In or Out of network• Deductible is waived for Type I Preventive Services when using

a network dentist • $2000 per year maximum in or out of network• Enhanced Orthodontic Lifetime Maximum increased to $2000 • Award winning Claims Center

Please review the Freedom Preferred PPO Plan materials for more information.

Find a PPO network dentist at www.assurantemployeebenefits.com under “For Members” select “Find a Dentist”, then choose

DHA® (Dental Health Alliance, L.L.C®).

*Increased maximum applies to treatment starting after January 1, 2011

Two Prepaid PlansHeritage Plus with Specialty Benefit Amendment• No deductibles• No annual maximums for general

dentistry • Preexisting conditions are covered

This option includes the Specialty Benefit

Amendment which allows you to see in network specialists for listed services at

a low co-payment. You can elect an out of network specialist and receive a reimbursement for the listed services.

Orthodontic coverage is a 25% discount with a network specialist. The orthodontic benefit has no age limit and covers adults and children.

Please refer to the Heritage Plus Plan with SBA materials for a co-payment listing and covered services.

Heritage Secure Plan offers a very low

cost plan option with rates starting at $7.20. • No deductibles• No annual maximums • Preexisting conditions are covered

Covered services have co-payments that

are paid directly to the dentist. If you need specialty care on the Heritage Secure Plan you can access a Plan specialist and receive a discount. This includes the 25% discount for

Orthodontic services. Adults and children are

eligible for Orthodontic coverage.

Please refer to the Heritage Secure Plan

materials for a co-payment listing.

Find a Prepaid network dentist at www.assurantemployeebenefits.com , under “For Members” select “Find a Dentist”, then choose “Heritage Plans”.