div class=ts-pagebuttonPage 1button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page1jpg target=_blank amp-img class=ts-thumb alt=Page 1: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails1jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 2button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page2jpg target=_blank amp-img class=ts-thumb alt=Page 2: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails2jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 3button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page3jpg target=_blank amp-img class=ts-thumb alt=Page 3: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails3jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 4button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page4jpg target=_blank amp-img class=ts-thumb alt=Page 4: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails4jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 5button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page5jpg target=_blank amp-img class=ts-thumb alt=Page 5: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails5jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 6button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page6jpg target=_blank amp-img class=ts-thumb alt=Page 6: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails6jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 7button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page7jpg target=_blank amp-img class=ts-thumb alt=Page 7: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails7jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 8button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page8jpg target=_blank amp-img class=ts-thumb alt=Page 8: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails8jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 9button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page9jpg target=_blank amp-img class=ts-thumb alt=Page 9: - 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IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails11jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 12button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page12jpg target=_blank amp-img class=ts-thumb alt=Page 12: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails12jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 13button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page13jpg target=_blank amp-img class=ts-thumb alt=Page 13: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails13jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 14button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page14jpg target=_blank amp-img class=ts-thumb alt=Page 14: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails14jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 15button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page15jpg target=_blank amp-img class=ts-thumb alt=Page 15: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails15jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 16button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page16jpg target=_blank amp-img class=ts-thumb alt=Page 16: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails16jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 17button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page17jpg target=_blank amp-img class=ts-thumb alt=Page 17: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails17jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 18button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page18jpg target=_blank amp-img class=ts-thumb alt=Page 18: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails18jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 19button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page19jpg target=_blank amp-img class=ts-thumb alt=Page 19: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails19jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 20button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page20jpg target=_blank amp-img class=ts-thumb alt=Page 20: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails20jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 21button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page21jpg target=_blank amp-img class=ts-thumb alt=Page 21: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails21jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 22button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page22jpg target=_blank amp-img class=ts-thumb alt=Page 22: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails22jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 23button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page23jpg target=_blank amp-img class=ts-thumb alt=Page 23: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails23jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 24button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page24jpg target=_blank amp-img class=ts-thumb alt=Page 24: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails24jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 25button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page25jpg target=_blank amp-img class=ts-thumb alt=Page 25: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails25jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 26button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page26jpg target=_blank amp-img class=ts-thumb alt=Page 26: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails26jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 27button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page27jpg target=_blank amp-img class=ts-thumb alt=Page 27: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails27jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 28button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page28jpg target=_blank amp-img class=ts-thumb alt=Page 28: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails28jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 29button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page29jpg target=_blank amp-img class=ts-thumb alt=Page 29: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails29jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 30button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page30jpg target=_blank amp-img class=ts-thumb alt=Page 30: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails30jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 31button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page31jpg target=_blank amp-img class=ts-thumb alt=Page 31: - 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IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails33jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 34button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page34jpg target=_blank amp-img class=ts-thumb alt=Page 34: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails34jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 35button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page35jpg target=_blank amp-img class=ts-thumb alt=Page 35: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails35jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 36button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page36jpg target=_blank amp-img class=ts-thumb alt=Page 36: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails36jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 37button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page37jpg target=_blank amp-img class=ts-thumb alt=Page 37: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails37jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 38button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page38jpg target=_blank amp-img class=ts-thumb alt=Page 38: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails38jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 39button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page39jpg target=_blank amp-img class=ts-thumb alt=Page 39: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails39jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 40button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page40jpg target=_blank amp-img class=ts-thumb alt=Page 40: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails40jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 41button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page41jpg target=_blank amp-img class=ts-thumb alt=Page 41: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails41jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 42button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page42jpg target=_blank amp-img class=ts-thumb alt=Page 42: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails42jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 43button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page43jpg target=_blank amp-img class=ts-thumb alt=Page 43: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails43jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 44button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page44jpg target=_blank amp-img class=ts-thumb alt=Page 44: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails44jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 45button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page45jpg target=_blank amp-img class=ts-thumb alt=Page 45: - 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IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails61jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 62button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page62jpg target=_blank amp-img class=ts-thumb alt=Page 62: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails62jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 63button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page63jpg target=_blank amp-img class=ts-thumb alt=Page 63: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails63jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 64button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page64jpg target=_blank amp-img class=ts-thumb alt=Page 64: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails64jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 65button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page65jpg target=_blank amp-img class=ts-thumb alt=Page 65: - 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IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails69jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 70button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page70jpg target=_blank amp-img class=ts-thumb alt=Page 70: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails70jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 71button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page71jpg target=_blank amp-img class=ts-thumb alt=Page 71: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails71jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 72button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page72jpg target=_blank amp-img class=ts-thumb alt=Page 72: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails72jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 73button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page73jpg target=_blank amp-img class=ts-thumb alt=Page 73: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails73jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 74button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page74jpg target=_blank amp-img class=ts-thumb alt=Page 74: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails74jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 75button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page75jpg target=_blank amp-img class=ts-thumb alt=Page 75: - 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IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails77jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 78button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page78jpg target=_blank amp-img class=ts-thumb alt=Page 78: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails78jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 79button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page79jpg target=_blank amp-img class=ts-thumb alt=Page 79: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails79jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 80button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page80jpg target=_blank amp-img class=ts-thumb alt=Page 80: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails80jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 81button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page81jpg target=_blank amp-img class=ts-thumb alt=Page 81: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails81jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 82button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page82jpg target=_blank amp-img class=ts-thumb alt=Page 82: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails82jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 83button div class=ts-image a href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page83jpg target=_blank amp-img class=ts-thumb alt=Page 83: - 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