us federal reserve: showcards
TRANSCRIPT
8/14/2019 US Federal Reserve: showcards
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INSTITUTIONS CARD
“Have you included the institutions for all of the people living in the household?”
“Have you included all of the banks, savings and loans, credit unions, finance companies, loan companies,
brokerage and other similar institutions and personal loans from non-family members?”
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NORC 4562
CARD 1
SECTION A
QUESTION 6
Commercial Bank
Savings and Loan/Savings
Credit Union
Bank
Finance or Loan Company
Brokerage
Other
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NORC 4562
CARD 2
SECTION B
QUESTION 6
Visa, M astercard, Discover, Optima
Sears, K-M art, furniture, clothing and other store cards
Gasoline cards such as Shell, Exxon, BP, Texaco and Amoco
Am erican Express, Diners Club, Carte Blanche
Airline, Ca r Ren tal, or other cards
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NORC 4562
CARD 3
SECTION D
QUESTION 38
Recommended to you
Low interest rates
Location of Offices
Do other business with them
Easy to qualify for the loan
Some other reason
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NORC 4562
CARD 5
SECTION I
QUESTION 17
Location of their offices
Had the best interest rates
You were able to obtain many services at one place
W ere recomm ended by someone else
Some other reason
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N O R C 4 5 62
C A R D 6
S E C T I O N J
Q U E S T I O N 2 .1
Education for your children
Education for others
Future health ca re for self/spouse
Health care for others
Other major financial obligations
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NORC 4562
CARD 8
SECTION J
QUESTION 5
Take substantial financial risks
expecting to earn substantial returns
Take above average financial risks
expecting to earn above average returns
Take average financial risks expecting
to earn average returns
Not willing to take any financial risks
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NORC 4562
CARD 9
SECTION J
QUESTION 6
Don’t save -- usually spend more than income
Don’t save -- usually spend about as much as income
Save w hatever is left over at the end of the month -- no
regular plan
Save income of one family mem ber, spend the other
Spend regular income, save other income
Save regularly by putting money a side each month
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NORC 4562
CARD 12
SECTION N
QUESTION 2.1
Don’t write enough checks to makeit worthwhile
Minim um balance is too high
Do not like dealing with banks
Service charges are too high
No bank has convenient hours or location
Some other reason
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NORC 4562
CARD 13
SECTION N
QUESTION 9
Location of their o ffices
Had the lowest fees or minim um balance requirement
Able to obtain many services at one place
Offered safety and an absence of risk
Some other reason
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NORC 4562
CARD 15
SECTIONR
QUESTIONS 20AND68
Formula plan: the mon thly retirement benefit is usually
based on a formula, involving age, years of service, and salary
Account plan: money is accumulated in an account for you until
retirement
Com bination of both types
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