grow vc group presentations in tel aviv and oulu

Internet and mobile change the whole finance sector Tel Aviv & Oulu June, 2014 –Jouko Ahvenainen

Grow VC Group ++ www.growvc.com ++

@growvc ++ MARKETS – ASSETS – CROWD ++

Copyrights © Grow VC Group 2014

Finance and Services Infrastructure Consulting & Professional Services

Grow VC Group ++

Copyrights © Grow VC Group 2014

Hong Kong - London - New York - San Francisco - Sao Paolo

The Grow VC Group is a worldwide pioneer and leader in the crowd investing, peer-to-peer and online investment market.

Copyrights © Grow VC Group 2014

Internet has been a distribution channel ++

Executive Summary

Finance middle men have made a lot of money ++

Internet will change the finance sector: make the value chain more effective, get rid of middle men and decrease costs

•  The Challenge: •  The world’s largest and deepest market is very fragmented. •  It’s too difficult for investors to find companies, and vice versa. •  3% of Accredited Investors participate. •  New finance regulation (JOBS Act) and other new rules will greatly increase the size

of the world’s largest market.

$905b

Friends & Family Venture Capital

The NEW Reg D

$75b $23b

Executive Summary

This is US only, but the same situation globally

US Private Security Market ++

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Three big things for finance ++

1.  Crowdfunding and similar market places enable effective investment and lending models for all kind of investors, companies and assets

2.  Market places enable new co-investment and co-lending models, i.e. get many kind of investors and investment models to work together

3.  ‘Platforms’ can also ‘automated’ a fund, i.e. investors don’t always have to pay for fund management fees, when a platform with investment criteria and co-investing models can do the same (a kind of index fund)

Do we need banks to transfer money?

What is the role of investment banks in the future?

Why we pay for brokers, if we can find deals ourselves?

Are all fund managers value for money or could we automate their work?

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Create a new effective finance retail market ++

Crowd investing

Market Place

P2P Lending

Companies / Assets Market Places Investors / resources

Late Stage 32%

Public Markets

23% Startups

13%

Real Estate 9%

P2P Finance

9%

Energy 9%

Business Lending

3%

Not-For-Profit 1%

Other 1%

2014 new finance platforms (source Crowd Valley Inc.)

Crowd funding and online investing platforms ++

FINANCE GOES TO THE INTERNET AND IT COMES TO

YOUR MOBILE

These were just some examples of new services in the finance sector

There are much more opportunities to create new finance services and startups

Jouko Ahvenainen jouko@growvc.com

+1 646 363 6664 (US) +44 7889 833 165 (UK)

Grow VC Group ++

www.growvc.com ++ @growvc ++

Slideshare: Grow VC

MARKETS ASSETS CROWD