m i c r o e n e r g y i n t e r n a t i o n a l implementation models initiation assessment mission...

M i c r o E n e r g yI n t e r n a t I o n a l

Implementation ModelsInitiation Assessment Mission

Kathmandu, Nepal, 2012

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Synergies between the energy and financial sector

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Base models (1)

Consumers / micro-entrepreneursConsumers / micro-entrepreneurs

MFIMFI Product supplierProduct supplier

Microenergy OperatorMicroenergy Operator

Joint-Venture

MicrofinanceSustainable options

for financing

MicrofinanceSustainable options

for financing

InstallationDomestic service

of the energy system

InstallationDomestic service

of the energy system

MaintenanceAttention to the client

and solution of the problems

MaintenanceAttention to the client

and solution of the problems

One Hand Model

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Base models (2)

Consumers / micro-entrepreneursConsumers / micro-entrepreneurs

MFIMFI Product supplierProduct supplierContract

MicrofinanceSustainable options

for financing

MicrofinanceSustainable options

for financing

InstallationDomestic service

of the energy system

InstallationDomestic service

of the energy system

MaintenanceAttention to the client

and solution of the problems

MaintenanceAttention to the client

and solution of the problems

Two Hand Model

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Current Operational Modalities

1. Vendor Financing Model (Biogas)2. Wholesale Financing Approach3. LFI Approach (Agent model)4. Wholesale Lending Model for Micro Hydro

(community)5. Integrated Model for Incremental Improvements

(Ghatta Model for water pumps)6. Special Fund Model (dedicated to a particular

technology)

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

Clean Development Bank – Biogas Vendor Model

Subsidy after Installation

 AEPC

Shift of Loan to Customer after Inst.

Customer

Wholesale Loan (Zero Bonds)

Garantor

Biogas System

Biogas Vendor(Installer)

Installments

Clean DevelopmentBank

Deprived Sector Lending

Government

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

Clean Development Bank – SHS Wholesale Model

Subsidy after Installation

 AEPC

Customer

Wholesale Loan (Zero Bonds)

SHS

Sola Home Systems(Installer)

Cash

Clean DevelopmentBank

Deprived Sector Lending

Government

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

AEPC SHS LFI Approach

Subsidy after Installation

 AEPC

Customer

Wholesale Loan (Zero Bonds)

Due Dilligence

Local FinancialInstitution (LFI)

Installments

UrbanFinancial Institutions

List of pre-selected banks

SHS Supplier

Solar Home System

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

Wholesale Lending Model for Micro Hydro (community)

Community

Subsidy after Installation

 AEPC

Customer

Micro LoanInstallmen

ts

Deprived Sector Lending

Government

Customer Customer

Local FinancialInstitution

AEPC

Wholesale Loan (Zero Bonds)

UrbanFinancial Institutions

List of pre-selected banks

Micro Hydro Supplier

Micro Hydor Plant

Payment

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

Integrated Model for Incremental Improvements(Ghatta Model for water pumps)

Community

Subsidy after Installation

 AEPC

Customer

Micro LoanInstallmen

ts

Customer Customer

Ghatta Cooperative(Local Financial

Instit.)

AEPC

Wholesale Loan (Zero Bonds)

NationalCooperative Bank

Improved Water Mill

SupplierImproved Water Mill

Payment

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IntermediateFinancial Level(meso)

ServiceProvider(local)

End-User(micro)

GovernmentalDonor- Level(macro)

Special Fund Model (dedicated to a technology)

Subsidy after Installation

Shortlisted products

 AEPC

Customer

Biogas Loan

Biogas

Biogas Supplier(Installer)

Installments

Biogas Support FundManagement