m commerce - a presentation given to the amia mobile industry group

mCommerce – experiences and thoughts

2014 – Still lots of analogue

Cash  85% of all retail payment transactions 

Receipts

Invoicing

Dial Up 45% of POS terminals

Parking Meter in Sydney

Connection!!

Coin!!

Mobile …. Dial !!!!!

Data?/Insights

CyprusGlobal fallout of crisis continuesLeads to more regulation, less security of sovereign paper and opens door for digital currencies

Fun and Social

Facebook

Angry Birds

Fun of Use

Replaces

Ease of Use

Fun to Use overtakes Ease of UseAs the design mantra

Who does the youth want to talk to?

Nearly three quarters of America's millennials would rather go to the dentist than listen to what their banks have to say and are more interested in hearing from tech firms about financial services.

Positions the tech giants strongly for wallet plays and bank accounts

Football stadiums are ripe for mcommerce

Especially with balance sheets like this

Lead with Loyalty

Shared taxis and small cash constrained businesses will drive micro loans

Charity segment is fabulous for getting out and amongst it

Commerce and everything will go mobile