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Insignia Preferred Banking - Current Account
RBL Bank LimitedOne Indiabulls Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Registered Office: 1st Lane, Shahupuri, Kolhapur - 416 001, Maharashtra, India
CIN: L65191PN1943PLC007308
Customer Service No. : +91 22 61156300 | insignia@rblbank.com | insignia.rblbank.com
Type Of Relationship *
Business Relationship (across Current Account(s))- Average Monthly RelationshipBalance - ` 10 Lakhs
` 1,250 per account for non-maintenance
Demand Draft Issuance through Net Banking ` 100 as dispatch cost
Domestic Remittances
Outstation cheques drawn and payable in India at Non-Branch locations up to and including ` 5,000
Domestic Collections
Above ` 5,000 and up to and including ` 10,000 Free
Above ` 10,000 and up to and including ` 1,00,000
Above ` 1,00,000
Cash Deposits are Free upto 15 Times of previous month's MAB or ` 30 Lakh, which ever is higher ` 3/1,000 or Minimum of ` 50/Txn
Cheques payable outside India 0.25% (Min ` 150, Max ` 5,000)
Foreign Currency Demand Drafts Issuance/Revalidation ` 100
Foreign Exchange Transactions
Foreign Currency Telegraphic Transfers ` 250
Cash Services
ATM & Debit Card Services
Debit Card POS Spending limit*** ` 4,00,000/Day
ATM Cash Withdrawal limit ` 2,00,000/Day
Fuel Surcharge on Debit Card 2.50%
Balance enquiry at ATMs outside India ^^ ` 20/Txn
Replacement of Debit Card ` 200/Replacement
Cash Pick-up Free Once a Day. ` 250/Additional Txn
Doorstep Banking^^^
Cash Delivery Free Once a Day. ` 120/Additional Txn
Statement Frequency Free Monthly. ` 25/Additional Txn
Statement & Certificate
Tax/Interest Certificate Free Annually. ` 200/Ad-hoc Request
ATM/POS transaction declined due to insufficient funds ` 20 per instance
Safe Deposit Lockers# 25% Discount
Account Closure within 6 months of opening## ` 500
Cheque Deposited and Returned - Technical Reason ` 50/Instance
Cheque Issued and Returned unpaid - Financial Reason ` 350/Instance
Inward ECS return ` 500/Instance
Other Services
SERVICES CHARGES SERVICES CHARGES
Domestic Remittances
Demand Drafts at RBL Bank and Correspondent Branch Locations
Cheque books payable at par at all RBL Bank Branches
Cancellation of Cashier's Cheque/Demand Drafts
Foreign Exchange Transactions
Foreign Inward Remittance Certificate
Foreign Currency Traveller’s Cheques commission
Credit to account for Inward Remittances
ATM and Debit Card Services
No Debit Card Annual Fee
Balance Inquiry at Non-RBL Bank ATMs in India
Cash withdrawal at Visa/Maestro/Cirrus ATMs in India
Domestic Collections
Cheques drawn and payable at branch locations in India
Doorstep Banking
Cashier's cheque and Demand Draft Delivery
Non-Cash Courier pick-up and delivery
Other Services
Stop Payment Requests
Cheques deposited and returned unpaid for financial reason
Bill Payment on ATM, Phone Banking and Internet Banking
Solvency Certificate/Balance Certificate
Payment and Collection through NEFT, RTGS, IMPS ###
Revalidation of Cashier's Cheque/Demand Drafts
COMPLIMENTARY SERVICES
DisclaimersType of Relationship* For a New to the Bank(NTB) Customer, Average Relationship Balance across Accounts would have to bemaintained over a period of 6 months
ATM and Debit Card Services
***Type of Card- World Debit MasterCard^^ Markup fee of 3.5% would be charged on financial transactions outside India
DoorStep Banking^^^ Per Day Cash Pick-up will be only in the range of ` 1,000 - ` 3,00,000 and Cash Delivery will be only in therange of ` 1,000 - ` 3,00,000. The services will be only available for the Home Address of the Customer.
Transactions
### The minimum Value of RTGS transaction is 2 Lakhs. All the electronic fund transfer below 2 Lakhs will berouted through NEFT only. For Funds Transfer through IMPS, there is a daily limit of ` 50,000
All Cash Transaction of ` 10 Lakh & above on a single day would require prior intimation and approval ofthe Branch Manager at least one working day in advance
OthersTrade Service Card rates available on requestTaxes as per the prevailing rates will applyAll charges are subject to revision with an intimation of 30 days to account holders# Locker facility is subject to availability## Account closure charge is waived off if account is closed within 14 days from the date of account openingT&C apply
INSIGNIA CURRENT ACCOUNT- SCHEDULE OF BENEFITS
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