decent credit, low down payment buys a home

http://IEAffordableHousing.Wordpress.com

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Home Ownership

Immaculate Enterprises, LLC

Presents

A Creative Way toHome Ownership

Not Qualifying for a Home Loan?

Consider a Lease Option

Immaculate Enterprises

• We are a real estate investment company.

• We evaluate and purchase properties.

• We work with buyers to purchase a home.

• We believe this current economy will improve.

• We believe lenders tightening the rules does not have to end the American Dream of home ownership.

What is a Lease Option ?

A Lease Option by

• Simple definition, a lease-purchase is a lease agreement, combined with a purchase contract.

Lease Terms

• Buyer leases a property usually for 1-3 years.

From Lease to Purchase Occurs

• On or before the end of the agreement, Buyer has the right (option) to purchase the property.

How Timely Payments Help

• During the lease period, the seller applies a percentage of the buyers on time monthly payments towards the purchase price.

Credit and Down Payment Issues

• Lease option gives the buyer enough time to save enough cash, or clean up their credit.

What are the Benefits?

• Very low down payment(1%-5% vs.10%+).

Benefit #2

• No loan qualification to start.

Benefit #3

• Rent money is working for you (in the form of a rent credit).

Benefit #4

• Down payment is credited.

Benefit #5

• Price protection.

Last but not Least #6

• Profits from any appreciation

With Lease Option You Get

• Time to check out the home and neighborhood.

Lease Option Gives You

• Time to obtain the best financing.

When You Lease Option

• NO PROPERTY TAXES TO PAY.

Money Issues

• Lease option buys time to repair credit or develop needed down payment.

Best of All

• Quick move in.

Another Benefit

• If you already own a home and want to move…

– You can do a lease option while you sell the other house.

– No waiting for the house to sell.

– Once the house sells you can exercise the option to purchase the new home

you are leasing.

HOW DOES LEASE-PURCHASE STACK UP AGAINST RENTING OR

BUYING A HOME

Rent vs.Buy vs.Lease Option

RENT BUY LEASE OPTION

MONTHLY $1,000 $1,000 $1,000

Cash paid year’s end

$12,000 $12,000 $12,000

Equity at Year’s End

$ 0 $250 $3,000

LEASE OPTION YOUR DREAM

HOME TODAY

• Go to our website and sign up for the buyers list.

Try a different path

• If the bank is telling you they cannot lend to you, then try a different approach.

• We will not spam your email address, we dislike spam.

ServingYou@ImmaculateEnterprisesllc.biz

On the Web

http://www.IEAffordableHousing.Wordpress.com

Telephone

• 323 988 7205

Thank You

We hope to have given you a new purchasing perspective

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