rao admissions package 20170711 - rockcliffe...

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page1of43

DearPurchaser:EnclosedarethedocumentsyouwillneedtocompletethepurchaseofsharesattheRockcliffeApartmentsandobtainaproprietaryleaseforyourapartment.IncludedintheAdmissionsApplicationPackagepleasefind:

1. PurchaserFinancialInformation–pleasecompletetheseformsandprovidealltherequestedinformationbeforereturningthepackettoCommunityManagement.ThisinformationisrequiredofallpurchaserssothatBoardofDirectorscanassesstheirabilitytomeettheirfinancialobligationstotherestoftheshareholdersofthecorporation.

2. AdditionalRockcliffecorporatedocuments,includingourHouseRules&

Regulations,andpoliciesforsubletting,parking.petsandsmoking,etc.YouwillneedtosignanacknowledgmentthatyouhavereceivedandagreetofollowRockcliffepolicies.

3. Formsforrequestingparkingtag(s)and/orabasementstoragebin.Ifyouhavequestionsaboutcompletingthepacket,pleasecontactCommunityManagement.Theywillbegladtoassistyou.Allotherquestionsrelatingtoyourpurchaseshouldbedirectedtothesellerthroughyourrespectiveattorneys.OnceyourAdmissionsApplicationPackagehasbeenreviewedandacceptedascompletebyCommunityManagement,aninterviewwiththeBoardofDirectorscanbescheduled.TheBoardtrieshardtoaccommodatethesaletimelineandthepurchaser’sschedule.Typically,theinterviewcanbearrangedwithinaweekofreceivingthecompletedapplication.WelookforwardtomeetingyouandhopetowelcomeyoutotheRockcliffefamily.Ourbuildinghasadistinguishedheritageofwhichweareallproud.Trulyitisagracioushomeforallofourresidents.Sincerely,RockcliffeBoardofDirectorsRitaNadler,President

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page2of43

ADMISSIONSAPPLICATIONPACKAGEJuly2017

THANKYOUFORYOURINTERESTINROCKCLIFFEPLEASENOTETHATALLQUESTIONSREGARDINGYOURSALESHOULDBEHANDLEDBETWEEN

THEBUYERS’ANDSELLERS’RESPECTIVEATTORNEYS.

RitaNadler,President973-746-9478-RNads76@yahoo.com

_____________________________________

PleasereturnyourAdmissionsApplicationPackagetoPropertyManager:TraciMarren

COMMUNITYMANAGEMENTCORPORATION1030CliftonAvenueClifton,NJ07013

973-820-4193-tmarren@communityservices.com

_____________________________________

AttorneyforRockcliffeApartmentsOwners,Inc.LouisVerde,Esq.

VERDE,STEINBERG&PONTELL,LLC19MainStreet

Hackensack,NJ07601lverde@vsplaw.com

ATTN:ColleenFlanagancflanagan@vsplaw.com201-489-0075-FAX201-489-0077

_____________________________________

RockcliffeApartments–Security/FrontDesk973-746-1453

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page3of43

STANDARDTRANSFERREQUIREMENTSFORPURCHASEOFANAPARTMENT(Purchaser’sChecklist–3pages)

ThePurchaser(s)mustread,complete,andsignthefollowingdocumentswhen

submittingtheAdmissionsApplicationPackage.

Foryourconvenience,checkboxesbelowwhenitemsareattachedtoyourapplication

1. ProvideyourContractofSale–NOTE:Contractmustbeforacooperativeapartmentandexecutedbyallparties.Consultyourrealtorand/orattorneyfortheappropriateforms.Co-opsdoNOTusethesamecontractsascondosorprivatehomes. o

2. ReadandsigntheAcknowledgmentofFaçadeProject. p.6 3. Complete,sign,andreturnthePurchaseApplicationandTermsand

ConditionsonSalesofApartments.pp.7

-8 o4. CompleteandreturntheApplicants’PersonalInformationForms

(1perapplicant).pp.9-10 o

5. CompleteandreturntheinformationformforyourReferences. p.11 o6. Submit � Two(2)personalreferenceletters o � Two(2)businessreferenceletters,ifcurrentlyemployed Checkhereifnotapplicable:o

o

� Ifcurrentlyrenting,aletterfromyourpresentlandlordormanagingagent Checkhereifnotapplicable:o o

7. CompletetheFinancialStatement.Note:theFinancialStatementmustbesignedbythePurchaser(s)oranAccountant.

pp.1213 o

8. Provideverificationofassets,i.e.,bycopiesofthethree(3)mostrecentstatements,aswellascopiesofthethree(3)mostrecentmonthsbankstatements.NOTE:UnlessthisrequirementismodifiedbytheRockcliffeBoardofDirectors,aftertheclosing,dependingonapplicants’totalfinancialposition,purchasermayberequiredtohave� Liquidassetsequaltooneyear’sworthofmaintenanceanddebtserviceand� Monthlygrossincomeequaltothreetimesthecostofthemonthly maintenancefeesandserviceonalldebt

o

9. ProvideTaxReturnsandW-2formsforpastthree(3)yearsforallapplicants. o(continuedonnexttwopages)

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page4of43

10.TRANSFERFEES: � NON-REFUNDABLEFEEFORCREDIT&BACKGROUNDCHECK

Toexpeditetheprocess,submit - ThecompletedPurchaseApplicationCreditAuthorization p.14 o - Copyofdriver'slicenseand o - Checkpayableto:

Fidelifacts/Metropolitan,NewYork,Inc. duewiththeapplicationintheamountof:forasingleapplicant, $281.41

or,foracouple, $562.82 o � APPLICATION/ADMINISTRATIVEPROCESSINGFEE: - Checkpayableto:

CommunityManagementCorp. duewiththeapplicationintheamountof $450 o

� ROCKCLIFFEATTORNEYTRANSFERFEE: - Representsbasefeeforcashorfinancedroutinetransfers. Add’lfeesmayapplyandwillbeexplainedintheinstructionletteryouwillreceive.

UponreceiptofinvoicefromAttorney,makecheckpayableto: VERDE,STEINBERG&PONTELL,LLC,intheamountof $550 DONOTSENDTOPROPERTYMANAGER

11.Ifthepurchaseoftheapartmentisbeingfinanced,thefollowingisrequiredfromtheapplicant: � ABankCommitmentLetter o � RecognitionAgreement,intriplicate(Aztechformonly)whichmustbe

signedbyBankandPurchaser(s)beforebeingsubmittedtoRockcliffe. o NOTE:Theamountofthemortgagemaynotexceed65%ofthepurchaseprice unlesstheRockcliffeBoardofDirectorsmodifiesthisrequirement.

13.CompletetheStorageBinandParkingSpaceRequestForms. p.15 o14.Readandretaintheitemslistedbelow,thensignandreturnthe

AcknowledgmentofReceiptofRules&RegulationsandPolicies p.16 o � RulesandRegulationsofRockcliffeApartmentsOwners p.21-24

� ParkingPolicy p.25

� SmokingPolicy p.26

� Sublets p.26

� TherapeuticandMedicalUseDogsPolicy p.27

� GuestRegistrationForm p.28 (continuedonnextpage)

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page5of43

� ContractorInsuranceRequirements& - ExampleofInsuranceCertificateRequiredofContractors WorkinginIndividualApartments p.29-30

� GuidelinesforAlterationsandRenovations& - AgreementforAlterationsandRenovations - Exhibit“A”ContractorLetter p.30-38

� GuidelinesforPainting,WallpaperingandCosmeticWork& - ApplicationforDecorating/CosmeticRepairs - ApartmentDecoratingAgreement - Exhibit“A”ContractorLetter p.39-43

15.ToreceiveanacknowledgmentofreceiptofyourpackagefromRockcliffe’sPropertyManager,includeaStampedSelf-AddressedEnvelopeandtheCHECKLISTFORRECEIPTOFAPPLICATIONPACKAGE p.17 o

16.CompletedApplicationPackage.SubmittheORIGINALPLUSSEVENCOPIESofacompletelyCOLLATEDpackage(includingallofthecheckeditemsabove)toRockcliffe’sPropertyManager(Seepackagecoverforaddress).

Oncethecompletedpackageisreceived,itwillbereviewedalongwithanycreditreportsandotherinformationnecessaryinconnectionwiththisapplication. oNOTE:INCOMPLETEPACKAGESWILLCAUSEADELAYANDCANNOTBEPROCESSEDYouwillreceiveaphonecallfromthepropertymanageradvisingwhatismissing.Onlyafterreceiptthereofwilltheprocessproceed.Allow5to10businessdaysforprocessingandreceiptoftheFidelifactsreport.Anadmissionsinterviewwillbescheduledoncethepackageisdeemedcomplete.YouwillbecontactedforthwithtoscheduleanadmissionsinterviewwiththeBoards.

17.AdmissionsInterview.DependinguponwhodeliverstheAdmissionsApplicationPackagetoRockcliffe’sPropertyManager,eithertheprospectivePurchaser(s)ortheirRealtorwillbecontactedbyRockcliffe’sPropertyManagertoarrangeforthePurchaser(s)tomeetinpersonwithrepresentativesofRockcliffeApartmentsOwners,Inc.

Atthecloseoftheadmissionsinterview,sixsetsofdocumentswillbereturnedtotheapplicantsand/ordestroyed.ItisthepolicyofRockcliffetoretaintwosetsofdocumentsunderlockedsecureconditions.

Aftertheadmissionsinterview,theAdmissionsCommitteewillrecommendtotheBoardofDirectorswhetherornottheprospectivepurchasershallbeaccepted.

18.Closing.Ifadmissionhasbeenapproved,Rockcliffe’sAttorneywillnotifytheprospectivepurchaserofthedecisionoftheBoardandmakearrangementsfortheclosing.Attheclosing:

- Bringproofofinsuranceinformation(HO-6Co-opHomeownersinsurance). - PleaseprovideRockcliffe’sAttorneywithyourcompletedResident

InformationFormpp.18

-19 19.Move-In.Thenewshareholdermustscheduleamove-indatewiththeResident

Superintendent/Managerat(973)746-1453.Allmovingmustbeaccomplishedonweekdays,excludingholidays,betweenthehoursof8:00AMand5:00PM.Sorry,noexceptions.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page6of43

ACKNOWLEDGEMENTOFFAÇADEPROJECT(updatedasofMay18,2017)

1. TheUndersignedis/arepurchasingablockofShares(the“Shares”)ofRockcliffeApartmentsOwners,Inc.(the“ApartmentCorporation”)allocatedtoApartment_______(the“Apartment”)inthemultiplefamily,cooperativebuildingownedbytheApartmentCorporationknowasRockcliffeApartments(the“Building”)locatedat10CrestmontRoad,Montclair,NewJersey,andforwhichtheUndersignedwillenterintoandassumetheobligationssetforthintheProprietaryLeaseappurtenanttotheShares.

2. TheUndersignedacknowledgethattheyhavebeeninformed:

a) oftheongoingrepairandrestorationwork(the“FaçadeProject”)thatcommencedinMay2013)

b) thatthefirmofKeast&Hood,StructuralEngineers,wascontractedtoinspectandevaluatethefaçadeanditscomponentsandthentoreportitsfindingsinanengineeringstudy,whichisdatedonJuly10,2015(the“2015Keast&HoodReport”);

c) thata“FaçadeReserveFund”wasestablishedinJanuary2016withanavailablebalanceof$512,700asofMay,2017;

d) thatalineofcreditintheamountof$500,000isavailablefortheFaçadeProject;

e) thatthereisa“GeneralReserveFund”foramongotherthings,therepairandreplacementofmajorstructuralandmechanicalsystemsattheBuilding;

f) thatasecondphasehighpriorityrepairwascompletedinDecember2016,basedonthefindingsandrecommendationof2015Keast&HoodReport:

g) thattheFaçadeProjectwillcontinueoveranextendedperiodoftimebaseduponthefindingsandrecommendationsinthe2015Keast&HoodReport;

h) thatthepreliminaryestimatedcostbasedupontheEliteConstructionEvaluationReports,listedbelow,fortheremainingworkdesignatedinthe2015Keast&HoodReportas“mediumpriority”plussome“lowpriority”isapproximately$4,500,000,butthattheactualcostswillbebaseduponbidstobeobtainedfromqualifiedcontractors;

i) thattheBoardofDirectorsiscurrentlyconsideringfundingoptionsfortheremainingworktobedoneonthefaçade,basedonthefindingsandrecommendationsofthe2015Keast&HoodReport;

j) thatthefollowingofficialbuildingreportsregardingthefaçadeareavailableelectronicallyorasahardcopyfromtheseller:

o 2015Keast&HoodReport

o 2016EliteConstructionEvaluationReportsdatedApril6,2016andMay9,2016

Dated:___________________________ ____________________________________

(Applicant’sSignature)

______________________________(Co-Applicant’sSignature)

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page7of43

PURCHASEAPPLICATION

PLEASETYPEORPRINTALLRESPONSES

APPLICANT’SNAME:_______________________________________________________

S.S.#:______-_____-________ DateofBirth____/____/________

CO-APPLICANT’SNAME: ___________________________________________________

S.S.#:______-_____-________ DateofBirth____/____/________

Applicant'sAttorney:______________________________Telephone:______________

FirmName:________________________________Facsimile:______________

Address:__________________________________________________________

SELLER'SNAME(S):________________________________________________________

Seller'sAttorney:__________________________________Telephone: _____________

FirmName:________________________________Facsimile:______________

Address:__________________________________________________________

AnticipatedClosingDate: _________________________________________________

Theundersignedherebyofferstopurchase_______sharesofthecapitalstockofRockcliffeApartmentsOwners,Inc.,andtheaccompanyingProprietaryLeaseforApartment_______intheBuildinglocatedat10CrestmontRoad,Montclair,NewJersey,onthefollowingtermsandconditions:

PurchasePrice:______________________Deposit: ______________________

PresentMonthlyMaintenance:________________________

ProposedFinancing:Yes

No

Ifyes,pleasestateamount:_____________

Bank:_________________________________________________Term:____________

Broker(Seller):_____________________________________Telephone:____________

Broker(Buyer):_____________________________________Telephone:____________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page8of43

TheundersignedherebysubmitstoRockcliffeApartmentsOwners,Inc.,thisapplicationtogetherwiththeaccompanyinginformationconcerningtheundersignedapplicantpurchaser(s).Inapplyingforconsenttothisproposedsale,theundersignedunderstandsthatsuchconsentisrequiredbythetermsoftheProprietaryLease.TheundersignedagreestomeetinpersonwithauthorizedrepresentativesofRockcliffeApartmentsOwners,Inc.,andauthorizesthemtoreviewandrequestanycreditreportsandotherinformationnecessaryinconnectionwiththisapplication.Theundersignedacknowledgesandconsentstothefollowingtermsandconditions:

TERMSANDCONDITIONSONSALESOFAPARTMENTS1. ThepurchaserofanapartmenttakestitlesubjecttotheprovisionsoftheProprietaryLeaseandRockcliffeApartmentsOwners,Inc.,By-Laws,andassumesalloftheseller’sobligationsthereunderandisobligatedtosignsuchdocumentstoaccomplishsuchpurposeasRockcliffeApartmentsOwners,Inc.,mayrequire.2. ThepurchaseragreestoprovideallinformationandexecutealldocumentsrequiredbyRockcliffeApartmentsOwners,Inc.,pursuanttolaw,theBy-Laws,andbythisapplication._____________________________________________ ________________________SignatureofApplicant Date_____________________________________________ ________________________SignatureofCo-Applicant Date

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page9of43

APPLICANT’SPERSONALINFORMATION

Name:__________________________________________________________________

PrincipalPlaceofResidence: ________________________________________________

Telephone:_________________Mobile:______________Email:_________________

Ifcurrentlyemployed:

NameofBusinessorEmployer:____________________________________________

PositionHeld: _________________________________________________________

NatureofBusiness: _____________________________________________________

BusinessAddress:_______________________________________________________

Namesofallpersonswhowillresideintheapartment:___________________________

________________________________________________________________________

________________________________________________________________________

NamesofresidentsinthebuildingknownbytheApplicant: _____________________

________________________________________________________________________

________________________________________________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page10of43

CO-APPLICANT(S)’PERSONALINFORMATION(1foreachco-applicantifthereareany)

Name:__________________________________________________________________

PrincipalPlaceofResidence: ________________________________________________

Telephone:_________________Mobile:______________Email:_________________

Ifcurrentlyemployed:

NameofBusinessorEmployer:____________________________________________

PositionHeld: _________________________________________________________

NatureofBusiness: _____________________________________________________

BusinessAddress:_______________________________________________________

Namesofallpersonswhowillresideintheapartment:___________________________

________________________________________________________________________

________________________________________________________________________

NamesofresidentsinthebuildingknownbytheApplicant: _____________________

________________________________________________________________________

________________________________________________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page11of43

REFERENCES

Addressofpresentresidenceanddatesofoccupancy:___________________________

________________________________________________________________________

Ifcurrentlyrenting,presentLandlordorAgent:

Name:_________________________________________Telephone:____________

Address:_______________________________________Facsimile:______________

FINANCIAL:a. (Bank–PersonalAccount):_______________________Telephone:____________

AccountNo:____________________________________Facsimile:_____________

Address:_____________________________________________________________

b. Forinformationregardingsourceofincomecontact:__________________________

AccountNo:____________________________________Facsimile:_____________

Address:_____________________________________________________________

BUSINESS(Ifcurrentlyemployed)a. Name:________________________________________Telephone:____________

Address:_____________________________________________________________

b. Name:________________________________________Telephone:____________

Address:_____________________________________________________________

PERSONAL:a. Name:________________________________________Telephone:____________

Address:_____________________________________________________________

b. Name:________________________________________Telephone:____________

Address:_____________________________________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page12of43

FINANCIALSTATEMENTName(s)_______________________________________________________________________________Address________________________________________________________________________________Thefollowingissubmittedasbeingatrueandaccuratestatementofthefinancialconditionoftheundersignedonthe_____dayof______________________20____.(Attachadditionalsheetsifthereisinsufficientspaceforyourresponses.)

ASSETS LIABILITIES Applicant Co-Applicant Applicant Co-Applicant

Cashinbanks NotesPayable:

MoneyMarketFunds ToBanks

ContractDeposit ToRelatives

Investments:Bonds&Stocks

-SeeSchedule

ToOthers

InstallmentAccountsPayable

InvestmentinOwnBusiness Automobile

AccountsandNotesReceivable Other

RealEstateOwned–seeschedule OtherAccountsPayable

Automobiles:YearMake MortgagesPayableonRealEstate-SeeSchedule

UnpaidRealEstateTaxes

PersonalProperty&Furniture UnpaidIncomeTaxes

LifeInsuranceCashSurrenderValue ChattelMortgages

RetirementFunds:

IRA

LoansonLifeInsurancePolicies

(includePremiumAdvances)

401K OutstandingCreditCardLoans

KEOGH OtherDebts–Itemize

ProfitSharing/PensionPlan TOTALLIABILITIES

OtherAssets COMBINEDLIABILITIES

TOTALASSETS NETWORTH

COMBINEDASSETS COMBINEDNETWORTH

SOURCEOFINCOME Applicant Co-Applicant CONTINGENTLIABILITIES

BaseSalary AsEndorserorCo-makeronNotes

OvertimeWages AlimonyPayments(annual)

Bonus&Commissions ChildSupport(annual)

DividendsandInterestIncome Areyoudefendantinanylegalaction?Explain

RealEstateIncome(Net)

AlimonyPayments(annual) Arethereanyunsatisfiedjudgments?Explain

ChildSupport(annual)

SocialSecurity

Pension Haveyouevertakenbankruptcy?Explain

OtherIncome–itemize

TOTAL

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page13of43

GENERALINFORMATION Applicant Co-Applicant PROJECTEDEXPENSES/MONTHLY

PersonalBankAccountsat Maintenance

ApartmentFinancing

SavingsAccountat

OtherMortgages

BankLoans

PurposeofLoans

AutoLoan

TOTAL

SCHEDULEOFREALESTATE

Description&Location Cost ActualValue Mortgage MaturityDate

SCHEDULEOFNOTESPAYABLE

Specifyanyassetspledgedascollateral,includingtheliabilitiestheysecure

ToWhomPayable Date Amount Due Interest PledgedAsSecurity

Theforegoingfinancialstatementhasbeencarefullyprepared,andtheundersignedherebysolemnlydeclare(s)andcertify(ies)thatalltheinformationcontainedhereinistrueandcorrect.Date:____/____/20____Signature_______________________________________

Date:____/____/20____Signature_______________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page14of43

PURCHASEAPPLICATIONCREDITAUTHORIZATION

ThisshallauthorizetheprocurementofaconsumerreportbyRockcliffe’sPropertyManagerlistedonthecoverofthisAdmissionsApplicationPackage.

Inconnectionwiththisrequest,Iauthorizeallcreditagencies,banks,lendinginstitutions,formeremployersandpersonstoreleaseinformationtheymayhaveaboutmetothepersonorcompanywithwhichthisauthorizationhasbeenfiled,ortheiragent,Fidelifacts/MetropolitanNewYork,Inc.

Thisauthorization,inoriginalorcopyform,shallbevalidforthisandanyfuturereportsorupdatesthatmayberequested.

lunderstandthatIhavetherighttorequestadditionaldisclosureastothenatureandscopeoftheinvestigation,uponwrittenrequest,withinareasonableperiodoftime.

____________________________________________________________________ _________Applicant'sSignature PrintName Date

__________________________________________________________________________ ____SocialSecurityNumberBirthNameDateofBirthDriverIDNumber State

__________________________________________ __________________________________Address PriorAddress

Ifaspouseorasecondapplicantisinvolved,pleaseincludetheinformationrequestedbelowandbesurebothapplicantssignthisdocument.____________________________________________________________________ _________Applicant'sSignature PrintName Date

__________________________________________________________________________ ____SocialSecurityNumberBirthNameDateofBirthDriverIDNumber State

__________________________________________ __________________________________Address PriorAddress

TheconsumerreportsorinvestigativeconsumerreportsorderedbyRockcliffe’sPropertyManagerfromFidelifacts/MetropolitanNewYork,Inc.willbeusedonlyforthepermissiblepurposesoutlinedintheFairCreditReportingAct(PL91·508),TheConsumerCreditReportingReformActof1996andtheGeneralBusinessLawofNewYork(CH867-NY-1977),

RockcliffeApartmentsOwners,Inc.,anditsPropertyManagercertifythatitwillcomplywiththeReformAct'sdisclosureandadverseactionrequirementandthattheinformationwillnotbeusedinviolationofanyapplicableFederalorStateequalopportunitylaworregulation.

Requestedby:__________________________________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page15of43

STORAGEBINS

Storagebinsarenotpartoftheapartmentyouarepurchasing,butareavailableonafirstcomefirstservedbasis.Theremaybeashortwaitinglist.Pleasechecktheappropriateboxbelowtoindicatewhetherornotyouwouldlikeastoragebin.

Yes,Idowantastoragebinwhenavailable.

No,Idonotwantastoragebin.

PARKING

TheRockcliffeprovidesfee-basedindoorandoutdoorparking.Garageparkingislimitedandtheremaybeawaitinglist.Pleasechecktheappropriateboxbelowtoindicateyourparkingpreference.

lwouldlikegarageparkingat$50permonth/vehiclefor#_____automobile(s)

whenavailable.

Iwouldlikeoutdoorparkingat$25permonth/vehiclefor#_____automobile(s).

NOTE:Thereisalimitoftwovehiclesperapartment(beconsistent).Additionalvehiclesmaybesubjecttohigherfees.

Signature_________________Apt.No.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page16of43

ACKNOWLEDGMENTOFRECEIPTOFRULES&REGULATIONSANDPOLICIES

TheundersignedherebyacknowledgethatIhavebeenprovidedwithcopiesofthedocumentslistedbelowandcontainedinthispackageonthepagesindicated.Iunderstandthatasashareholderitismyobligationtoabidebytherules,policies,andprocedurescontainedtherein.1. RulesandRegulationsofRockcliffeApartmentsOwners pp.21-24 2. ParkingPolicy p.25 3. SmokingPolicy p.26 4. Sublets p.26 5. TherapeuticandMedicalUseDogsPolicy p.27 6. GuestRegistrationForm p.28 7. ContractorInsuranceRequirements&

ExampleofInsuranceCertificateRequiredofContractorsWorkinginIndividualApartments pp.29-30

8. GuidelinesforAlterationsandRenovations&- AgreementforAlterationsandRenovations- Exhibit“A”ContractorLetter pp.31-38

9. GuidelinesforPainting,WallpaperingandCosmeticWork&- ApplicationforDecorating/CosmeticRepairs- ApartmentDecoratingAgreement- Exhibit“A”ContractorLetter pp.39-43

_____________________________________________ ________________________SignatureofApplicant Date_____________________________________________ ________________________SignatureofCo-Applicant Date

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page17of43

PLEASEINCLUDETHISPAGEALONGWITHASTAMPED,SELF-ADDRESSEDENVELOPEWHENSUBMITTINGYOURADMISSIONSAPPLICATIONPACKAGE________________________________________________TOBECOMPLETEDBYROCKCLIFFE’SPROPERTYMANAGER

NotetoPropertyManager:Priortocheckingcontents,unlessdeliveredinperson,pleasephonebuyerimmediatelytoconfirmreceiptofpackage.

Acknowledgedon__/__/20__by__________________oinpersonobyphoneobyemail

RE:PURCHASER(S)__________________________________________APARTMENT:______

ThisistoacknowledgereceiptofyourAdmissionsApplicationPackageon__/__/20__

Yourpackageincludedthefollowingcheckeditems–anyuncheckeditemsmustbeforwardedbeforeyourapplicationcanbeprocessed.

1. ContractofSale o2. SignedAcknowledgmentofFaçadeProject o3. SignedPurchaseApplicationandTermsandConditionsonSalesofApartments o4. Applicants’PersonalInformationForms(1perapplicant) o5. ReferencesForm o6. Two(2)personalreferenceletters o7. Two(2)businessreferenceletters.Ifnotapplicablecheckhere:o o8. Ifcurrentlyrenting,aletterofreferencefrompresentlandlordormanagingagent.

Ifnotapplicablecheckhere:o o9. AletterfromEmployer(s)statingjobfunction,salaryandlengthofemployment o10. CompletedFinancialStatementsignedbythePurchaser(s)oranAccountant o11. Verificationofassets,i.e.,bycopiesofthethree(3)mostrecentstatements,

aswellascopiesofthethree(3)mostrecentmonthsbankstatements. o12. TaxReturnsandW-2formsforpastthree(3)years o13. SignedPurchaseApplicationCreditAuthorization o14. Copyofdriver'slicense(s) o15. Checkpayableto:Fidelifacts/Metropolitan,NewYork,Inc. -$281.41forasingleapplicanto,or$562.82foracouple o16. Checkpayableto:CommunityManagementCorporation$450 o

Ifthepurchaseoftheapartmentisbeingfinanced17. BankCommitmentLetterand o18. RecognitionAgreement,intriplicate(Aztechformonly)signedby

BankandPurchaser(s) o19. StorageBinsandParkingSpaceRequestForm o20. AcknowledgmentofReceiptofRules&RegulationsandPolicies o

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page18of43

ROCKCLIFFERESIDENTINFORMATIONFORM:PleasecompleteandreturntoRockcliffe’sAttorneyatclosingforforwardingtoPropertyManager.UNIT:_______OWNEDBY: ____________________________________________________OCCUPIEDBY(Adults): __________________________________________________________ChildrenunderAge21:___________________________________________________________TELEPHONE(s)–IndicateasH=HomeLandline;M=Mobile;W=WorkIncludeinResidentsDirectory:_____________________________________________________Private-notforinclusioninResidentsDirectory:______________________________________EMAILADDRESS(es)IncludeinResidentsDirectory:_____________________________________________________Private-notforinclusioninResidentsDirectory:_______________________________________ADDITIONALRESIDENCE:Address:______________________________________________________________________Tel.:__________________________________________________________________________HO-6HOMEOWNERSINSURANCE:Residentsarerequiredto•Fillintheinsuranceinformationrequestedbelow•NotifyCommunityManagementwhentherearechangestothepolicyCarrier:________________________________________________________________________PolicyNumber:__________________________________ExpirationDate:____/____/______Limits: ________________________________________________________________________IsPolicyrenewableannually?__Yes__No;Ifno,howfrequently?_______________________VEHICLES:PleaseIncludeLicensenumbersforyourlongtermemployees.____________________________________________________________________ModelColorYearLicensePlate#State____________________________________________________________________ModelColorYearLicensePlate#State

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page19of43

____________________________________________________________________ModelColorYearLicensePlate#State____________________________________________________________________ModelColorYearLicensePlate#StateSPECIALCONSIDERATIONS:(Optional)Pleaseindicateifyouarenon-ambulatoryorneedassistanceintheeventofabuildingevacuation.____Yes,Ineedassistance;____No,IdonotneedassistanceAdditionalinformation,ifneeded_________________________________________________________________________________________________________________________________PETS:________________________________EMERGENCYCONTACTINFORMATION:(Optional)1.Name:____________________________________________Relationship________________TEL.:_____________________Mobile_____________________Other___________________ADDRESS:______________________________________________________________________2.Name:____________________________________________Relationship________________TEL.:_____________________Mobile_____________________Other___________________ADDRESS:______________________________________________________________________3.Name:____________________________________________Relationship________________TEL.:_____________________Mobile_____________________Other___________________ADDRESS:______________________________________________________________________VISITORSWHOMAYENTERMYUNITINMYABSENCEINADDITIONTOTHEEMERGENCYCONTACTSLISTEDABOVE:____________________________________________________________________________________________________________________________________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page20of43

PLEASEFAMILIARIZEYOURSELF

WITHTHEINFORMATIONONTHEFOLLOWINGPAGES

AND

RETAINTHESEDOCUMENTSFORYOURFUTUREREFERENCE

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page21of43

RULESANDREGULATIONSOFTHEROCKCLIFFEAPARTMENTS

TheseRulesandRegulationsareintendedforsafetyandcomfort,andtomakelifeatRockcliffemorepleasantforalltheresidents.

BuildingCodeRules1. AllshareholdersmustsubmitplansforalterationstotheResidentManagerforreview.TheResidentManagerwillsubmittheplanstotheBoardofDirectorsforapproval.(SeeAlterationPolicyattached).2. Shareholdersandotherresidentsareresponsibletoleaveduplicateapartmentkeysintheofficeincaseofanemergencyorlockout.Theduplicatekeysarekeptlockedintheoffice.

3. a. DoortodoorsolicitingandthedistributionofflyersunderapartmentdoorsattheRockcliffe Apartmentsbyanyoneisprohibitedexceptasotherwisesetforthbelow.

b. AnycandidaterunningforaseatontheBoardofDirectorsmay,aftertheannouncementofhisorhercandidacyandupuntilthedayofthemeetingofshareholdersatwhichtheelectionisscheduled,ononeoccasiondistributebetweenthehoursof9:00amand9:00pm,aflyerundertheapartmentdoorofeachshareholderwhohasnot“opted-out”(asprovidedbelow)toreceivesuchtypeofcommunication.Inaddition,thecandidatesmayalsopostonecopyoftheflyeronthebulletinboardlocatedinthemailroomandleaveadditionalcopiesinabasketprovidedforsuchpurposelocatedontheradiatorinthemailroom.TheseflyerswillberemovedfromthemailroombythestaffoftheApartmentCorporationimmediatelyaftertheelection.

c. AnyshareholderwhowishestocommentinwritingonthegovernanceoftheApartmentCorporationmaydistributebetweenthehoursof9:00amand9:00pm,aflyerundertheapartmentdoorofeachshareholderwhohasnot“opted-out”(asprovidedbelow)toreceivesuchtypeofcommunication.

d. Inaddition,anyshareholderwishingtocommentinwritingonthegovernanceoftheApartmentCorporationmayatanytimepostonecopyofaflyeronthebulletinboardlocatedinthemailroomandleaveadditionalcopiesinabasketthathasbeenprovidedforsuchpurposelocatedontheradiatorinthemailroom.TheseflyerswillberemovedfromthemailroombythestaffoftheApartmentCorporationfifteen(15)daysaftertheinitialposting.

e. Forthepurposesofthisrule,theterm“flyer”shallmeananywritingononesheetofpapermeasuring81/2"x11",whichmaybedoublesidedandmustbedated.

f. Anyshareholdermayevidencehisorherdesirenottoreceiveanyflyersunderhisorherapartmentdoorbyplacinghisorhernameonalistestablishedbythemanagingagent(the“Opt-OutList”).

g. Priortothedistributionofanyflyersunderapartmentdoorsaspermittedunderthisrule,theshareholdershallobtainacopyofthe“Opt-OutList”andshallhonortheinstructionsofthoseshareholderswhosenamesappearonit.EachseparatebreachofthisregulationshallbeconsideredaseparateviolationoftheRulesandRegulationsoftheApartmentCorporation,forwhichthebreachingpartymaybesubjecttoafine.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page22of43

4. Nogrouptours,housesalesorauctionsofanyapartmentoritscontentsshallbeconductedwithouttheapprovaloftheBoardofDirectors.

5. Basementdoorstotheoutsidearetobekeptclosedandlockedatalltimesforsecurityreasons.Doorsmaybeproppedopenforloadingandunloadingoperationsandthenclosedwhenfinished.Undernocircumstancesshoulddoorsbeproppedopenandleftunattended.

6. Articlesarenottobeplacedinthehalls,onthestaircaselandingsorelevators.Somedecorativefurnitureandtastefulpicturesmaybeplacedinthehalls,subjecttotheapprovalofallresidentsonthefloor.Theycannotbeahazardforpeoplewalkingby.TheRockcliffeisnotresponsibleforresidentpersonalitems.

7. Nothingshallbehungorshakenfromthedoorsorwindowsorplacedonwindowledges.Airconditionersandfansareauthorized.Windowsshallbekeptclean.Noarticlesareallowedtobestoredintheparkinggarages.

8. RockcliffeApartmentsOwners,Inc.,willnotberesponsibleforarticlesleftinthelaundryroomsorstorageareas.

9. QuestionsregardingtheserviceofthebuildingaretobedirectedtotheResidentSuperintendent/Manager.Complaintsshallbeinwritingtoavoidanymisunderstandingsandtoprovideawrittenrecordsothecomplaintcanbeinvestigatedandactiontakenasappropriate.

BehavioralCode1. Quietshouldprevailfrom10:00P.M.to8:00A.M.Duringthisperiod,pleasekeeptelevisions,radios,

stereosystemsandothermusicalinstrumentsatalowvolumelevel.Useofexercisemachinesorothermechanicaldeviceswhichcreatenoiseorvibrationsshouldbeavoidedduringthesehours.Pleaseavoidunnecessaryloudnoisesduringthistime.

2. 80%offloorsaretobecoveredbycarpetingexceptbathroomsandkitchens.3. Whencooking,pleasekeepdoorstothehallwayclosed.4. GarbageshouldbeplacedinbagsandplacedinthecontainersintheServiceElevatorarea.Newspapers

andmagazinesshouldbeplacedneatlyontheshelvesandrecyclableplastic,glassandmetalplacedinthecontainermarkedforthatpurpose.

5. ThecommonareasofthebuildingaredesignatedasNOSMOKINGareas.Pleaseobservethisinthehalls,stairways,elevators,andbasement.Ifyousmokeoutside,pleasedonotlitterthegroundaroundtheapartmentbuilding.

6. Theserviceelevatorsmustbeusedwhentransportingfurniture,bulkyobjectsandanythingsubjecttospilling.

7. Serviceelevatorsaretobeusedbytradespeopleoranyonecarryinglaundrytoandfromthebasement.Pleaseinformyourdomestichelpofthisruling.

8. Appropriateattiremustbeworninthecommonareas.Nobarefeetorswimsuitsshallbeallowedinthecommonareas.

9. Sunbathingispermittedonthebacklawnareaonly.Lawnchairswhenusedforthatpurposeshouldbefoldedupandstoredwhennotinuse.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page23of43

10. Shoppingcartscanbeobtainedfromthebasementlandings.Pleasereturnthecartsafteruseanddonotleaveinelevators.

11. Dogsarenotallowedfortheresidents.Guestscomingforashortperiodoftimemaybringadogduringtheirvisitprovidedthedogremainsonaleashwhenoutsidetheapartment.Cleaningupanydroppingsisamust.Pleaseusesidedoorswhenenteringorleavingthebuildingwiththedogandusethefreightelevatorsorstairs.Catsarepermitted,butlimitedtoamaximumoftwoperapartment.Petsmustbekeptinsidetheshareholder'sapartmentandmustnotconstituteanuisancetoothershareholders.Anydamageorinfestationcausedbyapetwillbebilledagainsttheapartmentresident.ServiceDogsshallbepermittedinaccordancewith,andasdescribedin,theTherapeuticorMedicalUseDogPolicy.

12. Rockcliffeshallhavetherightfromtimetotimetocurtailorrelocateanyspacedevotedtostorage.Storageroomsaretobekeptorderly.Pleasethrowoutanyitemsnolongerneeded.Firesafetyisofparamountimportanceinthestoragearea.Thereisnosmokinginthestorageareaatanytime.

13. Noemployeesoftheresidents:maids,nurses,companions,etc.aretoparkintheupperparkingareas.Theymustparkinthelowerparkinglotinfrontofthelowergarage.

14. Obeythenoparkingsigns.Theserestrictedareasaresodesignatedfortheuseofemergencyvehiclessuchasambulancesandfireengines.Parkingatthenorthandsouthentrancesisauthorizedforloadingandunloadingforshortperiodsoftime,formaintenance,orwaitingforapassenger.

15. Handicappedparkingspacesarereservedforresidentsandtheirguestswhohavetheproperlicenseorplacard.Parkingisforshortperiodsoftime.Parkingpermitswillbeissuedforeachresident'sautomobiletoparkatRockcliffe.Orangetagsforoutsideparkingandpurpletagsforgarageparking.Displaythetagintherearleftwindshieldorwindow.Securitywillperformperiodicinventoryofvehiclesinlots.ShareholdersusingadifferentvehiclefromtheoneregisteredwithRockcliffeshouldobtainatemporaryguestpassfromsecurity.Vehiclesnottaggedwillbesubjecttofineof$100perday.Tagshouldbemovedtoanytemporaryvehiclebeingusedbytheowner(suchasarentalcar)andnoticemustbegiventotheManagementoffice.Residentspayingforindoorparkingshallnotparkoutside.Allvisitors,guests,contractors,etc.areonlypermittedintheVisitorParkingarealocatedtotherightofthegarages.Long-termguests,asdescribedintheGuestRegistrationForm,mustberegisteredwithManagement.Theywillthenbeissuedatemporaryparkingpass.GuestsparkinginotherthentheGuestParkingLotwillresultinShareholderforwhichtheyarevisitingbeingfined.NorthandSouthlotsarefortheuseofallshareholdersonafirstcomefirstservedbasis.Handicapspacesarefirstcome,firstserved.Anyonewithoutproperhandicapvalidationwillbereportedtothepolicetobeticketed.Vehiclesshouldnotbeinanyparkingspaceformorethan5dayswithoutmoving.Suchvehiclesshouldbeparkedinthelowervisitors’lot.Thisdoesnotpertaintoinsidegaragespaces.)Vehiclesshallnotbepermittedtoidleoutsidethefrontofthebuilding.Streetparkingispermittedwithintheconstraintsofthelocalmunicipality.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page24of43

16.Violationsforinfractionofanyoftheabovemayresultinfinesbeingissuedof$100peroccurrencewitheachdaybeinganewoccurrence.

17.SnowRemoval:Shareholdersandtheirguestsarerequiredtoclearsnowfromtheirvehiclesnolaterthan36hoursafterasnowstormhasended.FailuretocomplywillresultintheRockcliffestaffclearingallremainingsnow-coveredvehiclesandchargingapplicableshareholderaccountsthesumof$25pervehicleforthisservice.Approximately12hoursbeforetheRockcliffestaffundertakestoclearsnowfromavehicle,theownerofthatvehiclewillreceiveaphonecallnotifyinghimorherofthestaff'sintenttocommencesnowremovalaction.Rockcliffewillnotbeheldliableforanydamagecausedbystaffeffortstoremovesnowfromvehicles.Oncesnowhasbeenclearedfromashareholderorguest'svehicle,theownershouldrelocatehisorhervehicletoaparkingspace/areathathasalreadybeenplowedsothattheRockcliffestaffcanproperlyandcompletelyclearthelots.

18.Ballplayingisnotallowedonthefrontlawn.

MaintenanceCode1. Hammering,drillingorheavyrepairworkshallbeperformedbetweenthehoursof8:00a.m.and5:00

p.m.MondaysthroughFridaysexceptholidays.Lightmaintenanceforemergencyrepairsofappliancesandotherwork,provideditwillnotbeadisturbancetotheotherresidents,maybeallowedatothertimeswiththeapprovaloftheResidentSuperintendent/Manager.

2. MovingVansarenotallowedonSaturdays,Sundays,holidaysorbetweenthehoursof5:00p.m.and8:00a.m.weekdays.ScheduleallmoveswiththeResidentSuperintendent/Managerwellinadvancesoastoavoidconflictswithothermovers.

3. Personshavingworkdoneintheirapartmentwillinformallcontractorsandotherworkmentheyaretounloadmaterialsatthenorthorsouthentranceareas.Afterunloadingtheyshouldparkinthelowerparkinglotorinthestreet.Vehiclesarenottobeleftunattendedbytheentrances.

4. Personshavingworkdonewillalsoinformthecontractor/workmenthatdebriscreatedbymaintenanceworksuchascabinets,appliances,carpetingorotherbulkywasteandtrashisnottobeleftinthebuildingoroutsidethebuilding.Alldebrisshouldberemovedbythecontractororresidentbeforetheendofthedayinwhichtheworkisdone.AnyquestionspertainingtotheaboveRulesandRegulationsshouldbedirectedtotheResidentSuperintendent/Manager.SuggestionsforchangesormodificationsshouldbeinwritinganddirectedtotheBoardofDirectors,RockcliffeApartmentsOwners,Inc.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page25of43

PARKINGPOLICYApprovedJanuary15,2014

• AllshareholdercarsmustberegisteredwithRockcliffeManagementandappropriatelytagged.Vehiclesnottaggedwillbesubjecttofineof$100perday.Tagshouldbemovedtoanytemporaryvehiclebeingusedbytheowner(suchasarentalcar)andnoticemustbegiventotheManagementoffice.

• Differentcolortagswillbeissuedforbothindoorandoutdoorparking,signifyingeach.

• Residentspayingforindoorparkingshallnotparkoutside.

• Allvisitors,guests,contractors,etc.areonlypermittedintheVisitorParkingarealocatedtotherightofthegarages.

• Long-termguests,asdescribedintheGuestRegistrationForm,mustberegisteredwithManagement.Theywillthenbeissuedatemporaryparkingpass.

• GuestsparkinginotherthentheGuestParkingLotwillresultinShareholderforwhichtheyarevisitingbeingfined.

• NorthandSouthlotsarefortheuseofallshareholdersonafirstcomefirstservedbasis.

• Handicapspacesarefirstcomefirstserved.AnyonewithoutproperhandicapValidationwillbereportedtothepolicetobeticketed.

• Vehiclesshouldnotbeinanyparkingspaceformorethan5dayswithoutmoving.Suchvehiclesshouldbeparkedinthelowervisitors’lot.(Thisdoesnotpertaintoinsidegaragespaces.)

• Vehiclesshallnotbepermittedtoidleoutsidethefrontofthebuilding.

• Streetparkingispermittedwithintheconstraintsofthelocalmunicipality.

• Violationsforinfractionofanyoftheabovemayresultinfinesbeingissuedof$100peroccurrencewitheachdaybeinganewoccurrence.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page26of43

SMOKINGPOLICYJune6,2014

TheProprietaryLease,item18(b)readsinpart,“TheLesseeshallnotpermitunreasonablecookingorotherodorstoescapetheApartment.TheLesseeshallnotpermitorsufferanyunreasonablenoisesoranythingwhichinterfereswiththerightsofotherlesseesorunreasonablyannoysthem…”Further,beadvisedthatNJAC5:10-6.2,saystherighttobreathecleanairsupersedestherighttosmoke.“theownershalleliminateorabateanyodorsarisingoutoftheuseoroccupancyofthepremiseswhichconstituteanuisanceorpotentialhealthhazardtoordinarilysensitiveoccupantsorusers.”Therefore,ifyouareasmokerorhaveguestswhowillbesmokinginsideyourapt,pleasebesuretoprovideanairfiltrationsystem/purifiercapableofremovingallcigarettesmokefromtheapartmentandsealingcracksandcrevicesintheapartmentwheresmokemayescape,includinggapsarounddoortocommonhallway.Additionally,ifyoustepoutdoorstosmokepleasebesuretobefarenoughawayfromthebuildingentrances/windowssoasnottoallowsmoketoblowbackintothebuilding.Thankyouforyouranticipatedcooperation.

SUBLETS

Currentlynomorethansixunitsmaybesublet;otherrestrictionsapply.ThefullSubletPolicyandApplicationsProceduresforsublettingareavailableuponrequestfromCommunityManagement.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page27of43

THERAPEUTICORMEDICALUSEDOGSApprovedFebruary19,2014

1. ProofofneedmustbeprovidedtotheBoard,andwrittenapprovalgiven,priorto obtaininga

dog.

2. Dogmustberegisteredwiththelocalmunicipalityandhaveallrequiredlicenses.ProofofsameshallbeprovidedtoRockcliffewithin 10daysofmunicipalrequirementanduponeachannualrenewal.

3. DogmustbeuptodateonallvaccinationsandproofofsameshallbeprovidedtoRockcliffe.

4. Dogshallnotexceedaweightof25poundsexceptwherespecificbreedsarenecessaryasguide/servicedogs.OnlyoneTherapeuticDogpershareholder/apartment.

5. Dogsshallnotbepermittedtorideinpassengerelevators.Dogmayrideinserviceelevatorifbeingheld,orinacarrybag,wheninelevator(unlessusedasGuide/servicedogormedicallyunable).

6. Trainedattackorguarddogsarenotallowed.7. Anydogthatbites,clawsorscratchesanyperson("petattack")mayberemovedfromthe

building.PetownerwillholdRockcliffeApartmentsOwners,Inc.,harmlessfromanyrelatedclaims.

8. Dogmustbecurbedandwalkedawayfromplantingsandgardenbedsaroundbuildings,andkeptofflawn. Dogwastemustbepickedupanddisposedofproperly insealedbags.Dogwasteshouldnotbeleftintrashrooms.

9. Dogsarenotpermittedtorunlooseinthebuildingoronthegroundsandmustbeleashedatalltimeswhenoutsidetheapartment.Leashmaybenomorethen6ftlongwhenoutsideand4ft.wheninthebuilding. Dogsmaynotbetetheredoutside. Dogsarenotpermittedonanycommonareafurniture.

10. Dogmustnotcreateanuisanceforotherresidents.Anuisancecaninclude,but isnotlimitedto,thedogmakingrepeatedandprolongedsoundsornoisesthatareheardthroughwindows,walls,floorsorceilingsbyanotherapartmentand/orshareholder(suchasbarkingorcrying). Ifadogisfoundtobeanuisancetootherresidents,andifanamicablesolutioncannotbefoundindependentoforthrough theADRprocess,thenthedogcannotcontinuetoresideintheApartment.

11. Anydamagecausedtocommonpropertyresultingfromapetwillbetheresponsibilityofthedogowner.

12. ThefineforanyviolationoftheabovelistedrulesandregulationspertainingtoaTherapeuticDogis$100perincident.Anycontinuedviolationswillbecharged$100perdayforeachdaythattheviolationcontinues.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page28of43

GUESTREGISTRATIONFORM

_____________________________________willbestayingovernightinmyapartment.GuestName(s)ArrivalDate__________________DepartureDate__________________

VehicleInformation: Make:_______________________________

Model:_________________Year:________

IhavereadandunderstandtheRockcliffe'sGuestPolicy.

PleaseextendallcourtesiestomyGuest.THANKYOU.

SHAREHOLDERNAME_____________________________________APT:____________

Signature______________________________________________Date:___________

ThefollowingthreerulesaretakenfromourGuestPolicyeffectiveFebruary2008:

1. ImmediateFamilyMembers.Atanytime,immediatefamilymembersoftheShareholder(i.e.:aspouse/partner,father,mother,sister,brother,son,daughterorgrandchild)mayresideinaShareholder'sapartment,providedthenamesandcontactinformationforsuchfamilymembersareregisteredwiththeSecurityDeskandResidentManager.

2. OtherGuests.Allguests(otherthanthosecoveredabove)shallbeannouncedbytheDoorman.Overnightguestswillbepermittedforaperiodofupto30days,providedtheguestisregisteredonthisFormandtheShareholderispresentduringtheentirestay.Anyguestwhostaysbeyond30daysrequiresadvanceapprovalbytheBoardofDirectorsortheirdesignee.ApplicationforsuchapprovalshouldbemadetotheResidentManager,whowillcoordinatewiththeBoard.

3. Deportment.AllguestswillbeexpectedtorespecttheBuildingandthequietenjoymentofthepremisesbytheShareholders.ViolatorsofthispolicymaybeaskedtoleavethepremisesandsponsoringShareholdermaybeheldliableforanydamageresultingfrominappropriatebehavioroftheirguests.

NOTE:ALLOWATLEAST10DAYSPROCESSINGFORAPPROVALOFGUESTSANTICIPATEDTOSTAY30DAYSORMORE.PleasereturncompletedformtoSECURITYDESK.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page29of43

CONTRACTORINSURANCEREQUIREMENTS

Allcontractorsandsub-contractorsmustprovidesatisfactoryevidenceofthefollowinginsurancecoveragethatmustbereviewedbyCommunityManagementbeforeworkbegins.Contractorsandsub-contractorsmustmaintainsuchcoverageatalltimeswhileworking.

1. WorkersCompensationInsurance-$500,0002. CommercialGeneralLiabilityInsurance:

a. EachOccurrence -$1,000,000b. GeneralAggregate-$2,000,000

3. AutomotiveLiabilityInsurance-$1,000,0004. UmbrellaLiability-$1,000,000

ThecontractorsshallfurnishCommunityManagementwithCertificatesofInsurancenolaterthanseven(7)dayspriortocommencementofwork.Workmaynotstartuntilallinsurancerequirementshavebeensatisfied.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page30of43

EXAMPLEOFINSURANCECERTIFICATEREQUIREDOFCONTRACTORSWORKINGININDIVIDUALAPARTMENTS

Theinsurancecertificatewithworkerscompensationandgeneralliabilityintheamountsindicatedonthepriorpageshouldbewordedasfollows:ThefollowingarelistedasAdditionalInsureds:RockcliffeApartmentsOwners,Inc.CommunityManagementCorp.Shareholder’sname,Apartment#-10CrestmontRd.,Montclair,NJ07042TheCertificateHolderisasfollows:RockcliffeApartmentsOwners,Inc.c/oCommunityManagementCorp.1030CliftonAvenueClifton,NJ07013

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page31of43

GUIDELINESFORALTERATIONSANDRENOVATIONS

BeforeanyWorkbeginsyoumustprovideRockcliffewithacopyofyourarchitecturalplansandspecifications(the"Plans")andasignedAgreementforAlterationsandRenovations,togetherwithacheckintheamountof$500representingthefeerequiredforreviewofyourPlansbyanarchitectorengineeronbehalfofRockcliffe.InadditiontothePlans,youmustsubmitanAgreementforAlterationsandRenovationssignedbyyou.RockcliffewillthenreviewtheAgreement,havethePlansreviewedbyitsexpertandassumingthatthecontractisapproved,returntheAgreementsignedbyRockcliffetoyou.YouwillthenbeinformedoftheamountnecessarytobepostedasaDeposituntilthecompletionoftheWork.Afterthishasbeenaccomplished,youwillbeinapositiontosignacontractwithyourcontractorand/orvendorandtoscheduleastartingdatewithCommunityManagementortheResidentManager.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page32of43

AGREEMENTFORALTERATIONSANDRENOVATIONS

THISAGREEMENT,madeandenteredintothis_______dayof_____________,20__,byandbetweenRockcliffeApartmentsOwners,Inc.,("Rockcliffe")havinganaddressof10CrestmontRoad,Montclair,NewJersey07042and___________________________("Shareholder"),havinganaddressat10CrestmontRoad,Apartment______________,Montclair,NewJersey07042(the"Apartment").

WITNESSETH

WHEREAS,theShareholderhasrequestedthatRockcliffeconsenttothealterationsand/orrenovationstotheApartment(the"Work")asshowinthearchitecturalplansandspecifications("Plans"),preparedby___________________________________("Architect")dated___________anddescribedinExhibitAattachedhereto;and

WHEREAS,Rockcliffeiswillingtograntitsconsentonthetermsandconditionssetforthherein.

NOW,THEREFORE,inconsiderationofthemutualagreementofthepartiescontainedherein,thepartiesherebyagreeasfollows:

1. RockcliffeherebygrantsitsconsenttotheShareholdertoperformtherenovationsandalterationstotheApartmentstrictlyinaccordancewiththePlansanduponthetermsandconditionssetforthherein;providedthattheShareholderisincompliancewiththetermsofthisAgreementandtheProprietaryLease.NochangescanbemadetothePlansorthescopeoftheWorkwithoutthepriorwrittenconsentofRockcliffe.

2. BeforeBeginningWork.BeforebeginninganyWork,theShareholderagreesasfollows:

a. TodelivertoCommunityManagementacopyofarchitecturalplansandspecifications(the"Plans").

b. TodelivertoCommunityManagementcopiesofallcontractswithcontractorsandsuppliersandascheduleofWorktobeperformedbyeachcontractorandsub-contractor;

c. ToprovideforeachcontractoraletterintheformattachedheretoasExhibitA;

d. ToobtainallnecessarypermitsandapprovalsfromtheTownshipofMontclairandanyothergovernmentalauthorityhavingjurisdictionovertheWorkdoneattheApartmentandtoprovidecopiesofsametoCommunityManagement.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page33of43

e. Toobtainfromeachcontractor,sub-contractororotherpersonworkingintheApartmentanddelivertoCommunityManagementevidencethattherequiredinsurancecoverageisinfullforceandeffect.

3. Fees. TheShareholdershallpaythefollowingfees:

a. TheShareholdershallreimburseRockcliffeandCommunityManagementforallfeesandexpensesincurredbyeitherinconnectionwiththereviewofthePlansandforsubsequentorperiodicinspectionsduringoruponcompletionoftheWork,includingfeespaidtoarchitects,engineersandattorneys.Acheckintheamountof$500payabletoRockcliffeApartmentsOwners,Inc.shallbesubmittedwiththisAgreementsignedbytheShareholder.

b. AspartialsecurityforitsobligationsunderthisAgreement,ShareholderherebydeliverstoRockcliffeacheckintheamountofpayabletoRockcliffeApartmentsOwners,Inc.,representingasecuritydepositfortheWorkperformed(the"Deposit").TheDepositwillbeinanamounttobedeterminedbyRockcliffewhichwillequaltenpercent(10%)oftheestimatedcostoftheWork.TheDepositwillbeheldbyCommunityManagementtocoveranyexpenseduetothe·Shareholder'sfailuretocomplywithanytermofthisAgreement,including,butnotlimitedto,damagescausedbytheWork,thecostsofanyconsultants,cleaningcostsandovertimeand/orsecuritycostsoccasionedbytheWork.AnybalanceoftheDepositwillbereturnedonlyafterRockcliffedeterminesthattheauthorizedWorkhasbeencompletedandtheappropriateapprovalsobtainedfromtheTownshipofMontclairandproofoffullandfinalpaymenttoallcontractorshasbeenprovidedbytheShareholder.

c. Rockcliffe'sArchitectMUSTreviewallrenovationplans.Shareholderwillbebilledforreviewatarateof$130/hr.

4. GeneralRequirements.

a. TheShareholderwillassumeallrisksofdamagetotheBuildinganditsmechanical,heating,cooling,electricalorplumbingsystemsandtopersonsandpropertyintheBuildingattributabletotheWorkbeingperformedhereunder.lfRockcliffedeterminesinitssolediscretionthattheoperationoftheBuildingoranyofitsequipmentoranyapartmentintheBuildingisadverselyaffectedbytheWorkperformed,Shareholderwhensoadvisedwillremovewithin24hoursthecauseoftheproblemandceaseallWorkor,atRockcliffe'soption,reimburseRockcliffeforcostsofremovalandcorrection.

b. ShareholderrecognizesthattherewillbenochangesintheoperationoftheBuildingsystemstofacilitatethefunctioningofanyheating,airconditioning,plumbingorelectricalappliancesShareholdermaybeinstalling.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page34of43

c. Theuseofelectrichammers,electricsawsorotherelectricalpowertoolswhichcauseormaycauseunduedisturbancetoothershareholdersisnotpermittedatanytimeunlessspecificallyapprovedbyRockcliffeinwriting.Nojackhammersofanykindmaybeused.

d. TheShareholderwilldirectallcontractorsandsub-contractorstofollowindustrystandardsinpaintremovingandsandingandtoprovidetheShareholderandanyotheroccupantoftheApartmentwiththeEPApamphletentitled"ProtectingYourFamilyfromLeadintheHome".TheShareholderacknowledgesthatRockcliffehasnoliabilityorobligationinconnectionwiththisnotificationorwithanyrequirementsoftheEPApertainingtotheremovalofleadpaint.

e. Allworkmustbeperformedandallmaterialsstoredintheapartment.NoworkmaybeperformedoutsidetheapartmentandnomaterialsmaybestoredoutsidetheapartmentunlesspermissioninwritingisobtainedfromRockcliffe.

f. TheShareholderandcontractoracknowledgethatRockcliffehastherighttoperiodicallyreviewtheworkintheapartment.

g. TheShareholderrecognizesthatbyenteringintothisAgreementRockcliffedoesnotexpressanyopinionastodesign,feasibilityorefficacyofanyrenovationsoralterationsundertakenbytheShareholdernorshallRockcliffe'sconsentbedeemedtoexoneratetheShareholderfromanyliabilityinconnectionwiththeWorkperformedintheApartment.

5. DurationofWork.TheShareholderagreesthatthealterationsandrenovationsshallbecompletedexpeditiously.

a. TheWorkanddemolitionshallcommenceby___/___/20___,andshallbecompetedwithin_____days(the"CompletionDate”)afterthedateofcommencement.Iftheworkdoesnotcommencewithin30daysofthedateofthisAgreement,thisAgreementshallbenullandvoid.ThedateofcommencementshallbeestablishedbyCommunityManagementorbytheResidentSuperintendent/Manageronthefirstdaythecontractorisonthejob.ThedateofcompletionshallbethedateallWorkhasceasedintheApartment,otherthanpaintingandwallpapering,andothercontractorshavevacatedtheApartmentascertifiedtobyCommunityManagementortheResidentSuperintendent/Manager.

b. NoWorkmaybecontinuedbeyondtheCompletionDatesetforthinthisAgreementwithoutRockcliffe'sspecificpriorwrittenconsent.IfWorkispermittedtocontinuebeyondthatdate,Rockcliffeshallbeentitledtoliquidateddamagesassetforthbelowforeachdayorpartthereofonwhichworkisperformed,paidinadvance,tocompensateRockcliffeandtheshareholdersforthecostsandinconvenienceofthecontinuationoftheWork.

c. LiquidatedDamagesSchedule

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page35of43

•$100perworkingdaylto10daysbeyondtheCompletionDate.•$200perworkingday11to20daysbeyondtheCompletionDate.•$300perworkingday21to30daysbeyondtheCompletionDate.•$400perworkingday31to40daysbeyondtheCompletionDate.•$500perworkingday41to50daysbeyondtheCompletionDate.

d. ShareholdershallgivetheResidentSuperintendent/Manager,CommunityManagementandtheownersofadjacentpremisestelephonenoticeatleast5workingdayspriortothedateanydemolitionisscheduledtocommence.ShareholderunderstandsthatsuchdemolitionWorkmaybehaltedatanytimeif,inRockcliffe'ssolediscretion,RockcliffedeterminesthatsuchWorkisexcessivelynoisyorcreatesunduehardshipforanyothershareholdersoroccupants;however,theShareholdermayrecommencedemolitionWorkaftertheShareholderamelioratessuchsituation.

e. NoWorkshallbedone,exceptbetweenthehoursof8:30AMand5:00PM,andnoWorkshallbedoneonSaturdays,Sundaysorholidays.Ifthereisanyinterruptioninthenormalday-to-dayoperationoftheBuildingoriftheRockcliffeRulesandRegulationsareviolated,CommunityManagementortheResidentManagereachhavetherightatitsorhissolediscretiontohalttheWorkuntilthecontractorscomply.

6. Dust.AllprecautionswillbetakentopreventdirtanddustfrompermeatingotherpartsoftheBuildingduringtheprogressoftheWork.Materialsandrubbishmustbeplaceinbarrelsorbag,beforebeingtakenoutoftheApartmentdaily.Allsuchbarrelsorbags,rubbish,rubble,discardedequipment,emptypackingcartonsandothermaterialsmustbetakenoutoftheBuildingandremovedfromthepremisesdailybytheShareholder'scontractoror,ifthecontractorfailstodoso,RockcliffemayremovesameattheShareholder'sexpense.ShareholderrecognizesthatonlytheserviceelevatormaybeusedforsuchremovalandonlyatsuchtimeastheResidentManagermaydirect.InnoeventmaydebrisfromtheWorkbeallowedtoremaininthehallways,basementorotherpublicareasoftheBuilding.ShareholdermustinsurethatsuchpublicareasarekeptcleanandwillrepairanydamagecausedbytheremovalofdebrisfromtheApartment.

7. HouseRules.TheWorkbeingdoneontheApartmentshallnotinterferewiththenormaldailyoperationoftheBuildingorviolatethetermsandconditionsoftheProprietaryLeaseorRockcliffe'sRulesandRegulations.TheShareholder'scontractorsand/orsub-contractorsmustfollowandabidebytheinstructionsoftheResidentManagerorhisdesignatedrepresentative.

8. IndemnificationandRelease.

a. TheShareholdershallindemnifyandholdharmlessCommunityManagement,Rockcliffeanditsdirectors,officers,consultantsandemployees,andothershareholders,visitorsoroccupantsofRockcliffefromallcosts,liabilitiesordamageswhichariseasaresultoftheWorkperformedintheApartmentorfromanyfailuretocomplywiththisAgreement,

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page36of43

whetherornotcausedbynegligence,andtoreimburseCommunityManagement,Rockcliffeanditsdirectors,officers,consultantsandemployees,andothershareholders,visitorsoroccupantsforanyexpenseincludingwithoutlimitation,attorneys'feesincurredastheresultofsuchaction.

b. TheShareholderherebyreleasesCommunityManagement,Rockcliffeanditsdirectors,officers,consultantsandemployeesfromanyandallliabilityforlossordamagetoanypropertywhichmayresultfromorbeinanywayconnectedwiththeWork,andShareholderherebywaivesanyclaimswhichheorshemaynoworhereafterhaveagainstCommunityManagement,Rockcliffe,itsemployeesand/orconsultantsbaseduponinterruptionorsuspensionofthealterationsbyRockcliffeorCommunityManagementregardlessofthereasonforsuchinterruptionorsuspension.

9. Liens.TheShareholderwillpaytheentirecostofalterationsandinstallationsnotlaterthan30daysaftercompletionoftheWork.Ifanymechanicsliensarefiledforworkclaimedtohavebeendoneormaterialsallegedtohavebeensupplied,theShareholderwillcausesuchlienstobedischargedwithin10daysafterfiling.IftheShareholderfailstodoso,RockcliffemaytakeanyandactionsnecessarytodischargeorsatisfysuchlienandchargetheShareholderwithallcostsassociatedtherewith,includingattorney’sfees.

10. CertificateofOccupancy.AtthecompletionoftheWork,theShareholderwilldoallthingsnecessaryathisorhercostandexpensetodeliveraCertificateofOccupancyandproofthatallWorkhasbeendoneinaccordancewiththerequirementsoftheTownshipofMontclair.

11. FailuretoPay.Anyfees,costs,chargesorpenaltiesinconnectionwiththisAgreementwhicharenotpaidwithinl0daysafterbillsthereforehavebeensubmittedtotheShareholder,shallbeconsideredasAdditionalRentundertheProprietaryLeaseandRockcliffeshallbeentitledtoallremediesprovidedforthecollectionofAdditionalRentundertheProprietaryLease.

12. FailuretoComply.FailuretocomplywithanyoftheprovisionshereofshallbedeemedabreachoftheprovisionsoftheProprietaryLeaseandCommunityManagementmayalsosuspendallWorkandpreventworkmenfromenteringtheApartmentforanypurposeotherthantoremovetheirtoolsandequipment.

13. Miscellaneous.ThisAgreementmaynotbechangedorally.ThisAgreementshallbebindingontheShareholderandRockcliffeandtheirauthorizedsuccessorsandassigns.

Shareholder

By:_________________________________

Name:

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page37of43

Shareholder

By:_________________________________

Name:

RockcliffeApartmentsOwners,Inc. By:_________________________________

Name:

Title:

SecurityDepositintheamountof$___________acknowledgedbyCommunityManagement. By:_________________________________

Name:

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page38of43

EXHIBIT"A"CONTRACTORLETTER

DearSir/Madam:TheundersignedhasreviewedtheAgreementforAlterationsandRenovationsbetweenRockcliffeApartmentsOwners,Inc.andtheshareholderandtheundersignedagreestoabidebythetermsoftheAgreementandtherulesandregulationsofRockcliffe.TheundersignedunderstandsthatiftheydonotabidebythetermsoftheAgreementandtherulesandregulationsofRockcliffe,Rockcliffehastherighttostopworkintheapartment.Theundersignedherebywaivesandreleasesanyrighttoplacealienagainst10CrestmontRoad,Montclair,NJintheeventofanypaymentdisputeregardingworkintheapartment. Sincerely,

By:_________________________________

Name:__________________________

Title:____________________________

NJLicenseNo.:___________________

TOBESIGNEDBYTHECONTRACTORANDRETURNEDTOROCKCLIFFEBEFOREWORKBEGINS.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page39of43

GUIDELINESFORPAINTING,WALLPAPERINGANDCOSMETICWORK

Pleasediscussyourplansforpainting,wallpaperingandsimilarcosmeticworkwithCommunityManagementbeforesigningacontractorbeginningwork.Nopainting,wallpaperingorcosmeticworkmayproceeduntiltheattachedAgreementhasbeenapprovedbytheBoard.Theonlyexceptionsareminorrepairsorreplacementofappliances.PleasebesurethatyoureviewtheApartmentDecoratingAgreementwithyourcontractorand/orvendorbeforesigningacontract.AfteryouhavesignedtheDecoratingAgreementApplication,youmustsendittoCommunityManagementwithacertificateofinsuranceandalettersignedbyyourcontractor/vendorinformattachedheretoasExhibitA.TheDecoratingAgreementwillbereviewedandifapprovedsignedbyarepresentativeoftheBoardandreturnedtoyou.Afterthishasbeendone,youwillthenbeinapositiontosignacontractwithyourcontractorand/orvendorandtoscheduleastartdatewiththeManagingAgent

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page40of43

APPLICATIONFORDECORATING/COSMETICREPAIRS

Name:_________________________________________________________________

ApartmentNumber: ______________________________________________________

HomePhone: ____________________________________________________________

WorkPhone:____________________________________________________________

RequestedCommencementDateforWork: ____________________________________

Proposedscopeofwork:___________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

________________________________________________________________________

___________________________________ __________________________________Shareholder’sSignature Shareholder’sSignature___________________________________ __________________________________Date DateTHISISANAPPLICATIONREQUESTINGAPPROVALTOBEGINADECORATINGPROJECT.NOWORKMAYCOMMENCEUNTILTHISAPPLICATIONHASBEENAPPROVEDBYROCKCLIFFE.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page41of43

APARTMENTDECORATINGAGREEMENT

Irequestpermissiontoperformdecoratingandcosmeticalternationstomyapartmentasdescribedinthisapplication.

Iagreethatbeforeworkbegins,RockcliffewillbeprovidedwithacompletecopyofeveryAgreementIwishtoenterintowithmycontractor(s)and/orvendor(s).

Iunderstandthatbeforecommencingwork,Imustprocurefromanycontractorwhodoesworkinmyapartmentacomprehensivepersonalliabilityandpropertydamageinsurancepolicyintheamountof$1,000.000namingRockcliffeApartmentsOwners,Inc.,CommunityManagementandmyselfasinsuredparties.ThepolicywillprovidethatitcannotbeterminateduntilRockcliffeandCommunityManagementhavereceivedten(10)dayswrittennoticeoftheproposedtermination.

Inaddition,IwillhaveanycontractorsdoingworkinmyapartmentsubmittoCommunityManagementworker'scompensationpoliciescoveringallemployeesofthecontractor.

IwillalsoobtainfrommycontractorandsubmittoCommunityManagementaletterfrommycontractorintheformattachedheretoasExhibitA.

IunderstandthatIamliableforalldamagewhichmaybecausedtothebuildinganditsmechanicalsystems,andtopersonsandpropertyinthebuildingwhichmayresultfromorbeattributabletotheworkbeingperformedinmyapartmentandthatanycostsincurredbyRockcliffeasaresultofsuchdamage,willbetreatedasAdditionalRentunderthetermsoftheProprietaryLeaseandaddedtomyMaintenanceFees.

IherebyindemnifyandholdharmlessRockcliffeApartmentsOwners,Inc.,CommunityManagementandtheshareholdersandoccupantsofRockcliffefordamagessufferedtoanypersonorpropertyasaresultoftheworkperformedinmyapartment.IherebyagreetoreimburseRockcliffe,CommunityManagementandtheshareholdersofRockcliffeforanyexpenses,includingattorneyfees,incurredastheresultofworkperformedinmyapartment.

Noworkshallbedoneexceptbetweenthehoursof8:00AMto5:00PM,MondaythroughFriday.Ishallinstructthecontractorsworkinginmyapartmentthattheymustconcludeallworkandcleanupandexitthebuildingnolaterthan5:00PMeachday.Noworkmaybeperformedonweekends,holidaysorduringextendedworkinghourswithoutthepriorwrittenconsentofRockcliffe.

Iwilldirectanycontractorworkinginmyapartmenttotakeallprecautionstopreventdirtanddustfrompermeatingotherareasofthebuildingduringtheprogressofwork.Allmaterialandrubbishwillbeplacedinbarrelsorsturdytrashbagsbeforebeingtakenoutoftheapartment.Allrubbish,rubble,discardedequipment,emptypackingcartons,etc.willbetakenoutofthebuildingandremovedfromthepremisesatmyexpense.Iwilldirectmycontractorstousetheserviceelevatoratalltimes.

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page42of43

Irecognizethatbygrantingconsenttothework,Rockcliffehasnotexpressedanopinionastothedesign,feasibilityorefficacyofthework.

MyfailuretocomplywithanyoftheprovisionsofthisAgreementshallbedeemedabreachoftheprovisionsoftheProprietaryLease.

IrecognizethatRockcliffehastherighttosuspendallworkandpreventworkmenfromenteringmyapartmentforanyreasonotherthantoremovetheirtoolsorequipmentintheeventofabreachofthisAgreement.

Iwilldirectmycontractorstofollowindustrystandardsinpaintremovingandsanding.IwilldirectmycontractortoprovidemeandanyotheroccupantoftheapartmentwiththeEPApamphletentitled,ProtectingYourFamilyfromLeadintheHomeandIwillprovideawrittenacknowledgmentofreceipttomycontractor.IacknowledgethatRockcliffehasnoliabilityorobligationinconnectionwiththisnotificationorwithanyrequirementsoftheEPApertainingtotheremovalofleadpaint.

AnnexedheretoisadetaileddescriptionoftheworktobeperformedwhichismadeapartofthisAgreement.

Verytrulyyours,___________________________________ __________________________________Shareholder’sSignature Shareholder’sSignature___________________________________ __________________________________Date Date

PERMISSIONGRANTED:By:________________________________

R O C K C L I F F E A P A R T M E N T S O W N E R S , I N C . 10 CRESTMONT ROAD, MONTCLAIR, NEW JERSEY 07042

AdmissionsApplicationPackageUpdatedJuly11,2017 Page43of43

EXHIBIT"A"CONTRACTORLETTER

DearSir/Madam:TheundersignedhasreviewedtheApartmentDecoratingAgreementbetweenRockcliffeApartmentsOwners,Inc.andtheshareholderandtheundersignedagreestoabidebythetermsoftheAgreementandtherulesandregulationsofRockcliffe.TheundersignedunderstandsthatiftheydonotabidebythetermsoftheAgreementandtherulesandregulationsofRockcliffe,Rockcliffehastherighttostopworkintheapartment.Theundersignedherebywaivesandreleasesanyrighttoplacealienagainst1OCrestmontRoad,Montclair,NewJerseyintheeventofanypaymentdisputeregardingworkintheapartment. Sincerely,

By:_________________________________

Name:__________________________

Title:____________________________

NJLicenseNo.:___________________

TOBESIGNEDBYTHECONTRACTORANDRETURNEDTOROCKCLIFFEBEFOREWORKBEGINS