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INTRODUCTIONMax New York Life Insurance Company Ltd. is a joinventure

One of India's leading multi-business corporations and New York Life International, the international arm of New York Life, a Fortune company.

The company has positioned itself on the quality platform.

Max New York Life Insurance, incorporated in 2000, is one of India's leading private life insurance companies.

Max New York Life Insurance offers a suite of flexible products. It now has 25 individual life and health insurance products enabling customers to choose the policy that best fits their need.

Besides this, the company offers 6 products in group insurance businessMax New York Life Awarded CII-Exim Bank Commendation Certificate for Business Excellence for the Year 2008

Some plans offered by company LifeLine MediCash Plan (A Non Linked-Non Participating Health Insurance Plan)MAX NEW YORK SHIKSHA PLUS The immediate annuity planMax New York Life Fast Track Plan offers the following benefits:

LifeLine MediCash Plan (A Non Linked-Non Participating Health Insurance Plan) LifeLine MediCash : A defined benefit health insurance plan offering Hospital Cash benefit along with ICU cash and recuperation cash benefits

A health Insurance plan from MNYL that provides you support by giving you cash benefit against hospitalization by way of hospital cash benefit.ICU Cash benefit and recuperating cash benefit, whenever you are hospitalized.

Lifeline- MediCash Benefits1. Hospital Cash Benefit2. ICU cash Benefit3. Recuperating cash Benefit

Advantages Of Lifeline- MediCash Plan:1) Multiple Claims2) Premium Guarantee for First Five Years4) Payout In Addition to Other Plans5) Transparency in Coverage Details6) Easy Claims Process- Fair, Fast and Friendly

PROVISIONS OF THE POLICYGrace period provisionLapseRevival of PolicyFree Look period

OBJECTS WHICH ARE NOT COVERED IN THE LIFE LINE MEDICASH PLAN

Admission into a hospital for treatment of a pre-existing condition

Opportunistic diseases associated with AIDS or HIV infection

Suicide or attempted suicide or intentional self-inflicted injury, by the life insured, whether sane or not at the time.

MAX NEW YORK SHIKSHA PLUS ii The fasted growing and ever changing needs are fulfilled through this plan Its all about focussing on education and ensuring the childernChildren not only get best education but also develop their hidden talentIt understand desire of every parent and their children.Why max new york life shiksha plan?

Will walk with students from school till collegeIt gives enough money to nature special talentMake most of market volatilityIn case of death all future premiums funded by the company.Particulars Features Eligibility Life insured should have a child (which may include legally adopted child) between age 0 to 18 years, to propose for this plan Minimum/ Maximum Age of Life Assured at Entry (Last Birthday) Regular pay: 21 years to 50 years Limited Pay: 21 years to 55 years Also, you must have a child. Policy Term 5 pay - 10 years term or 15 to 20 years, pick a term, Regular Pay Maximum Age of Life Assured at Maturity 65 years (For both Regular and Limited Pay option) Premium Payment Term Regular pick a term from 15 to 20 years or 5 pay for 10 year term Premium payment Mode Annual, Semi Annual, Quarterly or Monthly Non-annual mode through ECS only Minimum Annual Target Premium Regular Pay Annual Mode: Rs. 24,000 Non-annual mode: Rs. 30,000 Limited PayAll modes minimum Premium is Rs. 50,000 Sum Assured Annual Premium X Cover Multiple Cover multiple: 20 (fixed)

BENIFITSMaturity Benefit:University Education Pool

Death BenefitTax Benefits

CHARGES UNDER THE POLICY1. PREMIUM ALLOCATION CHARGE (as a % of ATP):

FUND MANAGEMENT CHARGES

The immediate annuity plan

annuity plan meets your post retirement financial needsEnsuring everyone a complete peace of mind

22What are annuity option available?

Currently only 3 annuity option are available

Annuity for life

Annuity certain plus life thereafter

Annuity for life with return of annuity purchace price

DISCONTINUANCEIf the contractual Premium is not paid on its due date, Discontinuance provisions will apply as set out below.A Grace Period of Thirty (30) days (15 Days in case of monthly mode) from the due date shall be allowed for payment of contractual Premium without any interest or penalty. Option 1: Revival of policyOption 2: Complete withdrawal from the policy without any risk cover

Max New York Life Fast Track Plan offers the following benefits: Life Insurance coverage

Option of short Premium Payment Terms enabling an early maturity andfast track accumulation

Choice of six well-managed funds for investors with different risk appetite

Entry age of Life Insured upto 60 years

Choice of protection cover basis age of Life Insured

Systematic investment through STP option to safeguard your wealth against marketVolatilities

Flexibility to make partial withdrawals to meet unplanned expenses

Flexibility to opt for Personal Accidental Benefit and Dread Disease Rider

Step 1: Choose your Premium

Minimum premium can opt is Rs 1,00,000. No limit for maximum premium chosen to pay

Step 2: Choose your Payment and Policy Term

Premium Payment Term Policy Term

Single Pay 10 Year Policy Term

5 Pay 10 Year Policy Term

10 Pay 20 Year Policy Term

Step 3: Choose your Sum Assured

In case of 5 Pay or 10 Pay variants, you can opt from either of 10 or 20 times ATP as insurance cover depending on your age

In case of Single Pay, you can opt for either of 1.25 or 5 times the single Premium as the insurance cover depending upon your ageBENIFITSMaturity Benefit:On maturity the Policyholder will be eligible to an amount equal to Fund Value where the FundValue will be calculated as:Fund Value = Accumulated Units * then prevailing NAV

Death Benefit:In case of death of the Life Insured before maturity of Policy, the following benefits shall apply:Amount equal to Sum Assured plus Fund Value

Prestented bySHIFA SHAIKH83SAIF KHAN84MAARIA SHAIKH86SANA SHAIKH..95REHAN CHINOY.101