ghl systems may 2010

Corporate Presentation

Tay Beng Lock, Group Managing Director

May 2010

Mission Statement

GHL SYSTEMS

is the Asia/Pacific’s leading

end-to end payment services enabler

deploying world-class payment infrastructure,

technology and services

Corporate Profile

GHL Systems Regional Presence

Country Offices Bangkok Beijing Hong Kong Kuala Lumpur Manila Vietnam

Products Deployed Australia Afghanistan Bangladesh Brazil Brunei Bhutan China Cambodia Dubai Guam Hong Kong Indonesia Kenya KSA Malaysia Mozambique New Zealand Pakistan Philippines Qatar Romania Singapore Seychelles Sri Lanka Taiwan Thailand United Kingdom Vietnam

Future Expansion Europe Middle-East Africa Australia/NZ South America North America

R&D Centres TPM, KL Wuhan, China

GHL Value Chain

Integrated Secure Process

GHL Systems’ Building Blocks

Payment Infrastructu

re

• Merchant recruitment(ISO to 3 major banks)

• EDC Rental & transactions

• Online payment gateways

• Solutions & application suite

• Enterprise payment processor

• Enterprise networks• Contactless card readers• Terminals• Encryption Security• Chip Card Supplier

Products & Services Categories

CORE PAYMENT TECHNOLOGY

Business with 78% of acquirers in Malaysia(domestic and international)

Largest 3rd Party eDebit Acquirer (TPA)in Malaysia. (Processing debit transaction for somedomestic and international banks)

24 x 7 NATIONWIDE SUPPORT

Kota Baharu

Kuala TerengganuGeorge Town

Ipoh

Kuantan

Melaka Johor

Baharu

Kuching

Sibu

Miri

Kota Kinabalu

Kudat

SABAH

SARAWAK

Pulau Labuan

Tawau

Sandakan

LahadDato

24x7 Helpdesk, 24x7 On-site Engineering

GHL Systems’ Service Partners

GHL Systems’ Service Centres

GHL Systems’ HQ & Branches

KUALALUMPUR

Service & Support

Complete Payment Network Integration

netAccess Product Suite

Device Level Protocol Conversion

Local Area Network Connectivity

Node-Level Connectivity

Wide-Area Connectivity

NetMATRIX Terminal Line Encryption

The award-winning netAccess enterprise payment network equipment ensures dependable, steadfast, speedy yet affordable end-to-end connectivity for today’s financial institutions and merchants of all sizes.

Enterprise payment networking devices

NetAccess Value Proposition

NetTransact

NetTransact – New Service Platform

Legacy Hosts &Services

Bank Host

Loyalty

Mobile Reload

Old and new channels for transactions and services

Mobile

WWW

E-retailing

Foreign exchange Telephone /

Mail Order

Solutions Platform

NetTransact Payment Gateway

AN INTRODUCTION TO N3NET

N3NET: Nationwide Intelligent Network

Kota BaharuKota Baharu

Kuala Kuala TerengganuTerengganu

KuantanKuantan

Johor BahruJohor BahruMelakaMelaka

SerembanSerembanTPMTPM

Sri Sri DamansaraDamansara

PenangPenang

Alor SetarAlor Setar

KuchingKuching

Kota KinabaluKota Kinabalu

24 x 7 Nationwide Support24 x 7 Nationwide Support

N3NET Nationwide Coverage

N3NET Key Value Proposition

OTHER CUSTOMER REFERENCES

GHL Systems Customer References

Malaysia

Singapore

Indonesia

GHL Systems Customer References

Philippines

China / Hong Kong

Middle East

Romania

Asia/Pacific

Australia / New Zealand

Thailand

To support To support electronic payments electronic payments by processing payments (of by processing payments (of different typesdifferent types) for ) for multiple multiple productsproducts over over multiple channelsmultiple channels for for different businesses different businesses while while adding value to each transactionadding value to each transaction

Industry Industry RecognitionRecognition

Recognitions2008 – netTransact & L3002009 - netMatrix Security2009 - L200 Optimus

As a result of netMatrix winning the award, Cyber Security Malaysia (gov. agency) is working with GHL to ensure netTransact meets common criteria EAL 2.

Thank you

Alex Tan

Vice President International Sales

alex.tan@ghl.com