01625 462587 | www.personalguaranteesuk.com

How our service benefits your practice

A guide for professional referral partners

“ PGUK can help your clients achieve the best commercial settlements for personal guarantee claims and other claims arising out of insolvency ”

Whether you’re an insolvency practitioner, accountant or solicitor, when you have a client facing personal claims arising out of insolvency, it can be difficult to know where to refer them where they will be in safe hands.

PGUK are a professional services consultancy, providing specialist professional advice andsolutions to individuals and directors of failed companies. Whilst we are not insolvencypractitioners ourselves, our informal debt negotiation service is based on over 20 years’ ofpersonal and corporate insolvency experience.

Directors or individuals of failed companies can face many different personal claims including:

• Bank guarantee claims• Property lease guarantees• Obligations from hire purchase/finance leases• Guarantees on trade accounts• Overdrawn directors loan accounts• Antecedent transactions – actions they took whilst acting as a Director

“ By helping your client resolve these claims PGUK will also be helping your practice in many different ways ”

01625 462587 | www.personalguaranteesuk.compersonalguaranteesuk

01625 462587 | www.personalguaranteesuk.compersonalguaranteesuk

To learn more about how we work with and benefit professional practices please go to www.personalguaranteesuk.com where there is a dedicated Professional Section.

Insolvency Practices

By referring clients to PGUK, either pre or post appointment, your practice will benefit in the following ways:

• Referring clients pre appointment can help differentiate your own practice and give you a competitive edge to win more business• Advising clients post appointment is difficult due to compliance regulations – referring clients to PGUK means they will get the advice and help they need• Accountants want their clients to be looked after by an IP who can offer a complete service pre and post insolvency – by referring our service you can differentiate your practice and win more referrals from accountants

Accountants

When a client’s business fails it means you are potentially losing a client and fee income. Many clients though will go on to start a new phoenix business and therefore by referring them to PGUK you can be assured they will get the best possible help and guidance to resolve any personal claims against them. This allows them to focus on the new business and helps ensure you retain them as a client moving forward.

• A safe pair of hands for your client to advise and resolve their claims but also provide independent help and advice on all aspects of the insolvency process• Improved client retention and client satisfaction

Solicitors

Clients with personal guarantee claims often believe there is a legitimate legal challenge based on the paper-work or the manner in which it was signed. Once you have explored the legal options in many cases it may not make either commercial sense to challenge the personal guarantee or claim, or there may not be a robust enough case to pursue it further. So what next for the client?

• By referring PGUK’s service you can offer your client an alternative informal negotiated service to resolve the claim and achieve the best financial outcome possible.

“ How does the PGUK service to clients benefit your practice? ”

“Our only focus is the best outcome for your client” Our service is complimentary to your professional practice. To discuss how wework and how we can benefit your clients and practice please call ourBusiness Development Director, Gary Addison, on 01625 462 587

Personal Guarantees UK Limited6c Hawthorn LaneWilmslowCheshireSK9 1AA

info@personalguaranteesuk.com01625 462 587 | www.personalguaranteesuk.com

Our only focus is the best outcome for your client

Personal Guarantees UK Limited is Registered in England & Wales. Reg No. 8811476.Registered Office: St.James Building, 79 Oxford Street, Manchester, M1 6HT