mortgage loans | retail banking services - joshua ng, ambank butterworth
Post on 13-Jul-2015
1.382 Views
Preview:
TRANSCRIPT
Presented by:
Joshua NgJoshua Ng(15.07.2010)
Retail Business
What you need to know
about mortgage loans?
Interest rate
Fixed rate vs Variable rate
Fixed rate vs Variable rate
Base Lending Rates(1976-2009)
Base Lending Rates(2003-2010)
Market Interest Rates
BLR-1.50% to -1.90%
Target Markets
Packages
Flexi - HomeLink
Flexi - HomeLink
You are in control of the interest paid!
Requirements
Requirements
5 Cs
Character – Intention & integrity to repay the loan, CCRIS
Capacity – Legal & financial capacity, RCR/RAR
Capital – Financial standing in term of net worth
Condition – factors that affects business/employment
Collateral – Prime areas, market value
I am looking for:
I am looking for:
A good referral for me
1. Give them my business cards & give me their contacts.
2. Tell them that I will call them.
3. Meet face-to-face.
Q & A
top related