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INSTITUTIONS CARD

“Have you included the institutions for all of the people living in the household?”

“Have you included all of the banks, savings and loans, credit unions, finance companies, loan companies,

brokerage and other similar institutions and personal loans from non-family members?”

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NORC 4562

CARD 1

SECTION A

QUESTION 6

Commercial Bank

Savings and Loan/Savings

Credit Union

Bank

Finance or Loan Company

Brokerage

Other

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NORC 4562

CARD 2

SECTION B

QUESTION 6

Visa, M astercard, Discover, Optima

Sears, K-M art, furniture, clothing and other store cards

Gasoline cards such as Shell, Exxon, BP, Texaco and Amoco

Am erican Express, Diners Club, Carte Blanche

Airline, Ca r Ren tal, or other cards

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NORC 4562

CARD 3

SECTION D

QUESTION 38

Recommended to you

Low interest rates

Location of Offices

Do other business with them

Easy to qualify for the loan

Some other reason

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NORC 4562

CARD 5

SECTION I

QUESTION 17

Location of their offices

Had the best interest rates

You were able to obtain many services at one place

W ere recomm ended by someone else

Some other reason

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N O R C 4 5 62

C A R D 6

S E C T I O N J

Q U E S T I O N 2 .1

Education for your children

Education for others

Future health ca re for self/spouse

Health care for others

Other major financial obligations

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NORC 4562

CARD 8

SECTION J

QUESTION 5

Take substantial financial risks

expecting to earn substantial returns

Take above average financial risks

expecting to earn above average returns

Take average financial risks expecting

to earn average returns

Not willing to take any financial risks

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NORC 4562

CARD 9

SECTION J

QUESTION 6

Don’t save -- usually spend more than income

Don’t save -- usually spend about as much as income

Save w hatever is left over at the end of the month -- no

regular plan

Save income of one family mem ber, spend the other

Spend regular income, save other income

Save regularly by putting money a side each month

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NORC 4562

CARD 12

SECTION N

QUESTION 2.1

Don’t write enough checks to makeit worthwhile

Minim um balance is too high

Do not like dealing with banks

Service charges are too high

No bank has convenient hours or location

Some other reason

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NORC 4562

CARD 13

SECTION N

QUESTION 9

Location of their o ffices

Had the lowest fees or minim um balance requirement

Able to obtain many services at one place

Offered safety and an absence of risk

Some other reason

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NORC 4562

CARD 15

SECTIONR

QUESTIONS 20AND68

Formula plan: the mon thly retirement benefit is usually

based on a formula, involving age, years of service, and salary

Account plan: money is accumulated in an account for you until

retirement

Com bination of both types

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