a little known option for investing. would you like more choices for your investment funds? it’s a...
TRANSCRIPT
A Little Known Option for Investing
Would You Like More Choices For Your Investment Funds?
It’s a common misconception among Americans that the only investments allowed are: Passbook savings, CDs Annuities Stocks Bonds Mutual Funds
While these kinds of investments may be right for some, in some market cycles,
they don’t offer the kind of returns, freedom, and diversity, that many
Investors are desperately searching for !
Truth is that broader investment options are available to the public.
Before we go any further, let me share a little bit about
myself and my background.
My Goal Today Is To Share With You An Alternative To
Typical Investments
Today Is An Educational Training Only
Dealing With Questions
2 ways to go…
Let everyone ask questions but I won’t be able to get through everything.
Hold your questions and I’ll answer them after the end of the presentation
OR
1. Session # 1 (Recap) What Is Self-Directing What is Private Lending Choices For Your Investment Funds Options You Have
2. Session # 2 Retirement Funds/Private Strategy
Session
Today’s Agenda
#1 What Is Self-Directing
What Does Self-Directed Investing Mean?
In plan English…
Rather than someone else deciding how and where you should invest your hard earned money.
You take control of your investment capital utilizing the full list of potential investment options - not just the ones that
they get paid to direct you too!
What Does Self-Directed Investing Mean?
Why haven’t they told you…
The government actually made all these investment types available since 1973 because of the uncertainty of Social SecurityYou have the ability to invest in all types of investments except those prohibited by the U.S. Treasury Department regulations and the Internal Revenue Code
#2 What Is Private Lending?
What’s in it for you?
Think About How Your Bank Makes Money Today?
They take in money on low interest savings, IRAs, and CDs. (You)
They then loan the money out at a higher rate of interest to other people as mortgages, auto loans, credit cards, etc.
Think About How Your Bank Makes Money Today?
They make money on the spread!That is the difference of what they pay verses what
they get paid
‘Being The Bank’…
Offers Much Higher Returns On Your Investment Dollars & Allows You To Keep Control
This Training Is On How You
Can Be The Bank
Private Lender Advantages
Earn above average rate of return Your in control because you
choose who and when you loan $$$ to
Option for monthly income $$$
#3 Choices
For Your Investment Funds
Let’s Look At This Little Known Investment Choice…
Private Lending
For The Purpose Of
Real Estate Investing In Mortgages
Why Private Mortgage Lending?
Private Mortgage Lending offers an investment asset that helps to diversify your investment portfolio
Easy to understand the local market because we live here
Let’s Compare The Rates Of Return vs. The Risk
On…
Passbook Savings & CDs
Vs.
Private Mortgage Lending
Compare Two Rates Of Return…
1. What returns are passbook savings & CDs currently paying?
2. Private Mortgage Lending can increase your return 5, 6 possibly 8 times
Compare Risk Of Two Options…
1. Passbook Savings, CDs are FDIC insured.
2. Real Estate Loans are not. While Real Estate Loans are secured by the property, risks are involved.
So With Additional Risk Comes The Potential For Higher Returns
Just do your due diligence
prior to lending
Real Estate Investor System Buy & sell houses. To buy houses, they prefer to borrow money
from private individuals. Specialty is distressed properties that usually
need renovated. They know where to look, what to buy, what not
to buy and how to renovate. They create value by taking ugly, vacant homes
that are eye sores and putting them back in use after renovation.
Availability of cash allows them to buy at a discount.
Private Lending Money Machine
Self Direct Funds To Purchase Closing
How It Works
Closing to Purchase Property
Investor Finds Buyer
Principle & Interest Return to
your account
Closing to Sell
Property
Locate Real
Estate Investor
Your Biggest Concern
Protection Of Principle
#1 Rule:Money borrowed is no higher than 70% loan-to-
value after renovated
This offers additional security by not over leveraging the property.
70% loan to value
$100,000 After Repaired Value
There Is Always Plenty of Equity Above Your Loan.
$70,000 Max Loan
Documents You Want to Receive
Original Promissory Note Recorded Mortgage Hazard Insurance Title Insurance
Make Sure You Get These
Private Mortgage Lending Program - How It Works
Seven Simple Steps1) You locate a Real Estate Investor you want to work
with.
2) You self direct your capital/IRA funds to closing agent for purchase closing.
3) They have a formal purchase closing (just like the bank)
4) Real Estate Investor signs promissory note and mortgage is issued to you secured by the property (just like with the bank)
7 Steps Continued
5) You either collect monthly interest payments or interest accrues until house sells
6) Investor sells property and at sale closing a check is made for your principle and interest accrued and returned directly to you
7) You choose if you want to do it again
The Real Estate Investor Does All The Work
Simple Rules To Follow To receive Mortgage loans Real Estate
Investor must be
Exempt
or Registered
Simple Rules To Follow
Before you invest get a disclosure statement from the
Real Estate Investor to see how their program is structured and
the risks.
#4 Options You Have
For Funding
How You Benefit
You Have Options
Cash Passbook Savings CDs Other Liquid Funds
IRAs/401K Traditional Roth Other
But, What If They Don’t Pay?
Well, you could make more money!
BEST CASE: Investor can deed the property over to you
WORST CASE: You can foreclose on the property to get
ownership
THEN YOU CAN: Sell the property Rent the property
We Congratulate You On Taking Time To…
Be here & learn this little-known secret of investing!
Want More Information?
I’d Be Happy To Send You Two Special Question and Answer Reports
These Special Reports Answer…
10 Key Questions On Private Lending
Plus… Advantages to Tax Deferred Investing Advantages of a Self-Directed IRA/401K LLC How to Leverage Your IRA/401K And Much Much More!
Just let me know todayOr
Go to: www.roarenow.com Fill Out The Short Form and enter your phone number
Or Call Our Will at: (651)-789-5386
And we will immediately send you these great reports
Please Join Us ForOur Next ROARE Meeting
Session # 2
Thursday, August 27
Details will be posted on ROARE Meet Up