SENIOR CREDIT OFFICER(1 POSITION)

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self motivated and highly organizedSenior Credit Officer (1 position) to join the Retail Business Banking team. The work station isHead Office.

Reporting Line: Senior Manager Group LendingLocations: BranchWork Schedule: As per TPB Staff regulationsDivision: Group LendingSalary: Commensurate to the Job Advertised

Essential Duties and Responsibilities:-

To provide assistant to Senior Manager Group Lending on ensuring quality grouplending portfolio for branches.

To ensure collections/repayments of group loans in branches as well as ensuring theloans are managed in accordance with the group loans credit policy and lendingmanual

To assist Senior Manager Group Lending on follow up of queries raised by internaland external auditors and BOT.

Assist branches in reconciliation, dealing with suspended transactions and misbalancing on related G/L accounts of group lending.

In coordination with branch managers, he/she will deal with list of borrowers whohave missed loan installments, unserviced loans, under/over deducted installments

To assist Senior Manager Group Lending on ensuring that weekly, monthly, quarterlyand annual portfolio reports are prepared.

Liase with the branches to ensure that no queries are raised by customers or auditorswith regard to group lending products

Ensure that all group loan repayment are collected and deposited into TPB’s bankaccount by group officials within 12 hours by cross checking group funding accounts.

Cross sell other TPB’s products and services Participate in the preparation of annual plan and projections for group loan portfolio Provide inputs for the review group lending policy and procedural manual Ensure accurate and timely filing of both group and individual loan documentation. Attend any other duties as may be assigned by Senior Manager/Chief Manager Group

Lending or Director of Retail and Business Banking.

Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 asamended by Act No. 11 of 1992. TPB is a Bank that provides competitivefinancial services to our customers and creates value for our stakeholdersthrough innovative products.TPB is a Bank, whose vision is “to be the leading bank in Tanzania in theprovision of affordable, accessible and convenient financial services”. As partof effective organizational development and management of its human capitalin an effective way, TPB commits itself towards attaining, retaining anddeveloping the highly capable and qualified workforce for TPB betterment andthe Nation at large.

Key responsibilities

Achieve and maintain the set monthly and annual targets .

Compile periodic reports on the ongoing loan disbursement process Ensure accurate equinox system data and timely filing to all group loan documentation

at head office Generate and instill solidarity group pressure in each group as the basis of

co-guarantor ship in branches Developing capacity in the group lending section; and from time to time participate in

loan appraisals for group loans and at branches and participate in the credit committeefor the main purpose of building.

Conduct business in conormity with banks policies and procedures as well as the bestpractice

Key Relationships

Internal: All TPB Staff External: Regulators/Customers/Clients

EXPERIENCE AND KNOWLEDGE REQUIRED

Education: Bachelor degree/Advance diploma in Banking, Economics, commerce,Business Administration, Finance or Accounting from any recognizedUniversity or equivalent.

Experience/Skills The candidate must have a good knowledge of micro

finance with significant experience in ggroup lending and atleast 3-5 years experience at supervisory level.

Must have experience on core banking system. High level of integrity Must be keep on details Excellent communication and report writing skills Ability to work under pressure and minimal supervision Personable and able to relate to people at all levels

Skills / Attributes: People Management skills Attention to details Prioritize Tasks Team player

The position will attract a competitive salary package, which include benefits. Applicants are invited to

submit their resume (indicating the position title in the subject heading) via e-mail to:recruitment@postalbank.co.tz. Applications via other methods will not be considered. Applicantsneed to submit only the Curriculum Vitae (CV) and the letter of applications starting the jobadvertised and the location. Other credentials will have to be submitted during the interview forauthentic check and other administrative measures and should not in any way be attached duringapplication.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, healthand safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health and safety management. Lateapplications will not be considered. Short listed candidates may be subjected to any of the following: asecurity clearance; a competency assessment; physical capability assessment and reference checking.

Please forward your applications before 9th February, 2015