decent credit, low down payment buys a home

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Home Ownership


Immaculate Enterprises, LLC

Presents


A Creative Way toHome Ownership


Not Qualifying for a Home Loan?


Consider a Lease Option


Immaculate Enterprises

• We are a real estate investment company.



• We evaluate and purchase properties.



• We work with buyers to purchase a home.



• We believe this current economy will improve.



• We believe lenders tightening the rules does not have to end the American Dream of home ownership.


What is a Lease Option ?


A Lease Option by

• Simple definition, a lease-purchase is a lease agreement, combined with a purchase contract.


Lease Terms

• Buyer leases a property usually for 1-3 years.


From Lease to Purchase Occurs

• On or before the end of the agreement, Buyer has the right (option) to purchase the property.


How Timely Payments Help

• During the lease period, the seller applies a percentage of the buyers on time monthly payments towards the purchase price.


Credit and Down Payment Issues

• Lease option gives the buyer enough time to save enough cash, or clean up their credit.


What are the Benefits?

• Very low down payment(1%-5% vs.10%+).


Benefit #2

• No loan qualification to start.


Benefit #3

• Rent money is working for you (in the form of a rent credit).


Benefit #4

• Down payment is credited.


Benefit #5

• Price protection.


Last but not Least #6

• Profits from any appreciation


With Lease Option You Get

• Time to check out the home and neighborhood.


Lease Option Gives You

• Time to obtain the best financing.


When You Lease Option

• NO PROPERTY TAXES TO PAY.


Money Issues

• Lease option buys time to repair credit or develop needed down payment.


Best of All

• Quick move in.


Another Benefit

• If you already own a home and want to move…


– You can do a lease option while you sell the other house.


– No waiting for the house to sell.


– Once the house sells you can exercise the option to purchase the new home

you are leasing.


HOW DOES LEASE-PURCHASE STACK UP AGAINST RENTING OR

BUYING A HOME


Rent vs.Buy vs.Lease Option

RENT BUY LEASE OPTION

MONTHLY $1,000 $1,000 $1,000

Cash paid year’s end

$12,000 $12,000 $12,000

Equity at Year’s End

$ 0 $250 $3,000


LEASE OPTION YOUR DREAM

HOME TODAY

• Go to our website and sign up for the buyers list.


Try a different path

• If the bank is telling you they cannot lend to you, then try a different approach.


• We will not spam your email address, we dislike spam.


Email

[email protected]


On the Web

http://www.IEAffordableHousing.Wordpress.com


Telephone

• 323 988 7205


Thank You

We hope to have given you a new purchasing perspective

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