air payments pitch deck
TRANSCRIPT
![Page 1: Air Payments Pitch Deck](https://reader034.vdocuments.us/reader034/viewer/2022042907/58732e601a28ab596c8b6235/html5/thumbnails/1.jpg)
![Page 2: Air Payments Pitch Deck](https://reader034.vdocuments.us/reader034/viewer/2022042907/58732e601a28ab596c8b6235/html5/thumbnails/2.jpg)
Air is a Payment Software and Online Wallet
Which saves users money by using
Distributed Encryption instead of Interchange.
![Page 3: Air Payments Pitch Deck](https://reader034.vdocuments.us/reader034/viewer/2022042907/58732e601a28ab596c8b6235/html5/thumbnails/3.jpg)
The Problem: Interchange
Pain Points:
• 2-5% Fee, Card Based• 400,000,000 Stolen Cards in US• Only handles Card Data
COST/SECURITY CHOKEPOINTNO ENCRYPTION
GATEWAYCONSUMER
BANK
BUSINESS BANK
PROCESSOR
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Air is Direct Payment
CONSUMERBANK
BUSINESSBANK
USERWALLET
PAYMENTSOFTWARE
ENCRYPTEDCLOUD NETWORK
DIRECT DEPOSIT DIRECT DEPOSIT
Solutions:
• 1% Fee = 50-80% savings• No card numbers to steal, no server chokepoint.• Payment + Shipping + Order Data
END-TO-END ENCRYPTION
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Disruptive Technology
Our goal is to monopolize a fundamental technology.
Existing Market
(Outdated)
New Technology
(Inconvenient)
Refined Into
(Disruption)
Debit Card (Payments) Blockchain (Bitcoin) Air (Payments)
Steam (Transport) Crude Oil (Waste) Gasoline (Transport)
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For Businesses: Payments Software
Easily installs onto any Ecommerce Website
50-80% Savings over card payments
No user signup required
Automatic Cloud EncryptionUser Data / Payments Database
Compatible with existing Card Payment systems
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For Their Customers: Online Wallet
Full Encryption
Use on Any Device
Receipts stored on Cloud
Air replaces online shopping carts with 1 universal wallet.
Cash Back: Average rewards ~10x higher than a bank
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The Tech: Distributed Encryption
website Phone Tablet
Decrypted Payment data
Encrypted data pieces
Distributed NetworkNo expensive servers required
Encrypted data pieces
Smaller Data Pieces = More efficient
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Positioning
Air is the only payment system
below the interchange limit.
![Page 10: Air Payments Pitch Deck](https://reader034.vdocuments.us/reader034/viewer/2022042907/58732e601a28ab596c8b6235/html5/thumbnails/10.jpg)
GO-TO-MARKET STRATEGY
B2B2C Model
Top Down B2B:Illinois-based Ecommerce Marketplaces and Apps
Incentives:Direct Sales to marketplaces
Subsidize Card-based Fees by 0.1%1% fee for Air based Fees
Growth Guidance:Outside-network data guides next B2B Targets
Bottom-Up B2C Features:B2C Multi-user wallet for Parents and Students
Secure replacement for online banking
FIRST CUSTOMER EXAMPLES
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GROWTH POTENTIAL
Air provides significant savings for any BusinessProjections include all subsidies and incentive, rounded to the nearest $1000.
Annual Savings $5,506,000 $8,456,000 $13,248,000
Expected Adopt Rate 10.77% 16.08% 23.31%
Total Air Revenue ($1,540,000) $8,812,000 $63,798,000
Annual Savings $4,155,000 $7,387,000 $13,170,000
Expected Adopt Rate 16.98% 22.44% 29.03%
Total Air Revenue $2,096,000 $16,976,000 $66,647,000
Annual Savings $260,000 $387,000 $575,000
Expected Adopt Rate 17.52% 24.67% 33.53%
Total Air Revenue $142,000 $1,132,000 $4,401,000
Year 1 Year 2 Year 3
Annual Savings $201,000 $359,000 $636,000
Expected Adopt Rate 22.46% 29.04% 36.65%
Total Air Revenue $190,000 $1,146,000 $3,933,000
AVERAGE NET PROFIT INCREASE WITH AIR:
+35%
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REGULATION AND PROTECTIONS
Air is compliant-ready for Illinois
• Money Transmission Licensing• MSB Licensing• Anti-Money Laundering Systems
Protections:
• 6-12 Month Development Advantage• 6-12 Month Regulatory Advantage• Provisional Patents• First Mover Advantage• Monopolization Potential
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DEVELOPMENT PROGRESS AND BUDGET
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