After ooAfter ooDESPATCH & COURIER

Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI �MONDAY, JUNE 10, 2013 � 32 PAGES � `3

Business&Investment Pg13-20

Gold: `27,675 � Silver: `44,200 � US Dollar: `56.65Temperature: 310C/270C � Humidity: 78%

Website: www.afternoondc.in

Afternoon Despatch & Courier �MUMBAI | MONDAY, JUNE 10, 201302

After ooAfter ooDESPATCH & COURIER

Regd. No. MH/MR/South-160/2012-14 RNI Regn. No. 43675/1985 MUMBAI �MONDAY, JUNE 10, 2013 � 24 PAGES � `3

Business&Investment Pg13-20

Gold: `27,675 � Silver: `44,200 � US Dollar: `56.65Temperature: 310C/270C � Humidity: 78%

Website: www.afternoondc.in

By Raju Vernekar

An internal dispute hasensured that amajorityof the flat-owners of

the Shree Ganesh Co-opHousing Society, located onCIDCO plots in Nerul (NaviMumbai), are yet to be mademembers of the society.To gauge how big the prob-

lem is, one must realize thatthe plot in question stands onland admeasuring nearly 5acres in sector 28(1) and sector22(8). The plots were leasedout by CIDCO way back in1993 to decongest southMumbai, by shifting com-modity markets and traders’residences to the new city.But sincemostof the traders

preferred to stay near theMasjid Bunder market area,the society promoters inviteddevelopers foranopen-market

deal instead of surrenderingthe plots back to CIDCO.

‘BHAJI PALA’MESS KEEPSSWORDHANGINGOVER 315FLAT OWNERS

DISPUTEOVER CIDCOLAND INNERUL HASBEENDRAGGING ONFOR ALMOST20 YEARS,SEEMINGLYWITH NO ENDIN SIGHT

Flat owners in Shree Ganesh CHS are yet to be made members.

Continued on pg 8 «

By Shwetha Kannan

As children, many areoften advised to scalemountains, scale

heights and what not. Buthere is someonewho took hisfather’s advice to climbMount Everest literally. Andnot only did he attempt toconquer the tallestmountainin the world, but also suc-ceeded in doing so. Dr.Murad Lala, Consultant On-cosurgeon at P.DHindujaNa-tional Hospital and MedicalResearch Centre, by reachingthe summit of Mt. Everest onMay 19, 2013, became thefirst Indian doctor to scalethe world’s highest peak.At the felicitation cere-

mony in the hospital on June8, Dr. Lala shared his experi-ences with his colleagues andthe media, and answered alot of questions. Here aresome that the ADC got an-swers for.

�When you took on the mis-sion to conquer Mt. Everest,were you confident that youcould do it?No. I was definitely ready

to give my best for this at-tempt, but I wasn’t confidentabout being successful be-cause there are many thingsthat weren’t in my hands.

� They being?

The weather, the way mybody reacts, what my trainerthinks about my moun-taineering skills and manysuch factors.

�We have heard that you arean adventure sports enthu-siast. But what inspired youto take up mountaineering?Yes, I am an adventure

sports enthusiast. I am intosky diving and deep sea div-ing. I take part in the Hi-malayan car rally. Butmountains have always fasci-nated me. My father used totell me “Touch the sky. ScaleMt. Everest,” and I guess Itook that literally. (Laughing)

�How was the experience?It was great. It was hum-

bling, scary and was a learn-ing process too. I also realisedthat technically, climbing Mt.Everest is not that difficult. Itis the altitude that is awe in-spiring and daunting.

� Please explain.While climbing to camp

four, my headlights conkedoff. And there I was, scalingMt. Everest with no light ofmy own and asking fellowclimbers to throw light fromtheir torches. It was scary. Iwas perturbed. It was hum-bling because that is the ef-fect on you when you seemountains of such great

heights. I also learnt how tonot give up in the face of ad-versities and keep up hope,

always. Every night you feeldepressed. But we used tokeep up our spirits by waitingfor sunrise that gave us thehappiness of being a stepcloser to our goal. Also, thatwhen you are on a mission ofsuch a great magnitude, help-ing each other and beingunited is the biggest strength.

� Any specific incident thatmakes you say that?At the base camp, one of

the fellow climbers was suf-

fering from toothache andneeded medical help. Theclosest dentist available was

around forty kilometresdown the camp. He insistedon going alone, but we didn’tlet him do so. Since the teammotto was “One Team OneDream,” there was no way hewas going to go alone. All ofus went with him and got himtreated.

�How did you feel when youreached the summit?I was relieved that it was fi-

nally over. We stayed there forfive to ten minutes. The beau-tiful view and scenery wasbreath-taking. It was totallyworth it.

�Has this climb enrichedthe doctor inside you in anyway? Yes. I realise the pains that

my patients suffer when di-agnosed with cancer. Here, Ihave a choice of returning,but my patients do not havea choice but to battle it out ontheir own.

�And who has an eas-ier job? ‘Dr. Lala’ or‘Mountaineer Lala’?Definitely Dr. Lala

(with a laugh). Con-ducting surgeries in acontrolled environ-

ment is easier than climbingMt. Everest. And also, in caseof surgeries, other people’slives are in danger (in jest).

�Do you intend scaling Mt.Everest through the Northroute, which is considered tobe more difficult than theSouthern route that youtook?There is a difference of

opinion when it comes to thelevel of difficulty on theroutes. And as far a secondattempt is concerned, it is ano for me. Scaling Mt. Everestonce in itself is like a dreamcome true for me. I am notwilling to push my luck toofar.

� So what’s next?Nothing decided as yet. But

something soon. For sure.

� Any lesson learnt from thisclimb?If you want to do some-

thing, take the first step.

Will the state government’s decision to cap off 35 colleges in FYJC online admissions facilitate students?

Readers wishing to participate in ‘Opinions’ may send us their name, day-time telephone number with a passport-size photograph to letters@afternoondc.in Your Subject line must be: opinion

I don’t think that it will help. Whatwill happen if the score’s are lowand students do not get admissionin the listed colleges?

Munna Hakke Student

It will really facilitate students asthey don’t need to go all the wayto colleges to fill the forms.

Abha Dhole Student

The cap of 35 colleges is a nicemove. It will help students.

Siddharth KumarProfessional

Hardik Tanna Student

MaharudraKapse Lecturer

Online systems will facilitate traveltime and efforts of students andparents. Besides, students will get acollege of their choice list of 35colleges, provided students shouldscore enough.

OPINIONS

The cap will not help.

04 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

CITYVASTU TIP OF THE DAY Always show ‘agarbathis’ and ‘dhoop’sticks on the corners of entrance to remove and eliminate negativity stuck on the corners.

Dr. Prem Gupta can be reached on 9820045774/9930318119 www.drpremgupta.com

MUMBHAIVIKAS SABNIS

Here you are sir! The fresh listof convicts involved in the

spot fixing scandal.

NO MOUNTAIN HIGH ENOUGH

Dr. Lala on Mt. Everest

AGENCYAD. TLIJJALIJJAT 1/LM Eng.881

When it comes tomonsoon predic-tion, often the

weatherman and even theAgriculture minister and de-

partment offi-cials are way ofthemark. Littlewonder thenthat for the lastthree years thestate has been

reeling under acute waterscarcity. The scarcity itselfspawned corruption in theIrrigation and Relief and Re-habilitation departments.But these days everybodyloves a good drought for thewindfall that it ensures. Thistime yet again union Agri-culture minister SharadPawar has predicted a goodmonsoon. Take that anywayyou wish.We had already stated that

the political moves of NCPchief Sharad Pawar have be-come far too predictable.After having sought the res-ignations of all the 20 NCPministers, the NCP strong-man, while speaking atChakan near Pune, went onto remark that it would rainbountifully this year. But toencash a good monsoon,you have to till the land welland sow good seeds to reap abumper harvest. In otherwords the NCP chief wants abumper harvest of maxi-mum number of MPs in the2014 Lok Sabha rainfall sothat he can extract a maxi-mum support price when itcomes to haggling over gov-

ernment formation, andpossibly fulfill his life timeambition to be crowned thePrime Minister even if it isshort-lived.But barring his own

trusted loyalists in the statecabinet, none seem to be infavour of his ploy to fieldthem for the Lok Sabha pollsand bringing new faces inthe state cabinet, albeit toduck the anti-incumbencyfactor on both the fronts.What many are perplexedabout, though is that in aspan of just two months hisnephewAjit Pawar had to re-sign as Deputy Chief Minis-ter over alleged involvementin the Irrigation scam. Thequestion is that if he wantedto put pressure on the Con-gress or give it a sudden joltas they say, why did he notdo so then? Oath taking cer-emonies at Raj Bhavan docost a fortune. For a manwho despised talking of statepolitics after becoming a na-tional leader, to once againpay attention to matters ofstate and engage with Ud-dhav Thackeray over theRacecourse issue goes toshow that ultimately it ishard to resist your own localconstituents.

It’s between NaMoniaand Rancid PickleAT times of a fire the fire ten-ders rush in to douse theblaze. The turmoil that hasengulfed the BJP over Gu-

jarat Chief Minister Naren-dra Modi has forced theparty to send its emissariesacross the length andbreadth of the country to

issue clarifica-tions, only tobecome sittingducks for theCongress. Thenational exec-utive confer-

ence in Goa resembles morea sick bay with almost all thesenior leaders down withmysterious illness. With theprincipal opposition party indisarray and the ruling Con-gress grappling with its ownset of problems, the situa-tion does not bode well forthe nation. It is little wonderthen that neighbours like theChinese refuse to back awayfrom Ladakh and even tinyMaldives can dare to throwour investments out.

The leadership tusslewithin the party has pitchedthe old guard led by L K Ad-vani and his aides on oneside and the aggressive proModi camp on the other. Forthe young guard, Advani hashad his years under the sunor spot light. He led the partyin 2004 and 2009 with disas-trous consequences and hasheld the high office of deputyprime minister. Within theSangh Parivar, the VHP toohas asked Advani to behavelike an elderly statesman andmake way for the youngbrigade. But his supportersfeel seasoned leaders areneeded to rein in, temperand advise the rampagingyoung guns. The more theold guard refuses to moveout and make way for theyoung leadership, the moretheCongresswill take full ad-vantage of the situation.

Having been labeled "ran-cid pickle", it is hard for thefeeble, infirm old guard tocontain Modi. The scareboth within and outside theparty is visible from the kindof statements that are beingmade. From the infamousGujarat riots to questionsover his developmentmodel, everything has beenthrown at him. As his clouthas been growing with everyelectoral success and infra-structure development, it isincreasingly becoming hardfor the Advani camp to reinModi in.There are somewhoquestion the logic in placingtoo heavy a bet on just oneman for the 2014 polls, whilethere are others who feel aloss in 2014 could well seeModi either being relegatedto the sidelines or becomingits saviour. The feeble at-tempts by the party to coverup the differences is increas-ingly becoming farcical anddamaging in the long run.

Sycophancy at its bestTill his retirement a couple

of years ago, B D Shinde,leader of the Revenue cadreofficers in the state served

under severalchief ministersand is today atreasure troveof interestinganecdotes andinsights into

the way our own rusticpoliticians from Maharash-tra have conducted them-

selves down the years. Herewe bring some of his inter-esting anecdotes for you.It so happened that once

former Peasants and Work-ers Party leader turned Con-gressman YashwantraoMohite happened to visitNewDelhi tomeet Congresspresident Indira Gandhi.Those were the days whenRahul Gandhi was still in thecradle. After his Delhi visit,Shinde caught up with Mo-hite at the Karad guesthouse and inquired how hisDelhi visit was. Pat came awily response from Mohite“Well, I went to Delhi, metMadam and afterwardsleaned towards the cradleand offered a rattle to Rahuland whispered in his ears –son do not forget me whenyou grow up!”Do you know why the

uncle-nephewduo of SharadPawar and Ajit Pawar holdsuch a sway over politics inWestern Maharashtra? Be-cause every other young IASor MPSC cadre officer whocuts his teeth, as it were, inthe state administrative setup in his formative years,usually has to do the hardgrind in what is infamouslycalled the Baramati Admin-istrative Service (BAS) or thePune Civil Service, a plagia-rized version of the provin-cial civil service of the old.Once passed out of this un-written rigmarole, you areguaranteed the blessings ofthe first family of Maharash-tra till you retire for good.

Weather Forecast

SIMHASANPrashant Hamine | ADC

MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

CITY 05

By Suyash Padate

Will the Congress highcommand succumb to

the pressure tactics of UnionAgriculture Minister andNCP boss Sharad Pawar andremove Chief MinisterPrithviraj Chavan? Thoughthe Congress high commandhas not given any indication,till last night, that Chavanwould bemoved out, predic-tions in most surveys abouttrouble in the state havealarmed Congress bigwigs.By securing the resigna-

tions of all 20ministers of hisparty, Pawar has virtuallymounted pressure on theCongress to undertake aministry reshuffle. The arm-twisting tactics have come inthe middle of a campaign byCongress legislators to re-move Chief Minister Prithvi-raj Chavan. The NCP chiefstrongly feels that the stategovernment requires an ur-gent surgical makeover, andbelieves that winning elec-tions under Chavan’s leader-ship would be difficult.Prior to that, many Con-

gress MLAs told the highcommand that continuingwith Chavan as Chief Minis-

ter would bring electoral ruinfor the party in the Lok Sabhaand Assembly elections,scheduled next year. TheMLAs have pointed out thatChavan is an administrator,not a leader, and does notpay any heed to their de-mands or requests. This atti-tude might invite trouble forthe party.But Central leaders of the

Congress are of the opinionthat Chavan has a cleanimage and the MLAs areangry because he is playingby the rulebook. The goodimage and excellent rapportwith the high command hasso far saved Chavan, but thevarious recent surveys andthe resignations byNCPmin-isters may force the partyleadership to do a rethink.According to sources,

Union Home Minister SushilKumar Shinde is being seenas the frontrunner, thoughhe is reluctant to come toMumbai before the elections.Although Narayan Rane is

trying hard to become CM,his Sena background createssuspicion amongst tradition-alists. In light of these devel-opments, all eyes are on theCongress high command.

Children go triple-seat on a cycle inside the Panjarpol tunnel of the Eastern Freeway, in Mumbai, India on June 8, 2013. The Eastern Freeway whichis complete, is awaiting the arrival of a VIP to open the 9.29 km long first part, and the 4.3 km long Anik-Panjarpol Link Road. The signal-freestretch will ease the commuters traffic woes to a great extent. The freeway will also decrease the traffic burden from P DMello Road and Port Road.

Shr

ipad

Nai

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OLA

RIS

IMA

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Queering the pitchBy getting all NCP ministers to resign, Pawar ispushing Congress into a corner over Prithviraj

Chavan continuing as CM

Courier Publications Pvt Ltd does not subscribe in whole or part of the views expressed or claimsmade in any Advertisements carried in this newspaper. The views expressed or claimsmade in the Advertisements either classified,classified display or display are the sole responsibility of the Advertisers. Further, the Management, Publisher, Printer and Editor of Afternoon Despatch & Courier do not take any responsibility for the contents of allAdvertisements, Articles and letters appearing in the paper.

06 www.afternoondc.in

Afternoon Despatch & Courier

CLASSIFIEDS MUMBAI | MONDAY, JUNE 10, 2013

THANKSGIVINGThank you St. Jude for thefavour granted. O holy St JudeApostle &Martyr great in virtue& rich in miracles nearkinsman of Jesus Christ faithfulintercessor of all who invokeyour special patronage in timeof need to you I have recoursefrom the depth of my heart &humbly beg to whom God hasgiven such great power to cometomy assistance helpme inmypresent urgent petition inreturn I promise to make yourname known & cause you to beinvoked. Say our father threeHail Mary & three glory be's StJude pray for us & all whoinvoke your aid AMEN. SonalPatel.

C-6737

“St. Jude, Thank You for youreternal presence and guidanceand being the messenger inconveying my prayers to God.Please continue to shower yourblessings on us and fulfill ourlife with peace, goodness, goodhealth, prosperity andhappiness. I need you to helpme and always hear myprayers.”

C-6738

May the Sacred Heart of Jesusbe adored, glorified, loved andpreserved throughout theworld. SacredHeart of Jesus thykingdom come. Sacred heart ofJesus havemercy on us. St. Judethe worker of miracles pray forus. St. Jude the helper of thehelpless pray for us. Say thisprayer for nine times nine days.Your prayerwill be answered bythe eighth day. PublicationMust be promised. R. K. A.

C-6785

CHANGE OF NAMEI, Anuradha Raju Savji, havechanged my son’s name fromDanesh Kumar Raju Savji toRudraksh Kumar Raju SavjiVide Maha. Govt. Gazette No.X-21974.

Ornate C-6739

I, Janavi Francis Monthero,have changed my name toJenvi Francis Monthero VideMaha. Govt. Gazette No. U-3907 dated 18-24, April, 2013.

C-6740

I have changed my name fromRahat Asif Pinzara, to ‘RahatMehta’ as per MaharashtraGovt. Gazette No. (U-7315)dated 09/05/2013.

C-6741

I have changed my name fromMurshed Musa Ibrahim, to‘Murshad Musa Mauva’ as perAffidavit dated 08/06/2013.

C-6742

I, Prodeep Sarkar, havechanged my name to PradeepSarkar as per Affidavit dated07/06/2013.

C-6743

I have changed my name fromMr. Ashokkumar Jawanmal toMr. Ashok Jawanmal Rupawatas per Affidavit dated07/06/2013.

C-6744

I have changed my name fromReshma Kumar Akoliya toReshma Kumar Akolia as perAffidavit dated 8th June, 2013.

C-6745

I have changed my name fromKumar Shantilal Akoliya toKumar Shantilal Akolia as perAffidavit dated 8th June, 2013.

C-6746

I, Harishchandra ShaniwarAakhade, have changed myname to HarishchandraShinvar Koli as per deed pollAffidavit dated 07/06/13.

C-6747

I, John Furtado, have changedmy name to Joao FranciscoFurtado as per MaharashtraGovernment Gazette No X-33748 dated 30/03/2006.

C-6748

I, Piyush Jayantilal Khorasiya,have changed my name toPiyush Jayantilal Khorasia asper deed poll Affidavit dated06/06/13.

C-6749

I, Mr. Suresh Janardan Bhosle,have changed my name to Mr.Suresh Janardan Bhosale as perdeed poll Affidavit dated07/06/13.

C-6750

I, Mr. Rajendra Suresh Bhosle,have changed my name to Mr.Rajendra Suresh Bhosale as perdeed poll Affidavit dated07/06/13.

C-6751

I, Mrs. Darshana SureshBhosle, have changed myname to Mrs. Darshana SureshBhosale as per deed pollAffidavit dated 07/06/13.

C-6752

I, Miss. Sandhya Ramdas Sail,have changedmy name toMrs.AnjaliManish Rane as per deedpoll Affidavit dated 07/06/13.

C-6753

I, Mrs. Linaben Ajaybhai Naik,have changedmy name toMrs.Lina Ajay Naik as per deed pollAffidavit dated 07/06/13.

C-6754

I, Krishita Ajaybhai Naik, havechanged my name to KrishitaAjay Naik as per deed pollAffidavit dated 07/06/13.

C-6755

I, Mr. Ajaybhai Ramanlal Naik,have changed my name to Mr.Ajay Ramanlal Naik as per deedpoll Affidavit dated 07/06/13.

C-6756

I, Mr. Ajaykumar RamanlalNaik, have changed my nameto Mr. Ajay Ramanlal Naik asper deed poll Affidavit dated07/06/13.

C-6757

I, Miss. Shanti Anant Shaendye,have changedmy name toMrs.Shalini Hari Patwardhan as perdeed poll Affidavit dated07/06/13.

C-6758

I,Miss. Leena Prabhakar Gore,have changedmy name toMrs.Anjali Vijay Patwardhan as perdeed poll Affidavit dated07/06/13.

C-6759

I, Miss. Linaben ThakorbhaiMehta, have changedmy nameto Mrs. Lina Ajay Naik as perdeed poll Affidavit dated07/06/13.

C-6760

I, Mr. Vaibhavbhai KanubhaiAjugiya, have changed myname toMr.Vaibhav KanubhaiAjugiya as per deed pollAffidavit dated 08/06/13.

C-6761

I, Sameer Vijay Tawade, havechanged my name to SameerVijay Tawde as per Maha.Government Gazette No.X-108157 dated 16/05/2013.

C-6762

I, Samir Vijay Tawade, havechanged my name to SameerVijay Tawde as per Maha.Government Gazette No.X-108156 dated 16/05/2013.

C-6763

I, Jayashri Vijay Tawde, havechanged my name to JayshreeVijay Tawde as per Maha.Government Gazette No.X-108155 dated 16/05/2013.

C-6764

I, Jayshri Vijay Tawade, havechanged my name to JayshreeVijay Tawde as per Maha.Government Gazette No.X-108154 dated 16/05/2013.

C-6765

I, Jaishree Vijay Tawade, havechanged my name to JayshreeVijay Tawde as per Maha.Government Gazette No.X-108153 dated 16/05/2013.

C-6766

I, Mr. Mukesh Jayantilal Nayi,have changed my name to Mr.Mukesh Jayantilal Nayee as perdeed poll Affidavit dated06/05/13.

C-6767

I, Mr. Suryakant Vora, havechanged my name to Mr.Suryakant Shah as per deedpoll Affidavit dated 07/06/13.

C-6768

I, ZagdaVanita Prataprai, havechanged my name to VanitaPrataprai Soni as per deed pollAffidavit dated 08/06/13.

C-6769

I, Zagda KamleshkumarPrataprai, have changed myname to Krrishna Soni as perdeed poll Affidavit dated08/06/13.

C-6770

I, Ms. Parul Chaudhary, havechangedmyname toMs. ParullChaudhry as per deed pollAffidavit dated 30/05/13.

C-6771

I, VandanaVishnu Rane, havechanged my name to AmitaAshok Sawant as per Maha.Government Gazette No.X-9458 dated 09/06/2011.

C-6772

I, Mahavir Narmal Palrecha,have changed my name toMahavir Narmal Jain as perdeed poll Affidavit dated08/06/13.

C-6773

I, Indira Mahavir Palrecha,have changed my name toIndiraMahavir Jain as per deedpoll Affidavit dated 08/06/13.

C-6774

I, Vijaykumar Lalluram Mishra,have changedmyname toVijayLalluram Mishra as per deedpoll Affidavit dated 08/06/13.

C-6775

I have changed my name from“Miss Sudeeptirani NarayanKanvathirth” to “Mrs. DeeptiRajesh Navalkar” as perAffidavit dated 08/06/2013.

C-6776

I have changed my name fromAbdul Gaffar Issa Latif to AbdulGaffar Issa Latif Loya as perAffidavit dated 01/06/2013.

C-6777

I have changed my name fromBubbu N. Trasi to Subbu N.Trasi as per Affidavit.

C-6778

I have changed my name fromTaherali Kurban HusainGadiwala to Taherali KurbanHusen Khajurwala as perAffidavit dated 06/06/2013.

C-6779

I have changed my name fromAnisa Taherali Gadiwala toInsiya Taheralikhajurwala asper Affidavit dated 06/06/2013.

C-6780

I have changed my name fromNoor Mohammed Ali Mohammedto Noor Mohammed AliMohammed Khan as perAffidavit.

C-6781

I have changed my name fromHardyal SinghGurbachansinghto Singh GurbachansinghJandu as per deed poll Affidavit.

C-6782

I have changed my name fromKalyana Rama Rao Kanchanato Kanchana Mangalvedhekaras per deed poll Affidavit.

C-6783

I have changed my name fromMohammedMoinndeen Zaverito Moin Ayaz Zaveri as perAffidavit dated 29th May, 2013.

C-6784

I have changed my name fromBalabai Ananda Patil to LuxmiAnanda Patil as per Affidavit.

C-6786

I have changed my name fromSyed Shamim Banu S Munnato ShamimMunna Sayyad asper Affidavit.

C-6787

I have changed my name fromMohammed Yunus Abdul AliAnsari to Mohammed YunusAbdul Ali Shaikh as perAffidavit.

C-6788

I have changed my name fromKayur Surendra Dedhia toKeyur SurendraDedhia as perAffidavit.

C-6789

I have changed my name fromDattatry RamchandraWagh toDatta Ramchandra Wagh asper Affidavit.

C-6790

I have changed my name fromShaikh Abbais to ShaikhAbbas as per Affidavit.

C-6791

I have changed my name fromNina Rajesh Lad to NinaVidyanand Gokhale as perAffidavit.

C-6792

I have changed my name fromMiss. Renuka Sanjeev Bangerato Miss. Renuka SanjeevaBangera as per Affidavit.

C-6793

We, Mr. Vidyaranya Sharma &Mrs. Kasi AnnapoornaVidyaranya Sharma havechanged ourminor son’s namefrom Sai Sanjeev Sharma toSai Sanjeev Sharma Eeranki asper Affidavit.

C-6794

We, Mr. Vidyaranya Sharma &Mrs Kasi AnnapoornaVidyaranya Sharma havechanged our minor daughter’sname from Sai SameeraSharma to Sai Sameera SharmaEeranki as per Affidavit.

C-6795

I have changed my name fromPista Parasmal Jain to PistaParasmal Mehta as per Affidavit.

C-6796

I have changed my name fromMohamed Salim MohammedIsmail Khan to MohammedSalimMohammed Ismail Khanas per Affidavit.

C-6797

I have changed my name fromZainab Yusufbhai Vohra toZainab Yusuf Badri as perAffidavit.

C-6798

I have changed my name fromSaifuddin Fakhruddin Kheri toSaifuddin Fakhruddin Kheriwalaas per Affidavit.

C-6799

I have changed my name fromYusufbhai Vora to Yusuf AbbasBadri as per Affidavit.

C-6800

I have changed my name fromRazia Taher Mohamed toFarzana Aziz Khan as perAffidavit.

C-6801

I have changed my name fromNagda JayandrakumarMotichand to Nagda JayendraMotichand as per Affidavit.

C-6802

I have changed my name fromUnnikrishnan Nair GopalaPillai to Unnikrishnan Nair asper Affidavit.

C-6803

I have changed my name fromRameshchandra Kachhara toRamesh Kumar Sheshmalji Jainas per Affidavit.

C-6804

I have changed my name fromAkbaribegam Akil AhmadShaikh to Akbari Bano AqeelAhmad Shaikh as per Affidavit.

C-6805

I have changed my name fromMajaur Houssain /MajhoorHasan Khan to Majhur HasanChaudhari as per Affidavit.

C-6806

I have changed my name fromReshma Ashok Lokwani toRonak Ashok Lokwani as perAffidavit.

C-6807

I have changed my name fromHaroon Ismail Tajani toHaroonIsmail Memon as per Affidavit.

C-6808

I have changed my name fromSalman Khan Mira ChandShaikh to Salman KhanMirachand Junedi as perAffidavit.

C-6809

I have changed my name fromAkeel Aliraza to Ansari AkeelAhmed Aliraza as per Affidavit.

C-6810

I have changed my name fromCharles Anthony Lopes toCharles Anthony Lobo as perAffidavit.

C-6811

I have changed my name fromGeeta Lachhmandas Wanvarito Priyanka Vijay Pherwani asper Affidavit. C-6812

I have changed my name fromShakir Shaikh Lal to ShakirShaikh Lal Shaikh as perAffidavit.

C-6813

I have changed my name fromShri. Balu Santu Kanukale toShri. Balasaheb SantuKanukale as per Affidavit dated06-06-13.

C-6814

I have changed my name fromAnsair Yar Mohammed toAnsari Yar Mohammed GulamMustafa as per Affidavit dated07-06-13.

C-6815

I have changed my name fromAnsair Shamsunisa YarMohammed to AnsariShamsunisa Yar Mohammedas per Affidavit dated 07-06-13.

C-6816

I have changed my name fromMr. Mohmed Umar AbdulRahim Sunsara to Mr.Mohammed Umar AbdulRahim Evra as per Affidavitdated 08/06/2013.

C-6817

I have changed my name fromSunil Lalji Gupta to SunilKumar Lalji Gupta as perAffidavit.

C-6818

I have changed my name fromMr. Siddesh Rajesh Warlikar toMr. Siddhesh Rajesh Warlikaras per Affidavit.

C-6819

I have changed my name fromKiran Wadwania to KiranWadhwania as per Govt. ofMaha. Gazette No.(U-6126).

C-6820

I have changed my name fromAziz Wadwania to AzizWadhwania as per Govt. ofMaha. Gazette No. (U-6127).

C-6821contd. on p. 8

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MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

CITY 07

Mumbaikars enjoy the splash of the waves, caused by high tides, as the hit on the rock face at Worli on Sunday. The city experiencedheavy rainfall on Sunday, which gave a tough time to the city civic body and traffic police. The city will have to brace for heavy rains onMonday too, according to Metrological department predictions. Colaba recorded 36.8 mm rainfall and Santa Cruz 44.9 mm.Temperature in Colaba was recorded at a maximum of 32.3 and minimum of 25.4 while Santa Cruz saw a max of 31 and a min of 25.3.

A lot of lotsTraffic dept. provides details about 94 parking lots acrossthe city to help Mumbaikars commute during monsoons

By Zuber Ansari

Monsoon is here and tocounter the emergenttraffic problems theMum-

bai PoliceTraffic Department havecome forthwith a unique initiative.To aid commuters the Traffic

Department has divided parkinglots into two slots: major andminor. Major parking lots beingthose that allow over 1,000 vehi-cles to be parked at once whileminor parking lots only havespace for 50-100 cars. The trafficdepartment has placed all perti-nent information regarding the lo-cations and other ancillaryinformation about these lots ontheir website to aid citizens duringmonsoon generated emergencies.According to Deputy Commis-

sioner of Police (DCP-Traffic)

Pratap Digawkar, “Wemade avail-able 94 lots to Mumbaikars whoare facing parking related prob-lems during the monsoons.”Some of the lots you can park in

during emergencies are at PD’Mello Road in southMumbai, orthe Northbound side of Siddhiv-inayak Hotel, or at MahalaxmiRacecourse at Keshawrao KhadyeRoad, Cotton Green BPT Ground,MMRDAGround BKC, KJ SomaiyaHospital Chunabhatti, Rani Baug(Jijamata Uddyan-Byculla).Minor parking lots are at Azad

Maidan, all Gymkhanas includingPolice Gymkhana, ParsiGymkhana, Islam Gymkhana,BEST Ground in Malad, XavierSchool at Kurla in Kajupada.“The details regarding the lots

can easily be procured at the Traf-fic dept. website,” said Digawkar.

First rains lead to slabcollapse in MHADA

society at Currey Road

By Prashant Hamine

First heavy rains of the season yesterday led to a slab col-lapse at Om Pimpleshwar Society along Mahadev Palav

Marg, near Currey Road station. The slab on the front gate ofthe MHADA building suddenly came crashing down. How-ever, no casualty was reported according to local resident BalaDesai. Speaking to ADC, Desai disclosed that the incident oc-curred at around 3.30 pm.The buildingwas built 15 years agounder the PrimeMinisters Grant Project in 1998.Desai alleged that since the building which has six wings

was constructed under the PMGP the MHADA Repair Boardauthorities have been rather reluctant to carry out repairs.The society has been managing repairs out of its own funds.He added that a loneMHADAofficer had inspected the build-ing about a fortnight ago. But sincemost of the officers in theRepair Board have now been transferred due to promotionsthere is no headway in undertaking repairs. Desai stated thateven noise from small firecrackers is enough for portions ofceiling to collapse.

The first heavy showers of the season witnessed a slab collapse at OmPimpleshwar Society at Currey Road.

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Continued from pg 3 «

Accordingly the work wasentrusted to MayureshBuilders, who constructed 21buildings: Three towers(ground-plus-13-floors), 12medium-sized buildings(ground-plus-seven), and sixshorter buildings (ground-plus-three). The complexwas divided into two com-pounds.Meanwhile some flat own-

ers applied to CIDCO for reg-istering a separate societytitled ‘Balaji Towers’ on De-cember 16, 2005.But since the plots were

originally allotted to the‘Dadar Bhajipala VyapariMitra Mandal’, CIDCO re-fused to recognize ‘BalajiTowers’, saying that their per-mission was not sought be-fore applying for separateregistration and the flat own-ers were not connected tothe commodity market andthe Agriculture ProduceMarketing Committee(APMC).The dispute continued

with a number of litigationsand appeals to the courtand other quasi judicial au-

thorities.The Bombay High Court,

while dealing with writ peti-tions No. 474/1996 and5771/1997, noticed that outof the total members resid-ing in the complex, less than10 per cent were genuinecommodity traders. As suchthe court ruled in favor of theexisting (non-APMC) flat-owners.But the dispute continued

and on November 11, 1998,CIDCOappointed an admin-istrator on the society. ButCIDCO’s order was quashedby the then Minister of Statefor Cooperation, lateBabasaheb Kupekar.On August 25, 2003 the

state government directedthe managing committee ofShri Ganesh society to settleall grievances within 3months. But the committeeapproached the High Court(WP\8508/2003) saying thatthe chief secretary had nopowers to interfere in the so-ciety affairs. As such theHighCourt stayed the Govern-ment order, giving the man-aging committee the upperhand.Since the dispute contin-

ued, in May 2012, the JointRegistrar of Co-operativesVikas Rasal directed that thesociety be bifurcated. But inDecember last this bifurca-tion order was stayed by theCooperationMinisterHarsh-vardhan Patil.Speaking to ADC, the new

Joint Registrar of Coopera-tive Societies SandeepDesh-mukh said that he will haveto study the matter afreshbecause the issue involvesCIDCO’s estate departmentas well.Meanwhile, out of total

555 flat owners in disputed‘Balaji Towers’, 316 flat own-ers continue to be treated as‘non-members’ by the man-aging committee and mostof them have not been is-sued share certificates. Alsothey are given monthlymaintenance bills withouttheir names, Manohar Lal,

one of the flat owners, al-leged.As a result, they cannot at-

tend the AGM and even ifthey want to sell their flatsthey are required to ap-proach CIDCO since themanaging committee refusesto issue NOC, Sharma said.The managing committee

is controlled by Promotor-Chairman Ashok AnkushraoGawde who is also a Secre-tary of the Dadar BhajipalaMitramandal. In addition, hecontrols the APMCs locatedat Turbhe, Vashi and Navi-Mumbai. He is also theDeputyMayor of NaviMum-bai Municipal Corporation.When contacted, Gawde

told ADC, “These flat ownerswere not members of theDadar Bhajipala Mitra Man-dal and had purchased flatsthrough fraudulent means.We have not encroachedupon their properties. Butwe abide by bye laws and de-cisions taken in the AGM. Ifthey have any grievancesthey should come across thetable for discussion with rel-evant papers”.In another development in

June 2008, Mayureshbuilders allegedly sold theresidual FSI belonging to allthese buildings to anotherdeveloper Anant Sanghvi forRs.50.75 lakh. Sanghvi built aground-plus-six structurewith 16 flats in a separatecompound, and sold them inthe open market. He al-legedly paid Rs.7.5 lakh ascorpus fund to the ShreeGaneshCHS. Surprisingly, inthis case the issue of ‘trader’or ‘non-trader’ status did notrise.Similarly five other soci-

eties, Bhima Shankar, Vigh-nahar, Lenyadri, SagarDarshan and Sea Breeze lo-cated on CIDCO plots(which were originally re-served) have gracefully ac-commodated all themembers as legitimatemembers whether they areconnected to the commoditymarket or not.

I have changed my name fromMansoor Wadwania to KiranWadhwania as per Govt. ofMaha. Gazette No. (U-6128).

C-6822

I have changed my name fromNabeel Afaquddin Warsi toNabeel Afaquddin Siddiqui asper Govt. of MaharashtraGazette No. (X-7408).

C-6823

I have changed my name fromPrabhakara Narayana Poojaryto Poojari Prabhakar Narayanaas per Affidavit.

C-6824

I have changed my name fromAfaq Fayz Warsi to AfaquddinFaiyazuddin Siddiqui as perAffidavit.

C-6825

I have changed my name fromSureshchandra Chunilal Jain toSuresh Chunilal Jain as perAffidavit.

C-6826

I have changed my name fromNareshkumar Chunilal Jain toNaresh Chunilal Jain as perAffidavit.

C-6827

I have changed my name fromRakeshkumar Chunilal Jain toRakesh Chunilal Jain as perAffidavit.

C-6828

I have changed my name fromKhairul Bano to Shaikh KhairulBano as per Affidavit.

C-6829

I have changed my name fromShekh Niyaz Ahmad to ShaikhNiyaz Ahmed as per Affidavit.

C-6830

I have changed my name fromShekh Juned Ahmad to ShaikhJunedahmed as per Affidavit.

C-6831

I have changed my name fromRatilal Somabhai to RatilalSomabhai Chauhan as perAffidavit.

C-6832

I have changed my name fromChitralekha Ratilal to ChauhanChitralekha Ratilal as perAffidavit.

C-6833

I have changed my name fromPanchal Narendrakumar toPanchal Narendra as perAffidavit.

C-6834

I have changed my name fromSumaiya Mohammed FirozAhmed to SumaiyaMohammed Firoz AhmedShaikh as per Affidavit.

C-6835

I have changed my name fromSaleh Mohammed FirozAhmed Shaikh to MohammedSaleh Mohammed FirozAhmed as per Affidavit.

C-6836

We, Mr. Mirza Dilawar Baigand Mrs. Husnara MirzaDilawar Baig, have changedour son's name from LaiqueAhmed Mirza Dilawar Baig toLaique Mirza Dilawar Baig asper Affidavit.

C-6837

CHANGE OF NAME

08 www.afternoondc.in

Afternoon Despatch & Courier

CLASSIFIEDS MUMBAI | MONDAY, JUNE 10, 2013

PUBLIC NOTICEPUBLIC NOTICE is hereby given to the public at large that my

client M/s. KSHAMA BUILDERS & DEVELOPERS, a proprietaryconcern through PRASHANT M. HUMBIR, having its office at48/2312, Gulmohar Co-operative Housing Society Ltd., GroundFloor, Gandhi Nagar, Bandra (E), Mumbai-400 051 are negotiatingto conveyance/purchase the right, title and interest pertaining tothe property as described in the schedule mentioned hereunder.All persons having any claim of any nature whatsoever in the said

property by way of sale, exchange, lease, license, trust lien, ease-ment, inheritance, possession, attachment, lis pendens, mortgage,charge, gift or otherwise howsoever are hereby required to makethe same be known with copies of all supporting documents to theundersigned at Maa Ashapura CHS Ltd., BMCMarket Ground Floor,Near Guru Nanak Hospital, Bandra (E), Mumbai-400 051, within 14days from the date of publication hereof, failing which the same shallbe deemed to have been waived and my clients will proceed topurchase the property without reference to such claims if any.

SCHEDULE ABOVE REFERREDTOALL THAT piece and parcel of the land situate, lying and being

at revenue village-Kole Kalyan, registration and Sub DistrictMumbai, bearing CTS No. 3063, 3064, 3065, 3066 and 3067 andcontaining by admeasurement 197.70 square meters or there-abouts, together with all singular the courts, courtyards, areas,compounds, sewers, ditches, fences, drains, paths, way, pathways,passages, common gullies, water sources, plants, lights, liberties,privileges, easements, profits, advantages, rights and appurte-nances whatsoever to the said piece or parcel of land or groundand every part thereof.Dated this of June, 2013

Sd/-(Rajesh M.Yadav)

Advocate

‘Bhaji pala’ mess keeps sword hanging over 315 flat owners

By Neel Shah

OnSaturday night, Mumbai po-lice arrested a woman, forabandoning her three-and-

half year old daughter, and her para-mour for helping her. In the processthe cops united the girl with her orig-inal father nearly a year after she wasabandoned.Shivaji Park police arrested Ahmed

Sheikh (35), who along with SheetalLohade (27), had abandoned the lat-ter’s daughter at Dadar’s flower mar-ket area. The incident happened inSeptember 2012, inwhich the two ac-cused, in a bid to get rid of the girl,who Sheetal had sired with her firsthusband Sachin Lohade, abandoned

her and started living together atSheikh’s house in Pune.In March this year Sheikh filed a

missing person’s complaint at ShivajiPark police station. This step by theaccusedwas amisdirection intendedto prevent his arrest in future, if thepolice ever came across the girl.However, in June the police grilled

Sheikh and he broke down and con-fessed to the crime, said sub-inspec-tor (Detection) Deep Bane.Police then started searching for

the girl and soon the investigators re-ceived a tip-off from their informerthat lady named Usha, a flower ven-dor in Dadar’s flower market area,was seen with a small girl last year.“Police reached Usha’s house in Ul-

hasnagar and found the girl, whowaslooked after by the old lady,” saidsub-inspector Prashant Bade.Finally, cops arrested Sheikh as a

co-accused for misdirecting the po-lice. “Ahmed has been sent to judicialcustody while Sheetal has been sentto rehabilitation centre,” said SureshUnawane, senior inspector of ShivajiPark police station.According to the police, a few years

ago, Sheetal was married to Sachinand the couple was staying in Au-rangabad. During this time, the ladywas in a relationship with Ahmed,who was staying in Pune, added po-lice.In April 2012, Sheetal and her

daughter, then two-and-half year,

suddenly disappeared from herhome in Aurangabad, after whichSachin lodged amissing complaint ofthe duo in Aurangabad.Aurangabad police started hunting

for themother-daughter duo and thisyear they came to know of a missingperson’s complaint lodged at ShivajiPark police station.TheMumbai police became suspi-

cious and started questioningSheikh, who had filed the complaint.In the meantime, Aurangabad po-

lice reached Pune and found Sheetaland started questioning about hersudden disappearance from Au-rangabad along with her daughter.

neel.shah@afternoondc.in

Cops reunite ‘missing’ girl with dadA case that saw everything from marital infidelity to kidnapping, and even obfuscating the police investigation was finally

solved by cops, when they arrested the culprits, including the mother, and reunited the girl with her biological father

MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier 09

AMAZING that almost all parties shouldnix the decision of the Central Informa-tion Commission to bring them under

the ambit of the RTI law. Far more amazingthat the cadre-based parties should echo thesame objections the family-owned politicalfirms have in opposing the public spotlightbeing put on their finances. The point is notwhether the CIC has stretched the law to de-clare political parties as public authoritiesunder the RTI Act. It may well have. But thepoint is that the six parties named by thetransparency commission have vociferouslyprotested being dubbed public authorities. Ofcourse, eventually the ruling may be ex-tended to cover all registered political parties.Frankly, it is hard to imagine amore public

institution than a political party. The morepublic it is, the greater its chances of success.Given that even family-controlled corporateentities have to necessarily open their booksof accounts to the public, and submit themfor closer examination by the IT department,political parties by their very nature are mostpublic of institutions. Or ought to be. Takingshelter behind a narrow reading of the RTIlaw to evade examination of their fiancés onlyconfirms the general view that a good part ofthe political donations invariably finds itsway into private pockets.For, if the truth be told, most parties still

rely on huge black money donations by ahandful of moneybags. In turn, big donorsextract their pound of flesh through discre-tionary allotments of natural resources andpermits and licenses. The bigger the donor,the more his influence over the politicalprocess. From getting Lok Sabha, RajyaSabha, Assembly nominations for their loyal-ists and factotums, tomaking themministers,contributors of sackfuls of black money dis-tort the entire political process. For, most po-litical parties remain hostage to big money.Political donations belowRs. 20,000 in cash

are permissible. Therefore, most parties usethe convenient stratagemof listing hundredsof crores of rupees received in cash from bigbusiness as small contributions by partycadres and supporters. And deposit the samein their bank accounts. The IT departmenttakes a benign view of this palpable falsehoodknowing as it does that every party, more sothe ruling party, resorts to such creative ac-counting to turn black into white.Remarkably, even after corporate dona-

tions were made legit a few years ago, indus-trialists, real estate tycoons and otherbusinessmen still prefer to fund political par-ties in cash. According to reliable estimates,more than four-fifths of political donations tomajor parties is still in hard cash. When de-livered to politicians, a good chunk is keptaside by them for private use, while the re-mainder is deposited in the party’s bank ac-counts and accounted for as collections fromsmall donations.A few years ago, BSP boss Mayawati had

got around a case of disproportionate assetsby arguing that she had received tens of

crores in small donations of Rs. ten, twenty,fifty, hundred, etc. over nearly a four year pe-riod from her followers who were impressedwith her pro-Dalit campaign. Someone at thetime had calculated that she ought to have re-ceived over Rs. 3.5 lakhs per day without abreak, Sundays and other holidays included,in small donations over nearly a four-year pe-riod to justify the extent of assets she hadamassed in her own name as the solo con-troller of BSP.More recently, theDelhi High Court upheld

her appeal against an income tax order re-jecting her explanation that a property inWest Delhi valued at nearly Rs. eight croreswas gifted to her by its owners, amiddle-classJain family, as a token of their love and af-fection for her. The Jain couple was not par-ticularly wealthy; thewife worked at the timeas an office assistant for Rs. six thousand amonth while her husband too earned there-

abouts in his business. Yet, the Delhi HighCourt deemed it lawful to accept Mayawati’splea that as a champion of Dalits the donorswere so taken up with her that they trans-ferred their house gratis to her.Mayawati’smight be amore blatant case of

a politician misusing her position to amassbillions for self and her extended family. Butgenerally political donations are opaque. Andthere is no accounting how these are spent. Itwas said of SitaramRamKesri, the long-timetreasurer of the Congress Party, na khata nawahi, jo Sitaram Kesri kahey who hi sahi. (Noaccounts, no books; whatever Kesri says istrue.) How Kesri was humiliated andhounded out of the Congress President’s of-fice is another story. To be fair to the poorman, he died a pauper, though a number ofhis colleagues in the party had enrichedthemselves enormously misusing politicalfunds. Despite the Election Commission capon expenditure by candidates in State andcentral elections, political parties spend hugesums without accounting. It is no one’s casethat they ought to explain how they take pol-icy and personnel decisions, how they con-stitute their organizational structures. No.Those who have reacted angrily to the CICdecision, calling it `adventurist’ and which`may cause a lot of damage to the democraticprocess’ are deliberately trying to obfuscate

the issue. For, nobody is asking them howthey nominated a particular person for con-testing this or that election. Or how they de-cided to support or oppose a particularpolicy. No. The limited objective of the CIC isto make political funding and its use trans-parent. If parties do not divert funds for pri-vate ends, if politicians do not steal them toamass personal fortunes, they should wel-come the CIC ruling, and not oppose it.Admittedly, various authorities expand

their reach only when things go out of hand.The CIC might have allowed a broader defi-nition of public authority under the RTI Actonly because there was a general consensusthat politicians pocketed party funds for pri-vate use. Just as a few decades ago the apexcourt virtually omitted the role of the execu-tive in the appointment of judges to the HighCourts and the Supreme Court once the ex-ecutive went overboard in making poor ap-pointments. A former law minister virtuallyforced the creation of the collegium systemfor judicial appointments when partisan con-siderations of caste and political bias deter-mined higher judicial appointments.Of course, the rare unanimity among polit-

ical parties against the CIC order openingtheir accounts to public scrutiny would en-sure that someone will challenge it in theHigh Court. It is hoped that the courts toowould not be unmindful of the rot that hasstruck deep into the polity where the differ-ence between political and private funds hasvirtually become non-existent, especially inthe family-owned parties. Desperate situa-tions call for desperate measures. Therefore,political finances must be open to public ac-counting. Period.

A home for Pratibha PatilFORMER President Pratibha Patil is set tomove into her new home, all paid for bythe taxpayers, in Pune. That is fine. Evensomeone who was a mere hole in the air solong as she tenanted the regal RashtrapatiBhawan by only a stroke of immense goodluck, and used her tenure to see the worldalong with her extended family, is entitled toa decent official accommodation post-retire-ment. But the pension rules are clear that theretirement home for former presidentsshould not exceed a covered area of 2000square feet. However, the UPA Governmenthas been extraordinarily generous, lavishinghugely on providing her a spacious bungalowwith nearly 6000 square feet of covered area.Clearly, public money is nobody’s concern ina government which has indulged in scamsrunning into billions of rupees.

Thus spake the Roman statesmanTHEwords of Roman philosopher, Marcus

Cicero, (106-43 BC), might be still rele-vant. They have gone viral on the internet.The following quotation ascribed to himreads:The poor work and work;The rich exploit the poor;The soldier protects both;The taxpayer pays for all the three;The wanderer rests for all the four;The drunk drinks for all the five;The banker robs all the six;The lawyer misleads all the seven;The doctor kills all the eight;The undertaker buries all the nine;The politician and the prostitute live hap-

pily on account of all the ten. Amen.Whether Cicero actually wrote that remains

unclear but for some those words ring truetwomillennia later, don’t they?

10 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

EDIT PAGE

If political parties are notpublic entities, who is?

DESPATCH & COURIER

Ponder awhile...Those who say religion has nothing todo with politics do not know what reli-gion is.

— Mahatma Gandhi

Top leader L.K. Advani was con-spicuous by his absence at the

BJP’s national executive councilmeeting in Goa. It was NarendraModi who dominated the show: Hegot a royal reception thanks to thesupport he has fromGoa’s chiefmin-ister Parrikar. It looked as thoughModi was at the centre of things. Ad-vani gave the lame excuse that hewas not attending the meeting dueto health reasons.All along Advani has maintained a

strong silence with regard to his am-bition of becoming the primeminis-ter but with a large number ofleaders pitching for Modi, he musthave realized he had tomake a claimin the open. It is being said that partypresident Rajnath Singh has con-vinced Advani with regard to the de-sirability ofModi becoming the headof the party’s poll campaign com-mittee. It is likely that Advani himselfwill be proposing Modi for the poston Sunday – the last day of theparty’s executive council meeting.Advani must be getting some con-

solation from the fact that the finaldecision with regard to the primeministerial candidate will be takenby the top parliamentary board ofthe party. It is sad that Advani doesnot realise that his age – he is plus 80– he just cannot conduct a poll cam-paign across the country. It looks likehe refuses to be realistic in this re-gard.There is overwhelming supportnow for Narendra Modi – with eventhe RSS giving its approval: Advanishould withdraw from the frayand be a wise guide and adviser inhis party.

AfternoonDESPATCH & COURIER

CAROL ANDRADE A.R. KANANGIEditor Associate Editor

KAMALMORARKAChairman of the

Board of DirectorsAfternoon Despatch & Courier office is located at:Janmabhoomi Bhavan, 3rd Floor, Janmabhoomi Marg,Fort, Mumbai-400 001. Phone: 40768999.Fax: 40768916. E-mail: afternoonnews@gmail.comPrinted by Shashikant Jadhav for Courier PublicationsPvt. Ltd., at Journal Press, Free Press House, Free PressJournal Marg, 215, Nariman Point, Mumbai-400 021and published by him from Janmabhoomi Bhavan,3rd Floor, Janmabhoomi Marg, Fort, Mumbai-400 001.Registered Office at: 98 Mittal Chambers,Nariman Point, Mumbai-400 021.Vol. XXIX No. 65

INSIDE STORYVirendra Kapoor

There are three views of life are as follows:First, embracing the individual, or the

animal view of life; second, embracingthe society, or the pagan view of life;third, embracing the whole world, or thedivine view of life.In the first theory of life aman’s life is lim-

ited to his one individuality; the aimof life isthe satisfaction of the will of this individu-ality. In the second theory of life a man’s life

is limited not to his own individuality, but tocertain societies and classes of individuals:to the tribe, the family, the clan, the nation;the aim of life is limited to the satisfactionof the will of those associations of individu-als. In the third theory of life a man’s life islimited not to societies and classes of indi-viduals, but extends to the principle andsource of life — to God. These three con-ceptions of life form the foundation of allthe religious that exist or have existed.

— Leo Tolstoy

Theory of life

Advani’s absencetells it all

11MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

LETTERS

Incredible dabbawallas!APROPOS ‘Dabbawallas to sharesuccess mantra in Dubai’ (ADC,June 3), it is indeed heartening tolearn that theMumbai dabbawallasgot an invitation to share their suc-cess story with Gulf Co-operationCouncil in Dubai. This 123-year-oldunique outfit established in 1890during the early British rule wasfounded for their requirement, by

office-goers wanting home cookedfood at the office. Certain statisticsof immaculate management of thisoutfit reveals that their failure rate isone in sixmillion cases, which is in-deed awesome. I think the corpo-rate biggies should follow themanagement techniques of dab-bawallas to achieve zero failure ratein any business they undertake. Isincerely salute this group for theirunique excellence.

—Bikram Banerjea,Mumbai

Ensure pedestrian safetyWITH reference to Mr. T.R. Ra-maswami’s letter titled ‘Carelesspedestrians’ in the ADC dt. June 6,no proper road safety can be en-sured until both pedestrians andmotorists observe rules that ensureroad safety. The bad trend of drivingvehicles on pavements, driving inwrong direction, defeaning the earsof pedestrians by blowing the horn,blinding the pedestrianswith brightlights at night, etc are things thatneed to be curbed.On highways and roads, safety

can be ensured by installingsonorous tiles--these are tiles thatmake a noise when vehicles jumplanes, pillars with cushions can beinstalled on ghats and hilly roads toprevent unnecessary accidents andon all roads exiting the city, tele-phone booths must be installedevery 100/200 metres for emer-gency calls. So let us shed our thirdworld image by keeping good roadsense (by bothmotorists and pedes-trians)--it is something which isacheivable.

—Peter Castellino,Mumbai

NCTC needs urgent nodTHIS refers to your edit-piece‘NCTC can help fight terror better’(ADC, June 8) which is true. Afterthe 26/11 attacks, thethen Home Minister, P.Chidambaram, came upwith the proposal to set up a cen-tralised agency to combat terrorunder the name National CounterTerrorism Centre, in the light of thestate security apparatus failing tostop the marauding terrorists inMumbai. Because of stiff opposition

from all non-Congress-ruled states,the proposal was watered downconsiderably to safeguard their ‘au-thority’ which they alleged wasunder threat. The FM has warnedthat the country may pay a heavyprice for this adamant, non-cooper-ative attitude of the states on thisimportant issue. One hopes there-fore that better sense prevails on thewarring states and theywill approvethe bill, if not now, a little later.

—Dr.V. Subramanyan, Thane

For a better world!ON June 5, the ‘World EnvironmentDay’ I came across the followingtimely pledge of the Maharashtragovt. in this daily, as per which weshould never waste food, but take inour plate only howmuchwe can eatbecause 30 per cent of (uneaten)food is thrown away as ‘waste’ whena large number of children and peo-ple sleep hungry nearly every night.Similarly, we ought to save wateralso because as we all know verywell that our brothers, sisters andalso the little children from the ruralIndia have to gather even a bucketor two of water from many kilome-ters away from their homes. Undersuch circumstances we should alsolearn and teach our children to savewater while brushing teeth andshaving. The car owners should usewater stringently for washing theircars. The use of plastic in any formis highly dangerous for our own andour coming generations.

—Hansraj Bhat, Borivali

Banks won’t sell goldIT is a right step in the right direc-tion to stop selling gold in banks.

RBI has advised banks not to sellgold coins to retail customers. P.Chidambaram, finance minister al-ways acts slowly and lets the financeportfolio in disarray. RBI, as awatchdog, ought to have taken astand long before the situationcame to such a pass. The an-nouncement was made after theGovt. increased import duty on themetal to 8 per cent amid wideningcurrent account deficit. FinanceMinister was waiting all along tomake the announcement in the In-dian Banks Association’s annualgeneral bodymeeting. It is indeed asorry state of affairs in the IndianEconomy. All that glitters is not goldfrom here onwards.

—Ravi Ramani,Vashi

More schools and collegesACCUTE shortage of educationalinstitutions is one of many seriousproblems of Mumbai. This has re-sulted in malpractices and corrup-tion at all levels. Mainly there aretwo reasons for this malady.(1) Regressive policies and inter-

ference by government at all levelseven in the unaided educational in-stitutions and harassment by edu-cational inspectors and, (2)Shortage and consequent highprices of land.Simple solutions: (1) The govern-

ment should review its educationalpolicy and make it progressive,transparent and simple and saveeducational institutions from In-spector Raaj. (2) Most of the govt.schools are in small two-storeybuildings with vast unused, openland. The surplus land should beused to create more multi-storeyschools/ colleges. Problemof short-age of educational institutions canthus be solved.

—Prof. Anant Thakker,Mumbai

WHILE giving an interview to aTamil TV channel, the formerBoard of Control for Cricket inIndia (BCCI) president N. Srini-vasan said that charges madeagainst him and his family is theconspiracy by the north Indianslobby in the cricket body to ma-lign Madrasi south Indians partic-ularly Tamils is utter nonsenseand rubbish. This is the most irre-sponsible comment made by anyboard president in the history ofIndian cricket; proves that he isdepressed, lost his balance ofmind and needs immediate psy-chiatric treatment and is playingdirty communal politics by divid-ing the people on the basis of castand religion to save his skin. Theevidence in the spot and matchfixing probe by the police provesthat he and his son-in-law Gu-runath Maiyappan were directlyinvolved in the betting crime.

—Bhagwan Thadani,Mumbai

� � �

IF the Delhi Police Commissioneris to be believed, then RajasthanRoyals team owners, Raj Kundraand his actress wife Shilpa Shettyindulged in betting in the IPLcricket tourney just for “fun”.Enough of these “fun” and games,I say, and now there is sufficientfodder available to disband the iplcricket tourney, which looks to benothing more than a ‘casinoroyale’. Meanwhile, the MumbaiPolice during their investigationshad revealed that some big Bolly-

wood stars were involved in bet-ting during the tournament andwe the people would like to knowwho these enlightened souls are.Expose the ipl/ Bollywood nexuswith immediate effect please.

—Altaf H. Ladiwala, Bandra

� � �

SLEAZE lies and fixing…thy nameis IPL. Royal’s owner Raj Kundra’sadmission of betting in IPL andwife Shilpa Shetty’s involvementdoing the rounds, proves that theentire tournament was everythingother than cricket and the publicwere taken for a ride. The crick-eters behind bars were merepawns and small actors in a filmwhere producers and directors(Team owners) called the shotsfrom behind the cameras. An en-

tire film can now be made, nowthat they even have a glamorousheroine called Shilpa Shetty, on‘Fixing & gambling’ and it surewould be a hit even bigger thanthe IPL. Business and sportsshould never be mixed & IPL wasall about money and cricket wasan eye-wash. One of India’s besttalent andWorld Cup winningteammember unfortunately hasended his career. Scrap IPL in to-tality and make the rich BCCI ac-countable by making its activitiestransparent.

—S.N. Kabra, Goregaon

� � �

A LOT of sound bytes and columncentimeters are being dedicatedto the IPL snafus. But there arequestions that the media is un-

willing to explore and educatereaders and cricket followers.What is the legal status of theBCCI? Under what Act was itformed?Who gave it the authorityand under what law to run cricketin the country? Can anyone elsealso start a similar body to runcricket or any other sport? This isthe fundamental crux of the prob-lem and needs to be set right. Tillthen all other talk and actions arejust beating around the bush.Look at the new president – hetakes on cheerleaders. As if thiswas the most important issue! Isthe media worried about not get-ting passes and access to officials,players and matches?

—T.R. Ramaswami, Kandivli

� � �

AS a part of the investigationsinto the spot fixing scandal, thepolice are reportedly quizzing RajKundra, who is mentioned as theco-owner of the Rajasthan Royalsteam. If that is true, then who isthe other co-owner of the side?His wife Shilpa Shetty? If that isso, then why she too is not beingquestioned by the investigatingagencies?

— Jorhat Singh, Kandivli

� � �

IF gambling is a crime in ourcountry, every citizen who votesat the coming elections will be acriminal.

—Phiroze B. Javeri,Mumbai

LETTER OFTHE DAY

EXCELLENT INDEED! Big brothersof industry should learn from thedabbawallas’ management strategy,whose failure rate is almost zero.

Wily Srini will just not give up easily!

SHRI ADVANI being a seniormember in the BJP is, of late, be-having like a schoolboy playingtruant and his seeming refusalto admit the basics that he is nolonger the venerable primeministerial choice of thepeople of this country does notaugur well. The people of thiscountry, in fact, look forward toShri N. Modi to take over thereins of the nation to set thetone for prosperity and nullifythe ills that have had their ownadverse effects depriving thispotential nation from reapingthe desired fruits in independ-ent India.Shri Advani, at the age of 85,

should behave like a statesmanas the people would expect himto work towards a united BJP tosummarily defeat the Congress-led alliance in the next LokSabha polls. Having richlybenefited being in BJP it is in-cumbent on his part to max-imise the winning prospects ofthe BJP.

—T.M.Uday Shankar,Mumbai

� � �

THIS is with reference to callsfor the elevation of NarendraModi as the PrimeMinisterialcandidate within the BJP. Is theBJP so bankrupt of leaders whohave done progressive and de-velopmental work that it is ex-pected to project Narendra

Modi, who is known to haveplayed a part in the Gujaratriots as the primeministerialcandidate? Is our great countryready to have a primeministe-rial candidate like Modi who hasa criminal past in spite of all theso called developmental workdone in a state like Gujarat?Can’t the BJP find any othercandidate rather than fallprey to the marketing and PRgimmicks of Modi’s spin doc-tors? The BJP and the nationshould introspect whether itwants such a right wing funda-mentalist leader at the helm ofthe country.— Joseph Mendes, United Arab Emirates

Advani should stop being childish!

GROW UP: Senior BJP leaderL.K. Advani should stop craving fornomination as a candidate for the PM’spost and work towards defeating theCongress-led alliance in the next LokSabha polls.

ANOTHER BOUNCER: The crafty former BCCI chief is at it again. Now he isaccusing the ‘north Indian lobby’ in the cricket board of conspiring to smear thecharacter of south Indians, particularly Tamils.

I have purchased a resale flat in a societywhich is registered but builder has nothanded over society records to the society.I have paid my share of Transfer fee to theseller who in turn handed over the sameto Builder. While obtaining NOC, theBuilder has given the NOC to the seller onSociety Letter Head and signed as ChiefPromoter and handed over to me.Now, the society committee members

are not accepting me as a member as theyhave not received the transfer fee. I ampaying monthly maintenance regularlybut society is giving the maintenancereceipt in the original flat owner name(the seller from whom I purchased flat).Kindly advise what should I do?Even if I pay transfer fee to the society,

they will not be able to give me share cer-tificate they themselves have not receivedfrom builder.Whenever I contact the builder to hand

over the transfer fee to the society, she saidshe has to recover some money from soci-ety and she would like to adjust the sameagainst the same.

—Vikas Kulkarni

In the first place, you should havechecked for the title of the flat which youpurchased in resale. The title for anysale/resale flat should be clear and with-out encumbrance.

At the time of purchasing resale prop-erty, the previous sales / conveyancedeeds and sub-registrar’s receipts shouldalso be checked.

If the earlier sale deeds have beenlodged for registration, you should askfor the certified true copies of such con-veyance and the sale deeds along withthe original receipt of the sub-registrar inwhose office the document has been sentfor registration.

Now, when you gave the transfer fee tothe seller why did s/he hand over thesame to Builder? Wasn’t the flat in thename of the said seller? If it wasn’t, thenwhy is the society issuing receipts formaintenance in favour of the originalflat-owner when you make the pay-ments.

To me, at present, it is unclear at to inwhose name the share certificate of thesaid property lies. I would suggest you toapproach a lawyer of your choice; pro-vide him with complete paperwork nec-essary and seek professional advice.

SOCIETY HAS TO CHARGETRANSFER FEE BY LAWMy brother and I (both unmarried) live ina cosmopolitan society in Bandra. Wealready have a token amount for sale ofour flat and applied for an NOC. Aftermuch persistance we got the members tomeet the buyers (2 sisters from a goodfamily, both spinsters, belonging to aminority community).Before meeting them, the secretary

unofficially informed us that some mem-bers especially the chairman wereopposed to having members from theminority community, I felt was discrimi-natory.However, at the society meeting, they

didn't bring up this issue but madeanother excuse that society did not want

spinsters at which we were surprised.After meeting the buyers, they are still

delaying the NOC saying they won't giveus NOC as most members are opposed tospinsters. We asked for the same in writ-ing however they are not willing.Can the society refuse the NOC on such

frivolous grounds?Is the NOC from the housing society

mandatory? They are also asking two per-cent transfer fee.What can be done?

— Smita Naik

As for the society’s refusing an NOC onsuch grounds, you can approach the reg-istrar’s office detailing your completeapplication and continual correspon-dence with the society officials who haverefused to issue an NOC and even failedto give reasons in writing.

The registrar has the powers andauthority to question the managing com-mittee for doing so.

In the absence of clear and unambigu-ous legal provisions to the contrary, it will

not be in public interest nor in the inter-est of commerce to impose a ban ofsaleability of these flats by a tortuousprocess of reasoning. The prohibition, ifintended by the legislature, must be inexpress terms.

Where transfer fees are concerned, Iam surprised that the society has askedfor two per cent of transfer fees in yourcase. As the rule goes, the maximum per-missible transfer fee in MunicipalCorporation & Development Authorities,the limit is Rs. 25,000; ‘A’ ClassMunicipalities Rs. 20,000; ‘B’ ClassMunicipalities Rs. 15,000; ‘C’ ClassMunicipalities Rs. 10,000 and RuralSector Rs. 5,000.

However, a lot of Cooperative HousingSocieties tend to charge premium underthe guise of ‘voluntary donations’ and‘amenity charges’ etc., which is totallyillegal.

Please approach the registrar withwritten correspondence to support yourcharges against the society for relief.

Visit www.draftcraft.in for further information. Email your detailed queries complete with name and contact details to the columnistGajanan Khergamker at legal@draftcraft.in and/or call 022-22841593 for personal intervention

EXPERT SPEAK

Queries may be mailed togajanan@draftcraft.in

GajananKhergamkeris a media-legalconsultant onHousing, IntellectualProperty,Medico-legal,RTI and ConsumerLaw issues

IT is an established rule of equity that thedeposit of a document of title without more,without writing or without word of mouth, willcreate, in equity a charge upon the propertyreferred to.

However, this general rule won’t apply whenyou have a deposit accompanied by an actualwritten charge. In such a situation, one musthave to refer to the terms of the written docu-ment and any implication that might be raised,supposing there was no document, is offset bythe document by which alone one must be gov-erned.

The privy council held that:• Where titles are handed over with noting saidexcept that they are to be security, that law sup-poses that the scope of the security is the scopeof the title

• Where, however, titles are handed overaccompanied by a bargain, that bargain mustrule• When the bargain is the written bargain, it,and it alone, must determine what is the scopeand extent of security.

The Supreme Court held that where the par-ties to the contract of mortgage by deposit ofthe title deeds choose to reduce the contract towriting, the document will be the sole evidenceof its terms. The deposit and the documentform the integral parts of the transaction andare essential ingredients in the creation of themortgage.

The document which constitute the bargainregarding securing require registration undersection 17 of the Indian Registration Act, as anon-testamentary document creating an inter-est in immovable property, where the value ofthis character is not registered, it cannot beused in the evidence at all and the transactionitself cannot be proved by oral evidence either.

Also, whether a memorandum of title deedsis compulsorily registrable under section 17 ofthe Indian Registration Act, 1908 depends onwhether the parties intended to reduce theirbargain regarding the deposit to the form of adocument, if so, the document required regis-tration. If, on the other hand, its property con-struction and the surrounding circumstanceslead to the conclusion that the parties did notintend to do so, there being no express bargain,the document being merely evidential did notrequire registration.

While buying resale property,it’s important to examine title

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for

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esen

tatio

nalp

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ly

A lot of Cooperative Housing Societies tend to charge premium under the guise of ‘voluntarydonations’ and ‘amenity charges,’ etc., which is totally illegal.

MORTGAGE BY DEPOSITOF TITLE DEEDS

LEGAL QUERIES

12 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

LEGAL

pg15 ‘Wealth Creation is Easy’pg16 Bhendi Bazaar’s Economic Evolution

pg17 Sensex Should Cross 28,000 In 2015pg19 Buy GMDC, TTK Prestige And Vinati Organics

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The approval of The Real Estate(Regulation & Development) Bill,2013 by the Union Cabinet on

June 4, 2013 seeks to create a regu-lator for the real estate sector to pro-tect interests of home buyers by pro-viding a uniform regulatory environ-ment. The Bill, which shall overseeonly the residential real estate sector,will be presented during the mon-soon session of the Parliament, inAugust 2013. The Bill necessitatesestablishment of one or more realestate regulatory authorities in everystate/UT, to oversee real estatetransactions, and seemingly appearsto be the need of the hour. Justifying the bill Ajay Maken,

Union Minister of Housing & UrbanPoverty Alleviation (HUPA) whileaddressing media persons post thecabinet approval had said, “realestate and housing construction hasbeen largely the concern of stateinstitutions till the 80’s with very fewprivate promoters and a nascentindustry. With the liberalization of theeconomy, conscious encouragementwas given to the growth of the privatesector in construction, with a great

A Fantastic Legislation, Which Builders Don’t WantThere are two sides to it. On one, every right thinking bureaucrat, home buyer andconsumer activist has praised this long awaited regulation; On the other is apowerful lobby, mainly that of builders opposing it. While the former believe that the“Enhanced transparency will boost consumer confidence,” the latter believe “it isone-sided, and a punishment for the whole industry”. So what’s the truth? DominicRebello looks at two contrasting opinions, one from the prestigious research house,CRISIL and the other of the real estate body, MCHI-CREDAI. His report…

« REAL ESTATE BILL

Continued on pg 14 «

14Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013

Time To Buy On DipsSince the last week or two we have wit-

nessed a lot of volatility in the stockmarkets. This was mainly due to currencyvolatility, which is linked to an appreciatingdollar and a depreciating yen. Also due to aspate of OFS from companies scrambling tomeet the June 3rd deadline to reduce pro-moter holdings to 75%. Whatever may bethe case the broad range of the Nifty hasremained between 5800 and 6150. Thereare no fresh triggers in the short term,except that the markets will be watchingthe monsoons, and, if they progress well,then the markets range may move up byanother 100 pts by the end of June. Rightnow it will be good to be stock specific andbuy on dips. There are 80% chances thatRBI may not reduce the interest rates evenby 25 basis points during the June policyreview, due its concern on CAD.

This seems to be factored into the mar-ket - already several steps have beenannounced by the government, such as fur-ther curbs on gold imports, raising the FDIsectoral caps across sectors from 26 to49% in certain sectors, 74% in other sec-tors and 100% in a few other sectors. Thisaugurs well for the economy but its imple-mentation will take time, even if it is donethrough ordinances. It would then encour-age more FDI flows as well as FII flows. Ofcourse, the consensus is to buy into selectprivate sector banking stocks out of whichmy top picks are Yes Bank, followed by AxisBank with medium term perspective.Another sector to be looked at is the IT sec-tor, again being selective in stocks. HCLtech remains a top buy and TCS would beequally good.

The IT sector in general will reap the ben-efits of rupee depreciation and a gradualrecovery in the major US economy which isthe major market for most IT companies.

Another sector worth looking at is the oiland gas sector. I would favour crude oil pro-ducers like ONGC as petrol has been decon-trolled and diesel is close to being fullydecontrolled. As a result the subsidy burdenwhich ONGC had to share will reduce sub-stantially this fiscal and will further mini-mize in 2014-15.

« INVESTINGROOPKARNANIis a SeniorJournalist,Author andIndustry Analyst

By Manik Kumar Malakar

Remember the old saying that you can lookat a glass as either half full or half empty,correct? Well India’s latest series of GDP

numbers could be looked at with the same per-spective. GDP numbers which for the final quar-ter of the FY13 period reached a spot that ana-lyst’s term as an absolute nadir.

While experts opine that things should get bet-ter going forward this is conditional to the mon-soons showering us with their blessings.

“Friday’s 4.8% March quarter growth seals ourcall that the economy has bottomed,” saysIndranil Sen Gupta, India Economist with Bank ofAmerica Merrill Lynch. “India’s gross domesticproduct growth decelerated to 4.8% in 4Q FY13from 5.1% in 4Q FY12, primarily on account ofweakness in agriculture and allied activity, min-ing, construction and community, social and per-sonal services sectors,” notes Achala Jethmalaniof Nirmal Bang.

The various components of the GDP basketwere negative. Agriculture and allied activity sec-tor’s growth almost halved to 1.9% in FY13 from3.6% in FY12, attributable in part to the 7% mon-soon deficit witnessed in FY13. “Contribution ofthis sector to GDP fell to 3.9% in 4Q FY13 from5.6% in 4Q FY12, thereby pulling down GDPgrowth,” says Jethmalani. Its contribution to GDPwas at a nine-year low, at 13.7% year-on-year inFY13.

The industrial sector grew by 2.7% in the Q4period though this was thanks to a lower base of

the previous year and a slight pick-up in manu-facturing activity.

So at the end of the day where do we go fromhere, and has the economy touched its nadir, oris there worse to come? Analysts are cautiouslypositive, but the monsoons are the key.

“We see a shallow recovery in 2H14 on normalrains and lending rate cuts,” says Sen Gupta.“For the Reserve Bank of India (RBI), this year’smonsoons again will be a crucial variable in cali-brating monetary policy, as they will have implica-tions for both inflation and growth,” saySiddhartha Sanyal and Rahul Bajoria of Barclays.

“The Indian Meteorological Department (IMD)has forecast a normal monsoon in FY14, whichwould give a thrust to this sector and therebycontribute more to GDP growth,” saysJethmalani.

There are some more pointers to a betterfuture. At least equity has something to smileabout. “4Q FY13 results beat our expectationswith adjusted net profits of the BSE – 30 Indexincreasing by 8.2% year-on-year versus ourexpectation of a 1.8% decline,” says SanjeevPrasad of Kotak Institutional Equities in an IndiaStrategy report. Automobiles, metals and miningstocks surprised positively. “We expect FY 2014net profits of the BSE 30 Index to grow 5.4%,”continues Prasad.

Then too the chief bugbear inflation is being(cautiously) tamed. Inflation Motilal Oswal a bro-kerage, reminds us, has dropped sharply belowRBI’s comfort level to 4.9% in April 2013 withcore inflation ruling at only 2.8%. Also interna-

tional commodity prices and a relatively stablerupee present a benign inflationary outlook,going forward. ‘This has provided headroom toRBI to further ease policy rates by 50 bps (onebasis point is one hundredth of a percentagepoint) in remaining FY14,’ says Motilal Oswal. Toalso cite the possible negatives lower depositgrowth and concerns over credit growth havealso restrained credit growth.

Motilal Oswal estimates that DGP growth forthe FY13 period would be 5.0% and for FY14would be 5.8%. And the government has its roleto play too.

“Following the deceleration in investment, con-sumption, and net export growth in FY13, only arise in government spending can hold up eco-nomic growth, at least in the short to medium-term,” says Jethmalani. However, as the govern-ment’s fiscal deficit shot up post FY 09; as aresult of expansionary policy measures adoptedto pull the country out of the post global financialcrisis slump; it increased further as slow growthdiminished revenue and led to austerity meas-ures in order to avert a sovereign rating down-grade.

“However, the latest data released by the gov-ernment shows that despite some slippage onthe direct tax front, the indirect tax mop-up roseby approximately 6.2% over revised estimates(RE),” says Jethmalani. “We expect FY14 GDPgrowth at 5.9% on the back of a modest pick-upin economic activity across the three sectors -agriculture, industry and services,” notesJethmalani.

deal of success, and the sector today is estimat-ed to contribute substantially to the Country’sGDP. But currently the real estate and housingsector is largely unregulated and opaque, withconsumers often unable to procure completeinformation, or enforce accountability againstbuilders and developers in the absence of effec-tive regulation.” He hoped that the proposed leg-islation would ensure greater accountabilitytowards consumers, and to significantly reducefrauds and delays.

However, real estate bodies have stronglyopposed it calling it one sided. Says Vimal Shah,President, MCHI-CREDAI, “In its zeal to curb asmall section of erring developers, the govern-ment is punishing the whole industry. The billmakes it mandatory for a developer to obtain allclearances before commencing a project, but itdoes not take into account the inordinate delaysin project approvals on the part of governmentbodies and local authorities.”

The association believes that “The Regulatorcan be effective only if it is in position to regulateall constituents of the Real Estate Industryincluding Developer, Land Owner, ApprovingAuthorities and Customers. The bill provides forregulating of only one of these. The bill will onlyincrease the cost of Premises which is going toharm the customer the maximum”, it threatens.

In contrast CRISIL Research in an Impact Notebelieves, “For developers, while this bill impliesstricter regulatory control, it will also translateinto better demand, as buyer confidenceimproves. In terms of supply, delays in handoverof projects are likely to decline as clauses men-tioned in the Bill mandate strong commitmentfrom developers to complete projects as perschedule. The Real Estate (Regulation &Development) Bill will improve buyer confidenceand boost demand for residential real estate. Itwill incorporate mandatory disclosure clauses,which would provide greater clarity on the projectstandards and timelines for completion.”

Elaborating and analysing key pointers on thepolicy clearly reveals that the opposition isuncalled for. For example the bill requiresMandatory registration of projects with a regula-tor. It proposes that all residential projects withplot areas of 4,000 sq m or more need to be reg-istered with a regulator, which will be possibleafter the developer submits all necessary clear-ances. This clause is expected to impact develop-ers in all major cities, except in case of Mumbai,where the Bill will have limited impact due tosmaller plot areas. Developers also need to dis-close details on the carpet areas of all flats, lay-out plans, plans of development works, and thearchitect and structural engineers.

The Bill also mandates registration of realestate agents with the authority, to ensure thatagents only facilitate sale of registered proper-ties. It also seeks to safeguard buyers againstmisleading advertisements, pertaining to thequality of services or amenities provided andapprovals/affiliations that the developer has notsecured. Buyers, affected by such misleadingadvertisements, will get a full refund of themoney deposited, along with interest in case theyintend to withdraw from the project.

And this one is most important as it safe-guards buyers against pre-launch schemes.

Pre-launch schemes are offers where thedevelopers ‘soft’ launch their projects to a selectgroup of buyers, typically priced at a 5-15 %dis-count to the launch prices. However, theseinvestments carry a substantial risk, as projectsat that stage may not have received all requiredapprovals. The Bill seeks to protect interests of

buyers by incorporating a clause that projectscan be launched only after the developersecures all statutory clearances from relevantauthorities. Authorities, on the other hand, willhave to approve or reject projects within 15 daysfrom the date on which the developer submitsdocuments. Then another factor is the conceptof ‘super built-up area’. The Bill directs develop-ers to sell their properties only on a ‘carpet area’basis, thus doing away with the ambiguous con-cept of ‘super built-up area’. Carpet area is theactual net usable floor area of a residential unitand does not include the area covered by walls,whereas the super built-up area is the built-uparea (carpet area + wall breadth) in addition tothe proportionate area of common areas, suchas the lobby, lift shaft, stairs, etc. Thus, buyerswill get clarity on the actual liveable area thatthey will get, on receiving possession of the flat.

Project delays are another issue that the billtackles effectively by ensuring stricter adherenceto completion timelines. The Bill mandates that“70% or such lesser percentage, as notified bythe appropriate state government” of the moneyraised for a project should be deposited in a sep-arate account. By ensuring that developers donot divert funds meant for a particular project totheir other projects, the Bill seeks to curb delaysin project completion, due to shortage of funds.The Bill also protects buyers against projectdelays by requiring that developers refund theamount paid along with interest in the event of adelay. Both these factors are expected to ensuretimely completion and handover of projects tothe buyers.

Expect FY14 GDP growth at 5.9%

Continued from pg 13 «

Fantastic Legislation... The Policy Will Require…▪ Mandatory registration of projects with plot areas of 4,000 sq m or more. All clearance documents to be

submitted to the regulator before the construction activity commences.▪ Registration of real estate agents with clear responsibilities and functions.▪ Strict legislation against releasing misleading ads.▪ Projects to be launched only after securing all statutory clearances.▪ Sale of flats only on a ‘carpet area’ basis and mandatory disclosures to be made on facilities/amenities

provided on the regulatory authority’s website.▪ Separate escrow accounts for all the projects.▪ Builders to refund payments with interest to buyers, in case of delays.▪ Establishment of the Real Estate Appellate Tribunal to ensure faster resolution of disputes.

15Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013

Mutual Funds

« OVERVIEW

DEEPAK SAHIJWALA

‘Wealth Creation is Easy’, ‘Anybody, even with a single stream ofincome can create it over a period of time’… Shocked? Well one

shouldn’t be. How else would one explain that more wealth has been cre-ated and more billionaires have cropped up in the last two decades ascompared to, may be, a fifty year period before that?

In my opinion it’s all in the mind. It is an urge within, which gets ordi-nary, out of the blue mortals on to rich lists. But there is a catch: It takesa vast amount of discipline to do so. And there is a ’mool mantra’. It says‘sacrifice today’s pleasures for tomorrow’s gains’. What it means in sim-ple terms is that: curtail the unnecessary, the ego boosting and socialpleasuring expenses that melt your money faster than an ice-cream cone.

That said; let’s look at the serious side of the business. Statisticsreveal that at any given point, almost 8% of a family’s money spends arewasted due to a lack of finding the right place to buy products; includesbargaining etc, etc. That means an average of almost that amount can besaved across annual expenses. Then there are other ways you can cutexpenses. All it takes is a serious analysis of your spends. But the analy-sis must happen before the money exits your pockets.

When the annual amount is considered, it does size up to a tidy sum’.Squirrel it away… Assume it is spent and forget it in a bank’s fixeddeposit. The longer the term; the better! Then watch the power of com-pounding come into play. A single rupee multiplies itself 5.38 times at aninterest rate of 8.5% compounded over 20 years and around 2.32 timesin ten years.

I love this quote of billionaire Warren Buffet. He says “My wealth hascome from a combination of living in America, some lucky genes, andcompound interest.” Note the emphasis on ‘compound interest’. This oneI love better. Attributed to Albert Einstein, it says “Compound interest isthe eighth wonder of the world. He, who understands it, earns it ... hewho doesn’t; pays it. The most powerful force in the universe is com-pound interest.”

Simply put the power of compounding is pure magic. And there aremany other forms to do it. Top on the priority list should be a PublicProvident Fund (PPF), here again the power of compounding becomes agreat play. Just Rs 10,000 saved per year becomes Rs 30, 9001 in 15years…and its tax free and safe.

Then there are insurance products that are available and help you dothat. But, don’t get carried away by the claims of the ‘Johnnies come late-ly’. Some of these from the private sector insurance companies promisethe moon and deliver misery.

I personally trust only the LIC. And within this I love their “Jeevan AnandPolicy’. It offers a life cover – takes care of the unexpected- and also paysout an amount on maturity of sum assured, compounded with an averageof 5% returns that are tax free. The returns if analyzed statistically areamazing…Perhaps, no other scheme from a credible company couldmatch the returns.

As regards investments in gold, real estate and equities; these are capi-tal intensive and come with a risk. But again if long term averages areconsidered, they are safe and still play an important role in the multiplica-tion of wealth. But first, the wealth has to be created…

To sum it: Real wealth accumulation is achieved by allowing money tomultiply on its own steam. Like success begets success, money begetsmoney! I love the way the Marwaris plan their wealth building. Theybelieve in the generation gap. Meaning; grandfather saves for grand chil-dren, And in between the generation, they encash upon the power ofcompounding.

‘Wealth Creation Is Easy’

Sahijwala is Business Editor and can be contacted atdeepak.sahijwala@afternoondc.in

I personally trust only the LIC. Andwithin this I love their “Jeevan AnandPolicy’. It offers a life cover, takes careof the unexpected and also pays outan amount on maturity of sumassured, compounded with an averageof 5% returns that are tax free. Thereturns if analyzed statistically areamazing…Perhaps, no other schemefrom a credible company could matchthe returns.

Anand Birai

Visibly there are not many posi-tive signs and strong forecaststo bet money on mutual funds.

But in the current financial ecosys-tem of India, it certainly does makesense why you should look at themutual funds as a promising invest-ment avenue.

The BSE Sensex has crossed18,000 and now hovering near20,000 points and investors mustremember few macro and fundamen-tal reasons why they should invest inequities. India, currently, is at the top

of the interest rate cycle. It is evidentthat the interest rates are going tocome downwards and whenever thathappens it is typically very good forcorporate.

Secondly, the valuations have nowdropped below the long-term averageso it is not like dirt cheap, but it iscertainly a time when one shouldconsider investing in Indian equities

Third and important reason is,internationally also we are gettingsupported on two fronts; one, com-modity prices have fallen sharply andas a result of that one has seen theimpact on oil prices etc. so the subsi-dies that Indian government had onpetrol and diesel, apart from theirincreasing prices on one side thesubsidies have dropped because

international prices have alsodropped and simultaneously one isseeing that the quantitative easingby US and Japan is continuing so oneis seeing flows continuing to comeinto the market.

Indian growth numbers, grossdomestic product (GDP) numberswere not very good but if comparedwith the international markets, theyare relatively much better and thefact of the matter is that in the longrun it is profits of companies and thegrowth in profits of companies, whichwill dictate the type of returns onemake in the equity markets.

MF UPDATEUTI MF has announced changes inexit load structure under UTIDynamic Bond Fund with effect from3rd June 2013. Accordingly, a load of0.75% would be charged on redemp-tions made on or before 89 daysfrom the date of allotment and nilotherwise.

Indiabulls MF has revised the exitload structure under Indiabulls GiltFund. Accordingly, a load of 0.50%will be charged if redeemed within90 days from the date of allotment.The revised exit load structure will beeffective from 3rd June 2013.

HDFC MF has revised the exit loadstructure under HDFC Medium TermOpportunities Fund and HDFC Floating

Rate Income Fund- Long Term Plan.Accordingly, a load of 1% will becharged if units are redeemed orswitched out within 12 months fromallotment date and nil after 18 monthsunder HDFC Medium TermOpportunities Fund. For HDFC FloatingRate Income Fund- Long Term Plan,the exit load will be charged at 0.50%if redeemed or switched out within 3months from allotment date. Therevised exit load structure will be effec-tive from 10th June 2013.

Principal MF has announcedchanges in asset allocation structureunder Principal Dividend Yield Fund.

Accordingly, the scheme will invest65-100% in equity and equity-relatedinstruments of high dividend yieldcompanies and up to 35% in debtand money market instruments. Thescheme shall have a maximum netderivatives position of 50% of theportfolio. The changes will be effec-tive from 05th July 2013.

Birla Sun Life MF has revised theexit load structure under Birla SunLife MIP Fund, an open endedincome scheme. Accordingly, a loadof 2% will be charged if redeemedwithin 365 days, 1% if redeemedafter 365 days but before 730 daysand nil for exit after 730 days fromthe date of allotment. The revisedexit load structure will be effectivefrom 06th June 2013.

Time To Invest In Mutual Funds

By Dominic Rebello

Air China, the national flag carrierof China and a member of StarAlliance Group, has completed ahighly successful maiden year ofoperations from Mumbai, India. Thefirst ex-Mumbai Air China flight wasoperated on 3rdMay 2012 andmarked the launch of Mumbai opera-tions. Besides Mumbai, Air Chinaflies from Bengaluru and New Delhiwith a total of 11 weekly flights serv-ing from India. These connect to over185 destinations across the globeincluding all domestic destinations ofChina and major airports of Japan,Australia, USA, Canada and Europe.

With the launch of its Mumbaioperations, Air China was the No. 4airline, operating on ex-Mumbai toChina route. Today, Air China hasgrown to No. 2 in the same catego-ry, which is a testimony of itsgrowth and progress in India. In2012-13, the average load factorwas 85% and the frequency offlights was increased from 3 to 4flights a week on ex-Mumbai toaccommodate the passenger load.Currently, it has been observed that65 % of travel to China is business,while 35 % leisure and VFR (visiting

friends and relatives).Commenting on the occasion, Tang

Zhongling, GM, Air China Mumbaisaid. “This has been a successfulyear for Air China in Mumbai. We arepleased with our performance andoverwhelmed with the welcome we

received. The passenger load hasbeen growing, encouraging us toincrease our flights from India toother cities in China. We are lookingforward to our coming years in India,each marking a new achievementand milestone.”

Air China To Expand Foothold In India, Increase Flight Frequency

<< (L-R) Tang Zhongling , GM, Air China Mumbai; LiuYou Fa, Counsel General,Consulate Of China, Mumbai and Subhash Goyal, Founder Chairman,STIC Travel Group at Air China’s first anniversary celebration in Mumbai

BEST PERFORMING FUNDS

Scheme Name Nature 1 M % 6 M % 1 Y % 3 Y %Birla Sunlife GenNext Fund-G Equity 3.06 4.83 35.62 16.13Principal Debt Opportunities Fund-Corporate Bond Plan-G Debt 0.99 5.13 10.13 8.76Peerless Liquid Fund-Super IP-Growth Liquid 0.72 4.42 9.23 8.98L&T Gilt Investment-Growth Gilt 3.75 10.28 18.49 10.62SBI Magnum Balanced Fund-Growth Balanced 1.04 2.54 24.55 6.22

*Note: Returns less than one year are absolute returns and returns more than one year are compound annualised. NAV as on June 7, 2013.

16 17Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013« SPOTLIGHT

From being an irrigation tract in its early daysas mentioned in the Maharashtra StateGazette as, ‘in the north-west of Dongri

there existed a plantation of thespesia populniaor bhendi which has given its name as BhendiBazaar’ to being developed by the British toresettle communities affected by the GreatMumbai Fire that broke in 1803 at the BritishFort area to eventually mushroom into a bustlingbusiness district, Bhendi Bazaar in SouthMumbai, India has come a long way in terms ofsocio-economic evolution.Surprisingly, even with its 200 years history of

characteristic entrepreneurial resilience, BhendiBazaar has gradually sunk in an abyss of civicneglect and infrastructural despair leading it tobe seriously challenged in a liberal Indian econ-omy.Interestingly, even during the global economic

slowdown that affected Indian market growth inthe last decade, this 16.5 acres area having dis-

tinct business dynamics, saw economic reformssuch as diversification and new business ven-tures while indulging in minimal credit facilities.This largely has been possible as over 50% ofthe 1250 commercial establishments in theproject area are owned by Dawoodi Bohras - oneof the oldest mercantile communities that firstsettled in the city during the 18th century.Known for their business acumen, DawoodiBohra businesses in Bhendi Bazaar and else-where have grown exponentially by benefittingfrom the Qardan Hasana Trust, a global financialinstitute established by the community’s spiritu-al leader His Holiness Dr. Syedna MohammedBurhanuddin. The trust facilitates short andlong-term interest-free credit disbursement,which in turn, helped in arresting larger effectsof recession, and facilitated capital inflow in thearea.Apart from the traditional business of hard-

ware tools, artifacts bazaar, the Friday flea mar-ket, there has been an increase in pilgrimtourism due to the religious and cultural centerssituated in the area like the world renownedRaudat Tahera, the mausoleum of Syedna TaherSaifuddin. Taking into consideration all thesesocio-economic dynamics, mainstream marketplayers particularly from the service and hospi-tality sectors along with small manufacturershave put-up outlets in the area providing jobopportunities and alternate source of income tomany a household in Bhendi Bazaar.However, be it petty shopkeepers or value

added service providers depending on eliteclientele or businesses requiring spacious floor-space - all macro and micro market players haveadversely been affected due to diminishing

urban facilities in the vicinity.With an overall 74% ground coverage, the

present 66,264.74 Sq. m. area has one of thehighest population density in South Mumbai.Interestingly, the newly proposed Bhendi Bazaarredevelopment project undertaken by theMumbai based Saifee Burhani Upliftment Trust (SBUT) will have a 54.55% ground coverage postredevelopment. The project, according to thewidely used economic theory, is constrainedoptimization. It represents arriving at a set ofbest solutions to a matrix of problems.

From a purely economic perspective, the non-profit redevelopment initiative in the area wouldshift the perfectly inelastic supply curve of com-mercial and residential land to the right. Thiswould lead to an increase in consumer surplusto the residents and additionally provide positiveexternalities to the surrounding areas such asover 15 m wide internal peripheral roads forvehicular movement, separate loading-unloadingfacilities for commercial vehicles and1,16,153.93 Sq m of much needed parkingfacility in the area.

Apparently, unlike the present inequitablemarket scenario, both complementary and sub-stitute goods’ stakeholders in the neighborhoodare to be provided with shops strategically fac-ing the main roads. The economic evolution ofBhendi Bazaar from a typical, unplanned bazaarto having Mumbai’s longest high-street shoppingarea would serve both purposes of retaining to a

great extent the traditional bazaar essence aswell as provide a contemporary business envi-ron.In essence, Bhendi Bazaar’s parameters of

economic growth are largely defined on the linesof the area’s cultural and social vibrancy. Thefact of the matter is, while all religious and cul-tural architectural structures situated in the

vicinity are to be retained, all legitimate busi-nesses and cosmopolitan residents would alsobe relocated back in the same locality. Thesephenomenal factors would, without doubt, rein-state the unique cultural flavor, and reinforceBhendi Bazaar’s past business glory.A broad observation is, there is an evident

absence of quality shopping area catering to thesimultaneous needs of all strata of society in athree kilometer radius around the proposed3000 crore Bhendi Bazaar redevelopment site.With an average 100,000 footfall registeredtoday, a conservative approximation of a three-fold commerce and trade growth tends to be areasonable prediction consequential to a muchbroader customer base post-redevelopment.Subsequently, economic stimulus will be in

employment gains, leveraged investment, andrevitalized neighborhoods while fiscal impactswould include generating new sources of localrevenue derived from previously less productiveestablishments.On a larger canvas, even as a small minority

has offered reservations advocating for pre-serving the ‘natural fabric of the city’, they donot in turn have any credible solutions to offerin correcting the colonial era’s deterioratinglong, linear stretches that make up this area.At stake are 80% of buildings that suffer fromdangerous dilapidation and constant repairs,compounded with critically congested 150year old arterial roads. All this cumulativelypose serious risk to human life and property.The question that begs to be answered iswhether or not the residents of Bhendi Bazaarhave a right to a better quality of life as theirforefathers did a century ago?

QUREISHRAGHIBis a Mumbai basedsocio-economiccommentator

« GUEST COLUMN

At what point had you given athought to making a career inthe stock markets?I thought of such a move two

decades back, when the Indianequity markets had then risensubstantially.

How do you pick yourtrades?We believe only in fundamentalsand have learnt that wealth cangrow only with the help of a fun-damental approach to investing.

How would you describe yourmethodology?I like to focus on value stocks, be

a long term investor and constantlyfilter the universe of stocks in termsof corporate governance, history ofbusiness performance and futurepotential for business models.

Time horizon for investments?

In the short-to-medium term do not worry aboutthe price performance of the stocks, but be con-cerned only about fundamental performance.Do not follow a stop loss purely on price pointsfor fundamental investing - in fact use seriouserosion in the share price to your advantage andincrease accumulation of the stock, providedthere is no shake up in the fundamental convic-tions. Many great wealth creators in the past didhave significant divergence between price per-formance and fundamental values in the shortto medium terms.

Any applicable lesson to investing?Always differentiate “objectives” of investingfrom “tools” of investing. Valuation tools arealways meant for identifying great opportunities.However, many retail investors get engrossed inthese tools even if their stocks fetch them 10times return. The stocks which rise, say tentimes, in a year or two also have substantialdownside risk; hence, retail investors shouldrealize their dream if they get such an opportu-nity rather than excessively engaging in their val-uation debate.

How much of what you do is gut felt?It is not more than 1%. it is dangerous to go bygut feel in the stock market. Gut feel or intuitionbased investing can destroy wealth overnight inthe stock markets. Thorough study and goodcommon sense approach should drive theinvestment decisions.

Do you try to anticipate or follow markettrends?Yes, I try and anticipate the market trend for aminimum period of six months or so, but cer-tainly not for a day or month. The basis shouldbe fundamentals of economics, politicalevents and global macro events. One shouldnot worry too much about volatility caused byperceptions.

When you put money on a trade and it goes

against you, how do you decide whenyou’re wrong? What do you do next?In an investment, an idea may go wrong interms of price movement. In such a case, tryto go further deeper into the company’s funda-mentals and also into all relevant parametersof its business. If there is no significant deteri-oration in their fundamentals and businessenvironment, then go aggressive in accumulat-ing the stock. Many times perceptions drivethe stock prices in the short term, rather thanfundamentals. For instance, in the past whenone of the plants accounting for just about 3%of total capacity of a manufacturing companywas shut down temporarily, the stock price fellas much as 15%. We used this opportunity toaggressively accumulate the stock and itbecame a winner once corresponding quarter-ly results were announced. However, investorsshould restrict exposure to a single stock tothe maximum extent of 10% or 15%, based ontheir risk profile.

Any positions you ever lost sleep over?Yes, at beginning of my equity investment life,

having personally invested in a good performingstock, its promoter committed suicide which ledto complete destruction of the share price andeventual delisting. The learning is that oneshould not get into equity market with ambitionof making fixed and certain returns. Secondly,the risk should be mitigated by proper alloca-tion of wealth across asset classes and withinthe equity asset class, across various sectors,market cap segments and value picks. Againinvestment in equity asset class should be fromone’s own wealth, not from others’ money, i.e. itshould not be from borrowed funds!

Do you have a scenario about how thecurrent bull / bear market will end?Where do you see the Indian markets fiveyears down the road?The current bear market will end with the nextGeneral Elections. Our domestic equity is likelyto rise to record levels post elections in 2014.The Sensex should cross 28,000 in 2015. Acomplete reversal of interest rate cycle in next6 to 12 months and the possibility of one ofthe two major national parties coming to power

at the Centre with an individual tally closer tosimple majority, in our view, will lead to re-rat-ing of the Indian equity market in terms of valu-ation multiples from 2014 onwards.

Any final words?The Indian equity market offers great opportu-nity to individual investors who have long terminvestment perspectives and also by playingon individual stock ideas rather than on thewhole market. Perceptions in our markets cre-ate huge volatility and destroy or help inwealth creation – hence, one should not reactin haste or believe story tellers.

Your advice to investorsInvestors need not become experts on theirown; however they should try to develop someamount of skills to filter news flows and stockideas. There could be more than 5,000 stockstraded actively on the exchanges, however,investors need to understand the fact thatthere cannot be more than 100 stock ideaswhich can form part of an investible universeat any point in time.

Sensex Should Cross 28,000 In 2015Speaking with G. Chokkalingam, Executive Director and Chief Investment Officer of Centrum Wealth Management Ltd, the distinct impression onegets is of a person who likes to take a long-term view of the equity class. According to him, in the short-term, the price of a scrip is of secondary

importance to its fundamentals. Manik Kumar Malakar brings forth his investing strategy

NOW

TO BECOME

« MARKET WIZARDG. CHOKKALINGAM

Bhendi Bazaar’s Economic Evolution

Copyright © 2013, All rights reserved.Jagdeep Kapoor can be contacted at jk@samsika.com

Marketers try to understand their own market via variedanalysis. They try to find out contribution of sales

from various towns, regionality, as well as seasonality forthe relevant product category. Just as summer is anextremely potential season for product categories like softdrinks and ice-creams and winter is an excellent seasonfor sweaters and other warm cloth offerings, the rainy sea-son, the monsoon provides an exciting opportunity tosome marketing people.Certain product categories look up to the rains for their

gains. If we try to understand this slice of the year as asegment to be marketed to, we must also first understandwhat segmentation means. A market segment consists ofbuyers who seek (occasionally or often) the same offering.The concept of a market as a set and a segment as a sub-set is, the basis on which the process of segmentation iscarried out. But, relationship of a segment to a market isalso one of means to goals and this has two implications.First, since means for accomplishing goals can be varied,different segments of a market may demand radically dif-ferent offerings, with buyers in one segment not regardingwhat is being offered in another segment as being an ade-quate substitute. For example, an umbrella for a rain-coat. Secondly, since people choose within the context ofwhat is available, they are not satisfied with what they buy.A possibility always remains of designing an offering bettersuited to the segment.If we continue the example of umbrellas for raincoats,

one sees a drastic change in the form and styling ofumbrellas. Earlier, all umbrellas were black, but today youget branded, colourful and easily portable folding ones.Similarly, in the case of raincoats, the shapes anddesigns and colours now cater to modern, contemporarytastes. Marketers start planning their ‘Rain Campaign’,quite early. Since the clear benefit provided to the con-sumers is one of protection from rain, shoes also fall inthe same category.Other product categories who look forward to rains, are

a mixed lot. On the industrial product side, major contrac-tors would be awarded road contracts filling pot holes onthe roads, while creating holes in the tax payers pockets.Further, the cement industry also does get a share in theworks, especially during and after the rains have donetheir damage to the roads.On the consumer durable front, cars and two wheelers

need to be geared up to meet the onslaught of the mon-soons. In cars, wipers start making their re-appearance.Since, the major illness are caused due to problems withthe quality of water, water purifiers, water filters and safewater offerings, have a certain appeal to the customer.On the pharmaceutical side, this is an important season

for some companies. In fact, though it sounds sadisticproblems with health and hygiene occur during the rainsand pharmaceutical companies are ready with their brandofferings to provide solutions and relief to the potentialand existing patients. A related category, in the field ofmedicine, is the universe of doctors. Their practice, insome quarters, does show an upward trend.Cough and cold remedies, start advertising rather heavi-

ly during this season, though a lot of other categories likeair- conditioners and soft drinks find this a relatively leanseason. The entire range of cough and cold remedies,whether in the form of balms, rubs, lozenges or syrups,start aggressive marketing and sales exercise, with brandscompeting fiercely with each other.

JAGDEEP KAPOORis a Brand Guru and CMDof the successful SamsikaMarketing Consultancy

« BRAND MONSOON

Rains Bring Gains IfMarketed With Brains

Sus

hilK

adam

|AD

C

TO BECOME

F&O SCRIPS WEEKLY SUPPORT AND RESISTANCE LEVELS FOR JUNE 10-14, 2013

AABIRLANUVO 1075 1065 1094 1123 1036 1007ACC 1205 1212 1234 1255 1191 1169ADANIENT 210 211 220 229 202 194ADANIPORTS 152 154 157 161 150 146ADANIPOWER 54 56 61 66 51 46ALBK 118 119 122 125 115 112AMBUJACEM 173 175 182 189 168 161ANDHRABANK 88 89 91 94 86 83APOLLOTYRE 91 92 96 100 87 83ARVIND 86 85 90 95 79 74ASHOKLEY 23 23 24 25 23 22ASIANPAINT 4597 4630 4730 4830 4530 4430AUROPHARMA 185 184 193 202 175 166AXISBANK 1382 1401 1458 1515 1344 1287BAJAJ-AUTO 1752 1759 1779 1798 1739 1720BANKBARODA 639 645 662 679 628 611BANKINDIA 282 283 287 292 279 274BANKNIFTY 12227 12291 12481 12671 12101 11910BATAINDIA 881 864 941 1018 787 710BHARATFORG 229 233 244 256 222 211BHARTIARTL 290 295 311 327 279 263BHEL 190 192 199 205 186 179BIOCON 281 280 293 306 267 254BPCL 378 375 382 389 368 361CAIRN 289 288 292 295 285 282CANBK 397 402 419 436 386 369CENTURYTEX 290 290 299 308 280 271CESC 350 344 362 380 326 308CHAMBLFERT 45 45 48 50 43 41CIPLA 374 374 381 388 367 360CNXIT 6571 6544 6635 6727 6452 6361COALINDIA 321 324 330 337 317 310COLPAL 1455 1465 1496 1526 1435 1405CROMPGREAV 90 91 93 96 88 86DABUR 157 158 159 161 156 154DENABANK 80 80 83 85 77 74DISHTV 62 64 68 73 59 55DIVISLAB 947 957 987 1016 928 898DLF 199 199 208 217 189 180DRREDDY 2195 2170 2246 2321 2094 2019EXIDEIND 138 139 143 147 136 132FEDERALBNK 450 453 463 473 443 434FINANTECH 825 827 845 863 809 792FRL 138 139 147 155 131 123GAIL 308 311 319 327 302 294GMRINFRA 21 21 21 21 21 21GODREJIND 297 301 311 321 290 280GRASIM 2791 2788 2828 2868 2748 2709GSPL 57 58 59 61 56 55HAVELLS 711 715 735 754 696 676HCLTECH 749 743 761 779 725 707HDFC 832 843 874 905 812 781HDFCBANK 675 679 693 707 666 652HDIL 40 41 42 44 39 37HEROMOTOCO 1639 1650 1682 1714 1618 1586HEXAWARE 85 83 89 95 77 70HINDALCO 102 102 104 105 101 99HINDPETRO 281 283 287 291 278 274HINDUNILVR 595 595 597 598 593 591HINDZINC 114 115 116 117 114 113IBREALEST 75 74 78 82 70 66ICICIBANK 1146 1150 1168 1186 1132 1114IDBI 79 80 81 83 78 76IDEA 129 132 140 147 124 116IDFC 148 148 150 152 146 144IFCI 26 26 26 27 26 25IGL 283 282 286 289 278 275INDHOTEL 51 51 52 54 50 48INDIACEM 66 67 70 73 64 61INDUSINDBK 507 509 515 521 503 498INFY 2455 2476 2566 2657 2385 2295IOB 57 58 60 62 56 54IOC 271 276 291 306 262 247IRB 118 118 121 123 116 113ITC 336 337 340 343 334 331IVRCLINFRA 18 18 20 22 17 15JINDALSTEL 281 285 296 308 273 261

Company Close PP R1 R2 S1 S2 Company Close PP R1 R2 S1 S2

Intraweek Support and Resistance Levels Based on the “Pivotal Point” theory of Techincal AnalysisPP Points indicate the level where the trend is likely to change during intra-week.

NTPC 148 150 157 163 144 137OFSS 2749 2717 2860 3004 2574 2430ONGC 321 322 328 335 315 309OPTOCIRCUI 29 30 35 39 26 21ORIENTBANK 236 238 246 254 230 223PETRONET 140 140 142 143 138 137PFC 180 179 187 196 171 163PNB 738 742 756 771 727 712POWERGRID 111 112 114 117 109 107PTC 57 57 59 62 54 52PUNJLLOYD 43 44 46 48 41 39RANBAXY 379 376 396 415 357 338RAYMOND 290 286 297 308 275 264RCOM 116 115 123 131 108 100RECLTD 221 220 225 230 216 211RELCAPITAL 343 341 351 361 331 321RELIANCE 788 793 813 833 773 754RELINFRA 378 378 392 406 363 349RENUKA 21 22 22 23 21 20RPOWER 70 70 72 74 69 67SAIL 56 56 58 60 55 53SBIN 2032 2050 2102 2154 1997 1945SESAGOA 155 157 163 169 151 145SIEMENS 577 581 595 608 567 554SINTEX 50 49 51 53 47 46SRTRANSFIN 778 788 818 847 758 728STER 90 91 94 98 87 84SUNPHARMA 1018 1026 1052 1077 1001 976SUNTV 428 430 440 451 419 408SYNDIBANK 124 125 131 137 119 114TATACHEM 309 307 313 320 301 294TATACOMM 194 196 200 204 192 187TATAGLOBAL 148 148 151 154 145 142TATAMOTORS 303 307 319 331 295 284TATAMTRDVR 166 169 176 182 162 155TATAPOWER 89 89 90 91 88 87TATASTEEL 293 296 303 311 288 281TCS 1526 1503 1572 1641 1433 1364TECHM 942 937 960 983 914 892TITAN 273 279 298 317 260 242UCOBANK 77 78 84 90 71 65ULTRACEMCO 1861 1871 1909 1946 1834 1797UNIONBANK 207 210 219 227 201 192UNIPHOS 157 160 169 178 151 142UNITECH 24 24 25 26 23 22VIJAYABANK 49 49 51 53 47 45VOLTAS 82 83 86 90 80 76WIPRO 332 329 338 348 319 310YESBANK 506 504 518 532 490 476ZEEL 233 235 242 249 228 222

JISLJALEQS 63 66 77 87 55 45JPASSOCIAT 65 66 68 71 63 60JPPOWER 23 23 24 26 22 21JSWSTEEL 724 721 765 808 677 633JUBLFOOD 1082 1098 1145 1192 1050 1003KOTAKBANK 765 769 781 793 757 745KTKBANK 143 142 153 163 132 122LICHSGFIN 265 265 273 281 256 248LT 1416 1415 1452 1489 1379 1342LUPIN 765 765 780 796 749 734M&M 971 979 1005 1030 953 928MARUTI 1561 1572 1606 1639 1538 1504MCDOWELL-N 2488 2504 2550 2596 2457 2411MCLEODRUSS 321 314 336 358 292 270MRF 15039 15136 15427 15717 14846 14555NHPC 19 19 19 19 19 19NIFTY 5895 5917 5981 6045 5853 5789NMDC 116 117 119 121 115 113

18Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013

Can’t get copies of the Afternoon Despatch & Courier in your area?

Please contact Mr Chalke on 9920831512

19Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013

REVIEW OF THE PREVIOUS DAY:The Nifty fell moderately on Friday (June 07, 2013) a net40.40 points (0.68%) and closed at the 5881 point level.The market opened down with a gap at the 5900 pointslevel. It then rose and turned into a range bound movementuntil 10.46 a.m. The index then rose sharply into the greenand registered the day’s high at the 5972 points level at12.17 p.m. It then declined and turned into a range boundmovement until 2.48 p.m. The index then declined sharplyinto the red and registered the day’s low at the 5871 pointslevel at 3.12 p.m. and then turned into a range boundmovement until closing at the day. The Nifty witnessed avolatile session and moved in a range of 101 points.Sentiment was bearish and amongst the 50 Nifty stocks40 were losers, while 10 were gainers. All the sectoralindices barring IT and technology closed in the red. Heavyselling was seen in auto, realty, banking, power and metalstocks.

TECHNICAL ANALYSIS:Volume: Volume (Qty shares) increased 0.65%. Thischange is small and indicates a moderate participationby investors.Market Breadth: Overall Market Breadth on the NSEwas negative. Amongst all the traded stocks, 591 weregainers, 798 were losers and 69 remained unchanged.Slow Stochastic Indicator: The Slow StochasticOscillator is in the over-sold zone.

The Slow K line in the Stochastic Oscillator is above theslow D line (positive if it continues).RSI Indicator: The RSI is above the 40 level but is nowdeclining (negative if it continues).MACD Indicator: The MACD fell below zero and isdeclining (negative if it continues). It is below its 9-dayAverage (negative).ADX Indicator & DI Lines: The +DI line is below the –DIline and both lines are diverging (negative if it continues).

The ADX is falling while the Market Index is falling, whichindicates that the present down trend is decreasing instrength.

MOVING AVERAGES (TREND INDICATORS)The index: Is below its 5-day average (at 5917)Negative.

Is below its 15-day average (at 6020) Negative.Is below its 25-day average (at 6046) Negative.Is above its 200-day average (at 5790) Positive.

Overall Market Strength/Weakness: The indicatorsand oscillators discussed here are indicating a weakmarket with a negative bias.Support Levels: For short-term traders the immediatemain support is at the 5867 points level.

The next support is at the 5673 points level.Resistance Levels: The immediate main resistance isat the 6156 points level.

The next resistance is at the 6223 points level.Pivot Point Analysis: For intra-day traders the supportand resistance levels are calcu-lated according to the pivot pointtheory and are:

Pivot point = 5908 (This is thelevel where the trend is likely tochange during intra-day).

Support (1) = 5844.Support (2) = 5807.Resistance (1) = 5945.Resistance (2) = 6010.

OUTLOOK FOR TODAY:On Japanese candlestick patterns the index has formed asmall black body candle with a long upper tail. A long uppertail indicates that the Bulls controlled part of the sessionbut lost control by the end and the Bears made an impres-sive comeback. As such it indicates that the index was fac-ing selling pressure at higher levels. This candle also indi-cates that the indecisiveness amongst investors contin-ues. The next candle formation will confirm whether thebias is towards the buy or sell side of the market.

However, the index is below the 5, 15 and 25 day’s mov-ing averages, and all the three moving averages are declin-ing and also negatively trended. Further, the velocityparameters too indicate weakness. Both these indicate anegative bias and the possibility of a further declineunfolding.

Incidentally, the index is approaching a major supportlevel at the 5867 points level. There is a possibility that theindex could find some support around this level andreverse from there. However, if it crosses below it, then afurther decline could be expected. Investors are advised toavoid buying at present levels.

Disclaimer: Investment recommendations made in ‘ADC’ are for information purposes only and derived from sources that are deemed to be reliable but their accuracyand completeness are not guaranteed. ‘ADC’ or the analyst/writer does not accept any liability for the use of this column for the buying or selling of securities. Readersof this newspaper who buy or sell securities based on the information in this newspaper are solely responsible for their actions. ‘ADC’ and/or its affiliates and/or employ-ees and/or the author, his company or his acquaintances may have interests/ positions, financial or otherwise in the securities mentioned in this newspaper.

NSE India : CNX Nifty — Daily Market Report for: Monday (June 10, 2013) By Dominic Rebello

Markets Directionless

Work with strict stop losses on all positions

« BROKERAGE RECOMMENDATIONS

I believe the future is only the past again, enteredthrough another gate… Opportunities flit by whilewe sit regretting the chances we have lost.

—Warren Buffett

« TOP VIEW

Please send all business and corporate related mails to business@afternoondc.in

ANGEL BROKING CALLS A ‘BUY’ ON GMDCCMP: Rs. 134 Target Rs. 193GMDC’s 4QFY2013 net sales declined 17.6% to Rs 443 cr, mainly due tolower lignite sales volumes (- 20.5% yoy) to 3.1 mn tonne. We maintainour Buy rating on the stock. Lower costs mute EBITDA decline: The compa-ny’s staff costs and other expenses declined by 16.0% and 26.8% yoy toRs 21cr and Rs 200 cr respectively and therefore the EBITDA declined ata lower rate of 9.0% yoy to Rs 224 cr whereas the EBITDA marginimproved by 479bp. The power segment posted an EBIT loss of Rs 63 cr in4QFY2013 as compared to an EBIT loss of Rs 128 cr in 4QFY2012. Higherother income and lower depreciation contained the decline in PAT to only5.9%.Outlook and valuation: GMDC beats other PSU miners in terms ofefficiency, volume growth and ability to take price hikes. Despite these fac-tors, GMDC is currently trading at an inexpensive valuation compared toits peers, which is unwarranted, in our view. GMDC ticks most boxes for along-term view: A stock which is a virtual monopoly with proven ability toincrease sales volume and prices, available at an inexpensive valuation.The key catalysts for the stock are likely to be: 1) lignite price hikes, 2) reg-ulatory approvals for brownfield expansions, and 3) commencement ofproduction from Umarsar mines. We value GMDC at an EV/EBITDA of 4.0xFY2015E with a target price of Rs 193 and maintain our Buy rating.

FIRST CALL RESEARCH CALLS A ‘BUY’ ONVINATI ORGANICS

CMP: Rs. 111 Target Rs. 123Vinati Organics Ltd is a specialty chemical compa-ny producing organic intermediates, monomersand polymers. Vinati Organics Ltd has recommend-ed a dividend of 125% on the share capital of theCompany i.e. Rs. 2.50 per equity share of facevalue of Rs. 2/- each for the year ended March 31,2013. The company’s net sales registered a20.31% increase and stood at a record Rs.

1657.35 million from Rs. 1377.57 million over the corresponding quarterlast year. The company’s net profit registered a 5.92% increase and stoodat a record Rs. 214.70 million from Rs. 202.70 million over the correspon-ding quarter last year. Vinati has increased ATBS capacity from 3,600 MTin 2007 to 12, 000 MT by 2011 & more than it double capacity to 26,000MT in 2012. The company has set up new plant of DiAcetone Acryl amide(DAAM) with capacity of 1,000 MT is commissioned in 2012. Net Salesand PAT of the company are expected to grow at a CAGR of 17% and 17%over 2012 to 2015E respectively.

Outlook and Conclusion: At the current market price of Rs. 111.50, thestock P/E ratio is at 6.93 x FY14E and 6.20 x FY15E respectively. Earningper share (EPS) of the company for the earnings for FY14E and FY15E isseen at Rs.16.10 and Rs. 17.97 respectively. Net Sales and PAT of thecompany are expected to grow at a CAGR of 17% and 17% over 2012 to2015E respectively. On the basis of EV/EBITDA, the stock trades at 5.03 xfor FY14E and 4.54 x for FY15E. Price to Book Value of the stock isexpected to be at 1.72 x and 1.34 x respectively for FY14E and FY15E. Weexpect that the company surplus scenario is likely to continue for the nextyears, will keep its growth story in the coming quarters also. We recom-mend ‘BUY’ in this particular scrip with a target price of Rs. 123.00 forMedium to Long term investment.

CHOLAMANDALAM SEC CALLS A ‘BUY’ ON TTKPRESTIGECMP: Rs. 3380 Target Rs. 3904Cartica Capital takes stake in TTK Prestige: Cartica Capital, an emergingmarket focused long-only fund management company, has taken a substan-tial stake in TTK Prestige Ltd. The promoters have sold 0.35mn shares toCartica Capital at INR 3,550/share and in addition to that the company willissue 0.3mn of fresh shares to Cartica Capital on a preferential basis at thesame price, subject to the approval of shareholders and applicable regulato-ry clearances. Post fresh issuance of shares and promoter’s stake sale,Cartica will hold ~5.6% stake in TTK Prestige and the promoter holding willreduce to ~70% from 74.96% earlier. At CMP the stock is trading at 19.9X toFY15E earnings. We have arrived at a target price of INR 3,904 based on22XFY15E (PEG of 0.89) and assign an OUTPERFORMER rating.

By Manoj Aswani

ICICI Prudential Wealth Builder Plan is aLimited Pay and Regular Premium Unit Linked

Insurance Plan. Thus, it is a Non-TraditionalInsurance Plan without Bonus facility.

In this plan, premium can be paid for aLimited Period of 5 or 10 years under LimitedPay Option or for the entire Policy Tenure underRegular Policy Tenure. There is LoyaltyAdditions that are paid in this plan every yearfrom the end of the 10th policy year onwards asa percentage of the average Fund Value.

The premium net of charges is invested inthe funds as per the choice of the policyholder.There are 3 Portfolio Strategies to choose from:• Life Cycle Based Portfolio Strategy- Portfolio

is balanced between equity and debtexposure based on age

• Fixed Portfolio Strategy- there is a choice of 7funds to choose as per risk appetite

• Trigger Portfolio Strategy which works on theprinciple of “Buy Low, Sell High”The portfolio strategy can be changed once

every year.On survival till the end of the Policy tenure,

the Fund Value is paid to the Policyholder asMaturity Benefit and the policy terminates.However, in case of death of the Life Insuredwithin the Policy Tenure, the nominee gets theSum Assured + Fund Value as Death Benefitand the policy terminates.

There is 1 additional rider available in this

plan of Waiver of Premium on Critical IllnessBenefit Rider

BenefitsDeath Benefit: In case of death of the LifeInsured within the Policy Tenure, the nomineegets the Sum Assured + Fund Value, subject toa minimum of 105% of Premium Paid as DeathBenefit and the policy terminates.

Maturity Benefit: On survival till the end of thePolicy tenure, the Fund Value is paid to thePolicyholder as Maturity Benefit and the policyterminates.

Income Tax Benefit: Life Insurance premiumspaid up to Rs. 1,00,000 are allowed as adeduction from the taxable income each yearunder section 80C. The Maturity Proceeds arealso tax free under section 10(10)D under thementioned clauses.

ADDITIONAL BENEFITS

RidersThere is 1 additional rider available in thispolicy- Waiver of Premium on Critical IllnessBenefit Rider

Investment Fund OptionsIn this plan, there are 3 Investment Strategiesin this plan:

• Life Cycle Based Portfolio Strategy- Portfoliois balanced between equity and debtexposure based on age

• Fixed Portfolio Strategy- there is a choice of 7funds� Opportunities Fund

� Multi Cap Growth Fund� Bluechip Fund� Multi Cap Balanced Fund� Income Fund� Money Market Fund� Maximiser V

• Trigger Portfolio Strategy which works on theprinciple of “Buy Low, Sell High”

Surrender the policyIf the policy holder wants to surrender the policybefore completing 5 years, then the insurancecover will cease and the Fund Value net of anydiscontinuance charge, if at least 5 years’premiums have not been paid, will betransferred to the Discontinued Policy Fund. TheDiscontinued Policy Fund will earn a minimumguaranteed interest rate equal to the savingsaccount rate of State Bank of India and theproceeds from this will be payable after the fifthpolicy anniversary. In case of death of the LifeAssured during this period, only the accumulatedfund value will be payable to the nominee.

If the policyholder surrenders the policy aftercompletion of 5 policy years, then there is noSurrender/Discontinuance Charges and theFund Value is paid to the policy holder and thepolicy will terminate immediately.

LoanThere is no Loan available in this plan.

20Afternoon Despatch & Courier MUMBAI | MONDAY, JUNE 10, 2013

© Courier Publications Private Limited. All rights reserved. Reproduction in any manner, electronic or otherwise, in whole or in part, without prior written permission is prohibited.

I have a LIC Jeevan Suraksha Plan(Pension). I have been paying the premi-ums for the last 12 years. However I amnot sure about the benefits of this plan.Can you help?

—Raju Varlekar, Khar WestLIC New Jeevan Suraksha 1 Plan is a deferredannuity plan. LIC New Jeevan Suraksha-1 Planis with bonus deferred annuity plan. This is anon unit-linked pension plan. The corpus iscreated to provide pension for old age afterVesting Date.

In this plan, the premium is paid till the end ofthe policy term, i.e. till the pension starts from theVesting Date. At the start of the plan, thepolicyholder gets to select a Notional CashOption. The Notional Cash Option along withaccrued Bonuses forms the maturity proceeds.The policyholder can withdraw 25% of the entirematurity proceeds including bonus and receive alump sum amount on vesting and the remaining75% amount will surely be converted into annuity.There are 5 annuity choices at present to choosefrom. An additional 3% rebate would be given onthe purchase price of the annuity at the vestingdate. At the time of vesting, the annuity rates forImmediate Pension Plan LIC Jeevan Akshay VIPlan would be considered.

However, if the life insured dies beforepension starts, all premiums paid + interest onthe same is returned. If death occurs aftervesting date, it depends entirely upon thepension option whether any Death Benefitwould be payable or not.The vesting benefits are as follows:1. There are 5 options for Annuity in this plan:

a. Annuity for lifeb. Annuity for life with guaranteed period of

5, 10, 15, 20 yearsc. Joint life and last survivor annuity to the

annuitant and his/her spouse under whichannuity payable to the spouse on death ofthe purchaser will be 50% of that payableto the annuitant

d. Life annuity with return of purchase pricee. Life annuity with annuities increasing at a

simple rate of 3% per annumThe annuity rates will be that available under

the version of the New Jeevan Akshaya Plancurrent at the date of vesting. A rebate of 3%will be available on the purchase price of theNew Jeevan Akshaya Policy. Option for theannuity type is to be exercised at least 6months before the date of vesting2. If it is not your vesting age yet, you can

surrender the plan but the amount becomestaxable in your hands. The GuaranteedSurrender Value will be equal to 90% of allpremiums paid excluding the first yearpremium, all Term Assurance premium andextra premium (if any). This will be allowedafter at least two full years’ premiums havebeen paid and will be available after two fullyears have been completed from the date ofcommencement. However, the policy cannotbe surrendered after the annuity vests.

3. On vesting, you can withdraw 1/3rd theentire corpus tax free under section 10(10)Aand start annuity from the remaining.

I have been advised LIC Jeevan Anand

Plan. I am 29 years old and I wish to take a46 years old plan with PPT for 46 years. SA= 10.00L. Premium shown from premiumcalculator is 18702/- in LIC website. Willthere be any change in premium amount ifI take the plan through an insuranceagent? Is there any option for same planand same criteria to reduce the premiumamount? Due to online and offline modefor opting the policy, I need clarification.

—Brinda Menon, Santacruz EastThe Premium Calculator would show:Age : 29 Policy term (in yrs.) : 46 Payment term (in yrs.) : 46 Yearly : 18,702.00 Half yearly : 9,513.00 Quarterly : 4,838.00 Monthly : 1,703.00 But please understand that the premium

mentioned in without service tax. Hence whenyou purchase the plan, the tax part would beincluded. Also, there would be no differencewhatsoever if you approach with an agentbecause LIC Jeevan Anand is an offline planand cannot be purchased online. The premiummentioned above is the one you would have topay irrespective of where you buy it from. So, itis best that you apply for it from a known agent.

I have taken Jeevan Saral policy. The poli-cy is for 35 years. My yearly premium isRs. 1000776. Since 28/03/2012, I am reg-ularly paying the premium. My age as oftoday is 30 years. Please suggest whetherI should continue to pay the premium ordiscontinue the policy? What is this planall about? If I continue to pay the premi-um, what is the expected amount I willreceive at the end?

—Deven Karlekar, Mira Road

LIC Jeevan Saral Plan is one of the bestendowment plans of LIC. Hence you MUSTcontinue the same, if you can afford it.

The Death Benefit in this plan has beendefined as 250 times the monthly premium +Return of premiums excluding extra/riderpremium and first year premium + the loyaltyaddition, if any.

The Maturity Benefit in this plan has beendefined as Maturity Sum Assured + the LoyaltyAdditions, if any.The Special Features of this plan are:• High risk cover at low premium• Extended risk cover for one year after 3 years

premium payment• Optional higher cover through Term Riders• The policyholder can choose a maximum

term but can surrender at any time withoutany surrender penalty or loss after 5 years

• Any number of withdrawals through partialsurrenderingThus, in your plan, on Policy Maturity, you

would get:Maturity Benefit= Maturity Sum Assured,

which has been defined at the start of thepolicy and is also mentioned in your policy bond+ Loyalty Additions.

Thus, total Premium you pay is Rs 100776 X35 years, i.e. 35027160.

Now, from the illustration that you wouldhave received, your Maturity Sum Assuredwould be Rs 42684458 which would bedefined at Policy Inception on your PolicyDocument itself and Loyalty Additions at therate of 6% would be approximately Rs32338000 and at the rate of 10% would be Rs138500250.

Thus your Maturity Benefit at the end of 35years would be approximately Rs 75022458 atan illustration of 6% Loyalty or Rs 181184708at the rate of 10% Loyalty.

Hope this clarifies.

(The author is Vice President atwww.MyInsuranceClub.com,

insurance comparison website in India. You may writeto him at manoj@myinsuranceclub.com).

MANOJASWANIis VP atMyInsuranceClub.com

« INSURANCE

« PRODUCT REVIEW: ICICI PRUDENTIAL WEALTH BUILDER PLAN

A Non Traditional Insurance PlanMin Max

Sum Assured (in Rs.)

For ages < 45, SA=Higher of (10 x AP)and (0.5 X PT X AP)For ages 45 &above, SA=Higherof (7 x AP) and(0.25 X PT X AP)

As per SumAssuredMultiples

Policy Term (in years) 10, 15, 20, 25

PremiumPayment Term (in years)

5, 10 Equal toPolicy Term

Entry Age of LifeInsured (in years) 0 65

Age at Maturity(in years) 18 75

Annual Premium(in Rs.) 24,000 Unlimited

Payment modes Only Yearly

Eligibility

Premium Payment Year 10 Year 11 onwards

Regular Pay 2% 0.75% p.a.

Limited Pay 5, 7 or 10 2% 0.5% p.a.

LIC Policies Explained

The NaMo Story: A Political Life by KingshukNag. At a recent event to lunch this book in

Mumbai, a panel discussion populated andmoderated completely by journalists and fea-turing the author as well, threw up a curiousviewpoint. Asked what they thought wouldhappen if NarendraModi actually became thePrimeMinister of India, all cited different rea-sons that came to the same conclusion. NaMohad a little more than a snowball’s chance inhell of making it to 7, Race Course Road.Then why, asked a member of the audience

(also full of journalists), was Indian news sokeen on projecting his popularity on a nationallevel as the man to watch against the back-ground of the approaching elections? Therewas really no answer.Even as I write this, said newspapers (In-

dian) were announcing the Gujarat by-poll re-sults and declaring them a boost for Modi,bringing him even closer to his ultimate dream— replacing Dr Manmohan Singh.Not a bad dream for anyone, but in particular

for Modi, who has come a very, very long waysince he started out, the middle of six siblings,son of a tea-stall owner at Vadnagar in northernGujarat. You would be forgiven for saying“Vad-where”, for even now, it is far from beingfullydeveloped,and this itself, alongwith the factthatModi hasnot carried along a singlememberofhis familyashe journeyed to the top inGujarat,should tell you what a singular category he em-ploys in the pantheon of son and family-loving,nepotistic and corrupt Indian politicians.Written in simple, direct reportage, Kingshuk

Nag has done readers who would like toknowmore about themanwhowould be king areal service. All of us know bits and piecesabout the man’s political journey, but he burst

upon the national psyche only with the Gujaratriots in 2002. Since then he has been viewedthrough the prism of presumed guilt orinnocence, depending upon whether you sup-port or oppose him. For, like it or not, clichedthough it may be, the truth is that you maylike Modi or hate him, you cannot ignore him.That’s howNag introduces him, before taking usinto the next chapter which addresses the mainquestion—canhe becomePrimeMinister?The thing is—no-one really knowswhat can

happen in the volatile world of Indian votingbecause results have so often gone completelycontrary to expectations. The introduction ofthe AVMs may have brought more voters outto the polling booths, but cards are held veryclose to the chest indeed.So Nag does the next best thing – he weighs

the pros and cons, does some math, says it ispossible, and then proceeds to tell the readerwhat kind of Prime Minister Narendra Modiwould make. In one word — different. Fromevery other primeminister we have known ex-cept for Indira Gandhi!Much of the book treads familiar ground

and we realize how much we have actuallyabsorbed in bits and pieces about the manover the years. But absorbing does notmean putting the picture together. Nag doesthat for us, dovetailing fact, reportage, anecdote,interview into a seamless whole that makesfor very good reading indeed precisely becausethere is very little drama. And because ofthe lack of hyperbole and declamation, itrings true, even though there is very little to addto knowledge of the man himself. For that,we will have to hynotise Modi and makehim answer questions!That is the worrying part — that Narendra

Modi, who has an outside chance of becomingthe Prime Minister of India, is such a privateperson that no-one knows what might springout once that last ballot has been counted andhe is installed. If he is installed. 2014 is goingto be a very interesting year indeed!

� The NaMo Storyby Kingshuk Nag

Published by Roli BooksPrice 295

FICTION� Inferno: The New Robert Langdon

By Dan Brown� And the Mountains Echoed

By Khaled Hosseini� The Oath of the Vayuputras

By Amish Tripathi� The Immortals of Meluha

By Amish Tripathi� The Secret of the Nagas

By Amish Tripathi� Those Pricey Thakur Girls

By Anuja Chauhan� Fifty Shades of Grey

By E. L. James� Best Kept Secret

By Jeffrey Archer� Chanakya’s Chant

By Ashwin Sanghi� The Krishna Key

By Ashwin Sanghi

NON-FICTION� The Decision Book

By MiKael Krogerus� Dongri to Dubai: Six Decades of the

Mumbai MafiaBy S. Hussain Zaidi

� The Art of Thinking ClearlyBy Rolf Dobelli

� Jugaad InnovationBy Navi Radjou, Jaideep Prabhu,Simone Ahuja

� Business Sutra: A Very Indian Approachto ManagementBy Devdutta Pattanaik

� The SecretBy Rhonda Byrne

� The New Digital AgeBy Eric Schmidt

� GMAT Official Guide� The Change Book

By Mikael Krogerus� The Secret of Leadership

By Prakash Iyer

CHILDREN� Geronimo Stilton 6 in 1

By Geronimo Stilton� Diary of a Wimpy Kid: The Third Wheel

By Jeff Kinney� Big Book of Aesop’s Fables� The Amazing Voyage

By Geronimo Stilton� The Kingdom of Fantasy

By Geronimo Stilton� Roald Dahl Phizz Whizzing Collection

By Roald Dahl� Heroes of Olympus: Mark of Athena

By Rick Riordan� The Quest for Paradise

By Geronimo Stilton� Illustrated tales from Shakespeare� The Dragon Prophecy

By Geronimo Stilton

CROSSWORDBESTSELLERS

21MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

BOOK REVIEWS

DIAL-A-BOOK 022-67396666Or email at weborders@crossword.co.in

carolandrade@afternoondc.in

Carol Andrade | ADC

A tale told withflowerlike delicacy

The mystery man who would be PM

Oleander Girl by Chitra BanerjeeDivakaruni. Long before she reachedher current total of 17 books, Chitra

Banerjee Divakaruni had hit her stride and heroeuvre—whichwas the documentation of thefemale immigrant experience. in the US. Thatshe has done it with considerable success iscommendable, because she has a lot of com-petition, notably from Pulitzer prize winnerJhumpa Lahiri and Bharati Mukherjee, not toforget Anita Desai and Bapsi Sidhwa.Regarded as themost prolific in the category,

time and again, her books have received plentyof plaudits from no less personages than JunotDiaz (Pulitzer for The Brief Wondrous Life ofOscar Wao) and Abraham Verghese (prizewinning physician-author memorable forMy Own Country).. Both have praised her fordifferent works, fulsomely, as have Vogue,Outlook, etc.Therefore, in picking up this current work,

her readers know exactly what to expect andare not disappointed, especially since thestory, interesting but not shatteringly originalin its premise, is accompanied by sharply ob-served situations, well-delineated characteri-zation and lashings of style when it comes tosimile, metaphor and imagery that straddledthe seas and creates its own music across twocountries — India and the US. Perhaps weshould say Kolkata and the US, because ofcourse the heroine is well-rooted Bengali whotravels to the US, a place that the author, hav-ing lived there for a couple of decades, is very

familiar with.So we have Korobi Roy, only orphaned

grandchild of a well-established, aristocraticbhadralok family who may not have all themoney in the world but plenty of name andtradition. Shemeets Rajat Bose, newly-mintedmoneybagswhose desirability off-sets Korobi’sown blue blood to create a heady coupling thatthen runs into problems.When Korobi’s grandfather dies suddenly,

she learns a shocking secret that sets her off ona trans-ocean quest to discover the truth andfind herself. Telling you any more would be ashocking breach of the spoiler rule so we willlet readers find out for themselves.The book is a good read, racey enough to

keep one turning the pages, but also satisfyingin the author’s artful use of language and style.Actually, this is what saves it from becomingone of those dreadful books categorized under“airport novels”, because while you more orless knowwhat to expect fromDivakaruni, shecontinually surprises you with little nuggetsthat suggest original research, empirical factinto little-explored aspects of character.Everyone is beautiful or handsome, all are

tormented, and each harbours a secret. That’sa lot like real life isn’t it, except that here it’started up and made to look very good indeed!All in all, if the travel experience is what youenjoy, this bookwill absolutely not disappoint.

�Oleander Girlby Chitra Banerjee DivakaruniPublished by PenguinViking

Price Rs.499

WHAT HAPPENED NEXT?� What Happened Next is a fast-paced clip show which exploresthe science behind some of the most jaw-dropping footage ofdestruction and mayhem ever captured on camera. Across theseries, you’ll look at everything from helicopters autorotating toavert deadly disasters, to cars fishtailing on the freeway andskiers trying to outrun deadly avalanches. Each of these clips ispaused right before its big moment and the viewer is asked WhatHappened Next? They’re then presented with a number of in-credible – but scientifically viable – options to choose from onthe basis of the montage they’ve just seen. For example: Doesthe helicopter make the landing? Can the tornado lift the train?Will opening this window cause a backdraft? But they won’t beexpected to answer off the cuff. Each clip is supported by a mon-tage cut to give the viewer a clue as to what is about to unfold,from demonstrating the lifting power of tornados, to the impactof building demolitions gone wrong; and from the effects of hel-icopter engine malfunctions to the damage potential of gianthailstones. Discovery, 8 p.m.

MADHUBALA… EK ISHQ EK JUNOON� In tonight’s episode we will see, RK and Madhu’s wedding cer-emony takes place. Radhais very happy,RK and Madhu’s wed-ding rituals are progressing towards the final pheras. Further,Sultan gets tensed, if Balwant is not his father, than who is hisreal father. Colors, 8.30 p.m.

WILD ASIA� Asia is one of the most beautiful and varied regions of theworld and its forests hold many interesting creatures that haveadapted in the face of adversity. WILD ASIA brings for its viewersAsia’s untamed wilderness and an intimate look at the amazinganimals that call wild Asia home. From India to Indonesia toJapan, explore Asia’s sparkling shorelines, arid deserts and lushrainforests, unveiling the exotic mysteries hidden within this con-tinent of contrasts. Animal Planet, 8 p.m.

BUILD IT BIGGER� How does one build a 3,113-foot-long wooden roller coaster inwinter temperatures of minus 40 degrees? Or get one’s workerssafely to and from a worksite on a skyscraper that’s 1,614 feetabove street level? Or dig a water tunnel — along the San AdreasFault and 1,000 feet below the earth’s surface. Follow Danny inBUILD IT BIGGER as he meets the men and women tackling the

unique challenges of constructing the tallest buildings, the mosteffective military tanks, the largest luxury cruise ships, and themost extreme thrill rides. Discovery Science, 7 p.m.

ONE TREE HILL� Brooke has her hands full with her model for the T.A.R.T. fash-ion show and a new boyfriend. Rachel makes the cover of“Maxim,” causing chaos at Tree Hill High. Meanwhile, Lucaslearns of Nathan’s dealings with Daunte, and ultimately has tochoose between Nathan and his love for basketball. Haley takeson a babysitting job only to find herself in over her head and Pey-ton’s half-brother, Derek, forces her to confront her deepestfears. Star World, 10 p.m.

DIYA AUR BAATI HUM� Sooraj Meets DSP and discusses about Sandhya’s plans toappear for UPSC exams. Sandhya confronts Emily and Emily ac-cepts her fault that due to her carelessness the shutter was leftopen. Later, Sandhya chances upon Mohit and Emily’s Weddingvideo when she realises that Bhabho had fed her liqour choco-lates. Star Plus, 9 p.m.

YEH RISHTA KYA KAHLATA HAI� Akshara and Naitik are tensed to find a gift kept for Chikki attheir doorstep late in the night from an unknown person. Whohas sent these flowers for Chikki. Will Akshara be able to find it.Star Plus, 9.30 p.m.

STARMOVIESP.M

12.40 Wanted2.15 The Scorpion King4.15 The Hulk6.50 In Time9.00 Total Recall

11.30 The Darkest HourA.M.8.25 Down Periscope

10.25 Two Brothers

HBOP.M.1.00 Shaolin Soccer2.40 The Matrix Reloaded5.15 IP Man: The Real Fighter7.35 Mean Girls9:00 Transformers: Dark of The

Moon11.35 One Man ArmyA.M.7.35 The School of Rock9.45 Mean Girls

11.35 Transformers: Dark of theMoon

ZEE STUDIOP.M1.00 The Lion King2.35 High Heels And Low Lifes4.35 Starship Troopers 3:

Marauder6.45 The Break Up9.00 King Arthur

11.40 The Book of EliA.M.

10.05 The Break Up

PIXP.M.1.05 Agent Cody Banks2.50 Blue Lagoon: The Awakening4.35 The Cable Guy6.40 True Legend9:00 Universal Soldier 4: Day of

Reckoning11.20 American PieA.M.8.00 The Cable Guy9.55 True Legend

STAR GOLDP.M.2.15 Hum Aapke Dil Mein Rehte

Hain5.40 Bade Miyan Chote Miyan9.00 Rang De BasantiA.M.8.00 Hero Hindustani

11.35 Thank You

MAXP.M.1.30 Ek Ladka El Ladki: Neelam5.05 Hum: Amitabh B9.00 Kyaa Super Kool Hain Hum:

Ritesh D, Tushaar KA.M.7.55 Dangerous Ishhq: Karishma

Kapoor11.00 Ek Aur Haqiqat: Nagarjuna,

Teja Ravi

ZEE CINEMAP.M.2.05 Mother India: Sunil Dutt5.50 Khiladi: Akshay Kumar9.00 Ishq: Ajay DevganA.M.

10.55 Shola Aur Shabnam: Govinda

CVOP.M.2.00 Sultanat: Sunny Deol5.30 The Power Man-Khalnayak9.00 Chacha Bhatija: Dharmendra,

Hema MaliniA.M.9.30 Karishma Kudrat Kaa:

Dharmendra

FILMYP.M.

12.00 Kanoon Ki Awaaz:Shatrughan Sinha

3.00 Atishbaz: Shatrughan Sinha6.00 Main Aisa Hi Hoon: Ajay

Devgan, Sushmita S9.00 Dharti: Rajendra Kumar

Waheeda RA.M.9.00 Aakhri Kasam: Vinod Mehra

B4UP.M.

12.00 Dil Ne Phir Yaad Kiya:Govinda, Tabu

4.00 Josh: Shah Rukh Khan8.00 Chiranjeevi Fans: Sri Vijay

Vardhan

A.M.8.00 Sky Ki Umeed: Sushanshu

Pandey

ZEE TALKIESP.M.

12.00 Be Dune Sadechar: SanjayNarvekar

3.00 Nashibachi Aaishi Taishi:Sanjay Narvekar

6.00 Shwaas9.00 Gammat Jammat: Sachin,

Ashok Saraf

CARTOON NETWORKP.M.2.00 Tom and Jerry Tales3.00 Oggay and the Cockroaches4.30 Adventure Time5.00 Ben 10 5.30 Oggy and the Cockroaches7.00 Henry Special: Henry vs

Margaret8.30 Tom and Jerry Meets

Sherlock Holmes10.00 Tom and Jerry Show11.00 Adventure TimeA.M.8.00 Bhootraja Aur Ronnie9.30 Adventure Time

10.00 Ben 10 11.00 Tom and Jerry Show

POGOP.M.2.30 Chhota Bheem4.00 Mr Bean5.00 Chhota Bheem In Junglee

Kabeela6.30 Ladoo Khao Band Bajao

Special8.00 Hagemaru9.00 Chhota Bheem9.30 Pokemon

10.00 Takeshi;s Castle10.30 Sunaina11.00 MADA.M.8.00 Thomas and Friends8.30 Galli Galli Sim Sim9.00 Chhota Bheem

10.00 Sons of Rama

DISNEY CHANNELP.M.2.00 Doraemon3.00 Hamtaro3.30 Phineas and Ferb4.30 Art Attack5.00 Doraemon7.00 Hamtaro7.30 Doraemon9.00 Slokk9.30 Best of Luck Nikki

10.00 Doraemon

DISNEY XDP.M.2.00 Kiteretsu4.30 Splatalot5.00 Super Robot5.30 Kiteretsu6.00 Iron Man Armored

Adventures6.30 Spiderman7.00 Kiteretsu8.00 Ultimate Spiderman8.30 Hulk9.00 Iron Man 9.30 Rescue Force

TOTAL RECALL � Douglas Quaid is a factory worker with a beautiful wife livingin a futuristic world where the majority of the earth has beenrendered uninhabitable. For Quaid, Rekall (a process by whichfalse memories are implanted into a subjects head) seems likejust the “getaway” he needs. Quaid finds himself thrust into themidst of a global conspiracy when the procedure to implant asecret agent mission into his memory goes wrong - or does it?Star Movies, 9 p.m.

DHARTI� Bharat (Rajendra Kumar) is a patriotic young man for whompatritism does not stop anywhere. He comes to know of thetyrancy of the present ruler’s Diwan (Ajit) and he and his col-leagues rebel. They kidnap Princess Chitralekha (WaheedaRehman) unknowingly, and call her Jwala. Meanwhile, Bharat’sdad (Balraj Sahni) who is the Inspector General, does not ap-prove of Bharat’s rebellious nature and decides to arrest him onsight. Bharat’s mom is torn between the love for her husbandand her son. Bharat determination against the Diwan is sostrong that he decides to bomb-blast a railway train transportingthe Diwan, knowingly that his own dad is also travelling on thattrain. Filmy, 9 p.m.

KYAA SUPER KOOL HAIN HUM� The movie is about two roommates and good friends, Sid andAdi (Tusshar Kapoor) and the roller-coaster journey they embarkon as they are struck by cupid. Adi is a struggling actor, whilstSid is a struggling DJ. Adi falls in love with Simran who works ata call-center, and Sid falls for Anu who he meets at a fashionshow. Anu and Simran go to Goa to meet Anu’s father, Marlo(Anupam Kher) and Adi and Sid follow them there. The film thentakes a hilarious turn when they meet Baba 3G, a conman inGoa, creating fun filled mayhem. Max, 9 p.m.

UNIVERSAL SOLDIER 4: DAY OFRECKONING� John awakens from a coma to discover his wife and daughterwere slaughtered in a brutal home invasion. Haunted by imagesof the attack, he vows to kill the man responsible: Luc Deveraux.

While John tries to piece his reality back together, things getmore complicated when he is pursued by a relentless UniSolnamed Magnus. Meanwhile, Deveraux and surviving UniSol An-drew Scott are preparing to battle anarchy and build a new orderruled by Unisols without government oversight. They are weedingout the weak and constantly testing their strongest warriors inbrutal, life-and-death combat. Pix, 9 p.m.

RANG DE BASANTI � A young idealistic English filmmaker, Sue, arrives in India tomake a film on Indian revolutionaries Bhagat Singh, Chan-drashekhar Azad and their contemporaries and their fight forfreedom from the British Raj. Owing to a lack of funds, she re-cruits students from Delhi University to act in her docu-drama.She finds DJ, who graduated five years ago but still wants to bea part of the University because he doesn’t think there’s toomuch out there in the real world to look forward to. Karan, theson of Industrialist Rajnath Singhania, who shares an uncom-fortable relationship with his father, but continues to live off him,albeit very grudgingly. Aslam, is a middle class Muslim boy, wholives in the by-lanes near Jama Masjid. Star Gold, 8.50 p.m.

STAR PLUSP.M.2.00 Masterchief Kitchen Ke

Superstar2.30 Ek Veer Ki Ardaas-Veera3.00 Pyar Ka Dard Hai

Meetha Meetha PyaraPyara

3.30 Yeh Rishta Kya KehlataHai

4.00 Saraswatichandra4.30 Diya Aur Bati Hum5.00 Saath Nibhaana

Saathiya5.30 India’s Dancing

Superstars6.00 Ek Veer Ki Ardaas-Veera6.30 Ek Gahr Banaunga7.00 Saath Nibhaana

Saathiya7.30 Saraswatichandra8.00 Master Chef Kitchen Ke

Superstar8.30 Ek Hazaaron Mein Meri

Behnaa Hai9.00 Diya Aur Bati Hum.9.30 Yeh Rishta Kya Kehlata

Hain10.00 Pyar Ka Dard Hai….10.30 Ek Veer Ki Ardaas –

Veera11.00 Saraswatichandra

STAR WORLDP.M.2.00 One Tree Hill3.00 Mad Men 4.00 Modern Family4.30 Big Bang Theory5.00 Masterchef US 6.00 One Tree Hill7.00 Grey’s Anatomy8.00 Modern Family8.30 Big Bang Theory9.00 Masterchef US

10.00 One Tree Hill11.00 Mad Men

ZEE CAFÉP.M.2.00 Grey’s Anatomy 3.00 The Mentalist4.00 Just for Laughs6.00 Grey’s Anatomy7.00 Numbers8.00 America’s Funniest

Home Videos8.30 American Dad9.00 The Mentalist

10.00 Grey’s Anatomy 11.00 Numbers

BIG CBS LOVEP.M.2.00 Summerland2.30 Game3.00 Beauty and The Beast4.00 Life Unexpected5.00 Excused5.30 Game6.00 Summerland7.00 Entertainment Tonight7.30 Rules of Engagement8.00 Game8.30 Game9.00 Britain’s NTM

10.00 Summerland11.00 Excused

SONY TVP.M.2.00 Bharat Ka Veer Putra

Maharana2.30 Bade Acha Lagte Hai3.00 Chhanchan3.30 Indian Idol Junior5.00 Crime Patrol Dastak7.00 Bharat Ka Veer Putra

Maharana7.30 Dil Ke Nazar…8.00 Anamika8.30 Amita Ka Amit

9.00 Chanchhan9.30 Nayi Umra Nayi

Chunauti Par.10.00 Bharat Ka Veer Putra

Mahara10.30 Bade Achhe Lagte Hai11.00 Indian Idol Junior

ZEE TVP.M.2.00 Aaj Ki Housewife Hai-

Sab Jaanti Hai2.30 Punarvivaah3.00 Hitler Didi3.30 Pavitra Rishta4.00 Qubool Hai4.30 Pavitra Rishta6.00 Hitler Didi6.30 Punarvivah7.00 Aaj Ki Housewife7.30 Sapne Suhane

Ladakpan Ke8.00 Rab SE Soha Isshq

8.30 Hitler Didi9.00 Pavitra Rishta.9.30 Qubool Hai

10.00 Connected Hum Tum

10.30 Punarvivah11.00 Badalte Rishton Ki

Dastaan

LIFE OKP.M.2.00 Kaisa Yeh Ishq Hai-Ajab

Sa Risk Hai2.30 Savitri3.00 Best of Savadhaan

India5.00 Devo Ke Dev Mahadev5.30 Savadhaan India6.30 Crazy Stupid Ishq7.00 Kaisa Yeh Ishq Hai-Ajab

Sa Risk Hai7.30 Amrit Manthan8.00 Devo Ke Dev Mahadev8.30 Savitri9.00 Do Dil…Ek Jaan9.30 Junoon-Aisi Nafrat, To

Kaisa Ishq10.00 Kaisa Yeh Ishq Hai-Ajab

Sa Risk Hai10.30 Savadhan India

COLORSP.M.2.00 Sasural Simar Ka2.30 Balika Vadhu3.00 Na Bole Tum…3.30 Madhubala….4.00 Bani Ishq da Kalma4.30 Sanskaar…Dharohar

Apnon Ki5.00 Na Bole Tum…5.30 Madhubala6.00 Balika Vadhu…6.30 Uttaran7.00 Bani – Ishq da Kalma7.30 Sasural Simar Ka8.00 Balika Vadhu8.30 Madhubala9.00 Sanskaar…9.30 Na Bole Tum…

10.00 Uttaran

10.30 Bani – Ishq da Kalma11.00 Balika Vadhu

SAHARA ONEP.M2.00 Rishton Ke Bhawar

Mein Uljhi Niyati2.30 Jhilmil Sitaron Ka

Aangan Hoga.3.00 Lajja: Film, Anil

Kapoor6.00 Surkshetra7.30 Haunted Nights8.00 Jai Jai Jai Bajarangbali9.00 Jhilmil Sitaron Ka

Aangan Hoga.9.30 Rishton Ke Bhawar

Mein Uljhi Niyati10.00 Piya Ka Ghar Pyaara

Lage10.30 Jai Jai Jai Bajarangbali.11.00 Rishton Ke Bhawar

Mein Uljhi Niyati

SAB TVP.M.2.00 Taarak3.00 F I R3.30 Gutur Goon 24.00 Taarak Mehta Ka…7.30 Jeanie Aur Juhu8.00 Baal Veer8.30 Taarak9.00 Chidiyaghar9.30 Jeanie Aur Juju

10.00 Hum Aapke Hain In…10.30 F I R11.00 Taarak Mehta

ZEE MARATHIP.M.2.00 Tu Tithe Mee2.30 Tuze Maze Jamena3.00 Mala Sasu Havi3.30 Radha Hi Bawri4.00 Fu Bai Fu5.00 Tu tithe Mee5.30 Mala Sasu Havi6.00 Tuze Maze Jamena6.30 Home Minister7.00 Tu Tithe Mee7.30 Radha Hi Bawri8.00 Unch Maza Zoka8.30 Mala Saasu Havi9.00 Tuze Maze Jamena9.30 Fu Bai Fu

11.00 Radha Hi Bawri

ANIMAL PLANETP.M.2.00 Marvellous Marven3.00 Animal Planet’s A to Z4.00 Animal Planet

Showtime5.00 Animal Planet Safari6.00 Fooled By Nature6.30 Planet Wild7.00 Killer Bites8.00 Wild Asia9.00 Marvellous

Marven10.00 Animal Planet’s

A To Z11.00 TV with Teeth

DISCOVERYP.M.2.00 Wonders of the

Universe3.00 Frozen Planet4.00 Man Woman Wild5.00 Body Bizarre6.00 Wildest India7.00 Man vs Wild8.00 What Happened Next9.00 Magic of Science9.30 How Do They It

10.00 Gold Rush11.00 Desire and Pleasure

Decoded

DISCOVERY KIDSP.M.2.00 1001 Nights3.00 Transformers Prime4.30 Wild Kratts5.00 Amazing Spiez6.00 1001 Nights7.00 Sally Bollywood8.00 Adventure sof Tintin

9.00 Transformers Prime10.30 Wild Kratts11.00 1001 Nights

SCIENCEP.M.2.00 Alien Encounters3.00 Mysteries of Magic4.00 Dark Matters: Twisted

But True4.50 The Detonators5.40 Deconstructed6.00 Frontier of Flight7.00 Build It Bigger8.00 Ultimate Guide9.00 Storm Chasers

10.00 Ultimate Weapons11.00 Frontier of Flight

HISTORYP.M.2.00 The Kennedys3.00 Top Shot4.00 Hostage Do or Die5.00 Modern Marvels6.00 Invention Intervention7.00 Last Woman Standing8.00 People In Motion9.00 The Kennedys

10.00 Kings of Restoration10.30 Hostage Dor or Die

NAT GEOGRAPHICP.M.2.00 Cold Blood3.00 Most Amazing Moments 3.30 Monkey Thieves4.00 Dangerous Encounters5.00 Most Amazing Moments6.00 Secrets of The Taj

Mahal7.00 Caught in the Act8.00 Dangerous Encounters9.00 Ultimate Animal

Countdown11.00 Taboo

STAR CRICKETP.M.2.00 ICC Cricket World Cup

2011 h/ls Sri Lanka vEngland

3.00 ICC Champions Trophy2013-Sri Lanka v NZealand

4.00 Cricket Extra.5.30 ICC Champions Trophy

2013 S Africa vs Pak

ESPNP.M.2.00 Mourinho First Clasico3.00 ICC Champions Trophy

13 h/ls4.00 Best of FA Cup 5.00 ICC Cricket World

Cup 2011 h/ls7.00 Champions Ka

Champions8.00 Best of FA Cup8.30 Champions Ka

Champions9.00 Bpl Hot Shotz

LISTING

SOAPS & SERIALS

DDI (Main Channel)P.M.2.30 News in Marathi3.00 Katha Sarita3.30 Runanubandha4.00 Tiwlya Bawlya4.10 Sapala4.35 Ek Rikam Gharat5.00 News in Marathi5.05 Thatta Nashibachi5.30 Sata Janmachi Punyai6.00 Krishi Varta6.30 AMAM7.00 News in Marathi.8.00 The News 8.15 Samachar.8.30 Krishna Kali

9.00 Pehchan, Astitva Ki Talaash9.30 Saraswatichandra

10.00 Gora11.00 SHOOTOUT AT

LOKHANDWALA: Film.Sanjay Dutt, Amitabh B,

DDII (Metro Channel)P.M.2.00 News in Hindi.2.30 News.3.00 Sports News3.30 Repoter’s Diary4.00 Samachar.4.30 The News.5.30 Rajyon Se Samachar.6.05 Metro Scan6.30 Business Wrap

7.05 Khel Samachar7.30 Focus8.30 News in Hindi.9.00 Samachar

10.00 Charcha Main10.30 Aankhon Dekhi11.05 Khel Samachar

All programmes on this page are as per the official schedules of the various channels. Afternoon is not responsible for any last minute changes.

MOVIE CHANNELS

MOVIES OF THE DAY

Devo Ke Dev Mahadev, Life Ok, 8 p.m. The Kennedys, History, 9 p.m.

MEAN GIRLS� Raised in Africanbush country by her zo-ologist parents, CadyHeron thinks sheknows about survivalof the fittest. But thelaw of the jungle takeson a whole new mean-ing when the home-schooled 16-year-oldenters public highschool for the first timeand encounters psy-chological warfare andunwritten social rulesthat teenage girls facetoday. HBO, 7,35 p.m.

TODAY’S BEST VIEWING

Universal Soldier 4: Dayof Reckoning, Pix, 9 p.m.

Shootout At Lokhandwala,DDI, 11 p.m.

22 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

TV GUIDE

What Happened Next?, Discovery, 9 p.m.

DOORDARSHAN

The Book of Eli, ZeeStudio, 11.40 p.m.

Total Recall, Star Movies, 9 p.m.

group. "During my tenth standard I stopped dancing and due to studypressure I gained weight and after that I didn't want to do shows becauseI was not ready to face any negative comments."

PASSIONATE CAR LOVERMohammed Nazim aka Ahem of ‘Saath NibhanaSaathiya’ is in love with his BMW which he giftedhimself in January. He is very passionate about carsand on his birthday he splurged himself with thecar. He feels cars reflect your personality. Hechose a black colour BMW, S 5 series andwhat's more, the number of the car is 1000.

His birthday was on January 1 so he feels he is quite lucky. Heloves to go on long drives and loves to take friends along too. Hesays, “Cars always give men a special high and satisfactionwhen you owe the one of your choice.”

MUMTAZ’S BIG FANShama Sikandar shares a veryspecial connection with thediva of yesteryears -- Mumtaz.When asked Shama says, “Ihave always been a big fan ofMumtaz and Sridevi. Andpeople who are close to me

know that I have been always keen to meet Mumtaz. Fewyears back I did a film called ‘Dhoom Dhadaka’ and my co-starwas Shaad Randhawa in the film. Shaad is Mumtazji's nephewand while shooting Mumtaz aunty's younger brother ShahrukhAskari used to come to the set to meet Shaad. That's how webecame good friends. And I was the one who kept requestingShahrukh to arrange for a meeting with Mumtaz aunty for me."Shama finally met the diva couple of years back at Mumtaz's place inMumbai during a New Year party. “I was the onlyoutsider at that party but she mademe feel like a part of herfamily.”

KANCHI KAUL’SRETURNS WITH

‘MERI BHABHI’!By Sandeep

Hattangadi

After starring in manycommercials, Kanchi

Kaul shot to fame with herrole of Ananya Sachdev-Samarth in the show 'Ek LadkiAnjaani Si' and later did aserial titled 'Maayka'. Nowafter marriage to actor ShabbirAhluwalia and a two-year break, the 31-year-old will be playing the role ofShraddha Shergill Sood on the show, ‘Meri Bhabhi’ on Star Plus whichfocuses on a sister and sister-in-law relationship.

It has an amazing cast like Kanwaljeet Singh, Supriya Pilgaonkar,Eesha Kansara, etc. The show is about the bond shared between asister-in-law and daughter-in-law. Shraddha the ‘nanad’, played byKanchi, finds a friend in Kritika, her bhabhi. Kritika is a loving personand a dutiful ‘bahu’ of the Shergill family. She knows how to keepthe family together. She is gentle, understanding and is very goodat relieving tense moments with her humor. She is the mostperfect housewife.

Kritika plays a significant role in the life of Shraddha andshows her how to live with her head held high in difficult

circumstances. The serial will go on air from June 17 at 8pm on Star Plus.

www.afternoondc.in

MUMBAI | MONDAY, JUNE 10, 2013

Afternoon Despatch & Courier 23RAJEEV HAS LOTS TO DO

Actor Rajeev Paul who was last seen in ‘BiggBoss’ considers himself an efficient man. Afterhis separation from wife Delnaaz Irani, Rajeev hasbeen leading a smooth life. “I still have to getused to living by myself. There is a constantpressure to keep the house organised and clean.Make sure there are all the essentials in kitchenfrom filling ration to spices to biscuits, snacks,

soft drinks to having stuff in the bar, to ice cubes to newspapers! Also Ihave to do the bank jobs to car maintenance to laundry and ironing.Last but not the least food for Gabbar Singh Paul (my Lhasa Aphso)!The work never seems to end."

CHANDNI IN ‘AMITA...’Actor Chandni Bhagwanani will soon be seen as the mainprotagonist in Swastik Productions ‘Amita Ki Amit’. Mumbai girlChandni started her career at the tender age of seven and afterdoing some commercials she gradually moved to television. She hasdone shows like ‘Kyunki Saans Bhi Kabhi Bahu Thi’, ‘Kayamaat’ andmany more. A Shiamak Davar school student, Chandni learneddancing for eight years and she was part of Shiamak's special

By Chaitanya Padukone

In a daring initiative,superstar AmitabhBachchan is poised to make

his telly screen ‘debut’ as the leadactor in an “enthralling finite

fiction” TV serial (Sony) being directedby the maverick filmmaker Anurag

Kashyap (‘Gangs of Wasseypur’) and re-definetelly-screen content. Strangely, the whole ABstarrer telly opus which is a co-homeproduction for the Bachchans, is beingguarded in an armour of intriguing suspense.Unlike the immensely popular prize-money

quiz show ‘KBC’ (Sony) hosted byAmitabh, which offers answer

options and even expert advicethere was no such facility toferret out any details regardingthe title, the concept or thelead cast.Explains the Big B, “Director

Anurag and the creative teamare yet in the proactive process ofconstructing the serial. Actually,without informing even my familymembers I have had discreetmeetings with them. It’s premature at

this stage to reveal any details but itsdefinitely different,” he insists. InIndian showbiz it’s considered a majorchallenge for any top-ranking movie

actor to shed their big-screen aura and don afictional TV character’s avataar.

Did the par excellence “demanding” actorhave any apprehensions?

“In fact for the past six long months we havebeen meticulously working on it and taking itfurther. During this phase, a series of debatesand arguments on the pros and cons havetaken place before a final consensus wasarrived at. Because, when one is venturing intosomething novel there is bound to be pressureowing to the potential dangers and theanxieties that it brings along,” admits‘workaholic’ Amitabh who is willing to take onthe ‘strenuous’ shooting schedule pressures ofa TV soap. “If it is warranted, I am willing towork for even 18 hours a day,” enthuses theindefatigable 70-year-old acclaimed actor.Unlike certain A-list film luminaries, who feel‘acting’ on the ‘small screen’ would tantamountto some sort of a ‘demotion’ for them, the Big Bhas no hang-ups. “With the kind of colossalrevenue that it grosses ( he quotes the figuresoff –the-cuff) television today, is a much biggermedium of entertainment than cinema in termsof commercial turnover and has an extensiveinstant penetrating global reach,” counters theBachchan in his bass baritone.

Meanwhile, director Anurag assures thatwhen it goes on air, the new Sony “familyentertainer soap” would definitely not be a‘one-man-show’ despite Sr. Bachchan’sformidable scene-stealing presence.

Mickey Mouse and DonaldDuck pose with Indiancelebrity Gurmeet Kohliand her daughter, duringthe Disney Magic show atOberoi Mall.

LEGENDARY ACTOR AMITABH BACHCHAN IS POISED TO TURN THESMALL SCREEN INTO A MEGA-SCREEN WITH HIS MAGNIFICENT

TOWERING PRESENCE, IN A ‘KEEP GUESSING’ TV SERIAL AS OF NOW.

BIG B GETS SET TO DEBUTON SMALL SCREEN!

TV TATTLES

On June 8th, a small crowdgathered around the life-less body of a young dog -Frisky - the cynosure of all

eyes in the lane. Frisky, like thosemillions of other strays, was hatedby a handful, one of who even al-legedly went to the extent of pickinghimup one night and dropping hima few kilometres away at Cuffe Pa-rade.This time around, it seemed that

whoever it was, had got the better ofFrisky who appeared to have beenpoisoned to death. After a brief boutof retching through the previousday, he collapsed and died the nextmorning, on the very pavement helived for the last four years.While the local police have initi-

ated an investigation and a post-mortem of Frisky’s carcass at theinstance of a local, poisoning ifproved will lead to an FIR and aconcurrent manhunt for Frisky’skillers.Just last month, it was reported

that two out of three men were ar-rested by the city police after a videoof the three brutally murdering astray dog was recorded by a CCTVcamera installed in the area. In thefootage recorded in the camera, thethree accused were seen stabbingand stoning the dog to death earlyin the morning.The three men approached the

dog at around 6 in themorning andthen tied it with a chain and starteddragging it around while attackingit with knives and stones.The mutilated body of the dog

was found in the nearby dumpsterwith a blood-covered stone next toits body.

Societies break law, imposefine for ‘feeding strays’WHEN Mira Road resident andfilm-maker ParthoGhoshwas finedRs 1,000 in his maintenance bill for“feeding strays,” who lived outsidehis society, he refused to pay up un-less “the society proves the chargewas legal.”Ghosh’s isn’t a case in isolation. A

lot of societies’ managing commit-tee members take it upon them-selves to play law-enforcers, act likethe judiciary and impose fines ran-domly and arbitrarily. In the ab-sence of any opposition, they alsogo on to collect the fines and spendit as ‘sundry’ accounts without of-fering any details too.

Concurrently, no CooperativeHousing Society’s managing com-mittee has the right to impose finesand / or levy any penalty in this re-gard.Affected parties may refer to In-

dian Penal Code (1860) - Section428 & 429; Bombay Police Act(1951) - Section 73 to 78 / Sec 99 ;The Maharashtra Animal Preser-vation Act; The Maharashtra keep-ing &movement of cattle in UrbanAreas (Control) Act (1976) and Pre-vention of Cruelty to An-imals Act(1960) ; Prevention of Cruelty toDraught & Pack Animals Rules

(1965) andWildlife Protection Act(1972); The Bombay Public Con-veyance Act (1920) and The Mum-bai Municipal Corporation Act(Bombay Act No. III of 1888).Killing a stray dog isn’t an isolated

crime. It happens all over the coun-try and needs to be stopped. Just re-cently it was reported that over 150dogs have been poisoned in Indoreover the past four years. Ironically,it was the Indore Municipal Corpo-ration (IMC) that reportedly poi-soned these dogs to keep thepopulation of mongrels undercheck.The municipal corporation’s act

of killing dogs by such means is indirect violation of the law of thelane which lays down perfectly hu-mane way like sterilisation to con-trol their population.Killing of stray animals is a cog-

nizable offence under the Preven-tion of Cruelty against Animals Act(1960).Also, there aremany programmes

like Animal Birth Control underwhich the population of the straydogs can be controlled throughmethod like immunisation andsterilisation.Last year, in Navi Mumbai an

eight-month-old dogwas killed in ahorrific manner. Reportedly, a fire

cracker explosion was set up to killthe poor dog. Fire-crackers weretied to the dog’s body and lit up.Theexplosion caused the death of thedog. Examination by a local vet re-vealed the dog had died due to se-vere burn injuries, a brokenvertebral column and ribs. Thedog’s body was found inside RajivGandhi stadium at CBD-Belapur bysome students who come to studyat a nearby library.Earlier too, cases of stray dogs

being poisoned have been reportedin the area but the Navi MumbaiMunicipal Corporation has notbeen able to do anything because of“lack of space” at the dog pound.In 2008, at one time over 20 straydogs were poisoned in a single day

in Nerul. Navi Mumbai. The day isstill observed as ‘Poison Biscuit Day’by Nerul residents.

BMC too wanted to kill straydogs to control populationSADLY,besides doghaters, even thelocal body officers of several civicbodies have resorted to killing straydogs to control the stray dog popu-lation or get rid of the ‘menace’. Itmay be recalled that the-then Bri-hnamumbai Municipal Corpora-tion Commissioner Jairaj Pathakhad, around five years back, statedthat “stray dogsmust be killed.”Hethen went on to say the MunicipalCommissioner has the power to de-

cidewhether the stray dogsmay bekilled or not. What came as evenmore of a surprise when the Bom-bay High Court supported the Mu-nicipal Corporation’s decision tokill all stray dogs in the city whichinvited a lot of criticism from theanimal lovers. According to theMunicipal Corporation Act 191 BA(2), the Municipal Commissioner,could exercise huge discretionwhen it came to stray dogs. TheBombay High Court’s order wasstayed by the Supreme Court.In a horrific incident, it was re-

ported that, Kashmir MunicipalCorporation had decided to poisonaround one lakh stray dogs in Sri-nagar. It had even started poisoningstray dogs to get rid of ‘rabies men-

ace’ that had gripped the city at thattime.Cases like these are sadly the rule

rather than an exception in ourcountry.What’s abominable is thatthese felons think that they can getaway with committing crimes asheinous as killing an innocent ani-mal in the dark of the night and feelthey can get away with it.It is your rights as a citizen to pro-

tect your stray.Where issues of straypopulation or dog bites attacks areconcerned, the problemneeds to betackled systematically by the Mu-nicipal Corporations and NGOs to-gether. By killing stray like they doin ‘Malaysia’ as offered as an argu-ment is certainly not done!

With inputs from Prerna Pandey

24 MUMBAI | MONDAY, JUNE 10 2013www.afternoondc.in

Afternoon Despatch & Courier

RIGHT HERE, RIGHT NOWStray killers should be booked, convicted

Readers keen on seeking help on drafting RTI applications may write in to rti@draftcraft.in or call Gajanan Khergamker on 022-22841593 for any assistance on RTI or to have their findings / issue featured on this page

Dogs are killed without any regard for life or law. Animal haters have extreme contempt of the law and itsprocesses. It’s important to book them and stop the killings, writes Gajanan Khergamker

On June 8th, Frisky who lived at Third Pasta Lane in Colaba died, all of a sudden, after a brief bout of violent retching. It is feared he was poisoned by a local dog-hater who had triedto relocate him from the lane. Police investigations on the alleged killing are afoot and if a postmortem proves death by poisoning, a manhunt for Frisky’s killer will be launched

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25Afternoon Despatch & Courier �MUMBAI | MONDAY, JUNE 10, 2013

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ACROSS:1 A characteristically calculating

type? (13)9 What have to be paid around

Nunhead by way of royalty (7)10 It may be a part of a wheel that's

ordered (7)11 Unexpectedly halts and strips (5)12 Outdated local measure (4,2,3)13 Call of captain for ends? (5)15 Private cabin, say, with space (9)17 Soldiers, thoughtful, went ahead

and fired again (9)18 People count on them to send

them to sleep (5)19 Such a discussion gives chance

for falling out (4-5)22 I had flutter round basin (5)23 The impression Edward and I will

get into trouble (7)24 Guinea-fowl not paid for ! (7)25 Music that's not hard on one's

hearing (4,9)

DOWN:2 One who is may not understand

too much of a good thing (1,3,5)3 Love such an unusual way to

hoodwink (5)4 Dining club before end of July

becomes untidy (5)5 The right people to sell to? (9)6 Figaro manufactures some scent

(5)7 Pastry accounting for the trade in

fruit (5,8)8 A conclusion showing resolution

(13)10 Prevent young lady from

becoming a server of drinks (7)14 Tiny cries can be disturbing in all

honesty (9)15 Food taken in by the Sultan (7)16 Exaggerated account discredited

(9)

20 I enter a re-organised race for her(5)

21 A store of French cannabis (5)22 Jonson at home in Africa (5)

SOLUTION TO FRIDAY’S CRYPTIC CROSSWORDACROSS: 1 Bloom, 3 Deceptive, 6 Huron, 7 Mewed, 9 Bantu, 10 Aunt sally, 11Dress material, 14 Squash rackets, 17 Trousseau, 19 Gauze, 20 Toxin, 21 Lynch,22 Secondary, 23 Epics.DOWN: 1 Backbites, 2 Marauders, 3 Dental surgeon, 4 Powys, 5 Emily, 6 Honed,7 Mental cruelty, 8 Delhi, 12 Emergence, 13 Larcenous, 15 U-boat, 16 South, 17Topes, 18 Saxon.

SOLUTION TOFRIDAY’S ENIGMA CODECRUISE, CIRCUS, CRISIS,ISSUER, RECESS, SERIES,USURER

MATH PYRAMID 568

ENIGMA CODE 568

FRIDAY’S SOLUTION

The goal of Hidato is to fill the grid with consecutive numbers that connect horizontally, vertically,or diagonally from first to the last number in the grid. The first and last numbers of a puzzle anda some other numbers are already filled in.

Each colour in our coderepresents a letter.When you have cracked thecode you will be able tomake up seven words.The clue to first word is givento help you get started.

The Clue: Command withauthority

MATHDOKU 568Place numbers into the puzzle cells in such a way that each row and column contains each of thedigits from 1 up to the size of the puzzle (4,5 or 6). Like a Sudoku puzzle, no number is repeatedin any row or column. Each bold-outlined group of cells contains a hint consisting of a number andone of the mathematical symbols + x - /. The number is the result of applying the mathematicaloperation represented by the symbol to the digits contained within the domain. The solution to eachpuzzle is arrived at logically and is unique.

D

D

D

D D

D D

D

D

ACROSS:1 Obese chappie (3)4 "A" in IAF (3)5 Like a fine beach (5)7 Sty dweller (3)8 It could be verse (5)10 __ inspiring, wondrous (3)11 United (3)

DOWN:1 Snake's defense (5)2 Help, assist (3)3 Give it a whirl (3)5 Velocity (5)6 Point at a target (3)8 Cat's pad (3)9 Be obliged for (3)

The goal of Math Pyramid is to fillthe given pyramid with numberssuch that the following three rulesare satisfied.1. A cell value must be sum ordifference of the two cells below 2. A row cannot have duplicatenumbers 3. A number cannot be less than 1or more than the grid size

QUICK CROSS 568

FRIDAY’S SOLUTION FRIDAY’S SOLUTION

26 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

COFFEEBREAK

FRIDAY’S SOLUTION

HIDATO 568

CRYPTIC CROSSWORD 568

WIZARD OF ID PARKER & HART

B.C. JOHNNY HART

BEAU PEEP THE ADVENTURES OF LEGIONNAIRE BEAU PEEP

FRED BASSET ALEX GRAHAM

MODESTY BLAISE PETER O’DONNELL

PHANTOM LEE FALK

ARIES (March 21 - April 20): You will have to be very careful withmoney management today. You are surrounded by elements that areinterested in self-growth rather than have your concern in mind. Donot let others play upon your emotions as this a particularly crucial time

for you. You may be feeling lonely and blue needing an emotional outletbut somehow the opportunity of being with right person seems to be missing.

TAURUS (April 21 - May 20): Your efforts directed towards expansion willbear fruit .you may be able to recover some money which you had prac-tically written off. Students will do remarkably well in written tests or in-terviews. Romance is in the air and some of you are likely to get attractedto two persons at the same time. Tread the romantic path cautiously.

GEMINI (May 21 - June 20): A delay in an assured payment could bedistressing. Handle financial issues carefully to further avoid loss. Youshould not rush to make fresh investments. Relationship with lovedones improves. However, you may sometimes feel that you are bored

with things in general.

CANCER (June 21 - July 21): Favorable trends continue in matters offinance. The employed will be given more responsibility and inde-pendence. Those in creative fields will be signing fresh contracts on lu-crative terms. The married can look forward to happy times togetherwith their mate.

LEO (July 22 - August 21): You will have a busy satisfying day at work,when profits will accrue and new assignments are also likely. Wait fora more favorable time before you launch your expansion plans. Itseems there will be several changes within your work. The evening is

spent with your friends and beloved.

VIRGO (August 22 - September 21): You get an opportunity to set upan additional source of income. It is a favorable time to make fresh in-vestments. Some of you will diversify into a completely new area of ac-tivity. Minor tiffs and arguments over trifling issues could create a lot ofunpleasantness in your love life.

LIBRA (September 22 - October 22): Travel on a business tour toan important centre is likely and will prove profitable. Besideswork use this opportunity to renew old ties with business associates.Socially you will have a very busy day when you will be attending a lot

of functions and meetings. A long distance call on phone may bring inpleasant news. You will be rushing to complete formalities for a happy occasionto be celebrated.

SCORPIO (October 23 - November 21): Too much of mental strain cou-pled with work tension could pose a serious problem if you are notcareful. Take a break from your regular routine and do things that youfind more pleasurable and relaxing. The situation at home may also re-quire you to remain cool.

SAGITTARIUS (November 22 - December 20): The day looks promisingbut you have a lot to do. Try to Delegate responsibility to achieve yourtargets easily. A hectic schedule will leave you exhausted with fatigue.You could be asking for trouble where your health is concerned. Young-

sters can look forward to an exciting time with friends and parties.

CAPRICORN (December 21 - January 19): You are given completecharge at work and an opportunity to tackle a difficult assignmentalone. Work sincerely to take advantage of the present situation. Yourlove life and family life will be fine. The health of your parents or belovedmay need attention.

AQUARIUS (January 20 - February 18): You feel confident about a newproject and make rapid progress in concluding the same. Loveand family affairs tend to get neglected. There seems to be a commu-nication problem somewhere. Try to clear up misunderstanding as soon

as possible.

PISCES (February 19 - March 20): You capably handle the pressuresof work and discharge your duties, but somehow you feel empty and in-secure. Find time for yourself too. Too much fuss and an exacting na-ture could offend colleagues and associates. Learn to relax and listento others views occasionally.

� MOON: Gemini� TITHI: 2nd Jyesht Shuklapaksha� NAKSHATRA: Ardhra� RASHI: Mithun (Gemini) K.Ch.� LUCKY COLOUR: Black� LUCKY NUMBER: 3BIRTHDAY FORECAST: Matters regardingjob, travel, correspondence, or writingwork will be under favorable aspects. Thelatter half of the year will be more favor-able for finance or money matters. Con-cluding a major assignment this year willgive you immense satisfaction and youwill be rewarded for successfully handlingit. You may gain through buying/selling ofland, a house, or a vehicle. Students willbe very successful in their studies. Themarried will enjoy domestic felicity.BABIES BORN TODAY: Good looking,prominent nose and Charming eyes. Willbe healthy and long-lived. Will be re-sponsible, witty, intelligent, critical buthelpful. After a good education, career inresearch, shipping, communications orindustry is indicated. Success and gainsare indicated perhaps, away from place of birth.

TODAY’S FORECASTJagjit Uppal

TIGER BUD BLAKE

MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier 27COFFEEBREAK

ACROSS:4 Fertilizer from fire embers (6)7 Lawyer, especially in the U.S. (8)8 South American animals like the

camel (6)10 You are well off when you have

them ! (5)13 Debatable (4)14 Dog breed: Lhasa ____ (4)15 A loud noise (4)16 Eighth month, in short (3)17 A chopped cabbage with dressing

(4)19 Leap up, or spring over something

(4)21 New state carved out of Bihar (9)23 English batsman ___ Morgan (4)24 Metrical foot (4)26 "Gangnam Style" rapper (3)27 Comfortable (4)29 Israel's Tel ___ (4)32 Interlacing network (4)33 Typical beginning (5)34 North American elk (6)35 Celestial (8)36 Expurgate - being a fault-finder? (6)

DOWN:1 Seaport in NW Israel (5)2 English guns (5)3 __ and cons (4)4 Bridge tower (5)5 The thing (4)6 Not go to bed (4,2)9 Tangle of logs (6)11 Counterparts of "downs" (3)12 Ex-India left-arm spinner Dilip

(5)13 Sentimental (7)15 Prevent or stop people (3)16 Intel competitor (3)18 A surgeon's knife (6)

20 Unbolt (5)21 Happiness, delight (3)22 Make ___ while the sun shines?

(3)23 Elude (6)25 Hole dug to obtain gravel, coal etc

(3)28 Type of willow (5)30 Not a consonant? (5)31 Sheer fabric (5)32 Fail to catch or meet (4)33 Look shyly or quickly (4)

CRYPTOQUIPThe Cryptoquip is a substitution cipher in which one letter stands for another.

Today’s clue: B equals T

SATURDAY’S SOLUTION

IRREGULAR SUDOKU 1689

HEATHCLIFF

SUDOKU 1870Sudoku is a numberplacing puzzle based ona 9x9 grid such severalgiven numbers.To solve aSudoku puzzle, everydigit from 1 to 9 mustappear in each of thenine vertical columns, ineach of the ninehorizontal rows and ineach of the nine boxes.

Difficulty Level �

SATURDAY’S SOLUTION

To solve anIrregular Sudokupuzzle, every digitmust appear oncein:� Each of thevertical columns� Each of thehorizontal rows� Each of theregions

AfternoonWORDMINE

How many words of four or more letters can you make from the letters shown intoday’s puzzle? In making a word, each letter may be used once only. Each wordmust contain the letter at the top of the pyramid. There should be at least onenine letter word. Plurals, foreign words and proper names are not allowed.Today’s ratings: 19 average; 21 good; 23 outstanding.SATURDAY’S SOLUTION: crew, crewing, cringe, enrich, grew, grin, heir, hire, inner,nicer, reign, rein, rice, rich, ring, whiner, winner, wire, wren, wrench, WRENCHING,wring.

F I O O M T I I J I N ! G M C K M G ' B

P I I O R O M G I F I N I X G B F I

G I C R E I , L I S R H T I B F I N I ' T R

T I I J I N L M N G I Q I N W V X G H B ISATURDAY’S SOLUTION: The most overlooked advantage to owning a computeris that if they foul up there's no law against wacking them around a little

N

E D F

E E T R M

Saturday’s

QUICK CROSSWORD 468428 MUMBAI | MONDAY, JUNE 10, 2013

www.afternoondc.in

Afternoon Despatch & Courier

COFFEEBREAK

SOLUTION TO SATURDAY’S QUICK CROSSWORDACROSS: 1 Shimla, 5 Hum, 8 Army, 9 Awls, 10 Tenant, 11 Districts, 13 Feta, 15 Sit,16 Iliad, 17 Isaac, 20 Ima, 22 Psu, 23 I need, 24 Oasis, 26 Put, 27 Took, 28Subscript, 31 Uakari, 32 Liar, 33 Norm, 34 Elk, 35 Aortas. DOWN: 1 Set off, 2 In no time, 3 Land, 4 Artisan, 5 Hyatt, 6 Maxi, 7 Plateau, 12 Sid,14 Alae, 18 Spit, 19 Assonant, 20 Insulin, 21 Satpura, 24 Oui, 25 Skeins, 26 Prank,29 Sere, 30 Tam-o'.

NEW DELHI: Crisis-ridden Ra-jasthan Royals and its under-

fire co-owner Raj Kundra's futurehangs in balance as the BCCI'sEmergent Working Committeemeets here tomorrow to deliberateon the IPL spot-fixing and bettingscam and take action, if required.

The Board's head of the interimarrangement, Jagmohan Dalimya,was forced to call the meeting afterthe Delhi Police claimed that Kun-dra, a minority shareholder in Ra-jasthan Royal, has confessed tobetting during the IPL matches.

The BCCI is under immense pres-sure to take a tough stand in a bid torestore the credibility of the IPLwhichhas taken a severe beating fol-lowing the scandals. "The entire RajKundra issue will be discussed atlength. The members may also rec-ommend that he should be sus-

pended till theprobe is completed. Ifhe is found guilty, action will betaken. If he gets a clean chit, he canreturn to theposition", a topBCCIof-ficial said. If the charges are proved,RajasthanRoyals face theprospect ofbeing terminated fromthe IPLand toavoid this fate, the franchise has al-ready distanced itself from Kundra.The team is, in fact, ready to dumpKundra to save the franchise, statingthat the businessman has no in-volvement in its running and wouldbe suspended if found guilty.

Rajasthan Royals have also de-clared that Kundra would forfeit hisshares in the franchise if he is foundto be in breach of any regulations."Mr. Raj Kundra is a minority(11.7%) shareholder, and he has noinvolvement in the running of thefranchise. We believe that Mr. RajKundra is a law abiding citizen and

would not act contrary to law," Ra-jasthan Royals Chairman RanjitBarthakur and CEO Raghu Iyer hadsaid in a statement.

"If however, he is proven guilty, orhas breached any regulations, hewill be suspended, and he will alsoforfeit his shares. This is a strict gov-ernance procedure agreed to by allRajasthan Royals shareholders, andit is consistent with our zero toler-ance approach," the statement said.

POLICE FOR ED PROBE INTOHAWALA TRANSACTIONS

The Delhi Police has written tothe Enforcement Directorate for aprobe into alleged hawala transac-tions in the IPL spot-fixing case, in-cluding by underworld donDawood Ibrahim. A senior policeofficial said that details have beenprovided to ED about 27 people ar-rested in connection with the scan-dal as well as that about Dawoodand Chota Shakeel.

29MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier SPORTS

By Anant Bhagwat

What would you do if given achoice? The correct play or a

play which is against theory but onewhich may have a chance to win.See the hand & decide.

S- 9 7 5H- J 3D- K 4 3C- A K Q 10 8

S- K J 6H- 10 8 6 2

D- A 7 2C- 6 4 3

You are east & the bidding goesS W N E1D P 2CL 2D2D P 4D P5D All Pass

Your partner leads the 2 ofspades, you play the King & declarerwins with the Ace. Then he plays asmall diamond to King which youwin. Now you need 2 more tricks todefeat the contract. Here I wouldlike to disclose a pearl of wisdom.

Assume that you can break everycontract & defend accordingly.

Partner’s 2 of spades promises 4cards in spades with an honour. Sodeclarer has 2 spades left! You won-der why south has not tried to dis-card one spade loser on the clubs,

because if he has 2 clubs then part-ner has 3 & declarer’s 1 spade losercan immediately go away. Afterpondering this problem you realisethat south must have 3 clubs & can-not discard a spade till the trumpsare drawn. So what should you do?Play back a spade or shift to hearts.You are not certain.

Now go back to the first trick. In-stead of making the correct play of”Third Hand High” you play the Jack

of spades to find out who has theQueen. If declarer wins with Acethen you know 2 spades are cash-able.

On the contrary if declarer winswith Queen you know a spade is notcashable, because partner is un-likely to underlead an Ace in suitcontract.

So you must shift to a heart hop-ing partner has Ace & Queen, & thatis why he has made this anemiclead of spade from 10 x x x. What ifpartner has underled the Ace ofspades & you have allowed a ridicu-lous to make? After partner’s tiradeis over change the partner.

Correct Play or winning Play?BRIDGE

Karamjit winsIRC; Gill fastest

overall

JK-Tyres backed Karamjit Singh (left)and co-driver Jagdev Singh of teamSlideways Industries who won theIndian Rally Championship (IRC)class in the Rally of Maharashtra,Nashik on Sunday.

NASHIK: Experienced KaramjitSingh was a cut above the restfinishing only second-best tooverall winner Gaurav Gill (co-driver Musa Sherif) on theconcluding day of the INRC(Round- 2) Rally ofMaharashtra, Nashik onSunday.Going flat out on an overcast

day, the JK Tyre -backedKaramjit did well on the finalthree stages to win the IndianRally Championship (IRC) Classand finish second overall. Inend analysis, Gill, driving amodified XUV 500, wasquickest (1 hour 26 minutes0s), with Karamjit trailing in at(1:27.40).On the final day, Karamjit,

driving a Volkswagen Polo, livedup to his top billing clocking thefastest time among the two-wheel-drive (2WD) cars on aterrain that he described as,“challenging and extremelytricky”.Held on the outskirts of

Nashik the event is the onlytarmac rally in the INRCcalendar and this year the rainsthrew another challenge at thedrivers. The 2002 ProductionCar World Champion, began theday with a bang going thefastest on the first stage of theday to take the Polo to itssecond victory in only itssecond rally.Rallying the Volkswagen Polo

for the first time Karamjit Singhwas on the pace from the wordgo clocking blistering times.

SRIKANTH STUNS PONSANA TOLIFT THAILAND OPEN GRAND PRIXBANGKOK: K Srikanth became

the latest badminton sensa-tion to emerge from India as

he lifted his maiden men's singlestitle with a stunning straight-gametriumph over top-seeded localfavourite Boonsak Ponsana at theThailand Open Grand Prix Goldhere.

The 20-year-old from Guntur,Andhra Pradesh beat world num-ber eight Ponsana 21-16, 21-12 in a34-minute match to script thebiggest win of his still nascent ca-reer. "When I went into the court, Iwas pretty okay. I was not thinkinganything. He was the local guy andthe court was also with him. I knewI had a 50-50 chance even thoughhe is world number eight," the ex-cited youngster told PTI.

"I just wanted to give my 100 percent. I was focusing on one point ata time and I knew it was all aboutwho plays well on that particularday," he said.

The 13th-seeded Indianmatched his fancied rival in all de-partments of the game in whatturned out to be a lop-sided con-test.

"The win has not sunk in. I amstill pretty excited. I spoke to myparents and they are also veryhappy. I will be travelling to Hyder-abad tonight and probably fly backto Singapore next Friday or Satur-day," he said.

The first game went neck and

neck before Srikanth broke free tonotch up six consecutive points towin the game and wrest the initia-tive. "The first game was tough. Iwas leading by 2-3 points from thestart but in the end he was like 15-16 but he made some unforced er-rors as I played some attackingbadminton. It worked as I got fourpoints on the trot and that made allthe difference," he said.

The second game was a com-pletely one-sided affair withSrikanth scoring at ease. The Indiansent down nine smashes against hisrival's three to stamp his authorityin the match.

Ponsana had a two-point lead tostart with but Srikanth madeamends quite quickly to reel offeight successive points and seal thegame and the match in his favour."In the second game I played prettywell, I was leading 11-5 and contin-ued in the same vein. I didn't relaxand stayed focussed. I could seethat although the crowd was sup-porting him, he looked tense andturned on the pressure on him," hesaid.

Srikanth had previously reachedthe quarter-finals of the Asian Jun-ior Championships and entered theprequarterfinals of the World JuniorChampionships in 2011.

Indian male shuttlers have beenmaking quite a mark internationallyof late. P Kashyap had won the SyedModi Grand Prix Gold last year.

Indians lift mixed doubles title at Maldives Intl Bad NEW DELHI: Indian duo of K Nandagopaland K Maneesha clinched the Li-NingMaldives International BadmintonChallenge mixed doubles title afterregistering a straight-game victory overDae Sung Kim and Bo Kyung Oh of Koreain Male.

The pair from Andhra Pradeshregistered a 21-16, 23-21 win over theKorean combo in a contest that lasted

40 minutes. Meanwhile, among otherprominent Indians in the fray, ChetanAnand lost to Muhammad BayuPangisthu of Indonesia in a hard-foughtsemifinal match of the men's singlesevent, 21-16, 19-21, 16-21. While in thewomen's singles, Tanvi Lad could makeit to the quarter-finals before she washanded a 11-21, 19-21 defeat by LiMichelle of Canada.

K Srikanth shockedtop seed Boonsak

Ponsana to win 21-16, 21-12.

RR, Kundra to dominate BCCI emergent WC meet

Courting trouble... Raj Kundra withwife Shilpa Shetty.

30 MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier

SPORTSIN BRIEF

Double bonanza for Mahi Racing,both riders finish on podiumNEW DELHI:Mahi Racing Team India ridersFabien Foret and Kenan Sofuoglu stayed oncourse for a shot at the overallchampionship as they finished second andthird respectively in the sixth leg of WorldSupersport Championship at Portimao,Portugal today. Foret, who began the race infourth place, leapfrogged two riders to finishwith a timing of 35'33.262. Sofuoglu, whostarted the race in second place, completedthe podium party with a timing of 35'33.384.Both the riders are now tied on second spotin the overall standings with 81 points eachand trail leader Sam Lowes of YakhnichMotorsport by 39 points. Lowes took hisfourth successive chequered flag today butForet isn't really worried."It is still early in theseason and we can easily bridge this gap. He (Lowes) has hit a purple patch butwe are not far behind," said the confidentForet. Though Sofuoglu finished third, heregistered the fastest lap of the race on the12th lap when he set a timing of 1’45.730and held the lead for four of the 20 laps ofthe race.

IPL should not be scrapped:Ashanta de MelAHMEDABAD: The spot-fixing and bettingscandal in Indian Premier League matches isunfortunate but IPL should not be scrapped,former Sri Lanka fast bowler Ashanta De Melsaid. De Mel, who played 17 Tests and 57ODIs besides serving in the Sri LankanCricket Board, said IPL has its positives. "Itprovided opportunity to the young cricketersto showcase their talent. It also enabledyoungsters and promising players to learnand gain experience by playing alongside topplayers in the game," he said. De Mel, who isan avid bridge player and represented SriLanka in the Commonwealth Games in thecard game, is here participating at theongoing Bridge Federation of Asia andMiddle East (BFAME) Championship.

Sreesanth's arrest painful for fansin Kerala: TharoorKOCHI: Minister of state for HRD ShashiTharoor said the arrest of Kerala pacer SSreesanth for alleged spot fixing is "verypainful" for cricket fans in the state. Asked if itwas fair for Delhi police to have invokedstringent provisions of MCOCA againstSreesanth and 24 others, Tharoor said, "It wasfor the court to decide on it." "The enthusiasmof young fans should not wane due to the IPLepisode," he told reporters on the sidelines ofa function here. Tharoor said 18-year-oldSanju Samson from Kerala, who played forRajasthan Royals this year had become a starand added that Kerala has become a seriouscricketing state. The IPL episode should not bea 'setback' for cricket, he said.

Ashwin ends tied 13th to be bestIndian performer in AlbenaALBENA, BULGARIA: Ashwin Jayaramemerged as the best Indian with a tied 13thplace finish after settling for a draw with GMBoris Chatalbashev of Bulgaria in the ninthand final round of Grand Europe AlbenaChess tournament. There was little to cheerfor the Indian enthusiasts as highest ratedIndian Abhijeet Gupta went down fightingagainst International Master VitaliyBernadskiy of Ukraine in his final round.Earlier in the eighth round Abhijeet hadraised visions of an improved finish afteroutplaying Eylon Nakar of Israel. TigranPetrosian of Armenia comprehensively wonthe tournament defeating Levente Vajda ofRomania in the last round.

Mixed qualifying result for Force India, Sutil 8th, Paul 17thMONTREAL: Adrian Sutil

qualified a decent eighthbut a technical issue pushed Pauldi Resta to as back as 17th on thegrid for Sunday's CanadianGrand Prix, here.Force India had done well in

the practice session with Paul set-ting the fastest time in the open-ing session but the side could notget the maximum from the qual-ifying due to tough weather con-ditions. Sutil's fastest lap in Q3came in 1:27.348, which placedhim behind Toro Rosso's Jean-Eric Vergne."It was a tough qualifying ses-

sion and very hard to judge theconditions. Some parts of the

track were wet and other areaswere dry, so it was difficult toknow how much to push. I alsostruggled to get the heat in thetyres, so it was not easy to get it

altogether for one lap. The mostimportant lap for me was justafter the red flag: we all queuedup at the end of the pit lane – a bitlike a race start – and I knew I had

one chance to make Q2. Fortu-nately it worked out well for me,"Sutil said.Paul could not cross the Q1 as

he timed 1:24.908. "It's very frus-trating to be starting in P17 so weneed to sit down and analyse ex-actly what happened. Somethingwent wrong with the seamlessshift software during my first runin Q1 and when I came in theteam tried to fix it. It was only asmall issue, but we lost valuabletime trying to find a solution.Meanwhile the track was gettingfaster and faster. By the time I hadgot back out it was raining againand therefore we missed the trackat its best.”

German Adrian Sutil of Sahara Force India VJM06 during the testing session of theCanadian Grand Prix.

PARIS: Rafael Nadal defiedDavid Ferrer as well as aworrying security breach to

become the first man to capturethe same Grand Slam title eighttimes on Sunday with victory inthe French Open final.Nadal claimed his 12th major

with a 6-3, 6-2, 6-3 win over hisSpanish compatriot who wasplaying in his first Grand Slamfinal at the age of 31 and at the42nd time of asking.It also gave Nadal his 59th win

out of 60 matches played in Paris.However, the 27-year-old's pushto victory suffered a heart-stop-ping moment when a protestor,naked from the waist up, leaptfrom the stands on CourtPhilippe Chatrier, carrying a flareand protesting France's contro-versial same sex marriage law.The protestor, who was wres-

tled away by security staff, camewithin just a few feet of theSpaniard as he prepared to serveat 5-1 in the second set.A burly security official imme-

diately came to Nadal's aid infront of the VIP box whereOlympic sprint champion UsainBolt and Hollywood superstar

Leonardo DiCaprio were watch-ing. The drama, however, didn'talter the outcome as Nadalclaimed his seventh title of 2013after returning to the tour in Feb-ruary following a seven-monthinjury lay-off. "Thanks to everyone in my

family and team. Without theirsupport, especially when I wasout of action, this would havebeen impossible," said Nadal."Thanks also to everyone who

sent me messages on Twitter andFacebook. They all gave me posi-tive energy for today."Ferrer hadraced through the first game tolove, but it was the champion whobroke first for 2-1 when his com-patriot unleashed a wild fore-hand. Ferrer, showing all theattributes which gave the nick-name of 'bloodhound', was levelin the next game at 2-2 and withboth sluggers evenly matched, itwas going to take something outof the top drawer to settle theopening set.Nadal produced it right on cue,

flashing a superbly controlled,sliding backhand on the move,from 10 metres behind the base-line, past the advancing Ferrer.

Nadal backed it up in the ninthgame when a double fault fromFerrer handed him a set pointwhich translated into the first-setadvantage when the veterandumped a weak backhand intothe net. Ferrer hadn't dropped aset in the tournament and hadspent six hours fewer on courtgetting to his maiden final.But he was in serious trouble

and he knew it, suddenly con-fronted by Nadal's record of 145wins against just three losseswhen he had won the first set of aGrand Slam match. Their per-sonal history was also stackedagainst him with just four winsagainst 19 defeats coming intoSunday's final. Sixteen of those losses were on

clay and Ferrer's only victory onthe surface was way back in 2004in the pair's first meeting whenNadal was still a raw 16-year-old.In no time at all, and with light

drizzle falling, the champion was3-0 ahead in the second set as alove-service game backed up abreak which had been securedwith a pair of sharp forehands.Ferrer halted Nadal's six-gamestreak for 3-1 but was unable to

convert four break points of hisown in the fifth game, amarathon duel which included a29-shot rally.Nadal was 5-1 up and prepar-

ing to serve for the second setwhen a spectator, naked from thewaist up, leapt from the standscarrying a flare just feet fromwhere Nadal was standing. Theintruder, with the words 'Chil-drens rights' written across hischest, was wrestled away fromthe court. The final had alreadybeen held up by protestors highup in the stands holding up plac-ards demonstrating againstFrance's same sex marriage law.

RUSSIAN PAIR CLAIM MAIDENWOMEN’S DOUBLES CROWNEkaterina Makarova and ElenaVesnina claimed their first trophyat a major, defeating the defendingchampions, No.1 seeds and worldtop-ranked pairing Sara Errani andRoberta Vinci 7-5, 6-2. In a matchwhere baseline rallies dominated,the Russians focused on Errani’sback-court play, attempting to by-pass the punchier Vinci who candominate the net like few others inthe women’s game.

JUST MASTERCLASS!!!

8 WINS AT ROLANDGARROS

2005 2006 2007 20082010 2011 2012 2013

YEARS OF WINNING

Rafael Nadalsinks to theground in

triumph after hedefeats compatriotDavid Ferrer in the

men's final match of theFrench Open on Sunday.

Rafael Nadal defies protest to clinch record eighth French Open

31MUMBAI | MONDAY, JUNE 10, 2013www.afternoondc.in

Afternoon Despatch & Courier SPORTS

Time: 15:00 Hours

South AfricaTo be played at:

Edgbaston, Birmingham

Pakistan

Group B Match 5TODAY’S MATCH

Pakistan, South Africa in battle of survival in CTBIRMINGHAM: Handed defeatsin their respective tournament-

openers, Pakistan and South Africawould be fighting to stay alive in theICC Champions Trophy when theytake on each other in their secondgroup Bmatch here today.While Pakistan lost their opening

match to the West Indies in a low-scoring cliffhanger, South Africawere beaten by India by 26 runs.Today's match will be a shootout ofsorts for both the teams and it is theSouth Africans, who are lookingmore vulnerable, despite the well-known unpredictability of the Pak-istanis.The Proteas are faced with the

challenge of playing Pakistan with-out two of their main strike bowlersas Morne Morkel has gone backhome due to injury, while DaleSteyn remains a "work in progress"on the fitness front.

The update on Steyn is still notquite clear after the world's No.1fast bowler was injured during awarm-upmatch against Pakistan atthe Oval last Monday after bowlingjust five overs. Pakistan went on towin the game by five wickets."Dale is a work in progress as far

as recovery is concerned. We canonly get him to start bowling oncehe is symptom-free," MohammedMoosajee, South Africa team man-ager and doctor, has explained.Newcomer ChrisMorris is almost

certain to make his ODI debutagainst Pakistan. Morris replacedMorkel, who was forced to returnhome due to a groin injury againstIndia. "I've been with this team fortwo years. Morne has been injuredonce and Dale has never been in-jured. Now it's come together.That's a curveball," admitted SouthAfrica coach Gary Kirsten.Pakistan may not have injury

concerns to deal with, but Misbah-ul-Haq still has plenty of worries onhis plate.Misbahwas the lone bats-man to put up a semblance of fightagainst theWest Indieswith a 96 notout after coming in at No. 5. He hassince pleaded with his batsmen to

play with more responsibility andstay on for at least the entire 50overs."...Even after losing three wickets

(for 15 runs) at one stage, the gamewas under control, but then wemade mistakes. So it's just abouttaking responsibility and taking thegames to the end. The batsmenneed to be more responsible andjust carry on," said Misbah.What Pakistan took confidence

fromwas their bowling showwhichstifled the Windies, who made ahash of the chase before winning bytwo wickets. "I think the biggestpositive from this game was ourbowling. All the seamers bowled re-ally well and bowled their heart outand took wickets. And at one timewewere really in the hunt, so it's re-ally a big positive, and it just createspressure on the opposition," Mis-bah said.

Pak bowlersshould go for

wickets againstSA, India:Akhtar

KARACHI: Former fast bowlerShoaib Akhtar advised Pakistanbowlers to be aggressive and gofor wickets in their groupmatches against South Africaand India to remain incontention for a knock-out berthin the ongoing Champions Trophyin the UK."Both teams (South Africa and

India) have strong batting line-ups, so our bowlers should notbe thinking of containing thembut about getting wickets,"Akhtar said."South Africa is struggling with

injuries to their top pacebowlers. Pakistan must try totake advantage of this," he said.Pakistan have to beat South

Africa tomorrow to stay incontention for a semifinal spotafter they lost a close encounterto the West Indies. They playIndia in their final group matchon June 15. He felt that JunaidKhan needed to step up hisgame as he was the key toPakistan's success."Junaid would be the most

effective bowler on the Englishtracks and he has to exploit theconditions. Against the WestIndies, Muhammad Irfan madean impact. England is a greatplace to make an impact. Iremember I bowled well in 1999World Cup and then progressedrapidly after that," he said.

CARDIFF: The gallant SriLankans fought right down tothe wire. Having totaled a pal-

try 138, the Sri Lankan bowling ledby the doughty Lasith Malinga re-ally turned the screws on the NewZealand batsman who themselvesdid well to register a memorablewin in their Champions Trophymatch. In the end, New Zealand pulled

off a nail-biting one-wicket victoryin a low-scoring Group ‘A’ thriller.Chasing a paltry total, New

Zealand made heavy weather oftheir run chase as Sri Lanka put up atremendous fight on the back of afiery spell by paceman Lasith Ma-linga.New Zealand were made to sweat

for every run scored as they huffedand puffed their way to victory with13.3 overs to spare at Sophia Gar-dens.The track was conducive for seam

bowlers as both sides reaped bene-fits with the likes of Kyle Mills,Shaminda Eranga and Lasith Ma-linga extracting a lot of movementoff the pitch.Malinga put on display an inci-

sive spell of fast bowling to slicethrough the opposition batting line-up but could not decisively turn thetide in his team’s favour.Malinga bowled his heart out to

finish with an impressive figures offour for 34 from his 10 overs.Earlier, New Zealand bowlers

stuck to a disciplined line to skittleout Sri Lanka for a paltry 138 inside38 overs, their fifth-lowest total afterchoosing to bat first.Barring former skipper Kumar

Sangakkara who stood tall amidstruins, scoring 68 off 87 balls witheight boundaries, others simplydidn’t have any clue against con-trolled seam bowling by seasonedKyle Mills (2/14) and young left-armseamer Mitchell McClenaghan(4/43), who kept cutting partner-ships short.The start for New Zealand was

equally disastrous as they lost LukeRonchi for seven when he wascaught by Sangakkara behind thewickets off Eranga.Martin Guptill and Kane

Williamson led the recovery pathfor the Black Caps with a 34-runstand for the second wicket but Ma-linga flummoxed the latter with aslower delivery to get him out legbefore for 16.Sri Lanka tightened the noose

around New Zealand’s neck and

picked up two more crucial wicketsto left the New Zealanders reeling at49 for four after the end of firstmandatory powerplay. Barring for-mer skipper Kumar Sangakkarawho stood tall amidst ruins, scoring

68 off 87 balls with eight bound-aries, others simply didn’t have anyclue against controlled seam bowl-ing by seasoned Kyle Mills (2/14)and young left-arm seamer MitchellMcClenaghan (4/43).

KIWIS SURVIVE ‘MAULINGA’TO EDGE HOME IN THRILLER

BRIEF SCORES: Sri Lanka: 138 all out in 37.5 overs (Kumar Sangakkara 68, Mitchell McClenaghan3/43). New Zealand: 140 for 9 in 36.3 overs (Nathan McCullum 32, Martin Guptill25; Lasith Malinga 4/34).

MALINGASTRIKES:

Lasith Malinga isdelighted after

snaring thewicket of

New Zealand’sDaniel Vettori.

Afternoon Despatch & Courier �MUMBAI | MONDAY, JUNE 10, 201332