avoid damaging your credit score

Avoid damaging your credit scoreThe Do’s & the Don’ts

Do check credit report regularly.

For the past years, an average of 66.67% Americans was traced to have not checked their credit reports.

Don’t pay your credit card late.

Even if late paymentsare not reported tocredit bureaus until amonth of overdue,paying a bill late isnever a good idea. Youmay prevent havingoverdue payments by,keeping track of unpaidutility bills.

Do pay your income taxes on time.

If available in yourstate, paying yourtaxes online couldbe useful. You cansave and print thechallan copy andthe receipt copyeven if you do itonline.

Don’t blow off your parking tickets

And DON’T forget topay your library fines.

Do validate errors on your credit report.

Inaccurate faults foundon your account willdefinitely be a problem.

Don’t open too many store credit cards.

Having a lot of accounts may lead you to forget an account with a tiny balance, which will certainly damage your credit score.

For more info about Credit Facts visit:

http://www.newhorizon.org/credit-info/little-known-credit-facts/

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