SAVE MORE NOW

‘HIGH IMPACT’

SAVING

STRATEGIES

#7

SAVING TIPS: HIGH IMPACT

Considering a Time Share?

• Say NO. Don’t even think about it. If in a moment of weakness you end up buying one, you’ll spend the rest of your life trying and failing to convince others what a great deal your program is—IT’S NOT, don’t do it, save yourself the money.

They are notoriously bad investments. Don’t be tempted by the high pressure sales techniques and you will save yourselves thousands.

SAY NO TO BAD INVESTMENTS

#6

SAVING TIPS: HIGH IMPACT

Save Tax Free First

• Maximize your tax-deferred savings options. Your contributions will be made with after-tax dollars but your accumulation will be on a tax-deferred basis—meaning the growth is free from further taxes until you retire and are ready to cash in.

• Investing tax deferred allows you to capitalize on increased returns on dollars you would have otherwise lost to taxes. Over long periods it’s incredibly powerful.

MAKE TAX SAVINGS A PRIORITY

#5

SAVING TIPS: HIGH IMPACT

Consolidate High to Low

• Refinancing your outstanding balances can quickly reduce your payments. When does it make sense to consolidate your bills? Run the numbers my friend… If it slashes what you are required to pay monthly, consider it.

• What option should you use to consolidate?Consider any lending option which will save you money. Always roll down hill – unsecured credit card balances to personal loans, personal lending to HELOC. When high interest costs are reduced to low interest costs, you win!

HIGH INTEREST DEBT CONSOLIDATION

#4

SAVING TIPS: HIGH IMPACT

Raise Your Credit Score

• Better credit translates directly into lower costs. A good credit score saves you money, period. When your FICO improves, you become eligible for more beneficial terms and lower rates–it’s a must if you are serious about saving money.

• What costs can you reduce with a higher credit rating? (credit card bills, car insurance bills, lending rates, just to name a few…)

BETTER CREDIT SCORES

#3

SAVING TIPS: HIGH IMPACT

Downsize What You Need

• Imagine what you could accomplish with all the extra savings if you cut your living expenses in half. Imagine the relief if you were free from a crushing mortgage.

• If you or your family could make do with a smaller home, less bedrooms, or less closet space–this is a bold option to consider which can have a remarkable impact.

• I realize… Not for everyone. But how serious about saving money are you?

DOWNSIZE YOUR LIFE

#2

SAVING TIPS: HIGH IMPACT

Relocate for Lower Costs

• You don’t need to sacrifice quality of life if you consider moving to another area with lower cost of living. Not just real estate (which can be shockingly lower in different areas), the costs of consumables and services can be lower too.

• Expanding your horizons to consider different areas of the country can provide surprising opportunities. A number of States provide excellent quality of life with dramatically reduced costs – they may not be as glamorous as your current location, but living debt free is pretty glamorous too!

SLASH COST OF LIVING EXPENSES

#1

SAVING TIPS: HIGH IMPACT

Not Just 1, See Them All!

The #1 money savings tip, along with ALL 100 powerfully simple savings strategies can be found here:

https://www.reallybadcreditoffers.com/blog/ultimate-list-of-money-saving-ideas/

Check out the full list today: “Ultimate List Of Money Saving Strategies” and stop wasting money you could keep in your pocket!

THE ULTIMATE LIST

About ReallyBadCreditOffers.com

ReallyBadCreditOffers.com provides everything you need to make mincemeat of debt and attack even the toughest financial problems with innovative, eye-opening tools, strategies, and advice.

We provide ‘tough love’ straight-talk about financing, credit and savings issues. Founded with a mission to give consumers the real world, actionable resources to rapidly whip their personal finances into shape.

Visit the website to learn more about the powerful resources available to help people struggling financially get back on track.

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Source: http://www.dol.gov/ebsa/publications/savingsfitness.html

MANAGING MONEY SUCCESS