holvi arctic 15
Post on 26-Aug-2014
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Mikko Teerenhovi
The design of a disruptive banking service
believed they'll be able to live a bank-free existence in the future.
would be more excited about a new offering in financial services from Google, Amazon, Apple…
don’t think their bank offers anything different than other banks.
Banking is at the highest risk of disruption
1 in 3 73% 53%
Who needs new banking solutions?
Who needs new banking solutions?
The things you want to do. !
vs. !
The things you need to do.
The things you need to do.
@holvi
Building it.
@holvi
@holvi
KYCRisk
Reconciliation
AUP
FSA
@holvi
Own infra
@holvi
Building trust.
@holvi
@holvi
Real people.
Details.
1 1 0 0 0
24%
14%
10%
0%
VAT % 240
@holvi
@holvi
Regulation.
It works.
@holvi
Thank you!
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