div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page1jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails1jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page2jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails2jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page3jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails3jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page4jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails4jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page5jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails5jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page6jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails6jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page7jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails7jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page8jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails8jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page9jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails9jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page10jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails10jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page11jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=11 data-page=11 class=ts-thumb lazyload alt=Page 11: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails11jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=12Page 12button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page12jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails12jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=13Page 13button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page13jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=13 data-page=13 class=ts-thumb lazyload alt=Page 13: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails13jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=14Page 14button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page14jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=14 data-page=14 class=ts-thumb lazyload alt=Page 14: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails14jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=15Page 15button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page15jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=15 data-page=15 class=ts-thumb lazyload alt=Page 15: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails15jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=16Page 16button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page16jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=16 data-page=16 class=ts-thumb lazyload alt=Page 16: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails16jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=17Page 17button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page17jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=17 data-page=17 class=ts-thumb lazyload alt=Page 17: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails17jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=18Page 18button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page18jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=18 data-page=18 class=ts-thumb lazyload alt=Page 18: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails18jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=19Page 19button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page19jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=19 data-page=19 class=ts-thumb lazyload alt=Page 19: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails19jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=20Page 20button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page20jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=20 data-page=20 class=ts-thumb lazyload alt=Page 20: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails20jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=21Page 21button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page21jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=21 data-page=21 class=ts-thumb lazyload alt=Page 21: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails21jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=22Page 22button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page22jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=22 data-page=22 class=ts-thumb lazyload alt=Page 22: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails22jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=23Page 23button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page23jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=23 data-page=23 class=ts-thumb lazyload alt=Page 23: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails23jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=24Page 24button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page24jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=24 data-page=24 class=ts-thumb lazyload alt=Page 24: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails24jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=25Page 25button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page25jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=25 data-page=25 class=ts-thumb lazyload alt=Page 25: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails25jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=26Page 26button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page26jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=26 data-page=26 class=ts-thumb lazyload alt=Page 26: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails26jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=27Page 27button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page27jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=27 data-page=27 class=ts-thumb lazyload alt=Page 27: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails27jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=28Page 28button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page28jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=28 data-page=28 class=ts-thumb lazyload alt=Page 28: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails28jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=29Page 29button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page29jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=29 data-page=29 class=ts-thumb lazyload alt=Page 29: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails29jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=30Page 30button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page30jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=30 data-page=30 class=ts-thumb lazyload alt=Page 30: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails30jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=31Page 31button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page31jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=31 data-page=31 class=ts-thumb lazyload alt=Page 31: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails31jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=32Page 32button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page32jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=32 data-page=32 class=ts-thumb lazyload alt=Page 32: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails32jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=33Page 33button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page33jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=33 data-page=33 class=ts-thumb lazyload alt=Page 33: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails33jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=34Page 34button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page34jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=34 data-page=34 class=ts-thumb lazyload alt=Page 34: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails34jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=35Page 35button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page35jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=35 data-page=35 class=ts-thumb lazyload alt=Page 35: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails35jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=36Page 36button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page36jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=36 data-page=36 class=ts-thumb lazyload alt=Page 36: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails36jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=37Page 37button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page37jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=37 data-page=37 class=ts-thumb lazyload alt=Page 37: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails37jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=38Page 38button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page38jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=38 data-page=38 class=ts-thumb lazyload alt=Page 38: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails38jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=39Page 39button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page39jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=39 data-page=39 class=ts-thumb lazyload alt=Page 39: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails39jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=40Page 40button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page40jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=40 data-page=40 class=ts-thumb lazyload alt=Page 40: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails40jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=41Page 41button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page41jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=41 data-page=41 class=ts-thumb lazyload alt=Page 41: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails41jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=42Page 42button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page42jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=42 data-page=42 class=ts-thumb lazyload alt=Page 42: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails42jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=43Page 43button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page43jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=43 data-page=43 class=ts-thumb lazyload alt=Page 43: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails43jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=44Page 44button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page44jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=44 data-page=44 class=ts-thumb lazyload alt=Page 44: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails44jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=45Page 45button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page45jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=45 data-page=45 class=ts-thumb lazyload alt=Page 45: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails45jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=46Page 46button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page46jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=46 data-page=46 class=ts-thumb lazyload alt=Page 46: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails46jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=47Page 47button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page47jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=47 data-page=47 class=ts-thumb lazyload alt=Page 47: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails47jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=48Page 48button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page48jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=48 data-page=48 class=ts-thumb lazyload alt=Page 48: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails48jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=49Page 49button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page49jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=49 data-page=49 class=ts-thumb lazyload alt=Page 49: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails49jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=50Page 50button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page50jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=50 data-page=50 class=ts-thumb lazyload alt=Page 50: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails50jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=51Page 51button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page51jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=51 data-page=51 class=ts-thumb lazyload alt=Page 51: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails51jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=52Page 52button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page52jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=52 data-page=52 class=ts-thumb lazyload alt=Page 52: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails52jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=53Page 53button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page53jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=53 data-page=53 class=ts-thumb lazyload alt=Page 53: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails53jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=54Page 54button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page54jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=54 data-page=54 class=ts-thumb lazyload alt=Page 54: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails54jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=55Page 55button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page55jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=55 data-page=55 class=ts-thumb lazyload alt=Page 55: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails55jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=56Page 56button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page56jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=56 data-page=56 class=ts-thumb lazyload alt=Page 56: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails56jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=57Page 57button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page57jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=57 data-page=57 class=ts-thumb lazyload alt=Page 57: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails57jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=58Page 58button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page58jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=58 data-page=58 class=ts-thumb lazyload alt=Page 58: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails58jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=59Page 59button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page59jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=59 data-page=59 class=ts-thumb lazyload alt=Page 59: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails59jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=60Page 60button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page60jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=60 data-page=60 class=ts-thumb lazyload alt=Page 60: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails60jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=61Page 61button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page61jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=61 data-page=61 class=ts-thumb lazyload alt=Page 61: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails61jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=62Page 62button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page62jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=62 data-page=62 class=ts-thumb lazyload alt=Page 62: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails62jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=63Page 63button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page63jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=63 data-page=63 class=ts-thumb lazyload alt=Page 63: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails63jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=64Page 64button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page64jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=64 data-page=64 class=ts-thumb lazyload alt=Page 64: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails64jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=65Page 65button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page65jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=65 data-page=65 class=ts-thumb lazyload alt=Page 65: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails65jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=66Page 66button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page66jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=66 data-page=66 class=ts-thumb lazyload alt=Page 66: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails66jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=67Page 67button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page67jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=67 data-page=67 class=ts-thumb lazyload alt=Page 67: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails67jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=68Page 68button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page68jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=68 data-page=68 class=ts-thumb lazyload alt=Page 68: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails68jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=69Page 69button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page69jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=69 data-page=69 class=ts-thumb lazyload alt=Page 69: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails69jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=70Page 70button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page70jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=70 data-page=70 class=ts-thumb lazyload alt=Page 70: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails70jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=71Page 71button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page71jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=71 data-page=71 class=ts-thumb lazyload alt=Page 71: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails71jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=72Page 72button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page72jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=72 data-page=72 class=ts-thumb lazyload alt=Page 72: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails72jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=73Page 73button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page73jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=73 data-page=73 class=ts-thumb lazyload alt=Page 73: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails73jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=74Page 74button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page74jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=74 data-page=74 class=ts-thumb lazyload alt=Page 74: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails74jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=75Page 75button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page75jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=75 data-page=75 class=ts-thumb lazyload alt=Page 75: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails75jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=76Page 76button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page76jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=76 data-page=76 class=ts-thumb lazyload alt=Page 76: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails76jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=77Page 77button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page77jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=77 data-page=77 class=ts-thumb lazyload alt=Page 77: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails77jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=78Page 78button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page78jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=78 data-page=78 class=ts-thumb lazyload alt=Page 78: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails78jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=79Page 79button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page79jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=79 data-page=79 class=ts-thumb lazyload alt=Page 79: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails79jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=80Page 80button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page80jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=80 data-page=80 class=ts-thumb lazyload alt=Page 80: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails80jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=81Page 81button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page81jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=81 data-page=81 class=ts-thumb lazyload alt=Page 81: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails81jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=82Page 82button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page82jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=82 data-page=82 class=ts-thumb lazyload alt=Page 82: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails82jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=83Page 83button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page83jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=83 data-page=83 class=ts-thumb lazyload alt=Page 83: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails83jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=84Page 84button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page84jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=84 data-page=84 class=ts-thumb lazyload alt=Page 84: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails84jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=85Page 85button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page85jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=85 data-page=85 class=ts-thumb lazyload alt=Page 85: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails85jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=86Page 86button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page86jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=86 data-page=86 class=ts-thumb lazyload alt=Page 86: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails86jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=87Page 87button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page87jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=87 data-page=87 class=ts-thumb lazyload alt=Page 87: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails87jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=88Page 88button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page88jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=88 data-page=88 class=ts-thumb lazyload alt=Page 88: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails88jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=89Page 89button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page89jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=89 data-page=89 class=ts-thumb lazyload alt=Page 89: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails89jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=90Page 90button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page90jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=90 data-page=90 class=ts-thumb lazyload alt=Page 90: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails90jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=91Page 91button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page91jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=91 data-page=91 class=ts-thumb lazyload alt=Page 91: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails91jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=92Page 92button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page92jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=92 data-page=92 class=ts-thumb lazyload alt=Page 92: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails92jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=93Page 93button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page93jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=93 data-page=93 class=ts-thumb lazyload alt=Page 93: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails93jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=94Page 94button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page94jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=94 data-page=94 class=ts-thumb lazyload alt=Page 94: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails94jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=95Page 95button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page95jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=95 data-page=95 class=ts-thumb lazyload alt=Page 95: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails95jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=96Page 96button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page96jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=96 data-page=96 class=ts-thumb lazyload alt=Page 96: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails96jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=97Page 97button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page97jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=97 data-page=97 class=ts-thumb lazyload alt=Page 97: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails97jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=98Page 98button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page98jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=98 data-page=98 class=ts-thumb lazyload alt=Page 98: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails98jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=99Page 99button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page99jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=99 data-page=99 class=ts-thumb lazyload alt=Page 99: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails99jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=100Page 100button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page100jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=100 data-page=100 class=ts-thumb lazyload alt=Page 100: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails100jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=101Page 101button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page101jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=101 data-page=101 class=ts-thumb lazyload alt=Page 101: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails101jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=102Page 102button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page102jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=102 data-page=102 class=ts-thumb lazyload alt=Page 102: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails102jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=103Page 103button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page103jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=103 data-page=103 class=ts-thumb lazyload alt=Page 103: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails103jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=104Page 104button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page104jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=104 data-page=104 class=ts-thumb lazyload alt=Page 104: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails104jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=105Page 105button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page105jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=105 data-page=105 class=ts-thumb lazyload alt=Page 105: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails105jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=106Page 106button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page106jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=106 data-page=106 class=ts-thumb lazyload alt=Page 106: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails106jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=107Page 107button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page107jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=107 data-page=107 class=ts-thumb lazyload alt=Page 107: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails107jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=108Page 108button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page108jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=108 data-page=108 class=ts-thumb lazyload alt=Page 108: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails108jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=109Page 109button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page109jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=109 data-page=109 class=ts-thumb lazyload alt=Page 109: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails109jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=110Page 110button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page110jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=110 data-page=110 class=ts-thumb lazyload alt=Page 110: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails110jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=111Page 111button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page111jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=111 data-page=111 class=ts-thumb lazyload alt=Page 111: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails111jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=112Page 112button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page112jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=112 data-page=112 class=ts-thumb lazyload alt=Page 112: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails112jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=113Page 113button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page113jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=113 data-page=113 class=ts-thumb lazyload alt=Page 113: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails113jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=114Page 114button div class=ts-imagea href=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5page114jpg target=_blank img data-url=-ifrs-financial-fax-40-21-310-7219-officeroeycom-eycom-to-the-shareholdershtmlpage=114 data-page=114 class=ts-thumb lazyload alt=Page 114: - IFRS Financial · Fax: +40 21 310 7219 office@roeycom eycom To the shareholders of Credit Agricole Bank Romania SA National Bank of Romania no 272010 and subsequent loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader042vdocumentsusreader042viewer20220313165c49f4fd93f3c34c50647b77html5thumbnails114jpg width=140 height=200 adivdiv
