Insignia Preferred Banking - Current Account

RBL Bank LimitedOne Indiabulls Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.

Registered Office: 1st Lane, Shahupuri, Kolhapur - 416 001, Maharashtra, India

CIN: L65191PN1943PLC007308

Customer Service No. : +91 22 61156300 | insignia@rblbank.com | insignia.rblbank.com

Type Of Relationship *

Business Relationship (across Current Account(s))- Average Monthly RelationshipBalance - ` 10 Lakhs

` 1,250 per account for non-maintenance

Demand Draft Issuance through Net Banking ` 100 as dispatch cost

Domestic Remittances

Outstation cheques drawn and payable in India at Non-Branch locations up to and including ` 5,000

Domestic Collections

Above ` 5,000 and up to and including ` 10,000 Free

Above ` 10,000 and up to and including ` 1,00,000

Above ` 1,00,000

Cash Deposits are Free upto 15 Times of previous month's MAB or ` 30 Lakh, which ever is higher ` 3/1,000 or Minimum of ` 50/Txn

Cheques payable outside India 0.25% (Min ` 150, Max ` 5,000)

Foreign Currency Demand Drafts Issuance/Revalidation ` 100

Foreign Exchange Transactions

Foreign Currency Telegraphic Transfers ` 250

Cash Services

ATM & Debit Card Services

Debit Card POS Spending limit*** ` 4,00,000/Day

ATM Cash Withdrawal limit ` 2,00,000/Day

Fuel Surcharge on Debit Card 2.50%

Balance enquiry at ATMs outside India ^^ ` 20/Txn

Replacement of Debit Card ` 200/Replacement

Cash Pick-up Free Once a Day. ` 250/Additional Txn

Doorstep Banking^^^

Cash Delivery Free Once a Day. ` 120/Additional Txn

Statement Frequency Free Monthly. ` 25/Additional Txn

Statement & Certificate

Tax/Interest Certificate Free Annually. ` 200/Ad-hoc Request

ATM/POS transaction declined due to insufficient funds ` 20 per instance

Safe Deposit Lockers# 25% Discount

Account Closure within 6 months of opening## ` 500

Cheque Deposited and Returned - Technical Reason ` 50/Instance

Cheque Issued and Returned unpaid - Financial Reason ` 350/Instance

Inward ECS return ` 500/Instance

Other Services

SERVICES CHARGES SERVICES CHARGES

Domestic Remittances

Demand Drafts at RBL Bank and Correspondent Branch Locations

Cheque books payable at par at all RBL Bank Branches

Cancellation of Cashier's Cheque/Demand Drafts

Foreign Exchange Transactions

Foreign Inward Remittance Certificate

Foreign Currency Traveller’s Cheques commission

Credit to account for Inward Remittances

ATM and Debit Card Services

No Debit Card Annual Fee

Balance Inquiry at Non-RBL Bank ATMs in India

Cash withdrawal at Visa/Maestro/Cirrus ATMs in India

Domestic Collections

Cheques drawn and payable at branch locations in India

Doorstep Banking

Cashier's cheque and Demand Draft Delivery

Non-Cash Courier pick-up and delivery

Other Services

Stop Payment Requests

Cheques deposited and returned unpaid for financial reason

Bill Payment on ATM, Phone Banking and Internet Banking

Solvency Certificate/Balance Certificate

Payment and Collection through NEFT, RTGS, IMPS ###

Revalidation of Cashier's Cheque/Demand Drafts

COMPLIMENTARY SERVICES

DisclaimersType of Relationship* For a New to the Bank(NTB) Customer, Average Relationship Balance across Accounts would have to bemaintained over a period of 6 months

ATM and Debit Card Services

***Type of Card- World Debit MasterCard^^ Markup fee of 3.5% would be charged on financial transactions outside India

DoorStep Banking^^^ Per Day Cash Pick-up will be only in the range of ` 1,000 - ` 3,00,000 and Cash Delivery will be only in therange of ` 1,000 - ` 3,00,000. The services will be only available for the Home Address of the Customer.

Transactions

### The minimum Value of RTGS transaction is 2 Lakhs. All the electronic fund transfer below 2 Lakhs will berouted through NEFT only. For Funds Transfer through IMPS, there is a daily limit of ` 50,000

All Cash Transaction of ` 10 Lakh & above on a single day would require prior intimation and approval ofthe Branch Manager at least one working day in advance

OthersTrade Service Card rates available on requestTaxes as per the prevailing rates will applyAll charges are subject to revision with an intimation of 30 days to account holders# Locker facility is subject to availability## Account closure charge is waived off if account is closed within 14 days from the date of account openingT&C apply

INSIGNIA CURRENT ACCOUNT- SCHEDULE OF BENEFITS